Home > Independence National Bank > Income and Expense

Independence National Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$3,569,0004,350
Total interest expense$384,0004,045
Net interest income$3,185,0004,327
Provision for loan and lease losses$106,0003,011
Total noninterest income$482,0003,978
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$80,0004,573
Trading account gains and feesNANA
Additional Noninterest Income$402,0003,448
Total noninterest expense$4,481,0003,328
Salaries and employee benefits$2,281,0003,497
Premises and equipment expense$587,0002,961
Additional noninterest expense$1,613,0003,073
Pre-tax net operating income$-920,0005,601
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-920,0005,568
Extraordinary gains, net$09
Net income$-920,0005,568
Minority interest net income$076
Net income of bank and minority interests.$-920,0005,568
Net charge-offs$154,0002,046
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-920,0005,567
2017-09-30 (YTD Data)Rank
Total interest income$2,697,0004,367
Total interest expense$280,0004,107
Net interest income$2,417,0004,341
Provision for loan and lease losses$180,0002,116
Total noninterest income$363,0004,006
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$59,0004,630
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,459
Total noninterest expense$3,399,0003,316
Salaries and employee benefits$1,752,0003,472
Premises and equipment expense$391,0003,219
Additional noninterest expense$1,256,0002,998
Pre-tax net operating income$-799,0005,673
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-799,0005,676
Extraordinary gains, net$09
Net income$-799,0005,676
Minority interest net income$071
Net income of bank and minority interests.$-799,0005,676
Net charge-offs$146,0001,628
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-799,0005,676
2017-06-30 (YTD Data)Rank
Total interest income$1,795,0004,386
Total interest expense$178,0004,173
Net interest income$1,617,0004,344
Provision for loan and lease losses$187,0001,621
Total noninterest income$193,0004,295
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$34,0004,802
Trading account gains and feesNANA
Additional Noninterest Income$159,0003,780
Total noninterest expense$2,260,0003,340
Salaries and employee benefits$1,177,0003,478
Premises and equipment expense$260,0003,221
Additional noninterest expense$823,0003,052
Pre-tax net operating income$-637,0005,732
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-637,0005,735
Extraordinary gains, net$011
Net income$-637,0005,735
Minority interest net income$071
Net income of bank and minority interests.$-637,0005,735
Net charge-offs$117,0001,407
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-637,0005,733
2017-03-31 (YTD Data)Rank
Total interest income$851,0004,492
Total interest expense$85,0004,248
Net interest income$766,0004,461
Provision for loan and lease losses$191,000970
Total noninterest income$108,0004,180
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$25,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$83,0003,719
Total noninterest expense$1,213,0003,218
Salaries and employee benefits$627,0003,401
Premises and equipment expense$129,0003,286
Additional noninterest expense$457,0002,841
Pre-tax net operating income$-530,0005,815
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-530,0005,810
Extraordinary gains, net$08
Net income$-530,0005,810
Minority interest net income$055
Net income of bank and minority interests.$-530,0005,810
Net charge-offs$118,000836
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-530,0005,810
2016-12-31 (YTD Data)Rank
Total interest income$3,565,0004,422
Total interest expense$326,0004,348
Net interest income$3,239,0004,382
Provision for loan and lease losses$407,0001,662
Total noninterest income$258,0004,824
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$95,0004,561
Trading account gains and fees$0170
Additional Noninterest Income$163,0004,570
Total noninterest expense$4,666,0003,327
Salaries and employee benefits$2,523,0003,383
Premises and equipment expense$509,0003,340
Additional noninterest expense$1,634,0003,154
Pre-tax net operating income$-1,576,0005,862
Securities gains (losses)$297,000665
Applicable income taxes$04,278
Income before extraordinary items$-1,279,0005,852
Extraordinary gains, net$05
Net income$-1,279,0005,851
Minority interest net income$082
Net income of bank and minority interests.$-1,279,0005,851
Net charge-offs$208,0001,881
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,576,0005,863
2016-09-30 (YTD Data)Rank
Total interest income$2,740,0004,407
Total interest expense$244,0004,385
Net interest income$2,496,0004,366
Provision for loan and lease losses$-68,0005,706
Total noninterest income$239,0004,655
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$71,0004,603
Trading account gains and fees$0169
Additional Noninterest Income$168,0004,296
Total noninterest expense$3,231,0003,503
Salaries and employee benefits$1,914,0003,362
Premises and equipment expense$377,0003,382
Additional noninterest expense$940,0003,743
Pre-tax net operating income$-428,0005,872
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-428,0005,883
Extraordinary gains, net$05
Net income$-428,0005,883
Minority interest net income$071
Net income of bank and minority interests.$-428,0005,883
Net charge-offs$218,0001,388
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-428,0005,877
2016-06-30 (YTD Data)Rank
Total interest income$1,842,0004,429
Total interest expense$159,0004,440
Net interest income$1,683,0004,379
Provision for loan and lease losses$-68,0005,827
