Home > Independence Federal Bank For Savings > Income and Expense
Independence Federal Bank For Savings, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 6,696 |
| Total interest expense | $297,000 | 5,404 |
| Net interest income | $269,000 | 6,767 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $10,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 6,348 |
| Total noninterest expense | $587,000 | 6,659 |
| Salaries and employee benefits | $239,000 | 6,723 |
| Premises and equipment expense | $75,000 | 6,466 |
| Additional noninterest expense | $273,000 | 6,428 |
| Pre-tax net operating income | $-308,000 | 6,407 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $-313,000 | 6,436 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-313,000 | 6,436 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-313,000 | 6,437 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-313,000 | 6,427 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 6,767 |
| Total interest expense | $221,000 | 5,520 |
| Net interest income | $221,000 | 6,837 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $8,000 | 6,704 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,000 | 6,451 |
| Total noninterest expense | $407,000 | 6,756 |
| Salaries and employee benefits | $169,000 | 6,814 |
| Premises and equipment expense | $45,000 | 6,625 |
| Additional noninterest expense | $193,000 | 6,522 |
| Pre-tax net operating income | $-178,000 | 6,472 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $-183,000 | 6,511 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-183,000 | 6,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-183,000 | 6,512 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-183,000 | 6,487 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $288,000 | 6,827 |
| Total interest expense | $148,000 | 5,581 |
| Net interest income | $140,000 | 6,891 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $5,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $303,000 | 6,760 |
| Salaries and employee benefits | $113,000 | 6,863 |
| Premises and equipment expense | $30,000 | 6,662 |
| Additional noninterest expense | $160,000 | 6,380 |
| Pre-tax net operating income | $-158,000 | 6,520 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $-163,000 | 6,578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-163,000 | 6,580 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-163,000 | 6,580 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-163,000 | 6,542 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 6,913 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $64,000 | 6,976 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $154,000 | 6,821 |
| Salaries and employee benefits | $55,000 | 6,935 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $77,000 | 6,495 |
| Pre-tax net operating income | $-89,000 | 6,605 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $-94,000 | 6,654 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-94,000 | 6,655 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-94,000 | 6,655 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-94,000 | 6,621 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,905 |
| Total interest expense | $435,000 | 5,382 |
| Net interest income | $317,000 | 7,022 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-23,000 | 6,861 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-23,000 | 6,632 |
| Total noninterest expense | $563,000 | 6,935 |
| Salaries and employee benefits | $280,000 | 6,949 |
| Premises and equipment expense | $69,000 | 6,767 |
| Additional noninterest expense | $214,000 | 6,826 |
| Pre-tax net operating income | $-269,000 | 6,391 |
| Securities gains (losses) | $51,000 | 2,719 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $-223,000 | 6,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-223,000 | 6,469 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-223,000 | 6,471 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-274,000 | 6,417 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,001 |
| Total interest expense | $353,000 | 5,360 |
| Net interest income | $228,000 | 7,135 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-25,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-25,000 | 6,783 |
| Total noninterest expense | $436,000 | 7,010 |
| Salaries and employee benefits | $205,000 | 7,048 |
| Premises and equipment expense | $62,000 | 6,736 |
| Additional noninterest expense | $169,000 | 6,880 |
| Pre-tax net operating income | $-233,000 | 6,543 |
| Securities gains (losses) | $30,000 | 2,708 |
| Applicable income taxes | $10,000 | 4,386 |
| Income before extraordinary items | $-213,000 | 6,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-213,000 | 6,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-213,000 | 6,624 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-243,000 | 6,570 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,066 |
| Total interest expense | $260,000 | 5,273 |
| Net interest income | $122,000 | 7,206 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-27,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-27,000 | 6,904 |
| Total noninterest expense | $308,000 | 7,046 |
| Salaries and employee benefits | $146,000 | 7,085 |
| Premises and equipment expense | $40,000 | 6,801 |
| Additional noninterest expense | $122,000 | 6,894 |
| Pre-tax net operating income | $-213,000 | 6,641 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-62,000 | 6,965 |
| Income before extraordinary items | $-151,000 | 6,676 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-151,000 | 6,677 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-151,000 | 6,677 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-151,000 | 6,597 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 7,137 |
| Total interest expense | $138,000 | 5,260 |
| Net interest income | $47,000 | 7,282 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $3,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $176,000 | 7,032 |
