Home > Independent Bank > Net Loans and Leases
Independent Bank, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $327,899,000 | 977 |
| Loan loss allowance | $3,606,000 | 1,103 |
| Total loans and leases | $331,505,000 | 976 |
| Unearned income | $556,000 | 585 |
| Loans and leases, gross | $332,061,000 | 974 |
| All real estate loans | $269,949,000 | 846 |
| Real estate loans in domestic offices | $269,949,000 | 846 |
| Construction and development loans | $35,128,000 | 662 |
| Commercial RE | $66,217,000 | 1,057 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,772,000 | 753 |
| 1-4 family residential loans | $156,560,000 | 807 |
| Farmland loans | $1,272,000 | 3,920 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,414,000 | 3,707 |
| Commercial and industrial loans | $17,603,000 | 2,389 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $42,040,000 | 710 |
| Credit card loans | $793,000 | 1,514 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $41,247,000 | 631 |
| All other loans & leases | $1,055,000 | 2,409 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $940,000 | 1,274 |
| Other loans | $115,000 | 3,137 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $284,436,000 | 1,082 |
| Loan loss allowance | $3,508,000 | 1,096 |
| Total loans and leases | $287,944,000 | 1,081 |
| Unearned income | $656,000 | 578 |
| Loans and leases, gross | $288,600,000 | 1,081 |
| All real estate loans | $232,194,000 | 938 |
| Real estate loans in domestic offices | $232,194,000 | 937 |
| Construction and development loans | $33,385,000 | 622 |
| Commercial RE | $57,085,000 | 1,109 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,269,000 | 1,386 |
| 1-4 family residential loans | $136,534,000 | 932 |
| Farmland loans | $921,000 | 4,483 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,263,000 | 4,018 |
| Commercial and industrial loans | $17,923,000 | 2,241 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $36,055,000 | 850 |
| Credit card loans | $1,031,000 | 1,310 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $35,024,000 | 763 |
| All other loans & leases | $1,165,000 | 2,250 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $1,084,000 | 1,150 |
| Other loans | $81,000 | 3,710 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $257,401,000 | 1,113 |
| Loan loss allowance | $3,293,000 | 1,133 |
| Total loans and leases | $260,694,000 | 1,114 |
| Unearned income | $542,000 | 910 |
| Loans and leases, gross | $261,236,000 | 1,115 |
| All real estate loans | $204,772,000 | 969 |
| Real estate loans in domestic offices | $204,772,000 | 969 |
| Construction and development loans | $26,713,000 | 654 |
| Commercial RE | $36,751,000 | 1,444 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,076,000 | 1,344 |
| 1-4 family residential loans | $136,990,000 | 891 |
| Farmland loans | $242,000 | 6,025 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $986,000 | 4,442 |
| Commercial and industrial loans | $18,852,000 | 2,001 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $34,856,000 | 868 |
| Credit card loans | $1,326,000 | 1,144 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,530,000 | 781 |
| All other loans & leases | $1,770,000 | 1,760 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,213,000 | 1,006 |
| Other loans | $557,000 | 1,517 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $239,170,000 | 1,229 |
| Loan loss allowance | $2,716,000 | 1,364 |
| Total loans and leases | $241,886,000 | 1,230 |
| Unearned income | $494,000 | 1,153 |
| Loans and leases, gross | $242,380,000 | 1,229 |
| All real estate loans | $182,102,000 | 1,114 |
| Real estate loans in domestic offices | $182,102,000 | 1,114 |
| Construction and development loans | $16,762,000 | 927 |
| Commercial RE | $43,330,000 | 1,199 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $14,223,000 | 614 |
| 1-4 family residential loans | $107,544,000 | 1,148 |
| Farmland loans | $243,000 | 6,283 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,009,000 | 4,611 |
| Commercial and industrial loans | $16,518,000 | 2,220 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $40,925,000 | 837 |
| Credit card loans | $1,720,000 | 1,055 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $39,205,000 | 759 |
| All other loans & leases | $1,826,000 | 1,724 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $1,752,000 | 791 |
| Other loans | $74,000 | 4,038 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $220,501,000 | 1,357 |
| Loan loss allowance | $2,625,000 | 1,483 |
| Total loans and leases | $223,126,000 | 1,356 |
| Unearned income | $407,000 | 2,382 |
| Loans and leases, gross | $223,126,000 | 1,366 |
| All real estate loans | $152,730,000 | 1,380 |
| Real estate loans in domestic offices | $152,730,000 | 1,380 |
| Construction and development loans | $14,218,000 | 1,069 |
| Commercial RE | $34,856,000 | 1,471 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,527,000 | 1,666 |
