Home > Independent Bank of Texas > Income and Expense
Independent Bank of Texas, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,691 |
| Total interest expense | $336,000 | 3,215 |
| Net interest income | $2,412,000 | 3,715 |
| Provision for loan and lease losses | $416,000 | 904 |
| Total noninterest income | $592,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $69,000 | 4,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $523,000 | 2,365 |
| Total noninterest expense | $2,858,000 | 2,990 |
| Salaries and employee benefits | $1,284,000 | 3,387 |
| Premises and equipment expense | $262,000 | 3,443 |
| Additional noninterest expense | $1,312,000 | 2,246 |
| Pre-tax net operating income | $-270,000 | 6,202 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $-257,000 | 6,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-257,000 | 6,206 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-257,000 | 6,206 |
| Net charge-offs | $568,000 | 575 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 568 |
| Net operating income | $-273,000 | 6,201 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 3,676 |
| Total interest expense | $170,000 | 3,217 |
| Net interest income | $1,219,000 | 3,687 |
| Provision for loan and lease losses | $80,000 | 1,639 |
| Total noninterest income | $305,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $34,000 | 4,324 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $271,000 | 2,255 |
| Total noninterest expense | $1,122,000 | 3,548 |
| Salaries and employee benefits | $591,000 | 3,607 |
| Premises and equipment expense | $132,000 | 3,463 |
| Additional noninterest expense | $399,000 | 3,308 |
| Pre-tax net operating income | $322,000 | 3,768 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $337,000 | 3,436 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $337,000 | 3,439 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $337,000 | 3,439 |
| Net charge-offs | $261,000 | 597 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 546 |
| Net operating income | $321,000 | 3,437 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 3,834 |
| Total interest expense | $786,000 | 3,067 |
| Net interest income | $4,489,000 | 3,927 |
| Provision for loan and lease losses | $195,000 | 2,523 |
| Total noninterest income | $1,178,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $162,000 | 4,258 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,016,000 | 2,313 |
| Total noninterest expense | $4,502,000 | 3,551 |
| Salaries and employee benefits | $2,415,000 | 3,554 |
| Premises and equipment expense | $515,000 | 3,562 |
| Additional noninterest expense | $1,572,000 | 3,450 |
| Pre-tax net operating income | $970,000 | 4,192 |
| Securities gains (losses) | $82,000 | 1,397 |
| Applicable income taxes | $-200,000 | 6,313 |
| Income before extraordinary items | $1,252,000 | 3,544 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,252,000 | 3,545 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,252,000 | 3,546 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 662 |
| Net operating income | $1,170,000 | 3,637 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 3,925 |
| Total interest expense | $600,000 | 3,092 |
| Net interest income | $3,281,000 | 4,017 |
| Provision for loan and lease losses | $110,000 | 2,695 |
| Total noninterest income | $735,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $123,000 | 4,290 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $612,000 | 2,615 |
| Total noninterest expense | $3,221,000 | 3,668 |
| Salaries and employee benefits | $1,674,000 | 3,771 |
| Premises and equipment expense | $390,000 | 3,585 |
| Additional noninterest expense | $1,157,000 | 3,498 |
| Pre-tax net operating income | $685,000 | 4,398 |
| Securities gains (losses) | $54,000 | 1,402 |
| Applicable income taxes | $-108,000 | 6,417 |
| Income before extraordinary items | $847,000 | 3,810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $847,000 | 3,811 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $847,000 | 3,813 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 633 |
| Net operating income | $793,000 | 3,879 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,990 |
| Total interest expense | $408,000 | 3,082 |
| Net interest income | $2,110,000 | 4,098 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $591,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $509,000 | 2,285 |
| Total noninterest expense | $2,159,000 | 3,675 |
| Salaries and employee benefits | $1,129,000 | 3,762 |
| Premises and equipment expense | $261,000 | 3,615 |
| Additional noninterest expense | $769,000 | 3,519 |
| Pre-tax net operating income | $472,000 | 4,265 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-34,000 | 6,447 |
| Income before extraordinary items | $506,000 | 3,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $506,000 | 3,941 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $506,000 | 3,941 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 597 |
| Net operating income | $506,000 | 3,882 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,087 |
| Total interest expense | $207,000 | 3,092 |
| Net interest income | $1,011,000 | 4,216 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $199,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $157,000 | 2,907 |
| Total noninterest expense | $1,044,000 | 3,802 |
| Salaries and employee benefits | $554,000 | 3,848 |
| Premises and equipment expense | $123,000 | 3,793 |
| Additional noninterest expense | $367,000 | 3,604 |
