Home > Independent Community Bank > Assets and Liabilities
Independent Community Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $136,495,000 | 4,119 |
| Cash and due from depository institutions | $13,089,000 | 5,615 |
| Interest-bearing balances | $9,797,000 | 612 |
| Securities | $11,831,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $109,378,000 | 3,600 |
| Loan loss allowance | $1,494,000 | 3,148 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $262,000 | 7,678 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,935,000 | 5,270 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $136,495,000 | 4,119 |
| Total liabilities | $121,989,000 | 4,117 |
| Total deposits | $108,712,000 | 4,193 |
| Interest-bearing deposits | $92,025,000 | 4,173 |
| Deposits held in domestic offices | $108,712,000 | 4,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,092,000 | 1,762 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,663 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $185,000 | 7,439 |
| Total equity capital | $14,506,000 | 4,150 |
| Total bank equity capital | $14,506,000 | 4,150 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,452,000 | 841 |
| Surplus | $5,072,000 | 3,849 |
| Undivided profits | $3,982,000 | 5,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $634,000 | 5,464 |
| Earning assets | $131,006,000 | 4,000 |
| Long-term assets (5+ years) | $32,749,000 | 2,510 |
| Average Assets, year-to-date | $134,147,200 | 4,048 |
| Average Assets, quarterly | $129,583,500 | 4,243 |
| Volatile liabilities | $32,739,000 | 3,545 |
| Insider loans | $2,678,000 | 2,419 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,309,000 | 3,285 |
| Tier 1 (core) risk-based capital | $14,629,000 | 4,056 |
| Tier 2 risk-based capital | $1,487,000 | 3,020 |
| Total risk weighted assets | $118,971,000 | 3,515 |
| Total unused commitments | $20,309,000 | 3,285 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $122,672,000 | 4,391 |
| Cash and due from depository institutions | $3,021,000 | 5,657 |
| Interest-bearing balances | $125,000 | 4,489 |
| Securities | $11,977,000 | 5,833 |
| Federal funds sold & reverse repurchase agreements | $89,000 | 5,841 |
| Net loans & leases | $105,685,000 | 3,686 |
| Loan loss allowance | $1,494,000 | 3,142 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $284,000 | 7,652 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,616,000 | 5,742 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $122,672,000 | 4,391 |
| Total liabilities | $108,775,000 | 4,409 |
| Total deposits | $98,591,000 | 4,427 |
| Interest-bearing deposits | $83,408,000 | 4,393 |
| Deposits held in domestic offices | $98,591,000 | 4,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,956,000 | 2,094 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 3,143 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $228,000 | 7,207 |
| Total equity capital | $13,897,000 | 4,263 |
| Total bank equity capital | $13,897,000 | 4,263 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,408,000 | 827 |
| Surplus | $5,002,000 | 3,859 |
| Undivided profits | $3,487,000 | 5,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $501,000 | 6,167 |
| Earning assets | $117,876,000 | 4,273 |
| Long-term assets (5+ years) | $28,439,000 | 2,715 |
| Average Assets, year-to-date | $133,560,250 | 4,066 |
| Average Assets, quarterly | $126,885,000 | 4,274 |
| Volatile liabilities | $21,279,000 | 4,561 |
| Insider loans | $2,756,000 | 2,353 |
| FHLB advances | $7,000,000 | 3,001 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,504,000 | 3,148 |
| Tier 1 (core) risk-based capital | $14,046,000 | 4,169 |
| Tier 2 risk-based capital | $1,434,000 | 3,089 |
| Total risk weighted assets | $114,681,000 | 3,592 |
| Total unused commitments | $22,504,000 | 3,148 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $131,098,000 | 4,179 |
| Cash and due from depository institutions | $10,022,000 | 5,686 |
| Interest-bearing balances | $6,045,000 | 860 |
| Securities | $11,969,000 | 5,842 |
| Federal funds sold & reverse repurchase agreements | $263,000 | 5,390 |
| Net loans & leases | $106,830,000 | 3,618 |
| Loan loss allowance | $1,494,000 | 3,125 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $306,000 | 7,600 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,708,000 | 5,549 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $131,098,000 | 4,179 |
| Total liabilities | $117,856,000 | 4,153 |
| Total deposits | $106,619,000 | 4,185 |
| Interest-bearing deposits | $86,922,000 | 4,249 |
| Deposits held in domestic offices | $106,619,000 | 4,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,078,000 | 2,098 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $159,000 | 7,546 |
| Total equity capital | $13,242,000 | 4,293 |
