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Independent Bank, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 163 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $448,009,000 | 1,084 |
| Cash and due from depository institutions | $22,756,000 | 975 |
| Interest-bearing balances | $200,000 | 3,847 |
| Securities | $76,198,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $327,899,000 | 977 |
| Loan loss allowance | $3,606,000 | 1,103 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,795,000 | 1,059 |
| Other real estate owned | $264,000 | 975 |
| Goodwill and other intangibles | $7,540,000 | 474 |
| All other assets | $5,557,000 | 1,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,009,000 | 1,084 |
| Total liabilities | $409,420,000 | 1,082 |
| Total deposits | $355,007,000 | 1,074 |
| Interest-bearing deposits | $309,732,000 | 1,066 |
| Deposits held in domestic offices | $355,007,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,300,000 | 795 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,401,000 | 1,017 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,712,000 | 804 |
| Total equity capital | $38,589,000 | 1,202 |
| Total bank equity capital | $38,589,000 | 1,202 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,610,000 | 1,056 |
| Surplus | $17,567,000 | 1,012 |
| Undivided profits | $17,412,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,707,000 | 1,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,946,000 | 1,283 |
| Earning assets | $404,297,000 | 1,101 |
| Long-term assets (5+ years) | $125,965,000 | 726 |
| Average Assets, year-to-date | $427,920,800 | 1,072 |
| Average Assets, quarterly | $438,210,000 | 1,098 |
| Volatile liabilities | $99,459,000 | 999 |
| Insider loans | $6,263,000 | 736 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,591,000 | 578 |
| Unused loan commitments | $38,172,000 | 1,439 |
| Tier 1 (core) risk-based capital | $31,008,300 | 1,405 |
| Tier 2 risk-based capital | $3,606,000 | 1,055 |
| Total risk weighted assets | $336,431,100 | 976 |
| Total unused commitments | $38,172,000 | 1,440 |
| Derivatives | $64,500,000 | 204 |
| 1999-12-31 | Rank | |
| # of Employees: | 171 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $412,453,000 | 1,152 |
| Cash and due from depository institutions | $15,826,000 | 965 |
| Interest-bearing balances | $200,000 | 3,970 |
| Securities | $89,178,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $284,436,000 | 1,082 |
| Loan loss allowance | $3,508,000 | 1,096 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,437,000 | 971 |
| Other real estate owned | $188,000 | 965 |
| Goodwill and other intangibles | $8,141,000 | 453 |
| All other assets | $6,247,000 | 1,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,453,000 | 1,152 |
| Total liabilities | $377,992,000 | 1,149 |
| Total deposits | $329,802,000 | 1,120 |
| Interest-bearing deposits | $291,430,000 | 1,108 |
| Deposits held in domestic offices | $329,802,000 | 1,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,050,000 | 1,196 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,304,000 | 975 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,836,000 | 965 |
| Total equity capital | $34,461,000 | 1,299 |
| Total bank equity capital | $34,461,000 | 1,299 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,610,000 | 1,067 |
| Surplus | $17,567,000 | 1,036 |
| Undivided profits | $13,284,000 | 1,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 721 |
| Income earned, not collected on loans | $1,432,000 | 1,519 |
| Earning assets | $373,814,000 | 1,171 |
| Long-term assets (5+ years) | $119,996,000 | 823 |
| Average Assets, year-to-date | $375,271,000 | 1,206 |
| Average Assets, quarterly | $394,397,000 | 1,197 |
| Volatile liabilities | $76,902,000 | 1,181 |
| Insider loans | $6,840,000 | 666 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,167,000 | 655 |
| Unused loan commitments | $37,533,000 | 1,476 |
| Tier 1 (core) risk-based capital | $27,272,000 | 1,593 |
| Tier 2 risk-based capital | $3,508,000 | 1,033 |
| Total risk weighted assets | $301,778,500 | 1,063 |
| Total unused commitments | $37,533,000 | 1,478 |
| Derivatives | $26,000,000 | 288 |
| 1998-12-31 | Rank | |
| # of Employees: | 163 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $363,503,000 | 1,258 |
| Cash and due from depository institutions | $18,593,000 | 1,020 |
| Interest-bearing balances | $295,000 | 3,997 |
| Securities | $66,479,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $257,401,000 | 1,113 |
| Loan loss allowance | $3,293,000 | 1,133 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,801,000 | 964 |
| Other real estate owned | $71,000 | 1,020 |
| Goodwill and other intangibles | $8,646,000 | 402 |
| All other assets | $4,512,000 | 1,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,503,000 | 1,258 |
| Total liabilities | $330,167,000 | 1,256 |
| Total deposits | $280,431,000 | 1,315 |
| Interest-bearing deposits | $238,314,000 | 1,341 |
| Deposits held in domestic offices | $280,431,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,915,000 | 1,004 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,543,000 | 753 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,278,000 | 1,094 |
| Total equity capital | $33,336,000 | 1,355 |
| Total bank equity capital | $33,336,000 | 1,355 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,610,000 | 1,029 |
| Surplus | $17,317,000 | 991 |
| Undivided profits | $12,409,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $726,000 | 209 |
| Income earned, not collected on loans | $1,324,000 | 1,637 |
| Earning assets | $324,175,000 | 1,300 |
| Long-term assets (5+ years) | $96,944,000 | 918 |
| Average Assets, year-to-date | $351,858,800 | 1,235 |
| Average Assets, quarterly | $359,092,500 | 1,253 |
| Volatile liabilities | $56,385,000 | 1,263 |
| Insider loans | $5,186,000 | 809 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,981,000 | 472 |
| Unused loan commitments | $35,991,000 | 1,445 |
| Tier 1 (core) risk-based capital | $23,850,500 | 1,755 |
| Tier 2 risk-based capital | $3,200,220 | 1,067 |
| Total risk weighted assets | $255,925,120 | 1,136 |
| Total unused commitments | $35,991,000 | 1,450 |
| Derivatives | $11,000,000 | 379 |
| 1997-12-31 | Rank | |
| # of Employees: | 137 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $348,137,000 | 1,325 |
| Cash and due from depository institutions | $11,588,000 | 1,290 |
| Interest-bearing balances | $195,000 | 4,059 |
| Securities | $77,610,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $239,170,000 | 1,229 |
| Loan loss allowance | $2,716,000 | 1,364 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,913,000 | 944 |
| Other real estate owned | $200,000 | 1,290 |
| Goodwill and other intangibles | $7,007,000 | 456 |
| All other assets | $4,649,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,137,000 | 1,325 |
| Total liabilities | $317,481,000 | 1,320 |
| Total deposits | $251,652,000 | 1,468 |
| Interest-bearing deposits | $215,954,000 | 1,487 |
| Deposits held in domestic offices | $251,652,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,430,000 | 762 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $42,611,000 | 621 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,788,000 | 1,237 |
| Total equity capital | $30,656,000 | 1,478 |
| Total bank equity capital | $30,656,000 | 1,478 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,610,000 | 1,011 |
| Surplus | $15,535,000 | 1,058 |
| Undivided profits | $11,511,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,723,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,386,000 | 1,586 |
| Earning assets | $316,975,000 | 1,338 |
| Long-term assets (5+ years) | $91,299,000 | 835 |
| Average Assets, year-to-date | $342,599,400 | 1,282 |
| Average Assets, quarterly | $345,695,000 | 1,325 |
| Volatile liabilities | $59,719,000 | 1,230 |
| Insider loans | $2,177,000 | 1,911 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,964,000 | 325 |
| Unused loan commitments | $34,536,000 | 1,413 |
| Tier 1 (core) risk-based capital | $22,679,800 | 1,871 |
| Tier 2 risk-based capital | $2,716,000 | 1,167 |
| Total risk weighted assets | $234,996,000 | 1,208 |
| Total unused commitments | $34,536,000 | 1,418 |
| Derivatives | $1,000,000 | 489 |
| 1996-12-31 | Rank | |
| # of Employees: | 145 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $339,413,000 | 1,394 |
| Cash and due from depository institutions | $12,435,000 | 1,272 |
| Interest-bearing balances | $195,000 | 4,092 |
| Securities | $85,409,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $220,501,000 | 1,357 |
| Loan loss allowance | $2,625,000 | 1,483 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,242,000 | 953 |
| Other real estate owned | $125,000 | 1,272 |
| Goodwill and other intangibles | $7,437,000 | 439 |
| All other assets | $5,264,000 | 1,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,413,000 | 1,394 |
| Total liabilities | $309,046,000 | 1,377 |
| Total deposits | $248,438,000 | 1,553 |
| Interest-bearing deposits | $216,954,000 | 1,541 |
| Deposits held in domestic offices | $248,438,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,228,000 | 731 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $32,627,000 | 727 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,753,000 | 1,238 |
| Total equity capital | $30,367,000 | 1,485 |
| Total bank equity capital | $30,367,000 | 1,485 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,610,000 | 1,064 |
| Surplus | $15,535,000 | 1,111 |
| Undivided profits | $11,222,000 | 2,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,484,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,294,000 | 1,700 |
| Earning assets | $306,105,000 | 1,426 |
| Long-term assets (5+ years) | $93,893,000 | 763 |
| Average Assets, year-to-date | $244,763,000 | 1,835 |
| Average Assets, quarterly | $341,180,500 | 1,370 |
| Volatile liabilities | $54,160,000 | 1,319 |
| Insider loans | $1,761,000 | 2,369 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $905,000 | 780 |
| Unused loan commitments | $18,982,000 | 2,125 |
| Tier 1 (core) risk-based capital | $22,310,000 | 1,932 |
| Tier 2 risk-based capital | $2,625,000 | 1,228 |
| Total risk weighted assets | $215,943,300 | 1,338 |
| Total unused commitments | $18,982,000 | 2,138 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $174,593,000 | 2,648 |
| Cash and due from depository institutions | $4,517,000 | 3,142 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $38,432,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $127,025,000 | 2,183 |
| Loan loss allowance | $1,320,000 | 2,747 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,978,000 | 3,745 |
| Other real estate owned | $110,000 | 3,142 |
| Goodwill and other intangibles | $113,000 | 2,301 |
| All other assets | $2,418,000 | 3,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,593,000 | 2,648 |
| Total liabilities | $162,141,000 | 2,580 |
| Total deposits | $123,033,000 | 3,116 |
| Interest-bearing deposits | $107,323,000 | 3,069 |
| Deposits held in domestic offices | $123,033,000 | 3,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,466,000 | 1,146 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $27,638,000 | 728 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,004,000 | 2,090 |
| Total equity capital | $12,452,000 | 3,529 |
| Total bank equity capital | $12,452,000 | 3,529 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,387,000 | 1,695 |
| Surplus | $4,215,000 | 3,286 |
| Undivided profits | $5,850,000 | 4,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $721,000 | 3,263 |
| Earning assets | $165,557,000 | 2,577 |
| Long-term assets (5+ years) | $38,217,000 | 1,490 |
| Average Assets, year-to-date | $168,149,600 | 2,641 |
| Average Assets, quarterly | $173,489,500 | 2,637 |
| Volatile liabilities | $34,913,000 | 1,673 |
| Insider loans | $2,522,000 | 1,727 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,780,000 | 365 |
| Unused loan commitments | $18,229,000 | 2,118 |
| Tier 1 (core) risk-based capital | $11,976,000 | 3,548 |
| Tier 2 risk-based capital | $1,320,000 | 2,261 |
| Total risk weighted assets | $125,045,600 | 2,199 |
| Total unused commitments | $18,229,000 | 2,129 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $162,181,000 | 2,797 |
| Cash and due from depository institutions | $7,221,000 | 3,477 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $36,370,000 | 3,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $113,409,000 | 2,380 |
| Loan loss allowance | $1,366,000 | 2,746 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,982,000 | 3,675 |
| Other real estate owned | $371,000 | 3,477 |
| Goodwill and other intangibles | $135,000 | 2,120 |
| All other assets | $2,693,000 | 2,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,181,000 | 2,797 |
| Total liabilities | $151,883,000 | 2,741 |
| Total deposits | $120,840,000 | 3,141 |
| Interest-bearing deposits | $104,984,000 | 3,109 |
| Deposits held in domestic offices | $120,840,000 | 3,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,373,000 | 1,396 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,021,000 | 868 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,649,000 | 2,083 |
| Total equity capital | $10,298,000 | 3,928 |
| Total bank equity capital | $10,298,000 | 3,928 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,387,000 | 1,737 |
| Surplus | $4,215,000 | 3,177 |
| Undivided profits | $3,696,000 | 5,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $615,000 | 3,372 |
| Earning assets | $149,879,000 | 2,774 |
