Home > Independent Community Bank > Income and Expense
Independent Community Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 3,680 |
| Total interest expense | $3,738,000 | 3,755 |
| Net interest income | $5,931,000 | 3,549 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $74,000 | 6,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $2,871,000 | 5,026 |
| Salaries and employee benefits | $1,616,000 | 4,959 |
| Premises and equipment expense | $422,000 | 4,759 |
| Additional noninterest expense | $833,000 | 5,114 |
| Pre-tax net operating income | $3,185,000 | 2,674 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,151,000 | 2,001 |
| Income before extraordinary items | $2,034,000 | 3,061 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,034,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 755 |
| Net operating income | $2,034,000 | 3,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 3,689 |
| Total interest expense | $2,679,000 | 3,793 |
| Net interest income | $4,458,000 | 3,565 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $92,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $2,111,000 | 5,088 |
| Salaries and employee benefits | $1,212,000 | 4,936 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $582,000 | 5,306 |
| Pre-tax net operating income | $2,439,000 | 2,708 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $875,000 | 2,065 |
| Income before extraordinary items | $1,564,000 | 3,112 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,564,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 708 |
| Net operating income | $1,564,000 | 3,101 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,657 |
| Total interest expense | $1,729,000 | 3,759 |
| Net interest income | $2,988,000 | 3,556 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $64,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $1,376,000 | 5,184 |
| Salaries and employee benefits | $812,000 | 4,946 |
| Premises and equipment expense | $206,000 | 4,842 |
| Additional noninterest expense | $358,000 | 5,543 |
| Pre-tax net operating income | $1,676,000 | 2,651 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $599,000 | 2,056 |
| Income before extraordinary items | $1,077,000 | 3,038 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,077,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 637 |
| Net operating income | $1,077,000 | 3,029 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 3,657 |
| Total interest expense | $815,000 | 3,772 |
| Net interest income | $1,491,000 | 3,554 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $715,000 | 5,065 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $188,000 | 5,373 |
| Pre-tax net operating income | $808,000 | 2,687 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $288,000 | 2,074 |
| Income before extraordinary items | $520,000 | 3,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 576 |
| Net operating income | $520,000 | 3,050 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,920 |
| Total interest expense | $2,382,000 | 3,948 |
| Net interest income | $5,181,000 | 3,852 |
| Provision for loan and lease losses | $645,000 | 1,544 |
| Total noninterest income | $133,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $2,358,000 | 5,565 |
| Salaries and employee benefits | $1,210,000 | 5,775 |
| Premises and equipment expense | $359,000 | 5,199 |
| Additional noninterest expense | $789,000 | 5,215 |
| Pre-tax net operating income | $2,311,000 | 3,333 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $909,000 | 2,392 |
| Income before extraordinary items | $1,402,000 | 3,952 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,402,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,326 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 806 |
| Net operating income | $1,402,000 | 3,919 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 4,034 |
| Total interest expense | $1,652,000 | 4,026 |
| Net interest income | $3,720,000 | 3,971 |
| Provision for loan and lease losses | $460,000 | 1,509 |
| Total noninterest income | $92,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 7,089 |
| Total noninterest expense | $1,687,000 | 5,681 |
| Salaries and employee benefits | $868,000 | 5,870 |
| Premises and equipment expense | $261,000 | 5,295 |
| Additional noninterest expense | $558,000 | 5,361 |
| Pre-tax net operating income | $1,665,000 | 3,488 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $657,000 | 2,494 |
| Income before extraordinary items | $1,008,000 | 4,135 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,008,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 729 |
| Net operating income | $1,008,000 | 4,095 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 4,201 |
| Total interest expense | $973,000 | 4,218 |
| Net interest income | $2,331,000 | 4,142 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $1,084,000 | 5,793 |
| Salaries and employee benefits | $548,000 | 6,054 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $362,000 | 5,421 |
| Pre-tax net operating income | $1,064,000 | 3,553 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $420,000 | 2,539 |
| Income before extraordinary items | $644,000 | 4,236 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $644,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 611 |