| Salaries and employee benefits | $72,000 | 7,157 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $84,000 | 6,689 |
| Pre-tax net operating income | $-126,000 | 6,768 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-36,000 | 7,086 |
| Income before extraordinary items | $-90,000 | 6,791 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-90,000 | 6,792 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-90,000 | 6,792 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-90,000 | 6,730 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 7,103 |
| Total interest expense | $611,000 | 5,477 |
| Net interest income | $341,000 | 7,298 |
| Provision for loan and lease losses | $6,000 | 6,409 |
| Total noninterest income | $2,000 | 6,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,000 | 6,663 |
| Total noninterest expense | $534,000 | 7,228 |
| Salaries and employee benefits | $307,000 | 7,200 |
| Premises and equipment expense | $87,000 | 6,919 |
| Additional noninterest expense | $140,000 | 7,264 |
| Pre-tax net operating income | $-197,000 | 6,236 |
| Securities gains (losses) | $89,000 | 2,157 |
| Applicable income taxes | $-49,000 | 6,733 |
| Income before extraordinary items | $-59,000 | 6,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-59,000 | 6,235 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-59,000 | 6,235 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-115,960 | 6,195 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 7,172 |
| Total interest expense | $464,000 | 5,578 |
| Net interest income | $250,000 | 7,372 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $0 | 7,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $0 | 6,843 |
| Total noninterest expense | $441,000 | 7,249 |
| Salaries and employee benefits | $265,000 | 7,179 |
| Premises and equipment expense | $69,000 | 6,921 |
| Additional noninterest expense | $107,000 | 7,323 |
| Pre-tax net operating income | $-191,000 | 6,384 |
| Securities gains (losses) | $89,000 | 1,883 |
| Applicable income taxes | $-44,000 | 6,919 |
| Income before extraordinary items | $-58,000 | 6,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 6,366 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-58,000 | 6,366 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-114,960 | 6,349 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,238 |
| Total interest expense | $312,000 | 5,671 |
| Net interest income | $173,000 | 7,441 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $0 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,941 |
| Total noninterest expense | $298,000 | 7,320 |
| Salaries and employee benefits | $176,000 | 7,253 |
| Premises and equipment expense | $46,000 | 6,993 |
| Additional noninterest expense | $76,000 | 7,386 |
| Pre-tax net operating income | $-125,000 | 6,467 |
| Securities gains (losses) | $53,000 | 1,564 |
| Applicable income taxes | $-35,000 | 6,989 |
| Income before extraordinary items | $-37,000 | 6,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-37,000 | 6,392 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-37,000 | 6,393 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-70,920 | 6,414 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 7,272 |
| Total interest expense | $157,000 | 5,761 |
| Net interest income | $96,000 | 7,483 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $157,000 | 7,346 |
| Salaries and employee benefits | $87,000 | 7,305 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $43,000 | 7,410 |
| Pre-tax net operating income | $-61,000 | 6,579 |
| Securities gains (losses) | $53,000 | 741 |
| Applicable income taxes | $-16,000 | 7,057 |
| Income before extraordinary items | $8,000 | 6,282 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,000 | 6,281 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,000 | 6,282 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-25,920 | 6,500 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,330 |
| Total interest expense | $649,000 | 6,112 |
| Net interest income | $393,000 | 7,539 |
| Provision for loan and lease losses | $63,000 | 6,333 |
| Total noninterest income | $0 | 7,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $610,000 | 7,448 |
| Salaries and employee benefits | $387,000 | 7,336 |
| Premises and equipment expense | $89,000 | 7,147 |
| Additional noninterest expense | $134,000 | 7,550 |
| Pre-tax net operating income | $-280,000 | 6,096 |
| Securities gains (losses) | $116,000 | 2,035 |
| Applicable income taxes | $-44,000 | 6,700 |
| Income before extraordinary items | $-120,000 | 6,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-120,000 | 6,097 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-120,000 | 6,098 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-204,680 | 6,109 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,438 |
| Total interest expense | $489,000 | 6,244 |
| Net interest income | $293,000 | 7,650 |
| Provision for loan and lease losses | $63,000 | 6,084 |
| Total noninterest income | $0 | 7,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $463,000 | 7,527 |
| Salaries and employee benefits | $295,000 | 7,406 |
| Premises and equipment expense | $68,000 | 7,216 |
| Additional noninterest expense | $100,000 | 7,658 |
| Pre-tax net operating income | $-233,000 | 6,327 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $-41,000 | 6,948 |
| Income before extraordinary items | $-112,000 | 6,329 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-112,000 | 6,329 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-112,000 | 6,329 |
| Net charge-offs | $6,000 | 6,398 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-170,400 | 6,311 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,435 |
| Total interest expense | $329,000 | 6,328 |
| Net interest income | $262,000 | 7,659 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $0 | 7,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $305,000 | 7,604 |
| Salaries and employee benefits | $189,000 | 7,496 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $67,000 | 7,714 |
| Pre-tax net operating income | $-83,000 | 6,247 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $-6,000 | 6,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,000 | 6,203 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,000 | 6,202 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-86,000 | 6,308 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 7,515 |
| Total interest expense | $166,000 | 6,442 |
| Net interest income | $138,000 | 7,747 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $0 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $147,000 | 7,728 |
| Salaries and employee benefits | $94,000 | 7,599 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $25,000 | 7,884 |
| Pre-tax net operating income | $-19,000 | 6,369 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,000 | 7,031 |
| Income before extraordinary items | $-16,000 | 6,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 6,479 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-16,000 | 6,478 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-16,000 | 6,389 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,552 |
| Total interest expense | $747,000 | 6,591 |
| Net interest income | $541,000 | 7,809 |
| Provision for loan and lease losses | $58,000 | 6,787 |
| Total noninterest income | $0 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $0 | 7,392 |
| Total noninterest expense | $529,000 | 7,855 |
| Salaries and employee benefits | $360,000 | 7,704 |
| Premises and equipment expense | $105,000 | 7,336 |
| Additional noninterest expense | $64,000 | 7,997 |
| Pre-tax net operating income | $-46,000 | 5,504 |
| Securities gains (losses) | $-76,000 | 7,242 |
| Applicable income taxes | $-38,000 | 6,400 |
| Income before extraordinary items | $-84,000 | 5,676 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-84,000 | 5,675 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-84,000 | 5,675 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-31,560 | 5,560 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,636 |
| Total interest expense | $571,000 | 6,686 |
| Net interest income | $403,000 | 7,889 |
| Provision for loan and lease losses | $23,000 | 6,901 |
| Total noninterest income | $0 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $388,000 | 7,936 |
| Salaries and employee benefits | $266,000 | 7,775 |
| Premises and equipment expense | $81,000 | 7,368 |
| Additional noninterest expense | $41,000 | 8,082 |
| Pre-tax net operating income | $-8,000 | 5,694 |
| Securities gains (losses) | $27,000 | 2,619 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $11,000 | 5,730 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $11,000 | 5,730 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $11,000 | 5,730 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,280 | 5,726 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,696 |
| Total interest expense | $386,000 | 6,784 |
| Net interest income | $273,000 | 7,954 |
| Provision for loan and lease losses | $21,000 | 6,663 |
| Total noninterest income | $0 | 7,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $256,000 | 8,023 |
| Salaries and employee benefits | $177,000 | 7,859 |
| Premises and equipment expense | $53,000 | 7,452 |
| Additional noninterest expense | $26,000 | 8,176 |
| Pre-tax net operating income | $-4,000 | 5,816 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-8,000 | 5,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 5,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,000 | 5,947 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-8,000 | 5,874 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,736 |
| Total interest expense | $194,000 | 6,858 |
| Net interest income | $144,000 | 7,996 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $135,000 | 8,044 |
| Salaries and employee benefits | $88,000 | 7,914 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $13,000 | 8,223 |
| Pre-tax net operating income | $9,000 | 6,137 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $7,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,000 | 6,322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,000 | 6,322 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,000 | 6,175 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 7,802 |
| Total interest expense | $775,000 | 7,180 |
| Net interest income | $547,000 | 8,053 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $543,000 | 8,079 |
| Salaries and employee benefits | $347,000 | 7,994 |
| Premises and equipment expense | $102,000 | 7,601 |
| Additional noninterest expense | $94,000 | 8,217 |
| Pre-tax net operating income | $4,000 | 6,296 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,000 | 6,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,000 | 6,347 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,901 |
| Total interest expense | $578,000 | 7,303 |
| Net interest income | $404,000 | 8,150 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $415,000 | 8,130 |
| Salaries and employee benefits | $256,000 | 8,052 |
| Premises and equipment expense | $79,000 | 7,598 |
| Additional noninterest expense | $80,000 | 8,265 |
| Pre-tax net operating income | $-11,000 | 6,766 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-4,000 | 7,264 |
| Income before extraordinary items | $-7,000 | 6,612 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,000 | 6,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,000 | 6,778 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $638,000 | 7,964 |
| Total interest expense | $371,000 | 7,473 |
| Net interest income | $267,000 | 8,208 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $244,000 | 8,255 |
| Salaries and employee benefits | $168,000 | 8,117 |
| Premises and equipment expense | $53,000 | 7,641 |
| Additional noninterest expense | $23,000 | 8,430 |
| Pre-tax net operating income | $23,000 | 6,825 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $17,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $17,000 | 6,853 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,044 |
| Total interest expense | $180,000 | 7,623 |