Total noninterest income$101,0005,134
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$47,0004,626
Trading account gains and fees$0157
Additional Noninterest Income$54,0004,996
Total noninterest expense$2,130,0003,552
Salaries and employee benefits$1,282,0003,375
Premises and equipment expense$250,0003,406
Additional noninterest expense$598,0003,872
Pre-tax net operating income$-278,0005,942
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-278,0005,946
Extraordinary gains, net$016
Net income$-278,0005,945
Minority interest net income$071
Net income of bank and minority interests.$-278,0005,945
Net charge-offs$218,0001,065
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-278,0005,939
2016-03-31 (YTD Data)Rank
Total interest income$915,0004,466
Total interest expense$79,0004,479
Net interest income$836,0004,426
Provision for loan and lease losses$-68,0005,967
Total noninterest income$198,0003,392
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$25,0004,550
Trading account gains and fees$0142
Additional Noninterest Income$173,0002,813
Total noninterest expense$1,049,0003,604
Salaries and employee benefits$642,0003,385
Premises and equipment expense$122,0003,479
Additional noninterest expense$285,0003,990
Pre-tax net operating income$53,0005,446
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$53,0005,430
Extraordinary gains, net$012
Net income$53,0005,430
Minority interest net income$062
Net income of bank and minority interests.$53,0005,430
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$53,0005,368
2015-12-31 (YTD Data)Rank
Total interest income$3,568,0004,524
Total interest expense$317,0004,521
Net interest income$3,251,0004,478
Provision for loan and lease losses$150,0002,613
Total noninterest income$64,0005,879
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$81,0004,949
Trading account gains and fees$0159
Additional Noninterest Income$-17,0006,071
Total noninterest expense$3,957,0003,740
Salaries and employee benefits$2,311,0003,599
Premises and equipment expense$498,0003,492
Additional noninterest expense$1,148,0004,025
Pre-tax net operating income$-792,0006,070
Securities gains (losses)$-88,0006,068
Applicable income taxes$5,0004,199
Income before extraordinary items$-885,0006,087
Extraordinary gains, net$023
Net income$-885,0006,087
Minority interest net income$081
Net income of bank and minority interests.$-885,0006,087
Net charge-offs$44,0003,344
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-797,0006,076
2015-09-30 (YTD Data)Rank
Total interest income$2,703,0004,556
Total interest expense$236,0004,602
Net interest income$2,467,0004,504
Provision for loan and lease losses$150,0002,243
Total noninterest income$-32,0006,220
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$56,0005,094
Trading account gains and fees$0153
Additional Noninterest Income$-88,0006,213
Total noninterest expense$2,920,0003,798
Salaries and employee benefits$1,694,0003,672
Premises and equipment expense$378,0003,509
Additional noninterest expense$848,0004,062
Pre-tax net operating income$-635,0006,172
Securities gains (losses)$-88,0006,180
Applicable income taxes$5,0004,269
Income before extraordinary items$-728,0006,185
Extraordinary gains, net$021
Net income$-728,0006,185
Minority interest net income$078
Net income of bank and minority interests.$-728,0006,185
Net charge-offs$44,0002,872
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-640,0006,173
2015-06-30 (YTD Data)Rank
Total interest income$1,860,0004,528
Total interest expense$156,0004,653
Net interest income$1,704,0004,466
Provision for loan and lease losses$04,069
Total noninterest income$-44,0006,299
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$41,0005,012
Trading account gains and fees$0157
Additional Noninterest Income$-85,0006,290
Total noninterest expense$1,958,0003,814
Salaries and employee benefits$1,123,0003,708
Premises and equipment expense$252,0003,523
Additional noninterest expense$583,0004,025
Pre-tax net operating income$-298,0006,208
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$-303,0006,218
Extraordinary gains, net$022
Net income$-303,0006,218
Minority interest net income$075
Net income of bank and minority interests.$-303,0006,218
Net charge-offs$44,0002,414
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-303,0006,206
2015-03-31 (YTD Data)Rank
Total interest income$931,0004,559
Total interest expense$77,0004,734
Net interest income$854,0004,477
Provision for loan and lease losses$03,703
Total noninterest income$91,0004,657
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$20,0005,051
Trading account gains and fees$0152
Additional Noninterest Income$71,0004,083
Total noninterest expense$968,0003,878
Salaries and employee benefits$562,0003,737
Premises and equipment expense$128,0003,518
Additional noninterest expense$278,0004,135
Pre-tax net operating income$-23,0006,102
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-23,0006,135
Extraordinary gains, net$013
Net income$-23,0006,136
Minority interest net income$064
Net income of bank and minority interests.$-23,0006,136
Net charge-offs$44,0001,653
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-23,0006,102
2014-12-31 (YTD Data)Rank
Total interest income$3,941,0004,503
Total interest expense$298,0004,961
Net interest income$3,643,0004,388
Provision for loan and lease losses$-30,0005,928
Total noninterest income$367,0004,751
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$54,0005,636
Trading account gains and fees$0180
Additional Noninterest Income$313,0003,959
Total noninterest expense$3,814,0003,931
Salaries and employee benefits$2,149,0003,840
