Home > Indian River National Bank > Assets and Liabilities
Indian River National Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 154 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $698,195,000 | 975 |
| Cash and due from depository institutions | $16,318,000 | 1,087 |
| Interest-bearing balances | $2,791,000 | 2,007 |
| Securities | $64,086,000 | 1,848 |
| Federal funds sold & reverse repurchase agreements | $90,256,000 | 195 |
| Net loans & leases | $465,789,000 | 1,018 |
| Loan loss allowance | $4,890,000 | 1,162 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $23,244,000 | 468 |
| Other real estate owned | $310,000 | 1,087 |
| Goodwill and other intangibles | $14,150,000 | 560 |
| All other assets | $24,042,000 | 830 |
| Life insurance assets | $7,893,000 | 821 |
| Total liabilities and capital | $698,195,000 | 975 |
| Total liabilities | $636,230,000 | 954 |
| Total deposits | $587,032,000 | 882 |
| Interest-bearing deposits | $490,797,000 | 913 |
| Deposits held in domestic offices | $587,032,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,114,000 | 509 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,084,000 | 2,388 |
| Total equity capital | $61,965,000 | 1,124 |
| Total bank equity capital | $61,965,000 | 1,124 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,103,000 | 2,750 |
| Surplus | $60,732,000 | 567 |
| Undivided profits | $130,000 | 7,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,467,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,240,000 | 1,722 |
| Earning assets | $622,922,000 | 992 |
| Long-term assets (5+ years) | $124,448,000 | 992 |
| Average Assets, year-to-date | $730,258,000 | 925 |
| Average Assets, quarterly | $730,258,000 | 925 |
| Volatile liabilities | $184,302,000 | 788 |
| Insider loans | $4,335,000 | 1,775 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $18,517,000 | 169 |
| Unused loan commitments | $280,818,000 | 480 |
| Tier 1 (core) risk-based capital | $48,589,000 | 1,318 |
| Tier 2 risk-based capital | $4,994,000 | 1,078 |
| Total risk weighted assets | $511,763,000 | 986 |
| Total unused commitments | $280,818,000 | 480 |
| Derivatives | $9,794,000 | 520 |
| 2007-12-31 | Rank | |
| # of Employees: | 154 | 1,099 |
| Assets and Liabilities | ||
| Total Assets: | $762,321,000 | 903 |
| Cash and due from depository institutions | $19,805,000 | 1,099 |
| Interest-bearing balances | $5,599,000 | 989 |
| Securities | $200,377,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $1,596,000 | 4,484 |
| Net loans & leases | $494,085,000 | 955 |
| Loan loss allowance | $8,454,000 | 669 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $23,370,000 | 464 |
| Other real estate owned | $1,334,000 | 1,099 |
| Goodwill and other intangibles | $1,796,000 | 1,461 |
| All other assets | $19,958,000 | 979 |
| Life insurance assets | $7,816,000 | 820 |
| Total liabilities and capital | $762,321,000 | 903 |
| Total liabilities | $703,127,000 | 876 |
| Total deposits | $606,451,000 | 854 |
| Interest-bearing deposits | $480,525,000 | 929 |
| Deposits held in domestic offices | $606,451,000 | 850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,029,000 | 803 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $72,008,000 | 749 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,639,000 | 2,864 |
| Total equity capital | $59,194,000 | 1,166 |
| Total bank equity capital | $59,194,000 | 1,166 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,103,000 | 2,751 |
| Surplus | $19,186,000 | 1,517 |
| Undivided profits | $38,905,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,021,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,074,000 | 1,330 |
| Earning assets | $701,657,000 | 887 |
| Long-term assets (5+ years) | $232,352,000 | 534 |
| Average Assets, year-to-date | $787,866,200 | 827 |
| Average Assets, quarterly | $774,725,000 | 874 |
| Volatile liabilities | $151,609,000 | 985 |
| Insider loans | $5,002,000 | 1,520 |
| FHLB advances | $72,008,000 | 685 |
| Loans and leases held for sale | $3,120,000 | 488 |
| Unused loan commitments | $105,078,000 | 969 |
| Tier 1 (core) risk-based capital | $58,025,000 | 1,086 |
| Tier 2 risk-based capital | $6,883,000 | 797 |
| Total risk weighted assets | $548,988,000 | 917 |
| Total unused commitments | $105,078,000 | 969 |
| Derivatives | $3,112,000 | 654 |
| 2007-09-30 | Rank | |
| # of Employees: | 162 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $787,129,000 | 851 |
| Cash and due from depository institutions | $15,938,000 | 1,034 |
| Interest-bearing balances | $5,916,000 | 877 |
| Securities | $223,181,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $242,000 | 5,818 |
| Net loans & leases | $497,930,000 | 923 |
| Loan loss allowance | $6,773,000 | 802 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $22,277,000 | 480 |
| Other real estate owned | $100,000 | 1,034 |
| Goodwill and other intangibles | $2,065,000 | 1,364 |
| All other assets | $25,396,000 | 780 |
| Life insurance assets | $7,738,000 | 807 |
| Total liabilities and capital | $787,129,000 | 851 |
| Total liabilities | $726,500,000 | 817 |
| Total deposits | $561,428,000 | 910 |
| Interest-bearing deposits | $473,950,000 | 933 |
| Deposits held in domestic offices | $561,428,000 | 908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,131,000 | 390 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $91,410,000 | 562 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,531,000 | 1,562 |
| Total equity capital | $60,629,000 | 1,124 |
| Total bank equity capital | $60,629,000 | 1,124 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,103,000 | 2,728 |
| Surplus | $19,186,000 | 1,484 |
| Undivided profits | $40,340,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,898,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,331,000 | 1,294 |
| Earning assets | $727,269,000 | 843 |
| Long-term assets (5+ years) | $243,547,000 | 500 |
| Average Assets, year-to-date | $794,252,500 | 823 |
| Average Assets, quarterly | $786,312,500 | 840 |
| Volatile liabilities | $187,101,000 | 783 |
| Insider loans | $4,951,000 | 1,493 |
| FHLB advances | $91,410,000 | 503 |
| Loans and leases held for sale | $2,042,000 | 595 |
| Unused loan commitments | $112,565,000 | 952 |
| Tier 1 (core) risk-based capital | $59,491,000 | 1,053 |
| Tier 2 risk-based capital | $6,886,000 | 790 |
| Total risk weighted assets | $559,924,000 | 884 |
| Total unused commitments | $112,565,000 | 953 |
| Derivatives | $5,934,000 | 563 |
| 2007-06-30 | Rank | |
| # of Employees: | 166 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $785,496,000 | 855 |
| Cash and due from depository institutions | $16,855,000 | 1,027 |
| Interest-bearing balances | $4,597,000 | 1,114 |
| Securities | $221,925,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $504,001,000 | 926 |
| Loan loss allowance | $6,139,000 | 867 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,866,000 | 543 |
| Other real estate owned | $0 | 1,027 |
| Goodwill and other intangibles | $2,334,000 | 1,309 |
| All other assets | $20,515,000 | 942 |
| Life insurance assets | $7,660,000 | 808 |
| Total liabilities and capital | $785,496,000 | 855 |
| Total liabilities | $725,249,000 | 827 |
| Total deposits | $566,375,000 | 916 |
| Interest-bearing deposits | $470,305,000 | 958 |
| Deposits held in domestic offices | $566,375,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,245,000 | 367 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,127,000 | 615 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,502,000 | 1,984 |
| Total equity capital | $60,247,000 | 1,121 |
| Total bank equity capital | $60,247,000 | 1,121 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,103,000 | 2,729 |
| Surplus | $19,186,000 | 1,488 |
| Undivided profits | $39,958,000 | 920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,526,000 | 2,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,073,000 | 1,302 |
| Earning assets | $730,523,000 | 840 |
| Long-term assets (5+ years) | $239,315,000 | 504 |