| 1-4 family residential loans | $99,864,000 | 1,274 |
| Farmland loans | $265,000 | 6,413 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $921,000 | 4,902 |
| Commercial and industrial loans | $17,146,000 | 2,137 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $50,740,000 | 819 |
| Credit card loans | $3,230,000 | 785 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $47,510,000 | 744 |
| All other loans & leases | $1,996,000 | 1,693 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $1,588,000 | 915 |
| Other loans | $408,000 | 1,912 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $127,025,000 | 2,183 |
| Loan loss allowance | $1,320,000 | 2,747 |
| Total loans and leases | $128,345,000 | 2,188 |
| Unearned income | $392,000 | 2,643 |
| Loans and leases, gross | $128,345,000 | 2,205 |
| All real estate loans | $85,619,000 | 2,225 |
| Real estate loans in domestic offices | $85,619,000 | 2,225 |
| Construction and development loans | $7,273,000 | 1,762 |
| Commercial RE | $35,099,000 | 1,395 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $37,000 | 7,411 |
| 1-4 family residential loans | $42,935,000 | 2,567 |
| Farmland loans | $275,000 | 6,551 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $192,000 | 6,517 |
| Commercial and industrial loans | $9,443,000 | 3,351 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $32,376,000 | 1,159 |
| Credit card loans | $239,000 | 3,698 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $32,137,000 | 1,040 |
| All other loans & leases | $1,107,000 | 2,482 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $868,000 | 1,477 |
| Other loans | $239,000 | 2,629 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $113,409,000 | 2,380 |
| Loan loss allowance | $1,366,000 | 2,746 |
| Total loans and leases | $114,775,000 | 2,388 |
| Unearned income | $356,000 | 3,008 |
| Loans and leases, gross | $114,775,000 | 2,396 |
| All real estate loans | $79,020,000 | 2,358 |
| Real estate loans in domestic offices | $79,020,000 | 2,357 |
| Construction and development loans | $8,798,000 | 1,421 |
| Commercial RE | $26,874,000 | 1,737 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $121,000 | 6,853 |
| 1-4 family residential loans | $42,890,000 | 2,577 |
| Farmland loans | $337,000 | 6,463 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $409,000 | 6,183 |
| Commercial and industrial loans | $10,689,000 | 2,870 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $24,090,000 | 1,458 |
| Credit card loans | $256,000 | 3,558 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,834,000 | 1,331 |
| All other loans & leases | $923,000 | 2,870 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $890,000 | 1,539 |
| Other loans | $33,000 | 5,692 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $89,866,000 | 2,848 |
| Loan loss allowance | $1,355,000 | 2,855 |
| Total loans and leases | $91,221,000 | 2,851 |
| Unearned income | $486,000 | 2,687 |
| Loans and leases, gross | $91,221,000 | 2,866 |
| All real estate loans | $65,429,000 | 2,760 |
| Real estate loans in domestic offices | $65,429,000 | 2,760 |
| Construction and development loans | $4,824,000 | 2,117 |
| Commercial RE | $20,091,000 | 2,184 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $133,000 | 6,913 |
| 1-4 family residential loans | $39,799,000 | 2,718 |
| Farmland loans | $582,000 | 5,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $475,000 | 6,158 |
| Commercial and industrial loans | $6,885,000 | 4,028 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $16,758,000 | 1,874 |
| Credit card loans | $306,000 | 3,325 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,452,000 | 1,723 |
| All other loans & leases | $2,160,000 | 1,723 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $2,112,000 | 873 |
| Other loans | $48,000 | 5,290 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $90,270,000 | 2,927 |
| Loan loss allowance | $1,323,000 | 2,978 |
| Total loans and leases | $91,593,000 | 2,937 |
| Unearned income | $474,000 | 3,133 |
| Loans and leases, gross | $91,593,000 | 2,953 |
| All real estate loans | $65,144,000 | 2,846 |
| Real estate loans in domestic offices | $65,144,000 | 2,846 |
| Construction and development loans | $2,353,000 | 3,389 |
| Commercial RE | $16,876,000 | 2,460 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $144,000 | 6,870 |
| 1-4 family residential loans | $45,043,000 | 2,548 |
| Farmland loans | $728,000 | 5,095 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $611,000 | 5,961 |
| Commercial and industrial loans | $9,427,000 | 3,200 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $16,599,000 | 1,958 |
| Credit card loans | $315,000 | 3,304 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,284,000 | 1,798 |
| All other loans & leases | $286,000 | 5,514 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $243,000 | 3,440 |
| Other loans | $43,000 | 5,574 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |