Home > Independent Banker's Bank of Florida > Assets and Liabilities
Independent Banker's Bank of Florida, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 27 | 4,138 |
| Assets and Liabilities | ||
| Total Assets: | $137,969,000 | 3,828 |
| Cash and due from depository institutions | $14,772,000 | 4,138 |
| Interest-bearing balances | $8,680,000 | 2,867 |
| Securities | $42,653,000 | 2,792 |
| Federal funds sold & reverse repurchase agreements | $596,000 | 1,870 |
| Net loans & leases | $63,584,000 | 4,345 |
| Loan loss allowance | $2,790,000 | 2,116 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $172,000 | 5,888 |
| Other real estate owned | $1,684,000 | 4,138 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $14,508,000 | 1,332 |
| Life insurance assets | $10,629,000 | 854 |
| Total liabilities and capital | $137,969,000 | 3,828 |
| Total liabilities | $132,626,000 | 3,643 |
| Total deposits | $86,282,000 | 4,492 |
| Interest-bearing deposits | $65,208,000 | 4,576 |
| Deposits held in domestic offices | $86,282,000 | 4,492 |
| % insured | 94.91% | 603 |
| Federal funds purchased & repurchase agreements | $2,464,000 | 1,367 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $43,000,000 | 708 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $880,000 | 3,168 |
| Total equity capital | $5,343,000 | 5,696 |
| Total bank equity capital | $5,343,000 | 5,696 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $1,979,000 | 1,403 |
| Surplus | $22,426,000 | 1,339 |
| Undivided profits | $-19,062,000 | 6,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $10,702,000 | 517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $276,000 | 5,280 |
| Earning assets | $115,513,000 | 4,057 |
| Long-term assets (5+ years) | $58,780,000 | 2,942 |
| Average Assets, year-to-date | $145,034,670 | 3,708 |
| Average Assets, quarterly | $140,591,000 | 3,784 |
| Volatile liabilities | $2,464,000 | 4,958 |
| Insider loans | $0 | 5,707 |
| FHLB advances | $43,000,000 | 671 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $865,000 | 5,931 |
| Tier 1 (core) risk-based capital | $6,104,000 | 5,510 |
| Tier 2 risk-based capital | $1,044,000 | 3,672 |
| Total risk weighted assets | $81,778,000 | 4,012 |
| Total unused commitments | $865,000 | 5,931 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 27 | 4,166 |
| Assets and Liabilities | ||
| Total Assets: | $143,213,000 | 3,771 |
| Cash and due from depository institutions | $14,855,000 | 4,166 |
| Interest-bearing balances | $6,140,000 | 3,810 |
| Securities | $45,072,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $284,000 | 2,389 |
| Net loans & leases | $65,826,000 | 4,268 |
| Loan loss allowance | $2,767,000 | 2,139 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $180,000 | 5,925 |
| Other real estate owned | $1,789,000 | 4,166 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $15,207,000 | 1,259 |
| Life insurance assets | $10,563,000 | 852 |
| Total liabilities and capital | $143,213,000 | 3,771 |
| Total liabilities | $136,511,000 | 3,600 |
| Total deposits | $92,677,000 | 4,384 |
| Interest-bearing deposits | $70,395,000 | 4,478 |
| Deposits held in domestic offices | $92,677,000 | 4,384 |
| % insured | 96.10% | 416 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $43,000,000 | 651 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $834,000 | 3,297 |
| Total equity capital | $6,702,000 | 5,472 |
| Total bank equity capital | $6,702,000 | 5,471 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,979,000 | 1,427 |
| Surplus | $22,426,000 | 1,340 |
| Undivided profits | $-17,703,000 | 6,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $11,014,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $239,000 | 5,517 |
| Earning assets | $117,322,000 | 4,049 |
| Long-term assets (5+ years) | $65,116,000 | 2,736 |
| Average Assets, year-to-date | $148,567,500 | 3,676 |
| Average Assets, quarterly | $148,567,500 | 3,676 |
| Volatile liabilities | $0 | 6,156 |
| Insider loans | $0 | 5,762 |
| FHLB advances | $43,000,000 | 608 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $830,000 | 5,986 |
| Tier 1 (core) risk-based capital | $6,911,000 | 5,384 |
| Tier 2 risk-based capital | $1,080,000 | 3,567 |
| Total risk weighted assets | $84,777,000 | 3,923 |
| Total unused commitments | $830,000 | 5,986 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 28 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $153,922,000 | 3,626 |
| Cash and due from depository institutions | $19,812,000 | 4,137 |
| Interest-bearing balances | $9,514,000 | 2,807 |
| Securities | $46,292,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $512,000 | 1,998 |
| Net loans & leases | $69,965,000 | 4,214 |
| Loan loss allowance | $3,960,000 | 1,575 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $148,000 | 6,093 |
| Other real estate owned | $1,789,000 | 4,137 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $15,404,000 | 1,267 |
| Life insurance assets | $10,497,000 | 851 |
| Total liabilities and capital | $153,922,000 | 3,626 |
| Total liabilities | $147,575,000 | 3,434 |
| Total deposits | $102,196,000 | 4,166 |
| Interest-bearing deposits | $78,836,000 | 4,243 |
| Deposits held in domestic offices | $102,196,000 | 4,166 |
| % insured | 96.31% | 407 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 1,621 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $43,000,000 | 688 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $784,000 | 3,377 |
| Total equity capital | $6,347,000 | 5,582 |
| Total bank equity capital | $6,347,000 | 5,581 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,979,000 | 1,459 |
| Surplus | $22,426,000 | 1,351 |
| Undivided profits | $-18,058,000 | 6,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $11,784,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $237,000 | 5,628 |
| Earning assets | $126,283,000 | 3,900 |
| Long-term assets (5+ years) | $66,940,000 | 2,718 |
| Average Assets, year-to-date | $170,541,400 | 3,331 |
| Average Assets, quarterly | $159,487,500 | 3,535 |
| Volatile liabilities | $1,595,000 | 5,459 |
| Insider loans | $0 | 5,840 |
| FHLB advances | $43,000,000 | 648 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $657,000 | 6,114 |
| Tier 1 (core) risk-based capital | $6,934,000 | 5,440 |
| Tier 2 risk-based capital | $1,081,000 | 3,622 |
| Total risk weighted assets | $83,602,000 | 3,992 |
| Total unused commitments | $657,000 | 6,114 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 28 | 4,174 |
| Assets and Liabilities | ||
| Total Assets: | $165,053,000 | 3,471 |
| Cash and due from depository institutions | $16,580,000 | 4,174 |
| Interest-bearing balances | $5,393,000 | 3,720 |
| Securities | $47,650,000 | 2,723 |
| Federal funds sold & reverse repurchase agreements | $529,000 | 2,026 |
| Net loans & leases | $79,207,000 | 3,938 |
| Loan loss allowance | $4,087,000 | 1,567 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $106,000 | 6,285 |
| Other real estate owned | $3,934,000 | 4,174 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $17,047,000 | 1,181 |
| Life insurance assets | $10,431,000 | 849 |
| Total liabilities and capital | $165,053,000 | 3,471 |
| Total liabilities | $158,501,000 | 3,288 |
| Total deposits | $114,434,000 | 3,920 |
| Interest-bearing deposits | $90,479,000 | 3,933 |
| Deposits held in domestic offices | $114,434,000 | 3,920 |
| % insured | 96.85% | 354 |
| Federal funds purchased & repurchase agreements | $81,000 | 2,137 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $43,000,000 | 676 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $986,000 | 3,156 |
| Total equity capital | $6,552,000 | 5,606 |
| Total bank equity capital | $6,552,000 | 5,605 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,979,000 | 1,480 |
| Surplus | $22,426,000 | 1,350 |
| Undivided profits | $-17,853,000 | 6,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $16,776,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $262,000 | 5,604 |
| Earning assets | $132,779,000 | 3,780 |
| Long-term assets (5+ years) | $70,220,000 | 2,659 |
| Average Assets, year-to-date | $174,696,250 | 3,298 |
| Average Assets, quarterly | $166,989,000 | 3,427 |
| Volatile liabilities | $81,000 | 6,332 |
| Insider loans | $0 | 5,942 |
| FHLB advances | $43,000,000 | 638 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $705,000 | 6,180 |
| Tier 1 (core) risk-based capital | $7,563,000 | 5,357 |
| Tier 2 risk-based capital | $1,244,000 | 3,335 |
| Total risk weighted assets | $96,672,000 | 3,702 |
| Total unused commitments | $705,000 | 6,180 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 29 | 4,141 |
| Assets and Liabilities | ||
| Total Assets: | $168,925,000 | 3,414 |
| Cash and due from depository institutions | $9,603,000 | 4,141 |
| Interest-bearing balances | $7,609,000 | 3,129 |
| Securities | $49,455,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 2,324 |
| Net loans & leases | $87,538,000 | 3,735 |
| Loan loss allowance | $4,199,000 | 1,542 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $117,000 | 6,304 |
| Other real estate owned | $6,502,000 | 4,141 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $15,400,000 | 1,266 |
| Life insurance assets | $10,366,000 | 836 |
| Total liabilities and capital | $168,925,000 | 3,414 |
| Total liabilities | $162,113,000 | 3,247 |
| Total deposits | $118,126,000 | 3,868 |
| Interest-bearing deposits | $93,491,000 | 3,878 |
| Deposits held in domestic offices | $118,126,000 | 3,868 |
| % insured | 97.17% | 319 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $43,000,000 | 674 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $987,000 | 3,074 |
| Total equity capital | $6,812,000 | 5,584 |
| Total bank equity capital | $6,812,000 | 5,583 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,979,000 | 1,505 |
| Surplus | $22,426,000 | 1,351 |
| Undivided profits | $-17,593,000 | 6,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $18,611,000 | 380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $306,000 | 5,309 |
| Earning assets | $144,912,000 | 3,606 |
| Long-term assets (5+ years) | $74,756,000 | 2,545 |
| Average Assets, year-to-date | $177,910,670 | 3,274 |
| Average Assets, quarterly | $172,978,000 | 3,347 |
| Volatile liabilities | $0 | 6,391 |
| Insider loans | $0 | 5,997 |
| FHLB advances | $43,000,000 | 634 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $705,000 | 6,238 |
| Tier 1 (core) risk-based capital | $7,729,000 | 5,343 |
| Tier 2 risk-based capital | $1,363,000 | 3,163 |
| Total risk weighted assets | $106,183,000 | 3,485 |
| Total unused commitments | $705,000 | 6,238 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 29 | 4,138 |
| Assets and Liabilities | ||
| Total Assets: | $177,031,000 | 3,315 |
| Cash and due from depository institutions | $9,005,000 | 4,138 |
| Interest-bearing balances | $6,706,000 | 3,715 |
| Securities | $50,390,000 | 2,667 |
| Federal funds sold & reverse repurchase agreements | $689,000 | 2,307 |
| Net loans & leases | $93,051,000 | 3,591 |
| Loan loss allowance | $4,038,000 | 1,631 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $123,000 | 6,344 |
| Other real estate owned | $7,452,000 | 4,138 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $16,321,000 | 1,207 |
| Life insurance assets | $10,301,000 | 831 |
| Total liabilities and capital | $177,031,000 | 3,315 |
| Total liabilities | $170,730,000 | 3,163 |
| Total deposits | $126,705,000 | 3,742 |
| Interest-bearing deposits | $101,500,000 | 3,746 |
| Deposits held in domestic offices | $126,705,000 | 3,742 |
| % insured | 96.69% | 412 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $43,000,000 | 613 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,025,000 | 2,949 |
| Total equity capital | $6,301,000 | 5,702 |
| Total bank equity capital | $6,301,000 | 5,701 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,979,000 | 1,525 |
| Surplus | $22,426,000 | 1,362 |
| Undivided profits | $-18,104,000 | 6,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $18,843,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $434,000 | 4,578 |
| Earning assets | $150,836,000 | 3,509 |
| Long-term assets (5+ years) | $76,177,000 | 2,506 |
| Average Assets, year-to-date | $182,403,500 | 3,252 |
| Average Assets, quarterly | $182,403,500 | 3,252 |
| Volatile liabilities | $0 | 6,438 |
| Insider loans | $150,000 | 5,384 |
| FHLB advances | $43,000,000 | 570 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $582,000 | 6,347 |
| Tier 1 (core) risk-based capital | $7,874,000 | 5,333 |
| Tier 2 risk-based capital | $1,459,000 | 3,044 |
| Total risk weighted assets | $114,156,000 | 3,329 |
| Total unused commitments | $582,000 | 6,347 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 31 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $187,776,000 | 3,204 |
| Cash and due from depository institutions | $10,779,000 | 4,002 |
| Interest-bearing balances | $6,529,000 | 3,494 |
| Securities | $51,251,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $2,595,000 | 1,280 |
| Net loans & leases | $98,509,000 | 3,502 |
| Loan loss allowance | $3,972,000 | 1,685 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $136,000 | 6,394 |
| Other real estate owned | $8,917,000 | 4,002 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $15,589,000 | 1,289 |
| Life insurance assets | $10,234,000 | 819 |
| Total liabilities and capital | $187,776,000 | 3,204 |
| Total liabilities | $181,506,000 | 3,024 |
| Total deposits | $136,870,000 | 3,544 |
| Interest-bearing deposits | $100,421,000 | 3,756 |
| Deposits held in domestic offices | $136,870,000 | 3,544 |
| % insured | 91.12% | 1,815 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $43,000,000 | 646 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,636,000 | 2,234 |
| Total equity capital | $6,270,000 | 5,734 |
| Total bank equity capital | $6,270,000 | 5,733 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,979,000 | 1,548 |
| Surplus | $22,426,000 | 1,365 |
| Undivided profits | $-18,135,000 | 6,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $22,840,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $371,000 | 5,059 |
| Earning assets | $158,884,000 | 3,384 |
| Long-term assets (5+ years) | $78,117,000 | 2,440 |
| Average Assets, year-to-date | $214,568,400 | 2,865 |
| Average Assets, quarterly | $197,298,000 | 3,081 |
| Volatile liabilities | $350,000 | 6,397 |
| Insider loans | $1,376,000 | 3,045 |
| FHLB advances | $43,000,000 | 600 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $849,000 | 6,287 |
| Tier 1 (core) risk-based capital | $8,408,000 | 5,210 |
| Tier 2 risk-based capital | $1,537,000 | 2,956 |
| Total risk weighted assets | $120,567,000 | 3,228 |
| Total unused commitments | $849,000 | 6,287 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 31 | 4,031 |
| Assets and Liabilities | ||
| Total Assets: | $209,589,000 | 2,953 |
| Cash and due from depository institutions | $21,844,000 | 4,031 |
| Interest-bearing balances | $18,920,000 | 1,790 |
| Securities | $53,348,000 | 2,566 |
| Federal funds sold & reverse repurchase agreements | $3,119,000 | 1,123 |
| Net loans & leases | $107,528,000 | 3,310 |
| Loan loss allowance | $2,433,000 | 2,595 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $150,000 | 6,423 |
| Other real estate owned | $7,888,000 | 4,031 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $15,712,000 | 1,275 |
| Life insurance assets | $10,162,000 | 808 |
| Total liabilities and capital | $209,589,000 | 2,953 |