| Average Assets, year-to-date | $796,627,000 | 833 |
| Average Assets, quarterly | $796,011,000 | 842 |
| Volatile liabilities | $195,764,000 | 749 |
| Insider loans | $5,016,000 | 1,475 |
| FHLB advances | $77,127,000 | 544 |
| Loans and leases held for sale | $1,142,000 | 925 |
| Unused loan commitments | $118,695,000 | 920 |
| Tier 1 (core) risk-based capital | $59,462,000 | 1,059 |
| Tier 2 risk-based capital | $6,258,000 | 876 |
| Total risk weighted assets | $563,720,000 | 879 |
| Total unused commitments | $118,695,000 | 920 |
| Derivatives | $3,180,000 | 701 |
| 2007-03-31 | Rank | |
| # of Employees: | 165 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $806,526,000 | 824 |
| Cash and due from depository institutions | $15,654,000 | 1,022 |
| Interest-bearing balances | $3,149,000 | 1,552 |
| Securities | $232,929,000 | 535 |
| Federal funds sold & reverse repurchase agreements | $16,578,000 | 1,197 |
| Net loans & leases | $501,151,000 | 908 |
| Loan loss allowance | $6,128,000 | 847 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,732,000 | 623 |
| Other real estate owned | $0 | 1,022 |
| Goodwill and other intangibles | $2,604,000 | 1,235 |
| All other assets | $19,878,000 | 925 |
| Life insurance assets | $7,583,000 | 791 |
| Total liabilities and capital | $806,526,000 | 824 |
| Total liabilities | $746,440,000 | 794 |
| Total deposits | $575,104,000 | 898 |
| Interest-bearing deposits | $468,299,000 | 946 |
| Deposits held in domestic offices | $575,104,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,927,000 | 333 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $77,144,000 | 598 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,265,000 | 1,325 |
| Total equity capital | $60,086,000 | 1,109 |
| Total bank equity capital | $60,086,000 | 1,109 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,103,000 | 2,722 |
| Surplus | $50,604,000 | 630 |
| Undivided profits | $8,379,000 | 3,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,189,000 | 1,206 |
| Earning assets | $753,807,000 | 802 |
| Long-term assets (5+ years) | $251,273,000 | 463 |
| Average Assets, year-to-date | $802,192,500 | 823 |
| Average Assets, quarterly | $802,192,500 | 823 |
| Volatile liabilities | $201,359,000 | 723 |
| Insider loans | $5,351,000 | 1,347 |
| FHLB advances | $77,144,000 | 534 |
| Loans and leases held for sale | $4,191,000 | 440 |
| Unused loan commitments | $118,816,000 | 921 |
| Tier 1 (core) risk-based capital | $58,653,000 | 1,059 |
| Tier 2 risk-based capital | $6,247,000 | 858 |
| Total risk weighted assets | $558,106,000 | 869 |
| Total unused commitments | $118,816,000 | 921 |
| Derivatives | $11,214,000 | 477 |
| 2006-12-31 | Rank | |
| # of Employees: | 170 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $797,859,000 | 825 |
| Cash and due from depository institutions | $16,995,000 | 991 |
| Interest-bearing balances | $2,802,000 | 1,584 |
| Securities | $244,329,000 | 514 |
| Federal funds sold & reverse repurchase agreements | $1,966,000 | 4,498 |
| Net loans & leases | $497,637,000 | 902 |
| Loan loss allowance | $5,995,000 | 854 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,772,000 | 812 |
| Other real estate owned | $0 | 991 |
| Goodwill and other intangibles | $2,918,000 | 1,165 |
| All other assets | $20,242,000 | 928 |
| Life insurance assets | $7,507,000 | 777 |
| Total liabilities and capital | $797,859,000 | 825 |
| Total liabilities | $738,571,000 | 798 |
| Total deposits | $623,098,000 | 806 |
| Interest-bearing deposits | $461,045,000 | 943 |
| Deposits held in domestic offices | $623,098,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,555,000 | 664 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $84,691,000 | 574 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,227,000 | 2,197 |
| Total equity capital | $59,288,000 | 1,103 |
| Total bank equity capital | $59,288,000 | 1,103 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,103,000 | 2,719 |
| Surplus | $50,604,000 | 620 |
| Undivided profits | $7,581,000 | 3,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,272,000 | 1,220 |
| Earning assets | $746,734,000 | 812 |
| Long-term assets (5+ years) | $264,215,000 | 436 |
| Average Assets, year-to-date | $775,406,800 | 806 |
| Average Assets, quarterly | $787,595,500 | 825 |
| Volatile liabilities | $122,463,000 | 1,240 |
| Insider loans | $5,511,000 | 1,305 |
| FHLB advances | $84,691,000 | 507 |
| Loans and leases held for sale | $762,000 | 1,055 |
| Unused loan commitments | $120,810,000 | 878 |
| Tier 1 (core) risk-based capital | $57,860,000 | 1,058 |
| Tier 2 risk-based capital | $6,116,000 | 869 |
| Total risk weighted assets | $545,743,000 | 861 |
| Total unused commitments | $120,810,000 | 878 |
| Derivatives | $3,886,000 | 640 |
| 2006-09-30 | Rank | |
| # of Employees: | 166 | 1,038 |
| Assets and Liabilities | ||
| Total Assets: | $777,332,000 | 842 |
| Cash and due from depository institutions | $16,770,000 | 1,038 |
| Interest-bearing balances | $2,720,000 | 1,508 |
| Securities | $249,275,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $1,168,000 | 4,540 |
| Net loans & leases | $475,207,000 | 941 |
| Loan loss allowance | $5,841,000 | 884 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,117,000 | 1,041 |
| Other real estate owned | $0 | 1,038 |
| Goodwill and other intangibles | $3,255,000 | 1,101 |
| All other assets | $20,540,000 | 910 |
| Life insurance assets | $7,433,000 | 764 |
| Total liabilities and capital | $777,332,000 | 842 |
| Total liabilities | $712,891,000 | 817 |
| Total deposits | $535,405,000 | 934 |
| Interest-bearing deposits | $431,967,000 | 994 |
| Deposits held in domestic offices | $535,405,000 | 933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,000,000 | 341 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $82,513,000 | 602 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,973,000 | 1,361 |
| Total equity capital | $64,441,000 | 1,022 |
| Total bank equity capital | $64,441,000 | 1,022 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,103,000 | 2,733 |
| Surplus | $50,604,000 | 615 |
| Undivided profits | $12,734,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,282,000 | 1,199 |
| Earning assets | $728,370,000 | 820 |
| Long-term assets (5+ years) | $263,809,000 | 429 |
| Average Assets, year-to-date | $769,793,750 | 816 |
| Average Assets, quarterly | $776,351,000 | 831 |
| Volatile liabilities | $188,715,000 | 853 |
| Insider loans | $5,817,000 | 1,210 |
| FHLB advances | $82,513,000 | 538 |
| Loans and leases held for sale | $1,432,000 | 782 |
| Unused loan commitments | $126,881,000 | 867 |
| Tier 1 (core) risk-based capital | $63,077,000 | 963 |
| Tier 2 risk-based capital | $5,968,000 | 886 |
| Total risk weighted assets | $520,307,000 | 893 |
| Total unused commitments | $126,881,000 | 868 |
| Derivatives | $5,540,000 | 596 |
| 2006-06-30 | Rank | |
| # of Employees: | 164 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $775,370,000 | 827 |
| Cash and due from depository institutions | $30,165,000 | 1,041 |
| Interest-bearing balances | $13,905,000 | 391 |
| Securities | $244,675,000 | 535 |
| Federal funds sold & reverse repurchase agreements | $978,000 | 4,564 |
| Net loans & leases | $466,872,000 | 939 |
| Loan loss allowance | $5,705,000 | 877 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,721,000 | 1,327 |
| Other real estate owned | $0 | 1,041 |
| Goodwill and other intangibles | $3,591,000 | 1,039 |
| All other assets | $20,368,000 | 908 |
| Life insurance assets | $7,361,000 | 758 |
| Total liabilities and capital | $775,370,000 | 827 |
| Total liabilities | $711,831,000 | 808 |
| Total deposits | $540,964,000 | 912 |
| Interest-bearing deposits | $430,396,000 | 975 |
| Deposits held in domestic offices | $540,964,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,279,000 | 368 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $87,195,000 | 607 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,393,000 | 1,155 |
| Total equity capital | $63,539,000 | 997 |
| Total bank equity capital | $63,539,000 | 997 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,103,000 | 2,723 |
| Surplus | $50,604,000 | 608 |
| Undivided profits | $11,832,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,959,000 | 1,200 |
| Earning assets | $726,430,000 | 814 |
| Long-term assets (5+ years) | $256,439,000 | 446 |
| Average Assets, year-to-date | $767,281,000 | 818 |
| Average Assets, quarterly | $774,391,000 | 822 |
| Volatile liabilities | $182,612,000 | 861 |
| Insider loans | $5,904,000 | 1,165 |
| FHLB advances | $87,195,000 | 536 |
| Loans and leases held for sale | $875,000 | 983 |
| Unused loan commitments | $128,460,000 | 860 |
| Tier 1 (core) risk-based capital | $62,546,000 | 948 |
| Tier 2 risk-based capital | $5,833,000 | 882 |
| Total risk weighted assets | $509,222,000 | 907 |
| Total unused commitments | $128,460,000 | 861 |
| Derivatives | $3,438,000 | 663 |
| 2006-03-31 | Rank | |
| # of Employees: | 166 | 1,010 |
| Assets and Liabilities | ||
| Total Assets: | $773,412,000 | 813 |
| Cash and due from depository institutions | $18,204,000 | 1,010 |
| Interest-bearing balances | $4,554,000 | 1,180 |
| Securities | $253,130,000 | 524 |
| Federal funds sold & reverse repurchase agreements | $20,045,000 | 719 |
| Net loans & leases | $450,653,000 | 943 |
| Loan loss allowance | $5,622,000 | 885 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,980,000 | 1,413 |
| Other real estate owned | $0 | 1,010 |
| Goodwill and other intangibles | $3,928,000 | 968 |
| All other assets | $19,472,000 | 911 |
| Life insurance assets | $7,290,000 | 742 |
| Total liabilities and capital | $773,412,000 | 813 |
| Total liabilities | $710,892,000 | 798 |
| Total deposits | $564,539,000 | 861 |
| Interest-bearing deposits | $443,336,000 | 929 |
| Deposits held in domestic offices | $564,539,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,992,000 | 369 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $67,821,000 | 700 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,540,000 | 1,124 |
| Total equity capital | $62,520,000 | 1,009 |
| Total bank equity capital | $62,520,000 | 1,009 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,103,000 | 2,710 |
| Surplus | $50,604,000 | 586 |
| Undivided profits | $10,813,000 | 2,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,916,000 | 1,154 |
| Earning assets | $728,382,000 | 795 |
| Long-term assets (5+ years) | $249,450,000 | 443 |
| Average Assets, year-to-date | $763,236,500 | 816 |
| Average Assets, quarterly | $763,236,500 | 816 |
| Volatile liabilities | $150,371,000 | 982 |
| Insider loans | $5,546,000 | 1,235 |
| FHLB advances | $67,821,000 | 634 |
| Loans and leases held for sale | $1,510,000 | 698 |
| Unused loan commitments | $146,753,000 | 761 |
| Tier 1 (core) risk-based capital | $60,998,000 | 965 |
| Tier 2 risk-based capital | $5,769,000 | 871 |
| Total risk weighted assets | $503,113,000 | 893 |
| Total unused commitments | $146,753,000 | 761 |
| Derivatives | $5,106,000 | 581 |
| 2005-12-31 | Rank | |
| # of Employees: | 174 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $753,061,000 | 822 |
| Cash and due from depository institutions | $22,136,000 | 948 |
| Interest-bearing balances | $4,837,000 | 1,130 |
| Securities | $255,455,000 | 524 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 5,310 |
| Net loans & leases | $443,980,000 | 943 |
| Loan loss allowance | $5,548,000 | 891 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,874,000 | 1,417 |
| Other real estate owned | $0 | 948 |
| Goodwill and other intangibles | $4,309,000 | 905 |
| All other assets | $18,737,000 | 942 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $753,061,000 | 822 |
| Total liabilities | $691,775,000 | 801 |
| Total deposits | $579,767,000 | 828 |
| Interest-bearing deposits | $433,582,000 | 940 |
| Deposits held in domestic offices | $579,767,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,105,000 | 475 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $59,336,000 | 804 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,567,000 | 1,356 |
| Total equity capital | $61,286,000 | 1,007 |
| Total bank equity capital | $61,286,000 | 1,007 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,103,000 | 2,709 |
| Surplus | $50,604,000 | 574 |
| Undivided profits | $9,579,000 | 3,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,150,000 | 1,048 |
| Earning assets | $704,842,000 | 806 |
| Long-term assets (5+ years) | $228,914,000 | 472 |
| Average Assets, year-to-date | $734,362,000 | 803 |
| Average Assets, quarterly | $760,099,000 | 809 |
| Volatile liabilities | $134,160,000 | 1,059 |
| Insider loans | $5,718,000 | 1,173 |
| FHLB advances | $59,336,000 | 727 |
| Loans and leases held for sale | $824,000 | 957 |
| Unused loan commitments | $145,955,000 | 755 |
| Tier 1 (core) risk-based capital | $59,587,000 | 968 |
| Tier 2 risk-based capital | $5,694,000 | 867 |
| Total risk weighted assets | $498,256,000 | 887 |
| Total unused commitments | $145,955,000 | 755 |
| Derivatives | $6,546,000 | 501 |
| 2005-09-30 | Rank | |
| # of Employees: | 170 | 958 |
| Assets and Liabilities | ||
| Total Assets: | $767,137,000 | 788 |
| Cash and due from depository institutions | $22,385,000 | 958 |
| Interest-bearing balances | $5,755,000 | 984 |
| Securities | $269,222,000 | 504 |
| Federal funds sold & reverse repurchase agreements | $1,126,000 | 4,469 |
| Net loans & leases | $443,923,000 | 923 |
| Loan loss allowance | $5,285,000 | 922 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,844,000 | 1,383 |
| Other real estate owned | $0 | 958 |
| Goodwill and other intangibles | $4,713,000 | 821 |
| All other assets | $17,924,000 | 955 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $767,137,000 | 788 |
| Total liabilities | $706,314,000 | 769 |
| Total deposits | $557,333,000 | 837 |
| Interest-bearing deposits | $431,768,000 | 923 |
| Deposits held in domestic offices | $557,333,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,897,000 | 322 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $58,815,000 | 799 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,269,000 | 1,119 |
| Total equity capital | $60,823,000 | 998 |
| Total bank equity capital | $60,823,000 | 998 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,103,000 | 2,691 |
| Surplus | $50,604,000 | 560 |
| Undivided profits | $9,116,000 | 3,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,015,000 | 1,028 |
| Earning assets | $720,026,000 | 772 |
| Long-term assets (5+ years) | $243,629,000 | 436 |
| Average Assets, year-to-date | $729,687,250 | 799 |
| Average Assets, quarterly | $753,968,500 | 794 |
| Volatile liabilities | $179,801,000 | 807 |
| Insider loans | $5,472,000 | 1,176 |
| FHLB advances | $58,815,000 | 729 |
| Loans and leases held for sale | $4,364,000 | 437 |
| Unused loan commitments | $151,357,000 | 725 |
| Tier 1 (core) risk-based capital | $57,601,000 | 971 |
| Tier 2 risk-based capital | $5,436,000 | 881 |
| Total risk weighted assets | $507,809,000 | 855 |
| Total unused commitments | $151,357,000 | 728 |
| Derivatives | $5,104,000 | 544 |
| 2005-06-30 | Rank | |
| # of Employees: | 170 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $740,800,000 | 795 |
| Cash and due from depository institutions | $21,218,000 | 956 |
| Interest-bearing balances | $5,265,000 | 1,004 |
| Securities | $283,945,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $2,046,000 | 3,479 |
| Net loans & leases | $404,805,000 | 984 |
| Loan loss allowance | $4,926,000 | 968 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,377,000 | 1,684 |
| Other real estate owned | $0 | 956 |
| Goodwill and other intangibles | $5,117,000 | 773 |
| All other assets | $17,292,000 | 970 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $740,800,000 | 795 |
| Total liabilities | $681,457,000 | 776 |
| Total deposits | $552,141,000 | 816 |
| Interest-bearing deposits | $423,533,000 | 907 |