| Total bank equity capital | $13,242,000 | 4,293 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,384,000 | 811 |
| Surplus | $4,978,000 | 3,854 |
| Undivided profits | $2,880,000 | 5,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $496,000 | 5,913 |
| Earning assets | $125,107,000 | 4,066 |
| Long-term assets (5+ years) | $26,581,000 | 2,815 |
| Average Assets, year-to-date | $137,189,670 | 4,013 |
| Average Assets, quarterly | $132,587,000 | 4,123 |
| Volatile liabilities | $18,074,000 | 4,898 |
| Insider loans | $2,770,000 | 2,297 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,065,000 | 3,108 |
| Tier 1 (core) risk-based capital | $13,510,000 | 4,222 |
| Tier 2 risk-based capital | $1,452,000 | 3,041 |
| Total risk weighted assets | $116,158,000 | 3,534 |
| Total unused commitments | $23,065,000 | 3,109 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $134,076,000 | 4,101 |
| Cash and due from depository institutions | $14,069,000 | 5,516 |
| Interest-bearing balances | $9,070,000 | 659 |
| Securities | $10,246,000 | 6,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $107,760,000 | 3,520 |
| Loan loss allowance | $1,494,000 | 3,080 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $327,000 | 7,525 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,674,000 | 5,495 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $134,076,000 | 4,101 |
| Total liabilities | $121,385,000 | 4,062 |
| Total deposits | $112,334,000 | 4,022 |
| Interest-bearing deposits | $91,702,000 | 4,096 |
| Deposits held in domestic offices | $112,334,000 | 4,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,578,000 | 2,068 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $473,000 | 5,299 |
| Total equity capital | $12,691,000 | 4,394 |
| Total bank equity capital | $12,691,000 | 4,394 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,370,000 | 800 |
| Surplus | $4,950,000 | 3,790 |
| Undivided profits | $2,371,000 | 6,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $479,000 | 5,823 |
| Earning assets | $127,076,000 | 4,001 |
| Long-term assets (5+ years) | $22,457,000 | 3,077 |
| Average Assets, year-to-date | $140,235,500 | 3,943 |
| Average Assets, quarterly | $140,235,500 | 3,943 |
| Volatile liabilities | $13,307,000 | 5,458 |
| Insider loans | $3,030,000 | 2,125 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,661,000 | 3,463 |
| Tier 1 (core) risk-based capital | $12,912,000 | 4,310 |
| Tier 2 risk-based capital | $1,448,000 | 2,993 |
| Total risk weighted assets | $115,021,000 | 3,494 |
| Total unused commitments | $18,661,000 | 3,465 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $146,395,000 | 3,817 |
| Cash and due from depository institutions | $25,345,000 | 5,797 |
| Interest-bearing balances | $21,757,000 | 235 |
| Securities | $10,418,000 | 6,232 |
| Federal funds sold & reverse repurchase agreements | $1,449,000 | 4,432 |
| Net loans & leases | $107,597,000 | 3,510 |
| Loan loss allowance | $1,494,000 | 3,042 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $251,000 | 7,811 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,335,000 | 6,035 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $146,395,000 | 3,817 |
| Total liabilities | $134,227,000 | 3,755 |
| Total deposits | $124,083,000 | 3,691 |
| Interest-bearing deposits | $100,475,000 | 3,793 |
| Deposits held in domestic offices | $124,083,000 | 3,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,929,000 | 2,045 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 3,182 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $215,000 | 6,989 |
| Total equity capital | $12,168,000 | 4,500 |
| Total bank equity capital | $12,168,000 | 4,500 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,367,000 | 785 |
| Surplus | $4,946,000 | 3,750 |
| Undivided profits | $1,855,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $501,000 | 5,758 |
| Earning assets | $141,221,000 | 3,645 |
| Long-term assets (5+ years) | $20,897,000 | 3,227 |
| Average Assets, year-to-date | $126,906,600 | 4,099 |
| Average Assets, quarterly | $137,518,000 | 3,969 |
| Volatile liabilities | $11,227,000 | 5,798 |
| Insider loans | $3,009,000 | 2,118 |
| FHLB advances | $7,000,000 | 3,026 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,598,000 | 3,353 |
| Tier 1 (core) risk-based capital | $12,384,000 | 4,395 |
| Tier 2 risk-based capital | $1,475,000 | 2,913 |
| Total risk weighted assets | $117,999,000 | 3,401 |
| Total unused commitments | $19,598,000 | 3,353 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $128,641,000 | 4,143 |
| Cash and due from depository institutions | $13,032,000 | 5,934 |
| Interest-bearing balances | $8,608,000 | 662 |
| Securities | $10,822,000 | 6,173 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 5,587 |
