Home > Indiana Business Bank > Income and Expense
Indiana Business Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 4,770 |
| Total interest expense | $262,000 | 4,290 |
| Net interest income | $1,964,000 | 4,780 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $136,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $63,000 | 4,765 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $73,000 | 5,034 |
| Total noninterest expense | $1,788,000 | 4,646 |
| Salaries and employee benefits | $1,121,000 | 4,415 |
| Premises and equipment expense | $168,000 | 4,788 |
| Additional noninterest expense | $499,000 | 4,886 |
| Pre-tax net operating income | $312,000 | 5,030 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $120,000 | 3,117 |
| Income before extraordinary items | $192,000 | 5,282 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $192,000 | 5,282 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $192,000 | 5,282 |
| Net charge-offs | $-36,000 | 5,276 |
| Cash dividends | $650,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 518 |
| Net operating income | $192,000 | 5,236 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,802 |
| Total interest expense | $176,000 | 4,306 |
| Net interest income | $1,318,000 | 4,809 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $109,000 | 5,051 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 4,860 |
| Total noninterest expense | $1,179,000 | 4,719 |
| Salaries and employee benefits | $774,000 | 4,375 |
| Premises and equipment expense | $110,000 | 4,844 |
| Additional noninterest expense | $295,000 | 5,111 |
| Pre-tax net operating income | $248,000 | 4,932 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $95,000 | 3,033 |
| Income before extraordinary items | $153,000 | 5,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 5,216 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $153,000 | 5,216 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 502 |
| Net operating income | $153,000 | 5,156 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 4,813 |
| Total interest expense | $90,000 | 4,298 |
| Net interest income | $669,000 | 4,827 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $36,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,000 | 5,417 |
| Total noninterest expense | $616,000 | 4,662 |
| Salaries and employee benefits | $407,000 | 4,316 |
| Premises and equipment expense | $55,000 | 4,876 |
| Additional noninterest expense | $154,000 | 5,089 |
| Pre-tax net operating income | $89,000 | 5,158 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $55,000 | 5,411 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $55,000 | 5,411 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $55,000 | 5,411 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 465 |
| Net operating income | $55,000 | 5,355 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 4,831 |
| Total interest expense | $345,000 | 4,407 |
| Net interest income | $2,695,000 | 4,822 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $469,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $370,000 | 3,689 |
| Total noninterest expense | $2,507,000 | 4,693 |
| Salaries and employee benefits | $1,562,000 | 4,411 |
| Premises and equipment expense | $238,000 | 4,851 |
| Additional noninterest expense | $707,000 | 4,930 |
| Pre-tax net operating income | $627,000 | 4,696 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-150,000 | 6,023 |
| Income before extraordinary items | $777,000 | 4,293 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $777,000 | 4,291 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $777,000 | 4,293 |
| Net charge-offs | $-104,000 | 5,731 |
| Cash dividends | $135,000 | 3,882 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 596 |
| Net operating income | $777,000 | 4,242 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 4,900 |
| Total interest expense | $261,000 | 4,445 |
| Net interest income | $1,992,000 | 4,902 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $402,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $74,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $328,000 | 3,484 |
| Total noninterest expense | $1,889,000 | 4,725 |
| Salaries and employee benefits | $1,190,000 | 4,397 |
| Premises and equipment expense | $176,000 | 4,905 |
| Additional noninterest expense | $523,000 | 4,978 |
| Pre-tax net operating income | $505,000 | 4,726 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-113,000 | 6,171 |
| Income before extraordinary items | $618,000 | 4,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 4,284 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $618,000 | 4,286 |
| Net charge-offs | $-98,000 | 5,807 |
| Cash dividends | $135,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 564 |
| Net operating income | $618,000 | 4,231 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 4,936 |
| Total interest expense | $178,000 | 4,444 |
| Net interest income | $1,323,000 | 4,940 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $281,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $49,000 | 4,791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $232,000 | 3,406 |