Premises and equipment expense$505,0003,608
Additional noninterest expense$1,160,0004,117
Pre-tax net operating income$226,0005,622
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$226,0005,599
Extraordinary gains, net$017
Net income$226,0005,598
Minority interest net income$084
Net income of bank and minority interests.$226,0005,599
Net charge-offs$140,0002,848
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$226,0005,548
2014-09-30 (YTD Data)Rank
Total interest income$2,988,0004,523
Total interest expense$221,0005,054
Net interest income$2,767,0004,398
Provision for loan and lease losses$-30,0006,112
Total noninterest income$283,0004,755
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$37,0005,792
Trading account gains and fees$0174
Additional Noninterest Income$246,0003,933
Total noninterest expense$2,881,0003,939
Salaries and employee benefits$1,609,0003,863
Premises and equipment expense$376,0003,677
Additional noninterest expense$896,0004,090
Pre-tax net operating income$199,0005,644
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$199,0005,567
Extraordinary gains, net$015
Net income$199,0005,566
Minority interest net income$081
Net income of bank and minority interests.$199,0005,567
Net charge-offs$5,0004,372
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$199,0005,528
2014-06-30 (YTD Data)Rank
Total interest income$1,974,0004,552
Total interest expense$146,0005,116
Net interest income$1,828,0004,425
Provision for loan and lease losses$-30,0006,264
Total noninterest income$182,0004,806
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$23,0005,870
Trading account gains and fees$0172
Additional Noninterest Income$159,0003,973
Total noninterest expense$1,931,0003,957
Salaries and employee benefits$1,068,0003,885
Premises and equipment expense$250,0003,712
Additional noninterest expense$613,0004,047
Pre-tax net operating income$109,0005,739
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$109,0005,705
Extraordinary gains, net$020
Net income$109,0005,707
Minority interest net income$080
Net income of bank and minority interests.$109,0005,707
Net charge-offs$44,0002,900
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$109,0005,669
2014-03-31 (YTD Data)Rank
Total interest income$981,0004,608
Total interest expense$75,0005,146
Net interest income$906,0004,479
Provision for loan and lease losses$03,817
Total noninterest income$84,0004,886
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$9,0006,059
Trading account gains and fees$0147
Additional Noninterest Income$75,0003,997
Total noninterest expense$946,0004,031
Salaries and employee benefits$531,0003,926
Premises and equipment expense$126,0003,744
Additional noninterest expense$289,0004,186
Pre-tax net operating income$44,0005,805
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$44,0005,767
Extraordinary gains, net$016
Net income$44,0005,768
Minority interest net income$066
Net income of bank and minority interests.$44,0005,769
Net charge-offs$3,0003,257
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$44,0005,734
2013-12-31 (YTD Data)Rank
Total interest income$3,977,0004,628
Total interest expense$490,0004,502
Net interest income$3,487,0004,607
Provision for loan and lease losses$-400,0006,555
Total noninterest income$-566,0006,779
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$41,0006,125
Trading account gains and fees$0184
Additional Noninterest Income$-607,0006,748
Total noninterest expense$3,987,0003,923
Salaries and employee benefits$1,958,0004,136
Premises and equipment expense$533,0003,593
Additional noninterest expense$1,496,0003,665
Pre-tax net operating income$-666,0006,511
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-666,0006,524
Extraordinary gains, net$029
Net income$-666,0006,525
Minority interest net income$090
Net income of bank and minority interests.$-666,0006,525
Net charge-offs$256,0002,743
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-666,0006,514
2013-09-30 (YTD Data)Rank
Total interest income$3,009,0004,657
Total interest expense$404,0004,393
Net interest income$2,605,0004,659
Provision for loan and lease losses$-400,0006,707
Total noninterest income$-667,0006,866
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$29,0006,223
Trading account gains and fees$0180
Additional Noninterest Income$-696,0006,855
Total noninterest expense$3,036,0003,910
Salaries and employee benefits$1,432,0004,195
Premises and equipment expense$405,0003,584
Additional noninterest expense$1,199,0003,496
Pre-tax net operating income$-698,0006,663
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-698,0006,682
Extraordinary gains, net$025
Net income$-698,0006,683
Minority interest net income$084
Net income of bank and minority interests.$-698,0006,683
Net charge-offs$174,0002,718
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-698,0006,670
2013-06-30 (YTD Data)Rank
Total interest income$2,017,0004,659
Total interest expense$301,0004,226
Net interest income$1,716,0004,686
Provision for loan and lease losses$-400,0006,794
Total noninterest income$-867,0006,923
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$20,0006,227
Trading account gains and fees$0157
Additional Noninterest Income$-887,0006,919
Total noninterest expense$2,062,0003,894
Salaries and employee benefits$933,0004,272
Premises and equipment expense$276,0003,545
Additional noninterest expense$853,0003,349
Pre-tax net operating income$-813,0006,764
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-813,0006,783
Extraordinary gains, net$022
Net income$-813,0006,785
Minority interest net income$082