| Net loans & leases | $103,130,000 | 3,576 |
| Loan loss allowance | $1,309,000 | 3,371 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $256,000 | 7,825 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,208,000 | 6,256 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $128,641,000 | 4,143 |
| Total liabilities | $116,831,000 | 4,097 |
| Total deposits | $106,701,000 | 4,075 |
| Interest-bearing deposits | $86,420,000 | 4,185 |
| Deposits held in domestic offices | $106,701,000 | 4,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,862,000 | 2,078 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,000,000 | 3,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $268,000 | 6,680 |
| Total equity capital | $11,810,000 | 4,564 |
| Total bank equity capital | $11,810,000 | 4,564 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,348,000 | 762 |
| Surplus | $4,924,000 | 3,705 |
| Undivided profits | $1,538,000 | 6,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $402,000 | 6,408 |
| Earning assets | $122,753,000 | 4,015 |
| Long-term assets (5+ years) | $20,174,000 | 3,301 |
| Average Assets, year-to-date | $122,034,500 | 4,218 |
| Average Assets, quarterly | $131,578,000 | 4,047 |
| Volatile liabilities | $11,433,000 | 5,743 |
| Insider loans | $3,071,000 | 2,063 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,970,000 | 3,178 |
| Tier 1 (core) risk-based capital | $11,950,000 | 4,453 |
| Tier 2 risk-based capital | $1,309,000 | 3,168 |
| Total risk weighted assets | $111,294,000 | 3,487 |
| Total unused commitments | $20,970,000 | 3,180 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $134,515,000 | 3,957 |
| Cash and due from depository institutions | $17,840,000 | 6,229 |
| Interest-bearing balances | $9,498,000 | 576 |
| Securities | $12,154,000 | 5,932 |
| Federal funds sold & reverse repurchase agreements | $1,119,000 | 4,216 |
| Net loans & leases | $101,994,000 | 3,533 |
| Loan loss allowance | $1,089,000 | 3,794 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $258,000 | 7,803 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,150,000 | 6,220 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $134,515,000 | 3,957 |
| Total liabilities | $123,042,000 | 3,882 |
| Total deposits | $109,307,000 | 3,955 |
| Interest-bearing deposits | $86,620,000 | 4,132 |
| Deposits held in domestic offices | $109,307,000 | 3,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,493,000 | 1,564 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $242,000 | 6,665 |
| Total equity capital | $11,473,000 | 4,609 |
| Total bank equity capital | $11,473,000 | 4,609 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,349,000 | 742 |
| Surplus | $4,922,000 | 3,657 |
| Undivided profits | $1,202,000 | 7,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $387,000 | 6,257 |
| Earning assets | $124,765,000 | 3,917 |
| Long-term assets (5+ years) | $21,952,000 | 3,171 |
| Average Assets, year-to-date | $119,832,330 | 4,257 |
| Average Assets, quarterly | $126,264,500 | 4,122 |
| Volatile liabilities | $14,437,000 | 5,082 |
| Insider loans | $3,167,000 | 1,959 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,860,000 | 3,429 |
| Tier 1 (core) risk-based capital | $11,584,000 | 4,486 |
| Tier 2 risk-based capital | $1,089,000 | 3,590 |
| Total risk weighted assets | $111,354,000 | 3,437 |
| Total unused commitments | $17,860,000 | 3,430 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 19 | 6,417 |
| Assets and Liabilities | ||
| Total Assets: | $118,014,000 | 4,357 |
| Cash and due from depository institutions | $15,814,000 | 6,417 |
| Interest-bearing balances | $8,703,000 | 656 |
| Securities | $12,617,000 | 5,918 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 6,106 |
| Net loans & leases | $88,052,000 | 3,923 |
| Loan loss allowance | $924,000 | 4,295 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $203,000 | 8,036 |
| Other real estate owned | $0 | 6,417 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,188,000 | 6,153 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $118,014,000 | 4,357 |
| Total liabilities | $106,992,000 | 4,318 |
| Total deposits | $101,290,000 | 4,206 |
| Interest-bearing deposits | $76,821,000 | 4,513 |
| Deposits held in domestic offices | $101,290,000 | 4,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,539,000 | 1,798 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $163,000 | 7,279 |
| Total equity capital | $11,022,000 | 4,658 |
| Total bank equity capital | $11,022,000 | 4,658 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,344,000 | 727 |
| Surplus | $4,920,000 | 3,635 |
| Undivided profits | $758,000 | 7,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $360,000 | 6,387 |
| Earning assets | $109,512,000 | 4,337 |
