Home > Independent Bank East Michigan > Assets and Liabilities
Independent Bank East Michigan, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 190 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $695,545,000 | 970 |
| Cash and due from depository institutions | $16,540,000 | 885 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $66,229,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $548,974,000 | 845 |
| Loan loss allowance | $9,039,000 | 599 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,155,000 | 832 |
| Other real estate owned | $2,117,000 | 885 |
| Goodwill and other intangibles | $29,880,000 | 345 |
| All other assets | $17,650,000 | 1,079 |
| Life insurance assets | $7,200,000 | 860 |
| Total liabilities and capital | $695,545,000 | 970 |
| Total liabilities | $617,425,000 | 976 |
| Total deposits | $591,525,000 | 882 |
| Interest-bearing deposits | $507,930,000 | 879 |
| Deposits held in domestic offices | $591,525,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,398,000 | 1,310 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,380,000 | 2,250 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,122,000 | 1,133 |
| Total equity capital | $78,120,000 | 874 |
| Total bank equity capital | $78,120,000 | 874 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $265,000 | 5,245 |
| Surplus | $70,235,000 | 498 |
| Undivided profits | $7,620,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,151,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,792,000 | 1,048 |
| Earning assets | $615,203,000 | 995 |
| Long-term assets (5+ years) | $81,386,000 | 1,310 |
| Average Assets, year-to-date | $706,639,330 | 931 |
| Average Assets, quarterly | $703,650,000 | 948 |
| Volatile liabilities | $60,566,000 | 2,149 |
| Insider loans | $5,248,000 | 1,414 |
| FHLB advances | $11,000,000 | 2,247 |
| Loans and leases held for sale | $7,410,000 | 323 |
| Unused loan commitments | $86,247,000 | 1,203 |
| Tier 1 (core) risk-based capital | $49,997,000 | 1,277 |
| Tier 2 risk-based capital | $7,007,000 | 790 |
| Total risk weighted assets | $557,607,000 | 890 |
| Total unused commitments | $86,247,000 | 1,203 |
| Derivatives | $186,912,000 | 161 |
| 2007-03-31 | Rank | |
| # of Employees: | 189 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $711,755,000 | 934 |
| Cash and due from depository institutions | $14,544,000 | 881 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $71,525,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $18,666,000 | 1,041 |
| Net loans & leases | $545,660,000 | 831 |
| Loan loss allowance | $8,668,000 | 607 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,508,000 | 851 |
| Other real estate owned | $478,000 | 881 |
| Goodwill and other intangibles | $30,157,000 | 335 |
| All other assets | $17,217,000 | 1,052 |
| Life insurance assets | $7,124,000 | 847 |
| Total liabilities and capital | $711,755,000 | 934 |
| Total liabilities | $631,847,000 | 940 |
| Total deposits | $613,900,000 | 827 |
| Interest-bearing deposits | $528,266,000 | 838 |
| Deposits held in domestic offices | $613,900,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,307,000 | 2,182 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,640,000 | 1,053 |
| Total equity capital | $79,908,000 | 835 |
| Total bank equity capital | $79,908,000 | 835 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $265,000 | 5,257 |
| Surplus | $70,235,000 | 476 |
| Undivided profits | $9,408,000 | 3,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,036,000 | 226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,973,000 | 973 |
| Earning assets | $635,851,000 | 956 |
| Long-term assets (5+ years) | $83,595,000 | 1,260 |
| Average Assets, year-to-date | $712,186,500 | 924 |
| Average Assets, quarterly | $712,186,500 | 924 |
| Volatile liabilities | $46,812,000 | 2,603 |
| Insider loans | $4,999,000 | 1,441 |
| FHLB advances | $11,000,000 | 2,187 |
| Loans and leases held for sale | $4,004,000 | 450 |
| Unused loan commitments | $83,206,000 | 1,240 |
| Tier 1 (core) risk-based capital | $50,943,000 | 1,227 |
| Tier 2 risk-based capital | $7,033,000 | 774 |
| Total risk weighted assets | $560,277,000 | 864 |
| Total unused commitments | $83,206,000 | 1,240 |
| Derivatives | $197,885,000 | 161 |
| 2006-12-31 | Rank | |
| # of Employees: | 186 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $712,618,000 | 921 |
| Cash and due from depository institutions | $16,610,000 | 897 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $80,814,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $554,329,000 | 802 |
| Loan loss allowance | $7,245,000 | 705 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,304,000 | 840 |
| Other real estate owned | $334,000 | 897 |
| Goodwill and other intangibles | $30,513,000 | 315 |
| All other assets | $16,714,000 | 1,099 |
| Life insurance assets | $7,047,000 | 829 |
| Total liabilities and capital | $712,618,000 | 921 |
| Total liabilities | $630,706,000 | 931 |
| Total deposits | $609,695,000 | 823 |
| Interest-bearing deposits | $526,466,000 | 822 |
| Deposits held in domestic offices | $609,695,000 | 819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,342,000 | 2,493 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,481,000 | 2,150 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,188,000 | 961 |
| Total equity capital | $81,912,000 | 805 |
| Total bank equity capital | $81,912,000 | 805 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $265,000 | 5,281 |
| Surplus | $70,235,000 | 458 |
| Undivided profits | $11,412,000 | 2,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,867,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,946,000 | 992 |
| Earning assets | $635,143,000 | 942 |
| Long-term assets (5+ years) | $89,147,000 | 1,192 |
| Average Assets, year-to-date | $720,802,400 | 884 |
| Average Assets, quarterly | $718,010,000 | 910 |
| Volatile liabilities | $250,230,000 | 666 |
| Insider loans | $5,103,000 | 1,411 |
| FHLB advances | $11,000,000 | 2,270 |
| Loans and leases held for sale | $4,961,000 | 382 |
| Unused loan commitments | $88,627,000 | 1,134 |
| Tier 1 (core) risk-based capital | $52,459,000 | 1,163 |
| Tier 2 risk-based capital | $7,184,000 | 751 |
| Total risk weighted assets | $570,938,000 | 825 |
| Total unused commitments | $88,627,000 | 1,134 |
| Derivatives | $199,783,000 | 159 |
| 2006-09-30 | Rank | |
| # of Employees: | 183 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $723,402,000 | 904 |
| Cash and due from depository institutions | $16,474,000 | 924 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $82,892,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $563,189,000 | 790 |
| Loan loss allowance | $5,860,000 | 878 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,832,000 | 861 |
| Other real estate owned | $137,000 | 924 |
| Goodwill and other intangibles | $30,884,000 | 319 |
| All other assets | $16,994,000 | 1,097 |
| Life insurance assets | $6,973,000 | 814 |
| Total liabilities and capital | $723,402,000 | 904 |
| Total liabilities | $640,548,000 | 921 |
| Total deposits | $598,805,000 | 832 |
| Interest-bearing deposits | $516,885,000 | 833 |
| Deposits held in domestic offices | $598,805,000 | 829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,352,000 | 758 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,423,000 | 2,245 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,968,000 | 961 |
| Total equity capital | $82,854,000 | 811 |
| Total bank equity capital | $82,854,000 | 811 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $265,000 | 5,326 |
| Surplus | $70,235,000 | 463 |
| Undivided profits | $12,354,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,235,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,124,000 | 939 |
| Earning assets | $646,081,000 | 931 |
| Long-term assets (5+ years) | $93,338,000 | 1,151 |
| Average Assets, year-to-date | $722,848,500 | 880 |
| Average Assets, quarterly | $725,111,500 | 890 |
| Volatile liabilities | $274,890,000 | 627 |
| Insider loans | $5,128,000 | 1,386 |
| FHLB advances | $11,000,000 | 2,360 |
| Loans and leases held for sale | $4,190,000 | 431 |
| Unused loan commitments | $84,438,000 | 1,204 |
| Tier 1 (core) risk-based capital | $53,096,000 | 1,155 |
| Tier 2 risk-based capital | $6,491,000 | 813 |
| Total risk weighted assets | $577,748,000 | 816 |
| Total unused commitments | $84,438,000 | 1,205 |
| Derivatives | $203,183,000 | 159 |
| 2006-06-30 | Rank | |
| # of Employees: | 191 | 883 |
| Assets and Liabilities | ||
| Total Assets: | $726,821,000 | 895 |
| Cash and due from depository institutions | $16,623,000 | 883 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $84,361,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $565,026,000 | 777 |
| Loan loss allowance | $5,412,000 | 933 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,032,000 | 828 |
| Other real estate owned | $168,000 | 883 |
| Goodwill and other intangibles | $31,237,000 | 322 |
| All other assets | $16,374,000 | 1,116 |
| Life insurance assets | $6,904,000 | 803 |
| Total liabilities and capital | $726,821,000 | 895 |
| Total liabilities | $641,368,000 | 913 |
| Total deposits | $600,413,000 | 819 |
| Interest-bearing deposits | $510,347,000 | 825 |
| Deposits held in domestic offices | $600,413,000 | 817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,162,000 | 800 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,324,000 | 2,486 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,469,000 | 712 |
| Total equity capital | $85,453,000 | 764 |
| Total bank equity capital | $85,453,000 | 764 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $265,000 | 5,332 |
| Surplus | $70,235,000 | 459 |
| Undivided profits | $14,953,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,166,000 | 456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,617,000 | 980 |
| Earning assets | $649,387,000 | 911 |
| Long-term assets (5+ years) | $94,035,000 | 1,113 |
| Average Assets, year-to-date | $722,664,000 | 880 |
| Average Assets, quarterly | $725,575,000 | 881 |
| Volatile liabilities | $271,340,000 | 632 |
| Insider loans | $5,462,000 | 1,259 |
| FHLB advances | $11,000,000 | 2,378 |
| Loans and leases held for sale | $5,144,000 | 389 |
| Unused loan commitments | $82,932,000 | 1,212 |
| Tier 1 (core) risk-based capital | $55,603,000 | 1,066 |
| Tier 2 risk-based capital | $5,952,000 | 864 |
| Total risk weighted assets | $571,704,000 | 814 |
| Total unused commitments | $82,932,000 | 1,213 |
| Derivatives | $193,847,000 | 163 |
| 2006-03-31 | Rank | |
| # of Employees: | 193 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $724,329,000 | 875 |
| Cash and due from depository institutions | $12,999,000 | 845 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $89,709,000 | 1,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $561,081,000 | 767 |
| Loan loss allowance | $5,039,000 | 995 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,098,000 | 800 |
| Other real estate owned | $293,000 | 845 |
| Goodwill and other intangibles | $31,543,000 | 306 |
| All other assets | $15,606,000 | 1,136 |
| Life insurance assets | $6,835,000 | 785 |
| Total liabilities and capital | $724,329,000 | 875 |
| Total liabilities | $639,317,000 | 902 |
| Total deposits | $575,430,000 | 836 |
| Interest-bearing deposits | $490,176,000 | 846 |
| Deposits held in domestic offices | $575,430,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,570,000 | 497 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,814,000 | 2,226 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,503,000 | 873 |
| Total equity capital | $85,012,000 | 750 |
| Total bank equity capital | $85,012,000 | 750 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $265,000 | 5,329 |
| Surplus | $70,235,000 | 439 |
| Undivided profits | $14,512,000 | 2,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,125,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,624,000 | 897 |
| Earning assets | $650,790,000 | 900 |
| Long-term assets (5+ years) | $98,571,000 | 1,054 |
| Average Assets, year-to-date | $720,585,500 | 873 |
| Average Assets, quarterly | $720,585,500 | 873 |
| Volatile liabilities | $265,838,000 | 610 |
| Insider loans | $5,917,000 | 1,151 |
| FHLB advances | $12,500,000 | 2,149 |
| Loans and leases held for sale | $4,258,000 | 365 |
| Unused loan commitments | $96,225,000 | 1,062 |
| Tier 1 (core) risk-based capital | $54,416,000 | 1,071 |
| Tier 2 risk-based capital | $5,710,000 | 881 |
| Total risk weighted assets | $570,928,000 | 794 |
| Total unused commitments | $96,225,000 | 1,062 |
| Derivatives | $169,314,000 | 164 |
| 2005-12-31 | Rank | |
| # of Employees: | 192 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $716,842,000 | 883 |
| Cash and due from depository institutions | $14,187,000 | 844 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $91,924,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $551,652,000 | 769 |
| Loan loss allowance | $4,972,000 | 992 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,884,000 | 876 |
| Other real estate owned | $221,000 | 844 |
| Goodwill and other intangibles | $31,862,000 | 295 |
| All other assets | $15,112,000 | 1,140 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $716,842,000 | 883 |
| Total liabilities | $632,073,000 | 899 |
| Total deposits | $569,926,000 | 848 |
| Interest-bearing deposits | $468,242,000 | 873 |
| Deposits held in domestic offices | $569,926,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,072,000 | 513 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,086,000 | 2,190 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,989,000 | 884 |
| Total equity capital | $84,769,000 | 737 |
| Total bank equity capital | $84,769,000 | 737 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $265,000 | 5,350 |
| Surplus | $70,235,000 | 430 |
| Undivided profits | $14,269,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,097,000 | 521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,556,000 | 923 |
| Earning assets | $643,576,000 | 904 |
| Long-term assets (5+ years) | $107,332,000 | 959 |
| Average Assets, year-to-date | $695,157,400 | 847 |
| Average Assets, quarterly | $710,854,000 | 873 |
| Volatile liabilities | $240,795,000 | 659 |
| Insider loans | $6,162,000 | 1,082 |
| FHLB advances | $12,500,000 | 2,203 |
| Loans and leases held for sale | $5,498,000 | 341 |
| Unused loan commitments | $90,445,000 | 1,086 |
| Tier 1 (core) risk-based capital | $53,634,000 | 1,065 |
| Tier 2 risk-based capital | $5,603,000 | 880 |
| Total risk weighted assets | $558,378,000 | 802 |
| Total unused commitments | $90,445,000 | 1,087 |
| Derivatives | $143,212,000 | 174 |
| 2005-09-30 | Rank | |
| # of Employees: | 191 | 837 |
| Assets and Liabilities | ||
| Total Assets: | $704,866,000 | 869 |
| Cash and due from depository institutions | $15,187,000 | 837 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $95,332,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $535,749,000 | 773 |
| Loan loss allowance | $5,850,000 | 831 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,560,000 | 890 |
| Other real estate owned | $365,000 | 837 |
| Goodwill and other intangibles | $32,223,000 | 283 |
| All other assets | $14,450,000 | 1,179 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $704,866,000 | 869 |
| Total liabilities | $621,355,000 | 886 |
| Total deposits | $528,530,000 | 887 |
| Interest-bearing deposits | $430,949,000 | 926 |
| Deposits held in domestic offices | $528,530,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,475,000 | 449 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $37,055,000 | 1,139 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,295,000 | 1,114 |
| Total equity capital | $83,511,000 | 734 |
| Total bank equity capital | $83,511,000 | 734 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $265,000 | 5,363 |
| Surplus | $70,235,000 | 417 |
| Undivided profits | $13,011,000 | 2,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,342,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,478,000 | 878 |
| Earning assets | $631,081,000 | 892 |
| Long-term assets (5+ years) | $107,227,000 | 954 |
| Average Assets, year-to-date | $689,736,250 | 844 |
| Average Assets, quarterly | $697,844,000 | 863 |
| Volatile liabilities | $241,216,000 | 632 |
| Insider loans | $4,601,000 | 1,405 |
| FHLB advances | $34,500,000 | 1,116 |
| Loans and leases held for sale | $4,527,000 | 425 |
| Unused loan commitments | $93,888,000 | 1,040 |
| Tier 1 (core) risk-based capital | $51,232,000 | 1,097 |
| Tier 2 risk-based capital | $6,434,000 | 765 |
| Total risk weighted assets | $546,064,000 | 799 |
| Total unused commitments | $93,888,000 | 1,042 |
| Derivatives | $103,608,000 | 203 |
| 2005-06-30 | Rank | |
| # of Employees: | 189 | 851 |
| Assets and Liabilities | ||
| Total Assets: | $690,822,000 | 853 |
| Cash and due from depository institutions | $16,674,000 | 851 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $98,572,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $516,967,000 | 780 |
| Loan loss allowance | $5,962,000 | 813 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,262,000 | 893 |
| Other real estate owned | $479,000 | 851 |
| Goodwill and other intangibles | $32,536,000 | 278 |
| All other assets | $14,332,000 | 1,152 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $690,822,000 | 853 |
| Total liabilities | $608,151,000 | 881 |
| Total deposits | $523,600,000 | 859 |
| Interest-bearing deposits | $427,923,000 | 897 |
| Deposits held in domestic offices | $523,600,000 | 857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,605,000 | 417 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,582,000 | 1,591 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,364,000 | 1,036 |
| Total equity capital | $82,671,000 | 725 |
| Total bank equity capital | $82,671,000 | 725 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $265,000 | 5,359 |
| Surplus | $70,235,000 | 406 |
| Undivided profits | $12,171,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,348,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,182,000 | 892 |
| Earning assets | $615,539,000 | 887 |
| Long-term assets (5+ years) | $113,758,000 | 888 |
| Average Assets, year-to-date | $684,693,000 | 838 |
| Average Assets, quarterly | $689,461,000 | 844 |
| Volatile liabilities | $230,542,000 | 646 |
| Insider loans | $5,661,000 | 1,113 |
| FHLB advances | $22,500,000 | 1,549 |
| Loans and leases held for sale | $4,584,000 | 451 |
| Unused loan commitments | $86,676,000 | 1,068 |
| Tier 1 (core) risk-based capital | $49,670,000 | 1,104 |
| Tier 2 risk-based capital | $6,518,000 | 731 |
| Total risk weighted assets | $531,776,000 | 796 |
| Total unused commitments | $86,676,000 | 1,068 |
| Derivatives | $104,265,000 | 195 |
| 2005-03-31 | Rank | |
| # of Employees: | 188 | 837 |
| Assets and Liabilities | ||
| Total Assets: | $688,100,000 | 845 |
| Cash and due from depository institutions | $16,015,000 | 837 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $100,853,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $512,116,000 | 765 |
| Loan loss allowance | $5,931,000 | 808 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,365,000 | 877 |
| Other real estate owned | $323,000 | 837 |
| Goodwill and other intangibles | $32,906,000 | 273 |
| All other assets | $14,522,000 | 1,110 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $688,100,000 | 845 |
| Total liabilities | $605,282,000 | 860 |
| Total deposits | $524,980,000 | 836 |
| Interest-bearing deposits | $437,348,000 | 854 |
| Deposits held in domestic offices | $524,980,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,365,000 | 433 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,331,000 | 1,585 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,606,000 | 853 |
| Total equity capital | $82,818,000 | 702 |
| Total bank equity capital | $82,818,000 | 702 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $265,000 | 5,400 |
| Surplus | $70,235,000 | 399 |
| Undivided profits | $12,318,000 | 2,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,827,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,368,000 | 799 |
| Earning assets | $612,969,000 | 864 |
| Long-term assets (5+ years) | $114,499,000 | 910 |
| Average Assets, year-to-date | $681,628,500 | 846 |
| Average Assets, quarterly | $681,628,500 | 846 |
| Volatile liabilities | $224,203,000 | 634 |
| Insider loans | $5,300,000 | 1,163 |
| FHLB advances | $20,500,000 | 1,580 |
| Loans and leases held for sale | $7,975,000 | 286 |
| Unused loan commitments | $86,787,000 | 1,053 |
| Tier 1 (core) risk-based capital | $49,582,000 | 1,094 |
| Tier 2 risk-based capital | $6,457,000 | 726 |
| Total risk weighted assets | $528,295,000 | 779 |
| Total unused commitments | $86,787,000 | 1,053 |
| Derivatives | $107,231,000 | 176 |
| 2004-12-31 | Rank | |
| # of Employees: | 198 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $675,157,000 | 858 |
| Cash and due from depository institutions | $15,741,000 | 805 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $104,735,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $495,972,000 | 780 |
| Loan loss allowance | $5,749,000 | 836 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,526,000 | 846 |
| Other real estate owned | $324,000 | 805 |
| Goodwill and other intangibles | $33,176,000 | 269 |
| All other assets | $13,683,000 | 1,150 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $675,157,000 | 858 |
| Total liabilities | $592,186,000 | 878 |
| Total deposits | $486,691,000 | 901 |
| Interest-bearing deposits | $392,843,000 | 955 |
| Deposits held in domestic offices | $486,691,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,235,000 | 440 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $45,542,000 | 963 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,718,000 | 824 |
| Total equity capital | $82,971,000 | 708 |
| Total bank equity capital | $82,971,000 | 708 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $265,000 | 5,417 |
| Surplus | $70,235,000 | 402 |
| Undivided profits | $12,471,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,355,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,884,000 | 941 |
| Earning assets | $600,707,000 | 879 |
| Long-term assets (5+ years) | $126,660,000 | 823 |
| Average Assets, year-to-date | $541,851,200 | 1,012 |
| Average Assets, quarterly | $671,271,000 | 847 |
| Volatile liabilities | $208,216,000 | 648 |
| Insider loans | $4,685,000 | 1,306 |
| FHLB advances | $45,500,000 | 879 |
| Loans and leases held for sale | $7,156,000 | 307 |
| Unused loan commitments | $85,508,000 | 1,042 |
| Tier 1 (core) risk-based capital | $48,680,000 | 1,091 |
| Tier 2 risk-based capital | $6,320,000 | 748 |
| Total risk weighted assets | $515,451,000 | 796 |
| Total unused commitments | $85,508,000 | 1,042 |
| Derivatives | $82,568,000 | 194 |
| 2004-09-30 | Rank | |
| # of Employees: | 191 | 830 |
| Assets and Liabilities | ||
| Total Assets: | $667,385,000 | 852 |
| Cash and due from depository institutions | $17,988,000 | 830 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $111,735,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $478,972,000 | 794 |
| Loan loss allowance | $6,482,000 | 723 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,397,000 | 836 |
| Other real estate owned | $612,000 | 830 |
| Goodwill and other intangibles | $33,559,000 | 263 |
| All other assets | $13,122,000 | 1,166 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $667,385,000 | 852 |
| Total liabilities | $585,533,000 | 870 |
| Total deposits | $493,658,000 | 873 |
| Interest-bearing deposits | $404,461,000 | 911 |
| Deposits held in domestic offices | $493,658,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000,000 | 472 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $42,027,000 | 1,016 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,848,000 | 932 |
| Total equity capital | $81,852,000 | 707 |
| Total bank equity capital | $81,852,000 | 707 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $265,000 | 5,443 |
| Surplus | $70,235,000 | 402 |
| Undivided profits | $11,352,000 | 2,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,420,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,162,000 | 863 |
| Earning assets | $590,707,000 | 881 |
| Long-term assets (5+ years) | $127,615,000 | 833 |
| Average Assets, year-to-date | $508,524,750 | 1,082 |
| Average Assets, quarterly | $664,657,000 | 847 |
| Volatile liabilities | $195,332,000 | 658 |
| Insider loans | $4,714,000 | 1,241 |
| FHLB advances | $42,004,000 | 925 |
| Loans and leases held for sale | $5,663,000 | 339 |
| Unused loan commitments | $78,155,000 | 1,109 |
| Tier 1 (core) risk-based capital | $46,336,000 | 1,132 |
| Tier 2 risk-based capital | $6,221,000 | 751 |
| Total risk weighted assets | $496,894,000 | 805 |
| Total unused commitments | $78,155,000 | 1,110 |
| Derivatives | $70,641,000 | 211 |
| 2004-06-30 | Rank | |
| # of Employees: | 208 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $661,929,000 | 846 |
| Cash and due from depository institutions | $28,043,000 | 761 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $111,466,000 | 1,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $460,293,000 | 803 |
| Loan loss allowance | $5,659,000 | 827 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,567,000 | 791 |
| Other real estate owned | $622,000 | 761 |
| Goodwill and other intangibles | $33,933,000 | 253 |
| All other assets | $16,005,000 | 979 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $661,929,000 | 846 |
| Total liabilities | $581,259,000 | 867 |
| Total deposits | $471,609,000 | 898 |
| Interest-bearing deposits | $380,003,000 | 949 |
| Deposits held in domestic offices | $471,609,000 | 893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,213,000 | 366 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,792,000 | 1,132 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,645,000 | 906 |
| Total equity capital | $80,670,000 | 684 |
| Total bank equity capital | $80,670,000 | 684 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $265,000 | 5,477 |
| Surplus | $70,221,000 | 389 |
| Undivided profits | $10,184,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,634,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,828,000 | 925 |
| Earning assets | $571,759,000 | 897 |
| Long-term assets (5+ years) | $134,734,000 | 818 |
| Average Assets, year-to-date | $455,571,330 | 1,195 |
| Average Assets, quarterly | $506,255,000 | 1,098 |
| Volatile liabilities | $176,190,000 | 698 |
| Insider loans | $4,231,000 | 1,363 |
| FHLB advances | $36,761,000 | 1,037 |
| Loans and leases held for sale | $5,298,000 | 354 |
| Unused loan commitments | $67,130,000 | 1,220 |
| Tier 1 (core) risk-based capital | $46,402,000 | 1,104 |
| Tier 2 risk-based capital | $6,048,000 | 772 |
| Total risk weighted assets | $484,882,000 | 807 |
| Total unused commitments | $67,130,000 | 1,220 |
| Derivatives | $54,591,000 | 237 |
| 2004-03-31 | Rank | |
| # of Employees: | 141 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $350,581,000 | 1,640 |
| Cash and due from depository institutions | $6,377,000 | 1,197 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $88,609,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $233,831,000 | 1,575 |
| Loan loss allowance | $2,367,000 | 1,939 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,796,000 | 1,705 |
| Other real estate owned | $742,000 | 1,197 |
| Goodwill and other intangibles | $4,756,000 | 739 |
| All other assets | $10,470,000 | 1,353 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $350,581,000 | 1,640 |
| Total liabilities | $318,742,000 | 1,620 |
| Total deposits | $260,878,000 | 1,743 |
| Interest-bearing deposits | $227,695,000 | 1,707 |
| Deposits held in domestic offices | $260,878,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,924,000 | 564 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,506,000 | 1,374 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,434,000 | 1,692 |
| Total equity capital | $31,839,000 | 1,754 |
| Total bank equity capital | $31,839,000 | 1,754 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $265,000 | 5,487 |
| Surplus | $20,872,000 | 1,045 |
| Undivided profits | $10,702,000 | 2,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,097,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,053,000 | 1,300 |
| Earning assets | $322,440,000 | 1,629 |
| Long-term assets (5+ years) | $109,019,000 | 967 |
| Average Assets, year-to-date | $352,392,500 | 1,604 |
| Average Assets, quarterly | $352,392,500 | 1,604 |
| Volatile liabilities | $89,338,000 | 1,191 |
| Insider loans | $4,540,000 | 1,245 |
| FHLB advances | $25,500,000 | 1,268 |
| Loans and leases held for sale | $7,268,000 | 325 |
| Unused loan commitments | $21,210,000 | 2,814 |
| Tier 1 (core) risk-based capital | $24,659,000 | 2,153 |
| Tier 2 risk-based capital | $2,382,000 | 1,815 |
| Total risk weighted assets | $241,860,000 | 1,606 |
| Total unused commitments | $21,210,000 | 2,820 |
| Derivatives | $53,487,000 | 244 |
| 2003-12-31 | Rank | |
| # of Employees: | 140 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $354,204,000 | 1,601 |
| Cash and due from depository institutions | $9,582,000 | 1,209 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $92,790,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $229,286,000 | 1,580 |
| Loan loss allowance | $2,434,000 | 1,866 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,782,000 | 1,705 |
| Other real estate owned | $801,000 | 1,209 |
| Goodwill and other intangibles | $5,008,000 | 712 |
| All other assets | $10,955,000 | 1,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,204,000 | 1,601 |
| Total liabilities | $323,572,000 | 1,587 |
| Total deposits | $273,581,000 | 1,643 |
| Interest-bearing deposits | $237,139,000 | 1,624 |
| Deposits held in domestic offices | $273,581,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,752,000 | 619 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,130,000 | 1,603 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,109,000 | 1,796 |
| Total equity capital | $30,632,000 | 1,787 |
| Total bank equity capital | $30,632,000 | 1,787 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $265,000 | 5,528 |
| Surplus | $20,872,000 | 1,022 |
| Undivided profits | $9,495,000 | 3,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,998,000 | 1,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,075,000 | 1,329 |
| Earning assets | $322,076,000 | 1,607 |
| Long-term assets (5+ years) | $125,216,000 | 864 |
| Average Assets, year-to-date | $350,473,400 | 1,556 |
| Average Assets, quarterly | $354,932,500 | 1,587 |
| Volatile liabilities | $89,937,000 | 1,196 |
| Insider loans | $4,730,000 | 1,162 |
| FHLB advances | $20,100,000 | 1,491 |
| Loans and leases held for sale | $4,634,000 | 397 |
| Unused loan commitments | $20,775,000 | 2,775 |
| Tier 1 (core) risk-based capital | $24,080,000 | 2,181 |
| Tier 2 risk-based capital | $2,449,000 | 1,747 |
| Total risk weighted assets | $245,455,000 | 1,582 |
| Total unused commitments | $20,775,000 | 2,779 |
| Derivatives | $48,269,000 | 239 |
| 2003-09-30 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $355,661,000 | 1,598 |
| Cash and due from depository institutions | $7,884,000 | 1,263 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $93,834,000 | 1,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $231,126,000 | 1,557 |
| Loan loss allowance | $2,633,000 | 1,753 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,609,000 | 1,739 |
| Other real estate owned | $986,000 | 1,263 |
| Goodwill and other intangibles | $5,065,000 | 706 |
| All other assets | $11,157,000 | 1,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,661,000 | 1,598 |
| Total liabilities | $324,821,000 | 1,572 |
| Total deposits | $257,759,000 | 1,754 |
| Interest-bearing deposits | $223,990,000 | 1,722 |
| Deposits held in domestic offices | $257,759,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,640,000 | 505 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,104,000 | 1,402 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,318,000 | 1,711 |
| Total equity capital | $30,840,000 | 1,776 |
| Total bank equity capital | $30,840,000 | 1,776 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $265,000 | 5,562 |
| Surplus | $20,872,000 | 1,018 |
| Undivided profits | $9,703,000 | 3,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,147,000 | 1,339 |
| Earning assets | $324,960,000 | 1,591 |
| Long-term assets (5+ years) | $129,609,000 | 849 |
| Average Assets, year-to-date | $349,540,750 | 1,578 |
| Average Assets, quarterly | $356,126,000 | 1,579 |
| Volatile liabilities | $97,188,000 | 1,096 |
| Insider loans | $3,515,000 | 1,574 |
| FHLB advances | $24,100,000 | 1,288 |
| Loans and leases held for sale | $8,118,000 | 385 |
| Unused loan commitments | $19,146,000 | 2,923 |
| Tier 1 (core) risk-based capital | $24,568,000 | 2,143 |
| Tier 2 risk-based capital | $2,651,000 | 1,618 |
| Total risk weighted assets | $245,231,000 | 1,572 |
| Total unused commitments | $19,146,000 | 2,925 |
| Derivatives | $62,789,000 | 216 |
| 2003-06-30 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $356,591,000 | 1,566 |
| Cash and due from depository institutions | $8,182,000 | 1,263 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $98,136,000 | 1,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $228,523,000 | 1,567 |
| Loan loss allowance | $2,885,000 | 1,572 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,430,000 | 1,787 |
| Other real estate owned | $851,000 | 1,263 |
| Goodwill and other intangibles | $5,017,000 | 679 |
| All other assets | $10,452,000 | 1,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $356,591,000 | 1,566 |
| Total liabilities | $325,432,000 | 1,552 |
| Total deposits | $267,283,000 | 1,670 |
| Interest-bearing deposits | $232,360,000 | 1,638 |
| Deposits held in domestic offices | $267,283,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,105,000 | 505 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,516,000 | 1,650 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,528,000 | 1,699 |
| Total equity capital | $31,159,000 | 1,756 |
| Total bank equity capital | $31,159,000 | 1,756 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $265,000 | 5,574 |
| Surplus | $20,872,000 | 998 |
| Undivided profits | $10,022,000 | 3,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,947,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,112,000 | 1,321 |
| Earning assets | $326,659,000 | 1,558 |
| Long-term assets (5+ years) | $114,085,000 | 921 |
| Average Assets, year-to-date | $347,500,670 | 1,569 |
| Average Assets, quarterly | $349,625,000 | 1,575 |
| Volatile liabilities | $96,360,000 | 1,093 |
| Insider loans | $3,266,000 | 1,683 |
| FHLB advances | $18,500,000 | 1,540 |
| Loans and leases held for sale | $14,656,000 | 354 |
| Unused loan commitments | $19,961,000 | 2,810 |
| Tier 1 (core) risk-based capital | $23,635,000 | 2,179 |
| Tier 2 risk-based capital | $2,890,000 | 1,464 |
| Total risk weighted assets | $242,880,000 | 1,555 |
| Total unused commitments | $19,961,000 | 2,818 |
| Derivatives | $79,280,000 | 212 |
| 2003-03-31 | Rank | |
| # of Employees: | 122 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $342,659,000 | 1,600 |
| Cash and due from depository institutions | $8,456,000 | 1,424 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $84,706,000 | 1,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $225,923,000 | 1,559 |
| Loan loss allowance | $2,560,000 | 1,721 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,277,000 | 1,782 |
| Other real estate owned | $2,110,000 | 1,424 |
| Goodwill and other intangibles | $5,153,000 | 667 |
| All other assets | $11,034,000 | 1,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,659,000 | 1,600 |
| Total liabilities | $312,374,000 | 1,578 |
| Total deposits | $252,028,000 | 1,753 |
| Interest-bearing deposits | $223,174,000 | 1,693 |
| Deposits held in domestic offices | $252,028,000 | 1,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,637,000 | 499 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,525,000 | 1,401 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,184,000 | 1,907 |
| Total equity capital | $30,285,000 | 1,760 |
| Total bank equity capital | $30,285,000 | 1,760 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $265,000 | 5,593 |
| Surplus | $20,872,000 | 983 |
| Undivided profits | $9,148,000 | 3,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,453,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,304,000 | 1,218 |
| Earning assets | $310,629,000 | 1,611 |
| Long-term assets (5+ years) | $111,073,000 | 901 |
| Average Assets, year-to-date | $342,955,500 | 1,578 |
| Average Assets, quarterly | $342,955,500 | 1,578 |
| Volatile liabilities | $86,145,000 | 1,168 |
| Insider loans | $5,544,000 | 936 |
| FHLB advances | $22,515,000 | 1,299 |
| Loans and leases held for sale | $12,980,000 | 334 |
| Unused loan commitments | $19,785,000 | 2,726 |
| Tier 1 (core) risk-based capital | $23,870,000 | 2,102 |
| Tier 2 risk-based capital | $2,560,000 | 1,602 |
| Total risk weighted assets | $242,636,000 | 1,527 |
| Total unused commitments | $19,785,000 | 2,738 |
| Derivatives | $61,827,000 | 225 |
| 2002-12-31 | Rank | |
| # of Employees: | 126 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $343,252,000 | 1,564 |
| Cash and due from depository institutions | $8,734,000 | 1,356 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $83,438,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $4,720,000 | 2,944 |
| Net loans & leases | $223,460,000 | 1,567 |
| Loan loss allowance | $2,436,000 | 1,766 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,074,000 | 1,823 |
| Other real estate owned | $1,889,000 | 1,356 |
| Goodwill and other intangibles | $5,298,000 | 640 |
| All other assets | $10,639,000 | 1,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,252,000 | 1,564 |
| Total liabilities | $313,239,000 | 1,550 |
| Total deposits | $275,130,000 | 1,555 |
| Interest-bearing deposits | $243,987,000 | 1,511 |
| Deposits held in domestic offices | $275,130,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,097,000 | 781 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,532,000 | 1,596 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,480,000 | 1,720 |
| Total equity capital | $30,013,000 | 1,738 |
| Total bank equity capital | $30,013,000 | 1,738 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $265,000 | 5,608 |
| Surplus | $20,872,000 | 964 |
| Undivided profits | $8,876,000 | 3,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,095,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,237,000 | 1,322 |
| Earning assets | $311,618,000 | 1,578 |
| Long-term assets (5+ years) | $100,750,000 | 959 |
| Average Assets, year-to-date | $336,537,000 | 1,512 |
| Average Assets, quarterly | $342,667,000 | 1,551 |
| Volatile liabilities | $81,306,000 | 1,217 |
| Insider loans | $6,233,000 | 794 |
| FHLB advances | $18,515,000 | 1,478 |
| Loans and leases held for sale | $9,744,000 | 466 |
| Unused loan commitments | $22,417,000 | 2,432 |
| Tier 1 (core) risk-based capital | $23,515,000 | 2,105 |
| Tier 2 risk-based capital | $2,436,000 | 1,634 |
| Total risk weighted assets | $243,271,000 | 1,495 |
| Total unused commitments | $22,417,000 | 2,436 |
| Derivatives | $47,872,000 | 231 |
| 2001-12-31 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $328,990,000 | 1,539 |
| Cash and due from depository institutions | $8,630,000 | 1,398 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $59,761,000 | 1,878 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,385 |
| Net loans & leases | $235,800,000 | 1,410 |
| Loan loss allowance | $2,851,000 | 1,450 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,818,000 | 1,865 |
| Other real estate owned | $95,000 | 1,398 |
| Goodwill and other intangibles | $5,889,000 | 559 |
| All other assets | $7,997,000 | 1,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,990,000 | 1,539 |
| Total liabilities | $300,735,000 | 1,523 |
| Total deposits | $260,868,000 | 1,540 |
| Interest-bearing deposits | $233,685,000 | 1,495 |
| Deposits held in domestic offices | $260,868,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,095,000 | 914 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,772,000 | 1,555 |
| Total equity capital | $28,255,000 | 1,733 |
| Total bank equity capital | $28,255,000 | 1,733 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $265,000 | 5,731 |
| Surplus | $20,872,000 | 933 |
| Undivided profits | $7,118,000 | 3,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,543,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,603,000 | 1,207 |
| Earning assets | $301,561,000 | 1,533 |
| Long-term assets (5+ years) | $86,746,000 | 1,086 |
| Average Assets, year-to-date | $320,778,800 | 1,497 |
| Average Assets, quarterly | $327,244,000 | 1,523 |
| Volatile liabilities | $73,811,000 | 1,282 |
| Insider loans | $6,683,000 | 699 |
| FHLB advances | $37,015,000 | 820 |
| Loans and leases held for sale | $4,632,000 | 616 |
| Unused loan commitments | $19,434,000 | 2,546 |
| Tier 1 (core) risk-based capital | $22,521,000 | 2,071 |
| Tier 2 risk-based capital | $2,851,000 | 1,351 |
| Total risk weighted assets | $235,682,000 | 1,457 |
| Total unused commitments | $19,434,000 | 2,553 |
| Derivatives | $60,942,000 | 196 |
| 2000-12-31 | Rank | |
| # of Employees: | 118 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $314,463,000 | 1,520 |
| Cash and due from depository institutions | $11,043,000 | 1,408 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $59,659,000 | 1,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $227,522,000 | 1,396 |
| Loan loss allowance | $2,361,000 | 1,635 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,157,000 | 1,679 |
| Other real estate owned | $507,000 | 1,408 |
| Goodwill and other intangibles | $6,695,000 | 497 |
| All other assets | $3,880,000 | 2,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,463,000 | 1,520 |
| Total liabilities | $286,564,000 | 1,511 |
| Total deposits | $247,059,000 | 1,547 |
| Interest-bearing deposits | $220,203,000 | 1,511 |
| Deposits held in domestic offices | $247,059,000 | 1,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,697 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,363,000 | 911 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,042,000 | 2,032 |
| Total equity capital | $27,899,000 | 1,664 |
| Total bank equity capital | $27,899,000 | 1,664 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $265,000 | 5,905 |
| Surplus | $20,872,000 | 907 |
| Undivided profits | $6,762,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,234,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,078,000 | 1,194 |
| Earning assets | $287,281,000 | 1,526 |
| Long-term assets (5+ years) | $86,703,000 | 1,041 |
| Average Assets, year-to-date | $310,985,000 | 1,472 |
| Average Assets, quarterly | $314,231,500 | 1,504 |
| Volatile liabilities | $65,526,000 | 1,383 |
| Insider loans | $6,926,000 | 651 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $4,093,000 | 377 |
| Unused loan commitments | $19,492,000 | 2,373 |
| Tier 1 (core) risk-based capital | $20,866,000 | 2,145 |
| Tier 2 risk-based capital | $2,361,000 | 1,538 |
| Total risk weighted assets | $222,973,300 | 1,464 |
| Total unused commitments | $19,492,000 | 2,376 |
| Derivatives | $61,500,000 | 208 |
| 1999-12-31 | Rank | |
| # of Employees: | 111 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $309,597,000 | 1,527 |
| Cash and due from depository institutions | $11,293,000 | 1,536 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $67,440,000 | 1,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $213,064,000 | 1,432 |
| Loan loss allowance | $2,152,000 | 1,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,612,000 | 1,515 |
| Other real estate owned | $662,000 | 1,536 |
| Goodwill and other intangibles | $7,487,000 | 473 |
| All other assets | $4,039,000 | 2,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,597,000 | 1,527 |
| Total liabilities | $282,795,000 | 1,503 |
| Total deposits | $262,382,000 | 1,437 |
| Interest-bearing deposits | $234,729,000 | 1,384 |