| Net operating income | $644,000 | 4,183 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,456 |
| Total interest expense | $428,000 | 4,468 |
| Net interest income | $1,087,000 | 4,364 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $526,000 | 5,934 |
| Salaries and employee benefits | $265,000 | 6,196 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $180,000 | 5,414 |
| Pre-tax net operating income | $517,000 | 3,586 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $203,000 | 2,563 |
| Income before extraordinary items | $314,000 | 4,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $314,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $314,000 | 4,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 5,410 |
| Total interest expense | $1,134,000 | 5,290 |
| Net interest income | $3,056,000 | 5,356 |
| Provision for loan and lease losses | $508,000 | 1,936 |
| Total noninterest income | $101,000 | 8,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,386 |
| Total noninterest expense | $1,876,000 | 6,233 |
| Salaries and employee benefits | $949,000 | 6,446 |
| Premises and equipment expense | $316,000 | 5,528 |
| Additional noninterest expense | $611,000 | 5,913 |
| Pre-tax net operating income | $773,000 | 5,874 |
| Securities gains (losses) | $80,000 | 1,394 |
| Applicable income taxes | $331,000 | 4,026 |
| Income before extraordinary items | $522,000 | 6,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $522,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,003,000 | 285 |
| Net operating income | $470,800 | 6,404 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 5,633 |
| Total interest expense | $791,000 | 5,474 |
| Net interest income | $2,126,000 | 5,589 |
| Provision for loan and lease losses | $348,000 | 2,028 |
| Total noninterest income | $80,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $39,000 | 7,302 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $1,317,000 | 6,405 |
| Salaries and employee benefits | $705,000 | 6,436 |
| Premises and equipment expense | $235,000 | 5,534 |
| Additional noninterest expense | $377,000 | 6,487 |
| Pre-tax net operating income | $541,000 | 6,136 |
| Securities gains (losses) | $77,000 | 1,352 |
| Applicable income taxes | $237,000 | 4,173 |
| Income before extraordinary items | $381,000 | 6,439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $381,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 714 |
| Net operating income | $331,720 | 6,644 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 5,923 |
| Total interest expense | $505,000 | 5,617 |
| Net interest income | $1,272,000 | 5,963 |
| Provision for loan and lease losses | $166,000 | 2,545 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $863,000 | 6,496 |
| Salaries and employee benefits | $455,000 | 6,582 |
| Premises and equipment expense | $157,000 | 5,529 |
| Additional noninterest expense | $251,000 | 6,517 |
| Pre-tax net operating income | $296,000 | 6,533 |
| Securities gains (losses) | $77,000 | 1,189 |
| Applicable income taxes | $142,000 | 4,342 |
| Income before extraordinary items | $231,000 | 6,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,720 | 6,986 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,149 |
| Total interest expense | $245,000 | 5,768 |
| Net interest income | $588,000 | 6,219 |
| Provision for loan and lease losses | $101,000 | 2,097 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $422,000 | 6,607 |
| Salaries and employee benefits | $235,000 | 6,534 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $111,000 | 6,892 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $77,000 | 940 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $104,000 | 6,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $54,720 | 7,636 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 6,910 |
| Total interest expense | $879,000 | 6,477 |
| Net interest income | $1,744,000 | 7,001 |
| Provision for loan and lease losses | $124,000 | 4,900 |
| Total noninterest income | $98,000 | 8,318 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,551,000 | 6,798 |
| Salaries and employee benefits | $811,000 | 6,882 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $425,000 | 7,007 |
| Pre-tax net operating income | $167,000 | 7,934 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $79,000 | 5,941 |
| Income before extraordinary items | $125,000 | 8,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $125,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,838,000 | 291 |
| Net operating income | $101,320 | 8,094 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 7,144 |
| Total interest expense | $636,000 | 6,713 |
| Net interest income | $1,228,000 | 7,200 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $1,200,000 | 6,704 |
| Salaries and employee benefits | $643,000 | 6,731 |
| Premises and equipment expense | $237,000 | 5,499 |
| Additional noninterest expense | $320,000 | 6,973 |
| Pre-tax net operating income | $49,000 | 8,459 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $29,000 | 6,592 |
| Income before extraordinary items | $57,000 | 8,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $57,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,598,000 | 209 |
| Net operating income | $32,580 | 8,501 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 7,243 |
| Total interest expense | $421,000 | 6,844 |
| Net interest income | $800,000 | 7,277 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $801,000 | 6,706 |
| Salaries and employee benefits | $430,000 | 6,747 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $214,000 | 6,965 |
| Pre-tax net operating income | $16,000 | 8,578 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $40,000 | 8,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $822,000 | 227 |
| Net operating income | $12,250 | 8,577 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,483 |
| Total interest expense | $196,000 | 7,129 |
| Net interest income | $368,000 | 7,489 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $406,000 | 6,667 |
| Salaries and employee benefits | $218,000 | 6,718 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $-18,000 | 8,804 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $-4,000 | 9,021 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-14,000 | 8,752 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,955 |
| Total interest expense | $679,000 | 7,874 |
| Net interest income | $1,226,000 | 7,885 |
| Provision for loan and lease losses | $-49,000 | 9,228 |
| Total noninterest income | $106,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 8,301 |
| Total noninterest expense | $1,346,000 | 7,149 |
| Salaries and employee benefits | $752,000 | 7,068 |
| Premises and equipment expense | $222,000 | 6,500 |
| Additional noninterest expense | $372,000 | 7,331 |
| Pre-tax net operating income | $35,000 | 8,527 |
| Securities gains (losses) | $127,000 | 1,537 |
| Applicable income taxes | $62,000 | 6,379 |
| Income before extraordinary items | $100,000 | 8,336 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $100,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 9,233 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,720 | 8,587 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 7,961 |
| Total interest expense | $1,109,000 | 7,797 |
| Net interest income | $1,174,000 | 7,939 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $570,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $527,000 | 3,037 |
| Total noninterest expense | $1,427,000 | 6,957 |
| Salaries and employee benefits | $727,000 | 7,083 |
| Premises and equipment expense | $241,000 | 6,196 |
| Additional noninterest expense | $459,000 | 6,722 |
| Pre-tax net operating income | $263,000 | 7,577 |
| Securities gains (losses) | $94,000 | 1,799 |
| Applicable income taxes | $-53,000 | 9,168 |
| Income before extraordinary items | $410,000 | 6,521 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $410,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 559 |
| Net operating income | $316,000 | 6,922 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 8,252 |
| Total interest expense | $1,210,000 | 7,785 |
| Net interest income | $965,000 | 8,563 |
| Provision for loan and lease losses | $391,000 | 2,315 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $1,504,000 | 6,741 |
| Salaries and employee benefits | $668,000 | 7,342 |
| Premises and equipment expense | $250,000 | 6,046 |
| Additional noninterest expense | $586,000 | 5,881 |
| Pre-tax net operating income | $-854,000 | 9,681 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $-319,000 | 9,745 |
| Income before extraordinary items | $-534,000 | 9,587 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-534,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,687 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $472,000 | 549 |
| Net operating income | $-534,640 | 9,583 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 9,572 |
| Total interest expense | $539,000 | 9,352 |
| Net interest income | $509,000 | 9,669 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $31,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $1,301,000 | 7,297 |
| Salaries and employee benefits | $559,000 | 7,982 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $537,000 | 6,248 |
| Pre-tax net operating income | $-898,000 | 10,040 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-337,000 | 10,104 |
| Income before extraordinary items | $-561,000 | 9,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-561,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-561,000 | 9,918 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 10,427 |
| Total interest expense | $22,000 | 10,381 |
| Net interest income | $48,000 | 10,422 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $160,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,516 |
| Total noninterest expense | $716,000 | 9,059 |
| Salaries and employee benefits | $309,000 | 9,579 |
| Premises and equipment expense | $42,000 | 9,982 |
| Additional noninterest expense | $365,000 | 7,521 |
| Pre-tax net operating income | $-519,000 | 10,196 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-195,000 | 10,312 |
| Income before extraordinary items | $-324,000 | 10,136 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-324,000 | 10,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,641,000 | 251 |
| Net operating income | $-324,000 | 10,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.