| Long-term assets (5+ years) | $22,522,000 | 3,202 |
| Average Assets, year-to-date | $112,491,000 | 4,481 |
| Average Assets, quarterly | $112,491,000 | 4,481 |
| Volatile liabilities | $13,749,000 | 5,093 |
| Insider loans | $2,905,000 | 2,074 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,518,000 | 3,421 |
| Tier 1 (core) risk-based capital | $11,247,000 | 4,526 |
| Tier 2 risk-based capital | $924,000 | 4,022 |
| Total risk weighted assets | $96,411,000 | 3,794 |
| Total unused commitments | $17,518,000 | 3,423 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $106,968,000 | 4,664 |
| Cash and due from depository institutions | $11,653,000 | 7,213 |
| Interest-bearing balances | $6,990,000 | 814 |
| Securities | $13,412,000 | 5,793 |
| Federal funds sold & reverse repurchase agreements | $916,000 | 4,987 |
| Net loans & leases | $79,576,000 | 4,171 |
| Loan loss allowance | $824,000 | 4,580 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $217,000 | 8,005 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,194,000 | 6,118 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $106,968,000 | 4,664 |
| Total liabilities | $96,128,000 | 4,643 |
| Total deposits | $90,239,000 | 4,561 |
| Interest-bearing deposits | $69,752,000 | 4,846 |
| Deposits held in domestic offices | $90,239,000 | 4,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,763,000 | 2,046 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $126,000 | 7,625 |
| Total equity capital | $10,840,000 | 4,737 |
| Total bank equity capital | $10,840,000 | 4,737 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,345,000 | 712 |
| Surplus | $4,920,000 | 3,591 |
| Undivided profits | $575,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $305,000 | 6,851 |
| Earning assets | $100,894,000 | 4,577 |
| Long-term assets (5+ years) | $28,595,000 | 2,788 |
| Average Assets, year-to-date | $91,631,400 | 5,047 |
| Average Assets, quarterly | $101,663,000 | 4,788 |
| Volatile liabilities | $12,667,000 | 5,248 |
| Insider loans | $2,685,000 | 2,179 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,046,000 | 3,901 |
| Tier 1 (core) risk-based capital | $10,934,000 | 4,571 |
| Tier 2 risk-based capital | $824,000 | 4,314 |
| Total risk weighted assets | $83,697,000 | 4,173 |
| Total unused commitments | $13,046,000 | 3,902 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 16 | 6,878 |
| Assets and Liabilities | ||
| Total Assets: | $96,358,000 | 4,973 |
| Cash and due from depository institutions | $9,019,000 | 6,878 |
| Interest-bearing balances | $3,956,000 | 1,371 |
| Securities | $14,055,000 | 5,699 |
| Federal funds sold & reverse repurchase agreements | $210,000 | 5,547 |
| Net loans & leases | $71,593,000 | 4,451 |
| Loan loss allowance | $664,000 | 5,234 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $205,000 | 8,067 |
| Other real estate owned | $0 | 6,878 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,276,000 | 5,980 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $96,358,000 | 4,973 |
| Total liabilities | $88,622,000 | 4,866 |
| Total deposits | $78,616,000 | 4,983 |
| Interest-bearing deposits | $60,074,000 | 5,279 |
| Deposits held in domestic offices | $78,616,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,069,000 | 1,806 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,915,000 | 3,352 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $22,000 | 8,943 |
| Total equity capital | $7,736,000 | 5,897 |
| Total bank equity capital | $7,736,000 | 5,897 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,095,000 | 962 |
| Surplus | $3,170,000 | 4,578 |
| Undivided profits | $471,000 | 7,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $294,000 | 7,095 |
| Earning assets | $89,814,000 | 4,922 |
| Long-term assets (5+ years) | $30,632,000 | 2,686 |
| Average Assets, year-to-date | $87,797,250 | 5,182 |
| Average Assets, quarterly | $91,073,500 | 5,135 |
| Volatile liabilities | $14,914,000 | 4,813 |
| Insider loans | $2,083,000 | 2,610 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,613,000 | 3,786 |
| Tier 1 (core) risk-based capital | $7,711,000 | 5,765 |
| Tier 2 risk-based capital | $664,000 | 4,933 |
| Total risk weighted assets | $81,370,000 | 4,217 |
| Total unused commitments | $13,613,000 | 3,787 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 17 | 6,768 |
| Assets and Liabilities | ||
| Total Assets: | $85,789,000 | 5,317 |
| Cash and due from depository institutions | $7,439,000 | 6,768 |
| Interest-bearing balances | $3,209,000 | 1,596 |
| Securities | $15,130,000 | 5,547 |
| Federal funds sold & reverse repurchase agreements | $76,000 | 5,708 |
| Net loans & leases | $61,537,000 | 4,833 |
| Loan loss allowance | $551,000 | 5,770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $202,000 | 8,133 |
