Home > Independent Farmers Bank > Income and Expense
Independent Farmers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 3,206 |
| Total interest expense | $1,960,000 | 3,064 |
| Net interest income | $5,592,000 | 3,217 |
| Provision for loan and lease losses | $122,000 | 2,314 |
| Total noninterest income | $457,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $265,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,692 |
| Total noninterest expense | $3,860,000 | 3,396 |
| Salaries and employee benefits | $2,539,000 | 3,161 |
| Premises and equipment expense | $382,000 | 3,320 |
| Additional noninterest expense | $192,000 | 3,692 |
| Pre-tax net operating income | $2,067,000 | 2,923 |
| Securities gains (losses) | $-99,000 | 3,788 |
| Applicable income taxes | $312,000 | 2,202 |
| Income before extraordinary items | $1,656,000 | 2,974 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,656,000 | 3,007 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,656,000 | 2,976 |
| Net charge-offs | $50,000 | 1,802 |
| Cash dividends | $1,011,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,739,160 | 2,961 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,208 |
| Total interest expense | $1,372,000 | 3,037 |
| Net interest income | $4,213,000 | 3,221 |
| Provision for loan and lease losses | $106,000 | 2,094 |
| Total noninterest income | $340,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $204,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,723 |
| Total noninterest expense | $2,907,000 | 3,372 |
| Salaries and employee benefits | $1,947,000 | 3,121 |
| Premises and equipment expense | $272,000 | 3,394 |
| Additional noninterest expense | $136,000 | 3,721 |
| Pre-tax net operating income | $1,540,000 | 2,995 |
| Securities gains (losses) | $-99,000 | 3,993 |
| Applicable income taxes | $227,000 | 2,276 |
| Income before extraordinary items | $1,214,000 | 3,071 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,214,000 | 3,104 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,214,000 | 3,072 |
| Net charge-offs | $31,000 | 1,697 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,297,160 | 3,036 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 3,216 |
| Total interest expense | $805,000 | 3,024 |
| Net interest income | $2,827,000 | 3,233 |
| Provision for loan and lease losses | $42,000 | 2,319 |
| Total noninterest income | $221,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $133,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,760 |
| Total noninterest expense | $1,919,000 | 3,385 |
| Salaries and employee benefits | $1,293,000 | 3,128 |
| Premises and equipment expense | $179,000 | 3,404 |
| Additional noninterest expense | $88,000 | 3,743 |
| Pre-tax net operating income | $1,087,000 | 2,943 |
| Securities gains (losses) | $-64,000 | 4,134 |
| Applicable income taxes | $170,000 | 2,232 |
| Income before extraordinary items | $853,000 | 3,045 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $853,000 | 3,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $853,000 | 3,044 |
| Net charge-offs | $21,000 | 1,520 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $906,120 | 3,005 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,274 |
| Total interest expense | $366,000 | 2,957 |
| Net interest income | $1,364,000 | 3,285 |
| Provision for loan and lease losses | $27,000 | 2,028 |
| Total noninterest income | $99,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $67,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 3,934 |
| Total noninterest expense | $961,000 | 3,424 |
| Salaries and employee benefits | $646,000 | 3,177 |
| Premises and equipment expense | $90,000 | 3,449 |
| Additional noninterest expense | $32,000 | 3,934 |
| Pre-tax net operating income | $475,000 | 3,152 |
| Securities gains (losses) | $-64,000 | 4,292 |
| Applicable income taxes | $71,000 | 2,386 |
| Income before extraordinary items | $340,000 | 3,355 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $340,000 | 3,353 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $340,000 | 3,355 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $393,120 | 3,215 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 3,204 |
| Total interest expense | $646,000 | 2,942 |
| Net interest income | $5,531,000 | 3,217 |
| Provision for loan and lease losses | $111,000 | 2,168 |
| Total noninterest income | $390,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $250,000 | 2,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 4,003 |
| Total noninterest expense | $3,609,000 | 3,483 |
| Salaries and employee benefits | $2,489,000 | 3,199 |
| Premises and equipment expense | $336,000 | 3,521 |
| Additional noninterest expense | $140,000 | 4,003 |
| Pre-tax net operating income | $2,201,000 | 3,017 |
| Securities gains (losses) | $2,000 | 598 |
| Applicable income taxes | $401,000 | 2,197 |
| Income before extraordinary items | $1,802,000 | 3,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,802,000 | 3,055 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,802,000 | 3,057 |
| Net charge-offs | $12,000 | 2,093 |
| Cash dividends | $1,021,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,800,360 | 3,097 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 3,199 |
| Total interest expense | $379,000 | 3,007 |
| Net interest income | $4,141,000 | 3,191 |
| Provision for loan and lease losses | $96,000 | 1,905 |
| Total noninterest income | $296,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $190,000 | 2,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,026 |
| Total noninterest expense | $2,714,000 | 3,470 |
| Salaries and employee benefits | $1,857,000 | 3,197 |
| Premises and equipment expense | $250,000 | 3,538 |
| Additional noninterest expense | $106,000 | 4,026 |
| Pre-tax net operating income | $1,627,000 | 3,018 |
| Securities gains (losses) | $2,000 | 628 |
| Applicable income taxes | $312,000 | 2,176 |
| Income before extraordinary items | $1,317,000 | 3,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,317,000 | 3,065 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,317,000 | 3,066 |
| Net charge-offs | $3,000 | 2,106 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,315,380 | 3,100 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 3,219 |
| Total interest expense | $240,000 | 2,964 |
| Net interest income | $2,668,000 | 3,222 |
| Provision for loan and lease losses | $39,000 | 2,024 |
| Total noninterest income | $193,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $124,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,052 |
| Total noninterest expense | $1,787,000 | 3,491 |
| Salaries and employee benefits | $1,230,000 | 3,214 |
| Premises and equipment expense | $163,000 | 3,581 |
| Additional noninterest expense | $394,000 | 3,924 |
| Pre-tax net operating income | $1,035,000 | 2,969 |
| Securities gains (losses) | $2,000 | 556 |
| Applicable income taxes | $195,000 | 2,152 |
| Income before extraordinary items | $842,000 | 3,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $842,000 | 3,025 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $842,000 | 3,026 |
| Net charge-offs | $-20,000 | 3,883 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $840,380 | 3,063 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 3,219 |
| Total interest expense | $120,000 | 2,940 |
| Net interest income | $1,295,000 | 3,220 |
| Provision for loan and lease losses | $29,000 | 1,678 |
| Total noninterest income | $92,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $61,000 | 2,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,085 |
| Total noninterest expense | $896,000 | 3,493 |
| Salaries and employee benefits | $610,000 | 3,223 |
| Premises and equipment expense | $86,000 | 3,532 |
| Additional noninterest expense | $200,000 | 3,905 |
| Pre-tax net operating income | $462,000 | 3,003 |
| Securities gains (losses) | $2,000 | 526 |
| Applicable income taxes | $85,000 | 2,171 |
| Income before extraordinary items | $379,000 | 3,044 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $379,000 | 3,043 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $379,000 | 3,044 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $377,360 | 3,067 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 3,334 |
| Total interest expense | $561,000 | 3,001 |
| Net interest income | $4,954,000 | 3,340 |
| Provision for loan and lease losses | $22,000 | 2,849 |
| Total noninterest income | $350,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $216,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 4,224 |
| Total noninterest expense | $3,463,000 | 3,553 |
| Salaries and employee benefits | $2,403,000 | 3,253 |
| Premises and equipment expense | $327,000 | 3,621 |
| Additional noninterest expense | $733,000 | 4,033 |
| Pre-tax net operating income | $1,819,000 | 3,266 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $257,000 | 2,568 |
| Income before extraordinary items | $1,563,000 | 3,294 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,563,000 | 3,294 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,563,000 | 3,294 |
| Net charge-offs | $15,000 | 2,163 |
| Cash dividends | $1,016,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,562,140 | 3,283 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 3,405 |
| Total interest expense | $438,000 | 3,036 |
| Net interest income | $3,686,000 | 3,409 |
| Provision for loan and lease losses | $12,000 | 2,809 |
| Total noninterest income | $257,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $157,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,263 |
| Total noninterest expense | $2,627,000 | 3,570 |
| Salaries and employee benefits | $1,818,000 | 3,255 |
| Premises and equipment expense | $243,000 | 3,677 |
| Additional noninterest expense | $566,000 | 4,043 |
| Pre-tax net operating income | $1,304,000 | 3,431 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $223,000 | 2,504 |
| Income before extraordinary items | $1,082,000 | 3,510 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,082,000 | 3,510 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,082,000 | 3,510 |
| Net charge-offs | $14,000 | 1,869 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,081,170 | 3,484 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 3,437 |
| Total interest expense | $299,000 | 3,090 |
| Net interest income | $2,428,000 | 3,450 |
| Provision for loan and lease losses | $11,000 | 2,690 |
| Total noninterest income | $158,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $97,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,329 |
| Total noninterest expense | $1,729,000 | 3,605 |
| Salaries and employee benefits | $1,205,000 | 3,263 |
| Premises and equipment expense | $159,000 | 3,719 |
| Additional noninterest expense | $365,000 | 4,079 |
| Pre-tax net operating income | $846,000 | 3,466 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $143,000 | 2,528 |
| Income before extraordinary items | $704,000 | 3,552 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $704,000 | 3,551 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $704,000 | 3,552 |
| Net charge-offs | $14,000 | 1,629 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $703,170 | 3,521 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 3,439 |
| Total interest expense | $154,000 | 3,137 |
| Net interest income | $1,213,000 | 3,446 |
| Provision for loan and lease losses | $4,000 | 2,638 |
| Total noninterest income | $82,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $54,000 | 2,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,334 |
| Total noninterest expense | $858,000 | 3,615 |
| Salaries and employee benefits | $593,000 | 3,287 |
| Premises and equipment expense | $83,000 | 3,672 |
| Additional noninterest expense | $182,000 | 4,091 |
| Pre-tax net operating income | $433,000 | 3,397 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $74,000 | 2,473 |
| Income before extraordinary items | $360,000 | 3,489 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $360,000 | 3,490 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $360,000 | 3,489 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $359,170 | 3,464 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 3,397 |
| Total interest expense | $757,000 | 3,339 |
| Net interest income | $4,937,000 | 3,355 |
| Provision for loan and lease losses | $-87,000 | 4,943 |
| Total noninterest income | $258,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $184,000 | 2,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 4,498 |
| Total noninterest expense | $3,280,000 | 3,691 |
| Salaries and employee benefits | $2,238,000 | 3,384 |
| Premises and equipment expense | $315,000 | 3,753 |
| Additional noninterest expense | $727,000 | 4,073 |
| Pre-tax net operating income | $2,002,000 | 2,952 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $337,000 | 2,231 |
| Income before extraordinary items | $1,665,000 | 3,071 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,665,000 | 3,070 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,665,000 | 3,071 |
| Net charge-offs | $15,000 | 2,901 |
| Cash dividends | $1,079,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,665,000 | 3,013 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 3,432 |
| Total interest expense | $604,000 | 3,339 |
| Net interest income | $3,673,000 | 3,397 |
| Provision for loan and lease losses | $20,000 | 4,014 |
| Total noninterest income | $179,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $128,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,526 |
| Total noninterest expense | $2,423,000 | 3,701 |
| Salaries and employee benefits | $1,652,000 | 3,404 |
| Premises and equipment expense | $236,000 | 3,776 |
| Additional noninterest expense | $535,000 | 4,104 |
| Pre-tax net operating income | $1,409,000 | 3,034 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $260,000 | 2,201 |
| Income before extraordinary items | $1,149,000 | 3,176 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,149,000 | 3,175 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,149,000 | 3,176 |
| Net charge-offs | $110,000 | 1,607 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,149,000 | 3,119 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 3,452 |
| Total interest expense | $420,000 | 3,387 |
| Net interest income | $2,450,000 | 3,418 |
| Provision for loan and lease losses | $-1,000 | 4,995 |
| Total noninterest income | $110,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $80,000 | 3,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,565 |
| Total noninterest expense | $1,610,000 | 3,717 |
| Salaries and employee benefits | $1,100,000 | 3,409 |
| Premises and equipment expense | $158,000 | 3,765 |
| Additional noninterest expense | $352,000 | 4,147 |
| Pre-tax net operating income | $951,000 | 2,993 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $183,000 | 2,126 |
| Income before extraordinary items | $768,000 | 3,154 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $768,000 | 3,153 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $768,000 | 3,154 |
| Net charge-offs | $112,000 | 1,305 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $768,000 | 3,106 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,394 |
| Total interest expense | $217,000 | 3,490 |
| Net interest income | $1,269,000 | 3,326 |
| Provision for loan and lease losses | $22,000 | 3,071 |
| Total noninterest income | $58,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $51,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,782 |
| Total noninterest expense | $811,000 | 3,749 |
| Salaries and employee benefits | $547,000 | 3,447 |
| Premises and equipment expense | $77,000 | 3,816 |
| Additional noninterest expense | $187,000 | 4,125 |
| Pre-tax net operating income | $494,000 | 2,797 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $98,000 | 1,955 |
| Income before extraordinary items | $396,000 | 2,939 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $396,000 | 2,940 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $396,000 | 2,940 |
| Net charge-offs | $113,000 | 825 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $396,000 | 2,924 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,458 |
| Total interest expense | $873,000 | 3,488 |
| Net interest income | $5,071,000 | 3,385 |
| Provision for loan and lease losses | $387,000 | 1,721 |
| Total noninterest income | $289,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $219,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,580 |
| Total noninterest expense | $3,177,000 | 3,805 |
| Salaries and employee benefits | $2,110,000 | 3,520 |
| Premises and equipment expense | $326,000 | 3,781 |
| Additional noninterest expense | $741,000 | 4,203 |
| Pre-tax net operating income | $1,796,000 | 3,165 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $247,000 | 2,484 |
| Income before extraordinary items | $1,553,000 | 3,228 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,553,000 | 3,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,553,000 | 3,229 |
| Net charge-offs | $389,000 | 1,205 |
| Cash dividends | $1,021,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,549,560 | 3,201 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 3,494 |
| Total interest expense | $658,000 | 3,519 |
| Net interest income | $3,818,000 | 3,428 |
| Provision for loan and lease losses | $313,000 | 1,569 |
| Total noninterest income | $229,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $168,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,569 |
| Total noninterest expense | $2,404,000 | 3,825 |
| Salaries and employee benefits | $1,602,000 | 3,511 |
| Premises and equipment expense | $245,000 | 3,828 |
| Additional noninterest expense | $557,000 | 4,237 |
| Pre-tax net operating income | $1,330,000 | 3,256 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $168,000 | 2,611 |
| Income before extraordinary items | $1,166,000 | 3,281 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,166,000 | 3,280 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,166,000 | 3,281 |
| Net charge-offs | $365,000 | 916 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,162,520 | 3,265 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 3,530 |
| Total interest expense | $425,000 | 3,553 |
| Net interest income | $2,517,000 | 3,463 |
| Provision for loan and lease losses | $147,000 | 1,894 |
| Total noninterest income | $144,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $108,000 | 3,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,663 |
| Total noninterest expense | $1,591,000 | 3,866 |
| Salaries and employee benefits | $1,063,000 | 3,549 |
| Premises and equipment expense | $158,000 | 3,900 |
| Additional noninterest expense | $370,000 | 4,265 |
| Pre-tax net operating income | $923,000 | 3,208 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $184,000 | 2,264 |
| Income before extraordinary items | $743,000 | 3,358 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $743,000 | 3,356 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $743,000 | 3,357 |
| Net charge-offs | $224,000 | 925 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $739,800 | 3,338 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 3,549 |
| Total interest expense | $205,000 | 3,566 |
| Net interest income | $1,267,000 | 3,484 |
| Provision for loan and lease losses | $117,000 | 1,374 |
| Total noninterest income | $69,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $55,000 | 3,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,784 |
| Total noninterest expense | $769,000 | 3,957 |
| Salaries and employee benefits | $499,000 | 3,696 |
| Premises and equipment expense | $80,000 | 3,909 |
| Additional noninterest expense | $190,000 | 4,269 |
| Pre-tax net operating income | $450,000 | 3,214 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $87,000 | 2,254 |
| Income before extraordinary items | $367,000 | 3,356 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $367,000 | 3,354 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $367,000 | 3,355 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $363,760 | 3,355 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 3,598 |
| Total interest expense | $641,000 | 3,569 |
| Net interest income | $4,859,000 | 3,552 |
| Provision for loan and lease losses | $161,000 | 2,574 |
| Total noninterest income | $355,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $261,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,613 |
| Total noninterest expense | $3,047,000 | 3,974 |
| Salaries and employee benefits | $1,951,000 | 3,731 |
| Premises and equipment expense | $320,000 | 3,926 |
| Additional noninterest expense | $776,000 | 4,266 |
| Pre-tax net operating income | $2,006,000 | 3,145 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $389,000 | 2,194 |
