Home > Independent Banker's Bank of Florida > Income and Expense
Independent Banker's Bank of Florida, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,615 |
| Total interest expense | $852,000 | 1,618 |
| Net interest income | $928,000 | 5,460 |
| Provision for loan and lease losses | $-750,000 | 6,236 |
| Total noninterest income | $1,733,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $979,000 | 652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $754,000 | 1,872 |
| Total noninterest expense | $4,240,000 | 2,202 |
| Salaries and employee benefits | $1,374,000 | 3,258 |
| Premises and equipment expense | $259,000 | 3,465 |
| Additional noninterest expense | $2,607,000 | 1,226 |
| Pre-tax net operating income | $-829,000 | 6,279 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-829,000 | 6,282 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-829,000 | 6,282 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-829,000 | 6,282 |
| Net charge-offs | $420,000 | 729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-829,000 | 6,279 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 4,697 |
| Total interest expense | $419,000 | 1,652 |
| Net interest income | $448,000 | 5,543 |
| Provision for loan and lease losses | $-750,000 | 6,356 |
| Total noninterest income | $862,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $501,000 | 626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $361,000 | 1,883 |
| Total noninterest expense | $2,083,000 | 2,238 |
| Salaries and employee benefits | $725,000 | 3,167 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $1,225,000 | 1,287 |
| Pre-tax net operating income | $-23,000 | 6,102 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-23,000 | 6,135 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-23,000 | 6,136 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-23,000 | 6,136 |
| Net charge-offs | $443,000 | 394 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-23,000 | 6,102 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 4,181 |
| Total interest expense | $1,769,000 | 1,642 |
| Net interest income | $2,774,000 | 4,961 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $4,669,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,591,000 | 527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,078,000 | 1,414 |
| Total noninterest expense | $8,917,000 | 2,118 |
| Salaries and employee benefits | $2,956,000 | 3,109 |
| Premises and equipment expense | $568,000 | 3,351 |
| Additional noninterest expense | $5,393,000 | 1,218 |
| Pre-tax net operating income | $-1,474,000 | 6,400 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,474,000 | 6,402 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,474,000 | 6,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,474,000 | 6,402 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,474,000 | 6,403 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 4,125 |
| Total interest expense | $1,323,000 | 1,664 |
| Net interest income | $2,233,000 | 4,875 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,685,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,056,000 | 501 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,629,000 | 1,378 |
| Total noninterest expense | $6,763,000 | 2,086 |
| Salaries and employee benefits | $2,227,000 | 3,123 |
| Premises and equipment expense | $429,000 | 3,382 |
| Additional noninterest expense | $4,107,000 | 1,199 |
| Pre-tax net operating income | $-845,000 | 6,451 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-845,000 | 6,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-845,000 | 6,458 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-845,000 | 6,458 |
| Net charge-offs | $-115,000 | 6,236 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-845,000 | 6,457 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 4,069 |
| Total interest expense | $877,000 | 1,687 |
| Net interest income | $1,560,000 | 4,793 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,412,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,456,000 | 469 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $956,000 | 1,494 |
| Total noninterest expense | $4,651,000 | 2,041 |
| Salaries and employee benefits | $1,506,000 | 3,106 |
| Premises and equipment expense | $291,000 | 3,364 |
| Additional noninterest expense | $2,854,000 | 1,141 |
| Pre-tax net operating income | $-679,000 | 6,545 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-679,000 | 6,553 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-679,000 | 6,553 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-679,000 | 6,553 |
| Net charge-offs | $-227,000 | 6,475 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-679,000 | 6,551 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 3,965 |
| Total interest expense | $431,000 | 1,736 |
| Net interest income | $852,000 | 4,625 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,123,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $750,000 | 449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $373,000 | 1,743 |
| Total noninterest expense | $2,510,000 | 1,885 |
| Salaries and employee benefits | $777,000 | 3,053 |
| Premises and equipment expense | $153,000 | 3,298 |
| Additional noninterest expense | $1,580,000 | 1,021 |
| Pre-tax net operating income | $-535,000 | 6,639 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-535,000 | 6,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-535,000 | 6,642 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-535,000 | 6,642 |
| Net charge-offs | $-66,000 | 6,391 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-535,000 | 6,640 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 3,949 |
| Total interest expense | $1,788,000 | 1,885 |
| Net interest income | $3,447,000 | 4,637 |
| Provision for loan and lease losses | $3,685,000 | 357 |
| Total noninterest income | $4,939,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,530,000 | 415 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,409,000 | 1,931 |
| Total noninterest expense | $11,501,000 | 1,676 |
| Salaries and employee benefits | $3,360,000 | 2,886 |
| Premises and equipment expense | $568,000 | 3,438 |
| Additional noninterest expense | $7,573,000 | 895 |
| Pre-tax net operating income | $-6,800,000 | 6,777 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-6,800,000 | 6,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,800,000 | 6,772 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,800,000 | 6,772 |
| Net charge-offs | $4,774,000 | 346 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-6,800,000 | 6,768 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 3,907 |
| Total interest expense | $1,346,000 | 1,939 |
| Net interest income | $2,712,000 | 4,546 |
| Provision for loan and lease losses | $4,885,000 | 220 |
| Total noninterest income | $3,985,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,783,000 | 401 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,202,000 | 1,820 |
| Total noninterest expense | $8,522,000 | 1,703 |
| Salaries and employee benefits | $2,570,000 | 2,858 |
| Premises and equipment expense | $429,000 | 3,455 |
| Additional noninterest expense | $5,523,000 | 923 |
| Pre-tax net operating income | $-6,710,000 | 6,874 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-6,710,000 | 6,869 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-6,710,000 | 6,870 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-6,710,000 | 6,870 |
| Net charge-offs | $6,046,000 | 217 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-6,710,000 | 6,869 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 3,837 |
| Total interest expense | $895,000 | 1,954 |
| Net interest income | $1,904,000 | 4,431 |
| Provision for loan and lease losses | $2,116,000 | 335 |
| Total noninterest income | $2,339,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,972,000 | 367 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $367,000 | 2,917 |
| Total noninterest expense | $5,841,000 | 1,644 |
| Salaries and employee benefits | $1,748,000 | 2,830 |
| Premises and equipment expense | $284,000 | 3,493 |
| Additional noninterest expense | $3,809,000 | 893 |
| Pre-tax net operating income | $-3,714,000 | 6,908 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-3,714,000 | 6,907 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,714,000 | 6,908 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-3,714,000 | 6,908 |
| Net charge-offs | $4,783,000 | 206 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-3,714,000 | 6,902 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 3,752 |
| Total interest expense | $447,000 | 1,998 |
| Net interest income | $1,019,000 | 4,278 |
| Provision for loan and lease losses | $1,929,000 | 216 |
| Total noninterest income | $1,301,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,053,000 | 350 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $248,000 | 2,481 |
| Total noninterest expense | $3,009,000 | 1,607 |
| Salaries and employee benefits | $897,000 | 2,773 |
| Premises and equipment expense | $144,000 | 3,483 |
| Additional noninterest expense | $1,968,000 | 862 |
| Pre-tax net operating income | $-2,618,000 | 6,992 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-2,618,000 | 6,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,618,000 | 6,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,618,000 | 6,990 |
| Net charge-offs | $2,433,000 | 220 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,618,000 | 6,985 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,513 |
| Total interest expense | $1,666,000 | 2,507 |
| Net interest income | $5,105,000 | 3,765 |
| Provision for loan and lease losses | $2,429,000 | 913 |
| Total noninterest income | $5,321,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,524,000 | 341 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $797,000 | 2,689 |
| Total noninterest expense | $11,865,000 | 1,624 |
| Salaries and employee benefits | $2,694,000 | 3,375 |
| Premises and equipment expense | $605,000 | 3,366 |
| Additional noninterest expense | $8,566,000 | 823 |
| Pre-tax net operating income | $-3,868,000 | 6,923 |
| Securities gains (losses) | $697,000 | 728 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,171,000 | 6,904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,171,000 | 6,903 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,171,000 | 6,903 |
| Net charge-offs | $8,552,000 | 370 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,868,000 | 6,924 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 3,525 |
| Total interest expense | $1,216,000 | 2,655 |
| Net interest income | $4,000,000 | 3,712 |
| Provision for loan and lease losses | $3,254,000 | 586 |
| Total noninterest income | $4,081,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,479,000 | 336 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $602,000 | 2,671 |
| Total noninterest expense | $9,821,000 | 1,499 |
| Salaries and employee benefits | $2,899,000 | 2,549 |
| Premises and equipment expense | $461,000 | 3,375 |
| Additional noninterest expense | $6,461,000 | 808 |
| Pre-tax net operating income | $-4,994,000 | 7,085 |
| Securities gains (losses) | $455,000 | 801 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,539,000 | 7,093 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,539,000 | 7,093 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,539,000 | 7,093 |
| Net charge-offs | $5,988,000 | 399 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,994,000 | 7,087 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 3,508 |
| Total interest expense | $831,000 | 2,693 |
| Net interest income | $2,708,000 | 3,691 |
| Provision for loan and lease losses | $-649,000 | 7,200 |
| Total noninterest income | $2,488,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,376,000 | 325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,494 |
| Total noninterest expense | $6,855,000 | 1,429 |
| Salaries and employee benefits | $1,968,000 | 2,496 |
| Premises and equipment expense | $307,000 | 3,381 |
| Additional noninterest expense | $4,580,000 | 764 |
| Pre-tax net operating income | $-1,010,000 | 6,969 |
| Securities gains (losses) | $222,000 | 1,033 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-788,000 | 6,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-788,000 | 6,954 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-788,000 | 6,955 |
| Net charge-offs | $5,469,000 | 315 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,010,000 | 6,980 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,473 |
| Total interest expense | $428,000 | 2,717 |
| Net interest income | $1,388,000 | 3,650 |
| Provision for loan and lease losses | $-649,000 | 7,278 |
| Total noninterest income | $1,191,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,170,000 | 325 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $3,677,000 | 1,346 |
| Salaries and employee benefits | $1,000,000 | 2,467 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $2,523,000 | 683 |
| Pre-tax net operating income | $-449,000 | 7,019 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-449,000 | 7,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-449,000 | 7,052 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-449,000 | 7,053 |
| Net charge-offs | $4,763,000 | 199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-449,000 | 7,028 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,541,000 | 3,155 |
| Total interest expense | $2,155,000 | 2,613 |
| Net interest income | $6,386,000 | 3,305 |
| Provision for loan and lease losses | $1,597,000 | 1,818 |
| Total noninterest income | $6,516,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,368,000 | 358 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,148,000 | 1,292 |
| Total noninterest expense | $13,620,000 | 1,424 |
| Salaries and employee benefits | $4,529,000 | 2,136 |
| Premises and equipment expense | $579,000 | 3,674 |
| Additional noninterest expense | $8,512,000 | 841 |
| Pre-tax net operating income | $-2,315,000 | 6,834 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,570,000 | 960 |
| Income before extraordinary items | $-3,885,000 | 7,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,885,000 | 7,013 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,885,000 | 7,013 |
| Net charge-offs | $3,628,000 | 1,056 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,885,000 | 6,995 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 3,096 |
| Total interest expense | $1,647,000 | 2,667 |
| Net interest income | $5,007,000 | 3,202 |
| Provision for loan and lease losses | $1,597,000 | 1,449 |
| Total noninterest income | $4,948,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,327,000 | 357 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,621,000 | 1,277 |
| Total noninterest expense | $10,346,000 | 1,419 |
| Salaries and employee benefits | $3,517,000 | 2,061 |
| Premises and equipment expense | $432,000 | 3,727 |
| Additional noninterest expense | $6,397,000 | 834 |
| Pre-tax net operating income | $-1,988,000 | 7,003 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,988,000 | 7,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,988,000 | 7,061 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,988,000 | 7,061 |
| Net charge-offs | $1,752,000 | 1,339 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,988,000 | 7,044 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 3,038 |
| Total interest expense | $1,131,000 | 2,686 |
| Net interest income | $3,452,000 | 3,129 |
| Provision for loan and lease losses | $1,575,000 | 1,080 |
| Total noninterest income | $3,207,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,316,000 | 339 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $891,000 | 1,457 |
| Total noninterest expense | $7,113,000 | 1,393 |
| Salaries and employee benefits | $2,373,000 | 2,052 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $4,456,000 | 808 |
| Pre-tax net operating income | $-2,029,000 | 7,175 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,029,000 | 7,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,029,000 | 7,209 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,029,000 | 7,209 |
| Net charge-offs | $1,518,000 | 1,110 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,029,000 | 7,201 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 2,861 |
| Total interest expense | $585,000 | 2,688 |
| Net interest income | $1,880,000 | 2,875 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,553,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,181,000 | 330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $372,000 | 1,652 |
| Total noninterest expense | $3,381,000 | 1,464 |
| Salaries and employee benefits | $1,282,000 | 1,926 |
| Premises and equipment expense | $145,000 | 3,791 |
| Additional noninterest expense | $1,954,000 | 919 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $-70,000 | 7,403 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,173,000 | 2,683 |
| Total interest expense | $3,397,000 | 2,325 |
| Net interest income | $7,776,000 | 2,798 |
| Provision for loan and lease losses | $8,432,000 | 769 |
| Total noninterest income | $7,627,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,805,000 | 326 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,822,000 | 1,106 |
| Total noninterest expense | $16,615,000 | 1,214 |
| Salaries and employee benefits | $5,315,000 | 1,821 |
| Premises and equipment expense | $890,000 | 2,727 |
| Additional noninterest expense | $10,410,000 | 722 |
| Pre-tax net operating income | $-9,644,000 | 7,345 |
| Securities gains (losses) | $182,000 | 1,672 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-9,462,000 | 7,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,462,000 | 7,363 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,462,000 | 7,363 |
| Net charge-offs | $9,913,000 | 611 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,644,000 | 7,361 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 2,592 |
| Total interest expense | $2,616,000 | 2,369 |
| Net interest income | $6,239,000 | 2,661 |
| Provision for loan and lease losses | $7,807,000 | 613 |
| Total noninterest income | $5,913,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,691,000 | 320 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,222,000 | 1,028 |
| Total noninterest expense | $11,283,000 | 1,317 |
| Salaries and employee benefits | $4,040,000 | 1,818 |
| Premises and equipment expense | $677,000 | 2,738 |
| Additional noninterest expense | $6,566,000 | 823 |
| Pre-tax net operating income | $-6,938,000 | 7,457 |
| Securities gains (losses) | $134,000 | 1,694 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,804,000 | 7,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,804,000 | 7,503 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,804,000 | 7,504 |
| Net charge-offs | $6,430,000 | 662 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,938,000 | 7,485 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 2,472 |
| Total interest expense | $1,759,000 | 2,438 |
| Net interest income | $4,524,000 | 2,446 |
| Provision for loan and lease losses | $3,487,000 | 846 |
| Total noninterest income | $4,280,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,603,000 | 298 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,677,000 | 905 |
| Total noninterest expense | $7,626,000 | 1,292 |
| Salaries and employee benefits | $2,761,000 | 1,778 |
| Premises and equipment expense | $449,000 | 2,762 |
| Additional noninterest expense | $4,416,000 | 815 |
| Pre-tax net operating income | $-2,309,000 | 7,323 |
| Securities gains (losses) | $134,000 | 1,220 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,175,000 | 7,359 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,175,000 | 7,359 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,175,000 | 7,359 |
| Net charge-offs | $5,975,000 | 505 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,309,000 | 7,369 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,381 |
| Total interest expense | $831,000 | 2,680 |
| Net interest income | $2,509,000 | 2,221 |
| Provision for loan and lease losses | $1,500,000 | 888 |
| Total noninterest income | $2,113,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,241,000 | 319 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $872,000 | 883 |
| Total noninterest expense | $4,080,000 | 1,232 |
| Salaries and employee benefits | $1,579,000 | 1,585 |
| Premises and equipment expense | $235,000 | 2,719 |
| Additional noninterest expense | $2,266,000 | 789 |
| Pre-tax net operating income | $-958,000 | 7,405 |
| Securities gains (losses) | $105,000 | 766 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-853,000 | 7,426 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-853,000 | 7,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-853,000 | 7,427 |
| Net charge-offs | $876,000 | 1,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-958,000 | 7,447 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,819,000 | 2,138 |
| Total interest expense | $3,284,000 | 3,197 |
| Net interest income | $12,535,000 | 1,772 |
| Provision for loan and lease losses | $21,425,000 | 468 |
| Total noninterest income | $10,734,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,940,000 | 421 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,794,000 | 574 |
| Total noninterest expense | $19,514,000 | 1,070 |
| Salaries and employee benefits | $7,557,000 | 1,316 |
| Premises and equipment expense | $1,004,000 | 2,564 |
| Additional noninterest expense | $10,953,000 | 735 |
| Pre-tax net operating income | $-17,670,000 | 7,676 |
| Securities gains (losses) | $1,109,000 | 456 |
| Applicable income taxes | $-2,520,000 | 7,580 |
| Income before extraordinary items | $-14,041,000 | 7,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-14,041,000 | 7,656 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-14,041,000 | 7,657 |
| Net charge-offs | $17,406,000 | 453 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,983,650 | 7,675 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,188,000 | 2,123 |
| Total interest expense | $2,680,000 | 3,122 |
| Net interest income | $9,508,000 | 1,762 |
| Provision for loan and lease losses | $8,975,000 | 683 |
| Total noninterest income | $8,655,000 | 589 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,787,000 | 444 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,868,000 | 527 |
| Total noninterest expense | $14,474,000 | 1,066 |
| Salaries and employee benefits | $5,612,000 | 1,354 |
| Premises and equipment expense | $751,000 | 2,601 |
| Additional noninterest expense | $8,111,000 | 708 |
| Pre-tax net operating income | $-5,286,000 | 7,524 |
| Securities gains (losses) | $1,109,000 | 346 |
| Applicable income taxes | $-1,812,000 | 7,698 |
| Income before extraordinary items | $-2,365,000 | 7,266 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,365,000 | 7,265 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,365,000 | 7,266 |
| Net charge-offs | $5,670,000 | 745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,074,760 | 7,382 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,367,000 | 2,101 |
| Total interest expense | $2,101,000 | 2,849 |
| Net interest income | $6,266,000 | 1,787 |
| Provision for loan and lease losses | $2,450,000 | 1,241 |
| Total noninterest income | $4,554,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,693,000 | 487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,861,000 | 662 |
| Total noninterest expense | $9,733,000 | 1,079 |
| Salaries and employee benefits | $3,807,000 | 1,360 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $5,421,000 | 714 |
| Pre-tax net operating income | $-1,363,000 | 7,180 |
| Securities gains (losses) | $1,075,000 | 269 |
| Applicable income taxes | $-304,000 | 7,424 |
| Income before extraordinary items | $16,000 | 5,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 5,822 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $16,000 | 5,822 |
| Net charge-offs | $1,984,000 | 1,135 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-672,000 | 6,903 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 2,007 |
| Total interest expense | $1,296,000 | 2,451 |
| Net interest income | $3,127,000 | 1,778 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $2,021,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $831,000 | 488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,190,000 | 733 |
| Total noninterest expense | $4,748,000 | 1,057 |
| Salaries and employee benefits | $1,934,000 | 1,338 |
| Premises and equipment expense | $256,000 | 2,629 |
| Additional noninterest expense | $2,558,000 | 665 |
| Pre-tax net operating income | $350,000 | 3,074 |
| Securities gains (losses) | $200,000 | 669 |
| Applicable income taxes | $173,000 | 1,589 |
| Income before extraordinary items | $377,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 2,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $377,000 | 2,686 |
| Net charge-offs | $2,205,000 | 571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $239,000 | 3,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,016,000 | 1,823 |
| Total interest expense | $8,241,000 | 1,909 |
| Net interest income | $12,775,000 | 1,744 |
| Provision for loan and lease losses | $17,948,000 | 402 |
| Total noninterest income | $10,149,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,532,000 | 486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,617,000 | 533 |
| Total noninterest expense | $15,096,000 | 1,297 |
| Salaries and employee benefits | $7,267,000 | 1,407 |
| Premises and equipment expense | $1,035,000 | 2,548 |
| Additional noninterest expense | $6,794,000 | 941 |
| Pre-tax net operating income | $-10,120,000 | 7,989 |
| Securities gains (losses) | $-1,782,000 | 7,861 |
| Applicable income taxes | $-4,614,000 | 8,088 |
| Income before extraordinary items | $-7,288,000 | 7,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,288,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,557,000 | 346 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,147,520 | 7,921 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,062,000 | 1,833 |
| Total interest expense | $6,313,000 | 1,951 |
| Net interest income | $9,749,000 | 1,723 |
| Provision for loan and lease losses | $5,323,000 | 630 |
| Total noninterest income | $8,172,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,634,000 | 499 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,538,000 | 509 |
| Total noninterest expense | $10,972,000 | 1,307 |
| Salaries and employee benefits | $5,465,000 | 1,425 |
| Premises and equipment expense | $775,000 | 2,564 |
| Additional noninterest expense | $4,732,000 | 967 |
| Pre-tax net operating income | $1,626,000 | 2,678 |
| Securities gains (losses) | $-1,782,000 | 8,027 |
| Applicable income taxes | $-158,000 | 7,613 |
| Income before extraordinary items | $2,000 | 6,590 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,033,000 | 441 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,142,480 | 2,986 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 1,871 |
| Total interest expense | $4,361,000 | 1,984 |
| Net interest income | $6,234,000 | 1,797 |
| Provision for loan and lease losses | $3,988,000 | 508 |
| Total noninterest income | $6,450,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,722,000 | 493 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,728,000 | 451 |
| Total noninterest expense | $7,188,000 | 1,334 |
| Salaries and employee benefits | $3,614,000 | 1,455 |
| Premises and equipment expense | $546,000 | 2,443 |
| Additional noninterest expense | $3,028,000 | 982 |
| Pre-tax net operating income | $1,508,000 | 2,189 |
| Securities gains (losses) | $54,000 | 1,391 |
| Applicable income taxes | $523,000 | 1,546 |
| Income before extraordinary items | $1,039,000 | 2,493 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,556,000 | 322 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,002,820 | 2,523 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 1,940 |
| Total interest expense | $2,486,000 | 1,877 |
| Net interest income | $2,765,000 | 2,012 |
| Provision for loan and lease losses | $1,988,000 | 411 |
| Total noninterest income | $4,722,000 | 411 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $848,000 | 492 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,874,000 | 318 |
| Total noninterest expense | $3,649,000 | 1,317 |
| Salaries and employee benefits | $1,887,000 | 1,392 |
| Premises and equipment expense | $271,000 | 2,484 |
| Additional noninterest expense | $1,491,000 | 976 |
| Pre-tax net operating income | $1,850,000 | 1,031 |
| Securities gains (losses) | $53,000 | 1,054 |
| Applicable income taxes | $685,000 | 804 |
| Income before extraordinary items | $1,218,000 | 1,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,218,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,168 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,184,080 | 1,234 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,899,000 | 1,934 |
| Total interest expense | $11,481,000 | 1,747 |
| Net interest income | $10,418,000 | 2,171 |
| Provision for loan and lease losses | $2,310,000 | 748 |
| Total noninterest income | $9,238,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,085,000 | 567 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,153,000 | 581 |
| Total noninterest expense | $14,824,000 | 1,257 |
| Salaries and employee benefits | $6,754,000 | 1,491 |
| Premises and equipment expense | $985,000 | 2,606 |
| Additional noninterest expense | $7,085,000 | 810 |
| Pre-tax net operating income | $2,522,000 | 2,811 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $890,000 | 2,005 |
| Income before extraordinary items | $1,632,000 | 3,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,632,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,632,000 | 3,232 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,259,000 | 1,947 |
| Total interest expense | $8,506,000 | 1,762 |
| Net interest income | $7,753,000 | 2,201 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $6,959,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,323,000 | 551 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,636,000 | 578 |
| Total noninterest expense | $10,795,000 | 1,282 |
| Salaries and employee benefits | $5,301,000 | 1,437 |
| Premises and equipment expense | $711,000 | 2,677 |
| Additional noninterest expense | $4,783,000 | 857 |
| Pre-tax net operating income | $3,857,000 | 1,726 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,380,000 | 1,304 |
| Income before extraordinary items | $2,477,000 | 2,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,477,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,477,000 | 2,009 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 1,939 |
| Total interest expense | $5,759,000 | 1,740 |
| Net interest income | $5,257,000 | 2,194 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $4,948,000 | 644 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,557,000 | 562 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,391,000 | 566 |
| Total noninterest expense | $7,270,000 | 1,286 |
| Salaries and employee benefits | $3,465,000 | 1,483 |
| Premises and equipment expense | $436,000 | 2,885 |
| Additional noninterest expense | $3,369,000 | 832 |
| Pre-tax net operating income | $2,935,000 | 1,575 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,061,000 | 1,224 |
| Income before extraordinary items | $1,874,000 | 1,855 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,874,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,874,000 | 1,833 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 1,896 |
| Total interest expense | $2,953,000 | 1,689 |
| Net interest income | $2,703,000 | 2,141 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,768,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $776,000 | 534 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $992,000 | 850 |
| Total noninterest expense | $3,679,000 | 1,269 |
| Salaries and employee benefits | $1,743,000 | 1,486 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $1,711,000 | 807 |
| Pre-tax net operating income | $792,000 | 2,577 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $273,000 | 1,989 |
| Income before extraordinary items | $519,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $519,000 | 2,922 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,187,000 | 1,744 |
| Total interest expense | $11,765,000 | 1,428 |
| Net interest income | $11,422,000 | 2,034 |
| Provision for loan and lease losses | $235,000 | 3,248 |
| Total noninterest income | $19,833,000 | 377 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,764,000 | 621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,069,000 | 298 |
| Total noninterest expense | $15,563,000 | 1,154 |
| Salaries and employee benefits | $7,000,000 | 1,397 |
| Premises and equipment expense | $1,001,000 | 2,472 |
| Additional noninterest expense | $7,562,000 | 715 |
| Pre-tax net operating income | $15,457,000 | 670 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,810,000 | 571 |
| Income before extraordinary items | $9,647,000 | 769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,647,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,647,000 | 758 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,270,000 | 1,738 |
| Total interest expense | $8,787,000 | 1,388 |
| Net interest income | $8,483,000 | 2,068 |
| Provision for loan and lease losses | $295,000 | 2,188 |
| Total noninterest income | $8,104,000 | 586 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,005,000 | 657 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,099,000 | 496 |
| Total noninterest expense | $12,254,000 | 1,108 |
| Salaries and employee benefits | $5,421,000 | 1,370 |
| Premises and equipment expense | $781,000 | 2,386 |
| Additional noninterest expense | $6,052,000 | 688 |
| Pre-tax net operating income | $4,038,000 | 1,826 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,511,000 | 1,387 |
| Income before extraordinary items | $2,527,000 | 2,131 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,527,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,527,000 | 2,119 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,835,000 | 1,822 |
| Total interest expense | $5,349,000 | 1,452 |
| Net interest income | $5,486,000 | 2,134 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $5,407,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,317,000 | 654 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,090,000 | 488 |
| Total noninterest expense | $8,087,000 | 1,127 |
| Salaries and employee benefits | $3,537,000 | 1,400 |
| Premises and equipment expense | $512,000 | 2,419 |
| Additional noninterest expense | $4,038,000 | 690 |
| Pre-tax net operating income | $2,676,000 | 1,846 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $999,000 | 1,403 |
| Income before extraordinary items | $1,677,000 | 2,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,677,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,677,000 | 2,126 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 1,866 |
| Total interest expense | $2,490,000 | 1,474 |
| Net interest income | $2,654,000 | 2,201 |
| Provision for loan and lease losses | $95,000 | 2,071 |
| Total noninterest income | $2,730,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $621,000 | 670 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,109,000 | 480 |
| Total noninterest expense | $3,949,000 | 1,152 |
| Salaries and employee benefits | $1,760,000 | 1,418 |
| Premises and equipment expense | $257,000 | 2,420 |
| Additional noninterest expense | $1,932,000 | 715 |
| Pre-tax net operating income | $1,340,000 | 1,799 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $496,000 | 1,411 |
| Income before extraordinary items | $844,000 | 2,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $844,000 | 2,074 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,004,000 | 2,080 |
| Total interest expense | $5,932,000 | 1,900 |
| Net interest income | $10,072,000 | 2,200 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $10,002,000 | 625 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,602,000 | 666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,400,000 | 519 |
| Total noninterest expense | $14,945,000 | 1,158 |
| Salaries and employee benefits | $6,432,000 | 1,453 |
| Premises and equipment expense | $1,047,000 | 2,274 |
| Additional noninterest expense | $7,466,000 | 710 |
| Pre-tax net operating income | $5,064,000 | 1,844 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $1,944,000 | 1,396 |
| Income before extraordinary items | $3,086,000 | 2,191 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,086,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,159 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,107,760 | 2,154 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 2,170 |
| Total interest expense | $3,833,000 | 2,052 |
| Net interest income | $7,359,000 | 2,229 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $7,706,000 | 618 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,011,000 | 637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,695,000 | 513 |
| Total noninterest expense | $11,325,000 | 1,125 |
| Salaries and employee benefits | $4,833,000 | 1,431 |
| Premises and equipment expense | $804,000 | 2,222 |
| Additional noninterest expense | $5,688,000 | 694 |
| Pre-tax net operating income | $3,715,000 | 1,882 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,398,000 | 1,459 |
| Income before extraordinary items | $2,317,000 | 2,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,317,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,317,000 | 2,169 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 2,248 |
| Total interest expense | $2,236,000 | 2,200 |
| Net interest income | $4,778,000 | 2,269 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $5,368,000 | 592 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,372,000 | 603 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,996,000 | 486 |
| Total noninterest expense | $7,628,000 | 1,099 |
| Salaries and employee benefits | $3,178,000 | 1,453 |
| Premises and equipment expense | $536,000 | 2,216 |
| Additional noninterest expense | $3,914,000 | 677 |
| Pre-tax net operating income | $2,493,000 | 1,851 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $938,000 | 1,432 |
| Income before extraordinary items | $1,555,000 | 2,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,555,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,555,000 | 2,131 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,273 |
| Total interest expense | $1,048,000 | 2,229 |
| Net interest income | $2,347,000 | 2,286 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $2,863,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $698,000 | 574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,165,000 | 454 |
| Total noninterest expense | $3,835,000 | 1,084 |
| Salaries and employee benefits | $1,596,000 | 1,453 |
| Premises and equipment expense | $273,000 | 2,183 |
| Additional noninterest expense | $1,966,000 | 659 |
| Pre-tax net operating income | $1,350,000 | 1,696 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $508,000 | 1,340 |
| Income before extraordinary items | $842,000 | 1,995 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $842,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $842,000 | 1,958 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,098,000 | 2,569 |
| Total interest expense | $2,353,000 | 3,197 |
| Net interest income | $8,745,000 | 2,336 |
| Provision for loan and lease losses | $116,000 | 4,781 |
| Total noninterest income | $9,115,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,113,000 | 553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,002,000 | 581 |
| Total noninterest expense | $13,579,000 | 1,201 |
| Salaries and employee benefits | $5,748,000 | 1,545 |
| Premises and equipment expense | $1,061,000 | 2,156 |
| Additional noninterest expense | $6,770,000 | 757 |
| Pre-tax net operating income | $4,165,000 | 1,989 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $1,429,000 | 1,662 |
| Income before extraordinary items | $2,659,000 | 2,301 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,659,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-399,000 | 8,929 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,709,050 | 2,211 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 2,621 |
| Total interest expense | $1,572,000 | 3,477 |
| Net interest income | $6,454,000 | 2,340 |
| Provision for loan and lease losses | $81,000 | 4,696 |
| Total noninterest income | $6,814,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,384,000 | 549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,430,000 | 595 |
| Total noninterest expense | $10,193,000 | 1,200 |
| Salaries and employee benefits | $4,247,000 | 1,559 |
| Premises and equipment expense | $788,000 | 2,177 |
| Additional noninterest expense | $5,158,000 | 740 |
| Pre-tax net operating income | $2,994,000 | 2,080 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,127,000 | 1,617 |
| Income before extraordinary items | $1,867,000 | 2,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,867,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 8,920 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,867,000 | 2,407 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 2,712 |
| Total interest expense | $937,000 | 3,796 |
| Net interest income | $4,216,000 | 2,372 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $4,612,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,631,000 | 534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,981,000 | 602 |
| Total noninterest expense | $6,781,000 | 1,193 |
| Salaries and employee benefits | $2,815,000 | 1,570 |
| Premises and equipment expense | $522,000 | 2,194 |
| Additional noninterest expense | $3,444,000 | 733 |
| Pre-tax net operating income | $1,966,000 | 2,069 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $740,000 | 1,624 |
| Income before extraordinary items | $1,226,000 | 2,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,226,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-210,000 | 8,989 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,226,000 | 2,413 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 2,780 |
| Total interest expense | $474,000 | 3,810 |
| Net interest income | $2,033,000 | 2,455 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $2,256,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $787,000 | 545 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,469,000 | 597 |
| Total noninterest expense | $3,369,000 | 1,204 |
| Salaries and employee benefits | $1,414,000 | 1,587 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $1,696,000 | 736 |
| Pre-tax net operating income | $909,000 | 2,176 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $342,000 | 1,755 |
| Income before extraordinary items | $567,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $567,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,967 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $567,000 | 2,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 2,964 |
| Total interest expense | $1,725,000 | 4,481 |
| Net interest income | $7,821,000 | 2,475 |
| Provision for loan and lease losses | $111,000 | 5,159 |
| Total noninterest income | $8,788,000 | 730 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,800,000 | 610 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,988,000 | 660 |
| Total noninterest expense | $13,060,000 | 1,238 |
| Salaries and employee benefits | $5,681,000 | 1,512 |
| Premises and equipment expense | $875,000 | 2,554 |
| Additional noninterest expense | $6,504,000 | 793 |
| Pre-tax net operating income | $3,438,000 | 2,247 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,242,000 | 1,891 |
| Income before extraordinary items | $2,196,000 | 2,663 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,196,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,196,000 | 2,538 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 3,024 |
| Total interest expense | $1,243,000 | 4,707 |
| Net interest income | $5,853,000 | 2,495 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $6,681,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,026,000 | 642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,655,000 | 674 |
| Total noninterest expense | $9,900,000 | 1,232 |
| Salaries and employee benefits | $4,340,000 | 1,490 |
| Premises and equipment expense | $617,000 | 2,705 |
| Additional noninterest expense | $4,943,000 | 789 |
| Pre-tax net operating income | $2,534,000 | 2,357 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $991,000 | 1,869 |
| Income before extraordinary items | $1,543,000 | 2,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,543,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,038 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,543,000 | 2,761 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 3,038 |
| Total interest expense | $779,000 | 5,017 |
| Net interest income | $3,964,000 | 2,457 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $4,506,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,319,000 | 644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,187,000 | 648 |
| Total noninterest expense | $6,551,000 | 1,241 |
| Salaries and employee benefits | $2,821,000 | 1,529 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $3,331,000 | 780 |
| Pre-tax net operating income | $1,862,000 | 2,165 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $722,000 | 1,771 |
| Income before extraordinary items | $1,140,000 | 2,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,140,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,312 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,140,000 | 2,536 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 3,042 |
| Total interest expense | $370,000 | 5,271 |
| Net interest income | $2,008,000 | 2,420 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,266,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $653,000 | 631 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,613,000 | 630 |
| Total noninterest expense | $3,267,000 | 1,234 |
| Salaries and employee benefits | $1,390,000 | 1,536 |
| Premises and equipment expense | $199,000 | 2,770 |
| Additional noninterest expense | $1,678,000 | 759 |
| Pre-tax net operating income | $1,007,000 | 2,028 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $628,000 | 2,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $628,000 | 2,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,021,000 | 3,015 |
| Total interest expense | $1,799,000 | 5,154 |
| Net interest income | $8,222,000 | 2,346 |
| Provision for loan and lease losses | $975,000 | 1,382 |
| Total noninterest income | $8,622,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,178,000 | 740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,444,000 | 582 |
| Total noninterest expense | $12,254,000 | 1,254 |
| Salaries and employee benefits | $5,120,000 | 1,580 |
| Premises and equipment expense | $780,000 | 2,736 |
| Additional noninterest expense | $6,354,000 | 799 |
| Pre-tax net operating income | $3,615,000 | 2,154 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,364,000 | 1,783 |
| Income before extraordinary items | $2,251,000 | 2,556 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,251,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,654 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,251,000 | 2,475 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,326,000 | 3,221 |
| Total interest expense | $3,346,000 | 4,345 |
| Net interest income | $6,980,000 | 2,563 |
| Provision for loan and lease losses | $363,000 | 2,809 |
| Total noninterest income | $6,917,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,600,000 | 925 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,317,000 | 636 |
| Total noninterest expense | $10,808,000 | 1,356 |
| Salaries and employee benefits | $4,430,000 | 1,703 |
| Premises and equipment expense | $755,000 | 2,774 |
| Additional noninterest expense | $5,623,000 | 868 |
| Pre-tax net operating income | $2,726,000 | 2,484 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $937,000 | 2,161 |
| Income before extraordinary items | $1,789,000 | 2,805 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,789,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,789,000 | 2,715 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,118,000 | 3,107 |
| Total interest expense | $5,271,000 | 3,161 |
| Net interest income | $5,847,000 | 3,028 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $6,106,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,350,000 | 1,001 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,756,000 | 654 |
| Total noninterest expense | $10,068,000 | 1,377 |
| Salaries and employee benefits | $3,814,000 | 1,886 |
| Premises and equipment expense | $701,000 | 2,877 |
| Additional noninterest expense | $5,553,000 | 884 |
| Pre-tax net operating income | $1,777,000 | 3,605 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $631,000 | 3,008 |
| Income before extraordinary items | $1,147,000 | 3,981 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,147,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $3,000 | 6,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,146,350 | 3,975 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,425 |