Net income of bank and minority interests.$-813,0006,784
Net charge-offs$64,0003,148
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-813,0006,767
2013-03-31 (YTD Data)Rank
Total interest income$1,000,0004,718
Total interest expense$168,0004,075
Net interest income$832,0004,784
Provision for loan and lease losses$04,409
Total noninterest income$39,0005,958
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$29,0005,353
Total noninterest expense$1,029,0003,931
Salaries and employee benefits$460,0004,357
Premises and equipment expense$143,0003,500
Additional noninterest expense$426,0003,356
Pre-tax net operating income$-158,0006,686
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-158,0006,716
Extraordinary gains, net$010
Net income$-158,0006,717
Minority interest net income$076
Net income of bank and minority interests.$-158,0006,717
Net charge-offs$68,0002,192
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-158,0006,693
2012-12-31 (YTD Data)Rank
Total interest income$4,243,0004,716
Total interest expense$967,0003,699
Net interest income$3,276,0004,912
Provision for loan and lease losses$-22,0006,833
Total noninterest income$759,0003,742
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$41,0006,381
Trading account gains and fees$0166
Additional Noninterest Income$718,0002,858
Total noninterest expense$4,630,0003,673
Salaries and employee benefits$1,837,0004,346
Premises and equipment expense$519,0003,728
Additional noninterest expense$2,274,0002,788
Pre-tax net operating income$-573,0006,530
Securities gains (losses)$225,0001,598
Applicable income taxes$04,751
Income before extraordinary items$-348,0006,531
Extraordinary gains, net$029
Net income$-348,0006,526
Minority interest net income$093
Net income of bank and minority interests.$-348,0006,528
Net charge-offs$229,0003,626
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,254,000149
Net operating income$-573,0006,555
2012-09-30 (YTD Data)Rank
Total interest income$3,198,0004,795
Total interest expense$773,0003,657
Net interest income$2,425,0005,020
Provision for loan and lease losses$-22,0006,962
Total noninterest income$701,0003,411
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$30,0006,487
Trading account gains and fees$0157
Additional Noninterest Income$671,0002,525
Total noninterest expense$3,421,0003,736
Salaries and employee benefits$1,369,0004,385
Premises and equipment expense$399,0003,711
Additional noninterest expense$1,653,0002,869
Pre-tax net operating income$-273,0006,571
Securities gains (losses)$225,0001,340
Applicable income taxes$04,802
Income before extraordinary items$-48,0006,483
Extraordinary gains, net$020
Net income$-48,0006,481
Minority interest net income$086
Net income of bank and minority interests.$-48,0006,481
Net charge-offs$212,0003,237
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-273,0006,592
2012-06-30 (YTD Data)Rank
Total interest income$2,164,0004,795
Total interest expense$530,0003,679
Net interest income$1,634,0005,026
Provision for loan and lease losses$43,0004,698
Total noninterest income$628,0002,855
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$21,0006,482
Trading account gains and fees$0153
Additional Noninterest Income$607,0002,093
Total noninterest expense$2,220,0003,818
Salaries and employee benefits$907,0004,420
Premises and equipment expense$269,0003,683
Additional noninterest expense$1,044,0003,013
Pre-tax net operating income$-1,0006,314
Securities gains (losses)$126,0001,433
Applicable income taxes$04,770
Income before extraordinary items$125,0005,789
Extraordinary gains, net$019
Net income$125,0005,788
Minority interest net income$084
Net income of bank and minority interests.$125,0005,788
Net charge-offs$211,0002,696
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,0006,319
2012-03-31 (YTD Data)Rank
Total interest income$1,106,0004,782
Total interest expense$282,0003,650
Net interest income$824,0005,028
Provision for loan and lease losses$05,254
Total noninterest income$564,0001,989
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$10,0006,521
Trading account gains and fees$0148
Additional Noninterest Income$554,0001,406
Total noninterest expense$1,215,0003,599
Salaries and employee benefits$449,0004,477
Premises and equipment expense$138,0003,667
Additional noninterest expense$628,0002,541
Pre-tax net operating income$173,0004,722
Securities gains (losses)$16,0001,662
Applicable income taxes$04,704
Income before extraordinary items$189,0004,470
Extraordinary gains, net$019
Net income$189,0004,473
Minority interest net income$078
Net income of bank and minority interests.$189,0004,473
Net charge-offs$152,0002,074
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$173,0004,478
2011-12-31 (YTD Data)Rank
Total interest income$4,742,0004,701
Total interest expense$1,512,0003,430
Net interest income$3,230,0005,090
Provision for loan and lease losses$730,0002,877
Total noninterest income$276,0005,334
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$49,0006,336
Trading account gains and fees$0146
Additional Noninterest Income$227,0004,278
Total noninterest expense$4,888,0003,602
Salaries and employee benefits$1,700,0004,612
Premises and equipment expense$543,0003,828
Additional noninterest expense$2,645,0002,481
Pre-tax net operating income$-2,112,0006,803
Securities gains (losses)$33,0002,853
Applicable income taxes$04,719
Income before extraordinary items$-2,079,0006,843
Extraordinary gains, net$029
Net income$-2,079,0006,843
Minority interest net income$096
Net income of bank and minority interests.$-2,079,0006,843
Net charge-offs$1,682,0001,738
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$7,0001,027
Net operating income$-2,112,0006,831
2011-09-30 (YTD Data)Rank
Total interest income$3,595,0004,733
Total interest expense$1,200,0003,413
Net interest income$2,395,0005,157
Provision for loan and lease losses$730,0002,387
Total noninterest income$234,0005,223
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$39,0006,331
Trading account gains and fees$0145
Additional Noninterest Income$195,0004,117
Total noninterest expense$3,341,0003,843
Salaries and employee benefits$1,272,0004,625
Premises and equipment expense$412,0003,837
Additional noninterest expense$1,657,0002,871
Pre-tax net operating income$-1,442,0006,906
Securities gains (losses)$33,0002,590
Applicable income taxes$04,740
Income before extraordinary items$-1,409,0006,964
Extraordinary gains, net$021
Net income$-1,409,0006,965
Minority interest net income$087
Net income of bank and minority interests.$-1,409,0006,965
Net charge-offs$1,441,0001,537
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$7,000954
Net operating income$-1,442,0006,941
2011-06-30 (YTD Data)Rank
Total interest income$2,353,0004,825
Total interest expense$843,0003,373
Net interest income$1,510,0005,324
Provision for loan and lease losses$810,0001,707
Total noninterest income$207,0004,816
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$27,0006,311
Trading account gains and fees$0153
Additional Noninterest Income$180,0003,671
Total noninterest expense$2,356,0003,736
Salaries and employee benefits$832,0004,719
Premises and equipment expense$273,0003,894
Additional noninterest expense$1,251,0002,648
Pre-tax net operating income$-1,449,0007,088
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,449,0007,132
Extraordinary gains, net$015
Net income$-1,449,0007,133
Minority interest net income$089
Net income of bank and minority interests.$-1,449,0007,133
Net charge-offs$1,436,0001,161
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$7,000877
Net operating income$-1,449,0007,119
2011-03-31 (YTD Data)Rank
Total interest income$1,204,0004,794
Total interest expense$440,0003,377
Net interest income$764,0005,290
Provision for loan and lease losses$870,000961
Total noninterest income$49,0005,964
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,221
Total noninterest expense$1,424,0003,240
Salaries and employee benefits$414,0004,771
Premises and equipment expense$139,0003,897
Additional noninterest expense$871,0001,946
Pre-tax net operating income$-1,481,0007,347
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-1,481,0007,361
Extraordinary gains, net$09
Net income$-1,481,0007,362
Minority interest net income$086
Net income of bank and minority interests.$-1,481,0007,362
Net charge-offs$808,000987
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$3,000835
Net operating income$-1,481,0007,360
2010-12-31 (YTD Data)Rank
Total interest income$5,116,0004,756
Total interest expense$2,412,0003,079
Net interest income$2,704,0005,594
Provision for loan and lease losses$3,075,0001,589
Total noninterest income$241,0005,717
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$59,0006,093
Trading account gains and fees$0175
Additional Noninterest Income$182,0004,718
Total noninterest expense$4,841,0003,708
Salaries and employee benefits$1,929,0004,337
Premises and equipment expense$539,0003,997
Additional noninterest expense$2,373,0002,795
Pre-tax net operating income$-4,971,0007,101
Securities gains (losses)$03,793
Applicable income taxes$1,375,000963
Income before extraordinary items$-6,346,0007,251
Extraordinary gains, net$029
Net income$-6,346,0007,251
Minority interest net income$0111
Net income of bank and minority interests.$-6,346,0007,251
Net charge-offs$1,860,0001,947
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,500,000318
Net operating income$-6,346,0007,233
2010-09-30 (YTD Data)Rank
Total interest income$3,895,0004,802
Total interest expense$1,913,0003,063
Net interest income$1,982,0005,727
Provision for loan and lease losses$2,055,0001,627
Total noninterest income$168,0005,924
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$44,0006,182
Trading account gains and fees$0165
Additional Noninterest Income$124,0004,938
Total noninterest expense$3,765,0003,604
Salaries and employee benefits$1,489,0004,286
Premises and equipment expense$412,0004,028
Additional noninterest expense$1,864,0002,647
Pre-tax net operating income$-3,670,0007,274
Securities gains (losses)$03,651
Applicable income taxes$1,375,000802
Income before extraordinary items$-5,045,0007,425
Extraordinary gains, net$023
Net income$-5,045,0007,425
Minority interest net income$0110
Net income of bank and minority interests.$-5,045,0007,425
Net charge-offs$1,121,0002,062
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,500,000247
Net operating income$-5,045,0007,403
2010-06-30 (YTD Data)Rank
Total interest income$2,628,0004,813
Total interest expense$1,345,0003,036
Net interest income$1,283,0005,814
Provision for loan and lease losses$835,0002,146
Total noninterest income$98,0006,093
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$29,0006,223
Trading account gains and fees$0152
Additional Noninterest Income$69,0005,176
Total noninterest expense$2,424,0003,717
Salaries and employee benefits$1,004,0004,287
Premises and equipment expense$275,0004,040
Additional noninterest expense$1,145,0002,832
Pre-tax net operating income$-1,878,0007,243
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,878,0007,315
Extraordinary gains, net$019
Net income$-1,878,0007,315
Minority interest net income$0105
Net income of bank and minority interests.$-1,878,0007,315
Net charge-offs$560,0002,322
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,000,000200
Net operating income$-1,878,0007,305
2010-03-31 (YTD Data)Rank
Total interest income$1,347,0004,808
Total interest expense$695,0003,078
Net interest income$652,0005,804
Provision for loan and lease losses$100,0003,933
Total noninterest income$65,0005,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$1,247,0003,650
Salaries and employee benefits$527,0004,201
Premises and equipment expense$141,0004,046
Additional noninterest expense$579,0002,795
Pre-tax net operating income$-630,0007,257
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-630,0007,333
Extraordinary gains, net$016
Net income$-630,0007,333
Minority interest net income$091
Net income of bank and minority interests.$-630,0007,334
Net charge-offs$-38,0007,752
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-630,0007,316
2009-12-31 (YTD Data)Rank
Total interest income$5,692,0004,772
Total interest expense$3,265,0003,209
Net interest income$2,427,0005,906
Provision for loan and lease losses$1,212,0003,194
Total noninterest income$206,0006,182
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$34,0006,723
Trading account gains and fees$0211
Additional Noninterest Income$172,0004,888
Total noninterest expense$4,075,0004,286
Salaries and employee benefits$2,130,0004,160
Premises and equipment expense$522,0004,257
Additional noninterest expense$1,423,0004,231
Pre-tax net operating income$-2,654,0006,813
Securities gains (losses)$03,754
Applicable income taxes$-493,0007,023
Income before extraordinary items$-2,161,0006,802
Extraordinary gains, net$034
Net income$-2,161,0006,800
Minority interest net income$0115
Net income of bank and minority interests.$-2,161,0006,800
Net charge-offs$977,0002,883
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,000,000430
Net operating income$-2,161,0006,789
2009-09-30 (YTD Data)Rank
Total interest income$4,366,0004,764
Total interest expense$2,527,0003,264
Net interest income$1,839,0005,903
Provision for loan and lease losses$787,0003,126
Total noninterest income$148,0006,356
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$22,0006,824
Trading account gains and fees$0212
Additional Noninterest Income$126,0005,052
Total noninterest expense$3,097,0004,267
Salaries and employee benefits$1,605,0004,177
Premises and equipment expense$390,0004,320
Additional noninterest expense$1,102,0004,115
Pre-tax net operating income$-1,897,0007,012
Securities gains (losses)$03,497
Applicable income taxes$-493,0007,340
Income before extraordinary items$-1,404,0006,963
Extraordinary gains, net$027
Net income$-1,404,0006,964
Minority interest net income$0118
Net income of bank and minority interests.$-1,404,0006,964
Net charge-offs$252,0003,954
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,404,0006,942
2009-06-30 (YTD Data)Rank
Total interest income$2,869,0004,854
Total interest expense$1,734,0003,321
Net interest income$1,135,0006,097
Provision for loan and lease losses$650,0002,587
Total noninterest income$94,0006,466
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$13,0006,932
Trading account gains and fees$0193
Additional Noninterest Income$81,0005,140
Total noninterest expense$2,102,0004,242
Salaries and employee benefits$1,078,0004,205
Premises and equipment expense$256,0004,393
Additional noninterest expense$768,0003,994
Pre-tax net operating income$-1,523,0007,248
Securities gains (losses)$03,136
Applicable income taxes$-493,0007,573
Income before extraordinary items$-1,030,0007,159
Extraordinary gains, net$021
Net income$-1,030,0007,159
Minority interest net income$0112
Net income of bank and minority interests.$-1,030,0007,160
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,030,0007,155
2009-03-31 (YTD Data)Rank
Total interest income$1,452,0004,833
Total interest expense$898,0003,331
Net interest income$554,0006,164
Provision for loan and lease losses$90,0004,033
Total noninterest income$08,039
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$6,0006,959
Trading account gains and fees$0171
Additional Noninterest Income$-6,0007,973
Total noninterest expense$985,0004,343
Salaries and employee benefits$536,0004,234
Premises and equipment expense$119,0004,641
Additional noninterest expense$330,0004,114
Pre-tax net operating income$-521,0007,344
Securities gains (losses)$02,434
Applicable income taxes$-152,0007,651
Income before extraordinary items$-369,0007,298
Extraordinary gains, net$015
Net income$-369,0007,299
Minority interest net income$0102
Net income of bank and minority interests.$-369,0007,299
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-369,0007,257
2008-12-31 (YTD Data)Rank
Total interest income$7,412,0004,335
Total interest expense$4,119,0003,445
Net interest income$3,293,0005,145
Provision for loan and lease losses$364,0004,291
Total noninterest income$30,0007,870
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$23,0007,000
Trading account gains and fees$0154
Additional Noninterest Income$7,0007,758
Total noninterest expense$3,599,0004,543
Salaries and employee benefits$2,007,0004,434
Premises and equipment expense$523,0004,339
Additional noninterest expense$1,069,0004,631
Pre-tax net operating income$-640,0006,837
Securities gains (losses)$03,220
Applicable income taxes$-156,0007,165
Income before extraordinary items$-484,0006,702
Extraordinary gains, net$039
Net income$-484,0006,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,900
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-484,0006,835
2008-09-30 (YTD Data)Rank
Total interest income$5,675,0004,348
Total interest expense$3,119,0003,531