| Income before extraordinary items | $1,599,000 | 3,279 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,599,000 | 3,278 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,599,000 | 3,278 |
| Net charge-offs | $21,000 | 3,086 |
| Cash dividends | $1,021,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,613,400 | 3,261 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 3,626 |
| Total interest expense | $441,000 | 3,656 |
| Net interest income | $3,646,000 | 3,580 |
| Provision for loan and lease losses | $137,000 | 2,337 |
| Total noninterest income | $271,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $198,000 | 2,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,656 |
| Total noninterest expense | $2,300,000 | 3,997 |
| Salaries and employee benefits | $1,488,000 | 3,713 |
| Premises and equipment expense | $241,000 | 3,951 |
| Additional noninterest expense | $571,000 | 4,311 |
| Pre-tax net operating income | $1,480,000 | 3,213 |
| Securities gains (losses) | $-18,000 | 4,905 |
| Applicable income taxes | $281,000 | 2,285 |
| Income before extraordinary items | $1,181,000 | 3,341 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,181,000 | 3,340 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,181,000 | 3,340 |
| Net charge-offs | $16,000 | 2,801 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,195,580 | 3,319 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 3,646 |
| Total interest expense | $273,000 | 3,706 |
| Net interest income | $2,413,000 | 3,592 |
| Provision for loan and lease losses | $93,000 | 2,252 |
| Total noninterest income | $194,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $137,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,588 |
| Total noninterest expense | $1,532,000 | 4,033 |
| Salaries and employee benefits | $991,000 | 3,730 |
| Premises and equipment expense | $157,000 | 4,011 |
| Additional noninterest expense | $384,000 | 4,329 |
| Pre-tax net operating income | $982,000 | 3,185 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $202,000 | 2,213 |
| Income before extraordinary items | $779,000 | 3,338 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $779,000 | 3,337 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $779,000 | 3,337 |
| Net charge-offs | $21,000 | 2,226 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $779,790 | 3,333 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 3,737 |
| Total interest expense | $130,000 | 3,744 |
| Net interest income | $1,157,000 | 3,684 |
| Provision for loan and lease losses | $43,000 | 2,236 |
| Total noninterest income | $98,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $69,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,612 |
| Total noninterest expense | $726,000 | 4,157 |
| Salaries and employee benefits | $460,000 | 3,913 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $190,000 | 4,390 |
| Pre-tax net operating income | $486,000 | 3,142 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $100,000 | 2,182 |
| Income before extraordinary items | $386,000 | 3,304 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $386,000 | 3,304 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $386,000 | 3,304 |
| Net charge-offs | $30,000 | 1,451 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $386,000 | 3,302 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 3,738 |
| Total interest expense | $503,000 | 3,660 |
| Net interest income | $4,517,000 | 3,715 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $328,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $268,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 5,057 |
| Total noninterest expense | $2,841,000 | 4,219 |
| Salaries and employee benefits | $1,801,000 | 3,947 |
| Premises and equipment expense | $316,000 | 4,088 |
| Additional noninterest expense | $724,000 | 4,537 |
| Pre-tax net operating income | $1,919,000 | 3,184 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $384,000 | 2,608 |
| Income before extraordinary items | $1,539,000 | 3,091 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,539,000 | 3,089 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,539,000 | 3,091 |
| Net charge-offs | $96,000 | 2,473 |
| Cash dividends | $949,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,535,800 | 3,071 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 3,774 |
| Total interest expense | $377,000 | 3,675 |
| Net interest income | $3,381,000 | 3,753 |
| Provision for loan and lease losses | $37,000 | 3,457 |
| Total noninterest income | $243,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $206,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 5,203 |
| Total noninterest expense | $2,158,000 | 4,213 |
| Salaries and employee benefits | $1,374,000 | 3,945 |
| Premises and equipment expense | $274,000 | 3,846 |
| Additional noninterest expense | $510,000 | 4,658 |
| Pre-tax net operating income | $1,429,000 | 3,262 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $267,000 | 2,569 |
| Income before extraordinary items | $1,165,000 | 3,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,165,000 | 3,260 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,165,000 | 3,261 |
| Net charge-offs | $100,000 | 1,936 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,162,570 | 3,245 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 3,779 |
| Total interest expense | $243,000 | 3,707 |
| Net interest income | $2,255,000 | 3,758 |
| Provision for loan and lease losses | $51,000 | 2,823 |
| Total noninterest income | $159,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $138,000 | 3,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,280 |
| Total noninterest expense | $1,432,000 | 4,244 |
| Salaries and employee benefits | $916,000 | 3,965 |
| Premises and equipment expense | $177,000 | 3,929 |
| Additional noninterest expense | $339,000 | 4,694 |
| Pre-tax net operating income | $931,000 | 3,239 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $248,000 | 2,308 |
| Income before extraordinary items | $685,000 | 3,445 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $685,000 | 3,444 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $685,000 | 3,445 |
| Net charge-offs | $103,000 | 1,495 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $683,540 | 3,425 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 3,829 |
| Total interest expense | $117,000 | 3,771 |
| Net interest income | $1,110,000 | 3,801 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $91,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $67,000 | 3,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,924 |
| Total noninterest expense | $716,000 | 4,292 |
| Salaries and employee benefits | $457,000 | 4,018 |
| Premises and equipment expense | $74,000 | 4,275 |
| Additional noninterest expense | $185,000 | 4,601 |
| Pre-tax net operating income | $470,000 | 3,184 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $128,000 | 2,253 |
| Income before extraordinary items | $342,000 | 3,415 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $342,000 | 3,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $342,000 | 3,415 |
| Net charge-offs | $103,000 | 917 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $342,000 | 3,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 3,858 |
| Total interest expense | $455,000 | 3,809 |
| Net interest income | $4,397,000 | 3,829 |
| Provision for loan and lease losses | $269,000 | 2,120 |
| Total noninterest income | $350,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $274,000 | 3,092 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $76,000 | 5,117 |
| Total noninterest expense | $2,799,000 | 4,367 |
| Salaries and employee benefits | $1,722,000 | 4,113 |
| Premises and equipment expense | $359,000 | 3,983 |
| Additional noninterest expense | $718,000 | 4,736 |
| Pre-tax net operating income | $1,679,000 | 3,352 |
| Securities gains (losses) | $108,000 | 1,285 |
| Applicable income taxes | $464,000 | 2,316 |
| Income before extraordinary items | $1,323,000 | 3,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,323,000 | 3,475 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,323,000 | 3,476 |
| Net charge-offs | $139,000 | 2,299 |
| Cash dividends | $809,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,243,080 | 3,508 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 3,881 |
| Total interest expense | $340,000 | 3,844 |
| Net interest income | $3,299,000 | 3,850 |
| Provision for loan and lease losses | $195,000 | 2,076 |
| Total noninterest income | $260,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $205,000 | 3,115 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $55,000 | 5,206 |
| Total noninterest expense | $2,193,000 | 4,308 |
| Salaries and employee benefits | $1,356,000 | 4,022 |
| Premises and equipment expense | $284,000 | 3,889 |
| Additional noninterest expense | $553,000 | 4,725 |
| Pre-tax net operating income | $1,171,000 | 3,504 |
| Securities gains (losses) | $108,000 | 1,200 |
| Applicable income taxes | $327,000 | 2,430 |
| Income before extraordinary items | $952,000 | 3,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $952,000 | 3,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $952,000 | 3,574 |
| Net charge-offs | $-10,000 | 4,925 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $872,080 | 3,677 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 3,950 |
| Total interest expense | $220,000 | 3,897 |
| Net interest income | $2,157,000 | 3,916 |
| Provision for loan and lease losses | $44,000 | 3,055 |
| Total noninterest income | $148,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $123,000 | 3,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,448 |
| Total noninterest expense | $1,448,000 | 4,358 |
| Salaries and employee benefits | $894,000 | 4,080 |
| Premises and equipment expense | $190,000 | 3,913 |
| Additional noninterest expense | $364,000 | 4,793 |
| Pre-tax net operating income | $813,000 | 3,429 |
| Securities gains (losses) | $108,000 | 914 |
| Applicable income taxes | $237,000 | 2,351 |
| Income before extraordinary items | $684,000 | 3,450 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $684,000 | 3,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $684,000 | 3,448 |
| Net charge-offs | $-8,000 | 4,897 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $604,080 | 3,606 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 4,021 |
| Total interest expense | $110,000 | 3,933 |
| Net interest income | $1,050,000 | 3,982 |
| Provision for loan and lease losses | $12,000 | 3,199 |
| Total noninterest income | $54,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $52,000 | 3,540 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $693,000 | 4,475 |
| Salaries and employee benefits | $448,000 | 4,117 |
| Premises and equipment expense | $74,000 | 4,411 |
| Additional noninterest expense | $171,000 | 4,943 |
| Pre-tax net operating income | $399,000 | 3,407 |
| Securities gains (losses) | $103,000 | 515 |
| Applicable income taxes | $141,000 | 2,160 |
| Income before extraordinary items | $361,000 | 3,315 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $361,000 | 3,312 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $361,000 | 3,313 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $286,840 | 3,645 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 4,104 |
| Total interest expense | $469,000 | 3,849 |
| Net interest income | $3,983,000 | 4,082 |
| Provision for loan and lease losses | $-17,000 | 5,622 |
| Total noninterest income | $321,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $216,000 | 3,593 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $105,000 | 5,058 |
| Total noninterest expense | $2,751,000 | 4,507 |
| Salaries and employee benefits | $1,808,000 | 4,110 |
| Premises and equipment expense | $314,000 | 4,398 |
| Additional noninterest expense | $629,000 | 5,099 |
| Pre-tax net operating income | $1,570,000 | 3,438 |
| Securities gains (losses) | $121,000 | 1,053 |
| Applicable income taxes | $417,000 | 2,385 |
| Income before extraordinary items | $1,274,000 | 3,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,274,000 | 3,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,274,000 | 3,504 |
| Net charge-offs | $108,000 | 2,575 |
| Cash dividends | $809,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,183,250 | 3,602 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 4,172 |
| Total interest expense | $361,000 | 3,849 |
| Net interest income | $2,935,000 | 4,151 |
| Provision for loan and lease losses | $42,000 | 3,439 |
| Total noninterest income | $234,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $160,000 | 3,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,134 |
| Total noninterest expense | $2,052,000 | 4,546 |
| Salaries and employee benefits | $1,352,000 | 4,142 |
| Premises and equipment expense | $228,000 | 4,487 |
| Additional noninterest expense | $472,000 | 5,149 |
| Pre-tax net operating income | $1,075,000 | 3,630 |
| Securities gains (losses) | $121,000 | 916 |
| Applicable income taxes | $293,000 | 2,507 |
| Income before extraordinary items | $903,000 | 3,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $903,000 | 3,675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $903,000 | 3,676 |
| Net charge-offs | $107,000 | 2,094 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $811,040 | 3,809 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 4,236 |
| Total interest expense | $247,000 | 3,819 |
| Net interest income | $1,906,000 | 4,234 |
| Provision for loan and lease losses | $74,000 | 2,546 |
| Total noninterest income | $150,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $103,000 | 3,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,225 |
| Total noninterest expense | $1,362,000 | 4,600 |
| Salaries and employee benefits | $897,000 | 4,183 |
| Premises and equipment expense | $146,000 | 4,606 |
| Additional noninterest expense | $319,000 | 5,169 |
| Pre-tax net operating income | $620,000 | 3,844 |
| Securities gains (losses) | $121,000 | 745 |
| Applicable income taxes | $191,000 | 2,524 |
| Income before extraordinary items | $550,000 | 3,811 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $550,000 | 3,812 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $550,000 | 3,814 |
| Net charge-offs | $101,000 | 1,721 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $460,460 | 4,052 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 4,312 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $919,000 | 4,329 |
| Provision for loan and lease losses | $-8,000 | 6,098 |
| Total noninterest income | $74,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $658,000 | 4,707 |
| Salaries and employee benefits | $427,000 | 4,312 |
| Premises and equipment expense | $75,000 | 4,591 |
| Additional noninterest expense | $156,000 | 5,214 |
| Pre-tax net operating income | $343,000 | 3,664 |
| Securities gains (losses) | $121,000 | 517 |
| Applicable income taxes | $131,000 | 2,230 |
| Income before extraordinary items | $333,000 | 3,457 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $333,000 | 3,460 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $333,000 | 3,460 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $245,880 | 3,901 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 4,412 |
| Total interest expense | $540,000 | 3,846 |
| Net interest income | $3,573,000 | 4,429 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $358,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $264,000 | 3,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,290 |
| Total noninterest expense | $2,643,000 | 4,779 |
| Salaries and employee benefits | $1,706,000 | 4,346 |
| Premises and equipment expense | $284,000 | 4,773 |
| Additional noninterest expense | $653,000 | 5,261 |
| Pre-tax net operating income | $1,218,000 | 3,825 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $232,000 | 2,841 |
| Income before extraordinary items | $987,000 | 3,981 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $987,000 | 3,981 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $987,000 | 3,983 |
| Net charge-offs | $11,000 | 4,538 |
| Cash dividends | $674,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $986,190 | 3,922 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 4,473 |
| Total interest expense | $418,000 | 3,850 |
| Net interest income | $2,642,000 | 4,497 |
| Provision for loan and lease losses | $82,000 | 3,039 |
| Total noninterest income | $271,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $197,000 | 3,489 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $1,986,000 | 4,816 |
| Salaries and employee benefits | $1,278,000 | 4,356 |
| Premises and equipment expense | $219,000 | 4,774 |
| Additional noninterest expense | $489,000 | 5,308 |
| Pre-tax net operating income | $845,000 | 4,039 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $125,000 | 3,155 |
| Income before extraordinary items | $720,000 | 4,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $720,000 | 4,083 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $720,000 | 4,083 |
| Net charge-offs | $12,000 | 4,087 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $720,000 | 4,027 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,503 |
| Total interest expense | $281,000 | 3,870 |
| Net interest income | $1,742,000 | 4,532 |
| Provision for loan and lease losses | $19,000 | 3,685 |
| Total noninterest income | $171,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $123,000 | 3,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $48,000 | 5,379 |
| Total noninterest expense | $1,308,000 | 4,872 |
| Salaries and employee benefits | $852,000 | 4,393 |
| Premises and equipment expense | $134,000 | 4,960 |
| Additional noninterest expense | $322,000 | 5,341 |
| Pre-tax net operating income | $586,000 | 3,917 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $67,000 | 3,278 |
| Income before extraordinary items | $519,000 | 3,881 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $519,000 | 3,887 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $519,000 | 3,887 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $519,000 | 3,831 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 4,564 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $858,000 | 4,606 |
| Provision for loan and lease losses | $-27,000 | 6,441 |
| Total noninterest income | $80,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $658,000 | 4,900 |
| Salaries and employee benefits | $428,000 | 4,424 |
| Premises and equipment expense | $64,000 | 5,110 |
| Additional noninterest expense | $166,000 | 5,347 |
| Pre-tax net operating income | $307,000 | 3,781 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $77,000 | 2,588 |
| Income before extraordinary items | $230,000 | 4,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 4,018 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $230,000 | 4,018 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $230,000 | 3,976 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 4,488 |
| Total interest expense | $603,000 | 4,069 |
| Net interest income | $3,633,000 | 4,492 |
| Provision for loan and lease losses | $-6,000 | 6,251 |
| Total noninterest income | $353,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $280,000 | 3,474 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 5,630 |
| Total noninterest expense | $2,444,000 | 5,091 |
| Salaries and employee benefits | $1,708,000 | 4,446 |
| Premises and equipment expense | $295,000 | 4,896 |
| Additional noninterest expense | $441,000 | 5,997 |
| Pre-tax net operating income | $1,548,000 | 3,343 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $401,000 | 2,365 |
| Income before extraordinary items | $1,179,000 | 3,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,179,000 | 3,595 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,179,000 | 3,597 |
| Net charge-offs | $28,000 | 4,684 |
| Cash dividends | $809,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,155,000 | 3,593 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,511 |
| Total interest expense | $458,000 | 4,127 |
| Net interest income | $2,751,000 | 4,504 |
| Provision for loan and lease losses | $-13,000 | 6,464 |
| Total noninterest income | $253,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $214,000 | 3,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,928 |
| Total noninterest expense | $1,813,000 | 5,135 |
| Salaries and employee benefits | $1,292,000 | 4,431 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $301,000 | 6,140 |
| Pre-tax net operating income | $1,204,000 | 3,358 |
| Securities gains (losses) | $32,000 | 1,957 |
| Applicable income taxes | $307,000 | 2,411 |
| Income before extraordinary items | $929,000 | 3,563 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $929,000 | 3,565 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $929,000 | 3,567 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $905,000 | 3,526 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 4,544 |
| Total interest expense | $312,000 | 4,152 |
| Net interest income | $1,802,000 | 4,572 |
| Provision for loan and lease losses | $-19,000 | 6,591 |
| Total noninterest income | $160,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $1,144,000 | 5,256 |
| Salaries and employee benefits | $857,000 | 4,477 |
| Premises and equipment expense | $146,000 | 4,958 |
| Additional noninterest expense | $141,000 | 6,485 |
| Pre-tax net operating income | $837,000 | 3,248 |
| Securities gains (losses) | $32,000 | 1,789 |
| Applicable income taxes | $256,000 | 2,185 |
| Income before extraordinary items | $613,000 | 3,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $613,000 | 3,571 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $613,000 | 3,572 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $590,280 | 3,527 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 4,579 |
| Total interest expense | $161,000 | 4,174 |
| Net interest income | $897,000 | 4,602 |
| Provision for loan and lease losses | $-20,000 | 6,763 |
| Total noninterest income | $77,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $627,000 | 5,107 |
| Salaries and employee benefits | $412,000 | 4,624 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $143,000 | 5,747 |
| Pre-tax net operating income | $367,000 | 3,437 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $101,000 | 2,391 |
| Income before extraordinary items | $268,000 | 3,767 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $268,000 | 3,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $268,000 | 3,769 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $266,540 | 3,675 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 4,582 |
| Total interest expense | $850,000 | 3,987 |
| Net interest income | $3,627,000 | 4,662 |
| Provision for loan and lease losses | $36,000 | 5,361 |
| Total noninterest income | $266,000 | 5,377 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $224,000 | 4,046 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $42,000 | 5,953 |
| Total noninterest expense | $2,608,000 | 5,076 |
| Salaries and employee benefits | $1,653,000 | 4,612 |
| Premises and equipment expense | $302,000 | 4,950 |
| Additional noninterest expense | $653,000 | 5,667 |
| Pre-tax net operating income | $1,249,000 | 3,646 |
| Securities gains (losses) | $89,000 | 2,359 |
| Applicable income taxes | $281,000 | 2,716 |
| Income before extraordinary items | $1,057,000 | 3,789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,057,000 | 3,790 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,057,000 | 3,791 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $809,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $986,690 | 3,770 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 4,653 |
| Total interest expense | $681,000 | 3,965 |
| Net interest income | $2,687,000 | 4,760 |
| Provision for loan and lease losses | $12,000 | 5,544 |
| Total noninterest income | $191,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $163,000 | 4,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 6,141 |
| Total noninterest expense | $1,939,000 | 5,139 |
| Salaries and employee benefits | $1,229,000 | 4,648 |
| Premises and equipment expense | $225,000 | 5,028 |
| Additional noninterest expense | $485,000 | 5,738 |
| Pre-tax net operating income | $927,000 | 3,768 |
| Securities gains (losses) | $89,000 | 2,060 |
| Applicable income taxes | $203,000 | 2,820 |
| Income before extraordinary items | $813,000 | 3,833 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $813,000 | 3,833 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $813,000 | 3,834 |
| Net charge-offs | $66,000 | 4,331 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $741,800 | 3,826 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 4,726 |
| Total interest expense | $483,000 | 3,913 |
| Net interest income | $1,737,000 | 4,867 |
| Provision for loan and lease losses | $31,000 | 4,851 |
| Total noninterest income | $117,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,366 |
| Total noninterest expense | $1,281,000 | 5,190 |
| Salaries and employee benefits | $800,000 | 4,740 |
| Premises and equipment expense | $143,000 | 5,150 |
| Additional noninterest expense | $338,000 | 5,704 |
| Pre-tax net operating income | $542,000 | 3,991 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $109,000 | 2,996 |
| Income before extraordinary items | $433,000 | 4,233 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $433,000 | 4,237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $433,000 | 4,236 |
| Net charge-offs | $69,000 | 3,752 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $433,000 | 4,054 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 4,749 |
| Total interest expense | $260,000 | 3,846 |
| Net interest income | $860,000 | 4,911 |
| Provision for loan and lease losses | $13,000 | 4,765 |
| Total noninterest income | $62,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $607,000 | 5,337 |
| Salaries and employee benefits | $371,000 | 4,969 |
| Premises and equipment expense | $74,000 | 5,127 |
| Additional noninterest expense | $162,000 | 5,804 |
| Pre-tax net operating income | $302,000 | 3,827 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,791 |
| Total interest expense | $1,063,000 | 4,265 |
| Net interest income | $3,510,000 | 4,892 |
| Provision for loan and lease losses | $43,000 | 5,945 |
| Total noninterest income | $299,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $246,000 | 3,998 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $53,000 | 5,886 |
| Total noninterest expense | $2,431,000 | 5,398 |
| Salaries and employee benefits | $1,491,000 | 4,979 |
| Premises and equipment expense | $272,000 | 5,443 |
| Additional noninterest expense | $668,000 | 5,796 |
| Pre-tax net operating income | $1,335,000 | 3,226 |
| Securities gains (losses) | $368,000 | 986 |
| Applicable income taxes | $474,000 | 2,084 |
| Income before extraordinary items | $1,229,000 | 3,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,229,000 | 3,168 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,229,000 | 3,168 |
| Net charge-offs | $121,000 | 4,812 |
| Cash dividends | $674,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $964,040 | 3,508 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 4,825 |
| Total interest expense | $801,000 | 4,360 |
| Net interest income | $2,655,000 | 4,898 |
| Provision for loan and lease losses | $96,000 | 4,987 |
| Total noninterest income | $233,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $190,000 | 3,945 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $1,796,000 | 5,449 |
| Salaries and employee benefits | $1,091,000 | 5,034 |
| Premises and equipment expense | $179,000 | 5,753 |
| Additional noninterest expense | $526,000 | 5,726 |
| Pre-tax net operating income | $996,000 | 3,322 |
| Securities gains (losses) | $368,000 | 786 |
| Applicable income taxes | $394,000 | 1,959 |
| Income before extraordinary items | $970,000 | 3,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $970,000 | 3,132 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $970,000 | 3,132 |
| Net charge-offs | $45,000 | 5,043 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $708,720 | 3,627 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 4,895 |
| Total interest expense | $536,000 | 4,466 |
| Net interest income | $1,757,000 | 4,931 |
| Provision for loan and lease losses | $64,000 | 4,845 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $125,000 | 3,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 6,009 |
| Total noninterest expense | $1,155,000 | 5,600 |
| Salaries and employee benefits | $713,000 | 5,123 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $322,000 | 5,976 |
| Pre-tax net operating income | $691,000 | 3,211 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $222,000 | 2,115 |
| Income before extraordinary items | $577,000 | 3,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $577,000 | 3,267 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $577,000 | 3,267 |
| Net charge-offs | $72,000 | 4,155 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $499,240 | 3,487 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 4,909 |
| Total interest expense | $263,000 | 4,611 |
| Net interest income | $884,000 | 4,922 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $591,000 | 5,585 |
| Salaries and employee benefits | $351,000 | 5,219 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $176,000 | 5,825 |
| Pre-tax net operating income | $352,000 | 3,236 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $96,000 | 2,225 |
| Income before extraordinary items | $256,000 | 3,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $256,000 | 3,537 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $256,000 | 3,539 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $256,000 | 3,479 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 5,143 |
| Total interest expense | $1,104,000 | 5,010 |
| Net interest income | $3,330,000 | 5,084 |
| Provision for loan and lease losses | $318,000 | 4,773 |
| Total noninterest income | $326,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $268,000 | 3,863 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 5,988 |
| Total noninterest expense | $2,353,000 | 5,651 |
| Salaries and employee benefits | $1,375,000 | 5,299 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $679,000 | 5,959 |
| Pre-tax net operating income | $985,000 | 3,406 |
| Securities gains (losses) | $239,000 | 1,441 |
| Applicable income taxes | $320,000 | 2,297 |
| Income before extraordinary items | $904,000 | 3,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $904,000 | 3,407 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $904,000 | 3,410 |
| Net charge-offs | $276,000 | 4,405 |
| Cash dividends | $539,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $727,140 | 3,665 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,246 |
| Total interest expense | $849,000 | 5,105 |
| Net interest income | $2,467,000 | 5,179 |
| Provision for loan and lease losses | $247,000 | 4,605 |
| Total noninterest income | $245,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $200,000 | 3,953 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $1,704,000 | 5,757 |
