Home > Independent National Bank > Assets and Liabilities
Independent National Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 53 | 2,936 |
| Assets and Liabilities | ||
| Total Assets: | $156,218,000 | 3,861 |
| Cash and due from depository institutions | $3,733,000 | 2,936 |
| Interest-bearing balances | $136,000 | 6,449 |
| Securities | $8,891,000 | 5,937 |
| Federal funds sold & reverse repurchase agreements | $18,140,000 | 378 |
| Net loans & leases | $112,204,000 | 3,552 |
| Loan loss allowance | $5,547,000 | 1,454 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,189,000 | 1,496 |
| Other real estate owned | $1,007,000 | 2,936 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,054,000 | 3,772 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $156,218,000 | 3,861 |
| Total liabilities | $153,124,000 | 3,600 |
| Total deposits | $141,877,000 | 3,592 |
| Interest-bearing deposits | $127,512,000 | 3,474 |
| Deposits held in domestic offices | $141,877,000 | 3,591 |
| % insured | 97.60% | 696 |
| Federal funds purchased & repurchase agreements | $619,000 | 2,260 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $628,000 | 4,379 |
| Total equity capital | $3,094,000 | 7,389 |
| Total bank equity capital | $3,094,000 | 7,389 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,474,000 | 2,195 |
| Surplus | $6,414,000 | 3,517 |
| Undivided profits | $-4,794,000 | 7,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,919,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $562,000 | 4,863 |
| Earning assets | $139,371,000 | 3,915 |
| Long-term assets (5+ years) | $20,661,000 | 4,089 |
| Average Assets, year-to-date | $162,658,670 | 3,730 |
| Average Assets, quarterly | $159,536,000 | 3,794 |
| Volatile liabilities | $30,299,000 | 3,856 |
| Insider loans | $1,582,000 | 3,343 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $4,807,000 | 5,422 |
| Tier 1 (core) risk-based capital | $3,051,000 | 7,355 |
| Tier 2 risk-based capital | $1,469,000 | 3,299 |
| Total risk weighted assets | $113,454,000 | 3,653 |
| Total unused commitments | $4,807,000 | 5,422 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 59 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $162,854,000 | 3,803 |
| Cash and due from depository institutions | $6,900,000 | 2,700 |
| Interest-bearing balances | $81,000 | 6,705 |
| Securities | $9,434,000 | 5,903 |
| Federal funds sold & reverse repurchase agreements | $12,347,000 | 756 |
| Net loans & leases | $120,745,000 | 3,407 |
| Loan loss allowance | $5,465,000 | 1,513 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,266,000 | 1,505 |
| Other real estate owned | $900,000 | 2,700 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,262,000 | 3,750 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $162,854,000 | 3,803 |
| Total liabilities | $158,950,000 | 3,551 |
| Total deposits | $148,335,000 | 3,535 |
| Interest-bearing deposits | $130,936,000 | 3,462 |
| Deposits held in domestic offices | $148,335,000 | 3,533 |
| % insured | 96.59% | 1,070 |
| Federal funds purchased & repurchase agreements | $167,000 | 2,479 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,594 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $448,000 | 5,082 |
| Total equity capital | $3,904,000 | 7,215 |
| Total bank equity capital | $3,904,000 | 7,215 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,474,000 | 2,237 |
| Surplus | $6,414,000 | 3,558 |
| Undivided profits | $-3,984,000 | 7,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,003,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $544,000 | 5,035 |
| Earning assets | $142,607,000 | 3,908 |
| Long-term assets (5+ years) | $21,672,000 | 4,031 |
| Average Assets, year-to-date | $165,879,000 | 3,733 |
| Average Assets, quarterly | $165,879,000 | 3,733 |
| Volatile liabilities | $28,827,000 | 4,043 |
| Insider loans | $1,582,000 | 3,421 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $6,599,000 | 4,971 |
| Tier 1 (core) risk-based capital | $3,971,000 | 7,136 |
| Tier 2 risk-based capital | $1,556,000 | 3,193 |
| Total risk weighted assets | $120,544,000 | 3,551 |
| Total unused commitments | $6,599,000 | 4,976 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 59 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $168,904,000 | 3,697 |
| Cash and due from depository institutions | $6,153,000 | 2,726 |
| Interest-bearing balances | $92,000 | 6,553 |
| Securities | $11,748,000 | 5,486 |
| Federal funds sold & reverse repurchase agreements | $10,668,000 | 792 |
| Net loans & leases | $126,931,000 | 3,318 |
| Loan loss allowance | $4,800,000 | 1,667 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,337,000 | 1,524 |
| Other real estate owned | $712,000 | 2,726 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,355,000 | 3,767 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $168,904,000 | 3,697 |
| Total liabilities | $162,227,000 | 3,489 |
| Total deposits | $151,677,000 | 3,454 |
| Interest-bearing deposits | $135,721,000 | 3,336 |
| Deposits held in domestic offices | $151,677,000 | 3,453 |
| % insured | 95.62% | 1,444 |
| Federal funds purchased & repurchase agreements | $218,000 | 2,635 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $332,000 | 5,705 |
| Total equity capital | $6,677,000 | 6,326 |
| Total bank equity capital | $6,677,000 | 6,326 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,474,000 | 2,272 |
| Surplus | $6,414,000 | 3,571 |
| Undivided profits | $-1,211,000 | 6,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $21,241,000 | 830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $640,000 | 4,705 |
| Earning assets | $149,439,000 | 3,777 |
| Long-term assets (5+ years) | $21,500,000 | 4,036 |
| Average Assets, year-to-date | $199,286,200 | 3,191 |
| Average Assets, quarterly | $183,785,000 | 3,435 |
| Volatile liabilities | $25,108,000 | 4,385 |
| Insider loans | $1,672,000 | 3,365 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,342,000 | 4,528 |
| Tier 1 (core) risk-based capital | $6,673,000 | 6,204 |
| Tier 2 risk-based capital | $1,645,000 | 3,087 |
| Total risk weighted assets | $128,473,000 | 3,439 |
| Total unused commitments | $8,342,000 | 4,530 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 65 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $198,666,000 | 3,277 |
| Cash and due from depository institutions | $9,981,000 | 2,504 |
| Interest-bearing balances | $335,000 | 5,748 |
| Securities | $31,383,000 | 3,396 |
| Federal funds sold & reverse repurchase agreements | $3,368,000 | 2,278 |
| Net loans & leases | $138,060,000 | 3,135 |
| Loan loss allowance | $2,099,000 | 3,051 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,424,000 | 1,519 |
| Other real estate owned | $1,590,000 | 2,504 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,860,000 | 2,795 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $198,666,000 | 3,277 |
| Total liabilities | $184,250,000 | 3,185 |
| Total deposits | $173,386,000 | 3,094 |
| Interest-bearing deposits | $155,900,000 | 2,971 |
| Deposits held in domestic offices | $173,386,000 | 3,093 |
| % insured | 91.17% | 3,467 |
| Federal funds purchased & repurchase agreements | $89,000 | 2,803 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $775,000 | 4,353 |
| Total equity capital | $14,416,000 | 4,249 |
| Total bank equity capital | $14,416,000 | 4,249 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,474,000 | 2,305 |
| Surplus | $6,414,000 | 3,572 |
| Undivided profits | $6,528,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,490,000 | 1,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $897,000 | 3,904 |
| Earning assets | $173,146,000 | 3,386 |
| Long-term assets (5+ years) | $25,985,000 | 3,651 |
| Average Assets, year-to-date | $206,881,750 | 3,112 |
| Average Assets, quarterly | $203,362,500 | 3,196 |
| Volatile liabilities | $29,640,000 | 4,010 |
| Insider loans | $3,922,000 | 1,924 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,630,000 | 4,554 |
| Tier 1 (core) risk-based capital | $13,267,000 | 4,350 |
| Tier 2 risk-based capital | $1,784,000 | 2,906 |
| Total risk weighted assets | $141,829,000 | 3,214 |
| Total unused commitments | $8,630,000 | 4,556 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities | ||
| Total Assets: | $208,059,000 | 3,147 |
| Cash and due from depository institutions | $8,124,000 | 2,443 |
| Interest-bearing balances | $324,000 | 5,617 |
| Securities | $34,428,000 | 3,122 |
| Federal funds sold & reverse repurchase agreements | $8,747,000 | 1,171 |
| Net loans & leases | $141,802,000 | 3,094 |
| Loan loss allowance | $2,160,000 | 2,884 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,424,000 | 1,538 |
| Other real estate owned | $968,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,566,000 | 2,918 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $208,059,000 | 3,147 |
| Total liabilities | $192,997,000 | 3,072 |
| Total deposits | $182,047,000 | 2,974 |
| Interest-bearing deposits | $164,573,000 | 2,848 |
| Deposits held in domestic offices | $182,047,000 | 2,972 |
| % insured | 81.05% | 3,409 |
| Federal funds purchased & repurchase agreements | $233,000 | 2,769 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $717,000 | 4,509 |
| Total equity capital | $15,062,000 | 4,082 |
| Total bank equity capital | $15,062,000 | 4,082 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,474,000 | 2,342 |
| Surplus | $6,414,000 | 3,594 |
| Undivided profits | $7,174,000 | 3,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,674,000 | 1,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $871,000 | 3,901 |
| Earning assets | $185,301,000 | 3,224 |
| Long-term assets (5+ years) | $29,478,000 | 3,356 |
| Average Assets, year-to-date | $209,620,330 | 3,110 |
| Average Assets, quarterly | $210,142,000 | 3,123 |