| Total interest expense | $2,242,000 | 5,574 |
| Net interest income | $4,705,000 | 3,643 |
| Provision for loan and lease losses | $355,000 | 2,327 |
| Total noninterest income | $6,316,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,073,000 | 1,239 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,243,000 | 628 |
| Total noninterest expense | $9,338,000 | 1,490 |
| Salaries and employee benefits | $3,645,000 | 1,920 |
| Premises and equipment expense | $616,000 | 3,178 |
| Additional noninterest expense | $5,077,000 | 946 |
| Pre-tax net operating income | $1,328,000 | 4,451 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $486,000 | 3,702 |
| Income before extraordinary items | $842,000 | 4,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $842,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $842,000 | 4,896 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,773 |
| Total interest expense | $2,019,000 | 6,163 |
| Net interest income | $4,355,000 | 3,844 |
| Provision for loan and lease losses | $127,000 | 4,511 |
| Total noninterest income | $5,363,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,117,000 | 1,131 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,246,000 | 723 |
| Total noninterest expense | $8,274,000 | 1,605 |
| Salaries and employee benefits | $3,432,000 | 1,936 |
| Premises and equipment expense | $583,000 | 3,251 |
| Additional noninterest expense | $4,259,000 | 1,076 |
| Pre-tax net operating income | $1,317,000 | 4,570 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $474,000 | 3,979 |
| Income before extraordinary items | $843,000 | 5,020 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $843,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $843,000 | 4,937 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 5,014 |
| Total interest expense | $2,005,000 | 6,263 |
| Net interest income | $4,071,000 | 4,181 |
| Provision for loan and lease losses | $298,000 | 2,656 |
| Total noninterest income | $4,194,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,114,000 | 1,123 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,080,000 | 831 |
| Total noninterest expense | $7,666,000 | 1,700 |
| Salaries and employee benefits | $3,172,000 | 2,080 |
| Premises and equipment expense | $653,000 | 2,924 |
| Additional noninterest expense | $3,841,000 | 1,152 |
| Pre-tax net operating income | $301,000 | 8,993 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $68,000 | 8,947 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $233,880 | 8,853 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,755 |
| Total interest expense | $1,609,000 | 7,306 |
| Net interest income | $3,614,000 | 4,695 |
| Provision for loan and lease losses | $-166,000 | 11,319 |
| Total noninterest income | $3,995,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,155,000 | 1,147 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,840,000 | 917 |
| Total noninterest expense | $7,848,000 | 1,806 |
| Salaries and employee benefits | $2,883,000 | 2,303 |
| Premises and equipment expense | $595,000 | 3,237 |
| Additional noninterest expense | $4,370,000 | 1,269 |
| Pre-tax net operating income | $-73,000 | 10,920 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $-440,000 | 11,344 |
| Income before extraordinary items | $365,000 | 7,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $365,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $366,280 | 7,826 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 6,076 |
| Total interest expense | $1,156,000 | 8,734 |
| Net interest income | $3,744,000 | 4,588 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,816,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,088,000 | 1,228 |
| Trading account gains and fees | $510,000 | 173 |
| Additional Noninterest Income | $2,218,000 | 1,067 |
| Total noninterest expense | $7,376,000 | 1,889 |
| Salaries and employee benefits | $2,848,000 | 2,323 |
| Premises and equipment expense | $473,000 | 3,934 |
| Additional noninterest expense | $4,055,000 | 1,323 |
| Pre-tax net operating income | $184,000 | 10,561 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $184,000 | 10,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $184,000 | 10,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,199 |
| Total interest expense | $1,419,000 | 7,142 |
| Net interest income | $4,126,000 | 4,257 |
| Provision for loan and lease losses | $-72,000 | 12,073 |
| Total noninterest income | $3,719,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,014,000 | 1,317 |
| Trading account gains and fees | $265,000 | 173 |
| Additional Noninterest Income | $2,440,000 | 1,002 |
| Total noninterest expense | $11,010,000 | 1,335 |
| Salaries and employee benefits | $2,871,000 | 2,334 |
| Premises and equipment expense | $438,000 | 4,256 |
| Additional noninterest expense | $7,701,000 | 846 |
| Pre-tax net operating income | $-3,093,000 | 12,556 |
| Securities gains (losses) | $-185,000 | 11,906 |
| Applicable income taxes | $-798,000 | 12,513 |
| Income before extraordinary items | $-2,480,000 | 12,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,480,000 | 12,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $119,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,011 |
| Net operating income | $-2,339,400 | 12,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 5,051 |
| Total interest expense | $457,000 | 11,903 |
| Net interest income | $5,408,000 | 3,324 |
| Provision for loan and lease losses | $211,000 | 3,785 |
| Total noninterest income | $4,527,000 | 1,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,983,000 | 807 |
| Total noninterest expense | $8,414,000 | 1,786 |
| Salaries and employee benefits | $2,618,000 | 2,535 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $5,337,000 | 1,209 |
| Pre-tax net operating income | $1,310,000 | 4,837 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $1,061,000 | 4,459 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,061,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $232,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 688 |
| Net operating income | $1,060,190 | 4,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 5,657 |
| Total interest expense | $609,000 | 12,251 |
| Net interest income | $5,183,000 | 3,517 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $3,823,000 | 1,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,563,000 | 850 |
| Total noninterest expense | $7,309,000 | 2,015 |
| Salaries and employee benefits | $2,111,000 | 3,060 |
| Premises and equipment expense | $550,000 | 3,650 |
| Additional noninterest expense | $4,648,000 | 1,419 |
| Pre-tax net operating income | $1,564,000 | 3,895 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $1,095,000 | 4,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,095,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 631 |
| Net operating income | $1,095,000 | 3,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.