Net interest income$2,556,0005,099
Provision for loan and lease losses$328,0003,407
Total noninterest income$64,0007,573
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$16,0007,073
Trading account gains and fees$0148
Additional Noninterest Income$48,0006,646
Total noninterest expense$2,743,0004,494
Salaries and employee benefits$1,509,0004,454
Premises and equipment expense$408,0004,258
Additional noninterest expense$826,0004,471
Pre-tax net operating income$-451,0007,231
Securities gains (losses)$03,106
Applicable income taxes$-153,0007,608
Income before extraordinary items$-298,0007,018
Extraordinary gains, net$031
Net income$-298,0007,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-298,0007,172
2008-06-30 (YTD Data)Rank
Total interest income$3,768,0004,419
Total interest expense$2,086,0003,639
Net interest income$1,682,0005,137
Provision for loan and lease losses$271,0002,703
Total noninterest income$26,0007,934
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$10,0007,141
Trading account gains and fees$0149
Additional Noninterest Income$16,0007,379
Total noninterest expense$1,849,0004,489
Salaries and employee benefits$993,0004,536
Premises and equipment expense$287,0004,090
Additional noninterest expense$569,0004,345
Pre-tax net operating income$-412,0007,534
Securities gains (losses)$03,233
Applicable income taxes$-140,0007,917
Income before extraordinary items$-272,0007,492
Extraordinary gains, net$021
Net income$-272,0007,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-272,0007,476
2008-03-31 (YTD Data)Rank
Total interest income$1,907,0004,465
Total interest expense$1,058,0003,770
Net interest income$849,0005,122
Provision for loan and lease losses$164,0002,043
Total noninterest income$11,0008,018
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$7,0007,488
Total noninterest expense$941,0004,423
Salaries and employee benefits$516,0004,435
Premises and equipment expense$146,0004,066
Additional noninterest expense$279,0004,347
Pre-tax net operating income$-245,0007,828
Securities gains (losses)$02,688
Applicable income taxes$-83,0008,099
Income before extraordinary items$-162,0007,774
Extraordinary gains, net$015
Net income$-162,0007,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-162,0007,733
2007-12-31 (YTD Data)Rank
Total interest income$7,256,0004,642
Total interest expense$3,586,0004,274
Net interest income$3,670,0004,871
Provision for loan and lease losses$483,0002,374
Total noninterest income$39,0008,114
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$25,0007,085
Trading account gains and fees$0178
Additional Noninterest Income$14,0007,960
Total noninterest expense$3,120,0004,894
Salaries and employee benefits$1,652,0005,004
Premises and equipment expense$407,0004,981
Additional noninterest expense$1,061,0004,449
Pre-tax net operating income$106,0007,132
Securities gains (losses)$02,146
Applicable income taxes$-216,0008,142
Income before extraordinary items$322,0006,341
Extraordinary gains, net$039
Net income$322,0006,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0001,963
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$322,0006,329
2007-09-30 (YTD Data)Rank
Total interest income$5,234,0004,764
Total interest expense$2,551,0004,421
Net interest income$2,683,0004,997
Provision for loan and lease losses$423,0001,787
Total noninterest income$18,0008,273
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,0007,287
Trading account gains and fees$0184
Additional Noninterest Income$8,0008,099
Total noninterest expense$2,223,0005,013
Salaries and employee benefits$1,199,0005,095
Premises and equipment expense$273,0005,289
Additional noninterest expense$751,0004,588
Pre-tax net operating income$55,0007,473
Securities gains (losses)$01,655
Applicable income taxes$-62,0008,187
Income before extraordinary items$117,0007,185
Extraordinary gains, net$033
Net income$117,0007,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0001,267
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$117,0007,172
2007-06-30 (YTD Data)Rank
Total interest income$3,290,0004,953
Total interest expense$1,570,0004,647
Net interest income$1,720,0005,134
Provision for loan and lease losses$313,0001,495
Total noninterest income$14,0008,305
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$6,0007,346
Trading account gains and fees$0168
Additional Noninterest Income$8,0008,008
Total noninterest expense$1,385,0005,270
Salaries and employee benefits$766,0005,268
Premises and equipment expense$158,0005,677
Additional noninterest expense$461,0004,839
Pre-tax net operating income$36,0007,602
Securities gains (losses)$01,444
Applicable income taxes$-38,0008,253
Income before extraordinary items$74,0007,307
Extraordinary gains, net$029
Net income$74,0007,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,000837
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$74,0007,297
2007-03-31 (YTD Data)Rank
Total interest income$1,506,0005,240
Total interest expense$713,0004,923
Net interest income$793,0005,410
Provision for loan and lease losses$192,0001,209
Total noninterest income$5,0008,391
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$660,0005,455
Salaries and employee benefits$373,0005,386
Premises and equipment expense$72,0005,967
Additional noninterest expense$215,0005,020
Pre-tax net operating income$-54,0008,047
Securities gains (losses)$01,187
Applicable income taxes$-14,0008,269
Income before extraordinary items$-40,0008,025
Extraordinary gains, net$022
Net income$-40,0008,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-40,0008,011
2006-12-31 (YTD Data)Rank
Total interest income$4,246,0005,972
Total interest expense$1,752,0005,754
Net interest income$2,494,0006,033
Provision for loan and lease losses$866,0001,195
Total noninterest income$24,0008,382
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$15,0007,347
Trading account gains and fees$0130
Additional Noninterest Income$9,0008,284
Total noninterest expense$2,516,0005,463
Salaries and employee benefits$1,487,0005,214
Premises and equipment expense$275,0005,955
Additional noninterest expense$754,0005,414
Pre-tax net operating income$-864,0008,387
Securities gains (losses)$01,687
Applicable income taxes$-222,0008,472
Income before extraordinary items$-642,0008,349
Extraordinary gains, net$051
Net income$-642,0008,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,765
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-642,0008,346
2006-09-30 (YTD Data)Rank
Total interest income$2,912,0006,216
Total interest expense$1,154,0006,003
Net interest income$1,758,0006,236
Provision for loan and lease losses$756,000987
Total noninterest income$18,0008,479
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$13,0007,381
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,420
Total noninterest expense$1,909,0005,411
Salaries and employee benefits$1,139,0005,135
Premises and equipment expense$206,0005,985
Additional noninterest expense$564,0005,406
Pre-tax net operating income$-889,0008,554
Securities gains (losses)$01,388
Applicable income taxes$-226,0008,635
Income before extraordinary items$-663,0008,526
Extraordinary gains, net$045
Net income$-663,0008,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-663,0008,520
2006-06-30 (YTD Data)Rank
Total interest income$1,770,0006,427
Total interest expense$700,0006,136
Net interest income$1,070,0006,497
Provision for loan and lease losses$233,0001,882
Total noninterest income$12,0008,524
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$8,0007,453
Trading account gains and fees$0126
Additional Noninterest Income$4,0008,426
Total noninterest expense$1,300,0005,349
Salaries and employee benefits$811,0004,949
Premises and equipment expense$136,0006,020
Additional noninterest expense$353,0005,583
Pre-tax net operating income$-451,0008,546
Securities gains (losses)$01,185
Applicable income taxes$-113,0008,640
Income before extraordinary items$-338,0008,513
Extraordinary gains, net$039
Net income$-338,0008,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-338,0008,509
2006-03-31 (YTD Data)Rank
Total interest income$773,0006,716
Total interest expense$303,0006,369
Net interest income$470,0006,836
Provision for loan and lease losses$130,0001,639
Total noninterest income$7,0008,517
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,0007,374
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,494
Total noninterest expense$680,0005,226
Salaries and employee benefits$449,0004,646
Premises and equipment expense$68,0006,040
Additional noninterest expense$163,0005,808
Pre-tax net operating income$-333,0008,628
Securities gains (losses)$0955
Applicable income taxes$-83,0008,684
Income before extraordinary items$-250,0008,612
Extraordinary gains, net$021
Net income$-250,0008,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$12,000539
Net operating income$-250,0008,604
2005-12-31 (YTD Data)Rank
Total interest income$865,0008,442
Total interest expense$203,0008,443
Net interest income$662,0008,376
Provision for loan and lease losses$338,0002,589
Total noninterest income$6,0008,695
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,0007,685
Trading account gains and fees$0138
Additional Noninterest Income$3,0008,603
Total noninterest expense$1,608,0006,711
Salaries and employee benefits$1,020,0006,295
Premises and equipment expense$182,0006,928
Additional noninterest expense$406,0007,063
Pre-tax net operating income$-1,278,0008,685
Securities gains (losses)$02,296
Applicable income taxes$-281,0008,712
Income before extraordinary items$-997,0008,662
Extraordinary gains, net$046
Net income$-997,0008,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$17,608,00088
Net operating income$-997,0008,646
2005-09-30 (YTD Data)Rank
Total interest income$392,0008,675
Total interest expense$95,0008,617
Net interest income$297,0008,661
Provision for loan and lease losses$172,0003,285
Total noninterest income$2,0008,774
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0007,763
Trading account gains and fees$0126
Additional Noninterest Income$1,0008,692
Total noninterest expense$1,123,0006,889
Salaries and employee benefits$735,0006,396
Premises and equipment expense$113,0007,277
Additional noninterest expense$275,0007,283
Pre-tax net operating income$-996,0008,726
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-996,0008,750
Extraordinary gains, net$035
Net income$-996,0008,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$17,608,00067
Net operating income$-996,0008,731
2005-06-30 (YTD Data)Rank
Total interest income$108,0008,806
Total interest expense$48,0008,679
Net interest income$60,0008,824
Provision for loan and lease losses$13,0005,966
Total noninterest income$08,806
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$641,0007,255
Salaries and employee benefits$455,0006,619
Premises and equipment expense$39,0008,135
Additional noninterest expense$147,0007,662
Pre-tax net operating income$-594,0008,699
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-594,0008,730
Extraordinary gains, net$030
Net income$-594,0008,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$17,608,00045
Net operating income$-594,0008,706

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.