| Deposits held in domestic offices | $552,141,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,464,000 | 349 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,127,000 | 965 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,725,000 | 1,195 |
| Total equity capital | $59,343,000 | 1,002 |
| Total bank equity capital | $59,343,000 | 1,002 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,103,000 | 2,668 |
| Surplus | $50,604,000 | 541 |
| Undivided profits | $7,636,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,657,000 | 1,086 |
| Earning assets | $696,061,000 | 774 |
| Long-term assets (5+ years) | $251,758,000 | 430 |
| Average Assets, year-to-date | $717,204,000 | 806 |
| Average Assets, quarterly | $728,618,000 | 799 |
| Volatile liabilities | $150,779,000 | 893 |
| Insider loans | $5,529,000 | 1,142 |
| FHLB advances | $47,127,000 | 891 |
| Loans and leases held for sale | $3,186,000 | 557 |
| Unused loan commitments | $140,416,000 | 745 |
| Tier 1 (core) risk-based capital | $55,409,000 | 981 |
| Tier 2 risk-based capital | $5,068,000 | 921 |
| Total risk weighted assets | $465,761,000 | 907 |
| Total unused commitments | $140,416,000 | 746 |
| Derivatives | $1,694,000 | 648 |
| 2005-03-31 | Rank | |
| # of Employees: | 170 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $716,436,000 | 816 |
| Cash and due from depository institutions | $19,499,000 | 943 |
| Interest-bearing balances | $3,658,000 | 1,361 |
| Securities | $295,484,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $6,552,000 | 1,863 |
| Net loans & leases | $366,299,000 | 1,065 |
| Loan loss allowance | $4,318,000 | 1,086 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,349,000 | 1,652 |
| Other real estate owned | $0 | 943 |
| Goodwill and other intangibles | $5,521,000 | 734 |
| All other assets | $16,732,000 | 985 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $716,436,000 | 816 |
| Total liabilities | $659,546,000 | 797 |
| Total deposits | $549,400,000 | 810 |
| Interest-bearing deposits | $417,610,000 | 903 |
| Deposits held in domestic offices | $549,400,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,774,000 | 380 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,990,000 | 1,061 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,382,000 | 1,036 |
| Total equity capital | $56,890,000 | 1,022 |
| Total bank equity capital | $56,890,000 | 1,022 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,103,000 | 2,680 |
| Surplus | $50,604,000 | 531 |
| Undivided profits | $5,183,000 | 4,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,732,000 | 1,006 |
| Earning assets | $671,993,000 | 796 |
| Long-term assets (5+ years) | $272,836,000 | 405 |
| Average Assets, year-to-date | $705,406,000 | 818 |
| Average Assets, quarterly | $705,406,000 | 818 |
| Volatile liabilities | $120,863,000 | 1,022 |
| Insider loans | $5,607,000 | 1,094 |
| FHLB advances | $39,990,000 | 982 |
| Loans and leases held for sale | $5,464,000 | 364 |
| Unused loan commitments | $128,890,000 | 796 |
| Tier 1 (core) risk-based capital | $53,332,000 | 1,008 |
| Tier 2 risk-based capital | $4,833,000 | 951 |
| Total risk weighted assets | $424,959,000 | 957 |
| Total unused commitments | $128,890,000 | 796 |
| Derivatives | $8,180,000 | 424 |
| 2004-12-31 | Rank | |
| # of Employees: | 160 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $694,376,000 | 830 |
| Cash and due from depository institutions | $15,931,000 | 1,016 |
| Interest-bearing balances | $816,000 | 3,011 |
| Securities | $292,158,000 | 480 |
| Federal funds sold & reverse repurchase agreements | $21,546,000 | 527 |
| Net loans & leases | $338,526,000 | 1,154 |
| Loan loss allowance | $4,616,000 | 1,026 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,729,000 | 1,832 |
| Other real estate owned | $0 | 1,016 |
| Goodwill and other intangibles | $5,970,000 | 695 |
| All other assets | $14,516,000 | 1,085 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $694,376,000 | 830 |
| Total liabilities | $638,247,000 | 812 |
| Total deposits | $585,782,000 | 753 |
| Interest-bearing deposits | $431,804,000 | 865 |
| Deposits held in domestic offices | $585,782,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,193,000 | 1,127 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,078,000 | 1,074 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,194,000 | 1,793 |
| Total equity capital | $56,129,000 | 1,038 |
| Total bank equity capital | $56,129,000 | 1,038 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,103,000 | 2,670 |
| Surplus | $49,550,000 | 541 |
| Undivided profits | $5,476,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,573,000 | 1,060 |
| Earning assets | $653,046,000 | 812 |
| Long-term assets (5+ years) | $289,198,000 | 398 |
| Average Assets, year-to-date | $617,949,600 | 893 |
| Average Assets, quarterly | $661,992,000 | 866 |
| Volatile liabilities | $56,592,000 | 1,914 |
| Insider loans | $6,761,000 | 878 |
| FHLB advances | $40,078,000 | 976 |
| Loans and leases held for sale | $2,250,000 | 583 |
| Unused loan commitments | $115,907,000 | 843 |
| Tier 1 (core) risk-based capital | $50,371,000 | 1,060 |
| Tier 2 risk-based capital | $4,752,000 | 972 |
| Total risk weighted assets | $397,380,000 | 1,016 |
| Total unused commitments | $115,907,000 | 843 |
| Derivatives | $6,600,000 | 432 |
| 2004-09-30 | Rank | |
| # of Employees: | 155 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $629,608,000 | 901 |
| Cash and due from depository institutions | $10,835,000 | 1,055 |
| Interest-bearing balances | $258,000 | 4,184 |
| Securities | $275,985,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $714,000 | 4,861 |
| Net loans & leases | $324,497,000 | 1,181 |
| Loan loss allowance | $4,663,000 | 1,007 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,690,000 | 1,799 |
| Other real estate owned | $0 | 1,055 |
| Goodwill and other intangibles | $6,442,000 | 645 |
| All other assets | $5,445,000 | 2,450 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $629,608,000 | 901 |
| Total liabilities | $574,497,000 | 892 |
| Total deposits | $470,749,000 | 911 |
| Interest-bearing deposits | $381,840,000 | 971 |
| Deposits held in domestic offices | $470,749,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,872,000 | 390 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,167,000 | 1,054 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,709,000 | 1,174 |
| Total equity capital | $55,111,000 | 1,039 |
| Total bank equity capital | $55,111,000 | 1,039 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,103,000 | 2,669 |
| Surplus | $49,551,000 | 526 |
| Undivided profits | $4,457,000 | 4,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,643,000 | 1,040 |
| Earning assets | $601,454,000 | 858 |
| Long-term assets (5+ years) | $241,124,000 | 472 |
| Average Assets, year-to-date | $598,843,000 | 918 |
| Average Assets, quarterly | $625,899,000 | 903 |
| Volatile liabilities | $109,243,000 | 1,084 |
| Insider loans | $6,218,000 | 933 |
| FHLB advances | $40,167,000 | 954 |
| Loans and leases held for sale | $1,070,000 | 853 |
| Unused loan commitments | $104,148,000 | 898 |
| Tier 1 (core) risk-based capital | $48,523,000 | 1,081 |
| Tier 2 risk-based capital | $4,601,000 | 982 |
| Total risk weighted assets | $368,052,000 | 1,083 |
| Total unused commitments | $104,148,000 | 900 |
| Derivatives | $9,300,000 | 418 |
| 2004-06-30 | Rank | |
| # of Employees: | 162 | 1,001 |
| Assets and Liabilities | ||
| Total Assets: | $622,190,000 | 902 |
| Cash and due from depository institutions | $13,999,000 | 1,001 |
| Interest-bearing balances | $107,000 | 5,089 |
| Securities | $278,165,000 | 513 |
| Federal funds sold & reverse repurchase agreements | $2,255,000 | 3,299 |
| Net loans & leases | $308,753,000 | 1,204 |
| Loan loss allowance | $4,637,000 | 994 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,651,000 | 1,794 |
| Other real estate owned | $0 | 1,001 |
| Goodwill and other intangibles | $6,913,000 | 600 |
| All other assets | $6,454,000 | 2,140 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $622,190,000 | 902 |
| Total liabilities | $579,486,000 | 872 |
| Total deposits | $493,458,000 | 862 |
| Interest-bearing deposits | $401,768,000 | 895 |
| Deposits held in domestic offices | $493,458,000 | 857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,985,000 | 538 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,399,000 | 928 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,644,000 | 1,423 |
| Total equity capital | $42,704,000 | 1,284 |
| Total bank equity capital | $42,704,000 | 1,284 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,103,000 | 2,678 |
| Surplus | $41,050,000 | 595 |
| Undivided profits | $551,000 | 7,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,441,000 | 1,071 |
| Earning assets | $589,280,000 | 866 |
| Long-term assets (5+ years) | $198,633,000 | 569 |
| Average Assets, year-to-date | $588,588,000 | 924 |
| Average Assets, quarterly | $612,420,500 | 906 |
| Volatile liabilities | $94,789,000 | 1,187 |
| Insider loans | $5,945,000 | 958 |
| FHLB advances | $48,399,000 | 845 |
| Loans and leases held for sale | $1,187,000 | 830 |
| Unused loan commitments | $102,026,000 | 877 |
| Tier 1 (core) risk-based capital | $37,604,000 | 1,381 |
| Tier 2 risk-based capital | $4,470,000 | 1,002 |
| Total risk weighted assets | $357,448,000 | 1,091 |
| Total unused commitments | $102,026,000 | 880 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 160 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $602,651,000 | 925 |
| Cash and due from depository institutions | $15,552,000 | 1,018 |
| Interest-bearing balances | $638,000 | 3,517 |
| Securities | $258,121,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $4,823,000 | 2,889 |
| Net loans & leases | $305,979,000 | 1,176 |
| Loan loss allowance | $4,583,000 | 1,001 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,617,000 | 1,770 |
| Other real estate owned | $0 | 1,018 |
| Goodwill and other intangibles | $7,384,000 | 568 |
| All other assets | $5,175,000 | 2,424 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $602,651,000 | 925 |
| Total liabilities | $558,126,000 | 900 |
| Total deposits | $481,018,000 | 884 |
| Interest-bearing deposits | $389,404,000 | 933 |
| Deposits held in domestic offices | $481,018,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,735,000 | 541 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,489,000 | 978 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,884,000 | 1,183 |
| Total equity capital | $44,525,000 | 1,245 |
| Total bank equity capital | $44,525,000 | 1,245 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,103,000 | 2,672 |
| Surplus | $41,050,000 | 581 |
| Undivided profits | $2,372,000 | 6,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,464,000 | 1,058 |
| Earning assets | $569,561,000 | 894 |
| Long-term assets (5+ years) | $196,348,000 | 560 |
| Average Assets, year-to-date | $571,787,000 | 955 |
| Average Assets, quarterly | $571,787,000 | 955 |
| Volatile liabilities | $84,396,000 | 1,251 |
| Insider loans | $6,378,000 | 864 |
| FHLB advances | $40,489,000 | 887 |
| Loans and leases held for sale | $3,137,000 | 538 |
| Unused loan commitments | $92,997,000 | 918 |
| Tier 1 (core) risk-based capital | $35,355,000 | 1,449 |
| Tier 2 risk-based capital | $4,504,000 | 978 |
| Total risk weighted assets | $360,280,000 | 1,053 |
| Total unused commitments | $92,997,000 | 919 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 158 | 1,038 |
| Assets and Liabilities | ||
| Total Assets: | $540,923,000 | 1,029 |
| Cash and due from depository institutions | $14,147,000 | 1,038 |
| Interest-bearing balances | $163,000 | 4,774 |
| Securities | $246,028,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $452,000 | 5,659 |
| Net loans & leases | $269,663,000 | 1,340 |
| Loan loss allowance | $3,749,000 | 1,229 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,007,000 | 2,465 |
| Other real estate owned | $0 | 1,038 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,626,000 | 2,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $540,923,000 | 1,029 |
| Total liabilities | $503,649,000 | 993 |
| Total deposits | $452,084,000 | 947 |
| Interest-bearing deposits | $410,761,000 | 891 |
| Deposits held in domestic offices | $452,084,000 | 944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,447,000 | 978 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,286,000 | 1,057 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $832,000 | 3,492 |
| Total equity capital | $37,274,000 | 1,461 |
| Total bank equity capital | $37,274,000 | 1,461 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,103,000 | 2,693 |
| Surplus | $4,954,000 | 3,411 |
| Undivided profits | $31,217,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,369,000 | 1,124 |
| Earning assets | $516,306,000 | 981 |
| Long-term assets (5+ years) | $146,080,000 | 752 |
| Average Assets, year-to-date | $507,189,000 | 1,058 |
| Average Assets, quarterly | $529,667,500 | 1,035 |
| Volatile liabilities | $53,515,000 | 1,851 |
| Insider loans | $6,578,000 | 814 |
| FHLB advances | $38,286,000 | 959 |
| Loans and leases held for sale | $1,326,000 | 780 |
| Unused loan commitments | $83,564,000 | 973 |
| Tier 1 (core) risk-based capital | $37,159,000 | 1,376 |
| Tier 2 risk-based capital | $3,749,000 | 1,173 |
| Total risk weighted assets | $345,157,000 | 1,092 |
| Total unused commitments | $83,564,000 | 974 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 162 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $518,412,000 | 1,076 |
| Cash and due from depository institutions | $11,533,000 | 1,025 |
| Interest-bearing balances | $275,000 | 4,397 |
| Securities | $251,853,000 | 558 |
| Federal funds sold & reverse repurchase agreements | $329,000 | 6,177 |
| Net loans & leases | $243,865,000 | 1,479 |
| Loan loss allowance | $3,395,000 | 1,368 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,107,000 | 2,378 |
| Other real estate owned | $18,000 | 1,025 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,707,000 | 1,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $518,412,000 | 1,076 |
| Total liabilities | $482,694,000 | 1,048 |
| Total deposits | $417,440,000 | 1,034 |
| Interest-bearing deposits | $387,690,000 | 962 |
| Deposits held in domestic offices | $417,440,000 | 1,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,605,000 | 624 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,286,000 | 1,029 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,363,000 | 2,578 |
| Total equity capital | $35,718,000 | 1,530 |
| Total bank equity capital | $35,718,000 | 1,530 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,103,000 | 2,712 |
| Surplus | $4,954,000 | 3,346 |
| Undivided profits | $29,661,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,385,000 | 1,160 |
| Earning assets | $496,322,000 | 1,026 |
| Long-term assets (5+ years) | $163,972,000 | 673 |
| Average Assets, year-to-date | $498,755,500 | 1,092 |
| Average Assets, quarterly | $517,296,000 | 1,073 |
| Volatile liabilities | $67,577,000 | 1,492 |
| Insider loans | $6,711,000 | 775 |
| FHLB advances | $38,286,000 | 929 |
| Loans and leases held for sale | $1,409,000 | 979 |
| Unused loan commitments | $68,069,000 | 1,172 |
| Tier 1 (core) risk-based capital | $36,031,000 | 1,429 |
| Tier 2 risk-based capital | $3,395,000 | 1,297 |
| Total risk weighted assets | $328,311,000 | 1,155 |
| Total unused commitments | $68,069,000 | 1,176 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 160 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $516,180,000 | 1,075 |
| Cash and due from depository institutions | $12,594,000 | 1,045 |
| Interest-bearing balances | $347,000 | 4,274 |
| Securities | $249,040,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $1,044,000 | 5,720 |
| Net loans & leases | $243,473,000 | 1,462 |
| Loan loss allowance | $3,352,000 | 1,361 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,156,000 | 2,315 |
