Home > Independent Bank > Income and Expense
Independent Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,672 |
| Total interest expense | $5,435,000 | 2,761 |
| Net interest income | $8,406,000 | 2,583 |
| Provision for loan and lease losses | $704,000 | 3,236 |
| Total noninterest income | $664,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $684,000 | 2,386 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-20,000 | 8,055 |
| Total noninterest expense | $6,425,000 | 2,889 |
| Salaries and employee benefits | $2,896,000 | 3,348 |
| Premises and equipment expense | $1,271,000 | 2,126 |
| Additional noninterest expense | $2,258,000 | 2,552 |
| Pre-tax net operating income | $1,941,000 | 2,505 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,941,000 | 2,048 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,941,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,593 |
| Cash dividends | $1,543,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,941,000 | 2,165 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,332,000 | 2,737 |
| Total interest expense | $4,255,000 | 2,746 |
| Net interest income | $6,077,000 | 2,695 |
| Provision for loan and lease losses | $377,000 | 3,171 |
| Total noninterest income | $538,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $504,000 | 2,442 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $4,740,000 | 2,912 |
| Salaries and employee benefits | $2,065,000 | 3,512 |
| Premises and equipment expense | $977,000 | 2,084 |
| Additional noninterest expense | $1,698,000 | 2,494 |
| Pre-tax net operating income | $1,498,000 | 2,854 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,498,000 | 2,332 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,498,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,665 |
| Cash dividends | $558,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,498,000 | 2,446 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 2,811 |
| Total interest expense | $2,918,000 | 2,773 |
| Net interest income | $3,854,000 | 2,802 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $439,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $320,000 | 2,506 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $119,000 | 4,748 |
| Total noninterest expense | $3,125,000 | 2,951 |
| Salaries and employee benefits | $1,371,000 | 3,578 |
| Premises and equipment expense | $648,000 | 2,080 |
| Additional noninterest expense | $1,106,000 | 2,514 |
| Pre-tax net operating income | $943,000 | 3,072 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $943,000 | 2,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $943,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $382,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $943,000 | 2,643 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 2,919 |
| Total interest expense | $1,523,000 | 2,849 |
| Net interest income | $1,830,000 | 2,935 |
| Provision for loan and lease losses | $102,000 | 2,683 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $1,567,000 | 2,933 |
| Salaries and employee benefits | $690,000 | 3,580 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $555,000 | 2,477 |
| Pre-tax net operating income | $380,000 | 3,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $380,000 | 3,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $380,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $162,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $380,000 | 3,210 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 3,295 |
| Total interest expense | $5,735,000 | 3,118 |
| Net interest income | $6,220,000 | 3,413 |
| Provision for loan and lease losses | $366,000 | 2,834 |
| Total noninterest income | $761,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $639,000 | 2,553 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $5,728,000 | 3,092 |
| Salaries and employee benefits | $2,610,000 | 3,602 |
| Premises and equipment expense | $1,288,000 | 2,028 |
| Additional noninterest expense | $1,830,000 | 2,887 |
| Pre-tax net operating income | $887,000 | 4,979 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $887,000 | 4,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $887,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,243 |
| Cash dividends | $677,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $887,000 | 4,565 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 3,415 |
| Total interest expense | $4,148,000 | 3,206 |
| Net interest income | $4,471,000 | 3,527 |
| Provision for loan and lease losses | $271,000 | 2,450 |
| Total noninterest income | $644,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $466,000 | 2,588 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $178,000 | 4,728 |
| Total noninterest expense | $4,265,000 | 3,068 |
| Salaries and employee benefits | $1,955,000 | 3,600 |
| Premises and equipment expense | $947,000 | 2,048 |
| Additional noninterest expense | $1,363,000 | 2,841 |
| Pre-tax net operating income | $579,000 | 5,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $579,000 | 5,071 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $579,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $507,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $579,000 | 5,067 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 3,568 |
| Total interest expense | $2,646,000 | 3,294 |
| Net interest income | $2,790,000 | 3,730 |
| Provision for loan and lease losses | $199,000 | 2,192 |
| Total noninterest income | $438,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $308,000 | 2,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $2,773,000 | 3,169 |
| Salaries and employee benefits | $1,282,000 | 3,675 |
| Premises and equipment expense | $600,000 | 2,156 |
| Additional noninterest expense | $891,000 | 2,908 |
| Pre-tax net operating income | $256,000 | 6,316 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $256,000 | 5,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $335,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $256,000 | 5,964 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 3,668 |
| Total interest expense | $1,260,000 | 3,416 |
| Net interest income | $1,343,000 | 3,832 |
| Provision for loan and lease losses | $108,000 | 1,911 |
| Total noninterest income | $183,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $145,000 | 2,663 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $1,343,000 | 3,268 |
| Salaries and employee benefits | $620,000 | 3,802 |
| Premises and equipment expense | $283,000 | 2,307 |
| Additional noninterest expense | $440,000 | 2,918 |
| Pre-tax net operating income | $75,000 | 6,995 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $75,000 | 6,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $154,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $75,000 | 6,766 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 4,169 |
| Total interest expense | $3,344,000 | 4,041 |
| Net interest income | $4,718,000 | 4,193 |
| Provision for loan and lease losses | $267,000 | 2,990 |
| Total noninterest income | $915,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $583,000 | 2,745 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $332,000 | 4,107 |
| Total noninterest expense | $4,801,000 | 3,461 |
| Salaries and employee benefits | $2,276,000 | 3,874 |
| Premises and equipment expense | $959,000 | 2,568 |
| Additional noninterest expense | $1,566,000 | 3,183 |
| Pre-tax net operating income | $565,000 | 6,290 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $565,000 | 5,938 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $565,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,413 |
| Cash dividends | $346,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $565,000 | 5,937 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 4,314 |
| Total interest expense | $2,284,000 | 4,185 |
| Net interest income | $3,435,000 | 4,310 |
| Provision for loan and lease losses | $167,000 | 3,229 |
| Total noninterest income | $677,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,116 |
| Total noninterest expense | $3,522,000 | 3,506 |
| Salaries and employee benefits | $1,702,000 | 3,878 |
| Premises and equipment expense | $698,000 | 2,647 |
| Additional noninterest expense | $1,122,000 | 3,298 |
| Pre-tax net operating income | $423,000 | 6,519 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $423,000 | 6,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $423,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,398 |
| Cash dividends | $204,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $423,000 | 6,121 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 4,382 |
| Total interest expense | $1,383,000 | 4,326 |
| Net interest income | $2,262,000 | 4,356 |
| Provision for loan and lease losses | $82,000 | 3,696 |
| Total noninterest income | $400,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $281,000 | 2,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 4,766 |
| Total noninterest expense | $2,287,000 | 3,598 |
| Salaries and employee benefits | $1,093,000 | 3,999 |
| Premises and equipment expense | $459,000 | 2,670 |
| Additional noninterest expense | $735,000 | 3,344 |
| Pre-tax net operating income | $293,000 | 6,507 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $293,000 | 6,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,112 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $293,000 | 6,061 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 4,457 |
| Total interest expense | $639,000 | 4,422 |
| Net interest income | $1,111,000 | 4,401 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 2,993 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $1,145,000 | 3,608 |
| Salaries and employee benefits | $539,000 | 4,067 |
| Premises and equipment expense | $233,000 | 2,641 |
| Additional noninterest expense | $373,000 | 3,306 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $101,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $101,000 | 6,722 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,973 |
| Total interest expense | $1,431,000 | 5,349 |
| Net interest income | $2,371,000 | 6,178 |
| Provision for loan and lease losses | $424,000 | 2,171 |
| Total noninterest income | $416,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $292,000 | 4,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,064 |
| Total noninterest expense | $3,292,000 | 4,489 |
| Salaries and employee benefits | $1,426,000 | 5,216 |
| Premises and equipment expense | $667,000 | 3,362 |
| Additional noninterest expense | $1,199,000 | 3,873 |
| Pre-tax net operating income | $-929,000 | 8,618 |