| Total liabilities | $199,936,000 | 2,803 |
| Total deposits | $155,947,000 | 3,259 |
| Interest-bearing deposits | $110,411,000 | 3,568 |
| Deposits held in domestic offices | $155,947,000 | 3,259 |
| % insured | 89.00% | 2,634 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $43,000,000 | 617 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $989,000 | 3,198 |
| Total equity capital | $9,653,000 | 4,966 |
| Total bank equity capital | $9,653,000 | 4,966 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,979,000 | 1,579 |
| Surplus | $22,426,000 | 1,369 |
| Undivided profits | $-14,752,000 | 6,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $25,121,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $395,000 | 5,043 |
| Earning assets | $182,915,000 | 3,073 |
| Long-term assets (5+ years) | $82,552,000 | 2,328 |
| Average Assets, year-to-date | $221,958,750 | 2,817 |
| Average Assets, quarterly | $214,197,000 | 2,889 |
| Volatile liabilities | $350,000 | 6,478 |
| Insider loans | $1,397,000 | 3,058 |
| FHLB advances | $43,000,000 | 569 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $934,000 | 6,346 |
| Tier 1 (core) risk-based capital | $11,267,000 | 4,598 |
| Tier 2 risk-based capital | $1,618,000 | 2,840 |
| Total risk weighted assets | $128,613,000 | 3,062 |
| Total unused commitments | $934,000 | 6,346 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 32 | 3,982 |
| Assets and Liabilities | ||
| Total Assets: | $218,805,000 | 2,844 |
| Cash and due from depository institutions | $25,161,000 | 3,982 |
| Interest-bearing balances | $16,875,000 | 2,079 |
| Securities | $55,033,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $1,949,000 | 1,645 |
| Net loans & leases | $112,698,000 | 3,197 |
| Loan loss allowance | $2,394,000 | 2,645 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $166,000 | 6,424 |
| Other real estate owned | $8,278,000 | 3,982 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $15,520,000 | 1,258 |
| Life insurance assets | $10,094,000 | 802 |
| Total liabilities and capital | $218,805,000 | 2,844 |
| Total liabilities | $209,476,000 | 2,683 |
| Total deposits | $164,921,000 | 3,126 |
| Interest-bearing deposits | $113,444,000 | 3,518 |
| Deposits held in domestic offices | $164,921,000 | 3,125 |
| % insured | 86.69% | 3,425 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $43,000,000 | 619 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,555,000 | 2,358 |
| Total equity capital | $9,329,000 | 5,054 |
| Total bank equity capital | $9,329,000 | 5,054 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,979,000 | 1,585 |
| Surplus | $22,426,000 | 1,370 |
| Undivided profits | $-15,076,000 | 6,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $24,510,000 | 391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $532,000 | 4,297 |
| Earning assets | $186,555,000 | 3,017 |
| Long-term assets (5+ years) | $85,153,000 | 2,237 |
| Average Assets, year-to-date | $226,082,000 | 2,781 |
| Average Assets, quarterly | $223,747,500 | 2,812 |
| Volatile liabilities | $550,000 | 6,371 |
| Insider loans | $1,418,000 | 3,065 |
| FHLB advances | $43,000,000 | 577 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $1,344,000 | 6,234 |
| Tier 1 (core) risk-based capital | $11,494,000 | 4,547 |
| Tier 2 risk-based capital | $1,695,000 | 2,714 |
| Total risk weighted assets | $134,835,000 | 2,927 |
| Total unused commitments | $1,344,000 | 6,234 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 33 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $229,449,000 | 2,790 |
| Cash and due from depository institutions | $32,833,000 | 3,898 |
| Interest-bearing balances | $22,251,000 | 1,991 |
| Securities | $51,780,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $593,000 | 2,717 |
| Net loans & leases | $119,502,000 | 3,040 |
| Loan loss allowance | $3,798,000 | 1,851 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $183,000 | 6,454 |
| Other real estate owned | $8,552,000 | 3,898 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $16,006,000 | 1,214 |
| Life insurance assets | $10,030,000 | 796 |
| Total liabilities and capital | $229,449,000 | 2,790 |
| Total liabilities | $215,972,000 | 2,653 |
| Total deposits | $171,684,000 | 3,065 |
| Interest-bearing deposits | $118,099,000 | 3,476 |
| Deposits held in domestic offices | $171,684,000 | 3,064 |
| % insured | 86.29% | 3,594 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $43,000,000 | 574 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,288,000 | 2,720 |
| Total equity capital | $13,477,000 | 4,305 |
| Total bank equity capital | $13,477,000 | 4,304 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,979,000 | 1,615 |
| Surplus | $22,426,000 | 1,377 |
| Undivided profits | $-10,928,000 | 6,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $26,680,000 | 392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $511,000 | 4,381 |
| Earning assets | $194,126,000 | 2,971 |
| Long-term assets (5+ years) | $80,315,000 | 2,307 |
| Average Assets, year-to-date | $230,100,000 | 2,772 |
| Average Assets, quarterly | $230,100,000 | 2,772 |
| Volatile liabilities | $550,000 | 6,399 |
| Insider loans | $1,450,000 | 3,048 |
| FHLB advances | $43,000,000 | 526 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $1,508,000 | 6,195 |
| Tier 1 (core) risk-based capital | $13,350,000 | 4,178 |
| Tier 2 risk-based capital | $1,804,000 | 2,587 |
| Total risk weighted assets | $142,287,000 | 2,791 |
| Total unused commitments | $1,508,000 | 6,195 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 35 | 3,779 |
| Assets and Liabilities | ||
| Total Assets: | $230,751,000 | 2,775 |
| Cash and due from depository institutions | $22,760,000 | 3,779 |
| Interest-bearing balances | $15,924,000 | 2,366 |
| Securities | $49,806,000 | 2,657 |
| Federal funds sold & reverse repurchase agreements | $2,802,000 | 1,590 |
| Net loans & leases | $129,975,000 | 2,869 |
| Loan loss allowance | $5,061,000 | 1,423 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $203,000 | 6,444 |
| Other real estate owned | $8,617,000 | 3,779 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $16,588,000 | 1,187 |
| Life insurance assets | $9,955,000 | 790 |
| Total liabilities and capital | $230,751,000 | 2,775 |
| Total liabilities | $215,067,000 | 2,666 |
| Total deposits | $170,933,000 | 3,063 |
| Interest-bearing deposits | $128,947,000 | 3,243 |
| Deposits held in domestic offices | $170,933,000 | 3,062 |
| % insured | 95.55% | 1,328 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $43,000,000 | 614 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,134,000 | 2,998 |
| Total equity capital | $15,684,000 | 3,891 |
| Total bank equity capital | $15,684,000 | 3,890 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,979,000 | 1,628 |
| Surplus | $22,425,000 | 1,378 |
| Undivided profits | $-8,720,000 | 6,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $32,617,000 | 341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $490,000 | 4,542 |
| Earning assets | $198,507,000 | 2,918 |
| Long-term assets (5+ years) | $75,843,000 | 2,371 |
| Average Assets, year-to-date | $241,390,800 | 2,620 |
| Average Assets, quarterly | $239,734,000 | 2,660 |
| Volatile liabilities | $750,000 | 6,352 |
| Insider loans | $1,477,000 | 3,057 |
| FHLB advances | $43,000,000 | 562 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $1,518,000 | 6,197 |
| Tier 1 (core) risk-based capital | $15,208,000 | 3,810 |
| Tier 2 risk-based capital | $1,935,000 | 2,471 |
| Total risk weighted assets | $151,704,000 | 2,684 |
| Total unused commitments | $1,518,000 | 6,197 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 38 | 3,602 |
| Assets and Liabilities | ||
| Total Assets: | $248,717,000 | 2,578 |
| Cash and due from depository institutions | $40,582,000 | 3,602 |
| Interest-bearing balances | $31,744,000 | 1,256 |
| Securities | $49,024,000 | 2,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $135,596,000 | 2,798 |
| Loan loss allowance | $8,450,000 | 891 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $221,000 | 6,475 |
| Other real estate owned | $7,238,000 | 3,602 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $16,056,000 | 1,226 |
| Life insurance assets | $9,881,000 | 774 |
| Total liabilities and capital | $248,717,000 | 2,578 |
| Total liabilities | $233,812,000 | 2,462 |
| Total deposits | $188,366,000 | 2,832 |
| Interest-bearing deposits | $79,756,000 | 4,491 |
| Deposits held in domestic offices | $188,366,000 | 2,831 |
| % insured | 94.70% | 1,787 |
| Federal funds purchased & repurchase agreements | $85,000 | 2,155 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $43,000,000 | 628 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,361,000 | 1,938 |
| Total equity capital | $14,905,000 | 4,115 |
| Total bank equity capital | $14,905,000 | 4,111 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,979,000 | 1,661 |
| Surplus | $22,425,000 | 1,395 |
| Undivided profits | $-9,499,000 | 6,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $40,386,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $445,000 | 5,026 |
| Earning assets | $216,364,000 | 2,707 |
| Long-term assets (5+ years) | $72,133,000 | 2,451 |
| Average Assets, year-to-date | $244,050,750 | 2,610 |
| Average Assets, quarterly | $243,520,000 | 2,630 |
| Volatile liabilities | $835,000 | 6,369 |
| Insider loans | $1,503,000 | 3,077 |
| FHLB advances | $43,000,000 | 577 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $1,509,000 | 6,303 |
| Tier 1 (core) risk-based capital | $13,841,000 | 4,126 |
| Tier 2 risk-based capital | $2,029,000 | 2,410 |
| Total risk weighted assets | $155,934,000 | 2,650 |
| Total unused commitments | $1,509,000 | 6,303 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 41 | 3,428 |
| Assets and Liabilities | ||
| Total Assets: | $238,323,000 | 2,692 |
| Cash and due from depository institutions | $26,976,000 | 3,428 |
| Interest-bearing balances | $17,512,000 | 2,102 |
| Securities | $50,183,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $121,000 | 3,259 |
| Net loans & leases | $137,638,000 | 2,771 |
| Loan loss allowance | $5,066,000 | 1,490 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $186,000 | 6,627 |
| Other real estate owned | $6,713,000 | 3,428 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $16,506,000 | 1,190 |
| Life insurance assets | $9,803,000 | 771 |
| Total liabilities and capital | $238,323,000 | 2,692 |
| Total liabilities | $220,084,000 | 2,597 |
| Total deposits | $170,113,000 | 3,064 |
| Interest-bearing deposits | $56,536,000 | 5,368 |
| Deposits held in domestic offices | $170,113,000 | 3,063 |
| % insured | 94.58% | 1,938 |
| Federal funds purchased & repurchase agreements | $4,786,000 | 1,221 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $43,000,000 | 651 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,185,000 | 1,930 |
| Total equity capital | $18,239,000 | 3,501 |
| Total bank equity capital | $18,239,000 | 3,499 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,979,000 | 1,691 |
| Surplus | $22,426,000 | 1,396 |
| Undivided profits | $-6,166,000 | 6,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $40,575,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $515,000 | 4,550 |
| Earning assets | $205,454,000 | 2,819 |
| Long-term assets (5+ years) | $57,655,000 | 2,862 |
| Average Assets, year-to-date | $242,495,330 | 2,632 |
| Average Assets, quarterly | $240,134,500 | 2,672 |
| Volatile liabilities | $5,536,000 | 4,323 |
| Insider loans | $1,529,000 | 3,065 |
| FHLB advances | $43,000,000 | 600 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $1,491,000 | 6,349 |
| Tier 1 (core) risk-based capital | $17,593,000 | 3,435 |
| Tier 2 risk-based capital | $2,007,000 | 2,436 |
| Total risk weighted assets | $157,508,000 | 2,629 |
| Total unused commitments | $1,491,000 | 6,349 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 42 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $241,946,000 | 2,673 |
| Cash and due from depository institutions | $25,129,000 | 3,357 |
| Interest-bearing balances | $11,556,000 | 3,087 |
| Securities | $49,289,000 | 2,697 |
| Federal funds sold & reverse repurchase agreements | $712,000 | 2,973 |
| Net loans & leases | $142,750,000 | 2,685 |
| Loan loss allowance | $5,772,000 | 1,329 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $176,000 | 6,711 |
| Other real estate owned | $7,130,000 | 3,357 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $16,760,000 | 1,182 |
| Life insurance assets | $9,729,000 | 766 |
| Total liabilities and capital | $241,946,000 | 2,673 |
| Total liabilities | $224,002,000 | 2,585 |
| Total deposits | $172,906,000 | 3,059 |
| Interest-bearing deposits | $54,432,000 | 5,524 |
| Deposits held in domestic offices | $172,906,000 | 3,058 |
| % insured | 94.21% | 2,114 |
| Federal funds purchased & repurchase agreements | $6,064,000 | 1,102 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $43,000,000 | 655 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,032,000 | 2,030 |
| Total equity capital | $17,944,000 | 3,529 |
| Total bank equity capital | $17,944,000 | 3,527 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,979,000 | 1,715 |
| Surplus | $22,426,000 | 1,403 |
| Undivided profits | $-6,461,000 | 6,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $42,195,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $553,000 | 4,350 |
| Earning assets | $204,307,000 | 2,859 |
| Long-term assets (5+ years) | $56,005,000 | 2,898 |
| Average Assets, year-to-date | $244,581,500 | 2,618 |
| Average Assets, quarterly | $244,581,500 | 2,618 |
| Volatile liabilities | $6,814,000 | 4,004 |
| Insider loans | $1,555,000 | 3,075 |
| FHLB advances | $43,000,000 | 606 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $2,151,000 | 6,131 |
| Tier 1 (core) risk-based capital | $17,932,000 | 3,368 |
| Tier 2 risk-based capital | $2,088,000 | 2,346 |
| Total risk weighted assets | $163,396,000 | 2,544 |
| Total unused commitments | $2,151,000 | 6,131 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 43 | 3,318 |
| Assets and Liabilities | ||
| Total Assets: | $247,217,000 | 2,584 |
| Cash and due from depository institutions | $31,457,000 | 3,318 |
| Interest-bearing balances | $15,363,000 | 2,248 |
| Securities | $45,299,000 | 2,811 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 3,394 |
| Net loans & leases | $145,574,000 | 2,682 |
| Loan loss allowance | $11,184,000 | 707 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $177,000 | 6,745 |
| Other real estate owned | $7,457,000 | 3,318 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $17,145,000 | 1,189 |
| Life insurance assets | $9,645,000 | 755 |
| Total liabilities and capital | $247,217,000 | 2,584 |
| Total liabilities | $228,800,000 | 2,500 |
| Total deposits | $176,129,000 | 2,979 |
| Interest-bearing deposits | $54,688,000 | 5,497 |
| Deposits held in domestic offices | $176,129,000 | 2,978 |
| % insured | 95.49% | 1,632 |
| Federal funds purchased & repurchase agreements | $7,562,000 | 1,015 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $43,000,000 | 684 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,109,000 | 1,968 |
| Total equity capital | $18,417,000 | 3,436 |
| Total bank equity capital | $18,417,000 | 3,434 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,979,000 | 1,725 |
| Surplus | $22,426,000 | 1,409 |
| Undivided profits | $-5,988,000 | 6,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $44,766,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $542,000 | 4,583 |
| Earning assets | $206,344,000 | 2,807 |
| Long-term assets (5+ years) | $52,077,000 | 2,597 |
| Average Assets, year-to-date | $269,546,000 | 2,342 |
| Average Assets, quarterly | $252,997,000 | 2,514 |
| Volatile liabilities | $8,312,000 | 3,774 |
| Insider loans | $1,893,000 | 2,765 |
| FHLB advances | $43,000,000 | 636 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,142,000 | 6,101 |
| Tier 1 (core) risk-based capital | $18,380,000 | 3,279 |
| Tier 2 risk-based capital | $2,198,000 | 2,266 |
| Total risk weighted assets | $166,833,000 | 2,514 |
| Total unused commitments | $2,142,000 | 6,101 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 44 | 3,255 |
| Assets and Liabilities | ||
| Total Assets: | $258,777,000 | 2,463 |
| Cash and due from depository institutions | $27,553,000 | 3,255 |
| Interest-bearing balances | $18,158,000 | 2,045 |
| Securities | $46,334,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $4,212,000 | 1,427 |
| Net loans & leases | $155,851,000 | 2,534 |
| Loan loss allowance | $13,060,000 | 634 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $179,000 | 6,806 |
| Other real estate owned | $4,397,000 | 3,255 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $20,251,000 | 1,057 |
| Life insurance assets | $9,554,000 | 756 |
| Total liabilities and capital | $258,777,000 | 2,463 |
| Total liabilities | $238,476,000 | 2,398 |
| Total deposits | $193,370,000 | 2,747 |
| Interest-bearing deposits | $62,561,000 | 5,223 |
| Deposits held in domestic offices | $193,370,000 | 2,746 |
| % insured | 95.47% | 1,716 |
| Federal funds purchased & repurchase agreements | $34,000 | 2,311 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $43,000,000 | 697 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,072,000 | 2,082 |
| Total equity capital | $20,301,000 | 3,211 |
| Total bank equity capital | $20,301,000 | 3,209 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,979,000 | 1,758 |
| Surplus | $22,426,000 | 1,420 |
| Undivided profits | $-4,104,000 | 6,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $46,196,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $653,000 | 4,154 |
| Earning assets | $224,555,000 | 2,586 |
| Long-term assets (5+ years) | $53,637,000 | 2,461 |
| Average Assets, year-to-date | $275,128,250 | 2,318 |
| Average Assets, quarterly | $261,059,500 | 2,434 |
| Volatile liabilities | $784,000 | 6,624 |
| Insider loans | $1,893,000 | 2,807 |
| FHLB advances | $43,000,000 | 635 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,523,000 | 5,995 |
| Tier 1 (core) risk-based capital | $18,545,000 | 3,271 |
| Tier 2 risk-based capital | $2,322,000 | 2,147 |
| Total risk weighted assets | $175,025,000 | 2,419 |
| Total unused commitments | $2,523,000 | 5,997 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 45 | 3,251 |
| Assets and Liabilities | ||
| Total Assets: | $264,435,000 | 2,415 |
| Cash and due from depository institutions | $21,549,000 | 3,251 |
| Interest-bearing balances | $11,642,000 | 2,630 |
| Securities | $47,589,000 | 2,657 |
| Federal funds sold & reverse repurchase agreements | $1,424,000 | 2,476 |
| Net loans & leases | $161,330,000 | 2,463 |
| Loan loss allowance | $12,477,000 | 684 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $192,000 | 6,838 |
| Other real estate owned | $6,679,000 | 3,251 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $25,672,000 | 872 |
| Life insurance assets | $9,473,000 | 752 |
| Total liabilities and capital | $264,435,000 | 2,415 |
| Total liabilities | $243,084,000 | 2,364 |
| Total deposits | $194,359,000 | 2,740 |
| Interest-bearing deposits | $60,682,000 | 5,328 |
| Deposits held in domestic offices | $194,359,000 | 2,739 |
| % insured | 94.85% | 2,070 |
| Federal funds purchased & repurchase agreements | $3,602,000 | 1,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $43,000,000 | 719 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,123,000 | 1,945 |
| Total equity capital | $21,351,000 | 3,013 |
| Total bank equity capital | $21,351,000 | 3,010 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,979,000 | 1,786 |
| Surplus | $22,426,000 | 1,408 |
| Undivided profits | $-3,054,000 | 6,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $50,454,000 | 341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $517,000 | 4,785 |
| Earning assets | $221,985,000 | 2,619 |
| Long-term assets (5+ years) | $58,296,000 | 2,287 |
| Average Assets, year-to-date | $280,943,000 | 2,284 |
| Average Assets, quarterly | $273,577,000 | 2,351 |
| Volatile liabilities | $4,352,000 | 4,957 |
| Insider loans | $1,893,000 | 2,846 |
| FHLB advances | $43,000,000 | 661 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $8,441,000 | 4,214 |
| Tier 1 (core) risk-based capital | $19,596,000 | 3,092 |
| Tier 2 risk-based capital | $2,395,000 | 2,107 |
| Total risk weighted assets | $181,548,000 | 2,347 |
| Total unused commitments | $8,441,000 | 4,215 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 45 | 3,260 |
| Assets and Liabilities | ||
| Total Assets: | $282,719,000 | 2,289 |
| Cash and due from depository institutions | $30,754,000 | 3,260 |
| Interest-bearing balances | $20,770,000 | 1,789 |
| Securities | $49,166,000 | 2,551 |
| Federal funds sold & reverse repurchase agreements | $3,690,000 | 1,919 |
| Net loans & leases | $167,371,000 | 2,413 |
| Loan loss allowance | $13,285,000 | 648 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $221,000 | 6,827 |
| Other real estate owned | $5,678,000 | 3,260 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $25,839,000 | 880 |
| Life insurance assets | $9,384,000 | 756 |
| Total liabilities and capital | $282,719,000 | 2,289 |
| Total liabilities | $260,397,000 | 2,236 |
| Total deposits | $205,146,000 | 2,625 |
| Interest-bearing deposits | $54,542,000 | 5,651 |
| Deposits held in domestic offices | $205,146,000 | 2,623 |
| % insured | 95.50% | 1,795 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 930 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $43,000,000 | 748 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,251,000 | 1,806 |
| Total equity capital | $22,322,000 | 2,850 |
| Total bank equity capital | $22,322,000 | 2,848 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,979,000 | 1,814 |
| Surplus | $22,426,000 | 1,415 |
| Undivided profits | $-2,083,000 | 6,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $41,259,000 | 428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $666,000 | 4,074 |
| Earning assets | $240,997,000 | 2,449 |
| Long-term assets (5+ years) | $60,459,000 | 2,174 |
| Average Assets, year-to-date | $289,197,000 | 2,236 |
| Average Assets, quarterly | $289,197,000 | 2,236 |
| Volatile liabilities | $11,001,000 | 3,365 |
| Insider loans | $1,893,000 | 2,890 |
| FHLB advances | $43,000,000 | 689 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $11,413,000 | 3,676 |
| Tier 1 (core) risk-based capital | $20,584,000 | 2,950 |
| Tier 2 risk-based capital | $2,479,000 | 2,057 |
| Total risk weighted assets | $187,511,000 | 2,297 |
| Total unused commitments | $11,413,000 | 3,677 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 48 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $297,496,000 | 2,183 |
| Cash and due from depository institutions | $31,881,000 | 3,119 |
| Interest-bearing balances | $19,327,000 | 1,709 |
| Securities | $48,487,000 | 2,476 |
| Federal funds sold & reverse repurchase agreements | $9,130,000 | 832 |
| Net loans & leases | $173,637,000 | 2,377 |
| Loan loss allowance | $13,499,000 | 634 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $252,000 | 6,817 |
| Other real estate owned | $6,132,000 | 3,119 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $27,977,000 | 825 |
| Life insurance assets | $9,297,000 | 751 |
| Total liabilities and capital | $297,496,000 | 2,183 |
| Total liabilities | $273,407,000 | 2,147 |
| Total deposits | $211,381,000 | 2,551 |
| Interest-bearing deposits | $88,307,000 | 4,423 |
| Deposits held in domestic offices | $211,381,000 | 2,549 |
| % insured | 95.67% | 1,670 |
| Federal funds purchased & repurchase agreements | $16,744,000 | 734 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $43,000,000 | 793 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,282,000 | 1,801 |
| Total equity capital | $24,089,000 | 2,643 |
| Total bank equity capital | $24,089,000 | 2,642 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,979,000 | 1,840 |
| Surplus | $22,426,000 | 1,412 |
| Undivided profits | $-316,000 | 6,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $35,332,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $823,000 | 3,558 |
| Earning assets | $250,581,000 | 2,357 |
| Long-term assets (5+ years) | $64,022,000 | 2,044 |
| Average Assets, year-to-date | $364,469,400 | 1,798 |
| Average Assets, quarterly | $304,602,500 | 2,144 |
| Volatile liabilities | $95,532,000 | 1,402 |
| Insider loans | $1,893,000 | 2,940 |
| FHLB advances | $43,000,000 | 732 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $13,103,000 | 3,327 |
| Tier 1 (core) risk-based capital | $22,355,000 | 2,734 |
| Tier 2 risk-based capital | $2,614,000 | 1,989 |
| Total risk weighted assets | $198,234,000 | 2,214 |
| Total unused commitments | $13,103,000 | 3,328 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 47 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $311,709,000 | 2,132 |
| Cash and due from depository institutions | $43,520,000 | 3,211 |
| Interest-bearing balances | $32,403,000 | 1,118 |
| Securities | $46,958,000 | 2,510 |
| Federal funds sold & reverse repurchase agreements | $6,846,000 | 1,148 |
| Net loans & leases | $180,744,000 | 2,346 |
| Loan loss allowance | $16,073,000 | 532 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $284,000 | 6,804 |
| Other real estate owned | $6,844,000 | 3,211 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $26,513,000 | 872 |
| Life insurance assets | $8,606,000 | 787 |
| Total liabilities and capital | $311,709,000 | 2,132 |
| Total liabilities | $287,309,000 | 2,083 |
| Total deposits | $238,016,000 | 2,287 |
| Interest-bearing deposits | $102,518,000 | 4,047 |
| Deposits held in domestic offices | $238,016,000 | 2,284 |
| % insured | 60.35% | 7,430 |
| Federal funds purchased & repurchase agreements | $792,000 | 2,148 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $43,000,000 | 845 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,501,000 | 995 |
| Total equity capital | $24,400,000 | 2,706 |
| Total bank equity capital | $24,400,000 | 2,705 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,979,000 | 1,868 |
| Surplus | $21,876,000 | 1,439 |
| Undivided profits | $545,000 | 6,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $38,512,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $983,000 | 3,259 |
| Earning assets | $266,951,000 | 2,262 |
| Long-term assets (5+ years) | $20,398,000 | 4,141 |
| Average Assets, year-to-date | $381,212,750 | 1,749 |
| Average Assets, quarterly | $317,571,500 | 2,088 |
| Volatile liabilities | $94,019,000 | 1,482 |
| Insider loans | $1,843,000 | 3,024 |
| FHLB advances | $43,000,000 | 776 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,991,000 | 3,738 |
| Tier 1 (core) risk-based capital | $22,997,000 | 2,697 |
| Tier 2 risk-based capital | $2,744,000 | 1,949 |
| Total risk weighted assets | $206,242,000 | 2,169 |
| Total unused commitments | $10,991,000 | 3,741 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 49 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $323,434,000 | 2,063 |
| Cash and due from depository institutions | $39,335,000 | 3,118 |
| Interest-bearing balances | $24,739,000 | 1,339 |
| Securities | $48,481,000 | 2,427 |
| Federal funds sold & reverse repurchase agreements | $1,336,000 | 3,074 |
| Net loans & leases | $199,399,000 | 2,188 |
| Loan loss allowance | $12,208,000 | 689 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $260,000 | 6,960 |
| Other real estate owned | $7,050,000 | 3,118 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $27,573,000 | 854 |
| Life insurance assets | $9,242,000 | 744 |
| Total liabilities and capital | $323,434,000 | 2,063 |
| Total liabilities | $294,429,000 | 2,046 |
| Total deposits | $238,904,000 | 2,274 |
| Interest-bearing deposits | $126,490,000 | 3,495 |
| Deposits held in domestic offices | $238,904,000 | 2,272 |
| % insured | 72.15% | 7,049 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 977 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $43,000,000 | 890 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,525,000 | 1,758 |
| Total equity capital | $29,005,000 | 2,306 |
| Total bank equity capital | $29,005,000 | 2,305 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,979,000 | 1,889 |
| Surplus | $21,876,000 | 1,435 |
| Undivided profits | $5,150,000 | 4,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $31,434,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $888,000 | 3,527 |
| Earning assets | $273,955,000 | 2,217 |
| Long-term assets (5+ years) | $20,063,000 | 4,144 |
| Average Assets, year-to-date | $404,380,670 | 1,677 |
| Average Assets, quarterly | $369,724,500 | 1,811 |
| Volatile liabilities | $111,343,000 | 1,299 |
| Insider loans | $1,957,000 | 3,008 |
| FHLB advances | $43,000,000 | 831 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $14,831,000 | 3,201 |
| Tier 1 (core) risk-based capital | $27,627,000 | 2,266 |
| Tier 2 risk-based capital | $2,930,000 | 1,862 |
| Total risk weighted assets | $225,134,000 | 2,032 |
| Total unused commitments | $14,831,000 | 3,207 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 53 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $416,015,000 | 1,684 |
| Cash and due from depository institutions | $110,500,000 | 2,962 |
| Interest-bearing balances | $84,998,000 | 424 |
| Securities | $52,349,000 | 2,305 |
| Federal funds sold & reverse repurchase agreements | $6,721,000 | 1,388 |
| Net loans & leases | $213,917,000 | 2,092 |
| Loan loss allowance | $15,320,000 | 577 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $303,000 | 6,911 |
| Other real estate owned | $4,208,000 | 2,962 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $28,017,000 | 858 |
| Life insurance assets | $9,881,000 | 702 |
| Total liabilities and capital | $416,015,000 | 1,684 |
| Total liabilities | $391,576,000 | 1,612 |
| Total deposits | $282,964,000 | 1,988 |
| Interest-bearing deposits | $70,966,000 | 5,153 |
| Deposits held in domestic offices | $282,964,000 | 1,986 |
| % insured | 40.58% | 7,848 |
| Federal funds purchased & repurchase agreements | $57,784,000 | 346 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $48,000,000 | 877 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,828,000 | 1,626 |
| Total equity capital | $24,439,000 | 2,697 |
| Total bank equity capital | $24,439,000 | 2,696 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,979,000 | 1,930 |
| Surplus | $16,571,000 | 1,861 |
| Undivided profits | $5,889,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $32,659,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,018,000 | 3,182 |
| Earning assets | $357,985,000 | 1,763 |
| Long-term assets (5+ years) | $33,043,000 | 3,226 |
| Average Assets, year-to-date | $444,854,000 | 1,579 |
| Average Assets, quarterly | $444,854,000 | 1,579 |
| Volatile liabilities | $122,742,000 | 1,215 |
| Insider loans | $1,895,000 | 3,095 |
| FHLB advances | $48,000,000 | 812 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,982,000 | 2,963 |
| Tier 1 (core) risk-based capital | $23,644,000 | 2,640 |
| Tier 2 risk-based capital | $3,179,000 | 1,774 |
| Total risk weighted assets | $242,211,000 | 1,959 |
| Total unused commitments | $17,982,000 | 2,967 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 72 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $473,693,000 | 1,491 |
| Cash and due from depository institutions | $148,403,000 | 2,254 |
| Interest-bearing balances | $134,639,000 | 242 |
| Securities | $32,742,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $21,940,000 | 355 |
| Net loans & leases | $237,647,000 | 1,937 |
| Loan loss allowance | $14,696,000 | 598 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $349,000 | 6,854 |
| Other real estate owned | $3,995,000 | 2,254 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $28,617,000 | 859 |
| Life insurance assets | $10,528,000 | 650 |
| Total liabilities and capital | $473,693,000 | 1,491 |
| Total liabilities | $448,867,000 | 1,411 |
| Total deposits | $319,441,000 | 1,772 |
| Interest-bearing deposits | $29,395,000 | 7,007 |
| Deposits held in domestic offices | $319,441,000 | 1,769 |
| % insured | 22.75% | 7,975 |
| Federal funds purchased & repurchase agreements | $73,141,000 | 308 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $53,000,000 | 875 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,285,000 | 1,445 |
| Total equity capital | $24,826,000 | 2,620 |
| Total bank equity capital | $24,826,000 | 2,618 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,979,000 | 1,965 |
| Surplus | $16,071,000 | 1,913 |
| Undivided profits | $6,776,000 | 3,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $33,161,000 | 576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,080,000 | 3,122 |
| Earning assets | $426,968,000 | 1,507 |
| Long-term assets (5+ years) | $34,007,000 | 3,132 |
| Average Assets, year-to-date | $443,987,800 | 1,569 |
| Average Assets, quarterly | $491,338,500 | 1,429 |
| Volatile liabilities | $108,774,000 | 1,378 |
| Insider loans | $2,250,000 | 2,845 |
| FHLB advances | $53,000,000 | 802 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $21,877,000 | 2,581 |
| Tier 1 (core) risk-based capital | $23,997,000 | 2,572 |
| Tier 2 risk-based capital | $3,545,000 | 1,644 |
| Total risk weighted assets | $272,443,000 | 1,805 |
| Total unused commitments | $21,877,000 | 2,581 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 72 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $508,984,000 | 1,386 |
| Cash and due from depository institutions | $143,019,000 | 2,276 |
| Interest-bearing balances | $119,965,000 | 264 |
| Securities | $33,388,000 | 3,250 |
| Federal funds sold & reverse repurchase agreements | $37,521,000 | 217 |
| Net loans & leases | $261,474,000 | 1,831 |
| Loan loss allowance | $13,982,000 | 626 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $380,000 | 6,845 |
| Other real estate owned | $5,524,000 | 2,276 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $27,678,000 | 793 |
| Life insurance assets | $10,434,000 | 656 |
| Total liabilities and capital | $508,984,000 | 1,386 |
| Total liabilities | $472,163,000 | 1,355 |
| Total deposits | $317,629,000 | 1,784 |
| Interest-bearing deposits | $6,287,000 | 7,981 |
| Deposits held in domestic offices | $317,629,000 | 1,782 |
| % insured | 16.96% | 8,066 |
| Federal funds purchased & repurchase agreements | $98,743,000 | 267 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $53,000,000 | 927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,791,000 | 1,773 |
| Total equity capital | $36,821,000 | 1,888 |
| Total bank equity capital | $36,821,000 | 1,887 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,979,000 | 1,990 |
| Surplus | $16,071,000 | 1,900 |
| Undivided profits | $18,771,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $29,015,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,112,000 | 3,246 |
| Earning assets | $452,348,000 | 1,432 |
| Long-term assets (5+ years) | $40,665,000 | 2,743 |
| Average Assets, year-to-date | $436,561,500 | 1,596 |
| Average Assets, quarterly | $453,598,000 | 1,559 |
| Volatile liabilities | $104,615,000 | 1,471 |
| Insider loans | $2,277,000 | 2,843 |
| FHLB advances | $53,000,000 | 852 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,101,000 | 2,040 |
| Tier 1 (core) risk-based capital | $35,549,000 | 1,817 |
| Tier 2 risk-based capital | $3,860,000 | 1,538 |
| Total risk weighted assets | $298,671,000 | 1,690 |
| Total unused commitments | $32,101,000 | 2,042 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 75 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $398,212,000 | 1,778 |
| Cash and due from depository institutions | $41,716,000 | 2,232 |
| Interest-bearing balances | $16,255,000 | 1,278 |
| Securities | $15,810,000 | 4,943 |
| Federal funds sold & reverse repurchase agreements | $13,354,000 | 746 |
| Net loans & leases | $257,206,000 | 1,883 |
| Loan loss allowance | $11,143,000 | 734 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $403,000 | 6,880 |
| Other real estate owned | $8,134,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $61,589,000 | 418 |
| Life insurance assets | $10,341,000 | 668 |
| Total liabilities and capital | $398,212,000 | 1,778 |
| Total liabilities | $359,247,000 | 1,781 |
| Total deposits | $290,301,000 | 1,931 |
| Interest-bearing deposits | $30,113,000 | 7,056 |
| Deposits held in domestic offices | $290,301,000 | 1,929 |
| % insured | 8.05% | 8,172 |
| Federal funds purchased & repurchase agreements | $13,177,000 | 949 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $53,000,000 | 960 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,769,000 | 1,838 |
| Total equity capital | $38,965,000 | 1,762 |
| Total bank equity capital | $38,965,000 | 1,760 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,979,000 | 2,020 |
| Surplus | $16,071,000 | 1,902 |
| Undivided profits | $20,915,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,201,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,259,000 | 2,777 |
| Earning assets | $302,625,000 | 2,114 |
| Long-term assets (5+ years) | $39,150,000 | 2,771 |
| Average Assets, year-to-date | $412,420,670 | 1,705 |
| Average Assets, quarterly | $395,218,000 | 1,793 |
| Volatile liabilities | $18,427,000 | 5,155 |
| Insider loans | $2,232,000 | 2,919 |
| FHLB advances | $53,000,000 | 879 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,247,000 | 2,303 |
| Tier 1 (core) risk-based capital | $38,921,000 | 1,673 |
| Tier 2 risk-based capital | $4,209,000 | 1,417 |
| Total risk weighted assets | $329,800,000 | 1,580 |
| Total unused commitments | $28,247,000 | 2,307 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 77 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $392,224,000 | 1,812 |
| Cash and due from depository institutions | $30,397,000 | 2,174 |
| Interest-bearing balances | $9,264,000 | 1,726 |
| Securities | $51,361,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $10,148,000 | 1,197 |
| Net loans & leases | $254,214,000 | 1,915 |
| Loan loss allowance | $8,522,000 | 891 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $462,000 | 6,788 |
| Other real estate owned | $9,087,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $36,555,000 | 621 |
| Life insurance assets | $10,661,000 | 651 |
| Total liabilities and capital | $392,224,000 | 1,812 |
| Total liabilities | $353,382,000 | 1,815 |
| Total deposits | $295,692,000 | 1,902 |
| Interest-bearing deposits | $89,286,000 | 4,481 |
| Deposits held in domestic offices | $295,692,000 | 1,899 |
| % insured | 33.40% | 8,087 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $53,000,000 | 1,010 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,690,000 | 1,205 |
| Total equity capital | $38,842,000 | 1,780 |
| Total bank equity capital | $38,842,000 | 1,778 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,979,000 | 2,031 |
| Surplus | $14,521,000 | 2,022 |
| Undivided profits | $22,342,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $13,394,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,550,000 | 2,313 |
| Earning assets | $324,987,000 | 1,968 |
| Long-term assets (5+ years) | $70,243,000 | 1,783 |
| Average Assets, year-to-date | $419,525,000 | 1,701 |
| Average Assets, quarterly | $419,525,000 | 1,701 |
| Volatile liabilities | $9,250,000 | 6,461 |
| Insider loans | $5,574,000 | 1,401 |
| FHLB advances | $53,000,000 | 913 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $35,359,000 | 2,050 |
| Tier 1 (core) risk-based capital | $38,241,000 | 1,710 |
| Tier 2 risk-based capital | $4,019,000 | 1,459 |
| Total risk weighted assets | $316,984,000 | 1,641 |
| Total unused commitments | $35,359,000 | 2,052 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 78 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $446,826,000 | 1,578 |
| Cash and due from depository institutions | $56,497,000 | 2,169 |
| Interest-bearing balances | $37,730,000 | 316 |
| Securities | $57,906,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $35,159,000 | 252 |
| Net loans & leases | $263,320,000 | 1,864 |
| Loan loss allowance | $10,677,000 | 694 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $513,000 | 6,714 |
| Other real estate owned | $8,032,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $25,399,000 | 873 |
| Life insurance assets | $10,559,000 | 660 |
| Total liabilities and capital | $446,826,000 | 1,578 |
| Total liabilities | $408,923,000 | 1,567 |
| Total deposits | $351,584,000 | 1,581 |
| Interest-bearing deposits | $156,555,000 | 2,897 |
| Deposits held in domestic offices | $351,584,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $633,000 | 2,931 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $53,000,000 | 1,105 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,706,000 | 1,466 |
| Total equity capital | $37,903,000 | 1,784 |
| Total bank equity capital | $37,903,000 | 1,784 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,979,000 | 2,039 |
| Surplus | $14,021,000 | 2,054 |
| Undivided profits | $21,903,000 | 1,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,285,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,581,000 | 2,416 |
| Earning assets | $394,115,000 | 1,650 |
| Long-term assets (5+ years) | $74,139,000 | 1,682 |
| Average Assets, year-to-date | $435,900,800 | 1,567 |
| Average Assets, quarterly | $434,865,500 | 1,614 |
| Volatile liabilities | $66,509,000 | 2,159 |
| Insider loans | $5,048,000 | 1,590 |
| FHLB advances | $53,000,000 | 1,013 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,200,000 | 1,485 |
| Tier 1 (core) risk-based capital | $37,363,000 | 1,707 |
| Tier 2 risk-based capital | $4,057,000 | 1,446 |
| Total risk weighted assets | $317,913,000 | 1,641 |
| Total unused commitments | $53,200,000 | 1,489 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $422,905,000 | 1,654 |
| Cash and due from depository institutions | $27,971,000 | 2,128 |
| Interest-bearing balances | $2,435,000 | 2,131 |
| Securities | $58,249,000 | 1,989 |
| Federal funds sold & reverse repurchase agreements | $23,483,000 | 482 |
| Net loans & leases | $291,342,000 | 1,697 |
| Loan loss allowance | $5,576,000 | 1,128 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $565,000 | 6,631 |
| Other real estate owned | $239,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $21,056,000 | 1,001 |
| Life insurance assets | $10,461,000 | 653 |
| Total liabilities and capital | $422,905,000 | 1,654 |
| Total liabilities | $378,512,000 | 1,665 |
| Total deposits | $176,092,000 | 2,971 |
| Interest-bearing deposits | $74,985,000 | 4,867 |
| Deposits held in domestic offices | $176,092,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $144,567,000 | 243 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $53,000,000 | 1,133 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,853,000 | 1,163 |
| Total equity capital | $44,393,000 | 1,533 |
| Total bank equity capital | $44,393,000 | 1,533 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,979,000 | 2,054 |
| Surplus | $14,021,000 | 2,052 |
| Undivided profits | $28,393,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,915,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,452,000 | 2,717 |
| Earning assets | $375,509,000 | 1,696 |
| Long-term assets (5+ years) | $80,584,000 | 1,542 |
| Average Assets, year-to-date | $433,169,500 | 1,584 |
| Average Assets, quarterly | $447,952,500 | 1,564 |
| Volatile liabilities | $156,473,000 | 963 |
| Insider loans | $5,064,000 | 1,557 |
| FHLB advances | $53,000,000 | 1,056 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $63,797,000 | 1,369 |
| Tier 1 (core) risk-based capital | $44,654,000 | 1,442 |
| Tier 2 risk-based capital | $4,145,000 | 1,365 |
| Total risk weighted assets | $330,175,000 | 1,583 |
| Total unused commitments | $63,797,000 | 1,372 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $473,000,000 | 1,492 |
| Cash and due from depository institutions | $19,426,000 | 2,138 |
| Interest-bearing balances | $283,000 | 4,067 |
| Securities | $66,415,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $65,695,000 | 188 |
| Net loans & leases | $299,358,000 | 1,638 |
| Loan loss allowance | $4,718,000 | 1,262 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $632,000 | 6,532 |
| Other real estate owned | $239,000 | 2,138 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $21,235,000 | 966 |
| Life insurance assets | $10,353,000 | 653 |
| Total liabilities and capital | $473,000,000 | 1,492 |
| Total liabilities | $430,480,000 | 1,477 |
| Total deposits | $166,131,000 | 3,117 |
| Interest-bearing deposits | $42,691,000 | 6,363 |
| Deposits held in domestic offices | $166,131,000 | 3,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,254,000 | 210 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $58,000,000 | 1,022 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,095,000 | 1,105 |
| Total equity capital | $42,520,000 | 1,615 |
| Total bank equity capital | $42,520,000 | 1,615 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,979,000 | 2,065 |
| Surplus | $11,521,000 | 2,363 |
| Undivided profits | $29,020,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,639,000 | 710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,785,000 | 2,157 |
| Earning assets | $431,751,000 | 1,483 |
| Long-term assets (5+ years) | $87,448,000 | 1,421 |
| Average Assets, year-to-date | $436,591,000 | 1,577 |
| Average Assets, quarterly | $443,029,000 | 1,574 |
| Volatile liabilities | $218,160,000 | 709 |
| Insider loans | $1,097,000 | 4,267 |
| FHLB advances | $58,000,000 | 954 |
| Loans and leases held for sale | $1,361,000 | 778 |
| Unused loan commitments | $84,374,000 | 1,128 |
| Tier 1 (core) risk-based capital | $43,191,000 | 1,510 |
| Tier 2 risk-based capital | $4,386,000 | 1,268 |
| Total risk weighted assets | $350,571,000 | 1,487 |
| Total unused commitments | $84,374,000 | 1,128 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 82 | 2,116 |
| Assets and Liabilities | ||
| Total Assets: | $413,058,000 | 1,673 |
| Cash and due from depository institutions | $22,746,000 | 2,116 |
| Interest-bearing balances | $701,000 | 3,326 |
| Securities | $70,916,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $49,706,000 | 298 |
| Net loans & leases | $248,798,000 | 1,901 |
| Loan loss allowance | $7,206,000 | 802 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $637,000 | 6,558 |
| Other real estate owned | $239,000 | 2,116 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $20,016,000 | 984 |