| Total noninterest expense | $1,287,000 | 4,728 |
| Salaries and employee benefits | $820,000 | 4,372 |
| Premises and equipment expense | $117,000 | 4,946 |
| Additional noninterest expense | $350,000 | 5,012 |
| Pre-tax net operating income | $317,000 | 4,794 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-75,000 | 6,247 |
| Income before extraordinary items | $392,000 | 4,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $392,000 | 4,322 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $392,000 | 4,322 |
| Net charge-offs | $-135,000 | 5,985 |
| Cash dividends | $135,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 553 |
| Net operating income | $392,000 | 4,265 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 4,972 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $658,000 | 4,969 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $170,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 3,070 |
| Total noninterest expense | $664,000 | 4,685 |
| Salaries and employee benefits | $409,000 | 4,404 |
| Premises and equipment expense | $60,000 | 4,962 |
| Additional noninterest expense | $195,000 | 4,847 |
| Pre-tax net operating income | $164,000 | 4,716 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-38,000 | 6,310 |
| Income before extraordinary items | $202,000 | 4,277 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $202,000 | 4,279 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $202,000 | 4,280 |
| Net charge-offs | $-239,000 | 6,267 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 546 |
| Net operating income | $202,000 | 4,195 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 4,962 |
| Total interest expense | $351,000 | 4,692 |
| Net interest income | $2,809,000 | 4,941 |
| Provision for loan and lease losses | $115,000 | 3,068 |
| Total noninterest income | $391,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $98,000 | 5,027 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $293,000 | 4,049 |
| Total noninterest expense | $2,547,000 | 4,858 |
| Salaries and employee benefits | $1,546,000 | 4,555 |
| Premises and equipment expense | $228,000 | 5,171 |
| Additional noninterest expense | $773,000 | 4,982 |
| Pre-tax net operating income | $538,000 | 4,963 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-250,000 | 6,325 |
| Income before extraordinary items | $788,000 | 4,324 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $788,000 | 4,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $788,000 | 4,324 |
| Net charge-offs | $140,000 | 2,848 |
| Cash dividends | $230,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 737 |
| Net operating income | $788,000 | 4,276 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,042 |
| Total interest expense | $262,000 | 4,775 |
| Net interest income | $2,063,000 | 5,029 |
| Provision for loan and lease losses | $115,000 | 2,666 |
| Total noninterest income | $315,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $74,000 | 5,078 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $241,000 | 3,961 |
| Total noninterest expense | $1,934,000 | 4,863 |
| Salaries and employee benefits | $1,181,000 | 4,530 |
| Premises and equipment expense | $171,000 | 5,210 |
| Additional noninterest expense | $582,000 | 5,005 |
| Pre-tax net operating income | $329,000 | 5,254 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-150,000 | 6,436 |
| Income before extraordinary items | $479,000 | 4,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 4,679 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $479,000 | 4,680 |
| Net charge-offs | $288,000 | 1,643 |
| Cash dividends | $195,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 702 |
| Net operating income | $479,000 | 4,631 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 5,075 |
| Total interest expense | $175,000 | 4,819 |
| Net interest income | $1,370,000 | 5,052 |
| Provision for loan and lease losses | $85,000 | 2,530 |
| Total noninterest income | $147,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $95,000 | 4,625 |
| Total noninterest expense | $1,277,000 | 4,914 |
| Salaries and employee benefits | $805,000 | 4,523 |
| Premises and equipment expense | $108,000 | 5,331 |
| Additional noninterest expense | $364,000 | 5,150 |
| Pre-tax net operating income | $155,000 | 5,527 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-100,000 | 6,510 |
| Income before extraordinary items | $255,000 | 4,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $255,000 | 4,951 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $255,000 | 4,953 |
| Net charge-offs | $-83,000 | 6,276 |
| Cash dividends | $160,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $255,000 | 4,895 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 5,078 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $705,000 | 5,040 |
| Provision for loan and lease losses | $85,000 | 1,736 |
| Total noninterest income | $86,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $60,000 | 4,319 |
| Total noninterest expense | $639,000 | 4,967 |
| Salaries and employee benefits | $398,000 | 4,590 |
