Home > Indian Village Community Bank > Income and Expense
Indian Village Community Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 5,543 |
| Total interest expense | $2,460,000 | 4,121 |
| Net interest income | $1,281,000 | 6,806 |
| Provision for loan and lease losses | $458,000 | 2,863 |
| Total noninterest income | $249,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $1,925,000 | 5,572 |
| Salaries and employee benefits | $687,000 | 6,635 |
| Premises and equipment expense | $177,000 | 6,393 |
| Additional noninterest expense | $1,061,000 | 3,707 |
| Pre-tax net operating income | $-853,000 | 7,456 |
| Securities gains (losses) | $-22,000 | 7,421 |
| Applicable income taxes | $288,000 | 2,502 |
| Income before extraordinary items | $-1,163,000 | 7,584 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,163,000 | 7,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 2,127 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,159 |
| Net operating income | $-1,141,000 | 7,683 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 5,453 |
| Total interest expense | $1,733,000 | 4,114 |
| Net interest income | $895,000 | 6,733 |
| Provision for loan and lease losses | $158,000 | 3,532 |
| Total noninterest income | $142,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $1,337,000 | 5,484 |
| Salaries and employee benefits | $460,000 | 6,682 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $761,000 | 3,483 |
| Pre-tax net operating income | $-458,000 | 7,575 |
| Securities gains (losses) | $-22,000 | 8,184 |
| Applicable income taxes | $288,000 | 2,266 |
| Income before extraordinary items | $-768,000 | 7,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-768,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,044 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,028 |
| Net operating income | $-746,000 | 7,844 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 5,412 |
| Total interest expense | $918,000 | 4,136 |
| Net interest income | $467,000 | 6,658 |
| Provision for loan and lease losses | $98,000 | 2,769 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $572,000 | 5,944 |
| Salaries and employee benefits | $235,000 | 6,661 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $277,000 | 4,369 |
| Pre-tax net operating income | $-104,000 | 7,575 |
| Securities gains (losses) | $-10,000 | 8,322 |
| Applicable income taxes | $-93,000 | 8,124 |
| Income before extraordinary items | $-21,000 | 7,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,294 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $-14,600 | 7,283 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 5,297 |
| Total interest expense | $3,935,000 | 4,050 |
| Net interest income | $1,951,000 | 6,557 |
| Provision for loan and lease losses | $546,000 | 2,203 |
| Total noninterest income | $298,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $219,000 | 4,722 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $2,170,000 | 5,993 |
| Salaries and employee benefits | $969,000 | 6,512 |
| Premises and equipment expense | $296,000 | 5,799 |
| Additional noninterest expense | $905,000 | 4,949 |
| Pre-tax net operating income | $-467,000 | 7,798 |
| Securities gains (losses) | $-55,000 | 8,032 |
| Applicable income taxes | $-148,000 | 8,081 |
| Income before extraordinary items | $-374,000 | 7,823 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-374,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,030 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,021 |
| Net operating income | $-334,400 | 7,782 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 5,264 |
| Total interest expense | $2,996,000 | 4,028 |
| Net interest income | $1,480,000 | 6,567 |
| Provision for loan and lease losses | $480,000 | 1,622 |
| Total noninterest income | $189,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $1,635,000 | 5,954 |
| Salaries and employee benefits | $736,000 | 6,481 |
| Premises and equipment expense | $237,000 | 5,646 |
| Additional noninterest expense | $662,000 | 4,963 |
| Pre-tax net operating income | $-446,000 | 8,047 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $-148,000 | 8,287 |
| Income before extraordinary items | $-307,000 | 8,009 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-307,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,563 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 926 |
| Net operating income | $-300,970 | 7,988 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 5,194 |
| Total interest expense | $2,027,000 | 3,986 |
| Net interest income | $1,029,000 | 6,516 |
| Provision for loan and lease losses | $324,000 | 1,454 |
| Total noninterest income | $94,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-6,000 | 8,557 |
| Total noninterest expense | $1,117,000 | 5,932 |
| Salaries and employee benefits | $508,000 | 6,444 |
| Premises and equipment expense | $168,000 | 5,538 |
| Additional noninterest expense | $441,000 | 4,972 |
| Pre-tax net operating income | $-318,000 | 8,171 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $-148,000 | 8,433 |
| Income before extraordinary items | $-179,000 | 8,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-179,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,107 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 781 |
| Net operating income | $-173,240 | 8,081 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 5,130 |
| Total interest expense | $1,031,000 | 3,941 |
| Net interest income | $522,000 | 6,512 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $595,000 | 5,776 |
| Salaries and employee benefits | $276,000 | 6,299 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $228,000 | 4,829 |
| Pre-tax net operating income | $-22,000 | 7,956 |
| Securities gains (losses) | $-9,000 | 8,245 |
| Applicable income taxes | $-29,000 | 8,348 |
| Income before extraordinary items | $-2,000 | 7,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 626 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 624 |
| Net operating income | $3,760 | 7,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 4,823 |
| Total interest expense | $4,220,000 | 3,464 |
| Net interest income | $2,134,000 | 6,408 |
| Provision for loan and lease losses | $585,000 | 1,668 |
| Total noninterest income | $362,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $193,000 | 5,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 5,416 |
| Total noninterest expense | $2,209,000 | 5,864 |
| Salaries and employee benefits | $1,045,000 | 6,299 |
| Premises and equipment expense | $292,000 | 5,810 |
| Additional noninterest expense | $872,000 | 4,964 |
| Pre-tax net operating income | $-298,000 | 8,164 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $-220,000 | 8,471 |
| Income before extraordinary items | $-115,000 | 8,092 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-115,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,066 |
| Cash dividends | $19,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 1,005 |
| Net operating income | $-91,320 | 8,061 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 4,840 |
| Total interest expense | $3,111,000 | 3,412 |
| Net interest income | $1,607,000 | 6,467 |
| Provision for loan and lease losses | $247,000 | 2,472 |
| Total noninterest income | $258,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $146,000 | 5,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,632 |
| Total noninterest expense | $1,595,000 | 5,968 |
| Salaries and employee benefits | $776,000 | 6,316 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $596,000 | 5,240 |
| Pre-tax net operating income | $23,000 | 8,043 |
| Securities gains (losses) | $-31,000 | 8,000 |
| Applicable income taxes | $-90,000 | 8,548 |
| Income before extraordinary items | $82,000 | 7,818 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $82,000 | 7,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $19,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 804 |
| Net operating income | $101,840 | 7,717 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,866 |
| Total interest expense | $1,986,000 | 3,401 |
| Net interest income | $1,094,000 | 6,445 |
| Provision for loan and lease losses | $211,000 | 2,018 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 5,531 |
| Total noninterest expense | $1,068,000 | 5,967 |
| Salaries and employee benefits | $515,000 | 6,355 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $399,000 | 5,217 |
| Pre-tax net operating income | $-12,000 | 8,204 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $-72,000 | 8,600 |
| Income before extraordinary items | $54,000 | 7,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $54,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $19,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 667 |
| Net operating income | $57,840 | 7,871 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,936 |
| Total interest expense | $930,000 | 3,447 |
| Net interest income | $546,000 | 6,464 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $548,000 | 5,909 |
| Salaries and employee benefits | $274,000 | 6,199 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $42,000 | 7,792 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $-28,000 | 8,597 |
| Income before extraordinary items | $64,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,357 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 493 |
| Net operating income | $70,000 | 7,196 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 5,026 |
| Total interest expense | $3,127,000 | 3,221 |
| Net interest income | $2,075,000 | 6,563 |
| Provision for loan and lease losses | $121,000 | 4,451 |
| Total noninterest income | $355,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $198,000 | 5,184 |
| Total noninterest expense | $2,017,000 | 6,091 |
| Salaries and employee benefits | $939,000 | 6,528 |
| Premises and equipment expense | $309,000 | 5,641 |
| Additional noninterest expense | $769,000 | 5,292 |
| Pre-tax net operating income | $292,000 | 7,418 |
| Securities gains (losses) | $-318,000 | 8,664 |
| Applicable income taxes | $21,000 | 6,311 |
| Income before extraordinary items | $-47,000 | 8,332 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-47,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $26,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 779 |
| Net operating income | $271,000 | 7,282 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 5,011 |
| Total interest expense | $2,301,000 | 3,133 |
| Net interest income | $1,587,000 | 6,522 |
| Provision for loan and lease losses | $91,000 | 4,295 |