| Life insurance assets | $10,245,000 | 652 |
| Total liabilities and capital | $413,058,000 | 1,673 |
| Total liabilities | $371,644,000 | 1,660 |
| Total deposits | $178,621,000 | 2,902 |
| Interest-bearing deposits | $73,248,000 | 4,965 |
| Deposits held in domestic offices | $178,621,000 | 2,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $139,902,000 | 257 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $48,000,000 | 1,123 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,121,000 | 1,186 |
| Total equity capital | $41,414,000 | 1,708 |
| Total bank equity capital | $41,414,000 | 1,708 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,979,000 | 2,063 |
| Surplus | $9,021,000 | 2,819 |
| Undivided profits | $30,414,000 | 1,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,728,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,611,000 | 2,437 |
| Earning assets | $370,121,000 | 1,696 |
| Long-term assets (5+ years) | $83,060,000 | 1,439 |
| Average Assets, year-to-date | $418,386,500 | 1,633 |
| Average Assets, quarterly | $418,386,500 | 1,633 |
| Volatile liabilities | $151,808,000 | 972 |
| Insider loans | $1,170,000 | 4,085 |
| FHLB advances | $48,000,000 | 1,051 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $57,279,000 | 1,579 |
| Tier 1 (core) risk-based capital | $40,870,000 | 1,593 |
| Tier 2 risk-based capital | $3,780,000 | 1,426 |
| Total risk weighted assets | $298,986,000 | 1,688 |
| Total unused commitments | $57,279,000 | 1,582 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 81 | 2,149 |
| Assets and Liabilities | ||
| Total Assets: | $423,715,000 | 1,621 |
| Cash and due from depository institutions | $44,288,000 | 2,149 |
| Interest-bearing balances | $141,000 | 4,318 |
| Securities | $44,890,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $79,678,000 | 197 |
| Net loans & leases | $235,405,000 | 1,994 |
| Loan loss allowance | $5,286,000 | 1,031 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $691,000 | 6,458 |
| Other real estate owned | $0 | 2,149 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,763,000 | 1,040 |
| Life insurance assets | $10,137,000 | 651 |
| Total liabilities and capital | $423,715,000 | 1,621 |
| Total liabilities | $383,891,000 | 1,603 |
| Total deposits | $148,746,000 | 3,374 |
| Interest-bearing deposits | $62,616,000 | 5,373 |
| Deposits held in domestic offices | $148,746,000 | 3,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $188,510,000 | 219 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,000,000 | 1,136 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,635,000 | 1,522 |
| Total equity capital | $39,824,000 | 1,757 |
| Total bank equity capital | $39,824,000 | 1,757 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,979,000 | 2,055 |
| Surplus | $9,021,000 | 2,789 |
| Undivided profits | $28,824,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,600,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,707,000 | 2,493 |
| Earning assets | $360,114,000 | 1,740 |
| Long-term assets (5+ years) | $28,858,000 | 2,971 |
| Average Assets, year-to-date | $373,313,400 | 1,748 |
| Average Assets, quarterly | $391,024,500 | 1,725 |
| Volatile liabilities | $208,016,000 | 722 |
| Insider loans | $1,294,000 | 3,897 |
| FHLB advances | $43,000,000 | 1,059 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $66,842,000 | 1,409 |
| Tier 1 (core) risk-based capital | $39,652,000 | 1,642 |
| Tier 2 risk-based capital | $3,497,000 | 1,527 |
| Total risk weighted assets | $278,217,000 | 1,791 |
| Total unused commitments | $66,842,000 | 1,410 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 83 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $358,334,000 | 1,855 |
| Cash and due from depository institutions | $40,589,000 | 2,068 |
| Interest-bearing balances | $5,123,000 | 977 |
| Securities | $37,900,000 | 2,892 |
| Federal funds sold & reverse repurchase agreements | $37,770,000 | 363 |
| Net loans & leases | $223,431,000 | 2,067 |
| Loan loss allowance | $3,036,000 | 1,734 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $721,000 | 6,404 |
| Other real estate owned | $0 | 2,068 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,923,000 | 1,066 |
| Life insurance assets | $10,050,000 | 641 |
| Total liabilities and capital | $358,334,000 | 1,855 |
| Total liabilities | $317,844,000 | 1,870 |
| Total deposits | $130,733,000 | 3,689 |
| Interest-bearing deposits | $59,517,000 | 5,482 |
| Deposits held in domestic offices | $130,733,000 | 3,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,364,000 | 246 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,000,000 | 1,043 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,747,000 | 1,487 |
| Total equity capital | $40,490,000 | 1,698 |
| Total bank equity capital | $40,490,000 | 1,698 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,979,000 | 2,037 |
| Surplus | $9,021,000 | 2,732 |
| Undivided profits | $29,490,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,548,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,142,000 | 2,133 |
| Earning assets | $304,224,000 | 1,982 |
| Long-term assets (5+ years) | $28,453,000 | 2,889 |
| Average Assets, year-to-date | $360,713,000 | 1,806 |
| Average Assets, quarterly | $337,447,000 | 1,936 |
| Volatile liabilities | $167,020,000 | 867 |
| Insider loans | $772,000 | 4,774 |
| FHLB advances | $43,000,000 | 969 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $59,037,000 | 1,586 |
| Tier 1 (core) risk-based capital | $40,496,000 | 1,598 |
| Tier 2 risk-based capital | $3,036,000 | 1,694 |
| Total risk weighted assets | $256,646,000 | 1,909 |
| Total unused commitments | $59,037,000 | 1,586 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $316,560,000 | 2,081 |
| Cash and due from depository institutions | $36,640,000 | 2,056 |
| Interest-bearing balances | $1,533,000 | 2,047 |
| Securities | $27,967,000 | 3,589 |
| Federal funds sold & reverse repurchase agreements | $23,015,000 | 658 |
| Net loans & leases | $211,633,000 | 2,163 |
| Loan loss allowance | $2,975,000 | 1,769 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $633,000 | 6,632 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $16,672,000 | 1,137 |
| Life insurance assets | $9,963,000 | 631 |
| Total liabilities and capital | $316,560,000 | 2,081 |
| Total liabilities | $276,844,000 | 2,138 |
| Total deposits | $149,477,000 | 3,333 |
| Interest-bearing deposits | $63,182,000 | 5,325 |
| Deposits held in domestic offices | $149,477,000 | 3,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,518,000 | 334 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,000,000 | 1,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,849,000 | 1,424 |
| Total equity capital | $39,716,000 | 1,714 |
| Total bank equity capital | $39,716,000 | 1,714 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,979,000 | 2,030 |
| Surplus | $9,021,000 | 2,724 |
| Undivided profits | $28,716,000 | 1,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,691,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,829,000 | 2,323 |
| Earning assets | $264,148,000 | 2,274 |
| Long-term assets (5+ years) | $25,647,000 | 3,019 |
| Average Assets, year-to-date | $361,506,000 | 1,825 |
| Average Assets, quarterly | $355,734,000 | 1,869 |
| Volatile liabilities | $123,674,000 | 1,145 |
| Insider loans | $707,000 | 4,898 |
| FHLB advances | $30,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,979,000 | 1,580 |
| Tier 1 (core) risk-based capital | $39,893,000 | 1,620 |
| Tier 2 risk-based capital | $2,975,000 | 1,722 |
| Total risk weighted assets | $244,202,000 | 1,986 |
| Total unused commitments | $60,979,000 | 1,582 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 93 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $394,908,000 | 1,707 |
| Cash and due from depository institutions | $95,436,000 | 1,878 |
| Interest-bearing balances | $22,457,000 | 291 |
| Securities | $16,063,000 | 5,077 |
| Federal funds sold & reverse repurchase agreements | $37,307,000 | 484 |
| Net loans & leases | $223,731,000 | 2,027 |
| Loan loss allowance | $2,975,000 | 1,767 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $664,000 | 6,562 |
| Other real estate owned | $0 | 1,878 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $21,707,000 | 848 |
| Life insurance assets | $9,835,000 | 627 |
| Total liabilities and capital | $394,908,000 | 1,707 |
| Total liabilities | $356,405,000 | 1,688 |
| Total deposits | $162,728,000 | 3,107 |
| Interest-bearing deposits | $55,576,000 | 5,728 |
| Deposits held in domestic offices | $162,728,000 | 3,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,034,000 | 239 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $40,000,000 | 993 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,643,000 | 1,226 |
| Total equity capital | $38,503,000 | 1,774 |
| Total bank equity capital | $38,503,000 | 1,774 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,979,000 | 2,018 |
| Surplus | $9,021,000 | 2,679 |
| Undivided profits | $27,503,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,940,000 | 2,098 |
| Earning assets | $299,558,000 | 2,010 |
| Long-term assets (5+ years) | $12,788,000 | 4,285 |
| Average Assets, year-to-date | $383,979,000 | 1,738 |
| Average Assets, quarterly | $383,979,000 | 1,738 |
| Volatile liabilities | $171,440,000 | 824 |
| Insider loans | $739,000 | 4,838 |
| FHLB advances | $40,000,000 | 920 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $62,537,000 | 1,550 |
| Tier 1 (core) risk-based capital | $38,539,000 | 1,654 |
| Tier 2 risk-based capital | $2,975,000 | 1,712 |
| Total risk weighted assets | $269,545,000 | 1,801 |
| Total unused commitments | $62,537,000 | 1,551 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 93 | 1,863 |
| Assets and Liabilities | ||
| Total Assets: | $373,050,000 | 1,779 |
| Cash and due from depository institutions | $70,172,000 | 1,863 |
| Interest-bearing balances | $21,540,000 | 276 |
| Securities | $11,303,000 | 5,919 |
| Federal funds sold & reverse repurchase agreements | $42,571,000 | 352 |
| Net loans & leases | $232,654,000 | 1,942 |
| Loan loss allowance | $2,975,000 | 1,745 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $467,000 | 7,066 |
| Other real estate owned | $0 | 1,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,883,000 | 1,155 |
| Life insurance assets | $7,271,000 | 801 |
| Total liabilities and capital | $373,050,000 | 1,779 |
| Total liabilities | $335,078,000 | 1,774 |
| Total deposits | $147,285,000 | 3,353 |
| Interest-bearing deposits | $51,661,000 | 5,867 |
| Deposits held in domestic offices | $147,285,000 | 3,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $147,264,000 | 246 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,170 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,529,000 | 1,057 |
| Total equity capital | $37,972,000 | 1,754 |
| Total bank equity capital | $37,972,000 | 1,754 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,979,000 | 2,008 |
| Surplus | $9,021,000 | 2,636 |
| Undivided profits | $26,972,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 3,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,959,000 | 2,150 |
| Earning assets | $308,068,000 | 1,936 |
| Long-term assets (5+ years) | $11,882,000 | 4,381 |
| Average Assets, year-to-date | $396,966,800 | 1,610 |
| Average Assets, quarterly | $393,888,000 | 1,671 |
| Volatile liabilities | $198,745,000 | 817 |
| Insider loans | $751,000 | 4,797 |
| FHLB advances | $35,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $64,618,000 | 1,501 |
| Tier 1 (core) risk-based capital | $38,019,000 | 1,657 |
| Tier 2 risk-based capital | $2,975,000 | 1,705 |
| Total risk weighted assets | $278,899,000 | 1,732 |
| Total unused commitments | $64,618,000 | 1,501 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 92 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $414,726,000 | 1,591 |
| Cash and due from depository institutions | $58,190,000 | 1,893 |
| Interest-bearing balances | $11,278,000 | 474 |
| Securities | $27,578,000 | 3,716 |
| Federal funds sold & reverse repurchase agreements | $66,631,000 | 225 |
| Net loans & leases | $246,549,000 | 1,838 |
| Loan loss allowance | $3,035,000 | 1,724 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $473,000 | 7,080 |
| Other real estate owned | $0 | 1,893 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $15,305,000 | 1,198 |
| Life insurance assets | $7,208,000 | 787 |
| Total liabilities and capital | $414,726,000 | 1,591 |
| Total liabilities | $383,888,000 | 1,542 |
| Total deposits | $200,449,000 | 2,522 |
| Interest-bearing deposits | $46,754,000 | 6,119 |
| Deposits held in domestic offices | $200,449,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,884,000 | 255 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $40,000,000 | 1,084 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,555,000 | 1,944 |
| Total equity capital | $30,838,000 | 2,156 |
| Total bank equity capital | $30,838,000 | 2,156 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,979,000 | 2,010 |
| Surplus | $9,021,000 | 2,605 |
| Undivided profits | $19,838,000 | 1,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,176,000 | 1,901 |
| Earning assets | $352,036,000 | 1,722 |
| Long-term assets (5+ years) | $12,772,000 | 4,194 |
| Average Assets, year-to-date | $402,946,000 | 1,593 |
| Average Assets, quarterly | $424,520,000 | 1,528 |
| Volatile liabilities | $187,458,000 | 860 |
| Insider loans | $779,000 | 4,691 |
| FHLB advances | $40,000,000 | 1,003 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $70,451,000 | 1,418 |
| Tier 1 (core) risk-based capital | $30,899,000 | 2,056 |
| Tier 2 risk-based capital | $3,036,000 | 1,685 |
| Total risk weighted assets | $300,082,000 | 1,608 |
| Total unused commitments | $70,451,000 | 1,418 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $434,314,000 | 1,491 |
| Cash and due from depository institutions | $107,664,000 | 1,905 |
| Interest-bearing balances | $9,976,000 | 549 |
| Securities | $32,862,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $29,517,000 | 404 |
| Net loans & leases | $246,629,000 | 1,801 |
| Loan loss allowance | $2,870,000 | 1,806 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $495,000 | 7,033 |
| Other real estate owned | $0 | 1,905 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $17,147,000 | 1,078 |
| Life insurance assets | $7,145,000 | 781 |
| Total liabilities and capital | $434,314,000 | 1,491 |
| Total liabilities | $405,402,000 | 1,425 |
| Total deposits | $189,958,000 | 2,633 |
| Interest-bearing deposits | $46,882,000 | 6,114 |
| Deposits held in domestic offices | $189,958,000 | 2,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $173,099,000 | 229 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $40,000,000 | 1,098 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,345,000 | 1,934 |
| Total equity capital | $28,912,000 | 2,216 |
| Total bank equity capital | $28,912,000 | 2,216 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,979,000 | 2,003 |
| Surplus | $8,020,000 | 2,776 |
| Undivided profits | $18,913,000 | 1,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,785,000 | 2,107 |
| Earning assets | $318,984,000 | 1,848 |
| Long-term assets (5+ years) | $9,365,000 | 4,709 |
| Average Assets, year-to-date | $399,019,330 | 1,616 |
| Average Assets, quarterly | $400,360,000 | 1,622 |
| Volatile liabilities | $219,850,000 | 757 |
| Insider loans | $4,007,000 | 1,705 |