| Premises and equipment expense | $53,000 | 5,409 |
| Additional noninterest expense | $188,000 | 5,135 |
| Pre-tax net operating income | $67,000 | 5,587 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-50,000 | 6,581 |
| Income before extraordinary items | $117,000 | 4,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $117,000 | 4,977 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $117,000 | 4,936 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 5,162 |
| Total interest expense | $337,000 | 5,202 |
| Net interest income | $2,771,000 | 5,104 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $390,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $102,000 | 5,232 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 4,140 |
| Total noninterest expense | $2,431,000 | 5,107 |
| Salaries and employee benefits | $1,433,000 | 4,873 |
| Premises and equipment expense | $211,000 | 5,471 |
| Additional noninterest expense | $787,000 | 5,110 |
| Pre-tax net operating income | $490,000 | 5,022 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-250,000 | 6,574 |
| Income before extraordinary items | $740,000 | 4,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 4,366 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $740,000 | 4,367 |
| Net charge-offs | $577,000 | 1,864 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 774 |
| Net operating income | $740,000 | 4,308 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,200 |
| Total interest expense | $252,000 | 5,302 |
| Net interest income | $2,094,000 | 5,131 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $357,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $76,000 | 5,288 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 3,840 |
| Total noninterest expense | $1,859,000 | 5,084 |
| Salaries and employee benefits | $1,084,000 | 4,881 |
| Premises and equipment expense | $152,000 | 5,573 |
| Additional noninterest expense | $623,000 | 4,998 |
| Pre-tax net operating income | $412,000 | 4,984 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-150,000 | 6,719 |
| Income before extraordinary items | $562,000 | 4,416 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $562,000 | 4,419 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $562,000 | 4,420 |
| Net charge-offs | $434,000 | 1,744 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 699 |
| Net operating income | $562,000 | 4,340 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 5,226 |
| Total interest expense | $173,000 | 5,317 |
| Net interest income | $1,387,000 | 5,155 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $318,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,379 |
| Total noninterest expense | $1,246,000 | 5,083 |
| Salaries and employee benefits | $722,000 | 4,906 |
| Premises and equipment expense | $98,000 | 5,646 |
| Additional noninterest expense | $426,000 | 4,966 |
| Pre-tax net operating income | $339,000 | 4,716 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-100,000 | 6,766 |
| Income before extraordinary items | $439,000 | 4,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $439,000 | 4,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $439,000 | 4,163 |
| Net charge-offs | $219,000 | 2,009 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 681 |
| Net operating income | $439,000 | 4,056 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 5,206 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $713,000 | 5,121 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,658 |
| Total noninterest expense | $602,000 | 5,201 |
| Salaries and employee benefits | $342,000 | 5,083 |
| Premises and equipment expense | $50,000 | 5,653 |
| Additional noninterest expense | $210,000 | 5,050 |
| Pre-tax net operating income | $184,000 | 4,591 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-50,000 | 6,868 |
| Income before extraordinary items | $234,000 | 4,002 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $234,000 | 4,005 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $234,000 | 4,005 |
| Net charge-offs | $-19,000 | 6,425 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $234,000 | 3,917 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 5,217 |
| Total interest expense | $531,000 | 5,015 |
| Net interest income | $2,898,000 | 5,186 |
| Provision for loan and lease losses | $278,000 | 3,505 |
| Total noninterest income | $416,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $103,000 | 5,388 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $313,000 | 3,983 |
| Total noninterest expense | $2,390,000 | 5,278 |
| Salaries and employee benefits | $1,295,000 | 5,215 |
| Premises and equipment expense | $191,000 | 5,771 |
| Additional noninterest expense | $904,000 | 5,016 |
| Pre-tax net operating income | $646,000 | 4,616 |
| Securities gains (losses) | $-6,000 | 6,705 |
| Applicable income taxes | $-250,000 | 6,815 |
| Income before extraordinary items | $890,000 | 4,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $890,000 | 4,112 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $890,000 | 4,114 |
| Net charge-offs | $536,000 | 2,568 |
| Cash dividends | $102,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 713 |
| Net operating income | $896,000 | 3,921 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 5,284 |
| Total interest expense | $425,000 | 5,012 |
| Net interest income | $2,162,000 | 5,272 |
| Provision for loan and lease losses | $238,000 | 3,280 |
| Total noninterest income | $232,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 4,583 |
| Total noninterest expense | $1,757,000 | 5,356 |
| Salaries and employee benefits | $955,000 | 5,283 |
| Premises and equipment expense | $139,000 | 5,904 |
| Additional noninterest expense | $663,000 | 5,111 |
| Pre-tax net operating income | $399,000 | 4,994 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-150,000 | 6,948 |
| Income before extraordinary items | $549,000 | 4,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $549,000 | 4,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $549,000 | 4,528 |
| Net charge-offs | $195,000 | 3,338 |
| Cash dividends | $52,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 674 |
| Net operating income | $549,000 | 4,346 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 5,280 |
| Total interest expense | $306,000 | 4,937 |
| Net interest income | $1,458,000 | 5,283 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $171,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,372 |
| Total noninterest expense | $1,166,000 | 5,411 |
| Salaries and employee benefits | $628,000 | 5,362 |
| Premises and equipment expense | $92,000 | 5,940 |
| Additional noninterest expense | $446,000 | 5,130 |
| Pre-tax net operating income | $283,000 | 4,908 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-100,000 | 7,022 |
| Income before extraordinary items | $383,000 | 4,442 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $383,000 | 4,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $383,000 | 4,446 |
| Net charge-offs | $139,000 | 3,123 |
| Cash dividends | $52,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 641 |
| Net operating income | $383,000 | 4,252 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,278 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $738,000 | 5,278 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $133,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,556 |
| Total noninterest expense | $609,000 | 5,328 |
| Salaries and employee benefits | $319,000 | 5,356 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $241,000 | 4,950 |
| Pre-tax net operating income | $172,000 | 4,733 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-50,000 | 7,112 |
| Income before extraordinary items | $222,000 | 4,202 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 4,206 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $222,000 | 4,206 |
| Net charge-offs | $102,000 | 2,422 |
| Cash dividends | $52,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $222,000 | 4,050 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 5,319 |
| Total interest expense | $872,000 | 4,718 |
| Net interest income | $2,818,000 | 5,404 |
| Provision for loan and lease losses | $515,000 | 3,421 |
| Total noninterest income | $565,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $469,000 | 3,202 |
| Total noninterest expense | $2,319,000 | 5,513 |
| Salaries and employee benefits | $1,151,000 | 5,604 |
| Premises and equipment expense | $219,000 | 5,854 |
| Additional noninterest expense | $949,000 | 5,020 |
| Pre-tax net operating income | $549,000 | 4,622 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-250,000 | 6,955 |
| Income before extraordinary items | $799,000 | 3,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $799,000 | 3,949 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $799,000 | 3,948 |
| Net charge-offs | $554,000 | 3,054 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 811 |
| Net operating income | $799,000 | 3,821 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 5,363 |
| Total interest expense | $697,000 | 4,680 |
| Net interest income | $2,084,000 | 5,465 |
| Provision for loan and lease losses | $460,000 | 2,985 |
| Total noninterest income | $495,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $423,000 | 2,944 |
| Total noninterest expense | $1,773,000 | 5,488 |
| Salaries and employee benefits | $851,000 | 5,642 |
| Premises and equipment expense | $166,000 | 5,875 |
| Additional noninterest expense | $756,000 | 4,917 |
| Pre-tax net operating income | $346,000 | 4,947 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $346,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 4,865 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $346,000 | 4,865 |
| Net charge-offs | $545,000 | 2,568 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 767 |
| Net operating income | $346,000 | 4,745 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 5,399 |
| Total interest expense | $501,000 | 4,627 |
| Net interest income | $1,374,000 | 5,519 |
| Provision for loan and lease losses | $280,000 | 3,113 |
| Total noninterest income | $300,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,144 |
| Total noninterest expense | $1,183,000 | 5,542 |