| Total noninterest income | $246,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 5,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,457 |
| Total noninterest expense | $1,438,000 | 6,224 |
| Salaries and employee benefits | $670,000 | 6,659 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $550,000 | 5,409 |
| Pre-tax net operating income | $304,000 | 7,185 |
| Securities gains (losses) | $-325,000 | 8,765 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $-43,000 | 8,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-43,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $26,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 639 |
| Net operating income | $282,000 | 6,973 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 4,968 |
| Total interest expense | $1,509,000 | 3,026 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $154,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $85,000 | 5,486 |
| Total noninterest expense | $931,000 | 6,300 |
| Salaries and employee benefits | $432,000 | 6,739 |
| Premises and equipment expense | $146,000 | 5,777 |
| Additional noninterest expense | $353,000 | 5,497 |
| Pre-tax net operating income | $227,000 | 7,044 |
| Securities gains (losses) | $-321,000 | 8,800 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $-110,000 | 8,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-110,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $26,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 542 |
| Net operating income | $211,000 | 6,800 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,999 |
| Total interest expense | $747,000 | 2,966 |
| Net interest income | $522,000 | 6,607 |
| Provision for loan and lease losses | $31,000 | 3,901 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $461,000 | 6,363 |
| Salaries and employee benefits | $216,000 | 6,794 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $107,000 | 7,119 |
| Securities gains (losses) | $-312,000 | 8,883 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $-212,000 | 8,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-212,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 419 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 4,737 |
| Total interest expense | $3,045,000 | 2,601 |
| Net interest income | $2,117,000 | 6,469 |
| Provision for loan and lease losses | $123,000 | 4,583 |
| Total noninterest income | $260,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $118,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $1,926,000 | 6,126 |
| Salaries and employee benefits | $885,000 | 6,659 |
| Premises and equipment expense | $287,000 | 5,795 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $328,000 | 7,351 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $11,000 | 6,738 |
| Income before extraordinary items | $334,000 | 7,087 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $334,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $147,000 | 5,218 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 707 |
| Net operating income | $317,510 | 7,102 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 4,705 |
| Total interest expense | $2,286,000 | 2,559 |
| Net interest income | $1,596,000 | 6,474 |
| Provision for loan and lease losses | $93,000 | 4,393 |
| Total noninterest income | $189,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $88,000 | 6,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $1,455,000 | 6,071 |
| Salaries and employee benefits | $676,000 | 6,562 |
| Premises and equipment expense | $211,000 | 5,832 |
| Additional noninterest expense | $568,000 | 5,228 |
| Pre-tax net operating income | $237,000 | 7,518 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $247,000 | 7,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $247,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,355 |
| Cash dividends | $127,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 592 |
| Net operating income | $224,200 | 7,282 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 4,768 |
| Total interest expense | $1,513,000 | 2,551 |
| Net interest income | $1,037,000 | 6,567 |
| Provision for loan and lease losses | $63,000 | 4,225 |
| Total noninterest income | $123,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 5,821 |
| Total noninterest expense | $952,000 | 6,172 |
| Salaries and employee benefits | $446,000 | 6,636 |
| Premises and equipment expense | $136,000 | 5,958 |
| Additional noninterest expense | $370,000 | 5,334 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $160,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $98,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 517 |
| Net operating income | $138,880 | 7,356 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 4,850 |
| Total interest expense | $753,000 | 2,602 |
| Net interest income | $502,000 | 6,674 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $465,000 | 6,294 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $94,000 | 6,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 6,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 382 |
| Net operating income | $55,300 | 7,603 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 4,884 |
| Total interest expense | $3,168,000 | 2,728 |
| Net interest income | $1,849,000 | 6,826 |
| Provision for loan and lease losses | $330,000 | 2,962 |
| Total noninterest income | $230,000 | 7,096 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $99,000 | 6,568 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $1,703,000 | 6,520 |
| Salaries and employee benefits | $812,000 | 6,877 |
| Premises and equipment expense | $236,000 | 6,350 |
| Additional noninterest expense | $655,000 | 5,708 |
| Pre-tax net operating income | $46,000 | 8,399 |
| Securities gains (losses) | $386,000 | 901 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $422,000 | 6,700 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $422,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,743 |
| Cash dividends | $403,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 706 |
| Net operating income | $43,720 | 8,386 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 4,957 |
| Total interest expense | $2,409,000 | 2,780 |
| Net interest income | $1,335,000 | 6,973 |
| Provision for loan and lease losses | $290,000 | 2,572 |
| Total noninterest income | $166,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $1,277,000 | 6,500 |
| Salaries and employee benefits | $608,000 | 6,886 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $493,000 | 5,690 |
| Pre-tax net operating income | $-66,000 | 8,738 |
| Securities gains (losses) | $392,000 | 803 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $325,000 | 6,800 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $325,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,430 |
| Cash dividends | $403,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 569 |
| Net operating income | $-67,000 | 8,737 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 5,023 |
| Total interest expense | $1,628,000 | 2,829 |
| Net interest income | $846,000 | 7,127 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $855,000 | 6,508 |
| Salaries and employee benefits | $409,000 | 6,879 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $329,000 | 5,669 |
| Pre-tax net operating income | $-169,000 | 8,900 |
| Securities gains (losses) | $361,000 | 715 |
| Applicable income taxes | $-6,000 | 8,964 |
| Income before extraordinary items | $198,000 | 6,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,062 |
| Cash dividends | $375,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 470 |
| Net operating income | $-163,000 | 8,902 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,053 |
| Total interest expense | $824,000 | 2,861 |
| Net interest income | $414,000 | 7,198 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $433,000 | 6,470 |
| Salaries and employee benefits | $205,000 | 6,905 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $-32,000 | 8,841 |
| Securities gains (losses) | $127,000 | 870 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 332 |
| Net operating income | $-31,190 | 8,816 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 5,071 |
| Total interest expense | $3,282,000 | 3,279 |
| Net interest income | $1,877,000 | 6,820 |
| Provision for loan and lease losses | $535,000 | 2,276 |
| Total noninterest income | $229,000 | 7,040 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $107,000 | 6,461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 6,029 |
| Total noninterest expense | $1,546,000 | 6,754 |
| Salaries and employee benefits | $775,000 | 6,977 |
| Premises and equipment expense | $200,000 | 6,781 |
| Additional noninterest expense | $571,000 | 6,102 |
| Pre-tax net operating income | $25,000 | 8,556 |
| Securities gains (losses) | $161,000 | 1,322 |
| Applicable income taxes | $-66,000 | 9,018 |
| Income before extraordinary items | $252,000 | 7,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $252,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,854 |
| Cash dividends | $158,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 707 |
| Net operating income | $91,000 | 8,287 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 5,563 |
| Total interest expense | $3,435,000 | 4,263 |
| Net interest income | $1,641,000 | 7,080 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $213,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $1,460,000 | 6,884 |
| Salaries and employee benefits | $740,000 | 7,022 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $519,000 | 6,324 |
| Pre-tax net operating income | $346,000 | 7,202 |
| Securities gains (losses) | $205,000 | 1,173 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $492,000 | 6,124 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $492,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $74,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 742 |
| Net operating income | $309,550 | 6,957 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 5,850 |
| Total interest expense | $3,054,000 | 4,853 |
| Net interest income | $1,803,000 | 6,919 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $73,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $1,489,000 | 6,781 |
| Salaries and employee benefits | $787,000 | 6,793 |
| Premises and equipment expense | $188,000 | 6,945 |
| Additional noninterest expense | $514,000 | 6,321 |
| Pre-tax net operating income | $368,000 | 7,612 |
| Securities gains (losses) | $32,000 | 827 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $314,000 | 7,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $314,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 9,743 |
| Net operating income | $289,040 | 7,544 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 6,798 |
| Total interest expense | $1,992,000 | 6,016 |
| Net interest income | $1,534,000 | 7,526 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $56,000 | 9,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,127,000 | 7,763 |
| Salaries and employee benefits | $653,000 | 7,471 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $312,000 | 8,029 |
| Pre-tax net operating income | $449,000 | 7,381 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $181,000 | 5,913 |
| Income before extraordinary items | $282,000 | 7,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $282,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,046,000 | 429 |
| Net operating income | $273,040 | 7,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 7,606 |
| Total interest expense | $1,667,000 | 6,841 |
| Net interest income | $1,271,000 | 8,179 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $60,000 | 9,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $895,000 | 8,448 |
| Salaries and employee benefits | $501,000 | 8,354 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $266,000 | 8,437 |
| Pre-tax net operating income | $376,000 | 8,005 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $127,000 | 7,143 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $247,980 | 8,190 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 7,934 |
| Total interest expense | $1,578,000 | 7,158 |
| Net interest income | $1,274,000 | 8,523 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $79,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $866,000 | 8,797 |
| Salaries and employee benefits | $514,000 | 8,506 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $219,000 | 9,178 |
| Pre-tax net operating income | $487,000 | 7,990 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $161,000 | 7,446 |
| Income before extraordinary items | $322,000 | 8,208 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $322,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $324,680 | 8,146 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 8,378 |
| Total interest expense | $1,597,000 | 7,339 |
| Net interest income | $1,131,000 | 9,206 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $175,000 | 5,536 |
| Total noninterest expense | $1,203,000 | 7,976 |
| Salaries and employee benefits | $390,000 | 9,667 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $686,000 | 5,816 |
| Pre-tax net operating income | $3,000 | 10,763 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $9,000 | 10,382 |
| Income before extraordinary items | $-4,000 | 10,828 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-4,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-5,280 | 10,789 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 8,537 |
| Total interest expense | $1,570,000 | 7,504 |
| Net interest income | $1,198,000 | 9,329 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $72,000 | 10,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $757,000 | 9,962 |
| Salaries and employee benefits | $469,000 | 9,368 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $185,000 | 10,620 |
| Pre-tax net operating income | $513,000 | 8,364 |
| Securities gains (losses) | $60,000 | 1,194 |
| Applicable income taxes | $208,000 | 7,291 |
| Income before extraordinary items | $365,000 | 8,348 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $365,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $326,600 | 8,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 8,680 |
| Total interest expense | $1,377,000 | 7,286 |
| Net interest income | $1,252,000 | 9,613 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $48,000 | 11,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $796,000 | 10,265 |
| Salaries and employee benefits | $507,000 | 9,328 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $199,000 | 11,166 |
| Pre-tax net operating income | $504,000 | 8,624 |
| Securities gains (losses) | $115,000 | 722 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $370,050 | 8,504 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 8,726 |
| Total interest expense | $1,446,000 | 7,387 |
| Net interest income | $1,317,000 | 9,683 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $729,000 | 11,022 |
| Salaries and employee benefits | $320,000 | 11,445 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $660,000 | 7,575 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $417,000 | 8,264 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $450,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $417,000 | 7,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 9,198 |
| Total interest expense | $1,829,000 | 7,542 |
| Net interest income | $1,047,000 | 10,905 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $666,000 | 11,704 |
| Salaries and employee benefits | $263,000 | 12,461 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $318,000 | 10,577 |
| Pre-tax net operating income | $427,000 | 8,996 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $313,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $282,640 | 9,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.