| Volatile liabilities | $35,569,000 | 3,570 |
| Insider loans | $3,847,000 | 1,983 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,390,000 | 3,916 |
| Tier 1 (core) risk-based capital | $15,105,000 | 3,967 |
| Tier 2 risk-based capital | $1,866,000 | 2,781 |
| Total risk weighted assets | $148,966,000 | 3,117 |
| Total unused commitments | $12,390,000 | 3,922 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $212,225,000 | 3,122 |
| Cash and due from depository institutions | $4,442,000 | 2,418 |
| Interest-bearing balances | $437,000 | 5,089 |
| Securities | $35,718,000 | 3,063 |
| Federal funds sold & reverse repurchase agreements | $9,918,000 | 1,238 |
| Net loans & leases | $147,520,000 | 3,012 |
| Loan loss allowance | $2,255,000 | 2,719 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,169,000 | 1,595 |
| Other real estate owned | $1,466,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,992,000 | 3,116 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $212,225,000 | 3,122 |
| Total liabilities | $196,711,000 | 3,037 |
| Total deposits | $185,691,000 | 2,912 |
| Interest-bearing deposits | $167,317,000 | 2,789 |
| Deposits held in domestic offices | $185,691,000 | 2,910 |
| % insured | 80.95% | 3,514 |
| Federal funds purchased & repurchase agreements | $450,000 | 2,631 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $570,000 | 4,944 |
| Total equity capital | $15,514,000 | 4,049 |
| Total bank equity capital | $15,514,000 | 4,049 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,474,000 | 2,360 |
| Surplus | $6,414,000 | 3,576 |
| Undivided profits | $7,626,000 | 3,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,189,000 | 1,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $930,000 | 3,673 |
| Earning assets | $193,593,000 | 3,140 |
| Long-term assets (5+ years) | $31,103,000 | 3,192 |
| Average Assets, year-to-date | $210,401,000 | 3,111 |
| Average Assets, quarterly | $210,401,000 | 3,111 |
| Volatile liabilities | $41,256,000 | 3,182 |
| Insider loans | $3,847,000 | 2,006 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,580,000 | 4,163 |
| Tier 1 (core) risk-based capital | $15,588,000 | 3,911 |
| Tier 2 risk-based capital | $1,910,000 | 2,722 |
| Total risk weighted assets | $152,463,000 | 3,073 |
| Total unused commitments | $11,580,000 | 4,163 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 70 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $208,577,000 | 3,137 |
| Cash and due from depository institutions | $7,351,000 | 2,418 |
| Interest-bearing balances | $782,000 | 3,979 |
| Securities | $35,374,000 | 3,058 |
| Federal funds sold & reverse repurchase agreements | $3,152,000 | 2,562 |
| Net loans & leases | $148,450,000 | 3,023 |
| Loan loss allowance | $1,915,000 | 3,023 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,989,000 | 1,638 |
| Other real estate owned | $2,021,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,240,000 | 3,496 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $208,577,000 | 3,137 |
| Total liabilities | $192,087,000 | 3,068 |
| Total deposits | $180,303,000 | 2,925 |
| Interest-bearing deposits | $162,607,000 | 2,798 |
| Deposits held in domestic offices | $180,303,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,385,000 | 2,545 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $399,000 | 5,808 |
| Total equity capital | $16,490,000 | 3,843 |
| Total bank equity capital | $16,490,000 | 3,843 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,474,000 | 2,373 |
| Surplus | $6,414,000 | 3,565 |
| Undivided profits | $8,602,000 | 3,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,213,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $995,000 | 3,691 |
| Earning assets | $187,758,000 | 3,190 |
| Long-term assets (5+ years) | $20,788,000 | 3,947 |
| Average Assets, year-to-date | $213,134,200 | 2,965 |
| Average Assets, quarterly | $209,655,000 | 3,098 |
| Volatile liabilities | $47,085,000 | 2,878 |
| Insider loans | $3,922,000 | 1,986 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,306,000 | 4,047 |
| Tier 1 (core) risk-based capital | $16,577,000 | 3,697 |
| Tier 2 risk-based capital | $1,857,000 | 2,763 |
| Total risk weighted assets | $148,526,000 | 3,149 |
| Total unused commitments | $12,306,000 | 4,050 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 74 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $210,733,000 | 3,080 |
| Cash and due from depository institutions | $9,190,000 | 2,315 |
| Interest-bearing balances | $2,619,000 | 2,066 |
| Securities | $36,654,000 | 2,933 |
| Federal funds sold & reverse repurchase agreements | $1,464,000 | 4,159 |
| Net loans & leases | $149,338,000 | 3,011 |
| Loan loss allowance | $1,926,000 | 2,794 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,061,000 | 1,615 |
| Other real estate owned | $1,899,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,127,000 | 3,587 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $210,733,000 | 3,080 |
| Total liabilities | $194,348,000 | 3,008 |
| Total deposits | $181,010,000 | 2,886 |
| Interest-bearing deposits | $164,484,000 | 2,733 |
| Deposits held in domestic offices | $181,010,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,558,000 | 2,256 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $780,000 | 4,417 |
| Total equity capital | $16,385,000 | 3,864 |
| Total bank equity capital | $16,385,000 | 3,864 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,474,000 | 2,391 |
| Surplus | $6,414,000 | 3,561 |
| Undivided profits | $8,497,000 | 3,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,485,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,057,000 | 3,670 |
| Earning assets | $190,075,000 | 3,121 |
| Long-term assets (5+ years) | $32,079,000 | 3,066 |
| Average Assets, year-to-date | $214,273,500 | 2,959 |
| Average Assets, quarterly | $212,472,000 | 3,038 |
| Volatile liabilities | $48,313,000 | 2,744 |
| Insider loans | $3,922,000 | 1,979 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,354,000 | 3,626 |
| Tier 1 (core) risk-based capital | $16,814,000 | 3,705 |
| Tier 2 risk-based capital | $1,827,000 | 2,722 |
| Total risk weighted assets | $150,157,000 | 3,103 |
| Total unused commitments | $16,354,000 | 3,629 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 77 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $214,211,000 | 3,022 |
| Cash and due from depository institutions | $5,634,000 | 2,260 |
| Interest-bearing balances | $2,290,000 | 2,059 |
| Securities | $39,736,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $3,918,000 | 2,680 |
| Net loans & leases | $150,441,000 | 2,965 |
| Loan loss allowance | $1,938,000 | 2,717 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,856,000 | 1,449 |
| Other real estate owned | $1,776,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,850,000 | 3,687 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $214,211,000 | 3,022 |
| Total liabilities | $197,343,000 | 2,950 |
| Total deposits | $184,006,000 | 2,833 |
| Interest-bearing deposits | $166,087,000 | 2,712 |
| Deposits held in domestic offices | $184,006,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,653,000 | 2,299 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $684,000 | 4,709 |
| Total equity capital | $16,868,000 | 3,817 |
| Total bank equity capital | $16,868,000 | 3,817 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,474,000 | 2,413 |
| Surplus | $6,414,000 | 3,555 |
| Undivided profits | $8,980,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 3,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,033,000 | 3,665 |
| Earning assets | $196,385,000 | 3,005 |
| Long-term assets (5+ years) | $33,582,000 | 2,966 |
| Average Assets, year-to-date | $215,453,670 | 2,944 |
| Average Assets, quarterly | $216,329,500 | 2,973 |
| Volatile liabilities | $48,991,000 | 2,707 |
| Insider loans | $4,522,000 | 1,722 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $829,000 | 959 |
| Unused loan commitments | $15,040,000 | 3,892 |
| Tier 1 (core) risk-based capital | $17,093,000 | 3,685 |
| Tier 2 risk-based capital | $1,597,000 | 2,987 |
| Total risk weighted assets | $168,365,000 | 2,834 |
| Total unused commitments | $15,040,000 | 3,893 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $218,448,000 | 2,950 |
| Cash and due from depository institutions | $8,992,000 | 2,298 |
| Interest-bearing balances | $4,000,000 | 1,629 |
| Securities | $39,251,000 | 2,818 |
| Federal funds sold & reverse repurchase agreements | $6,922,000 | 2,489 |
| Net loans & leases | $151,565,000 | 2,891 |
| Loan loss allowance | $1,755,000 | 2,867 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,964,000 | 1,609 |
| Other real estate owned | $200,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,554,000 | 3,793 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $218,448,000 | 2,950 |
| Total liabilities | $201,360,000 | 2,863 |
| Total deposits | $187,994,000 | 2,768 |
| Interest-bearing deposits | $167,929,000 | 2,692 |
| Deposits held in domestic offices | $187,994,000 | 2,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,681,000 | 2,060 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $685,000 | 4,932 |
| Total equity capital | $17,088,000 | 3,831 |
| Total bank equity capital | $17,088,000 | 3,831 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,474,000 | 2,411 |
| Surplus | $6,414,000 | 3,528 |
| Undivided profits | $9,200,000 | 3,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 2,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,044,000 | 3,600 |
| Earning assets | $201,738,000 | 2,929 |
| Long-term assets (5+ years) | $33,533,000 | 2,887 |
| Average Assets, year-to-date | $216,075,000 | 2,926 |
| Average Assets, quarterly | $216,075,000 | 2,926 |
