Home > Independent Bank > Income and Expense

Independent Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$871,736,000103
Total interest expense$394,194,00089
Net interest income$477,542,000115
Provision for loan and lease losses$4,130,000367
Total noninterest income$55,482,000230
Gross Fiduciary activities income$0981
Service charges on deposit accounts$13,958,000130
Trading account gains and fees$0123
Additional Noninterest Income$41,524,000191
Total noninterest expense$444,091,000104
Salaries and employee benefits$173,062,000117
Premises and equipment expense$47,348,00081
Additional noninterest expense$41,524,000191
Pre-tax net operating income$84,803,000234
Securities gains (losses)$0988
Applicable income taxes$15,828,000243
Income before extraordinary items$68,975,000221
Extraordinary gains, net$054
Net income$68,975,000224
Minority interest net income$088
Net income of bank and minority interests.$68,975,000223
Net charge-offs$1,103,000507
Cash dividends$147,300,00087
Sale, conversion, retirement of capital stock, net$0540
Net operating income$68,975,000229
2023-09-30 (YTD Data)Rank
Total interest income$639,214,000105
Total interest expense$272,908,00090
Net interest income$366,306,000117
Provision for loan and lease losses$650,000858
Total noninterest income$43,590,000222
Gross Fiduciary activities income$0950
Service charges on deposit accounts$10,436,000130
Trading account gains and fees$0125
Additional Noninterest Income$33,154,000182
Total noninterest expense$350,659,00099
Salaries and employee benefits$130,495,000119
Premises and equipment expense$35,546,00080
Additional noninterest expense$33,154,000182
Pre-tax net operating income$58,587,000256
Securities gains (losses)$0849
Applicable income taxes$10,738,000276
Income before extraordinary items$47,849,000249
Extraordinary gains, net$052
Net income$47,849,000251
Minority interest net income$081
Net income of bank and minority interests.$47,849,000250
Net charge-offs$767,000468
Cash dividends$128,800,00082
Sale, conversion, retirement of capital stock, net$0507
Net operating income$47,849,000253
2023-06-30 (YTD Data)Rank
Total interest income$416,470,000102
Total interest expense$164,254,00091
Net interest income$252,216,000116
Provision for loan and lease losses$310,000994
Total noninterest income$28,646,000221
Gross Fiduciary activities income$0931
Service charges on deposit accounts$6,868,000128
Trading account gains and fees$0112
Additional Noninterest Income$21,778,000178
Total noninterest expense$269,402,00083
Salaries and employee benefits$87,456,000116
Premises and equipment expense$23,158,00080
Additional noninterest expense$21,778,000178
Pre-tax net operating income$11,150,000646
Securities gains (losses)$0938
Applicable income taxes$1,218,000888
Income before extraordinary items$9,932,000601
Extraordinary gains, net$051
Net income$9,932,000611
Minority interest net income$081
Net income of bank and minority interests.$9,932,000601
Net charge-offs$330,000536
Cash dividends$73,800,00084
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,932,000606
2023-03-31 (YTD Data)Rank
Total interest income$201,176,000104
Total interest expense$68,085,000100
Net interest income$133,091,000113
Provision for loan and lease losses$90,0001,318
Total noninterest income$13,562,000227
Gross Fiduciary activities income$0913
Service charges on deposit accounts$3,349,000133
Trading account gains and fees$097
Additional Noninterest Income$10,213,000186
Total noninterest expense$186,474,00071
Salaries and employee benefits$43,364,000122
Premises and equipment expense$11,539,00084
Additional noninterest expense$10,213,000186
Pre-tax net operating income$-39,911,0004,689
Securities gains (losses)$0950
Applicable income taxes$-9,493,0004,670
Income before extraordinary items$-30,418,0004,671
Extraordinary gains, net$04
Net income$-30,418,0004,671
Minority interest net income$048
Net income of bank and minority interests.$-30,418,0004,671
Net charge-offs$1,216,000185
Cash dividends$23,800,000100
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-30,418,0004,672
2022-12-31 (YTD Data)Rank
Total interest income$655,017,000102
Total interest expense$79,646,00099
Net interest income$575,371,000103
Provision for loan and lease losses$4,490,000305
Total noninterest income$52,920,000238
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$12,204,000143
Trading account gains and fees$0116
Additional Noninterest Income$40,716,000203
Total noninterest expense$341,973,000131
Salaries and employee benefits$197,201,000111
Premises and equipment expense$43,936,00093
Additional noninterest expense$40,716,000203
Pre-tax net operating income$281,828,000114
Securities gains (losses)$-76,0003,836
Applicable income taxes$58,458,000117
Income before extraordinary items$223,294,000113
Extraordinary gains, net$05
Net income$223,294,000113
Minority interest net income$063
Net income of bank and minority interests.$223,294,000113
Net charge-offs$5,187,000150
Cash dividends$208,600,00067
Sale, conversion, retirement of capital stock, net$0568
Net operating income$223,354,040113
2022-09-30 (YTD Data)Rank
Total interest income$465,248,000102
Total interest expense$36,093,000104
Net interest income$429,155,000104
Provision for loan and lease losses$1,657,000448
Total noninterest income$40,704,000239
Gross Fiduciary activities income$0968
Service charges on deposit accounts$8,996,000146
Trading account gains and fees$0111
Additional Noninterest Income$31,708,000203
Total noninterest expense$248,896,000134
Salaries and employee benefits$145,069,000114
Premises and equipment expense$32,606,00094
Additional noninterest expense$31,708,000203
Pre-tax net operating income$219,306,000111
Securities gains (losses)$-76,0004,168
Applicable income taxes$45,364,000118
Income before extraordinary items$173,866,000109
Extraordinary gains, net$04
Net income$173,866,000109
Minority interest net income$057
Net income of bank and minority interests.$173,866,000109
Net charge-offs$4,379,000128
Cash dividends$191,500,00050
Sale, conversion, retirement of capital stock, net$0519
Net operating income$173,926,040109
2022-06-30 (YTD Data)Rank
Total interest income$291,561,000101
Total interest expense$14,063,000119
Net interest income$277,498,000104
Provision for loan and lease losses$-1,443,0004,691
Total noninterest income$26,979,000234
Gross Fiduciary activities income$0925
Service charges on deposit accounts$5,802,000147
Trading account gains and fees$0108
Additional Noninterest Income$21,177,000214
Total noninterest expense$161,380,000134
Salaries and employee benefits$94,659,000112
Premises and equipment expense$20,033,000102
Additional noninterest expense$46,688,000144
Pre-tax net operating income$144,540,000107
Securities gains (losses)$0687
Applicable income taxes$29,647,000115
Income before extraordinary items$114,893,000104
Extraordinary gains, net$04
Net income$114,893,000104
Minority interest net income$060
Net income of bank and minority interests.$114,893,000104
Net charge-offs$3,084,000135
Cash dividends$99,000,00057
Sale, conversion, retirement of capital stock, net$0494
Net operating income$114,893,000102
2022-03-31 (YTD Data)Rank
Total interest income$140,865,000104
Total interest expense$5,789,000119
Net interest income$135,076,000104
Provision for loan and lease losses$-1,443,0004,710
Total noninterest income$12,872,000256
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,752,000152
Trading account gains and fees$0103
Additional Noninterest Income$10,120,000228
Total noninterest expense$79,078,000131
Salaries and employee benefits$46,876,000111
Premises and equipment expense$10,000,000104
Additional noninterest expense$22,202,000149
Pre-tax net operating income$70,313,000107
Securities gains (losses)$0623
Applicable income taxes$14,254,000113
Income before extraordinary items$56,059,000102
Extraordinary gains, net$04
Net income$56,059,000102
Minority interest net income$050
Net income of bank and minority interests.$56,059,000102
Net charge-offs$193,000368
Cash dividends$34,500,00082
Sale, conversion, retirement of capital stock, net$0453
Net operating income$56,059,000103
2021-12-31 (YTD Data)Rank
Total interest income$583,540,000103
Total interest expense$46,237,00078
Net interest income$537,303,000103
Provision for loan and lease losses$-8,868,0004,717
Total noninterest income$66,435,000236
Gross Fiduciary activities income$0994
Service charges on deposit accounts$9,842,000162
Trading account gains and fees$0132
Additional Noninterest Income$56,593,000202
Total noninterest expense$300,466,000135
Salaries and employee benefits$169,790,000120
Premises and equipment expense$40,688,000100
Additional noninterest expense$89,988,000148
Pre-tax net operating income$312,140,000112
Securities gains (losses)$13,0001,655
Applicable income taxes$64,614,000119
Income before extraordinary items$247,539,000107
Extraordinary gains, net$010
Net income$247,539,000107
Minority interest net income$074
Net income of bank and minority interests.$247,539,000107
Net charge-offs$7,420,000139
Cash dividends$134,500,00089
Sale, conversion, retirement of capital stock, net$0582
Net operating income$247,528,730107
2021-09-30 (YTD Data)Rank
Total interest income$437,587,000105
Total interest expense$36,874,00077
Net interest income$400,713,000105
Provision for loan and lease losses$-9,000,0004,798
Total noninterest income$51,375,000231
Gross Fiduciary activities income$0957
Service charges on deposit accounts$7,130,000169
Trading account gains and fees$0132
Additional Noninterest Income$44,245,000200
Total noninterest expense$223,731,000134
Salaries and employee benefits$126,095,000119
Premises and equipment expense$30,716,000101
Additional noninterest expense$66,920,000149
Pre-tax net operating income$237,357,000112
Securities gains (losses)$02,015
Applicable income taxes$49,475,000119
Income before extraordinary items$187,882,000110
Extraordinary gains, net$08
Net income$187,882,000110
Minority interest net income$069
Net income of bank and minority interests.$187,882,000110
Net charge-offs$4,423,000155
Cash dividends$101,500,00089
Sale, conversion, retirement of capital stock, net$0543
Net operating income$187,882,000110
2021-06-30 (YTD Data)Rank
Total interest income$293,562,000103
Total interest expense$25,564,00077
Net interest income$267,998,000103
Provision for loan and lease losses$-9,000,0004,851
Total noninterest income$34,476,000228
Gross Fiduciary activities income$0951
Service charges on deposit accounts$4,511,000170
Trading account gains and fees$0133
Additional Noninterest Income$29,965,000201
Total noninterest expense$146,223,000134
Salaries and employee benefits$81,790,000122
Premises and equipment expense$20,458,00099
Additional noninterest expense$43,975,000147
Pre-tax net operating income$165,251,000109
Securities gains (losses)$01,818
Applicable income taxes$34,886,000115
Income before extraordinary items$130,365,000110
Extraordinary gains, net$06
Net income$130,365,000109
Minority interest net income$067
Net income of bank and minority interests.$130,365,000110
Net charge-offs$4,324,000133
Cash dividends$42,500,000111