| Pre-tax net operating income | $166,000 | 4,741 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $165,000 | 4,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 4,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $165,000 | 4,544 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $165,000 | 4,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 4,183 |
| Total interest expense | $778,000 | 3,508 |
| Net interest income | $4,021,000 | 4,264 |
| Provision for loan and lease losses | $72,000 | 3,981 |
| Total noninterest income | $587,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $414,000 | 3,611 |
| Total noninterest expense | $3,904,000 | 3,982 |
| Salaries and employee benefits | $1,878,000 | 4,213 |
| Premises and equipment expense | $513,000 | 3,678 |
| Additional noninterest expense | $1,513,000 | 3,635 |
| Pre-tax net operating income | $632,000 | 4,740 |
| Securities gains (losses) | $-272,000 | 6,661 |
| Applicable income taxes | $-206,000 | 6,560 |
| Income before extraordinary items | $566,000 | 4,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $566,000 | 4,736 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $566,000 | 4,736 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $838,000 | 4,153 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 4,253 |
| Total interest expense | $570,000 | 3,647 |
| Net interest income | $3,006,000 | 4,309 |
| Provision for loan and lease losses | $71,000 | 3,706 |
| Total noninterest income | $612,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $127,000 | 4,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $485,000 | 3,062 |
| Total noninterest expense | $2,928,000 | 3,991 |
| Salaries and employee benefits | $1,344,000 | 4,345 |
| Premises and equipment expense | $389,000 | 3,683 |
| Additional noninterest expense | $1,195,000 | 3,507 |
| Pre-tax net operating income | $619,000 | 4,456 |
| Securities gains (losses) | $-51,000 | 6,656 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $564,000 | 4,409 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $564,000 | 4,412 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $564,000 | 4,413 |
| Net charge-offs | $79,000 | 3,480 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $614,490 | 4,195 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,225 |
| Total interest expense | $364,000 | 3,795 |
| Net interest income | $2,038,000 | 4,262 |
| Provision for loan and lease losses | $71,000 | 3,279 |
| Total noninterest income | $436,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $81,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $355,000 | 2,965 |
| Total noninterest expense | $2,015,000 | 3,935 |
| Salaries and employee benefits | $923,000 | 4,302 |
| Premises and equipment expense | $258,000 | 3,709 |
| Additional noninterest expense | $834,000 | 3,400 |
| Pre-tax net operating income | $388,000 | 4,532 |
| Securities gains (losses) | $-51,000 | 6,795 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $334,000 | 4,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $334,000 | 4,581 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $334,000 | 4,582 |
| Net charge-offs | $79,000 | 2,972 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $384,490 | 4,273 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 4,318 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $988,000 | 4,370 |
| Provision for loan and lease losses | $46,000 | 2,880 |
| Total noninterest income | $192,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 3,150 |
| Total noninterest expense | $928,000 | 4,185 |
| Salaries and employee benefits | $450,000 | 4,407 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $348,000 | 3,860 |
| Pre-tax net operating income | $206,000 | 4,416 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $205,000 | 4,227 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $205,000 | 4,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $205,000 | 4,229 |
| Net charge-offs | $79,000 | 2,076 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $205,000 | 4,130 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 4,526 |
| Total interest expense | $925,000 | 3,803 |
| Net interest income | $3,650,000 | 4,643 |
| Provision for loan and lease losses | $122,000 | 4,454 |
| Total noninterest income | $608,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $156,000 | 4,711 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $452,000 | 3,472 |
| Total noninterest expense | $3,808,000 | 4,171 |
| Salaries and employee benefits | $1,872,000 | 4,292 |
| Premises and equipment expense | $533,000 | 3,662 |
| Additional noninterest expense | $1,403,000 | 3,958 |
| Pre-tax net operating income | $328,000 | 5,344 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $323,000 | 5,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $323,000 | 5,410 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $323,000 | 5,411 |
| Net charge-offs | $93,000 | 4,480 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $323,000 | 5,216 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 4,672 |
| Total interest expense | $669,000 | 4,002 |
| Net interest income | $2,678,000 | 4,779 |
| Provision for loan and lease losses | $42,000 | 5,085 |
| Total noninterest income | $397,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $114,000 | 4,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,761 |
| Total noninterest expense | $2,885,000 | 4,160 |
| Salaries and employee benefits | $1,404,000 | 4,310 |
| Premises and equipment expense | $404,000 | 3,685 |
| Additional noninterest expense | $1,077,000 | 3,917 |
| Pre-tax net operating income | $148,000 | 5,872 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $144,000 | 5,951 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $144,000 | 5,950 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 5,950 |
