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Independent Bankers' Bank Bridge Bank, Performance and Condition Ratios
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0095% | 8,011 |
| Cost of funding earning assets | 0.1150% | 7,960 |
| Net interest margin | -0.1055% | 8,006 |
| Noninterest income to average assets | 0.1355% | 7,078 |
| Noninterest expense to average assets | 0.1236% | 8,005 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | -0.0701% | 5,626 |
| Return on assets (ROA) | 0.6625% | 3,138 |
| Pretax return on assets | 0.6625% | 3,698 |
| Return on Equity (ROE) | -2.8284% | 5,960 |
| Retained earnings to average equity (ytd only) | -2.8284% | 5,666 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 231.2500% | 98 |
| Assets per employee ($millions) | 5.8575% | 1,353 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | 0.0000% | 7,957 |
| Total domestic deposits to total assets | 105.6059% | 1 |
| Equity capital to assets | -23.4221% | 8,012 |
| Core capital (leverage) ratio | -15.3215% | 8,012 |
| Tier 1 risk-based capital ratio | -124.3253% | 8,012 |
| Total risk-based capital ratio | -124.3253% | 8,012 |
| Memoranda: | ||
| Average total assets | $269,446,000 | 2,424 |
| Average earning assets | $209,477,000 | 2,843 |
| Average equity | $-63,110,000 | 8,012 |
| Average total loans | NA | NA |