| Other real estate owned | $0 | 6,768 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,405,000 | 5,740 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $85,789,000 | 5,317 |
| Total liabilities | $78,370,000 | 5,255 |
| Total deposits | $70,292,000 | 5,327 |
| Interest-bearing deposits | $49,269,000 | 5,945 |
| Deposits held in domestic offices | $70,292,000 | 5,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,975,000 | 1,836 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $103,000 | 7,953 |
| Total equity capital | $7,419,000 | 5,912 |
| Total bank equity capital | $7,419,000 | 5,912 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,093,000 | 947 |
| Surplus | $3,167,000 | 4,556 |
| Undivided profits | $159,000 | 8,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 6,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $305,000 | 6,837 |
| Earning assets | $79,952,000 | 5,272 |
| Long-term assets (5+ years) | $33,039,000 | 2,640 |
| Average Assets, year-to-date | $84,943,670 | 5,301 |
| Average Assets, quarterly | $90,790,500 | 5,139 |
| Volatile liabilities | $14,666,000 | 4,810 |
| Insider loans | $2,104,000 | 2,579 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,311,000 | 3,821 |
| Tier 1 (core) risk-based capital | $7,018,000 | 6,070 |
| Tier 2 risk-based capital | $551,000 | 5,435 |
| Total risk weighted assets | $68,965,000 | 4,691 |
| Total unused commitments | $13,311,000 | 3,821 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $95,792,000 | 4,961 |
| Cash and due from depository institutions | $13,935,000 | 6,938 |
| Interest-bearing balances | $8,069,000 | 881 |
| Securities | $17,182,000 | 5,173 |
| Federal funds sold & reverse repurchase agreements | $12,794,000 | 1,145 |
| Net loans & leases | $50,405,000 | 5,392 |
| Loan loss allowance | $486,000 | 6,128 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $191,000 | 8,195 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,285,000 | 5,789 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $95,792,000 | 4,961 |
| Total liabilities | $88,267,000 | 4,850 |
| Total deposits | $77,033,000 | 5,045 |
| Interest-bearing deposits | $56,266,000 | 5,532 |
| Deposits held in domestic offices | $77,033,000 | 5,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,185,000 | 1,273 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,000,000 | 3,688 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $49,000 | 8,752 |
| Total equity capital | $7,525,000 | 5,955 |
| Total bank equity capital | $7,525,000 | 5,955 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,093,000 | 940 |
| Surplus | $3,167,000 | 4,531 |
| Undivided profits | $265,000 | 8,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $252,000 | 7,296 |
| Earning assets | $88,450,000 | 4,940 |
| Long-term assets (5+ years) | $31,703,000 | 2,657 |
| Average Assets, year-to-date | $84,521,000 | 5,345 |
| Average Assets, quarterly | $84,521,000 | 5,345 |
| Volatile liabilities | $17,818,000 | 4,224 |
| Insider loans | $1,980,000 | 2,663 |
| FHLB advances | $4,000,000 | 3,517 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,175,000 | 4,345 |
| Tier 1 (core) risk-based capital | $6,820,000 | 6,121 |
| Tier 2 risk-based capital | $486,000 | 5,763 |
| Total risk weighted assets | $61,974,000 | 4,944 |
| Total unused commitments | $10,175,000 | 4,351 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $73,250,000 | 5,844 |
| Cash and due from depository institutions | $8,414,000 | 7,163 |
| Interest-bearing balances | $3,969,000 | 1,443 |
| Securities | $21,524,000 | 4,612 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 6,256 |
| Net loans & leases | $41,759,000 | 5,929 |
| Loan loss allowance | $385,000 | 6,816 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $198,000 | 8,216 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,297,000 | 5,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,250,000 | 5,844 |
| Total liabilities | $65,857,000 | 5,812 |
| Total deposits | $60,367,000 | 5,846 |
| Interest-bearing deposits | $43,708,000 | 6,363 |
| Deposits held in domestic offices | $60,367,000 | 5,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,436,000 | 1,873 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $54,000 | 8,721 |
| Total equity capital | $7,393,000 | 5,930 |
| Total bank equity capital | $7,393,000 | 5,930 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,093,000 | 942 |
| Surplus | $3,167,000 | 4,506 |
| Undivided profits | $133,000 | 8,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $240,000 | 7,500 |
| Earning assets | $67,310,000 | 5,804 |
| Long-term assets (5+ years) | $29,879,000 | 2,790 |
| Average Assets, year-to-date | $63,855,400 | 6,148 |
| Average Assets, quarterly | $72,816,500 | 5,823 |
| Volatile liabilities | $11,551,000 | 5,322 |
| Insider loans | $1,887,000 | 2,720 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,182,000 | 5,352 |
| Tier 1 (core) risk-based capital | $6,644,000 | 6,187 |
| Tier 2 risk-based capital | $385,000 | 6,495 |
| Total risk weighted assets | $49,164,000 | 5,653 |
| Total unused commitments | $6,182,000 | 5,356 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $72,383,000 | 5,872 |
| Cash and due from depository institutions | $10,947,000 | 7,387 |
| Interest-bearing balances | $4,477,000 | 1,491 |
| Securities | $21,652,000 | 4,530 |
| Federal funds sold & reverse repurchase agreements | $1,448,000 | 4,912 |
| Net loans & leases | $36,682,000 | 6,300 |
| Loan loss allowance | $317,000 | 7,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $194,000 | 8,290 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,460,000 | 5,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,383,000 | 5,872 |
| Total liabilities | $65,336,000 | 5,831 |
| Total deposits | $59,967,000 | 5,851 |
| Interest-bearing deposits | $45,576,000 | 6,218 |
| Deposits held in domestic offices | $59,967,000 | 5,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,343,000 | 2,087 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $26,000 | 9,127 |
| Total equity capital | $7,047,000 | 6,095 |
| Total bank equity capital | $7,047,000 | 6,095 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,960,000 | 999 |
| Surplus | $3,059,000 | 4,521 |
| Undivided profits | $28,000 | 8,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $251,000 | 7,565 |
| Earning assets | $64,259,000 | 5,960 |
| Long-term assets (5+ years) | $23,017,000 | 3,326 |
| Average Assets, year-to-date | $61,506,750 | 6,297 |
| Average Assets, quarterly | $70,629,000 | 5,932 |
| Volatile liabilities | $13,981,000 | 4,812 |
| Insider loans | $1,709,000 | 2,905 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,294,000 | 6,060 |
| Tier 1 (core) risk-based capital | $6,247,000 | 6,383 |
| Tier 2 risk-based capital | $317,000 | 7,022 |
| Total risk weighted assets | $43,958,000 | 6,016 |
| Total unused commitments | $4,294,000 | 6,065 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $68,875,000 | 6,025 |
| Cash and due from depository institutions | $12,035,000 | 7,213 |
| Interest-bearing balances | $4,921,000 | 1,529 |
| Securities | $16,231,000 | 5,266 |
| Federal funds sold & reverse repurchase agreements | $6,198,000 | 2,520 |
| Net loans & leases | $32,910,000 | 6,573 |
| Loan loss allowance | $297,000 | 7,445 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $211,000 | 8,236 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,290,000 | 5,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,875,000 | 6,025 |
| Total liabilities | $63,533,000 | 5,918 |
| Total deposits | $58,043,000 | 5,966 |
| Interest-bearing deposits | $45,605,000 | 6,224 |
| Deposits held in domestic offices | $58,043,000 | 5,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,458,000 | 1,969 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $32,000 | 9,132 |
| Total equity capital | $5,342,000 | 7,071 |
| Total bank equity capital | $5,342,000 | 7,071 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,073,000 | 1,240 |
| Surplus | $2,171,000 | 5,284 |
| Undivided profits | $98,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $151,000 | 8,422 |
| Earning assets | $60,260,000 | 6,166 |
| Long-term assets (5+ years) | $18,499,000 | 3,616 |
| Average Assets, year-to-date | $57,881,330 | 6,511 |
| Average Assets, quarterly | $64,823,000 | 6,181 |
| Volatile liabilities | $9,335,000 | 5,899 |
| Insider loans | $1,524,000 | 3,126 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,799,000 | 6,304 |
| Tier 1 (core) risk-based capital | $4,501,000 | 7,388 |
| Tier 2 risk-based capital | $297,000 | 7,153 |
| Total risk weighted assets | $40,159,000 | 6,261 |
| Total unused commitments | $3,799,000 | 6,315 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $60,771,000 | 6,378 |
| Cash and due from depository institutions | $8,406,000 | 7,027 |
| Interest-bearing balances | $4,081,000 | 1,773 |
| Securities | $19,508,000 | 4,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $31,130,000 | 6,686 |
| Loan loss allowance | $271,000 | 7,638 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $194,000 | 8,334 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,533,000 | 5,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,771,000 | 6,378 |
| Total liabilities | $56,335,000 | 6,239 |
| Total deposits | $49,381,000 | 6,458 |
| Interest-bearing deposits | $39,397,000 | 6,666 |
| Deposits held in domestic offices | $49,381,000 | 6,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,925,000 | 1,559 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $29,000 | 9,201 |
| Total equity capital | $4,436,000 | 7,557 |
| Total bank equity capital | $4,436,000 | 7,557 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,662,000 | 1,459 |
| Surplus | $1,760,000 | 5,775 |
| Undivided profits | $14,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $158,000 | 8,409 |
| Earning assets | $54,719,000 | 6,427 |
| Long-term assets (5+ years) | $19,340,000 | 3,451 |
| Average Assets, year-to-date | $52,384,500 | 6,831 |
| Average Assets, quarterly | $52,384,500 | 6,831 |
| Volatile liabilities | $10,876,000 | 5,451 |
| Insider loans | $1,535,000 | 3,042 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,501,000 | 6,408 |
| Tier 1 (core) risk-based capital | $3,598,000 | 7,913 |
| Tier 2 risk-based capital | $271,000 | 7,361 |
| Total risk weighted assets | $36,117,000 | 6,498 |
| Total unused commitments | $3,501,000 | 6,420 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 15 | 7,201 |
| Assets and Liabilities | ||
| Total Assets: | $43,998,000 | 7,359 |
| Cash and due from depository institutions | $6,267,000 | 7,201 |
| Interest-bearing balances | $2,461,000 | 2,162 |
| Securities | $7,370,000 | 7,189 |
| Federal funds sold & reverse repurchase agreements | $736,000 | 6,152 |
| Net loans & leases | $26,970,000 | 7,117 |
| Loan loss allowance | $261,000 | 7,700 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $162,000 | 8,518 |
| Other real estate owned | $0 | 7,201 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,493,000 | 3,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,998,000 | 7,359 |
| Total liabilities | $39,528,000 | 7,309 |
| Total deposits | $31,266,000 | 7,746 |
| Interest-bearing deposits | $23,130,000 | 8,028 |
| Deposits held in domestic offices | $31,266,000 | 7,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,252,000 | 1,559 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,000 | 9,337 |
| Total equity capital | $4,470,000 | 7,515 |
| Total bank equity capital | $4,470,000 | 7,515 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,662,000 | 1,451 |
| Surplus | $1,760,000 | 5,758 |
| Undivided profits | $48,000 | 8,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $132,000 | 8,678 |
| Earning assets | $37,537,000 | 7,508 |
| Long-term assets (5+ years) | $6,688,000 | 5,602 |
| Average Assets, year-to-date | $36,797,400 | 7,691 |
| Average Assets, quarterly | $40,367,000 | 7,534 |
| Volatile liabilities | $11,891,000 | 5,209 |
| Insider loans | $1,442,000 | 3,165 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,528,000 | 7,626 |
| Tier 1 (core) risk-based capital | $3,620,000 | 7,901 |
| Tier 2 risk-based capital | $261,000 | 7,445 |
| Total risk weighted assets | $29,776,000 | 7,073 |
| Total unused commitments | $1,528,000 | 7,630 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $32,063,000 | 8,167 |
| Cash and due from depository institutions | $1,800,000 | 7,306 |
| Interest-bearing balances | $533,000 | 3,607 |
| Securities | $10,262,000 | 6,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $18,234,000 | 8,019 |
| Loan loss allowance | $210,000 | 8,153 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $223,000 | 8,420 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,544,000 | 5,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,063,000 | 8,167 |
| Total liabilities | $27,680,000 | 8,199 |
| Total deposits | $23,942,000 | 8,379 |
| Interest-bearing deposits | $18,824,000 | 8,471 |
| Deposits held in domestic offices | $23,942,000 | 8,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $678,000 | 2,826 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $60,000 | 9,305 |
| Total equity capital | $4,383,000 | 7,519 |
| Total bank equity capital | $4,383,000 | 7,519 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,662,000 | 1,444 |
| Surplus | $1,760,000 | 5,772 |
| Undivided profits | $-39,000 | 8,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $196,000 | 8,433 |
| Earning assets | $29,029,000 | 8,173 |
| Long-term assets (5+ years) | $3,009,000 | 6,896 |
| Average Assets, year-to-date | $33,820,800 | 7,897 |
| Average Assets, quarterly | $32,939,000 | 8,077 |
| Volatile liabilities | $5,404,000 | 7,199 |
| Insider loans | $1,122,000 | 3,668 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $927,000 | 8,337 |
| Tier 1 (core) risk-based capital | $3,464,000 | 8,064 |
| Tier 2 risk-based capital | $210,000 | 7,944 |
| Total risk weighted assets | $19,148,000 | 8,170 |
| Total unused commitments | $927,000 | 8,347 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $34,284,000 | 8,026 |
| Cash and due from depository institutions | $1,011,000 | 7,848 |
| Interest-bearing balances | $74,000 | 5,103 |
| Securities | $8,530,000 | 7,217 |
| Federal funds sold & reverse repurchase agreements | $4,973,000 | 2,388 |