| Salaries and employee benefits | $1,010,000 | 5,393 |
| Premises and equipment expense | $257,000 | 5,172 |
| Additional noninterest expense | $437,000 | 6,306 |
| Pre-tax net operating income | $761,000 | 3,550 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $152,000 | 2,782 |
| Income before extraordinary items | $613,000 | 3,742 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $613,000 | 3,742 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $613,000 | 3,743 |
| Net charge-offs | $176,000 | 4,351 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $609,800 | 3,616 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 5,305 |
| Total interest expense | $581,000 | 5,142 |
| Net interest income | $1,608,000 | 5,243 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $165,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $31,000 | 6,115 |
| Total noninterest expense | $1,123,000 | 5,828 |
| Salaries and employee benefits | $665,000 | 5,469 |
| Premises and equipment expense | $168,000 | 5,264 |
| Additional noninterest expense | $290,000 | 6,340 |
| Pre-tax net operating income | $550,000 | 3,473 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $136,000 | 2,506 |
| Income before extraordinary items | $418,000 | 3,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $418,000 | 3,710 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $418,000 | 3,711 |
| Net charge-offs | $143,000 | 3,879 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $415,000 | 3,620 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,392 |
| Total interest expense | $300,000 | 5,194 |
| Net interest income | $784,000 | 5,348 |
| Provision for loan and lease losses | $29,000 | 5,518 |
| Total noninterest income | $80,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $64,000 | 4,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $565,000 | 5,881 |
| Salaries and employee benefits | $323,000 | 5,600 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $159,000 | 6,229 |
| Pre-tax net operating income | $270,000 | 3,550 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $205,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 3,830 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $205,000 | 3,832 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $204,240 | 3,724 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 5,330 |
| Total interest expense | $1,591,000 | 5,025 |
| Net interest income | $3,063,000 | 5,334 |
| Provision for loan and lease losses | $173,000 | 5,942 |
| Total noninterest income | $330,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $281,000 | 4,016 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $49,000 | 6,389 |
| Total noninterest expense | $2,223,000 | 5,973 |
| Salaries and employee benefits | $1,293,000 | 5,626 |
| Premises and equipment expense | $301,000 | 5,636 |
| Additional noninterest expense | $629,000 | 6,359 |
| Pre-tax net operating income | $997,000 | 2,993 |
| Securities gains (losses) | $66,000 | 2,441 |
| Applicable income taxes | $245,000 | 2,212 |
| Income before extraordinary items | $818,000 | 3,118 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $818,000 | 3,118 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $818,000 | 3,118 |
| Net charge-offs | $84,000 | 5,842 |
| Cash dividends | $465,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $767,180 | 3,152 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 5,390 |
| Total interest expense | $1,238,000 | 5,063 |
| Net interest income | $2,265,000 | 5,391 |
| Provision for loan and lease losses | $118,000 | 5,789 |
| Total noninterest income | $228,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $209,000 | 4,048 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $1,643,000 | 6,025 |
| Salaries and employee benefits | $970,000 | 5,664 |
| Premises and equipment expense | $216,000 | 5,790 |
| Additional noninterest expense | $457,000 | 6,441 |
| Pre-tax net operating income | $732,000 | 3,245 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $177,000 | 2,434 |
| Income before extraordinary items | $578,000 | 3,451 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $578,000 | 3,449 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $578,000 | 3,451 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $25,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $560,290 | 3,401 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,422 |
| Total interest expense | $845,000 | 5,134 |
| Net interest income | $1,501,000 | 5,405 |
| Provision for loan and lease losses | $-1,000 | 8,131 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $138,000 | 4,044 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,102,000 | 6,061 |
| Salaries and employee benefits | $640,000 | 5,761 |
| Premises and equipment expense | $143,000 | 5,858 |
| Additional noninterest expense | $319,000 | 6,374 |
| Pre-tax net operating income | $543,000 | 3,177 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $128,000 | 2,423 |
| Income before extraordinary items | $415,000 | 3,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,410 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $415,000 | 3,412 |
| Net charge-offs | $33,000 | 5,273 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $415,000 | 3,299 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,488 |
| Total interest expense | $437,000 | 5,164 |
| Net interest income | $733,000 | 5,450 |
| Provision for loan and lease losses | $-25,000 | 8,200 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $534,000 | 6,099 |
| Salaries and employee benefits | $310,000 | 5,892 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $151,000 | 6,292 |
| Pre-tax net operating income | $305,000 | 3,310 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $231,000 | 3,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $231,000 | 3,611 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $231,000 | 3,612 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $231,000 | 3,470 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 5,409 |
| Total interest expense | $2,032,000 | 5,263 |
| Net interest income | $3,052,000 | 5,370 |
| Provision for loan and lease losses | $243,000 | 4,954 |
| Total noninterest income | $336,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $297,000 | 4,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $1,939,000 | 6,310 |
| Salaries and employee benefits | $1,207,000 | 5,977 |
| Premises and equipment expense | $256,000 | 6,190 |
| Additional noninterest expense | $476,000 | 6,724 |
| Pre-tax net operating income | $1,206,000 | 3,405 |
| Securities gains (losses) | $57,000 | 1,512 |
| Applicable income taxes | $320,000 | 2,318 |
| Income before extraordinary items | $943,000 | 3,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $943,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 4,325 |
| Cash dividends | $440,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $900,250 | 3,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 5,428 |
| Total interest expense | $1,570,000 | 5,313 |
| Net interest income | $2,305,000 | 5,393 |
| Provision for loan and lease losses | $173,000 | 4,447 |
| Total noninterest income | $261,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $1,471,000 | 6,270 |
| Salaries and employee benefits | $931,000 | 5,896 |
| Premises and equipment expense | $192,000 | 6,204 |
| Additional noninterest expense | $348,000 | 6,778 |
| Pre-tax net operating income | $922,000 | 3,832 |
| Securities gains (losses) | $49,000 | 1,442 |
| Applicable income taxes | $260,000 | 2,617 |
| Income before extraordinary items | $711,000 | 3,785 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $711,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,443 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $675,230 | 4,045 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 5,471 |
| Total interest expense | $1,077,000 | 5,395 |
| Net interest income | $1,534,000 | 5,398 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $162,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $143,000 | 4,134 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $957,000 | 6,372 |
| Salaries and employee benefits | $609,000 | 6,007 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $220,000 | 6,898 |
| Pre-tax net operating income | $577,000 | 4,112 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $171,000 | 2,866 |
| Income before extraordinary items | $444,000 | 4,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,565 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $416,640 | 4,332 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,549 |
| Total interest expense | $551,000 | 5,517 |
| Net interest income | $760,000 | 5,454 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $474,000 | 6,441 |
| Salaries and employee benefits | $291,000 | 6,180 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $109,000 | 2,682 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 5,631 |
| Total interest expense | $2,194,000 | 5,614 |
| Net interest income | $2,973,000 | 5,524 |
| Provision for loan and lease losses | $87,000 | 5,108 |
| Total noninterest income | $379,000 | 5,608 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $342,000 | 3,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $1,786,000 | 6,494 |
| Salaries and employee benefits | $1,142,000 | 6,116 |
| Premises and equipment expense | $249,000 | 6,265 |
| Additional noninterest expense | $395,000 | 7,068 |
| Pre-tax net operating income | $1,479,000 | 3,929 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $460,000 | 2,846 |
| Income before extraordinary items | $1,016,000 | 4,281 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,016,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,521 |
| Cash dividends | $539,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,018,070 | 4,266 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 5,682 |
| Total interest expense | $1,646,000 | 5,633 |
| Net interest income | $2,191,000 | 5,602 |
| Provision for loan and lease losses | $47,000 | 5,103 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $265,000 | 3,764 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $1,356,000 | 6,453 |
| Salaries and employee benefits | $871,000 | 6,071 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $298,000 | 7,049 |
| Pre-tax net operating income | $1,083,000 | 4,174 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $335,000 | 3,041 |
| Income before extraordinary items | $748,000 | 4,486 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $748,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $748,000 | 4,481 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 5,726 |
| Total interest expense | $1,116,000 | 5,587 |
| Net interest income | $1,428,000 | 5,699 |
| Provision for loan and lease losses | $29,000 | 5,065 |
| Total noninterest income | $190,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $895,000 | 6,530 |
| Salaries and employee benefits | $583,000 | 6,103 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $187,000 | 7,191 |
| Pre-tax net operating income | $694,000 | 4,330 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $213,000 | 3,185 |
| Income before extraordinary items | $481,000 | 4,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $481,000 | 4,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 5,776 |
| Total interest expense | $563,000 | 5,556 |
| Net interest income | $689,000 | 5,798 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $88,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $458,000 | 6,508 |
| Salaries and employee benefits | $285,000 | 6,206 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $297,000 | 4,673 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $212,000 | 4,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $212,000 | 4,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $212,000 | 4,908 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 5,769 |
| Total interest expense | $1,833,000 | 5,638 |
| Net interest income | $2,788,000 | 5,734 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $364,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $333,000 | 3,916 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,671 |
| Total noninterest expense | $1,726,000 | 6,543 |
| Salaries and employee benefits | $1,081,000 | 6,212 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $414,000 | 7,002 |
| Pre-tax net operating income | $1,276,000 | 4,667 |
| Securities gains (losses) | $14,000 | 999 |
| Applicable income taxes | $396,000 | 3,444 |
| Income before extraordinary items | $894,000 | 4,958 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $894,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,149 |
| Cash dividends | $371,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $884,340 | 4,979 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 5,823 |
| Total interest expense | $1,345,000 | 5,624 |
| Net interest income | $2,050,000 | 5,833 |
| Provision for loan and lease losses | $137,000 | 3,546 |
| Total noninterest income | $280,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $256,000 | 3,903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $1,288,000 | 6,569 |
| Salaries and employee benefits | $803,000 | 6,219 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $315,000 | 6,990 |
| Pre-tax net operating income | $905,000 | 4,946 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $272,000 | 3,714 |
| Income before extraordinary items | $633,000 | 5,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $633,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $633,000 | 5,225 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 5,849 |
| Total interest expense | $865,000 | 5,609 |
| Net interest income | $1,364,000 | 5,874 |
| Provision for loan and lease losses | $76,000 | 3,776 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 3,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $855,000 | 6,605 |
| Salaries and employee benefits | $533,000 | 6,259 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $203,000 | 7,070 |
| Pre-tax net operating income | $613,000 | 4,940 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $427,000 | 5,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $427,000 | 5,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,856 |
| Total interest expense | $416,000 | 5,587 |
| Net interest income | $678,000 | 5,901 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $424,000 | 6,619 |
| Salaries and employee benefits | $262,000 | 6,327 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $100,000 | 7,083 |
| Pre-tax net operating income | $291,000 | 5,039 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $85,000 | 3,815 |
| Income before extraordinary items | $206,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $206,000 | 5,293 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 5,983 |
| Total interest expense | $1,375,000 | 5,470 |
| Net interest income | $2,416,000 | 6,134 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $352,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $318,000 | 4,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,675,000 | 6,599 |
| Salaries and employee benefits | $1,051,000 | 6,208 |
| Premises and equipment expense | $238,000 | 6,330 |
| Additional noninterest expense | $386,000 | 7,149 |
| Pre-tax net operating income | $1,048,000 | 5,228 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $315,000 | 4,065 |
| Income before extraordinary items | $726,000 | 5,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $726,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,359 |
| Cash dividends | $337,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $730,900 | 5,542 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 6,017 |
| Total interest expense | $984,000 | 5,480 |
| Net interest income | $1,791,000 | 6,199 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $253,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $1,272,000 | 6,573 |
| Salaries and employee benefits | $803,000 | 6,120 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $291,000 | 7,161 |
| Pre-tax net operating income | $702,000 | 5,634 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $206,000 | 4,368 |
| Income before extraordinary items | $489,000 | 5,957 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $489,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $493,900 | 5,888 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 6,071 |
| Total interest expense | $620,000 | 5,481 |
| Net interest income | $1,162,000 | 6,270 |
| Provision for loan and lease losses | $34,000 | 5,063 |
| Total noninterest income | $169,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $859,000 | 6,539 |
| Salaries and employee benefits | $548,000 | 6,054 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $192,000 | 7,170 |
| Pre-tax net operating income | $438,000 | 5,758 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $126,000 | 4,495 |
| Income before extraordinary items | $305,000 | 6,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $305,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $309,970 | 6,004 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,164 |
| Total interest expense | $298,000 | 5,500 |
| Net interest income | $566,000 | 6,379 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $80,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $438,000 | 6,507 |
| Salaries and employee benefits | $287,000 | 5,921 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $194,000 | 6,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $56,000 | 4,620 |
| Income before extraordinary items | $138,000 | 6,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $138,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $138,000 | 6,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 6,333 |
| Total interest expense | $1,033,000 | 5,565 |
| Net interest income | $2,062,000 | 6,540 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $318,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $285,000 | 4,430 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,887 |
| Total noninterest expense | $1,470,000 | 6,934 |
| Salaries and employee benefits | $908,000 | 6,579 |
| Premises and equipment expense | $173,000 | 7,061 |
| Additional noninterest expense | $389,000 | 7,184 |
| Pre-tax net operating income | $830,000 | 5,704 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $230,000 | 4,566 |
| Income before extraordinary items | $603,000 | 5,937 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $603,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $337,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $600,840 | 5,876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 6,410 |
| Total interest expense | $751,000 | 5,621 |
| Net interest income | $1,517,000 | 6,600 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $214,000 | 4,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,074,000 | 6,979 |
| Salaries and employee benefits | $662,000 | 6,633 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $296,000 | 7,121 |
| Pre-tax net operating income | $629,000 | 5,768 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $173,000 | 4,659 |
| Income before extraordinary items | $460,000 | 6,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $460,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $457,080 | 5,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 6,495 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $1,014,000 | 6,621 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $154,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $702,000 | 7,082 |
| Salaries and employee benefits | $435,000 | 6,724 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $312,000 | 5,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $309,160 | 5,887 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,604 |
| Total interest expense | $222,000 | 6,052 |
| Net interest income | $502,000 | 6,674 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $324,000 | 7,319 |
| Salaries and employee benefits | $204,000 | 6,923 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $85,000 | 7,506 |
| Pre-tax net operating income | $243,000 | 5,353 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $189,000 | 5,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,920 | 5,403 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,550 |
| Total interest expense | $1,009,000 | 6,096 |
| Net interest income | $1,963,000 | 6,642 |
| Provision for loan and lease losses | $42,000 | 6,478 |
| Total noninterest income | $301,000 | 6,592 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $274,000 | 4,521 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $1,279,000 | 7,312 |
| Salaries and employee benefits | $788,000 | 6,949 |