| Net charge-offs | $94,000 | 4,032 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $144,000 | 5,807 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 4,756 |
| Total interest expense | $428,000 | 4,183 |
| Net interest income | $1,764,000 | 4,833 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $229,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 4,015 |
| Total noninterest expense | $1,834,000 | 4,304 |
| Salaries and employee benefits | $940,000 | 4,327 |
| Premises and equipment expense | $267,000 | 3,705 |
| Additional noninterest expense | $627,000 | 4,284 |
| Pre-tax net operating income | $129,000 | 5,718 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $126,000 | 5,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $126,000 | 5,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $126,000 | 5,779 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $126,000 | 5,601 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,768 |
| Total interest expense | $201,000 | 4,443 |
| Net interest income | $911,000 | 4,776 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $167,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,248 |
| Total noninterest expense | $943,000 | 4,248 |
| Salaries and employee benefits | $475,000 | 4,334 |
| Premises and equipment expense | $139,000 | 3,650 |
| Additional noninterest expense | $329,000 | 4,157 |
| Pre-tax net operating income | $125,000 | 5,156 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $124,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,111 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $124,000 | 4,964 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 5,042 |
| Total interest expense | $1,049,000 | 4,300 |
| Net interest income | $3,136,000 | 5,154 |
| Provision for loan and lease losses | $219,000 | 4,537 |
| Total noninterest income | $999,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $849,000 | 2,358 |
| Total noninterest expense | $3,855,000 | 4,220 |
| Salaries and employee benefits | $1,851,000 | 4,360 |
| Premises and equipment expense | $477,000 | 4,162 |
| Additional noninterest expense | $1,527,000 | 3,809 |
| Pre-tax net operating income | $61,000 | 5,858 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $58,000 | 6,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $58,000 | 6,009 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $58,000 | 6,009 |
| Net charge-offs | $179,000 | 4,433 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $58,000 | 5,891 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 5,112 |
| Total interest expense | $826,000 | 4,292 |
| Net interest income | $2,284,000 | 5,267 |
| Provision for loan and lease losses | $174,000 | 4,348 |
| Total noninterest income | $812,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $115,000 | 4,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $697,000 | 2,223 |
| Total noninterest expense | $2,878,000 | 4,234 |
| Salaries and employee benefits | $1,368,000 | 4,405 |
| Premises and equipment expense | $412,000 | 3,837 |
| Additional noninterest expense | $1,098,000 | 3,911 |
| Pre-tax net operating income | $44,000 | 6,012 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $40,000 | 6,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 6,129 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $40,000 | 6,129 |
| Net charge-offs | $66,000 | 4,779 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $40,000 | 6,026 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 5,150 |
| Total interest expense | $570,000 | 4,311 |
| Net interest income | $1,507,000 | 5,327 |
| Provision for loan and lease losses | $99,000 | 4,429 |
| Total noninterest income | $508,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 2,347 |
| Total noninterest expense | $1,825,000 | 4,421 |
| Salaries and employee benefits | $907,000 | 4,458 |
| Premises and equipment expense | $270,000 | 3,911 |
| Additional noninterest expense | $648,000 | 4,308 |
| Pre-tax net operating income | $91,000 | 5,727 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $88,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,768 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $88,000 | 5,769 |
| Net charge-offs | $73,000 | 4,143 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $88,000 | 5,688 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,190 |
| Total interest expense | $302,000 | 4,277 |
| Net interest income | $729,000 | 5,412 |
| Provision for loan and lease losses | $49,000 | 4,227 |
| Total noninterest income | $225,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $183,000 | 2,597 |
| Total noninterest expense | $903,000 | 4,461 |
| Salaries and employee benefits | $453,000 | 4,490 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $0 | 6,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $0 | 6,378 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $0 | 6,378 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $0 | 6,348 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 4,974 |
| Total interest expense | $1,496,000 | 4,270 |
| Net interest income | $3,228,000 | 5,165 |
| Provision for loan and lease losses | $439,000 | 4,341 |
| Total noninterest income | $494,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 4,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $316,000 | 3,873 |
| Total noninterest expense | $3,463,000 | 4,627 |
| Salaries and employee benefits | $1,612,000 | 4,865 |
| Premises and equipment expense | $523,000 | 4,059 |
| Additional noninterest expense | $1,328,000 | 4,338 |