| Deposits held in domestic offices | $262,382,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,544 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,785,000 | 1,723 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,628,000 | 2,227 |
| Total equity capital | $26,802,000 | 1,660 |
| Total bank equity capital | $26,802,000 | 1,660 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $265,000 | 6,108 |
| Surplus | $20,872,000 | 902 |
| Undivided profits | $5,665,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,267,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,340 |
| Income earned, not collected on loans | $1,540,000 | 1,393 |
| Earning assets | $280,604,000 | 1,540 |
| Long-term assets (5+ years) | $83,191,000 | 1,122 |
| Average Assets, year-to-date | $277,860,600 | 1,632 |
| Average Assets, quarterly | $298,024,500 | 1,560 |
| Volatile liabilities | $47,429,000 | 1,720 |
| Insider loans | $4,759,000 | 978 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,109,000 | 366 |
| Unused loan commitments | $22,817,000 | 2,140 |
| Tier 1 (core) risk-based capital | $20,358,000 | 2,176 |
| Tier 2 risk-based capital | $2,152,000 | 1,579 |
| Total risk weighted assets | $206,807,300 | 1,508 |
| Total unused commitments | $22,817,000 | 2,144 |
| Derivatives | $49,500,000 | 244 |
| 1998-12-31 | Rank | |
| # of Employees: | 107 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $269,245,000 | 1,714 |
| Cash and due from depository institutions | $9,601,000 | 1,579 |
| Interest-bearing balances | $195,000 | 4,391 |
| Securities | $31,876,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $210,615,000 | 1,329 |
| Loan loss allowance | $1,811,000 | 1,954 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,035,000 | 1,575 |
| Other real estate owned | $713,000 | 1,579 |
| Goodwill and other intangibles | $8,258,000 | 418 |
| All other assets | $3,147,000 | 2,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,245,000 | 1,714 |
| Total liabilities | $244,006,000 | 1,709 |
| Total deposits | $202,472,000 | 1,866 |
| Interest-bearing deposits | $177,536,000 | 1,838 |
| Deposits held in domestic offices | $202,472,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,850,000 | 1,576 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,444,000 | 727 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,240,000 | 2,961 |
| Total equity capital | $25,239,000 | 1,760 |
| Total bank equity capital | $25,239,000 | 1,760 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $265,000 | 6,211 |
| Surplus | $20,872,000 | 844 |
| Undivided profits | $4,102,000 | 5,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,858,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,766,000 | 1,183 |
| Earning assets | $242,686,000 | 1,752 |
| Long-term assets (5+ years) | $55,893,000 | 1,437 |
| Average Assets, year-to-date | $251,044,200 | 1,737 |
| Average Assets, quarterly | $259,070,500 | 1,755 |
| Volatile liabilities | $42,269,000 | 1,619 |
| Insider loans | $949,000 | 3,668 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,082,000 | 590 |
| Unused loan commitments | $25,133,000 | 1,882 |
| Tier 1 (core) risk-based capital | $16,634,500 | 2,555 |
| Tier 2 risk-based capital | $1,811,000 | 1,764 |
| Total risk weighted assets | $180,629,900 | 1,592 |
| Total unused commitments | $25,133,000 | 1,889 |
| Derivatives | $36,500,000 | 280 |
| 1997-12-31 | Rank | |
| # of Employees: | 110 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $247,747,000 | 1,838 |
| Cash and due from depository institutions | $9,208,000 | 1,585 |
| Interest-bearing balances | $95,000 | 4,918 |
| Securities | $33,068,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $188,745,000 | 1,496 |
| Loan loss allowance | $1,589,000 | 2,222 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,085,000 | 1,544 |
| Other real estate owned | $60,000 | 1,585 |
| Goodwill and other intangibles | $9,043,000 | 390 |
| All other assets | $2,538,000 | 2,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,747,000 | 1,838 |
| Total liabilities | $221,909,000 | 1,848 |
| Total deposits | $191,420,000 | 1,978 |
| Interest-bearing deposits | $168,965,000 | 1,916 |
| Deposits held in domestic offices | $191,420,000 | 1,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,356,000 | 1,328 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,000,000 | 883 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,133,000 | 3,215 |
| Total equity capital | $25,838,000 | 1,726 |
| Total bank equity capital | $25,838,000 | 1,726 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $265,000 | 6,476 |
| Surplus | $20,872,000 | 839 |
| Undivided profits | $4,701,000 | 4,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,021,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,641,000 | 1,321 |
| Earning assets | $221,908,000 | 1,884 |
| Long-term assets (5+ years) | $49,156,000 | 1,384 |
| Average Assets, year-to-date | $243,592,200 | 1,789 |
| Average Assets, quarterly | $247,117,500 | 1,826 |
| Volatile liabilities | $23,888,000 | 2,582 |
| Insider loans | $783,000 | 4,192 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,327,000 | 447 |
| Unused loan commitments | $7,565,000 | 4,124 |
| Tier 1 (core) risk-based capital | $16,538,800 | 2,581 |
| Tier 2 risk-based capital | $1,589,000 | 1,899 |
| Total risk weighted assets | $158,486,000 | 1,775 |
| Total unused commitments | $7,565,000 | 4,126 |
| Derivatives | $12,000,000 | 370 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $241,736,000 | 1,945 |
| Cash and due from depository institutions | $16,171,000 | 2,753 |
| Interest-bearing balances | $95,000 | 5,011 |
| Securities | $44,101,000 | 2,736 |
| Federal funds sold & reverse repurchase agreements | $39,950,000 | 361 |
| Net loans & leases | $124,887,000 | 2,261 |
| Loan loss allowance | $1,319,000 | 2,736 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,477,000 | 1,767 |
| Other real estate owned | $264,000 | 2,753 |
| Goodwill and other intangibles | $9,646,000 | 376 |
| All other assets | $2,240,000 | 3,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,736,000 | 1,945 |
| Total liabilities | $217,762,000 | 1,950 |
| Total deposits | $208,435,000 | 1,859 |
| Interest-bearing deposits | $183,294,000 | 1,820 |
| Deposits held in domestic offices | $208,435,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,708,000 | 2,368 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,299,000 | 1,644 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,320,000 | 2,851 |
| Total equity capital | $23,974,000 | 1,873 |
| Total bank equity capital | $23,974,000 | 1,873 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $265,000 | 6,839 |
| Surplus | $20,872,000 | 885 |
| Undivided profits | $2,837,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,464,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,266,000 | 1,741 |
| Earning assets | $209,033,000 | 2,059 |
| Long-term assets (5+ years) | $36,119,000 | 1,694 |
| Average Assets, year-to-date | $134,812,800 | 3,221 |
| Average Assets, quarterly | $178,763,000 | 2,553 |
| Volatile liabilities | $10,835,000 | 4,613 |
| Insider loans | $680,000 | 4,675 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,200,000 | 411 |
| Unused loan commitments | $2,902,000 | 6,530 |
| Tier 1 (core) risk-based capital | $14,248,000 | 3,041 |
| Tier 2 risk-based capital | $1,319,000 | 2,297 |
| Total risk weighted assets | $129,900,300 | 2,170 |
| Total unused commitments | $2,902,000 | 6,545 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $104,924,000 | 4,234 |