| Volatile liabilities | $49,607,000 | 2,641 |
| Insider loans | $3,570,000 | 2,066 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $404,000 | 1,313 |
| Unused loan commitments | $23,386,000 | 3,055 |
| Tier 1 (core) risk-based capital | $17,099,000 | 3,671 |
| Tier 2 risk-based capital | $1,755,000 | 2,713 |
| Total risk weighted assets | $168,536,000 | 2,789 |
| Total unused commitments | $23,386,000 | 3,059 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $213,702,000 | 2,946 |
| Cash and due from depository institutions | $5,293,000 | 2,407 |
| Interest-bearing balances | $506,000 | 3,144 |
| Securities | $41,486,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $3,436,000 | 3,231 |
| Net loans & leases | $152,094,000 | 2,867 |
| Loan loss allowance | $1,887,000 | 2,675 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,836,000 | 1,636 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,557,000 | 3,822 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $213,702,000 | 2,946 |
| Total liabilities | $196,537,000 | 2,866 |
| Total deposits | $183,628,000 | 2,788 |
| Interest-bearing deposits | $165,014,000 | 2,677 |
| Deposits held in domestic offices | $183,628,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,341,000 | 2,281 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $568,000 | 5,359 |
| Total equity capital | $17,165,000 | 3,782 |
| Total bank equity capital | $17,165,000 | 3,782 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,474,000 | 2,410 |
| Surplus | $6,414,000 | 3,505 |
| Undivided profits | $9,277,000 | 3,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,113,000 | 3,640 |
| Earning assets | $197,522,000 | 2,919 |
| Long-term assets (5+ years) | $35,643,000 | 2,569 |
| Average Assets, year-to-date | $215,385,400 | 2,839 |
| Average Assets, quarterly | $216,185,500 | 2,883 |
| Volatile liabilities | $40,866,000 | 3,042 |
| Insider loans | $3,530,000 | 2,062 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,316,000 | 3,799 |
| Tier 1 (core) risk-based capital | $17,228,000 | 3,625 |
| Tier 2 risk-based capital | $1,887,000 | 2,539 |
| Total risk weighted assets | $157,495,000 | 2,925 |
| Total unused commitments | $16,316,000 | 3,800 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $218,669,000 | 2,844 |
| Cash and due from depository institutions | $5,618,000 | 2,403 |
| Interest-bearing balances | $75,000 | 4,957 |
| Securities | $39,814,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $5,676,000 | 2,345 |
| Net loans & leases | $156,130,000 | 2,755 |
| Loan loss allowance | $1,918,000 | 2,604 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,816,000 | 1,603 |
| Other real estate owned | $0 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,615,000 | 3,823 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $218,669,000 | 2,844 |
| Total liabilities | $202,087,000 | 2,761 |
| Total deposits | $188,045,000 | 2,698 |
| Interest-bearing deposits | $165,798,000 | 2,648 |
| Deposits held in domestic offices | $188,045,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,255,000 | 2,011 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $787,000 | 4,619 |
| Total equity capital | $16,582,000 | 3,851 |
| Total bank equity capital | $16,582,000 | 3,851 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,474,000 | 2,389 |
| Surplus | $6,414,000 | 3,452 |
| Undivided profits | $8,694,000 | 3,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,136,000 | 3,804 |
| Earning assets | $201,695,000 | 2,829 |
| Long-term assets (5+ years) | $84,943,000 | 1,298 |
| Average Assets, year-to-date | $215,806,250 | 2,824 |
| Average Assets, quarterly | $217,388,000 | 2,840 |
| Volatile liabilities | $45,255,000 | 2,785 |
| Insider loans | $3,532,000 | 2,027 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $17,246,000 | 3,701 |
| Tier 1 (core) risk-based capital | $16,927,000 | 3,684 |
| Tier 2 risk-based capital | $1,918,000 | 2,478 |
| Total risk weighted assets | $163,313,000 | 2,785 |
| Total unused commitments | $17,246,000 | 3,701 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $216,107,000 | 2,891 |
| Cash and due from depository institutions | $4,293,000 | 2,439 |
| Interest-bearing balances | $4,000 | 6,445 |
| Securities | $37,218,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $3,892,000 | 3,132 |
| Net loans & leases | $159,184,000 | 2,703 |
| Loan loss allowance | $1,880,000 | 2,641 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,822,000 | 1,606 |
| Other real estate owned | $0 | 2,439 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,698,000 | 3,731 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $216,107,000 | 2,891 |
| Total liabilities | $199,926,000 | 2,798 |
| Total deposits | $185,639,000 | 2,762 |
| Interest-bearing deposits | $165,393,000 | 2,678 |
| Deposits held in domestic offices | $185,639,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,761,000 | 1,860 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $526,000 | 5,418 |
| Total equity capital | $16,181,000 | 3,858 |
| Total bank equity capital | $16,181,000 | 3,858 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,474,000 | 2,391 |
| Surplus | $6,414,000 | 3,446 |
| Undivided profits | $8,293,000 | 3,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,496,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,061,000 | 3,773 |
| Earning assets | $200,298,000 | 2,844 |
| Long-term assets (5+ years) | $41,042,000 | 2,179 |
| Average Assets, year-to-date | $214,852,000 | 2,869 |
| Average Assets, quarterly | $215,055,500 | 2,884 |
| Volatile liabilities | $42,515,000 | 2,889 |
| Insider loans | $3,738,000 | 1,927 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,210,000 | 3,606 |
| Tier 1 (core) risk-based capital | $16,674,000 | 3,696 |
| Tier 2 risk-based capital | $1,880,000 | 2,513 |
| Total risk weighted assets | $164,381,000 | 2,742 |
| Total unused commitments | $18,210,000 | 3,607 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 72 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $214,004,000 | 2,910 |
| Cash and due from depository institutions | $4,750,000 | 2,428 |
| Interest-bearing balances | $38,000 | 5,632 |
| Securities | $42,268,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,514 |
| Net loans & leases | $155,349,000 | 2,726 |
| Loan loss allowance | $1,896,000 | 2,616 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,846,000 | 1,572 |
| Other real estate owned | $0 | 2,428 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,541,000 | 3,759 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $214,004,000 | 2,910 |
| Total liabilities | $197,691,000 | 2,824 |
| Total deposits | $180,643,000 | 2,825 |
| Interest-bearing deposits | $159,749,000 | 2,756 |
| Deposits held in domestic offices | $180,643,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,598,000 | 1,387 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $450,000 | 5,818 |
| Total equity capital | $16,313,000 | 3,850 |
| Total bank equity capital | $16,313,000 | 3,850 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,474,000 | 2,384 |
| Surplus | $6,414,000 | 3,406 |
| Undivided profits | $8,425,000 | 3,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,105,000 | 3,504 |
| Earning assets | $197,905,000 | 2,875 |
| Long-term assets (5+ years) | $36,416,000 | 2,361 |
| Average Assets, year-to-date | $214,224,500 | 2,892 |
| Average Assets, quarterly | $214,224,500 | 2,892 |
| Volatile liabilities | $39,741,000 | 2,986 |
| Insider loans | $3,514,000 | 1,994 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,508,000 | 3,437 |
| Tier 1 (core) risk-based capital | $16,567,000 | 3,694 |
| Tier 2 risk-based capital | $1,896,000 | 2,487 |
| Total risk weighted assets | $158,567,000 | 2,802 |
| Total unused commitments | $19,508,000 | 3,437 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities | ||
| Total Assets: | $214,445,000 | 2,897 |
| Cash and due from depository institutions | $6,061,000 | 2,218 |
| Interest-bearing balances | $4,000 | 6,478 |
| Securities | $40,996,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $6,134,000 | 2,505 |
| Net loans & leases | $149,986,000 | 2,800 |
| Loan loss allowance | $1,899,000 | 2,590 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,873,000 | 1,535 |
| Other real estate owned | $0 | 2,218 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,395,000 | 3,893 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $214,445,000 | 2,897 |
| Total liabilities | $198,522,000 | 2,815 |
| Total deposits | $184,387,000 | 2,756 |
| Interest-bearing deposits | $160,439,000 | 2,720 |
| Deposits held in domestic offices | $184,387,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,528,000 | 1,878 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $607,000 | 5,025 |
| Total equity capital | $15,923,000 | 3,851 |
| Total bank equity capital | $15,923,000 | 3,851 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,474,000 | 2,379 |
| Surplus | $6,414,000 | 3,366 |
| Undivided profits | $8,035,000 | 3,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 896 |
| Income earned, not collected on loans | $966,000 | 4,039 |
| Earning assets | $197,120,000 | 2,883 |
| Long-term assets (5+ years) | $79,488,000 | 1,310 |
| Average Assets, year-to-date | $206,001,200 | 2,888 |
| Average Assets, quarterly | $212,535,000 | 2,883 |
| Volatile liabilities | $37,299,000 | 3,263 |
| Insider loans | $3,228,000 | 2,121 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,667,000 | 3,156 |
| Tier 1 (core) risk-based capital | $16,282,000 | 3,684 |
| Tier 2 risk-based capital | $1,899,000 | 2,469 |
| Total risk weighted assets | $155,532,000 | 2,827 |
| Total unused commitments | $21,667,000 | 3,157 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $210,625,000 | 2,918 |