| Securities gains (losses) | $-134,000 | 8,504 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,063,000 | 8,678 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,063,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,800 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-929,000 | 8,634 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 6,333 |
| Total interest expense | $932,000 | 5,635 |
| Net interest income | $1,558,000 | 6,580 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $287,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 4,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $2,183,000 | 4,840 |
| Salaries and employee benefits | $974,000 | 5,499 |
| Premises and equipment expense | $419,000 | 3,839 |
| Additional noninterest expense | $790,000 | 4,219 |
| Pre-tax net operating income | $-398,000 | 8,569 |
| Securities gains (losses) | $-134,000 | 8,678 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-532,000 | 8,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-532,000 | 8,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,687 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-398,000 | 8,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 6,743 |
| Total interest expense | $509,000 | 6,004 |
| Net interest income | $873,000 | 7,000 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $195,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $164,000 | 3,942 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $1,293,000 | 5,228 |
| Salaries and employee benefits | $561,000 | 5,968 |
| Premises and equipment expense | $221,000 | 4,481 |
| Additional noninterest expense | $511,000 | 4,300 |
| Pre-tax net operating income | $-225,000 | 8,572 |
| Securities gains (losses) | $-134,000 | 8,737 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-359,000 | 8,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-359,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-225,000 | 8,572 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,644 |
| Total interest expense | $195,000 | 6,604 |
| Net interest income | $267,000 | 7,981 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $452,000 | 6,412 |
| Salaries and employee benefits | $189,000 | 7,122 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $204,000 | 4,996 |
| Pre-tax net operating income | $-87,000 | 8,629 |
| Securities gains (losses) | $-134,000 | 8,851 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-221,000 | 8,766 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-221,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-87,000 | 8,627 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 7,103 |
| Total interest expense | $775,000 | 6,347 |
| Net interest income | $1,504,000 | 7,301 |
| Provision for loan and lease losses | $22,000 | 6,676 |
| Total noninterest income | $451,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $315,000 | 4,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,870 |
| Total noninterest expense | $1,860,000 | 6,263 |
| Salaries and employee benefits | $779,000 | 7,012 |
| Premises and equipment expense | $324,000 | 5,456 |
| Additional noninterest expense | $757,000 | 5,279 |
| Pre-tax net operating income | $73,000 | 8,184 |
| Securities gains (losses) | $-231,000 | 8,814 |
| Applicable income taxes | $-105,000 | 8,742 |
| Income before extraordinary items | $-53,000 | 8,496 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-53,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $94,840 | 8,072 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,044 |
| Total interest expense | $576,000 | 6,350 |
| Net interest income | $1,201,000 | 7,181 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $345,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $242,000 | 4,176 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $1,414,000 | 6,162 |
| Salaries and employee benefits | $613,000 | 6,845 |
| Premises and equipment expense | $265,000 | 5,155 |
| Additional noninterest expense | $536,000 | 5,421 |
| Pre-tax net operating income | $114,000 | 8,059 |
| Securities gains (losses) | $65,000 | 1,465 |
| Applicable income taxes | $-29,000 | 8,787 |
| Income before extraordinary items | $208,000 | 7,427 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $208,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $143,000 | 7,780 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 7,135 |
| Total interest expense | $368,000 | 6,486 |
| Net interest income | $787,000 | 7,259 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 5,776 |
| Total noninterest expense | $963,000 | 6,125 |
| Salaries and employee benefits | $424,000 | 6,797 |
| Premises and equipment expense | $190,000 | 4,934 |
| Additional noninterest expense | $349,000 | 5,517 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $56,000 | 1,387 |
| Applicable income taxes | $-29,000 | 8,851 |
| Income before extraordinary items | $123,000 | 7,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $67,000 | 8,037 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,204 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $390,000 | 7,318 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $495,000 | 6,076 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $176,000 | 5,500 |
| Pre-tax net operating income | $3,000 | 8,508 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $-10,000 | 8,863 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 7,469 |
| Total interest expense | $762,000 | 6,836 |
| Net interest income | $1,315,000 | 7,639 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $429,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $276,000 | 4,507 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $153,000 | 5,794 |
| Total noninterest expense | $1,986,000 | 6,010 |
| Salaries and employee benefits | $940,000 | 6,473 |
| Premises and equipment expense | $341,000 | 5,265 |
| Additional noninterest expense | $705,000 | 5,481 |
| Pre-tax net operating income | $-266,000 | 8,728 |
| Securities gains (losses) | $180,000 | 1,411 |
| Applicable income taxes | $-160,000 | 8,990 |
| Income before extraordinary items | $74,000 | 8,359 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $74,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-41,200 | 8,602 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 7,614 |
| Total interest expense | $580,000 | 6,942 |
| Net interest income | $930,000 | 7,816 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $317,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $199,000 | 4,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 5,763 |
| Total noninterest expense | $1,452,000 | 6,070 |
| Salaries and employee benefits | $693,000 | 6,500 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $-223,000 | 8,834 |
| Securities gains (losses) | $176,000 | 1,307 |
| Applicable income taxes | $-98,000 | 9,062 |
| Income before extraordinary items | $51,000 | 8,520 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $51,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,722 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-61,640 | 8,730 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 7,648 |
| Total interest expense | $387,000 | 7,057 |
| Net interest income | $628,000 | 7,801 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $208,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $83,000 | 5,662 |
| Total noninterest expense | $966,000 | 6,093 |
| Salaries and employee benefits | $463,000 | 6,521 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $-142,000 | 8,873 |
| Securities gains (losses) | $140,000 | 1,274 |
| Applicable income taxes | $-61,000 | 9,095 |
| Income before extraordinary items | $59,000 | 8,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-30,600 | 8,736 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,675 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $324,000 | 7,768 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $477,000 | 6,159 |
| Salaries and employee benefits | $228,000 | 6,579 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $-58,000 | 8,906 |
| Securities gains (losses) | $81,000 | 1,118 |
| Applicable income taxes | $-21,000 | 9,117 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-37,000 | 8,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 7,692 |
| Total interest expense | $729,000 | 7,729 |
| Net interest income | $1,417,000 | 7,564 |
| Provision for loan and lease losses | $39,000 | 6,973 |
| Total noninterest income | $319,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $207,000 | 5,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,593,000 | 6,666 |
| Salaries and employee benefits | $710,000 | 7,230 |
| Premises and equipment expense | $229,000 | 6,404 |
| Additional noninterest expense | $654,000 | 5,635 |
| Pre-tax net operating income | $104,000 | 8,303 |
| Securities gains (losses) | $83,000 | 1,920 |
| Applicable income taxes | $-29,000 | 8,940 |
| Income before extraordinary items | $216,000 | 7,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $216,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $133,000 | 8,074 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 9,171 |
| Total interest expense | $354,000 | 9,219 |
| Net interest income | $618,000 | 9,005 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $340,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $142,000 | 5,910 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $667,000 | 8,757 |
| Salaries and employee benefits | $305,000 | 9,041 |
| Premises and equipment expense | $117,000 | 8,047 |
| Additional noninterest expense | $245,000 | 8,265 |
| Pre-tax net operating income | $285,000 | 7,487 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $65,000 | 6,463 |
| Income before extraordinary items | $220,000 | 7,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $220,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $220,000 | 7,479 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 8,567 |
| Total interest expense | $613,000 | 9,032 |
| Net interest income | $1,237,000 | 7,996 |
| Provision for loan and lease losses | $22,000 | 7,551 |
| Total noninterest income | $325,000 | 6,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $1,130,000 | 7,665 |
| Salaries and employee benefits | $546,000 | 7,997 |
| Premises and equipment expense | $179,000 | 7,097 |
| Additional noninterest expense | $405,000 | 7,106 |
| Pre-tax net operating income | $410,000 | 7,418 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $104,000 | 6,463 |