Sale, conversion, retirement of capital stock, net$0517
Net operating income$130,365,000109
2021-03-31 (YTD Data)Rank
Total interest income$147,764,000102
Total interest expense$13,540,00078
Net interest income$134,224,000104
Provision for loan and lease losses$-2,500,0004,836
Total noninterest income$18,562,000217
Gross Fiduciary activities income$0922
Service charges on deposit accounts$2,261,000166
Trading account gains and fees$0127
Additional Noninterest Income$16,301,000197
Total noninterest expense$71,104,000139
Salaries and employee benefits$40,161,000124
Premises and equipment expense$9,606,000110
Additional noninterest expense$21,337,000148
Pre-tax net operating income$84,182,000109
Securities gains (losses)$01,392
Applicable income taxes$17,780,000117
Income before extraordinary items$66,402,000108
Extraordinary gains, net$03
Net income$66,402,000108
Minority interest net income$055
Net income of bank and minority interests.$66,402,000108
Net charge-offs$408,000293
Cash dividends$27,000,00081
Sale, conversion, retirement of capital stock, net$0482
Net operating income$66,402,000106
2020-12-31 (YTD Data)Rank
Total interest income$611,479,000101
Total interest expense$80,452,00097
Net interest income$531,027,000101
Provision for loan and lease losses$42,993,000151
Total noninterest income$84,636,000197
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$9,303,000159
Trading account gains and fees$0133
Additional Noninterest Income$75,333,000166
Total noninterest expense$278,959,000138
Salaries and employee benefits$149,194,000124
Premises and equipment expense$39,210,000107
Additional noninterest expense$90,555,000149
Pre-tax net operating income$293,711,00074
Securities gains (losses)$382,000708
Applicable income taxes$60,583,00079
Income before extraordinary items$233,510,00079
Extraordinary gains, net$04
Net income$233,510,00079
Minority interest net income$072
Net income of bank and minority interests.$233,510,00079
Net charge-offs$6,634,000189
Cash dividends$83,250,000107
Sale, conversion, retirement of capital stock, net$0566
Net operating income$233,208,22077
2020-09-30 (YTD Data)Rank
Total interest income$459,423,000102
Total interest expense$65,722,00099
Net interest income$393,701,000102
Provision for loan and lease losses$39,122,000154
Total noninterest income$64,734,000189
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,881,000158
Trading account gains and fees$0125
Additional Noninterest Income$57,853,000156
Total noninterest expense$206,379,000139
Salaries and employee benefits$108,974,000126
Premises and equipment expense$29,132,000103
Additional noninterest expense$68,273,000150
Pre-tax net operating income$212,934,00073
Securities gains (losses)$382,000587
Applicable income taxes$43,651,00076
Income before extraordinary items$169,665,00074
Extraordinary gains, net$04
Net income$169,665,00074
Minority interest net income$065
Net income of bank and minority interests.$169,665,00074
Net charge-offs$3,092,000240
Cash dividends$83,250,00086
Sale, conversion, retirement of capital stock, net$0532
Net operating income$169,359,40070
2020-06-30 (YTD Data)Rank
Total interest income$307,632,000104
Total interest expense$49,321,00099
Net interest income$258,311,000103
Provision for loan and lease losses$31,502,000154
Total noninterest income$39,473,000184
Gross Fiduciary activities income$0970
Service charges on deposit accounts$4,698,000156
Trading account gains and fees$0123
Additional Noninterest Income$34,775,000158
Total noninterest expense$135,469,000138
Salaries and employee benefits$68,641,000131
Premises and equipment expense$19,415,000103
Additional noninterest expense$47,413,000147
Pre-tax net operating income$130,813,00061
Securities gains (losses)$382,000445
Applicable income taxes$26,435,00065
Income before extraordinary items$104,760,00064
Extraordinary gains, net$04
Net income$104,760,00064
Minority interest net income$065
Net income of bank and minority interests.$104,760,00064
Net charge-offs$2,908,000201
Cash dividends$60,750,00082
Sale, conversion, retirement of capital stock, net$0504
Net operating income$104,454,40062
2020-03-31 (YTD Data)Rank
Total interest income$156,398,000108
Total interest expense$29,701,000101
Net interest income$126,697,000107
Provision for loan and lease losses$8,381,000202
Total noninterest income$14,142,000216
Gross Fiduciary activities income$0941
Service charges on deposit accounts$2,745,000155
Trading account gains and fees$0106
Additional Noninterest Income$11,397,000188
Total noninterest expense$71,067,000133
Salaries and employee benefits$36,545,000123
Premises and equipment expense$10,037,000103
Additional noninterest expense$24,485,000142
Pre-tax net operating income$61,391,00061
Securities gains (losses)$356,000245
Applicable income taxes$13,083,00061
Income before extraordinary items$48,664,00065
Extraordinary gains, net$04
Net income$48,664,00065
Minority interest net income$056
Net income of bank and minority interests.$48,664,00065
Net charge-offs$1,439,000190
Cash dividends$40,000,00081
Sale, conversion, retirement of capital stock, net$0482
Net operating income$48,382,76063
2019-12-31 (YTD Data)Rank
Total interest income$651,417,000104
Total interest expense$133,586,000102
Net interest income$517,831,000103
Provision for loan and lease losses$14,805,000132
Total noninterest income$77,345,000165
Gross Fiduciary activities income$1,969,000352
Service charges on deposit accounts$11,888,000148
Trading account gains and fees$0135
Additional Noninterest Income$63,488,000143
Total noninterest expense$277,799,000134
Salaries and employee benefits$155,030,000118
Premises and equipment expense$37,654,000107
Additional noninterest expense$85,115,000145
Pre-tax net operating income$302,572,00091
Securities gains (losses)$275,000543
Applicable income taxes$64,594,000103
Income before extraordinary items$238,253,00096
Extraordinary gains, net$011
Net income$238,253,00096
Minority interest net income$076
Net income of bank and minority interests.$238,253,00096
Net charge-offs$8,146,000156
Cash dividends$99,500,000128
Sale, conversion, retirement of capital stock, net$0626
Net operating income$238,035,75094
2019-09-30 (YTD Data)Rank
Total interest income$487,038,000105
Total interest expense$100,901,000103
Net interest income$386,137,000102
Provision for loan and lease losses$13,196,000122
Total noninterest income$59,113,000162
Gross Fiduciary activities income$1,800,000312
Service charges on deposit accounts$9,014,000146
Trading account gains and fees$0129
Additional Noninterest Income$48,299,000141
Total noninterest expense$205,203,000136
Salaries and employee benefits$114,724,000117
Premises and equipment expense$27,978,000108
Additional noninterest expense$62,501,000145
Pre-tax net operating income$226,851,00095
Securities gains (losses)$265,000454
Applicable income taxes$47,982,000106
Income before extraordinary items$179,134,00096
Extraordinary gains, net$011
Net income$179,134,00096
Minority interest net income$072
Net income of bank and minority interests.$179,134,00096
Net charge-offs$7,551,000135
Cash dividends$68,500,000126
Sale, conversion, retirement of capital stock, net$0590
Net operating income$178,924,65095
2019-06-30 (YTD Data)Rank
Total interest income$321,738,000105
Total interest expense$64,783,000105
Net interest income$256,955,000103
Provision for loan and lease losses$7,963,000126
Total noninterest income$31,666,000190
Gross Fiduciary activities income$1,200,000317
Service charges on deposit accounts$5,826,000148
Trading account gains and fees$0131
Additional Noninterest Income$24,640,000167
Total noninterest expense$140,088,000135
Salaries and employee benefits$78,692,000113
Premises and equipment expense$18,576,000107
Additional noninterest expense$42,820,000144
Pre-tax net operating income$140,570,000105
Securities gains (losses)$265,000328
Applicable income taxes$29,587,000114
Income before extraordinary items$111,248,000103
Extraordinary gains, net$011
Net income$111,248,000104
Minority interest net income$069
Net income of bank and minority interests.$111,248,000104
Net charge-offs$1,690,000255
Cash dividends$56,000,000107
Sale, conversion, retirement of capital stock, net$0573
Net operating income$111,038,650103
2019-03-31 (YTD Data)Rank
Total interest income$154,081,000106
Total interest expense$30,467,000106
Net interest income$123,614,000106
Provision for loan and lease losses$3,224,000143
Total noninterest income$15,403,000191
Gross Fiduciary activities income$601,000314
Service charges on deposit accounts$2,825,000150
Trading account gains and fees$0126
Additional Noninterest Income$11,977,000163
Total noninterest expense$68,678,000134
Salaries and employee benefits$39,938,000115
Premises and equipment expense$8,991,000109
Additional noninterest expense$19,749,000152
Pre-tax net operating income$67,115,000107
Securities gains (losses)$245,000174
Applicable income taxes$13,929,000116
Income before extraordinary items$53,431,000105
Extraordinary gains, net$05
Net income$53,431,000105
Minority interest net income$052
Net income of bank and minority interests.$53,431,000105
Net charge-offs$1,521,000166
Cash dividends$20,000,000123
Sale, conversion, retirement of capital stock, net$0529
Net operating income$53,237,450104
2018-12-31 (YTD Data)Rank
Total interest income$407,106,000142
Total interest expense$71,039,000128
Net interest income$336,067,000139
Provision for loan and lease losses$9,860,000162
Total noninterest income$42,341,000255
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,481,000242
Trading account gains and fees$0126
Additional Noninterest Income$35,860,000212
Total noninterest expense$184,119,000176
Salaries and employee benefits$105,379,000156
Premises and equipment expense$24,784,000146
Additional noninterest expense$53,956,000199
Pre-tax net operating income$184,429,000138
Securities gains (losses)$-581,0005,270
Applicable income taxes$37,279,000133
Income before extraordinary items$146,569,000138
Extraordinary gains, net$06
Net income$146,569,000138
Minority interest net income$072
Net income of bank and minority interests.$146,569,000138
Net charge-offs$4,460,000212
Cash dividends$37,000,000184
Sale, conversion, retirement of capital stock, net$0671
Net operating income$147,033,800138
2018-09-30 (YTD Data)Rank
Total interest income$294,315,000140
Total interest expense$47,867,000130
Net interest income$246,448,000138
Provision for loan and lease losses$6,950,000164
Total noninterest income$32,243,000250
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,858,000238
Trading account gains and fees$0138
Additional Noninterest Income$27,385,000213
Total noninterest expense$134,706,000178
Salaries and employee benefits$77,275,000158
Premises and equipment expense$18,293,000145
Additional noninterest expense$39,138,000198
Pre-tax net operating income$137,035,000135
Securities gains (losses)$-349,0005,367
Applicable income taxes$27,908,000137
Income before extraordinary items$108,778,000136
Extraordinary gains, net$05
Net income$108,778,000136
Minority interest net income$066
Net income of bank and minority interests.$108,778,000136
Net charge-offs$4,186,000183
Cash dividends$32,000,000158
Sale, conversion, retirement of capital stock, net$0633
Net operating income$109,057,200136
2018-06-30 (YTD Data)Rank
Total interest income$185,039,000142
Total interest expense$27,367,000137
Net interest income$157,672,000138
Provision for loan and lease losses$5,425,000152
Total noninterest income$19,585,000262
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,181,000241
Trading account gains and fees$0130
Additional Noninterest Income$16,404,000224
Total noninterest expense$85,664,000182
Salaries and employee benefits$48,670,000165
Premises and equipment expense$11,680,000152
Additional noninterest expense$25,314,000200
Pre-tax net operating income$86,168,000138
Securities gains (losses)$-234,0005,429
Applicable income taxes$17,669,000138
Income before extraordinary items$68,265,000138
Extraordinary gains, net$06
Net income$68,265,000138
Minority interest net income$065
Net income of bank and minority interests.$68,265,000138
Net charge-offs$1,519,000260
Cash dividends$32,000,000114
Sale, conversion, retirement of capital stock, net$0620
Net operating income$68,449,860137
2018-03-31 (YTD Data)Rank
Total interest income$87,970,000145
Total interest expense$11,688,000146
Net interest income$76,282,000138
Provision for loan and lease losses$2,695,000144
Total noninterest income$9,470,000274
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,585,000244
Trading account gains and fees$0123
Additional Noninterest Income$7,885,000235
Total noninterest expense$42,345,000189
Salaries and employee benefits$23,559,000170
Premises and equipment expense$5,662,000155
Additional noninterest expense$13,124,000193
Pre-tax net operating income$40,712,000140
Securities gains (losses)$-224,0005,535
Applicable income taxes$8,145,000143
Income before extraordinary items$32,343,000143
Extraordinary gains, net$07
Net income$32,343,000143
Minority interest net income$052
Net income of bank and minority interests.$32,343,000143
Net charge-offs$137,000716
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$32,522,200141
2017-12-31 (YTD Data)Rank
Total interest income$307,873,000148
Total interest expense$34,401,000152
Net interest income$273,472,000149
Provision for loan and lease losses$8,265,000183
Total noninterest income$40,948,000256
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,256,000242
Trading account gains and fees$0151
Additional Noninterest Income$34,692,000217
Total noninterest expense$156,561,000187
Salaries and employee benefits$90,566,000158
Premises and equipment expense$21,866,000149
Additional noninterest expense$44,129,000215
Pre-tax net operating income$149,594,000137
Securities gains (losses)$124,000550
Applicable income taxes$54,065,000134
Income before extraordinary items$95,653,000144
Extraordinary gains, net$09
Net income$95,653,000144
Minority interest net income$076
Net income of bank and minority interests.$95,653,000144
Net charge-offs$454,0001,157
Cash dividends$25,463,000196
Sale, conversion, retirement of capital stock, net$0711
Net operating income$95,573,640143
2017-09-30 (YTD Data)Rank
Total interest income$220,467,000155
Total interest expense$24,336,000155
Net interest income$196,131,000155
Provision for loan and lease losses$6,368,000179
Total noninterest income$27,595,000278
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,640,000248
Trading account gains and fees$0145
Additional Noninterest Income$22,955,000234
Total noninterest expense$113,431,000190
Salaries and employee benefits$65,653,000165
Premises and equipment expense$16,256,000151
Additional noninterest expense$31,522,000216
Pre-tax net operating income$103,927,000146
Securities gains (losses)$52,000857
Applicable income taxes$34,704,000140
Income before extraordinary items$69,275,000152
Extraordinary gains, net$09
Net income$69,275,000152
Minority interest net income$071
Net income of bank and minority interests.$69,275,000152
Net charge-offs$189,0001,443
Cash dividends$25,463,000152
Sale, conversion, retirement of capital stock, net$0677
Net operating income$69,240,160151
2017-06-30 (YTD Data)Rank
Total interest income$135,809,000159
Total interest expense$14,543,000159
Net interest income$121,266,000158
Provision for loan and lease losses$4,495,000168
Total noninterest income$15,493,000311
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,816,000270
Trading account gains and fees$0139
Additional Noninterest Income$12,677,000263
Total noninterest expense$69,744,000199
Salaries and employee benefits$41,203,000174
Premises and equipment expense$9,944,000158
Additional noninterest expense$18,597,000242
Pre-tax net operating income$62,520,000159
Securities gains (losses)$52,000644
Applicable income taxes$20,891,000147
Income before extraordinary items$41,681,000167
Extraordinary gains, net$011
Net income$41,681,000168
Minority interest net income$071
Net income of bank and minority interests.$41,681,000168
Net charge-offs$205,0001,041
Cash dividends$25,463,000111
Sale, conversion, retirement of capital stock, net$0659
Net operating income$41,646,160166
2017-03-31 (YTD Data)Rank
Total interest income$55,939,000181
Total interest expense$6,200,000168
Net interest income$49,739,000180
Provision for loan and lease losses$2,023,000172
Total noninterest income$4,577,000453
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,031,000344
Trading account gains and fees$0142
Additional Noninterest Income$3,546,000403
Total noninterest expense$26,038,000251
Salaries and employee benefits$15,381,000224
Premises and equipment expense$3,872,000195
Additional noninterest expense$6,785,000297
Pre-tax net operating income$26,255,000178
Securities gains (losses)$01,153
Applicable income taxes$8,801,000165
Income before extraordinary items$17,454,000183
Extraordinary gains, net$08
Net income$17,454,000184
Minority interest net income$055
Net income of bank and minority interests.$17,454,000184
Net charge-offs$183,000638
Cash dividends$3,500,000257
Sale, conversion, retirement of capital stock, net$0632
Net operating income$17,454,000183
2016-12-31 (YTD Data)Rank
Total interest income$210,049,000184
Total interest expense$20,196,000182
Net interest income$189,853,000179
Provision for loan and lease losses$9,440,000171
Total noninterest income$19,475,000430
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,751,000379
Trading account gains and fees$0170
Additional Noninterest Income$15,724,000373
Total noninterest expense$104,502,000247
Salaries and employee benefits$60,536,000222
Premises and equipment expense$16,101,000183
Additional noninterest expense$27,865,000290
Pre-tax net operating income$95,386,000174
Securities gains (losses)$4,0002,928
Applicable income taxes$31,930,000164
Income before extraordinary items$63,460,000180
Extraordinary gains, net$05
Net income$63,460,000180
Minority interest net income$082
Net income of bank and minority interests.$63,460,000180
Net charge-offs$4,892,000220
Cash dividends$36,000,000143
Sale, conversion, retirement of capital stock, net$0759
Net operating income$63,457,320178
2016-09-30 (YTD Data)Rank
Total interest income$156,145,000184
Total interest expense$14,687,000182
Net interest income$141,458,000180
Provision for loan and lease losses$7,243,000157
Total noninterest income$14,281,000435
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,700,000386
Trading account gains and fees$0169
Additional Noninterest Income$11,581,000375
Total noninterest expense$79,193,000241
Salaries and employee benefits$46,348,000212
Premises and equipment expense$12,119,000182
Additional noninterest expense$20,726,000298
Pre-tax net operating income$69,303,000177
Securities gains (losses)$4,0002,856
Applicable income taxes$23,152,000166
Income before extraordinary items$46,155,000181
Extraordinary gains, net$05
Net income$46,155,000181
Minority interest net income$071
Net income of bank and minority interests.$46,155,000181
Net charge-offs$4,711,000164
Cash dividends$36,000,000122
Sale, conversion, retirement of capital stock, net$0719
Net operating income$46,152,320179
2016-06-30 (YTD Data)Rank
Total interest income$103,405,000182
Total interest expense$9,575,000186
Net interest income$93,830,000181
Provision for loan and lease losses$5,120,000154
Total noninterest income$9,353,000438
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,734,000395
Trading account gains and fees$0157
Additional Noninterest Income$7,619,000366
Total noninterest expense$53,672,000236
Salaries and employee benefits$31,938,000209
Premises and equipment expense$8,081,000182
Additional noninterest expense$13,653,000294
Pre-tax net operating income$44,391,000180
Securities gains (losses)$4,0002,523
Applicable income taxes$14,860,000169
Income before extraordinary items$29,535,000187
Extraordinary gains, net$016
Net income$29,535,000186
Minority interest net income$071
Net income of bank and minority interests.$29,535,000186
Net charge-offs$1,247,000303
Cash dividends$31,000,00098
Sale, conversion, retirement of capital stock, net$0705
Net operating income$29,532,320186
2016-03-31 (YTD Data)Rank
Total interest income$51,464,000182
Total interest expense$4,654,000190
Net interest income$46,810,000180
Provision for loan and lease losses$2,997,000144
Total noninterest income$4,433,000442
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$864,000392
Trading account gains and fees$0142
Additional Noninterest Income$3,569,000378
Total noninterest expense$26,377,000233
Salaries and employee benefits$15,571,000211
Premises and equipment expense$4,040,000181
Additional noninterest expense$6,766,000288
Pre-tax net operating income$21,869,000180
Securities gains (losses)$02,077
Applicable income taxes$7,302,000168
Income before extraordinary items$14,567,000186
Extraordinary gains, net$012
Net income$14,567,000186
Minority interest net income$062
Net income of bank and minority interests.$14,567,000186
Net charge-offs$56,0001,357
Cash dividends$31,000,00063
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,567,000184
2015-12-31 (YTD Data)Rank
Total interest income$174,025,000194
Total interest expense$15,107,000204
Net interest income$158,918,000192
Provision for loan and lease losses$9,231,000144
Total noninterest income$15,957,000484
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,718,000310
Trading account gains and fees$0159
Additional Noninterest Income$11,239,000450
Total noninterest expense$95,859,000259
Salaries and employee benefits$56,272,000220
Premises and equipment expense$16,066,000180
Additional noninterest expense$23,521,000324
Pre-tax net operating income$69,785,000198
Securities gains (losses)$134,000981
Applicable income taxes$23,132,000198
Income before extraordinary items$46,787,000218
Extraordinary gains, net$023
Net income$46,787,000218
Minority interest net income$081
Net income of bank and minority interests.$46,787,000218
Net charge-offs$740,000861
Cash dividends$35,250,000153
Sale, conversion, retirement of capital stock, net$0804
Net operating income$46,697,220215
2015-09-30 (YTD Data)Rank
Total interest income$126,613,000199
Total interest expense$11,042,000210
Net interest income$115,571,000201
Provision for loan and lease losses$7,261,000132
Total noninterest income$11,887,000492
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,450,000327
Trading account gains and fees$0153
Additional Noninterest Income$8,437,000458
Total noninterest expense$69,591,000274
Salaries and employee benefits$40,802,000232
Premises and equipment expense$12,192,000180
Additional noninterest expense$16,597,000344
Pre-tax net operating income$50,606,000211
Securities gains (losses)$90,0001,099
Applicable income taxes$16,733,000202
Income before extraordinary items$33,963,000222
Extraordinary gains, net$021
Net income$33,963,000222
Minority interest net income$078
Net income of bank and minority interests.$33,963,000222
Net charge-offs$724,000656
Cash dividends$9,800,000291
Sale, conversion, retirement of capital stock, net$0773
Net operating income$33,902,700221
2015-06-30 (YTD Data)Rank
Total interest income$83,481,000202
Total interest expense$7,200,000212
Net interest income$76,281,000202
Provision for loan and lease losses$3,329,000169
Total noninterest income$7,958,000490
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,120,000340
Trading account gains and fees$0157
Additional Noninterest Income$5,838,000453
Total noninterest expense$45,392,000283
Salaries and employee benefits$26,980,000240
Premises and equipment expense$7,938,000187
Additional noninterest expense$10,474,000354
Pre-tax net operating income$35,518,000207
Securities gains (losses)$90,000896
Applicable income taxes$11,786,000204
Income before extraordinary items$23,822,000217
Extraordinary gains, net$022
Net income$23,822,000217
Minority interest net income$075
Net income of bank and minority interests.$23,822,000217
Net charge-offs$116,0001,590
Cash dividends$6,000,000300
Sale, conversion, retirement of capital stock, net$0751
Net operating income$23,761,700216
2015-03-31 (YTD Data)Rank
Total interest income$40,735,000204
Total interest expense$3,461,000217
Net interest income$37,274,000203
Provision for loan and lease losses$1,670,000159
Total noninterest income$3,924,000482
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,044,000341
Trading account gains and fees$0152
Additional Noninterest Income$2,880,000435
Total noninterest expense$22,505,000279
Salaries and employee benefits$13,323,000243
Premises and equipment expense$3,895,000187
Additional noninterest expense$5,287,000349
Pre-tax net operating income$17,023,000206
Securities gains (losses)$02,027
Applicable income taxes$5,598,000200
Income before extraordinary items$11,425,000214
Extraordinary gains, net$013
Net income$11,425,000214
Minority interest net income$064
Net income of bank and minority interests.$11,425,000214
Net charge-offs$-5,0005,132
Cash dividends$4,350,000216
Sale, conversion, retirement of capital stock, net$0697
Net operating income$11,425,000212
2014-12-31 (YTD Data)Rank
Total interest income$140,132,000220
Total interest expense$13,219,000225
Net interest income$126,913,000218
Provision for loan and lease losses$5,359,000206
Total noninterest income$13,223,000528
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,122,000442
Trading account gains and fees$0180
Additional Noninterest Income$10,101,000446
Total noninterest expense$80,132,000301
Salaries and employee benefits$48,643,000250
Premises and equipment expense$13,451,000205
Additional noninterest expense$18,038,000403
Pre-tax net operating income$54,645,000221
Securities gains (losses)$361,000537
Applicable income taxes$18,210,000211
Income before extraordinary items$36,796,000240
Extraordinary gains, net$017
Net income$36,796,000239
Minority interest net income$084
Net income of bank and minority interests.$36,796,000239
Net charge-offs$768,0001,095
Cash dividends$33,850,000154
Sale, conversion, retirement of capital stock, net$0862
Net operating income$36,554,130239
2014-09-30 (YTD Data)Rank
Total interest income$97,180,000231
Total interest expense$9,670,000231
Net interest income$87,510,000225
Provision for loan and lease losses$3,608,000217
Total noninterest income$9,631,000538
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,125,000486
Trading account gains and fees$0174
Additional Noninterest Income$7,506,000447
Total noninterest expense$57,444,000304
Salaries and employee benefits$35,050,000254
Premises and equipment expense$9,307,000215
Additional noninterest expense$13,087,000406
Pre-tax net operating income$36,089,000239
Securities gains (losses)$02,980
Applicable income taxes$12,008,000232
Income before extraordinary items$24,081,000256
Extraordinary gains, net$015
Net income$24,081,000255
Minority interest net income$081
Net income of bank and minority interests.$24,081,000256
Net charge-offs$728,000868
Cash dividends$32,400,000129
Sale, conversion, retirement of capital stock, net$0819
Net operating income$24,081,000254
2014-06-30 (YTD Data)Rank
Total interest income$60,339,000245
Total interest expense$6,162,000237
Net interest income$54,177,000239
Provision for loan and lease losses$2,632,000204
Total noninterest income$5,335,000607
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,321,000514
Trading account gains and fees$0172
Additional Noninterest Income$4,014,000529
Total noninterest expense$37,422,000310
Salaries and employee benefits$23,494,000252
Premises and equipment expense$5,814,000229
Additional noninterest expense$8,114,000423
Pre-tax net operating income$19,458,000271
Securities gains (losses)$02,580
Applicable income taxes$6,422,000258
Income before extraordinary items$13,036,000295
Extraordinary gains, net$020
Net income$13,036,000295
Minority interest net income$080
Net income of bank and minority interests.$13,036,000295
Net charge-offs$373,0001,094
Cash dividends$30,950,00096
Sale, conversion, retirement of capital stock, net$0794
Net operating income$13,036,000287
2014-03-31 (YTD Data)Rank
Total interest income$25,162,000277
Total interest expense$2,759,000257
Net interest income$22,403,000279
Provision for loan and lease losses$1,253,000211
Total noninterest income$2,331,000646
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$562,000588
Trading account gains and fees$0147
Additional Noninterest Income$1,769,000557
Total noninterest expense$14,710,000379
Salaries and employee benefits$8,352,000352
Premises and equipment expense$2,567,000264
Additional noninterest expense$3,791,000450
Pre-tax net operating income$8,771,000288
Securities gains (losses)$01,715
Applicable income taxes$2,909,000261
Income before extraordinary items$5,862,000307
Extraordinary gains, net$016
Net income$5,862,000307
Minority interest net income$066
Net income of bank and minority interests.$5,862,000307
Net charge-offs$372,000625
Cash dividends$1,950,000350
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,862,000301
2013-12-31 (YTD Data)Rank
Total interest income$87,215,000299
Total interest expense$10,277,000308
Net interest income$76,938,000305
Provision for loan and lease losses$3,822,000341
Total noninterest income$9,654,000691
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,127,000648
Trading account gains and fees$0184
Additional Noninterest Income$7,527,000593
Total noninterest expense$52,039,000426
Salaries and employee benefits$29,520,000387
Premises and equipment expense$9,038,000288
Additional noninterest expense$13,481,000526
Pre-tax net operating income$30,731,000304
Securities gains (losses)$03,182
Applicable income taxes$7,044,000364
Income before extraordinary items$23,687,000312
Extraordinary gains, net$029
Net income$23,687,000312
Minority interest net income$090
Net income of bank and minority interests.$23,687,000312
Net charge-offs$1,340,0001,021
Cash dividends$11,547,000295
Sale, conversion, retirement of capital stock, net$0924
Net operating income$23,687,000310
2013-09-30 (YTD Data)Rank
Total interest income$64,367,000307
Total interest expense$7,652,000316
Net interest income$56,715,000308
Provision for loan and lease losses$2,939,000339
Total noninterest income$7,572,000681
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,576,000657
Trading account gains and fees$0180
Additional Noninterest Income$5,996,000578
Total noninterest expense$38,767,000428
Salaries and employee benefits$22,047,000390
Premises and equipment expense$6,561,000294
Additional noninterest expense$10,159,000513
Pre-tax net operating income$22,581,000317
Securities gains (losses)$03,040
Applicable income taxes$4,335,000426
Income before extraordinary items$18,246,000319
Extraordinary gains, net$025
Net income$18,246,000320
Minority interest net income$084
Net income of bank and minority interests.$18,246,000320
Net charge-offs$1,272,000843
Cash dividends$8,147,000290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,246,000313
2013-06-30 (YTD Data)Rank
Total interest income$42,526,000312
Total interest expense$5,116,000319
Net interest income$37,410,000309
Provision for loan and lease losses$2,109,000336
Total noninterest income$5,109,000677
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,034,000652
Trading account gains and fees$0157
Additional Noninterest Income$4,075,000573
Total noninterest expense$25,640,000424
Salaries and employee benefits$14,686,000391
Premises and equipment expense$4,445,000292
Additional noninterest expense$6,509,000540
Pre-tax net operating income$14,770,000321
Securities gains (losses)$02,791
Applicable income taxes$1,734,000603
Income before extraordinary items$13,036,000292
Extraordinary gains, net$022
Net income$13,036,000293
Minority interest net income$082
Net income of bank and minority interests.$13,036,000293
Net charge-offs$825,000885
Cash dividends$7,422,000216
Sale, conversion, retirement of capital stock, net$0838
Net operating income$13,036,000282
2013-03-31 (YTD Data)Rank
Total interest income$21,421,000313
Total interest expense$2,556,000330
Net interest income$18,865,000311
Provision for loan and lease losses$1,030,000379
Total noninterest income$2,430,000708
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$513,000646
Trading account gains and fees$0148
Additional Noninterest Income$1,917,000601
Total noninterest expense$13,142,000420
Salaries and employee benefits$7,322,000396
Premises and equipment expense$2,161,000301
Additional noninterest expense$3,659,000492
Pre-tax net operating income$7,123,000327
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$7,123,000267
Extraordinary gains, net$010
Net income$7,123,000268
Minority interest net income$076
Net income of bank and minority interests.$7,123,000268
Net charge-offs$523,000751
Cash dividends$7,422,000108
Sale, conversion, retirement of capital stock, net$0789
Net operating income$7,123,000257
2012-12-31 (YTD Data)Rank
Total interest income$71,890,000378
Total interest expense$10,734,000375
Net interest income$61,156,000376
Provision for loan and lease losses$3,183,000732
Total noninterest income$7,949,000803
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,094,000678
Trading account gains and fees$0166
Additional Noninterest Income$5,855,000731
Total noninterest expense$43,732,000494
Salaries and employee benefits$25,406,000430
Premises and equipment expense$7,316,000346
Additional noninterest expense$11,010,000647
Pre-tax net operating income$22,190,000399
Securities gains (losses)$-3,0006,658
Applicable income taxes$04,751
Income before extraordinary items$22,187,000322
Extraordinary gains, net$029
Net income$22,187,000322
Minority interest net income$093
Net income of bank and minority interests.$22,187,000321
Net charge-offs$765,0002,111
Cash dividends$25,635,000168
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$22,190,000311
2012-09-30 (YTD Data)Rank
Total interest income$51,494,000395
Total interest expense$8,066,000391
Net interest income$43,428,000389
Provision for loan and lease losses$2,255,000774
Total noninterest income$4,876,000939
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,525,000706
Trading account gains and fees$0157
Additional Noninterest Income$3,351,000861
Total noninterest expense$30,447,000521
Salaries and employee benefits$18,077,000444
Premises and equipment expense$5,314,000354
Additional noninterest expense$7,056,000742
Pre-tax net operating income$15,602,000425
Securities gains (losses)$-2,0006,774
Applicable income taxes$04,802
Income before extraordinary items$15,600,000346
Extraordinary gains, net$020
Net income$15,600,000346
Minority interest net income$086
Net income of bank and minority interests.$15,600,000346
Net charge-offs$413,0002,423
Cash dividends$20,447,000137
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,602,000332
2012-06-30 (YTD Data)Rank
Total interest income$33,222,000406
Total interest expense$5,388,000405
Net interest income$27,834,000410
Provision for loan and lease losses$1,242,000921
Total noninterest income$2,872,0001,020
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,013,000695
Trading account gains and fees$0153
Additional Noninterest Income$1,859,000976
Total noninterest expense$19,751,000535
Salaries and employee benefits$11,704,000460
Premises and equipment expense$3,493,000362
Additional noninterest expense$4,554,000772
Pre-tax net operating income$9,713,000423
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$9,713,000352
Extraordinary gains, net$019
Net income$9,713,000351
Minority interest net income$084
Net income of bank and minority interests.$9,713,000351
Net charge-offs$408,0001,983
Cash dividends$16,029,000121
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,713,000331
2012-03-31 (YTD Data)Rank
Total interest income$15,506,000440
Total interest expense$2,627,000434
Net interest income$12,879,000440
Provision for loan and lease losses$575,000972
Total noninterest income$1,640,000901
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$498,000704
Trading account gains and fees$0148
Additional Noninterest Income$1,142,000820
Total noninterest expense$9,400,000551
Salaries and employee benefits$5,547,000474
Premises and equipment expense$1,708,000372
Additional noninterest expense$2,145,000802
Pre-tax net operating income$4,544,000448
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$4,544,000371
Extraordinary gains, net$019
Net income$4,544,000372
Minority interest net income$078
Net income of bank and minority interests.$4,544,000372
Net charge-offs$307,0001,469
Cash dividends$2,587,000213
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,544,000352
2011-12-31 (YTD Data)Rank
Total interest income$59,639,000458
Total interest expense$11,389,000489
Net interest income$48,250,000454
Provision for loan and lease losses$1,650,0001,774
Total noninterest income$5,663,000939
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,194,000669
Trading account gains and fees$0146
Additional Noninterest Income$3,469,000934
Total noninterest expense$35,223,000569
Salaries and employee benefits$20,090,000491
Premises and equipment expense$6,763,000384
Additional noninterest expense$8,370,000852
Pre-tax net operating income$17,040,000411
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$17,040,000337
Extraordinary gains, net$029
Net income$17,040,000337
Minority interest net income$096
Net income of bank and minority interests.$17,040,000338
Net charge-offs$979,0002,383
Cash dividends$10,690,000225
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,040,000327
2011-09-30 (YTD Data)Rank
Total interest income$44,201,000464
Total interest expense$8,724,000502
Net interest income$35,477,000464
Provision for loan and lease losses$1,650,0001,418
Total noninterest income$3,810,0001,032
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,649,000670
Trading account gains and fees$0145
Additional Noninterest Income$2,161,0001,070
Total noninterest expense$25,784,000584
Salaries and employee benefits$14,460,000509
Premises and equipment expense$5,082,000387
Additional noninterest expense$6,242,000852
Pre-tax net operating income$11,853,000451
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$11,853,000369
Extraordinary gains, net$021
Net income$11,853,000369
Minority interest net income$087
Net income of bank and minority interests.$11,853,000369
Net charge-offs$970,0001,925
Cash dividends$7,818,000195
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,853,000358
2011-06-30 (YTD Data)Rank
Total interest income$28,889,000483
Total interest expense$5,856,000526
Net interest income$23,033,000477
Provision for loan and lease losses$1,350,0001,227
Total noninterest income$2,346,0001,090
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,084,000675
Trading account gains and fees$0153
Additional Noninterest Income$1,262,0001,146
Total noninterest expense$16,932,000602
Salaries and employee benefits$9,359,000518
Premises and equipment expense$3,341,000402
Additional noninterest expense$4,232,000857
Pre-tax net operating income$7,097,000481
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$7,097,000390
Extraordinary gains, net$015
Net income$7,097,000390
Minority interest net income$089
Net income of bank and minority interests.$7,097,000390
Net charge-offs$833,0001,630
Cash dividends$4,844,000197
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,097,000381
2011-03-31 (YTD Data)Rank
Total interest income$13,984,000503
Total interest expense$2,996,000534
Net interest income$10,988,000497
Provision for loan and lease losses$750,0001,063
Total noninterest income$1,061,0001,159
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$525,000678
Trading account gains and fees$0158
Additional Noninterest Income$536,0001,293
Total noninterest expense$8,412,000610
Salaries and employee benefits$4,652,000532
Premises and equipment expense$1,636,000415
Additional noninterest expense$2,124,000840
Pre-tax net operating income$2,887,000575
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,887,000467
Extraordinary gains, net$09
Net income$2,887,000465
Minority interest net income$086
Net income of bank and minority interests.$2,887,000467
Net charge-offs$137,0002,444
Cash dividends$2,638,000164
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,887,000448
2010-12-31 (YTD Data)Rank
Total interest income$51,735,000573
Total interest expense$12,204,000646
Net interest income$39,531,000551
Provision for loan and lease losses$4,043,0001,328
Total noninterest income$11,300,000577
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,998,000753
Trading account gains and fees$0175
Additional Noninterest Income$9,302,000485
Total noninterest expense$30,400,000664
Salaries and employee benefits$15,978,000597
Premises and equipment expense$5,526,000470
Additional noninterest expense$8,896,000834
Pre-tax net operating income$16,388,000365
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$16,388,000297
Extraordinary gains, net$029
Net income$16,388,000296
Minority interest net income$0111
Net income of bank and minority interests.$16,388,000298
Net charge-offs$2,383,0001,683
Cash dividends$7,586,000231
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$16,388,000286
2010-09-30 (YTD Data)Rank
Total interest income$37,576,000600
Total interest expense$8,904,000697
Net interest income$28,672,000561
Provision for loan and lease losses$3,613,0001,119
Total noninterest income$9,515,000536
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,420,000813
Trading account gains and fees$0165
Additional Noninterest Income$8,095,000416
Total noninterest expense$21,733,000687
Salaries and employee benefits$11,172,000636
Premises and equipment expense$3,999,000483
Additional noninterest expense$6,562,000824
Pre-tax net operating income$12,841,000345
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$12,841,000286
Extraordinary gains, net$023
Net income$12,841,000286
Minority interest net income$0110
Net income of bank and minority interests.$12,841,000288
Net charge-offs$2,304,0001,373
Cash dividends$5,359,000206
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,841,000270
2010-06-30 (YTD Data)Rank
Total interest income$24,509,000617
Total interest expense$5,925,000721
Net interest income$18,584,000586
Provision for loan and lease losses$2,141,0001,220
Total noninterest income$1,595,0001,449
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$950,000821
Trading account gains and fees$0152
Additional Noninterest Income$645,0001,775
Total noninterest expense$14,005,000710
Salaries and employee benefits$7,266,000653
Premises and equipment expense$2,567,000504
Additional noninterest expense$4,172,000859
Pre-tax net operating income$4,033,000688
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,033,000549
Extraordinary gains, net$019
Net income$4,033,000551
Minority interest net income$0105
Net income of bank and minority interests.$4,033,000551
Net charge-offs$1,981,0001,126
Cash dividends$3,599,000203
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,033,000523
2010-03-31 (YTD Data)Rank
Total interest income$12,101,000640
Total interest expense$2,989,000760
Net interest income$9,112,000607
Provision for loan and lease losses$1,059,0001,122
Total noninterest income$801,0001,447
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$466,000835
Trading account gains and fees$0175
Additional Noninterest Income$335,0001,715
Total noninterest expense$6,963,000718
Salaries and employee benefits$3,645,000659
Premises and equipment expense$1,265,000524
Additional noninterest expense$2,053,000870
Pre-tax net operating income$1,891,000709
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,891,000586
Extraordinary gains, net$016
Net income$1,891,000591
Minority interest net income$091
Net income of bank and minority interests.$1,891,000590
Net charge-offs$1,427,000814
Cash dividends$1,889,000192
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,891,000565
2009-12-31 (YTD Data)Rank
Total interest income$48,742,000674
Total interest expense$14,392,000807
Net interest income$34,350,000620
Provision for loan and lease losses$3,446,0001,808
Total noninterest income$4,463,0001,200
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,789,000604
Trading account gains and fees$0211
Additional Noninterest Income$1,674,0001,550
Total noninterest expense$25,270,000835
Salaries and employee benefits$13,304,000734
Premises and equipment expense$4,546,000579
Additional noninterest expense$7,420,0001,044
Pre-tax net operating income$10,097,000418
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$10,097,000313
Extraordinary gains, net$034
Net income$10,097,000314
Minority interest net income$0115
Net income of bank and minority interests.$10,097,000315
Net charge-offs$1,497,0002,376
Cash dividends$6,220,000282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,097,000314
2009-09-30 (YTD Data)Rank
Total interest income$36,397,000693
Total interest expense$11,222,000819
Net interest income$25,175,000640
Provision for loan and lease losses$2,527,0001,651
Total noninterest income$3,550,0001,160
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,198,000574
Trading account gains and fees$0212
Additional Noninterest Income$1,352,0001,496
Total noninterest expense$18,804,000832
Salaries and employee benefits$9,755,000762
Premises and equipment expense$3,299,000612
Additional noninterest expense$5,750,000980
Pre-tax net operating income$7,394,000451
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$7,394,000353
Extraordinary gains, net$027
Net income$7,394,000352
Minority interest net income$0118
Net income of bank and minority interests.$7,394,000353
Net charge-offs$691,0002,645
Cash dividends$4,172,000301
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,394,000349
2009-06-30 (YTD Data)Rank
Total interest income$23,946,000721
Total interest expense$7,872,000826
Net interest income$16,074,000669
Provision for loan and lease losses$1,759,0001,524
Total noninterest income$2,479,0001,119
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,405,000593
Trading account gains and fees$0193
Additional Noninterest Income$1,074,0001,364
Total noninterest expense$12,633,000844
Salaries and employee benefits$6,441,000789
Premises and equipment expense$2,211,000631
Additional noninterest expense$3,981,000964
Pre-tax net operating income$4,161,000530
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$4,161,000416
Extraordinary gains, net$021
Net income$4,161,000414
Minority interest net income$0112
Net income of bank and minority interests.$4,161,000416
Net charge-offs$468,0002,417
Cash dividends$2,357,000380
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,161,000401
2009-03-31 (YTD Data)Rank
Total interest income$11,860,000737
Total interest expense$4,129,000812
Net interest income$7,731,000686
Provision for loan and lease losses$1,005,0001,174
Total noninterest income$1,069,0001,212
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$682,000599
Trading account gains and fees$0171
Additional Noninterest Income$387,0001,652
Total noninterest expense$6,182,000825
Salaries and employee benefits$3,274,000771
Premises and equipment expense$1,020,000698
Additional noninterest expense$1,888,000875
Pre-tax net operating income$1,613,000785
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,613,000620
Extraordinary gains, net$015
Net income$1,613,000620
Minority interest net income$0102
Net income of bank and minority interests.$1,613,000622
Net charge-offs$282,0001,836
Cash dividends$1,262,000346
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,613,000582
2008-12-31 (YTD Data)Rank
Total interest income$33,273,0001,151
Total interest expense$13,059,0001,245
Net interest income$20,214,0001,071
Provision for loan and lease losses$849,0002,950
Total noninterest income$3,594,0001,374
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,127,000825
Trading account gains and fees$0154
Additional Noninterest Income$1,467,0001,620
Total noninterest expense$17,247,0001,141
Salaries and employee benefits$8,443,0001,180
Premises and equipment expense$3,327,000832
Additional noninterest expense$5,477,0001,168
Pre-tax net operating income$5,712,000979
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$5,712,000708
Extraordinary gains, net$039
Net income$5,712,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0002,717
Cash dividends$4,609,000611
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,712,000759
2008-09-30 (YTD Data)Rank
Total interest income$24,865,0001,178
Total interest expense$9,922,0001,282
Net interest income$14,943,0001,114
Provision for loan and lease losses$547,0002,607
Total noninterest income$2,486,0001,507
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,582,000838
Trading account gains and fees$0148
Additional Noninterest Income$904,0001,958
Total noninterest expense$11,956,0001,217
Salaries and employee benefits$6,253,0001,219
Premises and equipment expense$2,285,000905
Additional noninterest expense$3,418,0001,322
Pre-tax net operating income$4,926,0001,035
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$4,926,000743
Extraordinary gains, net$031
Net income$4,926,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0002,010
Cash dividends$3,615,000617
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,926,000783
2008-06-30 (YTD Data)Rank
Total interest income$16,515,0001,197
Total interest expense$6,798,0001,289
Net interest income$9,717,0001,138
Provision for loan and lease losses$244,0002,842
Total noninterest income$1,655,0001,533
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,025,000842
Trading account gains and fees$0149
Additional Noninterest Income$630,0001,934
Total noninterest expense$7,900,0001,228
Salaries and employee benefits$4,173,0001,237
Premises and equipment expense$1,492,000919
Additional noninterest expense$2,235,0001,328
Pre-tax net operating income$3,228,0001,094
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,228,000839
Extraordinary gains, net$021
Net income$3,228,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,722
Cash dividends$2,298,000710
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,228,000830
2008-03-31 (YTD Data)Rank
Total interest income$8,194,0001,231
Total interest expense$3,538,0001,318
Net interest income$4,656,0001,183
Provision for loan and lease losses$92,0002,834
Total noninterest income$749,0001,646
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$501,000863
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,238
Total noninterest expense$3,906,0001,239
Salaries and employee benefits$2,095,0001,242
Premises and equipment expense$721,000961
Additional noninterest expense$1,090,0001,316
Pre-tax net operating income$1,407,0001,345
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,407,0001,077
Extraordinary gains, net$015
Net income$1,407,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,953
Cash dividends$1,319,000579
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,407,0001,032
2007-12-31 (YTD Data)Rank
Total interest income$34,028,0001,239
Total interest expense$14,672,0001,370
Net interest income$19,356,0001,146
Provision for loan and lease losses$458,0002,478
Total noninterest income$3,004,0001,638
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,185,000819
Trading account gains and fees$0178
Additional Noninterest Income$819,0002,529
Total noninterest expense$14,659,0001,266
Salaries and employee benefits$7,851,0001,269
Premises and equipment expense$2,894,000896
Additional noninterest expense$3,914,0001,416
Pre-tax net operating income$7,243,0001,169
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$7,243,000891
Extraordinary gains, net$039
Net income$7,243,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,217
Cash dividends$5,156,000718
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,243,000878
2007-09-30 (YTD Data)Rank
Total interest income$25,617,0001,234
Total interest expense$10,999,0001,369
Net interest income$14,618,0001,143
Provision for loan and lease losses$363,0001,999
Total noninterest income$2,172,0001,690
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,649,000795
Trading account gains and fees$0184
Additional Noninterest Income$523,0002,774
Total noninterest expense$11,065,0001,255
Salaries and employee benefits$5,934,0001,261
Premises and equipment expense$2,181,000898
Additional noninterest expense$2,950,0001,367
Pre-tax net operating income$5,362,0001,272
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$5,362,000972
Extraordinary gains, net$033
Net income$5,362,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,678
Cash dividends$4,051,000667
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,362,000962
2007-06-30 (YTD Data)Rank
Total interest income$16,962,0001,259
Total interest expense$7,212,0001,394
Net interest income$9,750,0001,164
Provision for loan and lease losses$271,0001,687
Total noninterest income$1,602,0001,586
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,094,000811
Trading account gains and fees$0168
Additional Noninterest Income$508,0002,221
Total noninterest expense$7,244,0001,292
Salaries and employee benefits$3,924,0001,297
Premises and equipment expense$1,416,000934
Additional noninterest expense$1,904,0001,429
Pre-tax net operating income$3,837,0001,235
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,837,000941
Extraordinary gains, net$029
Net income$3,837,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,815
Cash dividends$2,790,000690
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,837,000929
2007-03-31 (YTD Data)Rank
Total interest income$8,386,0001,264
Total interest expense$3,548,0001,402
Net interest income$4,838,0001,162
Provision for loan and lease losses$180,0001,262
Total noninterest income$773,0001,615
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$538,000795
Trading account gains and fees$0195
Additional Noninterest Income$235,0002,309
Total noninterest expense$3,578,0001,298
Salaries and employee benefits$1,932,0001,328
Premises and equipment expense$675,000973
Additional noninterest expense$971,0001,380
Pre-tax net operating income$1,853,0001,262
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,853,000949
Extraordinary gains, net$022
Net income$1,853,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,624
Cash dividends$1,454,000609
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,853,000940
2006-12-31 (YTD Data)Rank
Total interest income$30,262,0001,298
Total interest expense$12,032,0001,397
Net interest income$18,230,0001,240
Provision for loan and lease losses$641,0001,522
Total noninterest income$3,404,0001,454
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,401,000735
Trading account gains and fees$0130
Additional Noninterest Income$1,003,0002,221
Total noninterest expense$13,893,0001,288
Salaries and employee benefits$7,615,0001,276
Premises and equipment expense$2,674,000934
Additional noninterest expense$3,604,0001,467
Pre-tax net operating income$7,100,0001,385
Securities gains (losses)$-67,0008,044
Applicable income taxes$06,600
Income before extraordinary items$7,033,0001,057
Extraordinary gains, net$051
Net income$7,033,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,243
Cash dividends$4,348,000813
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,100,0001,039
2006-09-30 (YTD Data)Rank
Total interest income$21,977,0001,349
Total interest expense$8,583,0001,426
Net interest income$13,394,0001,288
Provision for loan and lease losses$540,0001,310
Total noninterest income$2,494,0001,491
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,828,000732
Trading account gains and fees$0126
Additional Noninterest Income$666,0002,391
Total noninterest expense$10,437,0001,299
Salaries and employee benefits$5,683,0001,295
Premises and equipment expense$2,008,000944
Additional noninterest expense$2,746,0001,440
Pre-tax net operating income$4,911,0001,528
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$4,911,0001,166
Extraordinary gains, net$045
Net income$4,911,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,937
Cash dividends$3,136,000800
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,911,0001,153
2006-06-30 (YTD Data)Rank
Total interest income$14,071,0001,377
Total interest expense$5,351,0001,450
Net interest income$8,720,0001,321
Provision for loan and lease losses$360,0001,269
Total noninterest income$1,707,0001,469
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,229,000715
Trading account gains and fees$0126
Additional Noninterest Income$478,0002,279
Total noninterest expense$6,913,0001,317
Salaries and employee benefits$3,752,0001,320
Premises and equipment expense$1,307,000966
Additional noninterest expense$1,854,0001,431
Pre-tax net operating income$3,154,0001,581
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,154,0001,199
Extraordinary gains, net$039
Net income$3,154,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,858
Cash dividends$1,918,000867
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,154,0001,181
2006-03-31 (YTD Data)Rank
Total interest income$6,765,0001,394
Total interest expense$2,559,0001,434
Net interest income$4,206,0001,365
Provision for loan and lease losses$180,0001,225
Total noninterest income$882,0001,401
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$607,000693
Trading account gains and fees$0115
Additional Noninterest Income$275,0002,059
Total noninterest expense$3,514,0001,300
Salaries and employee benefits$1,932,0001,285
Premises and equipment expense$663,000958
Additional noninterest expense$919,0001,432
Pre-tax net operating income$1,394,0001,738
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,394,0001,311
Extraordinary gains, net$021
Net income$1,394,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$860,000854
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,394,0001,295
2005-12-31 (YTD Data)Rank
Total interest income$23,045,0001,449
Total interest expense$7,368,0001,542
Net interest income$15,677,0001,388
Provision for loan and lease losses$750,0001,335
Total noninterest income$3,837,0001,323
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,737,000625
Trading account gains and fees$0138
Additional Noninterest Income$1,100,0002,077
Total noninterest expense$15,212,0001,126
Salaries and employee benefits$8,241,0001,125
Premises and equipment expense$2,749,000858
Additional noninterest expense$4,222,0001,230
Pre-tax net operating income$3,552,0002,428
Securities gains (losses)$-19,0007,795
Applicable income taxes$06,964
Income before extraordinary items$3,533,0001,943
Extraordinary gains, net$046
Net income$3,533,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,432
Cash dividends$3,753,000858
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,552,0001,908
2005-09-30 (YTD Data)Rank
Total interest income$16,757,0001,456
Total interest expense$5,155,0001,559
Net interest income$11,602,0001,386
Provision for loan and lease losses$550,0001,284
Total noninterest income$2,906,0001,325
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,020,000631
Trading account gains and fees$0126
Additional Noninterest Income$886,0001,975
Total noninterest expense$11,085,0001,152
Salaries and employee benefits$6,094,0001,128
Premises and equipment expense$2,014,000871
Additional noninterest expense$2,977,0001,284
Pre-tax net operating income$2,873,0002,315
Securities gains (losses)$-19,0008,149
Applicable income taxes$06,976
Income before extraordinary items$2,854,0001,832
Extraordinary gains, net$035
Net income$2,854,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0001,515
Cash dividends$2,827,000788
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,873,0001,786
2005-06-30 (YTD Data)Rank
Total interest income$10,927,0001,439
Total interest expense$3,241,0001,551
Net interest income$7,686,0001,388
Provision for loan and lease losses$305,0001,488
Total noninterest income$1,963,0001,285
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,322,000629
Trading account gains and fees$0116
Additional Noninterest Income$641,0001,845
Total noninterest expense$7,330,0001,149
Salaries and employee benefits$4,046,0001,124
Premises and equipment expense$1,311,000887
Additional noninterest expense$1,973,0001,268
Pre-tax net operating income$2,014,0002,173
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,014,0001,694
Extraordinary gains, net$030
Net income$2,014,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,749
Cash dividends$1,790,000817
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,014,0001,668
2005-03-31 (YTD Data)Rank
Total interest income$5,381,0001,435
Total interest expense$1,552,0001,538
Net interest income$3,829,0001,385
Provision for loan and lease losses$125,0001,680
Total noninterest income$1,100,0001,162
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$630,000641
Trading account gains and fees$0115
Additional Noninterest Income$470,0001,383
Total noninterest expense$3,822,0001,088
Salaries and employee benefits$2,100,0001,085
Premises and equipment expense$700,000839
Additional noninterest expense$1,022,0001,220
Pre-tax net operating income$982,0002,197
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$982,0001,710
Extraordinary gains, net$024
Net income$982,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$982,0001,678
2004-12-31 (YTD Data)Rank
Total interest income$14,483,0001,958
Total interest expense$3,966,0002,050
Net interest income$10,517,0001,932
Provision for loan and lease losses$427,0002,248
Total noninterest income$2,059,0002,156
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,726,0001,034
Trading account gains and fees$0138
Additional Noninterest Income$333,0004,073
Total noninterest expense$9,142,0001,768
Salaries and employee benefits$5,141,0001,723
Premises and equipment expense$1,712,0001,351
Additional noninterest expense$2,289,0002,121
Pre-tax net operating income$3,007,0002,589
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,007,0002,072
Extraordinary gains, net$034
Net income$3,007,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,728
Cash dividends$5,523,000565
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,007,0002,031
2004-09-30 (YTD Data)Rank
Total interest income$10,534,0001,994
Total interest expense$2,906,0002,059
Net interest income$7,628,0001,971
Provision for loan and lease losses$343,0002,046
Total noninterest income$1,536,0002,172
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,323,0001,008
Trading account gains and fees$0134
Additional Noninterest Income$213,0004,376
Total noninterest expense$6,610,0001,825
Salaries and employee benefits$3,757,0001,746
Premises and equipment expense$1,236,0001,401
Additional noninterest expense$1,617,0002,237
Pre-tax net operating income$2,211,0002,643
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,211,0002,114
Extraordinary gains, net$026
Net income$2,211,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,331
Cash dividends$1,768,0001,103
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,211,0002,065
2004-06-30 (YTD Data)Rank
Total interest income$6,874,0002,018
Total interest expense$1,948,0002,023
Net interest income$4,926,0002,020
Provision for loan and lease losses$262,0001,764
Total noninterest income$1,002,0002,192
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$877,0001,004
Trading account gains and fees$0130
Additional Noninterest Income$125,0004,692
Total noninterest expense$4,263,0001,875
Salaries and employee benefits$2,432,0001,801
Premises and equipment expense$793,0001,457
Additional noninterest expense$1,038,0002,317
Pre-tax net operating income$1,403,0002,716
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,403,0002,193
Extraordinary gains, net$021
Net income$1,403,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,320
Cash dividends$1,142,0001,129
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,403,0002,131
2004-03-31 (YTD Data)Rank
Total interest income$3,419,0002,044
Total interest expense$979,0002,028
Net interest income$2,440,0002,050
Provision for loan and lease losses$159,0001,372
Total noninterest income$499,0002,163
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$418,0001,027
Trading account gains and fees$0121
Additional Noninterest Income$81,0004,156
Total noninterest expense$2,095,0001,912
Salaries and employee benefits$1,207,0001,828
Premises and equipment expense$394,0001,483
Additional noninterest expense$494,0002,391
Pre-tax net operating income$685,0002,750
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$685,0002,220
Extraordinary gains, net$016
Net income$685,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$581,0001,062
Sale, conversion, retirement of capital stock, net$0464
Net operating income$685,0002,143
2003-12-31 (YTD Data)Rank
Total interest income$14,694,0001,931
Total interest expense$4,468,0001,998
Net interest income$10,226,0001,906
Provision for loan and lease losses$707,0001,605
Total noninterest income$2,239,0002,131
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,776,000972
Trading account gains and fees$0160
Additional Noninterest Income$463,0003,708
Total noninterest expense$8,237,0001,929
Salaries and employee benefits$4,564,0001,888
Premises and equipment expense$1,476,0001,550
Additional noninterest expense$2,197,0002,199
Pre-tax net operating income$3,521,0002,205
Securities gains (losses)$04,500
Applicable income taxes$-44,0008,857
Income before extraordinary items$3,565,0001,748
Extraordinary gains, net$054
Net income$3,565,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,295
Cash dividends$2,825,0001,047
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,565,0001,666
2003-09-30 (YTD Data)Rank
Total interest income$11,148,0001,938
Total interest expense$3,424,0002,038
Net interest income$7,724,0001,905
Provision for loan and lease losses$515,0001,623
Total noninterest income$1,609,0002,242
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,339,000975
Trading account gains and fees$0153
Additional Noninterest Income$270,0004,233
Total noninterest expense$6,144,0001,935
Salaries and employee benefits$3,403,0001,895
Premises and equipment expense$1,104,0001,551
Additional noninterest expense$1,637,0002,194
Pre-tax net operating income$2,674,0002,245
Securities gains (losses)$04,204
Applicable income taxes$-40,0009,000
Income before extraordinary items$2,714,0001,777
Extraordinary gains, net$040
Net income$2,714,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,443
Cash dividends$2,161,000946
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,714,0001,684
2003-06-30 (YTD Data)Rank
Total interest income$7,435,0001,955
Total interest expense$2,293,0002,096
Net interest income$5,142,0001,904
Provision for loan and lease losses$358,0001,562
Total noninterest income$1,100,0002,201
