Home > Independent Bank-West Michigan > Net charge- offs to loans
Independent Bank-West Michigan, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7068% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6012% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 1.2195% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3626% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5824% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8339% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5407% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5116% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6062% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6451% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5825% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3645% | 346 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 7,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5689% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4395% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2123% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5472% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8292% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6560% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5958% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3297% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 1.2812% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1726% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2090% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0154% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7493% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0298% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1520% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6737% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5991% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.6943% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0241% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1612% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4189% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.5721% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8236% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4327% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0608% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2044% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6432% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7053% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8956% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.6750% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4782% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5908% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.9584% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0351% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9021% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6575% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.9166% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2217% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3936% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 7,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0420% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2674% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.3727% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 7,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4609% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1645% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0650% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3697% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7218% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 7,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1753% | 7,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.3980% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1827% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3733% | 2,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9637% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7516% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2058% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7358% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4850% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1251% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3350% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 3,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6149% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 7,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7093% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1900% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3749% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1458% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7449% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6881% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 4,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0480% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4214% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0842% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9934% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7135% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 5,870 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 6,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 7,201 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 5,178 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 6,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |