Home > Independent National Bank > Income and Expense
Independent National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,416,000 | 3,579 |
| Total interest expense | $2,779,000 | 5,207 |
| Net interest income | $6,637,000 | 2,681 |
| Provision for loan and lease losses | $454,000 | 2,046 |
| Total noninterest income | $3,249,000 | 1,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,772,000 | 768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,477,000 | 1,395 |
| Total noninterest expense | $7,317,000 | 1,899 |
| Salaries and employee benefits | $3,977,000 | 1,807 |
| Premises and equipment expense | $1,004,000 | 2,052 |
| Additional noninterest expense | $2,336,000 | 1,881 |
| Pre-tax net operating income | $2,115,000 | 3,181 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $754,000 | 2,627 |
| Income before extraordinary items | $1,361,000 | 3,512 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,361,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,815 |
| Cash dividends | $507,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,361,000 | 3,500 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 4,463 |
| Total interest expense | $1,895,000 | 6,189 |
| Net interest income | $5,000,000 | 3,455 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $2,352,000 | 1,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,524,000 | 871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 2,115 |
| Total noninterest expense | $5,741,000 | 2,364 |
| Salaries and employee benefits | $2,835,000 | 2,474 |
| Premises and equipment expense | $845,000 | 2,385 |
| Additional noninterest expense | $2,061,000 | 2,115 |
| Pre-tax net operating income | $1,311,000 | 4,495 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $447,000 | 3,876 |
| Income before extraordinary items | $864,000 | 4,855 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $864,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $228,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $2,187,000 | 416 |
| Net operating income | $864,000 | 4,815 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 5,208 |
| Total interest expense | $1,615,000 | 6,949 |
| Net interest income | $4,026,000 | 4,102 |
| Provision for loan and lease losses | $343,000 | 2,348 |
| Total noninterest income | $2,054,000 | 1,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,174,000 | 1,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 2,034 |
| Total noninterest expense | $4,776,000 | 2,732 |
| Salaries and employee benefits | $2,342,000 | 2,890 |
| Premises and equipment expense | $710,000 | 2,736 |
| Additional noninterest expense | $1,724,000 | 2,413 |
| Pre-tax net operating income | $961,000 | 5,541 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $630,000 | 5,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $630,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,290 |
| Cash dividends | $352,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $630,000 | 5,804 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,716 |
| Total interest expense | $1,847,000 | 6,574 |
| Net interest income | $3,249,000 | 5,000 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $1,411,000 | 2,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,022,000 | 1,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,344 |
| Total noninterest expense | $3,785,000 | 3,341 |
| Salaries and employee benefits | $1,873,000 | 3,507 |
| Premises and equipment expense | $438,000 | 4,132 |
| Additional noninterest expense | $1,474,000 | 2,774 |
| Pre-tax net operating income | $765,000 | 6,706 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $269,000 | 6,045 |
| Income before extraordinary items | $499,000 | 6,986 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $499,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,050 | 6,928 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 6,733 |
| Total interest expense | $1,194,000 | 8,394 |
| Net interest income | $2,943,000 | 5,515 |
| Provision for loan and lease losses | $-16,000 | 11,119 |
| Total noninterest income | $1,291,000 | 2,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $858,000 | 1,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,226 |
| Total noninterest expense | $3,367,000 | 3,920 |
| Salaries and employee benefits | $1,684,000 | 3,882 |
| Premises and equipment expense | $366,000 | 4,870 |
| Additional noninterest expense | $1,317,000 | 3,490 |
| Pre-tax net operating income | $883,000 | 6,152 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $297,000 | 5,863 |
| Income before extraordinary items | $583,000 | 6,377 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $583,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $636,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $1,355,000 | 344 |
| Net operating income | $584,980 | 6,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 9,519 |
| Total interest expense | $551,000 | 10,853 |
| Net interest income | $1,581,000 | 8,302 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $842,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,189 |
| Total noninterest expense | $1,732,000 | 6,650 |
| Salaries and employee benefits | $903,000 | 6,539 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $640,000 | 6,258 |
| Pre-tax net operating income | $663,000 | 7,527 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $450,000 | 7,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $450,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $447,320 | 7,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 10,041 |
| Total interest expense | $385,000 | 11,666 |
| Net interest income | $1,486,000 | 8,925 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $580,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $1,693,000 | 7,016 |
| Salaries and employee benefits | $858,000 | 6,889 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $654,000 | 6,646 |
| Pre-tax net operating income | $357,000 | 9,679 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $255,000 | 9,638 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $255,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,905 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 926 |
| Net operating income | $255,000 | 9,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 10,578 |
| Total interest expense | $391,000 | 12,266 |
| Net interest income | $1,418,000 | 9,365 |
| Provision for loan and lease losses | $-45,000 | 12,717 |
| Total noninterest income | $536,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,648,000 | 7,360 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $813,000 | 5,848 |
| Pre-tax net operating income | $351,000 | 9,798 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $263,000 | 9,894 |
| Extraordinary gains, net | $-74,000 | 12,841 |
| Net income | $189,000 | 10,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,184 |
| Net operating income | $263,000 | 9,638 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 11,380 |
| Total interest expense | $466,000 | 12,901 |
| Net interest income | $1,301,000 | 9,979 |
| Provision for loan and lease losses | $-5,000 | 13,445 |
| Total noninterest income | $572,000 | 5,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $1,631,000 | 7,463 |
| Salaries and employee benefits | $642,000 | 8,437 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $782,000 | 6,192 |
| Pre-tax net operating income | $247,000 | 10,639 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $199,000 | 10,612 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $199,000 | 10,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 970 |
| Net operating income | $184,000 | 10,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.