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$894,000962
Trading account gains and fees$0150
Additional Noninterest Income$206,0003,982
Total noninterest expense$4,088,0001,926
Salaries and employee benefits$2,268,0001,890
Premises and equipment expense$727,0001,573
Additional noninterest expense$1,093,0002,179
Pre-tax net operating income$1,796,0002,241
Securities gains (losses)$03,782
Applicable income taxes$-40,0009,065
Income before extraordinary items$1,836,0001,767
Extraordinary gains, net$030
Net income$1,836,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,405
Cash dividends$1,405,000988
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,836,0001,649
2003-03-31 (YTD Data)Rank
Total interest income$3,685,0001,983
Total interest expense$1,131,0002,162
Net interest income$2,554,0001,906
Provision for loan and lease losses$190,0001,428
Total noninterest income$559,0002,106
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$461,000897
Trading account gains and fees$0134
Additional Noninterest Income$98,0003,968
Total noninterest expense$2,027,0001,928
Salaries and employee benefits$1,136,0001,883
Premises and equipment expense$355,0001,621
Additional noninterest expense$536,0002,192
Pre-tax net operating income$896,0002,245
Securities gains (losses)$02,891
Applicable income taxes$-40,0009,163
Income before extraordinary items$936,0001,705
Extraordinary gains, net$021
Net income$936,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$555,0001,110
Sale, conversion, retirement of capital stock, net$0419
Net operating income$936,0001,596
2002-12-31 (YTD Data)Rank
Total interest income$14,309,0002,143
Total interest expense$4,582,0002,429
Net interest income$9,727,0001,986
Provision for loan and lease losses$685,0001,867
Total noninterest income$1,869,0002,253
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,573,0001,022
Trading account gains and fees$0153
Additional Noninterest Income$296,0004,287
Total noninterest expense$7,844,0001,924
Salaries and employee benefits$4,398,0001,830
Premises and equipment expense$1,438,0001,541
Additional noninterest expense$2,008,0002,301
Pre-tax net operating income$3,067,0002,457
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,067,0001,949
Extraordinary gains, net$070
Net income$3,067,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,654
Cash dividends$1,903,0001,359
Sale, conversion, retirement of capital stock, net$22,000766
Net operating income$3,067,0001,889
2001-12-31 (YTD Data)Rank
Total interest income$14,399,0002,377
Total interest expense$6,144,0002,601
Net interest income$8,255,0002,169
Provision for loan and lease losses$420,0002,511
Total noninterest income$1,564,0002,435
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,272,0001,166
Trading account gains and fees$0177
Additional Noninterest Income$292,0004,172
Total noninterest expense$7,605,0001,900
Salaries and employee benefits$4,101,0001,824
Premises and equipment expense$1,336,0001,611
Additional noninterest expense$2,168,0002,072
Pre-tax net operating income$1,794,0003,444
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,794,0002,793
Extraordinary gains, net$0105
Net income$1,794,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,512
Cash dividends$1,299,0001,861
Sale, conversion, retirement of capital stock, net$20,000815
Net operating income$1,794,0002,704
2000-12-31 (YTD Data)Rank
Total interest income$12,079,0002,887
Total interest expense$4,774,0003,458
Net interest income$7,305,0002,427
Provision for loan and lease losses$368,0002,436
Total noninterest income$1,324,0002,570
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,012,0001,347
Trading account gains and fees$0180
Additional Noninterest Income$312,0003,834
Total noninterest expense$8,279,0001,686
Salaries and employee benefits$4,919,0001,440
Premises and equipment expense$1,074,0001,941
Additional noninterest expense$2,286,0001,910
Pre-tax net operating income$-18,0009,163
Securities gains (losses)$-29,0008,927
Applicable income taxes$-198,0009,694
Income before extraordinary items$151,0008,414
Extraordinary gains, net$038
Net income$151,0008,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,120
Cash dividends$748,0002,807
Sale, conversion, retirement of capital stock, net$3,170,000294
Net operating income$169,5608,296
1999-12-31 (YTD Data)Rank
Total interest income$2,974,0007,408
Total interest expense$1,111,0007,880
Net interest income$1,863,0006,885
Provision for loan and lease losses$36,0006,998
Total noninterest income$399,0005,624
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,274
Trading account gains and feesNANA
Additional Noninterest Income$210,0004,835
Total noninterest expense$1,583,0006,565
Salaries and employee benefits$892,0006,346
Premises and equipment expense$298,0005,484
Additional noninterest expense$393,0007,332
Pre-tax net operating income$643,0006,556
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$643,0005,705
Extraordinary gains, net$035
Net income$643,0005,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,307
Cash dividends$595,0003,197
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$643,0005,672
1998-12-31 (YTD Data)Rank
Total interest income$2,988,0007,542
Total interest expense$1,187,0007,943
Net interest income$1,801,0007,048
Provision for loan and lease losses$08,652
Total noninterest income$405,0005,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$211,0004,828
Total noninterest expense$1,518,0006,640
Salaries and employee benefits$854,0006,450
Premises and equipment expense$289,0005,493
Additional noninterest expense$375,0007,429
Pre-tax net operating income$688,0006,530
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$688,0005,670
Extraordinary gains, net$032
Net income$688,0005,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$760,0002,690
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$688,0005,562
1997-12-31 (YTD Data)Rank
Total interest income$2,962,0007,803
Total interest expense$1,114,0008,368
Net interest income$1,848,0007,213
Provision for loan and lease losses$08,829
Total noninterest income$462,0005,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0004,860
Trading account gains and feesNANA
Additional Noninterest Income$228,0004,638
Total noninterest expense$1,465,0006,881
Salaries and employee benefits$798,0006,791
Premises and equipment expense$255,0005,987
Additional noninterest expense$412,0007,243
Pre-tax net operating income$845,0006,352
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$845,0005,272
Extraordinary gains, net$044
Net income$845,0005,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$1,200,0001,883
Sale, conversion, retirement of capital stock, net$4,0001,002
Net operating income$845,0005,219
1996-12-31 (YTD Data)Rank
Total interest income$2,741,0008,359
Total interest expense$1,037,0008,888
Net interest income$1,704,0007,773
Provision for loan and lease losses$09,041
Total noninterest income$404,0005,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,361
Trading account gains and feesNANA
Additional Noninterest Income$192,0005,293
Total noninterest expense$1,275,0007,742
Salaries and employee benefits$748,0007,259
Premises and equipment expense$146,0008,152
Additional noninterest expense$381,0008,040
Pre-tax net operating income$833,0006,354
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$833,0005,149
Extraordinary gains, net$053
Net income$833,0005,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$395,0003,965
Sale, conversion, retirement of capital stock, net$0953
Net operating income$833,0005,094
1995-12-31 (YTD Data)Rank
Total interest income$2,707,0008,626
Total interest expense$1,031,0009,146
Net interest income$1,676,0008,080
Provision for loan and lease losses$-50,00011,576
Total noninterest income$284,0007,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,381
Trading account gains and feesNANA
Additional Noninterest Income$66,0008,506
Total noninterest expense$1,164,0008,339
Salaries and employee benefits$694,0007,750
Premises and equipment expense$85,00010,060
Additional noninterest expense$385,0008,351
Pre-tax net operating income$846,0006,662
Securities gains (losses)$3,0003,092
Applicable income taxes$011,151
Income before extraordinary items$849,0005,226
Extraordinary gains, net$065
Net income$849,0005,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$823,0002,369
Sale, conversion, retirement of capital stock, net$0809
Net operating income$846,0005,214
1994-12-31 (YTD Data)Rank
Total interest income$2,317,0009,222
Total interest expense$817,0009,510
Net interest income$1,500,0008,886
Provision for loan and lease losses$-150,00012,259
Total noninterest income$427,0005,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,959
Trading account gains and feesNANA
Additional Noninterest Income$232,0004,795
Total noninterest expense$1,193,0008,626
Salaries and employee benefits$663,0008,169
Premises and equipment expense$78,00010,708
Additional noninterest expense$452,0008,294
Pre-tax net operating income$884,0006,469
Securities gains (losses)$03,600
Applicable income taxes$142,0008,466
Income before extraordinary items$742,0005,652
Extraordinary gains, net$0249
Net income$742,0005,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,693
Cash dividends$570,0002,917
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$742,0005,725
1993-12-31 (YTD Data)Rank
Total interest income$1,572,00011,063
Total interest expense$534,00011,510
Net interest income$1,038,00010,644
Provision for loan and lease losses$010,371
Total noninterest income$244,0008,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,556
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,504
Total noninterest expense$839,00010,477
Salaries and employee benefits$449,00010,159
Premises and equipment expense$49,00012,246
Additional noninterest expense$341,0009,946
Pre-tax net operating income$443,0009,076
Securities gains (losses)$14,0005,105
Applicable income taxes$89,00010,008
Income before extraordinary items$368,0008,760
Extraordinary gains, net$03,149
Net income$368,0008,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00011,050
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$356,6608,612
1992-12-31 (YTD Data)Rank
Total interest income$2,812,0009,302
Total interest expense$1,131,0009,861
Net interest income$1,681,0008,718
Provision for loan and lease losses$86,0007,695
Total noninterest income$239,0008,691
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0006,304
Trading account gains and feesNANA
Additional Noninterest Income$55,00010,088
Total noninterest expense$1,448,0008,103
Salaries and employee benefits$691,0008,055
Premises and equipment expense$111,00010,343
Additional noninterest expense$646,0007,132
Pre-tax net operating income$386,0009,365
Securities gains (losses)$43,0004,369
Applicable income taxes$142,0008,837
Income before extraordinary items$287,0009,472
Extraordinary gains, net$01,422
Net income$287,0009,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0006,172
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$258,1909,440

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.