| FHLB advances | $40,000,000 | 1,010 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $105,351,000 | 998 |
| Tier 1 (core) risk-based capital | $29,049,000 | 2,150 |
| Tier 2 risk-based capital | $2,870,000 | 1,736 |
| Total risk weighted assets | $304,616,000 | 1,572 |
| Total unused commitments | $105,351,000 | 998 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 93 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $366,406,000 | 1,763 |
| Cash and due from depository institutions | $60,510,000 | 1,867 |
| Interest-bearing balances | $18,111,000 | 334 |
| Securities | $25,860,000 | 3,934 |
| Federal funds sold & reverse repurchase agreements | $26,421,000 | 517 |
| Net loans & leases | $238,855,000 | 1,813 |
| Loan loss allowance | $2,837,000 | 1,778 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $498,000 | 7,014 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $14,262,000 | 1,237 |
| Life insurance assets | $7,064,000 | 765 |
| Total liabilities and capital | $366,406,000 | 1,763 |
| Total liabilities | $338,277,000 | 1,716 |
| Total deposits | $176,239,000 | 2,792 |
| Interest-bearing deposits | $50,977,000 | 5,876 |
| Deposits held in domestic offices | $176,239,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,162,000 | 270 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 1,055 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,876,000 | 2,280 |
| Total equity capital | $28,129,000 | 2,240 |
| Total bank equity capital | $28,129,000 | 2,240 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,979,000 | 1,997 |
| Surplus | $8,021,000 | 2,706 |
| Undivided profits | $18,129,000 | 1,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,724,000 | 2,058 |
| Earning assets | $309,247,000 | 1,880 |
| Long-term assets (5+ years) | $12,340,000 | 4,202 |
| Average Assets, year-to-date | $381,372,000 | 1,681 |
| Average Assets, quarterly | $381,372,000 | 1,681 |
| Volatile liabilities | $171,018,000 | 875 |
| Insider loans | $533,000 | 5,318 |
| FHLB advances | $40,000,000 | 985 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $109,333,000 | 956 |
| Tier 1 (core) risk-based capital | $28,216,000 | 2,161 |
| Tier 2 risk-based capital | $2,838,000 | 1,717 |
| Total risk weighted assets | $299,555,000 | 1,552 |
| Total unused commitments | $109,333,000 | 956 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $396,338,000 | 1,605 |
| Cash and due from depository institutions | $62,475,000 | 1,898 |
| Interest-bearing balances | $9,361,000 | 616 |
| Securities | $26,448,000 | 3,903 |
| Federal funds sold & reverse repurchase agreements | $63,716,000 | 208 |
| Net loans & leases | $229,507,000 | 1,862 |
| Loan loss allowance | $2,742,000 | 1,819 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $520,000 | 6,971 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,672,000 | 1,266 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $396,338,000 | 1,605 |
| Total liabilities | $369,048,000 | 1,533 |
| Total deposits | $153,693,000 | 3,104 |
| Interest-bearing deposits | $20,903,000 | 7,820 |
| Deposits held in domestic offices | $153,693,000 | 3,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $183,299,000 | 225 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,056,000 | 2,099 |
| Total equity capital | $27,290,000 | 2,285 |
| Total bank equity capital | $27,290,000 | 2,285 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,979,000 | 1,983 |
| Surplus | $8,021,000 | 2,668 |
| Undivided profits | $17,290,000 | 1,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,518,000 | 2,343 |
| Earning assets | $329,032,000 | 1,766 |
| Long-term assets (5+ years) | $13,177,000 | 4,086 |
| Average Assets, year-to-date | $336,746,000 | 1,775 |
| Average Assets, quarterly | $356,117,500 | 1,761 |
| Volatile liabilities | $204,082,000 | 763 |
| Insider loans | $551,000 | 5,254 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $92,694,000 | 1,071 |
| Tier 1 (core) risk-based capital | $27,372,000 | 2,195 |
| Tier 2 risk-based capital | $2,742,000 | 1,751 |
| Total risk weighted assets | $299,234,000 | 1,526 |
| Total unused commitments | $92,694,000 | 1,071 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $315,897,000 | 1,936 |
| Cash and due from depository institutions | $38,306,000 | 1,879 |
| Interest-bearing balances | $7,243,000 | 788 |
| Securities | $18,075,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $30,497,000 | 435 |
| Net loans & leases | $218,503,000 | 1,909 |
| Loan loss allowance | $2,687,000 | 1,819 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $579,000 | 6,828 |
| Other real estate owned | $0 | 1,879 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,937,000 | 1,633 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $315,897,000 | 1,936 |
| Total liabilities | $289,334,000 | 1,904 |
| Total deposits | $159,832,000 | 2,966 |
| Interest-bearing deposits | $10,473,000 | 8,499 |
| Deposits held in domestic offices | $159,832,000 | 2,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,685,000 | 281 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $23,000,000 | 1,615 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,817,000 | 2,241 |
| Total equity capital | $26,563,000 | 2,307 |
| Total bank equity capital | $26,563,000 | 2,307 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,979,000 | 1,950 |
| Surplus | $8,021,000 | 2,607 |
| Undivided profits | $16,563,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,169,000 | 2,984 |
| Earning assets | $274,318,000 | 2,032 |
| Long-term assets (5+ years) | $10,598,000 | 4,521 |
| Average Assets, year-to-date | $321,848,000 | 1,824 |
| Average Assets, quarterly | $322,010,500 | 1,873 |
| Volatile liabilities | $118,038,000 | 1,137 |
| Insider loans | $136,000 | 6,956 |
| FHLB advances | $23,000,000 | 1,515 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $113,800,000 | 900 |
| Tier 1 (core) risk-based capital | $26,604,000 | 2,217 |
| Tier 2 risk-based capital | $2,687,000 | 1,747 |
| Total risk weighted assets | $273,465,000 | 1,628 |
| Total unused commitments | $113,800,000 | 901 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $328,124,000 | 1,828 |
| Cash and due from depository institutions | $73,907,000 | 1,897 |
| Interest-bearing balances | $4,411,000 | 1,171 |
| Securities | $9,442,000 | 6,480 |
| Federal funds sold & reverse repurchase agreements | $19,311,000 | 632 |
| Net loans & leases | $215,012,000 | 1,871 |
| Loan loss allowance | $2,687,000 | 1,788 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $601,000 | 6,760 |
| Other real estate owned | $0 | 1,897 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,851,000 | 1,604 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $328,124,000 | 1,828 |
| Total liabilities | $304,302,000 | 1,780 |
| Total deposits | $175,297,000 | 2,692 |
| Interest-bearing deposits | $16,383,000 | 8,176 |
| Deposits held in domestic offices | $175,297,000 | 2,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,323,000 | 277 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000,000 | 2,004 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,682,000 | 2,234 |
| Total equity capital | $23,822,000 | 2,496 |
| Total bank equity capital | $23,822,000 | 2,496 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,979,000 | 1,932 |
| Surplus | $6,021,000 | 3,191 |
| Undivided profits | $15,822,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 599 |
| Income earned, not collected on loans | $1,116,000 | 2,848 |
| Earning assets | $248,176,000 | 2,211 |
| Long-term assets (5+ years) | $12,881,000 | 4,212 |
| Average Assets, year-to-date | $323,831,670 | 1,810 |
| Average Assets, quarterly | $321,047,500 | 1,839 |
| Volatile liabilities | $126,673,000 | 1,040 |
| Insider loans | $138,000 | 6,963 |
| FHLB advances | $16,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $77,805,000 | 1,167 |
| Tier 1 (core) risk-based capital | $23,842,000 | 2,393 |
| Tier 2 risk-based capital | $2,687,000 | 1,722 |
| Total risk weighted assets | $262,866,000 | 1,646 |
| Total unused commitments | $77,805,000 | 1,167 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 88 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $313,971,000 | 1,879 |
| Cash and due from depository institutions | $74,005,000 | 1,946 |
| Interest-bearing balances | $6,568,000 | 853 |
| Securities | $10,171,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $13,453,000 | 916 |
| Net loans & leases | $206,248,000 | 1,911 |
| Loan loss allowance | $2,688,000 | 1,757 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $579,000 | 6,845 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,515,000 | 1,638 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $313,971,000 | 1,879 |
| Total liabilities | $290,887,000 | 1,831 |
| Total deposits | $175,508,000 | 2,685 |
| Interest-bearing deposits | $12,423,000 | 8,490 |
| Deposits held in domestic offices | $175,508,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,952,000 | 301 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000,000 | 1,927 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,427,000 | 2,470 |
| Total equity capital | $23,084,000 | 2,489 |
| Total bank equity capital | $23,084,000 | 2,489 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,979,000 | 1,937 |
| Surplus | $6,021,000 | 3,162 |
| Undivided profits | $15,084,000 | 2,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 603 |
| Income earned, not collected on loans | $1,180,000 | 2,599 |
| Earning assets | $236,440,000 | 2,297 |
| Long-term assets (5+ years) | $10,571,000 | 4,634 |
| Average Assets, year-to-date | $321,685,500 | 1,818 |
| Average Assets, quarterly | $321,685,500 | 1,818 |
| Volatile liabilities | $109,302,000 | 1,133 |
| Insider loans | $156,000 | 6,870 |
| FHLB advances | $16,000,000 | 1,820 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $90,940,000 | 1,019 |
| Tier 1 (core) risk-based capital | $23,129,000 | 2,413 |
| Tier 2 risk-based capital | $2,688,000 | 1,693 |
| Total risk weighted assets | $240,386,000 | 1,729 |
| Total unused commitments | $90,940,000 | 1,019 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 91 | 1,876 |
| Assets and Liabilities | ||
| Total Assets: | $329,400,000 | 1,795 |
| Cash and due from depository institutions | $43,554,000 | 1,876 |
| Interest-bearing balances | $5,927,000 | 944 |
| Securities | $9,363,000 | 6,598 |
| Federal funds sold & reverse repurchase agreements | $57,026,000 | 224 |
| Net loans & leases | $203,489,000 | 1,913 |
| Loan loss allowance | $2,663,000 | 1,761 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $614,000 | 6,766 |
| Other real estate owned | $0 | 1,876 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,354,000 | 1,039 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $329,400,000 | 1,795 |
| Total liabilities | $307,119,000 | 1,745 |
| Total deposits | $167,366,000 | 2,775 |
| Interest-bearing deposits | $12,720,000 | 8,519 |
| Deposits held in domestic offices | $167,366,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,915,000 | 268 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,838,000 | 2,054 |
| Total equity capital | $22,281,000 | 2,575 |
| Total bank equity capital | $22,281,000 | 2,575 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,979,000 | 1,920 |
| Surplus | $6,021,000 | 3,119 |
| Undivided profits | $14,281,000 | 2,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $194,000 | 556 |
| Income earned, not collected on loans | $860,000 | 3,483 |
| Earning assets | $275,805,000 | 1,947 |
| Long-term assets (5+ years) | $16,995,000 | 3,796 |
| Average Assets, year-to-date | $313,504,400 | 1,800 |
| Average Assets, quarterly | $326,825,500 | 1,790 |
| Volatile liabilities | $133,515,000 | 940 |
| Insider loans | $1,836,000 | 2,893 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $68,704,000 | 1,253 |
| Tier 1 (core) risk-based capital | $22,287,000 | 2,461 |
| Tier 2 risk-based capital | $2,663,000 | 1,709 |
| Total risk weighted assets | $242,133,000 | 1,707 |
| Total unused commitments | $68,704,000 | 1,254 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 91 | 1,877 |
| Assets and Liabilities | ||
| Total Assets: | $324,251,000 | 1,806 |
| Cash and due from depository institutions | $51,711,000 | 1,877 |
| Interest-bearing balances | $6,471,000 | 886 |
| Securities | $14,805,000 | 5,556 |
| Federal funds sold & reverse repurchase agreements | $48,367,000 | 250 |
| Net loans & leases | $199,771,000 | 1,913 |
| Loan loss allowance | $2,437,000 | 1,918 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $612,000 | 6,761 |
| Other real estate owned | $0 | 1,877 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,985,000 | 1,648 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $324,251,000 | 1,806 |
| Total liabilities | $302,749,000 | 1,742 |
| Total deposits | $177,146,000 | 2,613 |
| Interest-bearing deposits | $5,960,000 | 8,840 |
| Deposits held in domestic offices | $177,146,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,744,000 | 281 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,859,000 | 2,044 |
| Total equity capital | $21,502,000 | 2,667 |
| Total bank equity capital | $21,502,000 | 2,667 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,979,000 | 1,917 |
| Surplus | $6,021,000 | 3,070 |
| Undivided profits | $13,502,000 | 2,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 596 |
| Income earned, not collected on loans | $870,000 | 3,577 |
| Earning assets | $269,414,000 | 1,969 |
| Long-term assets (5+ years) | $25,745,000 | 3,038 |
| Average Assets, year-to-date | $309,530,500 | 1,824 |
| Average Assets, quarterly | $320,905,500 | 1,794 |
| Volatile liabilities | $116,444,000 | 1,014 |
| Insider loans | $1,620,000 | 3,110 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $56,782,000 | 1,424 |
| Tier 1 (core) risk-based capital | $21,495,000 | 2,517 |
| Tier 2 risk-based capital | $2,437,000 | 1,824 |
| Total risk weighted assets | $233,819,000 | 1,723 |
| Total unused commitments | $56,782,000 | 1,425 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $317,560,000 | 1,811 |
| Cash and due from depository institutions | $60,719,000 | 1,911 |
| Interest-bearing balances | $6,657,000 | 904 |
| Securities | $16,067,000 | 5,377 |
| Federal funds sold & reverse repurchase agreements | $26,093,000 | 412 |
| Net loans & leases | $194,274,000 | 1,916 |
| Loan loss allowance | $2,439,000 | 1,900 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $647,000 | 6,703 |
| Other real estate owned | $0 | 1,911 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $19,760,000 | 802 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $317,560,000 | 1,811 |
| Total liabilities | $296,828,000 | 1,752 |
| Total deposits | $229,839,000 | 1,998 |
| Interest-bearing deposits | $7,885,000 | 8,836 |
| Deposits held in domestic offices | $229,839,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,563,000 | 477 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,627 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,426,000 | 2,282 |
| Total equity capital | $20,732,000 | 2,643 |
| Total bank equity capital | $20,732,000 | 2,643 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,979,000 | 1,922 |
| Surplus | $6,021,000 | 3,024 |
| Undivided profits | $12,732,000 | 2,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 612 |
| Income earned, not collected on loans | $735,000 | 3,872 |
| Earning assets | $243,091,000 | 2,142 |
| Long-term assets (5+ years) | $37,730,000 | 2,379 |
| Average Assets, year-to-date | $304,623,670 | 1,847 |