| Other real estate owned | $18,000 | 1,045 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,855,000 | 2,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,180,000 | 1,075 |
| Total liabilities | $479,708,000 | 1,048 |
| Total deposits | $413,560,000 | 1,042 |
| Interest-bearing deposits | $382,932,000 | 971 |
| Deposits held in domestic offices | $413,560,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,232,000 | 748 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $46,429,000 | 877 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,487,000 | 2,517 |
| Total equity capital | $36,472,000 | 1,502 |
| Total bank equity capital | $36,472,000 | 1,502 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,103,000 | 2,712 |
| Surplus | $4,954,000 | 3,314 |
| Undivided profits | $30,415,000 | 1,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,047,000 | 1,370 |
| Earning assets | $493,904,000 | 1,024 |
| Long-term assets (5+ years) | $133,837,000 | 790 |
| Average Assets, year-to-date | $492,203,330 | 1,102 |
| Average Assets, quarterly | $509,235,000 | 1,075 |
| Volatile liabilities | $74,224,000 | 1,359 |
| Insider loans | $7,487,000 | 681 |
| FHLB advances | $46,429,000 | 786 |
| Loans and leases held for sale | $6,329,000 | 622 |
| Unused loan commitments | $61,820,000 | 1,219 |
| Tier 1 (core) risk-based capital | $34,744,000 | 1,458 |
| Tier 2 risk-based capital | $3,352,000 | 1,264 |
| Total risk weighted assets | $280,583,000 | 1,345 |
| Total unused commitments | $61,820,000 | 1,230 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 152 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $502,290,000 | 1,075 |
| Cash and due from depository institutions | $15,011,000 | 1,100 |
| Interest-bearing balances | $164,000 | 4,855 |
| Securities | $236,050,000 | 583 |
| Federal funds sold & reverse repurchase agreements | $1,732,000 | 5,518 |
| Net loans & leases | $239,558,000 | 1,447 |
| Loan loss allowance | $3,403,000 | 1,319 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,120,000 | 2,307 |
| Other real estate owned | $0 | 1,100 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,819,000 | 2,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $502,290,000 | 1,075 |
| Total liabilities | $467,175,000 | 1,050 |
| Total deposits | $403,735,000 | 1,048 |
| Interest-bearing deposits | $337,473,000 | 1,088 |
| Deposits held in domestic offices | $403,735,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,146,000 | 634 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,428,000 | 977 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,866,000 | 2,158 |
| Total equity capital | $35,115,000 | 1,521 |
| Total bank equity capital | $35,115,000 | 1,521 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,103,000 | 2,724 |
| Surplus | $4,954,000 | 3,273 |
| Undivided profits | $29,058,000 | 1,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,266,000 | 1,246 |
| Earning assets | $477,504,000 | 1,030 |
| Long-term assets (5+ years) | $153,727,000 | 659 |
| Average Assets, year-to-date | $480,215,000 | 1,130 |
| Average Assets, quarterly | $480,215,000 | 1,130 |
| Volatile liabilities | $72,879,000 | 1,354 |
| Insider loans | $7,138,000 | 710 |
| FHLB advances | $38,428,000 | 886 |
| Loans and leases held for sale | $8,104,000 | 464 |
| Unused loan commitments | $75,282,000 | 1,029 |
| Tier 1 (core) risk-based capital | $33,488,000 | 1,484 |
| Tier 2 risk-based capital | $3,377,000 | 1,230 |
| Total risk weighted assets | $270,130,000 | 1,365 |
| Total unused commitments | $75,282,000 | 1,038 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 142 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $458,140,000 | 1,175 |
| Cash and due from depository institutions | $18,856,000 | 1,169 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $186,125,000 | 689 |
| Federal funds sold & reverse repurchase agreements | $1,001,000 | 5,838 |
| Net loans & leases | $242,774,000 | 1,420 |
| Loan loss allowance | $3,259,000 | 1,342 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,876,000 | 2,421 |
| Other real estate owned | $0 | 1,169 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,508,000 | 2,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,140,000 | 1,175 |
| Total liabilities | $423,708,000 | 1,148 |
| Total deposits | $371,610,000 | 1,110 |
| Interest-bearing deposits | $298,010,000 | 1,231 |
| Deposits held in domestic offices | $371,610,000 | 1,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,698,000 | 1,263 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $43,571,000 | 895 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,829,000 | 2,168 |
| Total equity capital | $34,432,000 | 1,529 |
| Total bank equity capital | $34,432,000 | 1,529 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,103,000 | 2,726 |
| Surplus | $4,954,000 | 3,239 |
| Undivided profits | $28,375,000 | 1,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,207,000 | 1,346 |
| Earning assets | $429,950,000 | 1,150 |
| Long-term assets (5+ years) | $105,089,000 | 918 |
| Average Assets, year-to-date | $420,718,600 | 1,208 |
| Average Assets, quarterly | $442,492,500 | 1,196 |
| Volatile liabilities | $55,449,000 | 1,683 |
| Insider loans | $7,264,000 | 678 |
| FHLB advances | $43,571,000 | 797 |
| Loans and leases held for sale | $13,186,000 | 380 |
| Unused loan commitments | $59,404,000 | 1,175 |
| Tier 1 (core) risk-based capital | $32,152,000 | 1,513 |
| Tier 2 risk-based capital | $3,259,000 | 1,251 |
| Total risk weighted assets | $263,882,000 | 1,364 |
| Total unused commitments | $59,404,000 | 1,177 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 124 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $388,989,000 | 1,313 |
| Cash and due from depository institutions | $13,350,000 | 1,333 |
| Interest-bearing balances | $443,000 | 3,801 |
| Securities | $142,320,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $10,033,000 | 1,459 |
| Net loans & leases | $213,837,000 | 1,552 |
| Loan loss allowance | $2,820,000 | 1,471 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,806,000 | 2,382 |
| Other real estate owned | $0 | 1,333 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,643,000 | 1,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,989,000 | 1,313 |
| Total liabilities | $361,497,000 | 1,272 |
| Total deposits | $319,140,000 | 1,234 |
| Interest-bearing deposits | $269,784,000 | 1,287 |
| Deposits held in domestic offices | $319,140,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,156,000 | 932 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,857,000 | 1,129 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,344,000 | 2,766 |
| Total equity capital | $27,492,000 | 1,786 |
| Total bank equity capital | $27,492,000 | 1,786 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,103,000 | 2,771 |
| Surplus | $4,953,000 | 3,154 |
| Undivided profits | $21,436,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,783,000 | 1,115 |
| Earning assets | $366,633,000 | 1,279 |
| Long-term assets (5+ years) | $103,382,000 | 926 |
| Average Assets, year-to-date | $363,580,400 | 1,330 |
| Average Assets, quarterly | $383,723,500 | 1,312 |
| Volatile liabilities | $47,462,000 | 1,853 |
| Insider loans | $5,663,000 | 845 |
| FHLB advances | $27,857,000 | 1,024 |
| Loans and leases held for sale | $5,794,000 | 534 |
| Unused loan commitments | $47,944,000 | 1,296 |
| Tier 1 (core) risk-based capital | $26,495,000 | 1,714 |
| Tier 2 risk-based capital | $2,820,000 | 1,369 |
| Total risk weighted assets | $276,801,000 | 1,238 |
| Total unused commitments | $47,944,000 | 1,301 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 116 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $336,787,000 | 1,432 |
| Cash and due from depository institutions | $10,337,000 | 1,434 |
| Interest-bearing balances | $42,000 | 5,495 |
| Securities | $120,527,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $493,000 | 6,191 |
| Net loans & leases | $197,595,000 | 1,613 |
| Loan loss allowance | $2,453,000 | 1,570 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,604,000 | 2,440 |
| Other real estate owned | $0 | 1,434 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,231,000 | 2,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,787,000 | 1,432 |
| Total liabilities | $314,010,000 | 1,380 |
| Total deposits | $284,680,000 | 1,336 |
| Interest-bearing deposits | $243,109,000 | 1,363 |
| Deposits held in domestic offices | $284,680,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,244,000 | 861 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,143,000 | 1,737 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $943,000 | 3,758 |
| Total equity capital | $22,777,000 | 2,054 |
| Total bank equity capital | $22,777,000 | 2,054 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,103,000 | 2,850 |
| Surplus | $4,953,000 | 3,077 |
| Undivided profits | $16,721,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,087,000 | 2,488 |
| Earning assets | $318,657,000 | 1,386 |
| Long-term assets (5+ years) | $118,868,000 | 766 |
| Average Assets, year-to-date | $309,270,800 | 1,480 |
| Average Assets, quarterly | $331,197,000 | 1,435 |
| Volatile liabilities | $63,772,000 | 1,418 |
| Insider loans | $5,679,000 | 824 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,953,000 | 435 |
| Unused loan commitments | $32,692,000 | 1,608 |
| Tier 1 (core) risk-based capital | $22,512,000 | 1,993 |
| Tier 2 risk-based capital | $2,453,000 | 1,471 |
| Total risk weighted assets | $216,876,100 | 1,503 |
| Total unused commitments | $32,692,000 | 1,609 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $271,144,000 | 1,744 |
| Cash and due from depository institutions | $6,695,000 | 1,442 |
| Interest-bearing balances | $56,000 | 5,330 |
| Securities | $89,286,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $166,645,000 | 1,808 |
| Loan loss allowance | $1,904,000 | 1,931 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,191,000 | 2,045 |
| Other real estate owned | $0 | 1,442 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,327,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,144,000 | 1,744 |
| Total liabilities | $255,853,000 | 1,671 |
| Total deposits | $238,855,000 | 1,586 |
| Interest-bearing deposits | $206,933,000 | 1,573 |
| Deposits held in domestic offices | $238,855,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,369 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,429,000 | 2,230 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $769,000 | 3,955 |
| Total equity capital | $15,291,000 | 2,900 |
| Total bank equity capital | $15,291,000 | 2,900 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,103,000 | 2,915 |
| Surplus | $2,153,000 | 5,280 |
| Undivided profits | $12,035,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $849,000 | 2,728 |
| Earning assets | $255,987,000 | 1,689 |
| Long-term assets (5+ years) | $100,567,000 | 948 |
| Average Assets, year-to-date | $240,125,400 | 1,883 |
| Average Assets, quarterly | $257,898,000 | 1,810 |
| Volatile liabilities | $39,862,000 | 1,999 |
| Insider loans | $5,358,000 | 860 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $547,000 | 893 |
| Unused loan commitments | $26,448,000 | 1,908 |
| Tier 1 (core) risk-based capital | $16,895,000 | 2,587 |
| Tier 2 risk-based capital | $1,904,000 | 1,785 |
| Total risk weighted assets | $179,960,300 | 1,715 |
| Total unused commitments | $26,448,000 | 1,912 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $223,928,000 | 2,062 |
| Cash and due from depository institutions | $7,904,000 | 1,777 |
| Interest-bearing balances | $32,000 | 5,794 |
| Securities | $56,747,000 | 2,046 |
| Federal funds sold & reverse repurchase agreements | $9,225,000 | 1,861 |
| Net loans & leases | $143,418,000 | 1,952 |
| Loan loss allowance | $1,510,000 | 2,328 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,126,000 | 1,956 |
| Other real estate owned | $0 | 1,777 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,508,000 | 2,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,928,000 | 2,062 |
| Total liabilities | $208,546,000 | 1,998 |
| Total deposits | $201,056,000 | 1,882 |
| Interest-bearing deposits | $169,276,000 | 1,915 |
| Deposits held in domestic offices | $201,056,000 | 1,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,748,000 | 1,945 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $742,000 | 4,419 |
| Total equity capital | $15,382,000 | 2,920 |
| Total bank equity capital | $15,382,000 | 2,920 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,103,000 | 2,914 |
| Surplus | $2,153,000 | 5,171 |
| Undivided profits | $12,126,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $795,000 | 2,897 |
| Earning assets | $209,422,000 | 2,028 |
| Long-term assets (5+ years) | $72,602,000 | 1,162 |
| Average Assets, year-to-date | $201,961,400 | 2,155 |
| Average Assets, quarterly | $213,154,500 | 2,125 |
| Volatile liabilities | $15,928,000 | 3,623 |
| Insider loans | $5,685,000 | 725 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,247,000 | 781 |
| Unused loan commitments | $20,696,000 | 2,206 |
| Tier 1 (core) risk-based capital | $14,791,000 | 2,887 |
| Tier 2 risk-based capital | $1,510,000 | 2,097 |
| Total risk weighted assets | $139,551,700 | 2,034 |
| Total unused commitments | $20,696,000 | 2,214 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $191,646,000 | 2,357 |
| Cash and due from depository institutions | $8,285,000 | 2,120 |
| Interest-bearing balances | $103,000 | 4,488 |
| Securities | $59,055,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,028 |
| Net loans & leases | $116,311,000 | 2,395 |
| Loan loss allowance | $1,322,000 | 2,617 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,931,000 | 2,694 |
| Other real estate owned | $33,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,131,000 | 3,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,646,000 | 2,357 |
| Total liabilities | $178,566,000 | 2,288 |
| Total deposits | $172,835,000 | 2,165 |
| Interest-bearing deposits | $148,512,000 | 2,174 |
| Deposits held in domestic offices | $172,835,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,110,000 | 1,930 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $621,000 | 5,103 |
| Total equity capital | $13,080,000 | 3,379 |
| Total bank equity capital | $13,080,000 | 3,379 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,103,000 | 2,981 |
| Surplus | $2,153,000 | 5,168 |
| Undivided profits | $9,824,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $745,000 | 3,138 |
| Earning assets | $178,369,000 | 2,332 |
| Long-term assets (5+ years) | $52,287,000 | 1,322 |
| Average Assets, year-to-date | $174,363,400 | 2,459 |
| Average Assets, quarterly | $183,316,500 | 2,406 |
| Volatile liabilities | $16,100,000 | 3,561 |
| Insider loans | $6,852,000 | 587 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $962,000 | 835 |
| Unused loan commitments | $15,192,000 | 2,587 |
| Tier 1 (core) risk-based capital | $12,571,000 | 3,373 |
| Tier 2 risk-based capital | $1,322,000 | 2,260 |
| Total risk weighted assets | $114,241,400 | 2,454 |
| Total unused commitments | $15,192,000 | 2,593 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 71 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $165,150,000 | 2,791 |
| Cash and due from depository institutions | $8,205,000 | 2,656 |
| Interest-bearing balances | $32,000 | 5,683 |
| Securities | $39,901,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $10,850,000 | 1,195 |
| Net loans & leases | $102,165,000 | 2,726 |
| Loan loss allowance | $1,204,000 | 2,985 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,945,000 | 3,861 |
| Other real estate owned | $96,000 | 2,656 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,988,000 | 3,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,150,000 | 2,791 |
| Total liabilities | $154,054,000 | 2,699 |
| Total deposits | $153,311,000 | 2,519 |
| Interest-bearing deposits | $132,446,000 | 2,510 |
| Deposits held in domestic offices | $153,311,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $182,000 | 4,608 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $561,000 | 5,495 |
| Total equity capital | $11,096,000 | 3,956 |
| Total bank equity capital | $11,096,000 | 3,956 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,103,000 | 3,185 |
| Surplus | $2,153,000 | 5,232 |
| Undivided profits | $7,840,000 | 3,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $742,000 | 3,073 |
| Earning assets | $152,948,000 | 2,753 |
| Long-term assets (5+ years) | $20,444,000 | 2,619 |
| Average Assets, year-to-date | $146,538,800 | 2,979 |
| Average Assets, quarterly | $155,568,500 | 2,914 |
| Volatile liabilities | $13,377,000 | 3,965 |
| Insider loans | $6,572,000 | 646 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,806,000 | 2,851 |
| Tier 1 (core) risk-based capital | $10,979,000 | 3,893 |
| Tier 2 risk-based capital | $1,204,000 | 2,507 |
| Total risk weighted assets | $101,662,400 | 2,745 |
| Total unused commitments | $12,806,000 | 2,866 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $133,737,000 | 3,365 |
| Cash and due from depository institutions | $6,033,000 | 2,866 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,636,000 | 5,257 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 1,850 |
| Net loans & leases | $94,669,000 | 2,852 |
| Loan loss allowance | $1,065,000 | 3,342 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,879,000 | 3,925 |
| Other real estate owned | $104,000 | 2,866 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,466,000 | 4,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,737,000 | 3,365 |
| Total liabilities | $124,678,000 | 3,263 |
| Total deposits | $124,261,000 | 3,088 |
| Interest-bearing deposits | $106,564,000 | 3,100 |
| Deposits held in domestic offices | $124,261,000 | 3,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $417,000 | 6,979 |
| Total equity capital | $9,059,000 | 4,718 |
| Total bank equity capital | $9,059,000 | 4,718 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,103,000 | 3,318 |
| Surplus | $2,153,000 | 5,276 |
| Undivided profits | $5,803,000 | 4,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $731,000 | 3,225 |
| Earning assets | $124,255,000 | 3,332 |
| Long-term assets (5+ years) | $9,322,000 | 4,219 |
| Average Assets, year-to-date | $132,999,400 | 3,268 |
| Average Assets, quarterly | $134,655,000 | 3,311 |
| Volatile liabilities | $8,862,000 | 4,934 |
| Insider loans | $5,852,000 | 763 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,457,000 | 3,174 |
| Tier 1 (core) risk-based capital | $9,069,000 | 4,581 |
| Tier 2 risk-based capital | $1,065,000 | 2,748 |
| Total risk weighted assets | $88,111,500 | 3,054 |
| Total unused commitments | $10,457,000 | 3,189 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $128,820,000 | 3,460 |
| Cash and due from depository institutions | $4,692,000 | 2,877 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,402,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $86,664,000 | 2,999 |
| Loan loss allowance | $1,007,000 | 3,569 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,084,000 | 3,524 |
| Other real estate owned | $104,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,874,000 | 4,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,820,000 | 3,460 |
| Total liabilities | $121,839,000 | 3,329 |
| Total deposits | $117,657,000 | 3,233 |
| Interest-bearing deposits | $101,045,000 | 3,223 |
| Deposits held in domestic offices | $117,657,000 | 3,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,900,000 | 2,028 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $282,000 | 7,583 |
| Total equity capital | $6,981,000 | 5,540 |
| Total bank equity capital | $6,981,000 | 5,540 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,103,000 | 3,445 |
| Surplus | $2,153,000 | 5,264 |
| Undivided profits | $3,725,000 | 5,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 8,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $584,000 | 3,571 |
| Earning assets | $120,066,000 | 3,388 |
| Long-term assets (5+ years) | $9,408,000 | 4,270 |
| Average Assets, year-to-date | $125,171,000 | 3,462 |
| Average Assets, quarterly | $129,081,500 | 3,422 |
| Volatile liabilities | $13,039,000 | 3,565 |
| Insider loans | $4,880,000 | 864 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,582,000 | 4,586 |
| Tier 1 (core) risk-based capital | $7,645,000 | 5,202 |
| Tier 2 risk-based capital | $1,007,000 | 2,894 |
| Total risk weighted assets | $82,503,300 | 3,170 |
| Total unused commitments | $5,582,000 | 4,594 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $115,227,000 | 3,905 |
| Cash and due from depository institutions | $4,052,000 | 2,991 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,475,000 | 4,977 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,475 |
| Net loans & leases | $75,902,000 | 3,329 |
| Loan loss allowance | $994,000 | 3,722 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,172,000 | 3,353 |
| Other real estate owned | $0 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,001,000 | 6,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,227,000 | 3,905 |
| Total liabilities | $108,660,000 | 3,779 |
| Total deposits | $108,345,000 | 3,609 |
| Interest-bearing deposits | $94,255,000 | 3,574 |
| Deposits held in domestic offices | $108,345,000 | 3,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $315,000 | 7,327 |
| Total equity capital | $6,567,000 | 5,933 |
| Total bank equity capital | $6,567,000 | 5,933 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,103,000 | 3,547 |
| Surplus | $2,153,000 | 5,243 |
| Undivided profits | $3,311,000 | 5,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $326,000 | 5,634 |
| Earning assets | $108,002,000 | 3,841 |
| Long-term assets (5+ years) | $9,193,000 | 4,603 |
| Average Assets, year-to-date | $96,078,800 | 4,508 |
| Average Assets, quarterly | $107,213,000 | 4,143 |
| Volatile liabilities | $7,361,000 | 5,106 |
| Insider loans | $1,985,000 | 2,059 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,916,000 | 3,655 |
| Tier 1 (core) risk-based capital | $6,567,000 | 5,860 |
| Tier 2 risk-based capital | $908,700 | 3,149 |
| Total risk weighted assets | $72,610,300 | 3,533 |
| Total unused commitments | $7,916,000 | 3,673 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $82,229,000 | 5,364 |
| Cash and due from depository institutions | $4,325,000 | 3,920 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,972,000 | 8,409 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 10,630 |
| Net loans & leases | $62,996,000 | 4,012 |
| Loan loss allowance | $670,000 | 5,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,982,000 | 3,648 |
| Other real estate owned | $0 | 3,920 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $654,000 | 8,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,229,000 | 5,364 |
| Total liabilities | $77,496,000 | 5,220 |
| Total deposits | $77,114,000 | 5,045 |
| Interest-bearing deposits | $65,145,000 | 5,191 |
| Deposits held in domestic offices | $77,114,000 | 5,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $382,000 | 7,042 |
| Total equity capital | $4,733,000 | 7,352 |
| Total bank equity capital | $4,733,000 | 7,352 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,103,000 | 3,707 |
| Surplus | $1,353,000 | 7,003 |
| Undivided profits | $2,277,000 | 6,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 8,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $282,000 | 6,859 |
| Earning assets | $75,268,000 | 5,348 |
| Long-term assets (5+ years) | $5,082,000 | 6,450 |
| Average Assets, year-to-date | $70,139,400 | 5,989 |
| Average Assets, quarterly | $77,709,000 | 5,565 |
| Volatile liabilities | $4,369,000 | 7,080 |
| Insider loans | $128,000 | 5,054 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,908,000 | 4,668 |
| Tier 1 (core) risk-based capital | $4,733,000 | 7,279 |
| Tier 2 risk-based capital | $670,000 | 4,115 |
| Total risk weighted assets | $59,625,700 | 4,246 |
| Total unused commitments | $4,908,000 | 4,694 |
| Derivatives | $0 | 651 |