| Cash and due from depository institutions | $5,259,000 | 2,521 |
| Interest-bearing balances | $104,000 | 4,680 |
| Securities | $41,224,000 | 2,757 |
| Federal funds sold & reverse repurchase agreements | $3,682,000 | 2,934 |
| Net loans & leases | $149,037,000 | 2,796 |
| Loan loss allowance | $1,888,000 | 2,601 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,914,000 | 1,494 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,509,000 | 3,839 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $210,625,000 | 2,918 |
| Total liabilities | $194,834,000 | 2,835 |
| Total deposits | $177,439,000 | 2,803 |
| Interest-bearing deposits | $153,567,000 | 2,770 |
| Deposits held in domestic offices | $177,439,000 | 2,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,677,000 | 1,753 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,364 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $718,000 | 4,674 |
| Total equity capital | $15,791,000 | 3,845 |
| Total bank equity capital | $15,791,000 | 3,845 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,474,000 | 2,384 |
| Surplus | $6,414,000 | 3,324 |
| Undivided profits | $7,903,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,033 |
| Income earned, not collected on loans | $989,000 | 4,008 |
| Earning assets | $194,047,000 | 2,893 |
| Long-term assets (5+ years) | $73,993,000 | 1,367 |
| Average Assets, year-to-date | $203,890,250 | 2,932 |
| Average Assets, quarterly | $207,984,500 | 2,926 |
| Volatile liabilities | $38,789,000 | 3,162 |
| Insider loans | $3,254,000 | 2,069 |
| FHLB advances | $12,000,000 | 2,248 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,564,000 | 3,142 |
| Tier 1 (core) risk-based capital | $16,106,000 | 3,702 |
| Tier 2 risk-based capital | $1,888,000 | 2,482 |
| Total risk weighted assets | $153,561,000 | 2,853 |
| Total unused commitments | $22,564,000 | 3,142 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $205,344,000 | 2,957 |
| Cash and due from depository institutions | $6,679,000 | 2,528 |
| Interest-bearing balances | $54,000 | 5,453 |
| Securities | $32,741,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $5,443,000 | 2,099 |
| Net loans & leases | $149,134,000 | 2,770 |
| Loan loss allowance | $1,912,000 | 2,549 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,909,000 | 1,479 |
| Other real estate owned | $0 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,438,000 | 3,857 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $205,344,000 | 2,957 |
| Total liabilities | $188,630,000 | 2,896 |
| Total deposits | $171,713,000 | 2,880 |
| Interest-bearing deposits | $146,604,000 | 2,852 |
| Deposits held in domestic offices | $171,713,000 | 2,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,464,000 | 1,801 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,000,000 | 2,394 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $453,000 | 5,513 |
| Total equity capital | $16,714,000 | 3,546 |
| Total bank equity capital | $16,714,000 | 3,546 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,474,000 | 2,375 |
| Surplus | $6,414,000 | 3,266 |
| Undivided profits | $8,826,000 | 3,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $919,000 | 3,864 |
| Earning assets | $187,372,000 | 2,958 |
| Long-term assets (5+ years) | $71,104,000 | 1,395 |
| Average Assets, year-to-date | $201,645,330 | 2,958 |
| Average Assets, quarterly | $203,656,000 | 2,958 |
| Volatile liabilities | $34,388,000 | 3,376 |
| Insider loans | $3,866,000 | 1,763 |
| FHLB advances | $12,000,000 | 2,264 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,797,000 | 3,054 |
| Tier 1 (core) risk-based capital | $17,324,000 | 3,413 |
| Tier 2 risk-based capital | $1,682,000 | 2,695 |
| Total risk weighted assets | $134,352,000 | 3,142 |
| Total unused commitments | $23,797,000 | 3,055 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $201,968,000 | 2,985 |
| Cash and due from depository institutions | $3,532,000 | 2,689 |
| Interest-bearing balances | $31,000 | 5,891 |
| Securities | $32,765,000 | 3,331 |
| Federal funds sold & reverse repurchase agreements | $4,576,000 | 2,808 |
| Net loans & leases | $149,766,000 | 2,716 |
| Loan loss allowance | $1,900,000 | 2,524 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,799,000 | 1,450 |
| Other real estate owned | $0 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,530,000 | 3,699 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $201,968,000 | 2,985 |
| Total liabilities | $185,672,000 | 2,903 |
| Total deposits | $169,157,000 | 2,902 |
| Interest-bearing deposits | $144,751,000 | 2,863 |
| Deposits held in domestic offices | $169,157,000 | 2,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,506,000 | 1,847 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,009,000 | 3,541 |
| Total equity capital | $16,296,000 | 3,591 |
| Total bank equity capital | $16,296,000 | 3,591 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,474,000 | 2,366 |
| Surplus | $6,414,000 | 3,197 |
| Undivided profits | $8,408,000 | 3,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $905,000 | 3,745 |
| Earning assets | $187,138,000 | 2,940 |
| Long-term assets (5+ years) | $69,084,000 | 1,410 |
| Average Assets, year-to-date | $199,796,000 | 2,975 |
| Average Assets, quarterly | $199,796,000 | 2,975 |
| Volatile liabilities | $30,118,000 | 3,525 |
| Insider loans | $4,150,000 | 1,620 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $16,854,000 | 3,445 |
| Tier 2 risk-based capital | $1,900,000 | 2,406 |
| Total risk weighted assets | $154,033,000 | 2,760 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 65 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $197,624,000 | 2,997 |
| Cash and due from depository institutions | $4,903,000 | 2,699 |
| Interest-bearing balances | $89,000 | 5,230 |
| Securities | $34,651,000 | 3,172 |
| Federal funds sold & reverse repurchase agreements | $3,261,000 | 3,200 |
| Net loans & leases | $144,534,000 | 2,776 |
| Loan loss allowance | $1,877,000 | 2,513 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,127,000 | 1,576 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,148,000 | 3,976 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $197,624,000 | 2,997 |
| Total liabilities | $181,694,000 | 2,937 |
| Total deposits | $165,729,000 | 2,920 |
| Interest-bearing deposits | $140,216,000 | 2,898 |
| Deposits held in domestic offices | $165,729,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,225,000 | 1,966 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,033,000 | 2,376 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $707,000 | 4,271 |
| Total equity capital | $15,930,000 | 3,634 |
| Total bank equity capital | $15,930,000 | 3,634 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,474,000 | 2,361 |
| Surplus | $6,414,000 | 3,161 |
| Undivided profits | $8,042,000 | 3,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $884,000 | 3,842 |
| Earning assets | $182,535,000 | 2,976 |
| Long-term assets (5+ years) | $57,021,000 | 1,623 |
| Average Assets, year-to-date | $189,426,000 | 2,980 |
| Average Assets, quarterly | $198,675,000 | 2,958 |
| Volatile liabilities | $28,498,000 | 3,586 |
| Insider loans | $1,403,000 | 3,520 |
| FHLB advances | $12,000,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,347,000 | 2,830 |
| Tier 1 (core) risk-based capital | $16,406,000 | 3,479 |
| Tier 2 risk-based capital | $1,877,000 | 2,402 |
| Total risk weighted assets | $159,308,000 | 2,649 |
| Total unused commitments | $25,347,000 | 2,832 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $199,726,000 | 2,930 |
| Cash and due from depository institutions | $6,518,000 | 2,799 |
| Interest-bearing balances | $30,000 | 6,004 |
| Securities | $35,829,000 | 3,072 |
| Federal funds sold & reverse repurchase agreements | $635,000 | 4,969 |
| Net loans & leases | $147,000,000 | 2,704 |
| Loan loss allowance | $1,863,000 | 2,533 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,690,000 | 1,637 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,054,000 | 3,989 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $199,726,000 | 2,930 |
| Total liabilities | $184,287,000 | 2,865 |
| Total deposits | $167,193,000 | 2,846 |
| Interest-bearing deposits | $142,326,000 | 2,813 |
| Deposits held in domestic offices | $167,193,000 | 2,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,298,000 | 1,745 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,037,000 | 2,392 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $759,000 | 4,104 |
| Total equity capital | $15,439,000 | 3,694 |
| Total bank equity capital | $15,439,000 | 3,694 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,474,000 | 2,334 |
| Surplus | $6,414,000 | 3,107 |
| Undivided profits | $7,551,000 | 3,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 3,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $829,000 | 4,038 |
| Earning assets | $183,494,000 | 2,911 |
| Long-term assets (5+ years) | $33,697,000 | 2,373 |
| Average Assets, year-to-date | $187,376,500 | 2,987 |
| Average Assets, quarterly | $195,313,500 | 2,943 |
| Volatile liabilities | $30,232,000 | 3,378 |
| Insider loans | $3,812,000 | 1,705 |
| FHLB advances | $12,000,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,170,000 | 2,677 |
| Tier 1 (core) risk-based capital | $15,767,000 | 3,544 |
| Tier 2 risk-based capital | $1,863,000 | 2,406 |
| Total risk weighted assets | $154,531,000 | 2,666 |
| Total unused commitments | $27,170,000 | 2,679 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $190,901,000 | 2,981 |
| Cash and due from depository institutions | $5,707,000 | 2,851 |
| Interest-bearing balances | $22,000 | 6,151 |
| Securities | $33,018,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,307 |
| Net loans & leases | $141,661,000 | 2,715 |
| Loan loss allowance | $1,795,000 | 2,564 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,378,000 | 2,002 |
| Other real estate owned | $0 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,837,000 | 4,052 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $190,901,000 | 2,981 |
| Total liabilities | $175,930,000 | 2,912 |
| Total deposits | $160,165,000 | 2,897 |
| Interest-bearing deposits | $136,408,000 | 2,868 |
| Deposits held in domestic offices | $160,165,000 | 2,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,174,000 | 2,005 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,041,000 | 2,357 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $550,000 | 4,625 |
| Total equity capital | $14,971,000 | 3,727 |
| Total bank equity capital | $14,971,000 | 3,727 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,474,000 | 2,310 |
| Surplus | $6,414,000 | 3,049 |
| Undivided profits | $7,083,000 | 3,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $759,000 | 3,991 |
| Earning assets | $177,001,000 | 2,957 |
| Long-term assets (5+ years) | $33,928,000 | 2,370 |
| Average Assets, year-to-date | $183,260,000 | 3,028 |
| Average Assets, quarterly | $187,622,000 | 2,987 |
| Volatile liabilities | $27,993,000 | 3,468 |
| Insider loans | $5,307,000 | 1,188 |
| FHLB advances | $12,000,000 | 2,243 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,004,000 | 2,629 |
| Tier 1 (core) risk-based capital | $15,163,000 | 3,590 |
| Tier 2 risk-based capital | $1,795,000 | 2,429 |
| Total risk weighted assets | $149,066,000 | 2,688 |
| Total unused commitments | $27,004,000 | 2,632 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 62 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $184,343,000 | 3,053 |
| Cash and due from depository institutions | $4,023,000 | 2,747 |
| Interest-bearing balances | $25,000 | 6,117 |
| Securities | $38,565,000 | 2,966 |
| Federal funds sold & reverse repurchase agreements | $1,295,000 | 4,703 |
| Net loans & leases | $132,889,000 | 2,816 |
| Loan loss allowance | $1,684,000 | 2,687 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,926,000 | 2,161 |
| Other real estate owned | $0 | 2,747 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,645,000 | 4,165 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $184,343,000 | 3,053 |
| Total liabilities | $170,070,000 | 2,993 |
| Total deposits | $160,680,000 | 2,884 |
| Interest-bearing deposits | $138,419,000 | 2,847 |
| Deposits held in domestic offices | $160,680,000 | 2,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,719,000 | 2,290 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,044,000 | 3,068 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $627,000 | 4,253 |
| Total equity capital | $14,273,000 | 3,809 |
| Total bank equity capital | $14,273,000 | 3,809 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,474,000 | 2,318 |
| Surplus | $6,414,000 | 3,022 |
| Undivided profits | $6,385,000 | 3,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,246,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $752,000 | 3,912 |
| Earning assets | $172,774,000 | 3,002 |
| Long-term assets (5+ years) | $36,667,000 | 2,286 |
| Average Assets, year-to-date | $179,439,500 | 3,105 |
| Average Assets, quarterly | $179,439,500 | 3,105 |
| Volatile liabilities | $26,026,000 | 3,521 |
| Insider loans | $3,566,000 | 1,726 |
| FHLB advances | $7,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $28,781,000 | 2,465 |
| Tier 1 (core) risk-based capital | $14,623,000 | 3,654 |
| Tier 2 risk-based capital | $1,684,000 | 2,523 |
| Total risk weighted assets | $141,873,000 | 2,751 |
| Total unused commitments | $28,781,000 | 2,470 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $174,536,000 | 3,180 |
| Cash and due from depository institutions | $3,216,000 | 2,758 |
| Interest-bearing balances | $9,000 | 6,511 |
| Securities | $40,396,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $123,569,000 | 2,957 |
| Loan loss allowance | $1,566,000 | 2,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,891,000 | 2,150 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,464,000 | 4,296 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $174,536,000 | 3,180 |
| Total liabilities | $160,699,000 | 3,124 |
| Total deposits | $148,762,000 | 3,070 |
| Interest-bearing deposits | $127,973,000 | 3,020 |
| Deposits held in domestic offices | $148,762,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,374,000 | 1,698 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,047,000 | 3,077 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $516,000 | 4,640 |
| Total equity capital | $13,837,000 | 3,898 |
| Total bank equity capital | $13,837,000 | 3,898 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,474,000 | 2,301 |
| Surplus | $6,314,000 | 3,024 |
| Undivided profits | $6,049,000 | 4,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $869,000 | 2,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 878 |
| Income earned, not collected on loans | $714,000 | 4,094 |
| Earning assets | $163,974,000 | 3,116 |
| Long-term assets (5+ years) | $36,331,000 | 2,352 |
| Average Assets, year-to-date | $167,394,200 | 3,173 |
| Average Assets, quarterly | $173,728,000 | 3,160 |
| Volatile liabilities | $23,995,000 | 3,636 |
| Insider loans | $3,635,000 | 1,681 |
| FHLB advances | $7,000,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,141,000 | 2,524 |
| Tier 1 (core) risk-based capital | $14,079,000 | 3,721 |
| Tier 2 risk-based capital | $1,566,000 | 2,664 |
| Total risk weighted assets | $130,970,000 | 2,940 |
| Total unused commitments | $26,141,000 | 2,525 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 62 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $172,920,000 | 3,165 |
| Cash and due from depository institutions | $4,553,000 | 2,765 |
| Interest-bearing balances | $17,000 | 6,362 |
| Securities | $37,497,000 | 3,055 |
| Federal funds sold & reverse repurchase agreements | $3,285,000 | 2,820 |
| Net loans & leases | $120,260,000 | 2,992 |
| Loan loss allowance | $1,487,000 | 2,965 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,932,000 | 2,103 |
| Other real estate owned | $0 | 2,765 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,393,000 | 4,370 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $172,920,000 | 3,165 |
| Total liabilities | $159,155,000 | 3,101 |
| Total deposits | $149,599,000 | 3,002 |
| Interest-bearing deposits | $128,035,000 | 2,978 |
| Deposits held in domestic offices | $149,599,000 | 2,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,051,000 | 2,716 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $505,000 | 4,894 |
| Total equity capital | $13,765,000 | 3,914 |
| Total bank equity capital | $13,765,000 | 3,914 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,474,000 | 2,298 |
| Surplus | $6,314,000 | 2,969 |
| Undivided profits | $5,977,000 | 4,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 920 |
| Income earned, not collected on loans | $736,000 | 4,146 |
| Earning assets | $161,059,000 | 3,129 |
| Long-term assets (5+ years) | $41,348,000 | 2,160 |
| Average Assets, year-to-date | $165,608,750 | 3,203 |
| Average Assets, quarterly | $170,665,500 | 3,177 |
| Volatile liabilities | $19,306,000 | 4,167 |
| Insider loans | $3,784,000 | 1,552 |
| FHLB advances | $9,000,000 | 2,590 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,398,000 | 2,623 |
| Tier 1 (core) risk-based capital | $13,848,000 | 3,746 |
| Tier 2 risk-based capital | $1,487,000 | 2,745 |
| Total risk weighted assets | $129,681,000 | 2,926 |
| Total unused commitments | $24,398,000 | 2,627 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 61 | 2,825 |
| Assets and Liabilities | ||
| Total Assets: | $168,411,000 | 3,218 |
| Cash and due from depository institutions | $4,123,000 | 2,825 |
| Interest-bearing balances | $50,000 | 5,826 |
| Securities | $42,882,000 | 2,774 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,415 |
| Net loans & leases | $113,010,000 | 3,117 |
| Loan loss allowance | $1,446,000 | 3,030 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,615,000 | 2,183 |
| Other real estate owned | $0 | 2,825 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,781,000 | 3,956 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $168,411,000 | 3,218 |
| Total liabilities | $155,764,000 | 3,152 |
| Total deposits | $146,286,000 | 3,042 |
| Interest-bearing deposits | $125,469,000 | 3,014 |
| Deposits held in domestic offices | $146,286,000 | 3,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,054,000 | 2,698 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $424,000 | 4,997 |
| Total equity capital | $12,647,000 | 4,058 |
| Total bank equity capital | $12,647,000 | 4,058 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,474,000 | 2,301 |
| Surplus | $6,234,000 | 2,964 |
| Undivided profits | $4,939,000 | 4,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $797,000 | 3,613 |
| Earning assets | $156,942,000 | 3,169 |
| Long-term assets (5+ years) | $50,741,000 | 1,896 |
| Average Assets, year-to-date | $163,171,670 | 3,246 |
| Average Assets, quarterly | $168,073,500 | 3,189 |
| Volatile liabilities | $18,889,000 | 4,136 |
| Insider loans | $3,975,000 | 1,450 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,579,000 | 2,537 |
| Tier 1 (core) risk-based capital | $13,321,000 | 3,833 |
| Tier 2 risk-based capital | $1,446,000 | 2,802 |
| Total risk weighted assets | $126,239,000 | 2,940 |
| Total unused commitments | $25,579,000 | 2,541 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 62 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $167,736,000 | 3,193 |
| Cash and due from depository institutions | $5,574,000 | 2,755 |
| Interest-bearing balances | $24,000 | 6,304 |
| Securities | $44,329,000 | 2,717 |
| Federal funds sold & reverse repurchase agreements | $320,000 | 6,365 |
| Net loans & leases | $110,749,000 | 3,097 |
| Loan loss allowance | $1,403,000 | 3,076 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,556,000 | 2,176 |
| Other real estate owned | $0 | 2,755 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,208,000 | 4,418 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,736,000 | 3,193 |
| Total liabilities | $154,729,000 | 3,123 |
| Total deposits | $145,141,000 | 3,055 |
| Interest-bearing deposits | $125,791,000 | 3,009 |
| Deposits held in domestic offices | $145,141,000 | 3,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,057,000 | 2,556 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $531,000 | 4,723 |
| Total equity capital | $13,007,000 | 4,063 |
| Total bank equity capital | $13,007,000 | 4,063 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,474,000 | 2,297 |
| Surplus | $6,164,000 | 2,941 |
| Undivided profits | $5,369,000 | 4,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $814,000 | 3,495 |
| Earning assets | $155,422,000 | 3,172 |
| Long-term assets (5+ years) | $54,275,000 | 1,785 |
| Average Assets, year-to-date | $160,552,000 | 3,295 |
| Average Assets, quarterly | $160,552,000 | 3,295 |
| Volatile liabilities | $18,573,000 | 4,118 |
| Insider loans | $4,528,000 | 1,251 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,403,000 | 2,999 |
| Tier 1 (core) risk-based capital | $12,738,000 | 3,949 |
| Tier 2 risk-based capital | $1,403,000 | 2,831 |
| Total risk weighted assets | $120,909,000 | 3,007 |
| Total unused commitments | $19,403,000 | 3,005 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $153,368,000 | 3,433 |
| Cash and due from depository institutions | $4,164,000 | 2,864 |
| Interest-bearing balances | $22,000 | 6,334 |
| Securities | $45,719,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 5,932 |
| Net loans & leases | $96,464,000 | 3,444 |
| Loan loss allowance | $1,222,000 | 3,395 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,602,000 | 2,150 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,164,000 | 4,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,368,000 | 3,433 |
| Total liabilities | $141,104,000 | 3,359 |
| Total deposits | $131,466,000 | 3,320 |
| Interest-bearing deposits | $113,321,000 | 3,261 |
| Deposits held in domestic offices | $131,466,000 | 3,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,060,000 | 2,564 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $578,000 | 4,368 |
| Total equity capital | $12,264,000 | 4,183 |
| Total bank equity capital | $12,264,000 | 4,183 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,474,000 | 2,313 |
| Surplus | $6,114,000 | 2,919 |
| Undivided profits | $4,676,000 | 4,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $814,000 | 3,628 |
| Earning assets | $142,460,000 | 3,398 |
| Long-term assets (5+ years) | $55,705,000 | 1,763 |
| Average Assets, year-to-date | $141,471,600 | 3,570 |
| Average Assets, quarterly | $149,268,500 | 3,485 |
| Volatile liabilities | $15,361,000 | 4,564 |
| Insider loans | $4,007,000 | 1,374 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,106,000 | 3,039 |
| Tier 1 (core) risk-based capital | $12,222,000 | 4,042 |
| Tier 2 risk-based capital | $1,222,000 | 3,152 |
| Total risk weighted assets | $106,014,000 | 3,359 |
| Total unused commitments | $18,106,000 | 3,041 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 61 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $145,169,000 | 3,589 |
| Cash and due from depository institutions | $4,831,000 | 2,829 |
| Interest-bearing balances | $24,000 | 6,328 |
| Securities | $42,025,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $91,446,000 | 3,569 |
| Loan loss allowance | $1,159,000 | 3,546 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,648,000 | 2,091 |
| Other real estate owned | $13,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,206,000 | 4,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,169,000 | 3,589 |
| Total liabilities | $133,333,000 | 3,513 |
| Total deposits | $120,044,000 | 3,560 |
| Interest-bearing deposits | $103,162,000 | 3,538 |
| Deposits held in domestic offices | $120,044,000 | 3,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 1,998 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,063,000 | 2,354 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $626,000 | 4,393 |
| Total equity capital | $11,836,000 | 4,287 |
| Total bank equity capital | $11,836,000 | 4,287 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,474,000 | 2,326 |
| Surplus | $6,034,000 | 2,886 |
| Undivided profits | $4,328,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 999 |
| Income earned, not collected on loans | $816,000 | 3,773 |
| Earning assets | $133,495,000 | 3,562 |
| Long-term assets (5+ years) | $56,012,000 | 1,749 |
| Average Assets, year-to-date | $138,497,500 | 3,666 |
| Average Assets, quarterly | $143,120,500 | 3,609 |
| Volatile liabilities | $13,984,000 | 4,811 |
| Insider loans | $4,098,000 | 1,328 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,499,000 | 3,344 |
| Tier 1 (core) risk-based capital | $11,943,000 | 4,110 |
| Tier 2 risk-based capital | $1,159,000 | 3,272 |
| Total risk weighted assets | $101,137,000 | 3,460 |
| Total unused commitments | $15,499,000 | 3,348 |
| Derivatives | $2,650,000 | 513 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $141,072,000 | 3,661 |
| Cash and due from depository institutions | $4,252,000 | 2,841 |
| Interest-bearing balances | $50,000 | 5,984 |
| Securities | $40,937,000 | 2,820 |
| Federal funds sold & reverse repurchase agreements | $3,170,000 | 3,923 |
| Net loans & leases | $86,186,000 | 3,708 |
| Loan loss allowance | $1,092,000 | 3,658 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,704,000 | 2,034 |
| Other real estate owned | $0 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,823,000 | 4,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,072,000 | 3,661 |
| Total liabilities | $129,052,000 | 3,595 |
| Total deposits | $118,376,000 | 3,608 |
| Interest-bearing deposits | $101,382,000 | 3,591 |
| Deposits held in domestic offices | $118,376,000 | 3,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,066,000 | 2,326 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $610,000 | 4,566 |
| Total equity capital | $12,020,000 | 4,230 |
| Total bank equity capital | $12,020,000 | 4,230 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,474,000 | 2,326 |
| Surplus | $5,984,000 | 2,899 |
| Undivided profits | $4,562,000 | 4,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $766,000 | 3,847 |
| Earning assets | $130,343,000 | 3,624 |
| Long-term assets (5+ years) | $47,747,000 | 1,869 |
| Average Assets, year-to-date | $136,273,670 | 3,707 |
| Average Assets, quarterly | $138,583,000 | 3,690 |
| Volatile liabilities | $11,884,000 | 5,230 |
| Insider loans | $2,571,000 | 2,107 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,803,000 | 3,660 |
| Tier 1 (core) risk-based capital | $11,544,000 | 4,148 |
| Tier 2 risk-based capital | $1,092,000 | 3,381 |
| Total risk weighted assets | $94,291,000 | 3,624 |
| Total unused commitments | $12,803,000 | 3,674 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $136,094,000 | 3,735 |
| Cash and due from depository institutions | $4,426,000 | 2,906 |
| Interest-bearing balances | $28,000 | 6,226 |
| Securities | $36,024,000 | 3,068 |
| Federal funds sold & reverse repurchase agreements | $4,040,000 | 3,716 |
| Net loans & leases | $84,746,000 | 3,707 |
| Loan loss allowance | $1,042,000 | 3,729 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,762,000 | 1,966 |
| Other real estate owned | $95,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,001,000 | 4,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,094,000 | 3,735 |
| Total liabilities | $124,894,000 | 3,657 |
| Total deposits | $113,973,000 | 3,686 |
| Interest-bearing deposits | $97,503,000 | 3,687 |
| Deposits held in domestic offices | $113,973,000 | 3,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,069,000 | 2,252 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $852,000 | 3,710 |
| Total equity capital | $11,200,000 | 4,392 |
| Total bank equity capital | $11,200,000 | 4,392 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,474,000 | 2,339 |
| Surplus | $5,984,000 | 2,855 |
| Undivided profits | $3,742,000 | 5,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 1,054 |
| Income earned, not collected on loans | $777,000 | 3,825 |
| Earning assets | $124,838,000 | 3,718 |
| Long-term assets (5+ years) | $39,987,000 | 2,063 |
| Average Assets, year-to-date | $133,874,500 | 3,748 |
| Average Assets, quarterly | $133,874,500 | 3,748 |
| Volatile liabilities | $12,276,000 | 5,111 |
| Insider loans | $2,540,000 | 2,094 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,223,000 | 3,562 |
| Tier 1 (core) risk-based capital | $11,015,000 | 4,244 |
| Tier 2 risk-based capital | $1,042,000 | 3,442 |
| Total risk weighted assets | $91,450,000 | 3,638 |
| Total unused commitments | $13,223,000 | 3,576 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $131,655,000 | 3,794 |
| Cash and due from depository institutions | $4,573,000 | 2,868 |
| Interest-bearing balances | $8,000 | 6,697 |
| Securities | $35,944,000 | 3,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $84,328,000 | 3,719 |
| Loan loss allowance | $853,000 | 4,290 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,798,000 | 1,927 |
| Other real estate owned | $100,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,912,000 | 4,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,655,000 | 3,794 |
| Total liabilities | $120,419,000 | 3,723 |
| Total deposits | $106,887,000 | 3,830 |
| Interest-bearing deposits | $91,821,000 | 3,809 |
| Deposits held in domestic offices | $106,887,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,830,000 | 1,832 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,071,000 | 2,273 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $631,000 | 4,548 |
| Total equity capital | $11,236,000 | 4,337 |
| Total bank equity capital | $11,236,000 | 4,337 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,474,000 | 2,339 |
| Surplus | $5,984,000 | 2,811 |
| Undivided profits | $3,778,000 | 5,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 5,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $798,000 | 3,886 |
| Earning assets | $120,280,000 | 3,789 |
| Long-term assets (5+ years) | $42,592,000 | 1,949 |
| Average Assets, year-to-date | $128,369,200 | 3,707 |
| Average Assets, quarterly | $133,505,500 | 3,693 |
| Volatile liabilities | $14,896,000 | 4,523 |
| Insider loans | $2,465,000 | 2,111 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,290,000 | 3,624 |
| Tier 1 (core) risk-based capital | $10,878,000 | 4,218 |
| Tier 2 risk-based capital | $853,000 | 3,999 |
| Total risk weighted assets | $89,459,000 | 3,686 |
| Total unused commitments | $12,290,000 | 3,628 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $120,127,000 | 3,958 |
| Cash and due from depository institutions | $3,950,000 | 2,923 |
| Interest-bearing balances | $24,000 | 6,184 |
| Securities | $27,104,000 | 3,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $82,302,000 | 3,691 |
| Loan loss allowance | $771,000 | 4,399 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,659,000 | 1,937 |
| Other real estate owned | $194,000 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,918,000 | 4,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,127,000 | 3,958 |
| Total liabilities | $112,297,000 | 3,837 |
| Total deposits | $101,167,000 | 3,904 |
| Interest-bearing deposits | $89,551,000 | 3,784 |
| Deposits held in domestic offices | $101,167,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $275,000 | 3,174 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,082,000 | 2,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $773,000 | 4,157 |
| Total equity capital | $7,830,000 | 5,432 |
| Total bank equity capital | $7,830,000 | 5,432 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,474,000 | 2,388 |
| Surplus | $4,019,000 | 3,629 |
| Undivided profits | $2,337,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,077 |
| Income earned, not collected on loans | $706,000 | 4,655 |
| Earning assets | $109,430,000 | 3,976 |
| Long-term assets (5+ years) | $45,901,000 | 1,832 |
| Average Assets, year-to-date | $111,404,400 | 4,042 |
| Average Assets, quarterly | $116,667,000 | 4,018 |
| Volatile liabilities | $16,561,000 | 4,202 |
| Insider loans | $1,802,000 | 2,609 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,877,000 | 3,956 |
| Tier 1 (core) risk-based capital | $7,999,000 | 5,205 |
| Tier 2 risk-based capital | $771,000 | 4,133 |
| Total risk weighted assets | $80,192,000 | 3,893 |
| Total unused commitments | $9,877,000 | 3,965 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $102,349,000 | 4,375 |
| Cash and due from depository institutions | $3,480,000 | 3,034 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $21,775,000 | 4,368 |
| Federal funds sold & reverse repurchase agreements | $580,000 | 6,039 |
| Net loans & leases | $70,545,000 | 4,055 |
| Loan loss allowance | $608,000 | 5,053 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,739,000 | 1,832 |
| Other real estate owned | $239,000 | 3,034 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $991,000 | 6,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,349,000 | 4,375 |
| Total liabilities | $95,799,000 | 4,214 |
| Total deposits | $95,290,000 | 3,959 |
| Interest-bearing deposits | $85,173,000 | 3,799 |
| Deposits held in domestic offices | $95,290,000 | 3,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $91,000 | 5,491 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $418,000 | 6,360 |
| Total equity capital | $6,550,000 | 6,014 |
| Total bank equity capital | $6,550,000 | 6,014 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,474,000 | 2,438 |
| Surplus | $3,340,000 | 4,067 |
| Undivided profits | $1,736,000 | 6,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 899 |
| Income earned, not collected on loans | $474,000 | 5,298 |
| Earning assets | $92,921,000 | 4,402 |
| Long-term assets (5+ years) | $49,579,000 | 1,670 |
| Average Assets, year-to-date | $91,959,200 | 4,580 |
| Average Assets, quarterly | $99,732,000 | 4,410 |
| Volatile liabilities | $11,171,000 | 5,313 |
| Insider loans | $1,691,000 | 2,659 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,000,000 | 4,265 |
| Tier 1 (core) risk-based capital | $6,532,000 | 5,910 |
| Tier 2 risk-based capital | $608,000 | 4,753 |
| Total risk weighted assets | $68,374,000 | 4,269 |
| Total unused commitments | $8,000,000 | 4,266 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 54 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $78,113,000 | 5,297 |
| Cash and due from depository institutions | $3,544,000 | 3,227 |
| Interest-bearing balances | $31,000 | 5,763 |
| Securities | $16,367,000 | 5,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $51,997,000 | 4,959 |
| Loan loss allowance | $440,000 | 6,113 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,021,000 | 1,693 |
| Other real estate owned | $45,000 | 3,227 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,139,000 | 5,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,113,000 | 5,297 |
| Total liabilities | $72,238,000 | 5,196 |
| Total deposits | $71,546,000 | 4,945 |
| Interest-bearing deposits | $63,351,000 | 4,848 |
| Deposits held in domestic offices | $71,546,000 | 4,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $370,000 | 3,636 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $107,000 | 5,464 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $215,000 | 7,885 |
| Total equity capital | $5,875,000 | 6,336 |
| Total bank equity capital | $5,875,000 | 6,336 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,474,000 | 2,485 |
| Surplus | $3,340,000 | 4,063 |
| Undivided profits | $1,061,000 | 7,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 3,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 957 |
| Income earned, not collected on loans | $369,000 | 5,701 |
| Earning assets | $68,395,000 | 5,436 |
| Long-term assets (5+ years) | $30,615,000 | 2,523 |
| Average Assets, year-to-date | $71,977,600 | 5,448 |
| Average Assets, quarterly | $75,868,000 | 5,358 |
| Volatile liabilities | $7,489,000 | 6,253 |
| Insider loans | $1,565,000 | 2,723 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,250,000 | 4,519 |
| Tier 1 (core) risk-based capital | $6,322,000 | 6,079 |
| Tier 2 risk-based capital | $440,000 | 5,751 |
| Total risk weighted assets | $53,174,400 | 5,001 |
| Total unused commitments | $7,250,000 | 4,523 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $67,450,000 | 5,865 |
| Cash and due from depository institutions | $2,690,000 | 4,440 |
| Interest-bearing balances | $41,000 | 5,662 |
| Securities | $16,217,000 | 5,544 |
| Federal funds sold & reverse repurchase agreements | $2,790,000 | 5,018 |
| Net loans & leases | $42,263,000 | 5,510 |
| Loan loss allowance | $355,000 | 6,840 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,963,000 | 2,736 |
| Other real estate owned | $0 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $527,000 | 8,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,450,000 | 5,865 |
| Total liabilities | $61,967,000 | 5,740 |
| Total deposits | $58,655,000 | 5,707 |
| Interest-bearing deposits | $52,442,000 | 5,540 |
| Deposits held in domestic offices | $58,655,000 | 5,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $312,000 | 7,312 |
| Total equity capital | $5,483,000 | 6,721 |
| Total bank equity capital | $5,483,000 | 6,721 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,474,000 | 2,463 |
| Surplus | $2,340,000 | 4,944 |
| Undivided profits | $1,669,000 | 7,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,138 |
| Income earned, not collected on loans | $295,000 | 6,638 |
| Earning assets | $61,311,000 | 5,900 |
| Long-term assets (5+ years) | $28,479,000 | 2,465 |
| Average Assets, year-to-date | $64,198,800 | 5,840 |
| Average Assets, quarterly | $66,413,500 | 5,843 |
| Volatile liabilities | $6,921,000 | 6,093 |
| Insider loans | $1,446,000 | 2,730 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,294,000 | 5,707 |
| Tier 1 (core) risk-based capital | $5,390,000 | 6,614 |
| Tier 2 risk-based capital | $355,000 | 6,427 |
| Total risk weighted assets | $39,923,900 | 5,895 |
| Total unused commitments | $4,294,000 | 5,715 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $62,747,000 | 6,175 |
| Cash and due from depository institutions | $1,943,000 | 5,405 |
| Interest-bearing balances | $22,000 | 5,824 |
| Securities | $19,551,000 | 4,997 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,930 |
| Net loans & leases | $37,869,000 | 6,010 |
| Loan loss allowance | $324,000 | 7,319 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,465,000 | 4,799 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $619,000 | 7,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,747,000 | 6,175 |
| Total liabilities | $58,688,000 | 5,972 |
| Total deposits | $58,394,000 | 5,767 |
| Interest-bearing deposits | $53,388,000 | 5,519 |
| Deposits held in domestic offices | $58,394,000 | 5,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $294,000 | 7,856 |
| Total equity capital | $4,059,000 | 7,989 |
| Total bank equity capital | $4,059,000 | 7,989 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,474,000 | 2,489 |
| Surplus | $1,300,000 | 6,675 |
| Undivided profits | $1,285,000 | 8,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,335 |
| Income earned, not collected on loans | $279,000 | 7,094 |
| Earning assets | $58,742,000 | 6,071 |
| Long-term assets (5+ years) | $28,991,000 | 2,128 |
| Average Assets, year-to-date | $56,137,400 | 6,426 |
| Average Assets, quarterly | $61,326,500 | 6,204 |
| Volatile liabilities | $3,310,000 | 8,259 |
| Insider loans | $1,363,000 | 2,820 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,254,000 | 5,601 |
| Tier 1 (core) risk-based capital | $3,996,000 | 7,927 |
| Tier 2 risk-based capital | $324,000 | 6,787 |
| Total risk weighted assets | $34,210,000 | 6,512 |
| Total unused commitments | $4,254,000 | 5,608 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $49,454,000 | 7,301 |
| Cash and due from depository institutions | $1,705,000 | 5,523 |
| Interest-bearing balances | $38,000 | 5,570 |
| Securities | $9,838,000 | 8,014 |
| Federal funds sold & reverse repurchase agreements | $1,360,000 | 5,818 |
| Net loans & leases | $34,676,000 | 6,398 |
| Loan loss allowance | $311,000 | 7,732 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,264,000 | 5,253 |
| Other real estate owned | $37,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $574,000 | 8,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,454,000 | 7,301 |
| Total liabilities | $45,817,000 | 7,157 |
| Total deposits | $45,608,000 | 7,005 |
| Interest-bearing deposits | $41,709,000 | 6,699 |
| Deposits held in domestic offices | $45,608,000 | 6,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $209,000 | 9,127 |
| Total equity capital | $3,637,000 | 8,541 |
| Total bank equity capital | $3,637,000 | 8,541 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,474,000 | 2,638 |
| Surplus | $1,300,000 | 6,865 |
| Undivided profits | $863,000 | 9,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 977 |
| Income earned, not collected on loans | $279,000 | 7,210 |
| Earning assets | $45,912,000 | 7,245 |
| Long-term assets (5+ years) | $13,946,000 | 3,425 |
| Average Assets, year-to-date | $45,657,200 | 7,465 |
| Average Assets, quarterly | $49,278,500 | 7,266 |
| Volatile liabilities | $3,153,000 | 8,433 |
| Insider loans | $1,234,000 | 3,101 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,196,000 | 7,257 |
| Tier 1 (core) risk-based capital | $3,647,000 | 8,454 |
| Tier 2 risk-based capital | $311,000 | 7,079 |
| Total risk weighted assets | $29,076,000 | 7,223 |
| Total unused commitments | $2,196,000 | 7,271 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $41,658,000 | 8,207 |
| Cash and due from depository institutions | $1,077,000 | 6,632 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $9,075,000 | 8,612 |
| Federal funds sold & reverse repurchase agreements | $258,000 | 8,829 |
| Net loans & leases | $29,514,000 | 7,052 |
| Loan loss allowance | $239,000 | 8,910 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,243,000 | 5,291 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $491,000 | 9,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,658,000 | 8,207 |
| Total liabilities | $38,201,000 | 8,097 |
| Total deposits | $38,066,000 | 7,940 |
| Interest-bearing deposits | $35,204,000 | 7,601 |
| Deposits held in domestic offices | $38,066,000 | 7,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $135,000 | 10,649 |
| Total equity capital | $3,457,000 | 8,940 |
| Total bank equity capital | $3,457,000 | 8,940 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,473,000 | 2,724 |
| Surplus | $1,300,000 | 6,974 |
| Undivided profits | $684,000 | 9,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $237,000 | 8,140 |
| Earning assets | $38,869,000 | 8,110 |
| Long-term assets (5+ years) | $10,696,000 | 3,870 |
| Average Assets, year-to-date | $38,301,400 | 8,370 |
| Average Assets, quarterly | $40,596,500 | 8,259 |
| Volatile liabilities | $2,528,000 | 9,036 |
| Insider loans | $1,204,000 | 3,270 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,987,000 | 7,444 |
| Tier 1 (core) risk-based capital | $3,472,000 | 8,827 |
| Tier 2 risk-based capital | $239,000 | 8,229 |
| Total risk weighted assets | $24,404,900 | 8,022 |
| Total unused commitments | $1,987,000 | 7,458 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $35,452,000 | 9,093 |
| Cash and due from depository institutions | $852,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,539,000 | 10,126 |
| Federal funds sold & reverse repurchase agreements | $1,288,000 | 4,923 |
| Net loans & leases | $25,380,000 | 7,751 |
| Loan loss allowance | $258,000 | 8,959 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $723,000 | 7,279 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $670,000 | 8,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,452,000 | 9,093 |
| Total liabilities | $32,221,000 | 9,050 |
| Total deposits | $31,967,000 | 8,906 |
| Interest-bearing deposits | $29,389,000 | 8,526 |
| Deposits held in domestic offices | $31,967,000 | 8,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $254,000 | 8,025 |
| Total equity capital | $3,231,000 | 9,169 |
| Total bank equity capital | $3,231,000 | 9,169 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,474,000 | 2,818 |
| Surplus | $1,300,000 | 7,100 |
| Undivided profits | $457,000 | 10,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 8,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $170,000 | 9,197 |
| Earning assets | $33,207,000 | 8,972 |
| Long-term assets (5+ years) | $7,796,000 | 4,780 |
| Average Assets, year-to-date | $33,370,000 | 9,261 |
| Average Assets, quarterly | $34,766,000 | 9,158 |
| Volatile liabilities | $3,371,000 | 8,090 |
| Insider loans | $968,000 | 3,793 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,294,000 | 6,082 |
| Tier 1 (core) risk-based capital | $3,383,000 | 9,065 |
| Tier 2 risk-based capital | $253,340 | 8,199 |
| Total risk weighted assets | $20,262,640 | 8,915 |
| Total unused commitments | $3,294,000 | 6,092 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $30,396,000 | 10,119 |
| Cash and due from depository institutions | $1,236,000 | 9,167 |
| Interest-bearing balances | $681,000 | 3,951 |
| Securities | $4,607,000 | 11,468 |
| Federal funds sold & reverse repurchase agreements | $813,000 | 8,249 |
| Net loans & leases | $22,898,000 | 8,241 |
| Loan loss allowance | $233,000 | 9,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $109,000 | 12,097 |
| Other real estate owned | $131,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $602,000 | 8,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,396,000 | 10,119 |
| Total liabilities | $27,253,000 | 10,129 |
| Total deposits | $26,916,000 | 10,039 |
| Interest-bearing deposits | $24,548,000 | 9,735 |
| Deposits held in domestic offices | $26,916,000 | 10,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $337,000 | 7,031 |
| Total equity capital | $3,143,000 | 9,559 |
| Total bank equity capital | $3,143,000 | 9,559 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,474,000 | 2,889 |
| Surplus | $1,300,000 | 7,161 |
| Undivided profits | $369,000 | 11,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 10,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $141,000 | 9,744 |
| Earning assets | $28,999,000 | 9,899 |
| Long-term assets (5+ years) | $7,439,000 | 5,231 |
| Average Assets, year-to-date | $27,671,600 | 10,377 |
| Average Assets, quarterly | $29,227,500 | 10,223 |
| Volatile liabilities | $3,245,000 | 8,114 |
| Insider loans | $1,013,000 | 3,701 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,463,000 | 8,345 |
| Tier 1 (core) risk-based capital | $3,143,000 | 9,507 |
| Tier 2 risk-based capital | $227,370 | 8,801 |
| Total risk weighted assets | $18,183,870 | 9,608 |
| Total unused commitments | $1,463,000 | 8,370 |
| Derivatives | $12,000,000 | 495 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $25,993,000 | 11,040 |
| Cash and due from depository institutions | $3,174,000 | 10,332 |
| Interest-bearing balances | $2,141,000 | 2,599 |
| Securities | $5,893,000 | 11,124 |
| Federal funds sold & reverse repurchase agreements | $371,000 | 10,489 |
| Net loans & leases | $16,040,000 | 9,911 |
| Loan loss allowance | $167,000 | 11,163 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $106,000 | 12,664 |
| Other real estate owned | $134,000 | 10,332 |
| Goodwill and other intangibles | $19,000 | 2,753 |
| All other assets | $256,000 | 12,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,993,000 | 11,040 |
| Total liabilities | $23,301,000 | 11,080 |
| Total deposits | $23,096,000 | 10,994 |
| Interest-bearing deposits | $21,297,000 | 10,675 |
| Deposits held in domestic offices | $23,096,000 | 10,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $205,000 | 9,926 |
| Total equity capital | $2,692,000 | 10,239 |
| Total bank equity capital | $2,692,000 | 10,239 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,474,000 | 3,001 |
| Surplus | $1,300,000 | 7,117 |
| Undivided profits | $-82,000 | 12,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 10,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $95,000 | 11,709 |
| Earning assets | $24,445,000 | 10,876 |
| Long-term assets (5+ years) | $551,000 | 10,931 |
| Average Assets, year-to-date | $22,804,800 | 11,433 |
| Average Assets, quarterly | $24,676,500 | 11,206 |
| Volatile liabilities | $2,901,000 | 8,686 |
| Insider loans | $221,000 | 3,689 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,008,000 | 9,124 |
| Tier 1 (core) risk-based capital | $2,673,000 | 10,221 |
| Tier 2 risk-based capital | $167,000 | 10,219 |
| Total risk weighted assets | $14,118,700 | 10,872 |
| Total unused commitments | $1,008,000 | 9,149 |
| Derivatives | $0 | 651 |