| Average Assets, quarterly | $310,289,500 | 1,832 |
| Volatile liabilities | $57,163,000 | 1,829 |
| Insider loans | $1,218,000 | 3,664 |
| FHLB advances | $21,000,000 | 1,526 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $58,048,000 | 1,380 |
| Tier 1 (core) risk-based capital | $20,854,000 | 2,541 |
| Tier 2 risk-based capital | $2,439,000 | 1,799 |
| Total risk weighted assets | $224,773,000 | 1,755 |
| Total unused commitments | $58,048,000 | 1,382 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $303,019,000 | 1,872 |
| Cash and due from depository institutions | $59,578,000 | 1,834 |
| Interest-bearing balances | $6,084,000 | 1,109 |
| Securities | $15,091,000 | 5,551 |
| Federal funds sold & reverse repurchase agreements | $40,284,000 | 340 |
| Net loans & leases | $176,201,000 | 2,041 |
| Loan loss allowance | $2,260,000 | 2,031 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $660,000 | 6,668 |
| Other real estate owned | $0 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,205,000 | 1,271 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $303,019,000 | 1,872 |
| Total liabilities | $282,949,000 | 1,807 |
| Total deposits | $231,483,000 | 1,962 |
| Interest-bearing deposits | $9,474,000 | 8,815 |
| Deposits held in domestic offices | $231,483,000 | 1,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,977,000 | 575 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,000,000 | 1,548 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,489,000 | 2,439 |
| Total equity capital | $20,070,000 | 2,784 |
| Total bank equity capital | $20,070,000 | 2,784 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,979,000 | 1,918 |
| Surplus | $5,821,000 | 3,079 |
| Undivided profits | $12,270,000 | 2,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 640 |
| Income earned, not collected on loans | $667,000 | 4,140 |
| Earning assets | $237,660,000 | 2,185 |
| Long-term assets (5+ years) | $39,646,000 | 2,260 |
| Average Assets, year-to-date | $298,155,500 | 1,879 |
| Average Assets, quarterly | $298,155,500 | 1,879 |
| Volatile liabilities | $43,177,000 | 2,230 |
| Insider loans | $1,034,000 | 3,946 |
| FHLB advances | $21,000,000 | 1,443 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $67,892,000 | 1,183 |
| Tier 1 (core) risk-based capital | $19,995,000 | 2,622 |
| Tier 2 risk-based capital | $2,260,000 | 1,901 |
| Total risk weighted assets | $220,037,000 | 1,745 |
| Total unused commitments | $67,892,000 | 1,187 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $293,292,000 | 1,916 |
| Cash and due from depository institutions | $45,256,000 | 1,896 |
| Interest-bearing balances | $5,124,000 | 1,174 |
| Securities | $15,906,000 | 5,465 |
| Federal funds sold & reverse repurchase agreements | $58,759,000 | 223 |
| Net loans & leases | $165,360,000 | 2,158 |
| Loan loss allowance | $2,148,000 | 2,123 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $698,000 | 6,605 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,313,000 | 1,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,292,000 | 1,916 |
| Total liabilities | $273,836,000 | 1,855 |
| Total deposits | $179,933,000 | 2,518 |
| Interest-bearing deposits | $9,579,000 | 8,861 |
| Deposits held in domestic offices | $179,933,000 | 2,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,318,000 | 357 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,000,000 | 1,561 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,585,000 | 2,226 |
| Total equity capital | $19,456,000 | 2,793 |
| Total bank equity capital | $19,456,000 | 2,793 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,979,000 | 1,935 |
| Surplus | $5,821,000 | 3,045 |
| Undivided profits | $11,656,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $617,000 | 4,584 |
| Earning assets | $245,149,000 | 2,101 |
| Long-term assets (5+ years) | $40,274,000 | 2,261 |
| Average Assets, year-to-date | $256,951,000 | 2,097 |
| Average Assets, quarterly | $287,178,500 | 1,933 |
| Volatile liabilities | $83,618,000 | 1,275 |
| Insider loans | $979,000 | 4,085 |
| FHLB advances | $21,000,000 | 1,451 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $61,007,000 | 1,241 |
| Tier 1 (core) risk-based capital | $19,428,000 | 2,661 |
| Tier 2 risk-based capital | $2,148,000 | 1,976 |
| Total risk weighted assets | $202,989,000 | 1,861 |
| Total unused commitments | $61,007,000 | 1,243 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $281,065,000 | 1,998 |
| Cash and due from depository institutions | $60,208,000 | 1,939 |
| Interest-bearing balances | $4,666,000 | 1,443 |
| Securities | $17,948,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $30,602,000 | 466 |
| Net loans & leases | $164,416,000 | 2,160 |
| Loan loss allowance | $2,044,000 | 2,224 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $691,000 | 6,637 |
| Other real estate owned | $0 | 1,939 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,200,000 | 1,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,065,000 | 1,998 |
| Total liabilities | $262,260,000 | 1,934 |
| Total deposits | $166,428,000 | 2,701 |
| Interest-bearing deposits | $9,600,000 | 8,925 |
| Deposits held in domestic offices | $166,428,000 | 2,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,132,000 | 364 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,000,000 | 1,525 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,700,000 | 2,199 |
| Total equity capital | $18,805,000 | 2,872 |
| Total bank equity capital | $18,805,000 | 2,872 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,979,000 | 1,941 |
| Surplus | $5,821,000 | 2,980 |
| Undivided profits | $11,005,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $669,000 | 4,500 |
| Earning assets | $217,632,000 | 2,364 |
| Long-term assets (5+ years) | $34,834,000 | 2,498 |
| Average Assets, year-to-date | $247,865,750 | 2,190 |
| Average Assets, quarterly | $246,744,500 | 2,248 |
| Volatile liabilities | $85,332,000 | 1,220 |
| Insider loans | $1,023,000 | 3,983 |
| FHLB advances | $21,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $52,332,000 | 1,409 |
| Tier 1 (core) risk-based capital | $18,775,000 | 2,738 |
| Tier 2 risk-based capital | $2,044,000 | 2,054 |
| Total risk weighted assets | $195,279,000 | 1,931 |
| Total unused commitments | $52,332,000 | 1,413 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 87 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $212,424,000 | 2,611 |
| Cash and due from depository institutions | $20,730,000 | 2,005 |
| Interest-bearing balances | $7,458,000 | 1,078 |
| Securities | $15,777,000 | 5,346 |
| Federal funds sold & reverse repurchase agreements | $16,642,000 | 934 |
| Net loans & leases | $151,505,000 | 2,287 |
| Loan loss allowance | $2,001,000 | 2,233 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $725,000 | 6,548 |
| Other real estate owned | $0 | 2,005 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,045,000 | 1,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,424,000 | 2,611 |
| Total liabilities | $193,905,000 | 2,570 |
| Total deposits | $152,489,000 | 2,906 |
| Interest-bearing deposits | $7,980,000 | 9,018 |
| Deposits held in domestic offices | $152,489,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,758,000 | 731 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,000,000 | 1,513 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,658,000 | 2,317 |
| Total equity capital | $18,519,000 | 2,912 |
| Total bank equity capital | $18,519,000 | 2,912 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,979,000 | 1,939 |
| Surplus | $5,821,000 | 2,949 |
| Undivided profits | $10,719,000 | 2,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $706,000 | 4,125 |
| Earning assets | $191,382,000 | 2,638 |
| Long-term assets (5+ years) | $29,750,000 | 2,665 |
| Average Assets, year-to-date | $236,799,330 | 2,289 |
| Average Assets, quarterly | $227,528,500 | 2,416 |
| Volatile liabilities | $26,211,000 | 3,161 |
| Insider loans | $764,000 | 4,592 |
| FHLB advances | $21,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $51,412,000 | 1,402 |
| Tier 1 (core) risk-based capital | $18,372,000 | 2,736 |
| Tier 2 risk-based capital | $2,001,000 | 2,055 |
| Total risk weighted assets | $176,270,000 | 2,058 |
| Total unused commitments | $51,412,000 | 1,412 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 85 | 2,037 |
| Assets and Liabilities | ||
| Total Assets: | $242,633,000 | 2,246 |
| Cash and due from depository institutions | $21,921,000 | 2,037 |
| Interest-bearing balances | $2,802,000 | 2,141 |
| Securities | $18,251,000 | 4,931 |
| Federal funds sold & reverse repurchase agreements | $46,881,000 | 337 |
| Net loans & leases | $147,851,000 | 2,308 |
| Loan loss allowance | $2,058,000 | 2,121 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $741,000 | 6,513 |
| Other real estate owned | $0 | 2,037 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,988,000 | 1,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,633,000 | 2,246 |
| Total liabilities | $224,856,000 | 2,177 |
| Total deposits | $182,063,000 | 2,445 |
| Interest-bearing deposits | $2,811,000 | 9,197 |
| Deposits held in domestic offices | $182,063,000 | 2,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,773,000 | 696 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,000,000 | 1,472 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,020,000 | 2,031 |
| Total equity capital | $17,777,000 | 2,952 |
| Total bank equity capital | $17,777,000 | 2,952 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,979,000 | 1,952 |
| Surplus | $5,571,000 | 2,991 |
| Undivided profits | $10,227,000 | 2,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $759,000 | 3,903 |
| Earning assets | $215,785,000 | 2,330 |
| Long-term assets (5+ years) | $27,009,000 | 2,778 |
| Average Assets, year-to-date | $248,987,000 | 2,156 |
| Average Assets, quarterly | $248,987,000 | 2,156 |
| Volatile liabilities | $22,076,000 | 3,527 |
| Insider loans | $1,174,000 | 3,594 |
| FHLB advances | $21,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $45,746,000 | 1,492 |
| Tier 1 (core) risk-based capital | $17,610,000 | 2,788 |
| Tier 2 risk-based capital | $2,058,000 | 1,951 |
| Total risk weighted assets | $174,968,000 | 2,042 |
| Total unused commitments | $45,746,000 | 1,504 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 86 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $255,341,000 | 2,094 |
| Cash and due from depository institutions | $43,180,000 | 1,997 |
| Interest-bearing balances | $899,000 | 3,207 |
| Securities | $19,908,000 | 4,661 |
| Federal funds sold & reverse repurchase agreements | $38,782,000 | 369 |
| Net loans & leases | $145,870,000 | 2,311 |
| Loan loss allowance | $2,058,000 | 2,074 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $765,000 | 6,438 |
| Other real estate owned | $0 | 1,997 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,836,000 | 1,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,341,000 | 2,094 |
| Total liabilities | $238,172,000 | 2,031 |
| Total deposits | $189,208,000 | 2,306 |
| Interest-bearing deposits | $1,964,000 | 9,249 |
| Deposits held in domestic offices | $189,208,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,352,000 | 600 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,000,000 | 1,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,612,000 | 2,389 |
| Total equity capital | $17,169,000 | 3,012 |
| Total bank equity capital | $17,169,000 | 3,012 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,979,000 | 1,948 |
| Surplus | $5,571,000 | 2,959 |
| Undivided profits | $9,619,000 | 3,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $705,000 | 4,355 |
| Earning assets | $205,459,000 | 2,396 |
| Long-term assets (5+ years) | $22,659,000 | 3,077 |
| Average Assets, year-to-date | $223,234,200 | 2,282 |
| Average Assets, quarterly | $233,328,000 | 2,268 |
| Volatile liabilities | $28,205,000 | 2,931 |
| Insider loans | $1,176,000 | 3,604 |
| FHLB advances | $21,000,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,807,000 | 1,690 |
| Tier 1 (core) risk-based capital | $16,982,000 | 2,839 |
| Tier 2 risk-based capital | $2,058,000 | 1,921 |
| Total risk weighted assets | $172,507,000 | 2,044 |
| Total unused commitments | $36,807,000 | 1,696 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 76 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $184,431,000 | 2,736 |
| Cash and due from depository institutions | $12,352,000 | 2,258 |
| Interest-bearing balances | $1,177,000 | 2,801 |
| Securities | $23,134,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $28,521,000 | 501 |
| Net loans & leases | $112,941,000 | 2,819 |
| Loan loss allowance | $1,585,000 | 2,464 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $647,000 | 6,867 |
| Other real estate owned | $0 | 2,258 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,836,000 | 1,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,431,000 | 2,736 |
| Total liabilities | $170,025,000 | 2,672 |
| Total deposits | $130,778,000 | 3,099 |
| Interest-bearing deposits | $1,460,000 | 9,499 |
| Deposits held in domestic offices | $130,778,000 | 3,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,100,000 | 839 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,362 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,147,000 | 1,893 |
| Total equity capital | $14,406,000 | 3,311 |
| Total bank equity capital | $14,406,000 | 3,311 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,979,000 | 1,970 |
| Surplus | $5,071,000 | 3,065 |
| Undivided profits | $7,356,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $795,000 | 4,221 |
| Earning assets | $165,773,000 | 2,757 |
| Long-term assets (5+ years) | $6,113,000 | 5,795 |
| Average Assets, year-to-date | $179,399,400 | 2,670 |
| Average Assets, quarterly | $178,210,000 | 2,776 |
| Volatile liabilities | $17,256,000 | 4,075 |
| Insider loans | $187,000 | 7,033 |
| FHLB advances | $21,000,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $79,797,000 | 894 |
| Tier 1 (core) risk-based capital | $14,232,000 | 3,207 |
| Tier 2 risk-based capital | $1,585,000 | 2,282 |
| Total risk weighted assets | $141,803,000 | 2,352 |
| Total unused commitments | $79,797,000 | 894 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $188,554,000 | 2,578 |
| Cash and due from depository institutions | $24,595,000 | 2,305 |
| Interest-bearing balances | $113,000 | 4,415 |
| Securities | $31,322,000 | 3,332 |
| Federal funds sold & reverse repurchase agreements | $39,308,000 | 319 |
| Net loans & leases | $88,155,000 | 3,382 |
| Loan loss allowance | $1,224,000 | 2,920 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $717,000 | 6,750 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,457,000 | 2,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,554,000 | 2,578 |
| Total liabilities | $176,039,000 | 2,492 |
| Total deposits | $69,733,000 | 5,011 |
| Interest-bearing deposits | $378,000 | 9,841 |
| Deposits held in domestic offices | $69,733,000 | 5,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,544,000 | 334 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,296 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,762,000 | 2,281 |
| Total equity capital | $12,515,000 | 3,639 |
| Total bank equity capital | $12,515,000 | 3,639 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,979,000 | 1,994 |
| Surplus | $5,071,000 | 2,980 |
| Undivided profits | $5,465,000 | 4,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $630,000 | 4,290 |
| Earning assets | $158,898,000 | 2,777 |
| Long-term assets (5+ years) | $1,687,000 | 7,534 |
| Average Assets, year-to-date | $169,352,600 | 2,696 |
| Average Assets, quarterly | $179,964,000 | 2,643 |
| Volatile liabilities | $83,800,000 | 1,128 |
| Insider loans | $85,000 | 8,019 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,406,000 | 1,623 |
| Tier 1 (core) risk-based capital | $12,442,000 | 3,531 |
| Tier 2 risk-based capital | $1,224,000 | 2,735 |
| Total risk weighted assets | $116,018,800 | 2,726 |
| Total unused commitments | $32,406,000 | 1,624 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $171,509,000 | 2,745 |
| Cash and due from depository institutions | $28,362,000 | 2,369 |
| Interest-bearing balances | $185,000 | 4,146 |
| Securities | $36,413,000 | 3,039 |
| Federal funds sold & reverse repurchase agreements | $37,155,000 | 308 |
| Net loans & leases | $65,275,000 | 4,215 |
| Loan loss allowance | $1,118,000 | 3,108 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $776,000 | 6,706 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,528,000 | 2,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,509,000 | 2,745 |
| Total liabilities | $160,598,000 | 2,660 |
| Total deposits | $76,132,000 | 4,747 |
| Interest-bearing deposits | $340,000 | 10,158 |
| Deposits held in domestic offices | $76,132,000 | 4,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,899,000 | 400 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,273 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,567,000 | 1,549 |
| Total equity capital | $10,911,000 | 3,964 |
| Total bank equity capital | $10,911,000 | 3,964 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,979,000 | 2,015 |
| Surplus | $4,800,000 | 3,110 |
| Undivided profits | $4,132,000 | 4,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $804,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $378,000 | 5,605 |
| Earning assets | $139,028,000 | 3,073 |
| Long-term assets (5+ years) | $3,134,000 | 7,110 |
| Average Assets, year-to-date | $126,908,000 | 3,472 |
| Average Assets, quarterly | $149,513,000 | 3,067 |
| Volatile liabilities | $74,055,000 | 1,218 |
| Insider loans | $50,000 | 8,513 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $97,000 | 1,340 |
| Unused loan commitments | $37,592,000 | 1,475 |
| Tier 1 (core) risk-based capital | $11,027,000 | 3,903 |
| Tier 2 risk-based capital | $1,085,720 | 2,923 |
| Total risk weighted assets | $86,825,520 | 3,363 |
| Total unused commitments | $37,592,000 | 1,477 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $107,307,000 | 4,091 |
| Cash and due from depository institutions | $14,346,000 | 2,333 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,109,000 | 4,824 |
| Federal funds sold & reverse repurchase agreements | $22,829,000 | 698 |
| Net loans & leases | $46,965,000 | 5,133 |
| Loan loss allowance | $763,000 | 4,176 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $564,000 | 7,508 |
| Other real estate owned | $799,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,695,000 | 4,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,307,000 | 4,091 |
| Total liabilities | $99,258,000 | 3,979 |
| Total deposits | $73,682,000 | 4,862 |
| Interest-bearing deposits | $538,000 | 10,373 |
| Deposits held in domestic offices | $73,682,000 | 4,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,756,000 | 741 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $820,000 | 4,093 |
| Total equity capital | $8,049,000 | 5,187 |
| Total bank equity capital | $8,049,000 | 5,187 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,979,000 | 1,968 |
| Surplus | $2,568,000 | 4,646 |
| Undivided profits | $3,502,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $238,000 | 7,401 |
| Earning assets | $89,903,000 | 4,449 |
| Long-term assets (5+ years) | $5,300,000 | 6,111 |
| Average Assets, year-to-date | $106,251,800 | 3,927 |
| Average Assets, quarterly | $111,275,500 | 3,896 |
| Volatile liabilities | $20,256,000 | 2,972 |
| Insider loans | $30,000 | 8,863 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,344,000 | 761 |
| Unused loan commitments | $30,979,000 | 1,624 |
| Tier 1 (core) risk-based capital | $7,986,000 | 5,023 |
| Tier 2 risk-based capital | $763,000 | 3,815 |
| Total risk weighted assets | $61,063,200 | 4,348 |
| Total unused commitments | $30,979,000 | 1,629 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $101,188,000 | 4,277 |
| Cash and due from depository institutions | $14,480,000 | 2,342 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,090,000 | 4,068 |
| Federal funds sold & reverse repurchase agreements | $16,271,000 | 813 |
| Net loans & leases | $41,218,000 | 5,697 |
| Loan loss allowance | $636,000 | 4,852 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $354,000 | 8,648 |
| Other real estate owned | $1,036,000 | 2,342 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,739,000 | 3,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,188,000 | 4,277 |
| Total liabilities | $94,029,000 | 4,154 |
| Total deposits | $58,352,000 | 5,770 |
| Interest-bearing deposits | $960,000 | 10,826 |
| Deposits held in domestic offices | $58,352,000 | 5,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,302,000 | 570 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $375,000 | 6,967 |
| Total equity capital | $7,159,000 | 5,656 |
| Total bank equity capital | $7,159,000 | 5,656 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,979,000 | 1,964 |
| Surplus | $2,440,000 | 4,814 |
| Undivided profits | $2,740,000 | 6,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 6,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $247,000 | 7,531 |
| Earning assets | $83,579,000 | 4,673 |
| Long-term assets (5+ years) | $6,921,000 | 5,229 |
| Average Assets, year-to-date | $93,976,000 | 4,385 |
| Average Assets, quarterly | $105,379,000 | 4,079 |
| Volatile liabilities | $36,002,000 | 1,826 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,638,000 | 660 |
| Unused loan commitments | $26,668,000 | 1,717 |
| Tier 1 (core) risk-based capital | $7,016,000 | 5,590 |
| Tier 2 risk-based capital | $636,000 | 4,325 |
| Total risk weighted assets | $52,455,200 | 4,855 |
| Total unused commitments | $26,668,000 | 1,721 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $87,989,000 | 4,928 |
| Cash and due from depository institutions | $3,553,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,745,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $16,212,000 | 792 |
| Net loans & leases | $26,078,000 | 7,489 |
| Loan loss allowance | $338,000 | 7,429 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $368,000 | 8,835 |
| Other real estate owned | $1,036,000 | 2,544 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,997,000 | 3,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,989,000 | 4,928 |
| Total liabilities | $81,278,000 | 4,801 |
| Total deposits | $46,977,000 | 6,868 |
| Interest-bearing deposits | $454,000 | 11,386 |
| Deposits held in domestic offices | $46,977,000 | 6,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,997,000 | 631 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $304,000 | 7,818 |
| Total equity capital | $6,711,000 | 5,990 |
| Total bank equity capital | $6,711,000 | 5,990 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,979,000 | 2,079 |
| Surplus | $2,440,000 | 4,875 |
| Undivided profits | $2,292,000 | 6,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $144,000 | 9,449 |
| Earning assets | $81,035,000 | 4,911 |
| Long-term assets (5+ years) | $11,366,000 | 3,899 |
| Average Assets, year-to-date | $89,307,400 | 4,713 |
| Average Assets, quarterly | $94,168,500 | 4,616 |
| Volatile liabilities | $34,247,000 | 1,860 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,770,000 | 567 |
| Unused loan commitments | $16,886,000 | 2,317 |
| Tier 1 (core) risk-based capital | $6,779,000 | 5,836 |
| Tier 2 risk-based capital | $338,000 | 6,765 |
| Total risk weighted assets | $38,853,100 | 6,100 |
| Total unused commitments | $16,886,000 | 2,331 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $72,312,000 | 5,810 |
| Cash and due from depository institutions | $5,866,000 | 2,866 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,131,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $13,222,000 | 1,070 |
| Net loans & leases | $16,412,000 | 9,275 |
| Loan loss allowance | $504,000 | 6,012 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $407,000 | 8,825 |
| Other real estate owned | $1,036,000 | 2,866 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,238,000 | 5,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,312,000 | 5,810 |
| Total liabilities | $65,809,000 | 5,738 |
| Total deposits | $41,060,000 | 7,605 |
| Interest-bearing deposits | $907,000 | 11,900 |
| Deposits held in domestic offices | $41,060,000 | 7,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,410,000 | 754 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,339,000 | 2,881 |
| Total equity capital | $6,503,000 | 6,187 |
| Total bank equity capital | $6,503,000 | 6,187 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,979,000 | 2,133 |
| Surplus | $2,440,000 | 4,878 |
| Undivided profits | $2,084,000 | 7,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $137,000 | 9,970 |
| Earning assets | $63,765,000 | 5,974 |
| Long-term assets (5+ years) | $1,966,000 | 7,928 |
| Average Assets, year-to-date | $74,205,800 | 5,482 |
| Average Assets, quarterly | $69,269,000 | 5,955 |
| Volatile liabilities | $23,410,000 | 2,317 |
| Insider loans | $43,000 | 10,009 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,873,000 | 616 |
| Unused loan commitments | $8,726,000 | 3,572 |
| Tier 1 (core) risk-based capital | $6,414,000 | 6,110 |
| Tier 2 risk-based capital | $306,300 | 7,243 |
| Total risk weighted assets | $24,305,900 | 8,039 |
| Total unused commitments | $8,726,000 | 3,585 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $98,482,000 | 4,430 |
| Cash and due from depository institutions | $5,449,000 | 2,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,889,000 | 3,946 |
| Federal funds sold & reverse repurchase agreements | $36,563,000 | 334 |
| Net loans & leases | $19,523,000 | 8,845 |
| Loan loss allowance | $504,000 | 6,131 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $360,000 | 9,418 |
| Other real estate owned | $1,036,000 | 2,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,662,000 | 2,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,482,000 | 4,430 |
| Total liabilities | $93,032,000 | 4,265 |
| Total deposits | $56,896,000 | 6,191 |
| Interest-bearing deposits | $1,139,000 | 12,534 |
| Deposits held in domestic offices | $56,896,000 | 6,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,535,000 | 669 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $275,000 | 4,208 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,326,000 | 2,445 |
| Total equity capital | $5,450,000 | 6,721 |
| Total bank equity capital | $5,450,000 | 6,721 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,979,000 | 2,195 |
| Surplus | $2,440,000 | 4,857 |
| Undivided profits | $1,031,000 | 8,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $116,000 | 10,461 |
| Earning assets | $88,975,000 | 4,489 |
| Long-term assets (5+ years) | $1,510,000 | 8,836 |
| Average Assets, year-to-date | $107,600,400 | 4,008 |
| Average Assets, quarterly | $98,618,500 | 4,401 |
| Volatile liabilities | $35,255,000 | 1,603 |
| Insider loans | $53,000 | 10,213 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $5,655,000 | 243 |
| Unused loan commitments | $5,122,000 | 4,859 |
| Tier 1 (core) risk-based capital | $6,230,000 | 6,188 |
| Tier 2 risk-based capital | $386,290 | 6,394 |
| Total risk weighted assets | $30,785,390 | 7,124 |
| Total unused commitments | $5,122,000 | 4,867 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $121,035,000 | 3,736 |
| Cash and due from depository institutions | $13,222,000 | 2,723 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $56,200,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $21,762,000 | 638 |
| Net loans & leases | $27,116,000 | 7,438 |
| Loan loss allowance | $576,000 | 5,753 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $526,000 | 8,545 |
| Other real estate owned | $600,000 | 2,723 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,609,000 | 4,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,035,000 | 3,736 |
| Total liabilities | $112,228,000 | 3,669 |
| Total deposits | $99,595,000 | 3,910 |
| Interest-bearing deposits | $1,730,000 | 13,204 |
| Deposits held in domestic offices | $99,595,000 | 3,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,153,000 | 1,014 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,480,000 | 2,325 |
| Total equity capital | $8,807,000 | 4,609 |
| Total bank equity capital | $8,807,000 | 4,609 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,974,000 | 2,236 |
| Surplus | $2,423,000 | 4,823 |
| Undivided profits | $4,410,000 | 4,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $106,000 | 10,818 |
| Earning assets | $105,078,000 | 3,936 |
| Long-term assets (5+ years) | $1,985,000 | 8,780 |
| Average Assets, year-to-date | $121,073,800 | 3,647 |
| Average Assets, quarterly | $127,144,500 | 3,537 |
| Volatile liabilities | $11,798,000 | 3,639 |
| Insider loans | $73,000 | 10,203 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $17,007,000 | 231 |
| Unused loan commitments | $4,593,000 | 5,131 |
| Tier 1 (core) risk-based capital | $8,807,000 | 4,510 |
| Tier 2 risk-based capital | $466,020 | 5,584 |
| Total risk weighted assets | $37,171,720 | 6,244 |
| Total unused commitments | $4,593,000 | 5,152 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $110,907,000 | 4,119 |
| Cash and due from depository institutions | $17,342,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $64,183,000 | 2,107 |
| Federal funds sold & reverse repurchase agreements | $3,287,000 | 4,736 |
| Net loans & leases | $23,248,000 | 8,233 |
| Loan loss allowance | $365,000 | 7,893 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $526,000 | 8,729 |
| Other real estate owned | $988,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,333,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,907,000 | 4,119 |
| Total liabilities | $103,254,000 | 4,063 |
| Total deposits | $93,303,000 | 4,292 |
| Interest-bearing deposits | $1,775,000 | 13,831 |
| Deposits held in domestic offices | $93,303,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,407,000 | 1,157 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,544,000 | 1,554 |
| Total equity capital | $7,653,000 | 4,985 |
| Total bank equity capital | $7,653,000 | 4,985 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,913,000 | 2,348 |
| Surplus | $2,159,000 | 5,149 |
| Undivided profits | $3,581,000 | 5,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $123,000 | 10,832 |
| Earning assets | $90,718,000 | 4,563 |
| Long-term assets (5+ years) | $12,098,000 | 3,812 |
| Average Assets, year-to-date | $95,548,200 | 4,607 |
| Average Assets, quarterly | $113,073,000 | 4,027 |
| Volatile liabilities | $8,492,000 | 4,638 |
| Insider loans | $38,000 | 7,591 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,475,000 | 227 |
| Unused loan commitments | $2,254,000 | 6,980 |
| Tier 1 (core) risk-based capital | $7,653,000 | 4,901 |
| Tier 2 risk-based capital | $365,000 | 6,690 |
| Total risk weighted assets | $34,339,900 | 6,659 |
| Total unused commitments | $2,254,000 | 7,009 |
| Derivatives | $0 | 651 |