| Income before extraordinary items | $306,000 | 7,435 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $306,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $47,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $306,000 | 7,437 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 8,967 |
| Total interest expense | $546,000 | 9,338 |
| Net interest income | $1,033,000 | 8,553 |
| Provision for loan and lease losses | $242,000 | 3,112 |
| Total noninterest income | $316,000 | 6,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $1,088,000 | 7,876 |
| Salaries and employee benefits | $517,000 | 8,248 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $392,000 | 7,343 |
| Pre-tax net operating income | $19,000 | 9,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-41,000 | 9,796 |
| Income before extraordinary items | $60,000 | 9,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $60,000 | 9,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,996 |
| Cash dividends | $165,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $60,000 | 9,163 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 9,300 |
| Total interest expense | $572,000 | 9,547 |
| Net interest income | $926,000 | 8,968 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $300,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 4,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $980,000 | 8,169 |
| Salaries and employee benefits | $463,000 | 8,587 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $341,000 | 7,740 |
| Pre-tax net operating income | $246,000 | 8,688 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $206,000 | 8,571 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $206,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $2,000 | 7,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $206,000 | 8,495 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 9,850 |
| Total interest expense | $472,000 | 10,165 |
| Net interest income | $892,000 | 9,437 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $198,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $766,000 | 9,160 |
| Salaries and employee benefits | $382,000 | 9,375 |
| Premises and equipment expense | $111,000 | 8,713 |
| Additional noninterest expense | $273,000 | 8,606 |
| Pre-tax net operating income | $324,000 | 8,856 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $237,000 | 8,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 10,457 |
| Total interest expense | $437,000 | 10,783 |
| Net interest income | $814,000 | 10,075 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $572,000 | 10,295 |
| Salaries and employee benefits | $300,000 | 10,345 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $226,000 | 9,640 |
| Pre-tax net operating income | $324,000 | 8,966 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $27,000 | 10,082 |
| Income before extraordinary items | $302,000 | 8,409 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $302,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $297,400 | 8,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 10,946 |
| Total interest expense | $419,000 | 11,269 |
| Net interest income | $809,000 | 10,509 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $541,000 | 10,833 |
| Salaries and employee benefits | $270,000 | 11,007 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $225,000 | 10,129 |
| Pre-tax net operating income | $463,000 | 8,667 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $97,000 | 9,235 |
| Income before extraordinary items | $361,000 | 8,381 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $361,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $170,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $364,950 | 8,332 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 11,655 |
| Total interest expense | $324,000 | 11,935 |
| Net interest income | $706,000 | 11,358 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $172,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $486,000 | 11,684 |
| Salaries and employee benefits | $249,000 | 11,671 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $392,000 | 9,425 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $311,000 | 9,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $322,480 | 8,961 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 12,177 |
| Total interest expense | $343,000 | 12,482 |
| Net interest income | $707,000 | 11,846 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $479,000 | 12,267 |
| Salaries and employee benefits | $241,000 | 12,276 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $199,000 | 11,739 |
| Pre-tax net operating income | $375,000 | 9,621 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $298,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $298,000 | 9,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 12,834 |
| Total interest expense | $453,000 | 12,956 |
| Net interest income | $648,000 | 12,525 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $124,000 | 11,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $466,000 | 12,826 |
| Salaries and employee benefits | $220,000 | 12,931 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $205,000 | 12,175 |
| Pre-tax net operating income | $306,000 | 10,078 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $232,400 | 9,791 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.