| Premises and equipment expense | $157,000 | 7,305 |
| Additional noninterest expense | $334,000 | 7,545 |
| Pre-tax net operating income | $943,000 | 5,320 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $302,000 | 4,273 |
| Income before extraordinary items | $653,000 | 5,752 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $653,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $304,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $644,840 | 5,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 6,603 |
| Total interest expense | $792,000 | 6,101 |
| Net interest income | $1,451,000 | 6,731 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $227,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 4,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $937,000 | 7,357 |
| Salaries and employee benefits | $585,000 | 6,987 |
| Premises and equipment expense | $116,000 | 7,345 |
| Additional noninterest expense | $236,000 | 7,682 |
| Pre-tax net operating income | $702,000 | 5,491 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $213,000 | 4,559 |
| Income before extraordinary items | $501,000 | 5,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $501,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $492,600 | 5,724 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 6,643 |
| Total interest expense | $559,000 | 6,053 |
| Net interest income | $943,000 | 6,817 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $143,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $127,000 | 4,711 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $616,000 | 7,422 |
| Salaries and employee benefits | $385,000 | 7,036 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $154,000 | 7,707 |
| Pre-tax net operating income | $453,000 | 5,563 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $328,000 | 5,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $328,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $319,480 | 5,753 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,642 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $469,000 | 6,835 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $311,000 | 7,425 |
| Salaries and employee benefits | $186,000 | 7,150 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $156,000 | 5,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $156,000 | 5,734 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 6,587 |
| Total interest expense | $1,447,000 | 5,844 |
| Net interest income | $1,801,000 | 6,957 |
| Provision for loan and lease losses | $129,000 | 5,225 |
| Total noninterest income | $263,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $230,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,184,000 | 7,501 |
| Salaries and employee benefits | $701,000 | 7,264 |
| Premises and equipment expense | $153,000 | 7,403 |
| Additional noninterest expense | $330,000 | 7,581 |
| Pre-tax net operating income | $751,000 | 5,925 |
| Securities gains (losses) | $58,000 | 2,273 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $585,000 | 6,031 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $585,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,454 |
| Cash dividends | $303,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $543,240 | 6,051 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 6,688 |
| Total interest expense | $1,898,000 | 6,268 |
| Net interest income | $1,691,000 | 6,995 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $243,000 | 6,925 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $1,152,000 | 7,569 |
| Salaries and employee benefits | $658,000 | 7,393 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $335,000 | 7,609 |
| Pre-tax net operating income | $727,000 | 5,723 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $203,000 | 5,004 |
| Income before extraordinary items | $573,000 | 5,744 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $573,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,483 |
| Cash dividends | $303,000 | 4,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $536,740 | 5,783 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 6,885 |
| Total interest expense | $1,902,000 | 6,417 |
| Net interest income | $1,636,000 | 7,237 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $210,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $1,021,000 | 7,962 |
| Salaries and employee benefits | $618,000 | 7,605 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $282,000 | 8,088 |
| Pre-tax net operating income | $762,000 | 5,997 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $201,000 | 5,372 |
| Income before extraordinary items | $533,000 | 6,153 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $533,000 | 6,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $274,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $553,440 | 6,072 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 7,196 |
| Total interest expense | $1,668,000 | 6,601 |
| Net interest income | $1,490,000 | 7,610 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $213,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $1,001,000 | 8,129 |
| Salaries and employee benefits | $581,000 | 7,859 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $293,000 | 8,172 |
| Pre-tax net operating income | $678,000 | 6,395 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $183,000 | 5,889 |
| Income before extraordinary items | $484,000 | 6,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $484,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $311,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $492,030 | 6,471 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 7,417 |
| Total interest expense | $1,615,000 | 6,949 |
| Net interest income | $1,482,000 | 7,730 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $214,000 | 7,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,008,000 | 8,091 |
| Salaries and employee benefits | $593,000 | 7,794 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $288,000 | 8,241 |
| Pre-tax net operating income | $631,000 | 6,758 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $174,000 | 6,522 |
| Income before extraordinary items | $500,000 | 6,620 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $500,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $251,000 | 4,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $468,180 | 6,691 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 7,906 |
| Total interest expense | $1,472,000 | 7,408 |
| Net interest income | $1,412,000 | 8,204 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $195,000 | 7,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $920,000 | 8,607 |
| Salaries and employee benefits | $545,000 | 8,284 |
| Premises and equipment expense | $111,000 | 8,713 |
| Additional noninterest expense | $264,000 | 8,693 |
| Pre-tax net operating income | $639,000 | 7,251 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $185,000 | 7,103 |
| Income before extraordinary items | $454,000 | 7,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $454,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $454,000 | 7,225 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 8,344 |
| Total interest expense | $1,520,000 | 7,526 |
| Net interest income | $1,232,000 | 8,957 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $205,000 | 8,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $906,000 | 9,038 |
| Salaries and employee benefits | $535,000 | 8,616 |
| Premises and equipment expense | $105,000 | 9,153 |
| Additional noninterest expense | $266,000 | 9,226 |
| Pre-tax net operating income | $527,000 | 7,786 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $400,000 | 7,617 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $400,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $277,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $400,000 | 7,552 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 8,792 |
| Total interest expense | $1,373,000 | 8,049 |
| Net interest income | $1,234,000 | 9,241 |
| Provision for loan and lease losses | $59,000 | 5,927 |
| Total noninterest income | $203,000 | 8,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $870,000 | 9,476 |
| Salaries and employee benefits | $479,000 | 9,289 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $359,000 | 8,604 |
| Pre-tax net operating income | $508,000 | 8,390 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $363,000 | 8,362 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $367,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $363,000 | 8,342 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 9,523 |
| Total interest expense | $957,000 | 8,877 |
| Net interest income | $1,191,000 | 9,781 |
| Provision for loan and lease losses | $67,000 | 5,416 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $872,000 | 9,901 |
| Salaries and employee benefits | $467,000 | 9,688 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $311,000 | 9,829 |
| Pre-tax net operating income | $429,000 | 9,138 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $310,000 | 9,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $310,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $310,000 | 9,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 10,573 |
| Total interest expense | $685,000 | 10,678 |
| Net interest income | $1,127,000 | 10,305 |
| Provision for loan and lease losses | $-77,000 | 12,849 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $831,000 | 10,517 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $414,000 | 9,111 |
| Pre-tax net operating income | $509,000 | 8,607 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $361,000 | 8,827 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $361,000 | 8,559 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 11,559 |
| Total interest expense | $766,000 | 11,488 |
| Net interest income | $912,000 | 11,459 |
| Provision for loan and lease losses | $111,000 | 6,992 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $570,000 | 12,254 |
| Salaries and employee benefits | $294,000 | 12,082 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $188,000 | 12,408 |
| Pre-tax net operating income | $347,000 | 9,719 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $271,000 | 9,670 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $271,000 | 9,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $254,940 | 9,493 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.