| Net loans & leases | $18,028,000 | 8,137 |
| Loan loss allowance | $204,000 | 8,262 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $342,000 | 8,131 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,400,000 | 5,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,284,000 | 8,026 |
| Total liabilities | $30,556,000 | 7,994 |
| Total deposits | $30,464,000 | 7,827 |
| Interest-bearing deposits | $25,365,000 | 7,889 |
| Deposits held in domestic offices | $30,464,000 | 7,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $92,000 | 9,349 |
| Total equity capital | $3,728,000 | 8,050 |
| Total bank equity capital | $3,728,000 | 8,050 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,662,000 | 1,450 |
| Surplus | $1,519,000 | 6,130 |
| Undivided profits | $-453,000 | 9,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $75,000 | 9,298 |
| Earning assets | $31,605,000 | 8,005 |
| Long-term assets (5+ years) | $7,071,000 | 5,340 |
| Average Assets, year-to-date | $30,935,600 | 8,142 |
| Average Assets, quarterly | $32,591,500 | 8,113 |
| Volatile liabilities | $4,518,000 | 7,660 |
| Insider loans | $699,000 | 4,669 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,364,000 | 7,031 |
| Tier 1 (core) risk-based capital | $2,884,000 | 8,622 |
| Tier 2 risk-based capital | $204,000 | 8,058 |
| Total risk weighted assets | $21,288,800 | 7,975 |
| Total unused commitments | $2,364,000 | 7,038 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $29,322,000 | 8,590 |
| Cash and due from depository institutions | $1,265,000 | 7,685 |
| Interest-bearing balances | $300,000 | 3,579 |
| Securities | $11,307,000 | 6,706 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 1,724 |
| Net loans & leases | $9,880,000 | 9,337 |
| Loan loss allowance | $148,000 | 8,990 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $492,000 | 7,741 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $808,000 | 6,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,322,000 | 8,590 |
| Total liabilities | $25,690,000 | 8,595 |
| Total deposits | $25,636,000 | 8,459 |
| Interest-bearing deposits | $22,083,000 | 8,396 |
| Deposits held in domestic offices | $25,636,000 | 8,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $54,000 | 9,916 |
| Total equity capital | $3,632,000 | 8,120 |
| Total bank equity capital | $3,632,000 | 8,120 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,412,000 | 1,631 |
| Surplus | $1,298,000 | 6,616 |
| Undivided profits | $-78,000 | 9,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $43,000 | 9,765 |
| Earning assets | $27,057,000 | 8,535 |
| Long-term assets (5+ years) | $9,079,000 | 5,066 |
| Average Assets, year-to-date | $17,186,800 | 9,517 |
| Average Assets, quarterly | $23,363,500 | 9,036 |
| Volatile liabilities | $3,708,000 | 8,003 |
| Insider loans | $1,132,000 | 3,459 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $700,000 | 8,916 |
| Tier 1 (core) risk-based capital | $3,151,000 | 8,571 |
| Tier 2 risk-based capital | $148,000 | 8,807 |
| Total risk weighted assets | $12,985,200 | 9,142 |
| Total unused commitments | $700,000 | 8,923 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $9,233,000 | 10,284 |
| Cash and due from depository institutions | $310,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,510,000 | 9,652 |
| Federal funds sold & reverse repurchase agreements | $5,404,000 | 3,166 |
| Net loans & leases | $311,000 | 10,397 |
| Loan loss allowance | $11,000 | 10,334 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $417,000 | 8,139 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $281,000 | 9,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,233,000 | 10,284 |
| Total liabilities | $4,916,000 | 10,364 |
| Total deposits | $4,911,000 | 10,329 |
| Interest-bearing deposits | $3,761,000 | 10,290 |
| Deposits held in domestic offices | $4,911,000 | 10,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,000 | 10,456 |
| Total equity capital | $4,317,000 | 7,655 |
| Total bank equity capital | $4,317,000 | 7,655 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,412,000 | 1,572 |
| Surplus | $1,297,000 | 6,606 |
| Undivided profits | $608,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,000 | 10,320 |
| Earning assets | $8,225,000 | 10,266 |
| Long-term assets (5+ years) | $1,011,000 | 8,395 |
| Average Assets, year-to-date | $9,233,000 | 10,264 |
| Average Assets, quarterly | $9,233,000 | 10,268 |
| Volatile liabilities | $1,334,000 | 9,541 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $352,000 | 9,566 |
| Tier 1 (core) risk-based capital | $4,122,000 | 7,676 |
| Tier 2 risk-based capital | $11,000 | 10,301 |
| Total risk weighted assets | $2,441,400 | 10,392 |
| Total unused commitments | $352,000 | 9,569 |
| Derivatives | $0 | 527 |