| Long-term assets (5+ years) | $42,028,000 | 1,353 |
| Average Assets, year-to-date | $151,255,200 | 2,912 |
| Average Assets, quarterly | $157,211,000 | 2,854 |
| Volatile liabilities | $34,860,000 | 1,615 |
| Insider loans | $3,868,000 | 1,083 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $649,000 | 743 |
| Unused loan commitments | $12,513,000 | 2,678 |
| Tier 1 (core) risk-based capital | $10,571,000 | 3,904 |
| Tier 2 risk-based capital | $1,366,000 | 2,196 |
| Total risk weighted assets | $110,866,700 | 2,403 |
| Total unused commitments | $12,513,000 | 2,689 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $143,839,000 | 3,186 |
| Cash and due from depository institutions | $4,876,000 | 3,838 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $42,096,000 | 3,300 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $89,866,000 | 2,848 |
| Loan loss allowance | $1,355,000 | 2,855 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,146,000 | 3,391 |
| Other real estate owned | $902,000 | 3,838 |
| Goodwill and other intangibles | $158,000 | 1,966 |
| All other assets | $2,595,000 | 2,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,839,000 | 3,186 |
| Total liabilities | $133,503,000 | 3,124 |
| Total deposits | $122,037,000 | 3,222 |
| Interest-bearing deposits | $101,014,000 | 3,364 |
| Deposits held in domestic offices | $122,037,000 | 3,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,496,000 | 1,762 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,582,000 | 1,317 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,388,000 | 2,432 |
| Total equity capital | $10,336,000 | 3,954 |
| Total bank equity capital | $10,336,000 | 3,954 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,387,000 | 1,754 |
| Surplus | $4,215,000 | 3,125 |
| Undivided profits | $3,734,000 | 5,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $455,000 | 4,111 |
| Earning assets | $133,262,000 | 3,164 |
| Long-term assets (5+ years) | $39,628,000 | 1,479 |
| Average Assets, year-to-date | $143,785,600 | 3,100 |
| Average Assets, quarterly | $145,395,500 | 3,120 |
| Volatile liabilities | $15,227,000 | 2,970 |
| Insider loans | $1,792,000 | 2,279 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,516,000 | 901 |
| Unused loan commitments | $13,532,000 | 2,488 |
| Tier 1 (core) risk-based capital | $10,178,000 | 3,931 |
| Tier 2 risk-based capital | $1,162,970 | 2,494 |
| Total risk weighted assets | $92,845,670 | 2,785 |
| Total unused commitments | $13,532,000 | 2,508 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $141,350,000 | 3,294 |
| Cash and due from depository institutions | $5,297,000 | 3,849 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $34,758,000 | 3,926 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,123 |
| Net loans & leases | $90,270,000 | 2,927 |
| Loan loss allowance | $1,323,000 | 2,978 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,914,000 | 3,760 |
| Other real estate owned | $1,257,000 | 3,849 |
| Goodwill and other intangibles | $107,000 | 2,170 |
| All other assets | $2,547,000 | 2,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,350,000 | 3,294 |
| Total liabilities | $131,164,000 | 3,254 |
| Total deposits | $125,611,000 | 3,243 |
| Interest-bearing deposits | $110,676,000 | 3,215 |
| Deposits held in domestic offices | $125,611,000 | 3,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,591,000 | 1,609 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $690,000 | 2,880 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,272,000 | 2,698 |
| Total equity capital | $10,186,000 | 3,810 |
| Total bank equity capital | $10,186,000 | 3,810 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,387,000 | 1,804 |
| Surplus | $4,215,000 | 3,010 |
| Undivided profits | $3,584,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 4,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $619,000 | 3,272 |
| Earning assets | $130,328,000 | 3,258 |
| Long-term assets (5+ years) | $43,766,000 | 1,322 |
| Average Assets, year-to-date | $141,462,200 | 3,220 |
| Average Assets, quarterly | $139,601,500 | 3,316 |
| Volatile liabilities | $11,524,000 | 3,705 |
| Insider loans | $236,000 | 3,504 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,108,000 | 699 |
| Unused loan commitments | $8,926,000 | 3,173 |
| Tier 1 (core) risk-based capital | $10,079,000 | 3,796 |
| Tier 2 risk-based capital | $1,098,530 | 2,689 |
| Total risk weighted assets | $87,657,930 | 3,021 |
| Total unused commitments | $8,926,000 | 3,193 |
| Derivatives | $5,000,000 | 500 |