| Cash and due from depository institutions | $3,307,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,118,000 | 4,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $70,935,000 | 3,702 |
| Loan loss allowance | $1,137,000 | 3,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,028,000 | 2,532 |
| Other real estate owned | $213,000 | 3,365 |
| Goodwill and other intangibles | $886,000 | 1,237 |
| All other assets | $1,437,000 | 4,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,924,000 | 4,234 |
| Total liabilities | $96,295,000 | 4,148 |
| Total deposits | $83,134,000 | 4,524 |
| Interest-bearing deposits | $74,316,000 | 4,366 |
| Deposits held in domestic offices | $83,134,000 | 4,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,311,000 | 2,085 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,070,000 | 1,169 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $780,000 | 4,468 |
| Total equity capital | $8,629,000 | 4,896 |
| Total bank equity capital | $8,629,000 | 4,896 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $265,000 | 7,201 |
| Surplus | $5,872,000 | 2,503 |
| Undivided profits | $2,492,000 | 6,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,229,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $758,000 | 3,097 |
| Earning assets | $96,053,000 | 4,251 |
| Long-term assets (5+ years) | $23,137,000 | 2,259 |
| Average Assets, year-to-date | $99,153,000 | 4,278 |
| Average Assets, quarterly | $105,148,000 | 4,169 |
| Volatile liabilities | $10,446,000 | 4,443 |
| Insider loans | $65,000 | 9,641 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,200,000 | 455 |
| Unused loan commitments | $2,459,000 | 6,888 |
| Tier 1 (core) risk-based capital | $7,672,000 | 5,313 |
| Tier 2 risk-based capital | $858,990 | 3,368 |
| Total risk weighted assets | $68,375,190 | 3,864 |
| Total unused commitments | $2,459,000 | 6,902 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $94,939,000 | 4,582 |
| Cash and due from depository institutions | $4,250,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,171,000 | 4,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $53,312,000 | 4,659 |
| Loan loss allowance | $1,153,000 | 3,135 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,522,000 | 2,931 |
| Other real estate owned | $463,000 | 3,774 |
| Goodwill and other intangibles | $494,000 | 1,449 |
| All other assets | $1,727,000 | 4,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,939,000 | 4,582 |
| Total liabilities | $85,811,000 | 4,594 |
| Total deposits | $76,254,000 | 4,830 |
| Interest-bearing deposits | $66,606,000 | 4,784 |
| Deposits held in domestic offices | $76,254,000 | 4,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,966,000 | 1,352 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,000 | 4,898 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $514,000 | 5,111 |
| Total equity capital | $9,128,000 | 4,418 |
| Total bank equity capital | $9,128,000 | 4,418 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $265,000 | 7,612 |
| Surplus | $5,872,000 | 2,431 |
| Undivided profits | $2,991,000 | 5,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,553,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $550,000 | 3,820 |
| Earning assets | $85,483,000 | 4,653 |
| Long-term assets (5+ years) | $13,411,000 | 3,408 |
| Average Assets, year-to-date | $98,279,200 | 4,336 |
| Average Assets, quarterly | $93,169,500 | 4,628 |
| Volatile liabilities | $10,486,000 | 4,191 |
| Insider loans | $76,000 | 9,822 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,305,000 | 7,093 |
| Tier 1 (core) risk-based capital | $8,978,000 | 4,525 |
| Tier 2 risk-based capital | $693,350 | 4,031 |
| Total risk weighted assets | $54,663,350 | 4,588 |
| Total unused commitments | $2,305,000 | 7,105 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $33,998,000 | 9,602 |
| Cash and due from depository institutions | $1,811,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,051,000 | 9,868 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,276 |
| Net loans & leases | $16,041,000 | 9,748 |
| Loan loss allowance | $260,000 | 9,223 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,068,000 | 5,894 |
| Other real estate owned | $372,000 | 7,126 |
| Goodwill and other intangibles | $106,000 | 2,158 |
| All other assets | $449,000 | 9,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,998,000 | 9,602 |
| Total liabilities | $31,490,000 | 9,490 |
| Total deposits | $31,282,000 | 9,351 |
| Interest-bearing deposits | $27,551,000 | 9,212 |
| Deposits held in domestic offices | $31,282,000 | 9,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $208,000 | 9,101 |
| Total equity capital | $2,508,000 | 10,526 |
| Total bank equity capital | $2,508,000 | 10,526 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $265,000 | 8,016 |
| Surplus | $1,739,000 | 6,118 |
| Undivided profits | $504,000 | 10,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 5,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,792 |
| Income earned, not collected on loans | $284,000 | 6,349 |
| Earning assets | $30,192,000 | 9,726 |
| Long-term assets (5+ years) | $598,000 | 10,516 |
| Average Assets, year-to-date | $34,157,600 | 9,441 |
| Average Assets, quarterly | $32,946,000 | 9,713 |
| Volatile liabilities | $519,000 | 12,292 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,496,000 | 8,278 |
| Tier 1 (core) risk-based capital | $2,402,000 | 10,651 |
| Tier 2 risk-based capital | $226,480 | 8,819 |
| Total risk weighted assets | $18,085,080 | 9,632 |
| Total unused commitments | $1,496,000 | 8,303 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $36,643,000 | 9,462 |
| Cash and due from depository institutions | $1,269,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,850,000 | 8,794 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,605 |
| Net loans & leases | $16,076,000 | 9,892 |
| Loan loss allowance | $247,000 | 9,651 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,069,000 | 5,947 |
| Other real estate owned | $515,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $514,000 | 9,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,643,000 | 9,462 |
| Total liabilities | $34,416,000 | 9,282 |
| Total deposits | $33,830,000 | 9,216 |
| Interest-bearing deposits | $29,755,000 | 9,087 |
| Deposits held in domestic offices | $33,830,000 | 9,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $330,000 | 405 |
| All other liabilities | $256,000 | 8,933 |
| Total equity capital | $2,227,000 | 11,052 |
| Total bank equity capital | $2,227,000 | 11,052 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $1,470,000 | 6,748 |
| Undivided profits | $557,000 | 10,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 5,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $223,000 | 8,130 |
| Earning assets | $33,276,000 | 9,435 |
| Long-term assets (5+ years) | $436,000 | 11,090 |
| Average Assets, year-to-date | $34,741,200 | 9,578 |
| Average Assets, quarterly | $35,112,500 | 9,601 |
| Volatile liabilities | $423,000 | 13,005 |
| Insider loans | $79,000 | 6,290 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,494,000 | 8,132 |
| Tier 1 (core) risk-based capital | $2,227,000 | 11,007 |
| Tier 2 risk-based capital | $572,470 | 4,663 |
| Total risk weighted assets | $19,393,370 | 9,445 |
| Total unused commitments | $1,494,000 | 8,161 |
| Derivatives | $0 | 651 |