| Pre-tax net operating income | $-180,000 | 6,007 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $-184,000 | 6,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-184,000 | 6,149 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-184,000 | 6,150 |
| Net charge-offs | $580,000 | 3,450 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-187,000 | 6,079 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 5,043 |
| Total interest expense | $1,132,000 | 4,399 |
| Net interest income | $2,444,000 | 5,194 |
| Provision for loan and lease losses | $209,000 | 4,838 |
| Total noninterest income | $201,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $64,000 | 5,741 |
| Total noninterest expense | $2,580,000 | 4,654 |
| Salaries and employee benefits | $1,190,000 | 4,943 |
| Premises and equipment expense | $392,000 | 4,137 |
| Additional noninterest expense | $998,000 | 4,307 |
| Pre-tax net operating income | $-144,000 | 6,235 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $-148,000 | 6,376 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-148,000 | 6,377 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-148,000 | 6,376 |
| Net charge-offs | $326,000 | 3,619 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-151,000 | 6,290 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 5,052 |
| Total interest expense | $770,000 | 4,449 |
| Net interest income | $1,637,000 | 5,199 |
| Provision for loan and lease losses | $188,000 | 4,314 |
| Total noninterest income | $182,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $1,577,000 | 4,907 |
| Salaries and employee benefits | $788,000 | 4,976 |
| Premises and equipment expense | $254,000 | 4,242 |
| Additional noninterest expense | $535,000 | 4,898 |
| Pre-tax net operating income | $54,000 | 5,788 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $52,000 | 5,886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,888 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $52,000 | 5,887 |
| Net charge-offs | $334,000 | 2,921 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $49,270 | 5,800 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,130 |
| Total interest expense | $386,000 | 4,568 |
| Net interest income | $816,000 | 5,241 |
| Provision for loan and lease losses | $144,000 | 3,520 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $660,000 | 5,475 |
| Salaries and employee benefits | $401,000 | 4,996 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $135,000 | 6,529 |
| Pre-tax net operating income | $94,000 | 5,120 |
| Securities gains (losses) | $-9,000 | 7,497 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $83,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $83,000 | 5,206 |
| Net charge-offs | $256,000 | 2,203 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $91,820 | 4,980 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,155 |
| Total interest expense | $1,765,000 | 4,782 |
| Net interest income | $3,186,000 | 5,228 |
| Provision for loan and lease losses | $1,113,000 | 3,331 |
| Total noninterest income | $347,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $212,000 | 4,534 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $135,000 | 5,244 |
| Total noninterest expense | $3,651,000 | 4,593 |
| Salaries and employee benefits | $1,565,000 | 5,069 |
| Premises and equipment expense | $540,000 | 4,178 |
| Additional noninterest expense | $1,546,000 | 3,993 |
| Pre-tax net operating income | $-1,231,000 | 6,344 |
| Securities gains (losses) | $103,000 | 2,118 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $-1,132,000 | 6,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,132,000 | 6,422 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,132,000 | 6,422 |
| Net charge-offs | $991,000 | 2,872 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,235,000 | 6,462 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 5,174 |
| Total interest expense | $1,378,000 | 4,823 |
| Net interest income | $2,390,000 | 5,238 |
| Provision for loan and lease losses | $511,000 | 3,761 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $160,000 | 4,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $2,604,000 | 4,754 |
| Salaries and employee benefits | $1,177,000 | 5,092 |
| Premises and equipment expense | $419,000 | 4,118 |
| Additional noninterest expense | $1,008,000 | 4,357 |
| Pre-tax net operating income | $-526,000 | 6,355 |
| Securities gains (losses) | $72,000 | 2,060 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-459,000 | 6,393 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-459,000 | 6,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-459,000 | 6,393 |
| Net charge-offs | $88,000 | 5,172 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-531,000 | 6,446 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 5,197 |
| Total interest expense | $954,000 | 4,851 |
| Net interest income | $1,578,000 | 5,264 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $174,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $1,667,000 | 4,920 |
| Salaries and employee benefits | $777,000 | 5,188 |
| Premises and equipment expense | $289,000 | 4,042 |
| Additional noninterest expense | $601,000 | 4,719 |
| Pre-tax net operating income | $-125,000 | 6,139 |
| Securities gains (losses) | $72,000 | 1,688 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $-56,000 | 6,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-56,000 | 6,087 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-56,000 | 6,087 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-128,000 | 6,207 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 5,190 |
| Total interest expense | $497,000 | 4,852 |
| Net interest income | $790,000 | 5,251 |
| Provision for loan and lease losses | $178,000 | 3,016 |
| Total noninterest income | $95,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $836,000 | 4,825 |
| Salaries and employee benefits | $393,000 | 5,204 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $-129,000 | 6,729 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-131,000 | 6,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-131,000 | 6,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-131,000 | 6,881 |
| Net charge-offs | $-50,000 | 8,135 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-131,000 | 6,802 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 5,066 |
| Total interest expense | $2,378,000 | 4,870 |
| Net interest income | $3,345,000 | 5,100 |
| Provision for loan and lease losses | $323,000 | 4,499 |
| Total noninterest income | $261,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 4,921 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $3,648,000 | 4,512 |
| Salaries and employee benefits | $1,893,000 | 4,646 |
| Premises and equipment expense | $585,000 | 4,017 |
| Additional noninterest expense | $1,170,000 | 4,368 |
| Pre-tax net operating income | $-365,000 | 6,680 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-365,000 | 6,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-365,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,555 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-365,000 | 6,764 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 5,111 |
| Total interest expense | $1,821,000 | 4,943 |
| Net interest income | $2,525,000 | 5,125 |
| Provision for loan and lease losses | $252,000 | 3,839 |
| Total noninterest income | $187,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $138,000 | 4,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $2,765,000 | 4,472 |
| Salaries and employee benefits | $1,482,000 | 4,522 |
| Premises and equipment expense | $434,000 | 4,042 |
| Additional noninterest expense | $849,000 | 4,390 |
| Pre-tax net operating income | $-305,000 | 7,118 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-305,000 | 7,027 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-305,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,479 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-305,000 | 7,176 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 5,207 |
| Total interest expense | $1,222,000 | 5,063 |
| Net interest income | $1,651,000 | 5,191 |
| Provision for loan and lease losses | $215,000 | 3,032 |
| Total noninterest income | $109,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $1,828,000 | 4,524 |
| Salaries and employee benefits | $978,000 | 4,598 |
| Premises and equipment expense | $287,000 | 4,090 |
| Additional noninterest expense | $563,000 | 4,370 |
| Pre-tax net operating income | $-283,000 | 7,418 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-283,000 | 7,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,249 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-283,000 | 7,484 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 5,293 |
| Total interest expense | $628,000 | 5,156 |
| Net interest income | $819,000 | 5,240 |
| Provision for loan and lease losses | $114,000 | 2,554 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $886,000 | 4,622 |
| Salaries and employee benefits | $477,000 | 4,711 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $272,000 | 4,425 |
| Pre-tax net operating income | $-134,000 | 7,640 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-134,000 | 7,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-134,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,080 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-134,000 | 7,690 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 5,316 |
| Total interest expense | $2,546,000 | 5,202 |
| Net interest income | $3,292,000 | 5,240 |
| Provision for loan and lease losses | $198,000 | 3,898 |
| Total noninterest income | $169,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $109,000 | 5,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $60,000 | 6,901 |
| Total noninterest expense | $3,235,000 | 4,779 |
| Salaries and employee benefits | $1,819,000 | 4,716 |
| Premises and equipment expense | $464,000 | 4,582 |
| Additional noninterest expense | $952,000 | 4,800 |
| Pre-tax net operating income | $28,000 | 7,360 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $28,000 | 7,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $28,000 | 7,373 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 5,385 |
| Total interest expense | $1,857,000 | 5,295 |
| Net interest income | $2,430,000 | 5,312 |
| Provision for loan and lease losses | $162,000 | 3,365 |
| Total noninterest income | $103,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $2,373,000 | 4,815 |
| Salaries and employee benefits | $1,290,000 | 4,867 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $726,000 | 4,692 |
| Pre-tax net operating income | $-2,000 | 7,655 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,000 | 7,685 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,000 | 7,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,000 | 7,661 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 5,572 |
| Total interest expense | $1,183,000 | 5,420 |
| Net interest income | $1,506,000 | 5,553 |
| Provision for loan and lease losses | $99,000 | 3,328 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $44,000 | 6,262 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $1,555,000 | 4,904 |
| Salaries and employee benefits | $856,000 | 4,916 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $466,000 | 4,810 |
| Pre-tax net operating income | $-73,000 | 7,930 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-73,000 | 7,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-73,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-73,000 | 7,940 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,747 |
| Total interest expense | $549,000 | 5,626 |
| Net interest income | $716,000 | 5,705 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $752,000 | 5,006 |
| Salaries and employee benefits | $404,000 | 5,135 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $236,000 | 4,729 |
| Pre-tax net operating income | $-30,000 | 7,978 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-30,000 | 8,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-30,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-30,000 | 7,985 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 6,206 |
| Total interest expense | $1,519,000 | 6,089 |
| Net interest income | $2,362,000 | 6,163 |
| Provision for loan and lease losses | $205,000 | 3,480 |
| Total noninterest income | $140,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $86,000 | 6,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $2,518,000 | 5,460 |
| Salaries and employee benefits | $1,348,000 | 5,530 |
| Premises and equipment expense | $402,000 | 4,900 |
| Additional noninterest expense | $768,000 | 5,343 |
| Pre-tax net operating income | $-221,000 | 8,131 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-221,000 | 8,164 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-221,000 | 8,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-221,000 | 8,160 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 6,369 |
| Total interest expense | $1,026,000 | 6,267 |
| Net interest income | $1,690,000 | 6,339 |
| Provision for loan and lease losses | $109,000 | 3,958 |
| Total noninterest income | $106,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $1,796,000 | 5,601 |
| Salaries and employee benefits | $940,000 | 5,743 |
| Premises and equipment expense | $295,000 | 5,003 |
| Additional noninterest expense | $561,000 | 5,425 |
| Pre-tax net operating income | $-109,000 | 8,227 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-109,000 | 8,254 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-109,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-109,000 | 8,246 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,494 |
| Total interest expense | $647,000 | 6,303 |
| Net interest income | $1,064,000 | 6,512 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $1,102,000 | 5,882 |
| Salaries and employee benefits | $587,000 | 5,974 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $344,000 | 5,671 |
| Pre-tax net operating income | $-13,000 | 8,209 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-13,000 | 8,216 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-13,000 | 8,204 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,641 |
| Total interest expense | $311,000 | 6,308 |
| Net interest income | $488,000 | 6,746 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $517,000 | 6,078 |
| Salaries and employee benefits | $278,000 | 6,165 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $154,000 | 5,983 |
| Pre-tax net operating income | $-29,000 | 8,318 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-29,000 | 8,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-29,000 | 8,317 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 7,159 |
| Total interest expense | $802,000 | 6,778 |
| Net interest income | $1,514,000 | 7,278 |
| Provision for loan and lease losses | $124,000 | 4,422 |
| Total noninterest income | $169,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $83,000 | 6,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $1,772,000 | 6,439 |
| Salaries and employee benefits | $937,000 | 6,531 |
| Premises and equipment expense | $317,000 | 5,577 |
| Additional noninterest expense | $518,000 | 6,473 |
| Pre-tax net operating income | $-213,000 | 8,390 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-213,000 | 8,419 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-213,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-213,000 | 8,397 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 7,371 |
| Total interest expense | $533,000 | 6,952 |
| Net interest income | $1,042,000 | 7,476 |
| Provision for loan and lease losses | $115,000 | 3,957 |
| Total noninterest income | $136,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 6,561 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,322,000 | 6,460 |
| Salaries and employee benefits | $688,000 | 6,591 |
| Premises and equipment expense | $251,000 | 5,425 |
| Additional noninterest expense | $383,000 | 6,482 |
| Pre-tax net operating income | $-259,000 | 8,514 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-259,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-259,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-259,000 | 8,519 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,556 |
| Total interest expense | $307,000 | 7,145 |
| Net interest income | $641,000 | 7,642 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $69,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $889,000 | 6,429 |
| Salaries and employee benefits | $475,000 | 6,487 |
| Premises and equipment expense | $162,000 | 5,492 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $-269,000 | 8,594 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-269,000 | 8,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-269,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-269,000 | 8,598 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,785 |
| Total interest expense | $133,000 | 7,378 |
| Net interest income | $291,000 | 7,841 |
| Provision for loan and lease losses | $19,000 | 4,719 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $439,000 | 6,498 |
| Salaries and employee benefits | $231,000 | 6,603 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $-129,000 | 8,678 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-129,000 | 8,698 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-129,000 | 8,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-129,000 | 8,679 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 8,436 |
| Total interest expense | $207,000 | 8,442 |
| Net interest income | $743,000 | 8,383 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $221,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $64,000 | 7,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,602 |
| Total noninterest expense | $1,461,000 | 6,949 |
| Salaries and employee benefits | $750,000 | 7,116 |
| Premises and equipment expense | $245,000 | 6,243 |
| Additional noninterest expense | $466,000 | 6,756 |
| Pre-tax net operating income | $-624,000 | 8,710 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-624,000 | 8,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-624,000 | 8,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-624,000 | 8,737 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $593,000 | 8,623 |
| Total interest expense | $119,000 | 8,641 |
| Net interest income | $474,000 | 8,555 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $64,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $1,080,000 | 6,962 |
| Salaries and employee benefits | $546,000 | 7,140 |
| Premises and equipment expense | $191,000 | 6,138 |
| Additional noninterest expense | $343,000 | 6,772 |
| Pre-tax net operating income | $-632,000 | 8,813 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-632,000 | 8,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-632,000 | 8,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-632,000 | 8,830 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,770 |
| Total interest expense | $71,000 | 8,749 |
| Net interest income | $259,000 | 8,745 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $38,000 | 8,442 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $680,000 | 7,169 |
| Salaries and employee benefits | $335,000 | 7,397 |
| Premises and equipment expense | $119,000 | 6,333 |
| Additional noninterest expense | $226,000 | 6,840 |
| Pre-tax net operating income | $-433,000 | 8,873 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-433,000 | 8,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-433,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-433,000 | 8,884 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,860 |
| Total interest expense | $34,000 | 8,816 |
| Net interest income | $117,000 | 8,825 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $326,000 | 7,306 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $107,000 | 6,978 |
| Pre-tax net operating income | $-214,000 | 8,921 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-214,000 | 8,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-214,000 | 8,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-214,000 | 8,927 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 9,063 |
| Total interest expense | $49,000 | 9,043 |
| Net interest income | $180,000 | 9,056 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $22,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $9,000 | 7,947 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $977,000 | 7,938 |
| Salaries and employee benefits | $520,000 | 8,012 |
| Premises and equipment expense | $177,000 | 7,066 |
| Additional noninterest expense | $280,000 | 7,891 |
| Pre-tax net operating income | $-871,000 | 8,939 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-871,000 | 9,008 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-871,000 | 9,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $6,320,000 | 163 |
| Net operating income | $-871,000 | 8,960 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $106,000 | 9,171 |
| Total interest expense | $24,000 | 9,137 |
| Net interest income | $82,000 | 9,166 |
| Provision for loan and lease losses | $38,000 | 6,187 |
| Total noninterest income | $7,000 | 9,125 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,000 | 8,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $664,000 | 8,103 |
| Salaries and employee benefits | $362,000 | 8,138 |
| Premises and equipment expense | $114,000 | 7,377 |
| Additional noninterest expense | $188,000 | 8,103 |
| Pre-tax net operating income | $-613,000 | 9,000 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-613,000 | 9,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-613,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $6,320,000 | 106 |
| Net operating income | $-613,000 | 9,004 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $42,000 | 9,230 |
| Total interest expense | $7,000 | 9,202 |
| Net interest income | $35,000 | 9,219 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $1,000 | 9,203 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,000 | 9,074 |
| Total noninterest expense | $349,000 | 8,499 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $88,000 | 8,624 |
| Pre-tax net operating income | $-322,000 | 8,993 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-322,000 | 9,073 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-322,000 | 9,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $6,320,000 | 68 |
| Net operating income | $-322,000 | 9,011 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.