| Salaries and employee benefits | $575,000 | 5,664 |
| Premises and equipment expense | $107,000 | 5,976 |
| Additional noninterest expense | $501,000 | 5,000 |
| Pre-tax net operating income | $211,000 | 5,051 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $211,000 | 4,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 4,947 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $211,000 | 4,947 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 713 |
| Net operating income | $211,000 | 4,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,360 |
| Total interest expense | $272,000 | 4,541 |
| Net interest income | $692,000 | 5,506 |
| Provision for loan and lease losses | $190,000 | 2,505 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $598,000 | 5,558 |
| Salaries and employee benefits | $289,000 | 5,696 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $251,000 | 4,995 |
| Pre-tax net operating income | $99,000 | 5,154 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $99,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $99,000 | 5,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $99,000 | 5,022 |
| Net charge-offs | $94,000 | 2,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $99,000 | 4,964 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 5,171 |
| Total interest expense | $1,406,000 | 4,421 |
| Net interest income | $2,979,000 | 5,368 |
| Provision for loan and lease losses | $2,521,000 | 1,796 |
| Total noninterest income | $542,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 5,479 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $442,000 | 3,369 |
| Total noninterest expense | $2,738,000 | 5,274 |
| Salaries and employee benefits | $1,319,000 | 5,405 |
| Premises and equipment expense | $254,000 | 5,774 |
| Additional noninterest expense | $1,165,000 | 4,689 |
| Pre-tax net operating income | $-1,738,000 | 6,705 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,738,000 | 6,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,738,000 | 6,794 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,738,000 | 6,794 |
| Net charge-offs | $2,145,000 | 1,782 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,027 |
| Net operating income | $-1,738,000 | 6,768 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 5,223 |
| Total interest expense | $1,104,000 | 4,464 |
| Net interest income | $2,237,000 | 5,440 |
| Provision for loan and lease losses | $1,896,000 | 1,725 |
| Total noninterest income | $402,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $328,000 | 3,409 |
| Total noninterest expense | $2,096,000 | 5,233 |
| Salaries and employee benefits | $1,004,000 | 5,405 |
| Premises and equipment expense | $196,000 | 5,770 |
| Additional noninterest expense | $896,000 | 4,617 |
| Pre-tax net operating income | $-1,353,000 | 6,899 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,353,000 | 7,002 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,353,000 | 7,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,353,000 | 7,002 |
| Net charge-offs | $1,587,000 | 1,729 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 967 |
| Net operating income | $-1,353,000 | 6,967 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 5,257 |
| Total interest expense | $768,000 | 4,454 |
| Net interest income | $1,465,000 | 5,501 |
| Provision for loan and lease losses | $1,266,000 | 1,686 |
| Total noninterest income | $225,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 3,725 |
| Total noninterest expense | $1,428,000 | 5,198 |
| Salaries and employee benefits | $665,000 | 5,469 |
| Premises and equipment expense | $132,000 | 5,782 |
| Additional noninterest expense | $631,000 | 4,456 |
| Pre-tax net operating income | $-1,004,000 | 7,015 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,004,000 | 7,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,004,000 | 7,095 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,004,000 | 7,096 |
| Net charge-offs | $848,000 | 1,881 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 935 |
| Net operating income | $-1,004,000 | 7,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,305 |
| Total interest expense | $394,000 | 4,512 |
| Net interest income | $733,000 | 5,535 |
| Provision for loan and lease losses | $560,000 | 1,717 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $722,000 | 5,216 |
| Salaries and employee benefits | $340,000 | 5,448 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $313,000 | 4,469 |
| Pre-tax net operating income | $-519,000 | 7,196 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-519,000 | 7,275 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-519,000 | 7,275 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-519,000 | 7,276 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-519,000 | 7,258 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 5,137 |
| Total interest expense | $2,008,000 | 4,448 |
| Net interest income | $2,980,000 | 5,403 |
| Provision for loan and lease losses | $279,000 | 5,381 |
| Total noninterest income | $429,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $106,000 | 5,668 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $323,000 | 3,880 |
| Total noninterest expense | $3,062,000 | 5,114 |
| Salaries and employee benefits | $1,431,000 | 5,337 |
| Premises and equipment expense | $266,000 | 5,923 |
| Additional noninterest expense | $1,365,000 | 4,349 |
| Pre-tax net operating income | $68,000 | 5,196 |
| Securities gains (losses) | $-51,000 | 7,184 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $17,000 | 5,473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,000 | 5,472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $17,000 | 5,472 |
| Net charge-offs | $493,000 | 3,806 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,218 |
| Net operating income | $68,000 | 5,220 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 5,096 |
| Total interest expense | $1,561,000 | 4,480 |
| Net interest income | $2,319,000 | 5,329 |
| Provision for loan and lease losses | $194,000 | 5,205 |
| Total noninterest income | $226,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $147,000 | 4,809 |
| Total noninterest expense | $2,266,000 | 5,179 |
| Salaries and employee benefits | $1,078,000 | 5,361 |
| Premises and equipment expense | $200,000 | 5,962 |
| Additional noninterest expense | $988,000 | 4,427 |
| Pre-tax net operating income | $85,000 | 5,346 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $85,000 | 5,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $85,000 | 5,384 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $85,000 | 5,384 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,109 |
| Net operating income | $85,000 | 5,329 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 5,102 |
| Total interest expense | $1,082,000 | 4,500 |
| Net interest income | $1,543,000 | 5,342 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $51,000 | 5,772 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $92,000 | 4,946 |
| Total noninterest expense | $1,556,000 | 5,137 |
| Salaries and employee benefits | $728,000 | 5,373 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $698,000 | 4,272 |
| Pre-tax net operating income | $70,000 | 5,407 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $70,000 | 5,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 5,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $70,000 | 5,432 |
| Net charge-offs | $120,000 | 4,046 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,077 |
| Net operating income | $70,000 | 5,347 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 5,157 |
| Total interest expense | $566,000 | 4,492 |
| Net interest income | $741,000 | 5,425 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $724,000 | 5,282 |
| Salaries and employee benefits | $375,000 | 5,351 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $285,000 | 4,567 |
| Pre-tax net operating income | $32,000 | 5,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $32,000 | 5,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 5,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $32,000 | 5,961 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $32,000 | 5,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 5,251 |
| Total interest expense | $2,674,000 | 4,567 |
| Net interest income | $2,725,000 | 5,681 |
| Provision for loan and lease losses | $1,001,000 | 2,703 |
| Total noninterest income | $199,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 6,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $130,000 | 5,541 |
| Total noninterest expense | $2,819,000 | 5,318 |
| Salaries and employee benefits | $1,621,000 | 5,090 |
| Premises and equipment expense | $251,000 | 6,236 |
| Additional noninterest expense | $947,000 | 4,985 |
| Pre-tax net operating income | $-896,000 | 6,964 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $19,000 | 4,294 |
| Income before extraordinary items | $-898,000 | 6,944 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-898,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 2,456 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,209 |
| Net operating income | $-915,000 | 7,072 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,291 |
| Total interest expense | $2,038,000 | 4,651 |
| Net interest income | $2,044,000 | 5,730 |
| Provision for loan and lease losses | $738,000 | 2,198 |
| Total noninterest income | $168,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $2,117,000 | 5,295 |
| Salaries and employee benefits | $1,248,000 | 5,042 |
| Premises and equipment expense | $186,000 | 6,284 |
| Additional noninterest expense | $683,000 | 5,029 |
| Pre-tax net operating income | $-643,000 | 7,347 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-626,000 | 7,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-626,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,712 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,012 |
| Net operating income | $-643,000 | 7,426 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 5,399 |
| Total interest expense | $1,354,000 | 4,786 |
| Net interest income | $1,328,000 | 5,817 |
| Provision for loan and lease losses | $194,000 | 3,211 |
| Total noninterest income | $112,000 | 6,490 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $1,411,000 | 5,320 |
| Salaries and employee benefits | $834,000 | 5,092 |
| Premises and equipment expense | $121,000 | 6,359 |
| Additional noninterest expense | $456,000 | 5,020 |
| Pre-tax net operating income | $-165,000 | 7,281 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-148,000 | 7,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-148,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $-165,000 | 7,328 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 5,443 |
| Total interest expense | $702,000 | 4,871 |
| Net interest income | $665,000 | 5,822 |
| Provision for loan and lease losses | $51,000 | 3,761 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $688,000 | 5,421 |
| Salaries and employee benefits | $416,000 | 5,125 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $-3,000 | 7,191 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $-3,000 | 7,209 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,704 |
| Total interest expense | $2,426,000 | 5,346 |
| Net interest income | $2,608,000 | 5,864 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $181,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $40,000 | 6,897 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $141,000 | 5,681 |
| Total noninterest expense | $2,494,000 | 5,616 |
| Salaries and employee benefits | $1,392,000 | 5,530 |
| Premises and equipment expense | $299,000 | 5,780 |
| Additional noninterest expense | $803,000 | 5,332 |
| Pre-tax net operating income | $-5,000 | 7,451 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-19,000 | 7,843 |
| Income before extraordinary items | $14,000 | 7,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,069 |
| Net operating income | $14,000 | 7,430 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 5,829 |
| Total interest expense | $1,743,000 | 5,470 |
| Net interest income | $1,893,000 | 5,967 |
| Provision for loan and lease losses | $197,000 | 3,044 |
| Total noninterest income | $150,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $1,827,000 | 5,648 |
| Salaries and employee benefits | $1,025,000 | 5,562 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $580,000 | 5,405 |
| Pre-tax net operating income | $19,000 | 7,590 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $19,000 | 7,612 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $19,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 874 |
| Net operating income | $19,000 | 7,597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 5,932 |
| Total interest expense | $1,094,000 | 5,651 |
| Net interest income | $1,248,000 | 6,049 |
| Provision for loan and lease losses | $144,000 | 2,724 |
| Total noninterest income | $95,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $1,178,000 | 5,783 |
| Salaries and employee benefits | $650,000 | 5,773 |
| Premises and equipment expense | $148,000 | 5,847 |
| Additional noninterest expense | $380,000 | 5,455 |
| Pre-tax net operating income | $21,000 | 7,685 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 799 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 6,055 |
| Total interest expense | $504,000 | 5,840 |
| Net interest income | $619,000 | 6,093 |
| Provision for loan and lease losses | $89,000 | 2,252 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $565,000 | 5,940 |
| Salaries and employee benefits | $309,000 | 5,953 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $184,000 | 5,531 |
| Pre-tax net operating income | $8,000 | 7,763 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $8,000 | 7,772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $8,000 | 7,751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 6,562 |
| Total interest expense | $1,283,000 | 6,454 |
| Net interest income | $2,022,000 | 6,533 |
| Provision for loan and lease losses | $478,000 | 1,983 |
| Total noninterest income | $61,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $54,000 | 6,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $2,266,000 | 5,789 |
| Salaries and employee benefits | $1,203,000 | 5,904 |
| Premises and equipment expense | $284,000 | 5,869 |
| Additional noninterest expense | $779,000 | 5,312 |
| Pre-tax net operating income | $-661,000 | 8,329 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-661,000 | 8,357 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-661,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,512 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 945 |
| Net operating income | $-661,000 | 8,352 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 6,765 |
| Total interest expense | $864,000 | 6,643 |
| Net interest income | $1,437,000 | 6,728 |
| Provision for loan and lease losses | $291,000 | 2,215 |
| Total noninterest income | $50,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $1,727,000 | 5,725 |
| Salaries and employee benefits | $924,000 | 5,795 |
| Premises and equipment expense | $212,000 | 5,907 |
| Additional noninterest expense | $591,000 | 5,266 |
| Pre-tax net operating income | $-531,000 | 8,461 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-531,000 | 8,482 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-531,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,397 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 804 |
| Net operating income | $-531,000 | 8,472 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 6,930 |
| Total interest expense | $518,000 | 6,775 |
| Net interest income | $907,000 | 6,900 |
| Provision for loan and lease losses | $139,000 | 2,783 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $1,168,000 | 5,698 |
| Salaries and employee benefits | $616,000 | 5,825 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $411,000 | 5,111 |
| Pre-tax net operating income | $-363,000 | 8,507 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-363,000 | 8,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-363,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 674 |
| Net operating income | $-363,000 | 8,521 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 7,229 |
| Total interest expense | $208,000 | 7,163 |
| Net interest income | $403,000 | 7,197 |
| Provision for loan and lease losses | $86,000 | 2,261 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $574,000 | 5,760 |
| Salaries and employee benefits | $309,000 | 5,843 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $-242,000 | 8,582 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-242,000 | 8,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-242,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 505 |
| Net operating income | $-242,000 | 8,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 8,193 |
| Total interest expense | $279,000 | 8,239 |
| Net interest income | $906,000 | 8,076 |
| Provision for loan and lease losses | $361,000 | 2,445 |
| Total noninterest income | $29,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $25,000 | 7,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $1,993,000 | 6,130 |
| Salaries and employee benefits | $1,141,000 | 5,941 |
| Premises and equipment expense | $264,000 | 6,065 |
| Additional noninterest expense | $588,000 | 6,124 |
| Pre-tax net operating income | $-1,419,000 | 8,709 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,419,000 | 8,730 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,419,000 | 8,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,419,000 | 8,713 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,407 |
| Total interest expense | $143,000 | 8,483 |
| Net interest income | $566,000 | 8,324 |
| Provision for loan and lease losses | $232,000 | 2,666 |
| Total noninterest income | $13,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $1,496,000 | 6,090 |
| Salaries and employee benefits | $868,000 | 5,870 |
| Premises and equipment expense | $196,000 | 6,093 |
| Additional noninterest expense | $432,000 | 6,146 |
| Pre-tax net operating income | $-1,149,000 | 8,751 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,149,000 | 8,769 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,149,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,149,000 | 8,750 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,582 |
| Total interest expense | $64,000 | 8,620 |
| Net interest income | $287,000 | 8,530 |
| Provision for loan and lease losses | $135,000 | 2,835 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,000 | 7,707 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $1,016,000 | 6,015 |
| Salaries and employee benefits | $578,000 | 5,872 |
| Premises and equipment expense | $130,000 | 6,100 |
| Additional noninterest expense | $308,000 | 5,931 |
| Pre-tax net operating income | $-860,000 | 8,761 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-860,000 | 8,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-860,000 | 8,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-860,000 | 8,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $99,000 | 8,827 |
| Total interest expense | $12,000 | 8,823 |
| Net interest income | $87,000 | 8,791 |
| Provision for loan and lease losses | $74,000 | 2,620 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $492,000 | 6,164 |
| Salaries and employee benefits | $288,000 | 5,912 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $-478,000 | 8,846 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-478,000 | 8,863 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-478,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-478,000 | 8,847 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 8,957 |
| Total interest expense | $1,000 | 8,945 |
| Net interest income | $30,000 | 8,953 |
| Provision for loan and lease losses | $9,000 | 7,075 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $1,272,000 | 7,313 |
| Salaries and employee benefits | $118,000 | 8,905 |
| Premises and equipment expense | $24,000 | 8,844 |
| Additional noninterest expense | $1,130,000 | 3,935 |
| Pre-tax net operating income | $-1,251,000 | 8,833 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,251,000 | 8,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,251,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $13,772,000 | 60 |
| Net operating income | $-1,251,000 | 8,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.