| Net interest income | $134,000 | 8,257 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $126,000 | 8,285 |
| Salaries and employee benefits | $84,000 | 8,163 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $10,000 | 8,471 |
| Pre-tax net operating income | $8,000 | 7,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,000 | 7,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 8,029 |
| Total interest expense | $719,000 | 7,621 |
| Net interest income | $577,000 | 8,218 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $540,000 | 8,287 |
| Salaries and employee benefits | $343,000 | 8,185 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $97,000 | 8,428 |
| Pre-tax net operating income | $37,000 | 7,328 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $27,000 | 7,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,000 | 7,378 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,081 |
| Total interest expense | $539,000 | 7,668 |
| Net interest income | $438,000 | 8,268 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $411,000 | 8,273 |
| Salaries and employee benefits | $255,000 | 8,181 |
| Premises and equipment expense | $73,000 | 7,755 |
| Additional noninterest expense | $83,000 | 8,404 |
| Pre-tax net operating income | $27,000 | 7,576 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $20,000 | 7,608 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $20,000 | 7,594 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,132 |
| Total interest expense | $355,000 | 7,711 |
| Net interest income | $299,000 | 8,314 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $280,000 | 8,303 |
| Salaries and employee benefits | $167,000 | 8,258 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $65,000 | 8,385 |
| Pre-tax net operating income | $19,000 | 7,693 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $14,000 | 7,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $14,000 | 7,710 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,206 |
| Total interest expense | $174,000 | 7,756 |
| Net interest income | $147,000 | 8,385 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $155,000 | 8,271 |
| Salaries and employee benefits | $82,000 | 8,311 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $-8,000 | 7,897 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,000 | 8,157 |
| Income before extraordinary items | $-7,000 | 7,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-7,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-7,000 | 7,885 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 8,103 |
| Total interest expense | $691,000 | 7,529 |
| Net interest income | $559,000 | 8,364 |
| Provision for loan and lease losses | $-12,000 | 8,323 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $516,000 | 8,419 |
| Salaries and employee benefits | $337,000 | 8,294 |
| Premises and equipment expense | $98,000 | 7,822 |
| Additional noninterest expense | $81,000 | 8,598 |
| Pre-tax net operating income | $55,000 | 7,825 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $53,000 | 7,840 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $53,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $43,520 | 7,860 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 8,172 |
| Total interest expense | $511,000 | 7,560 |
| Net interest income | $425,000 | 8,435 |
| Provision for loan and lease losses | $-12,000 | 8,475 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $385,000 | 8,450 |
| Salaries and employee benefits | $250,000 | 8,316 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $60,000 | 8,656 |
| Pre-tax net operating income | $52,000 | 7,967 |
| Securities gains (losses) | $12,000 | 854 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $51,000 | 7,955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $41,400 | 7,987 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $618,000 | 8,217 |
| Total interest expense | $334,000 | 7,562 |
| Net interest income | $284,000 | 8,493 |
| Provision for loan and lease losses | $-12,000 | 8,508 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $260,000 | 8,484 |
| Salaries and employee benefits | $165,000 | 8,375 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $46,000 | 8,662 |
| Pre-tax net operating income | $36,000 | 8,019 |
| Securities gains (losses) | $12,000 | 697 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $40,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $30,040 | 8,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 8,285 |
| Total interest expense | $165,000 | 7,546 |
| Net interest income | $129,000 | 8,555 |
| Provision for loan and lease losses | $-12,000 | 8,549 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $135,000 | 8,478 |
| Salaries and employee benefits | $82,000 | 8,403 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $25,000 | 8,654 |
| Pre-tax net operating income | $6,000 | 8,154 |
| Securities gains (losses) | $12,000 | 541 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $18,000 | 8,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,000 | 8,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 8,213 |
| Total interest expense | $637,000 | 7,223 |
| Net interest income | $520,000 | 8,512 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $487,000 | 8,575 |
| Salaries and employee benefits | $316,000 | 8,450 |
| Premises and equipment expense | $95,000 | 7,913 |
| Additional noninterest expense | $76,000 | 8,757 |
| Pre-tax net operating income | $21,000 | 8,189 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $18,000 | 8,232 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $18,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $18,000 | 8,203 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,254 |
| Total interest expense | $471,000 | 7,192 |
| Net interest income | $395,000 | 8,557 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $363,000 | 8,575 |
| Salaries and employee benefits | $233,000 | 8,451 |
| Premises and equipment expense | $73,000 | 7,911 |
| Additional noninterest expense | $57,000 | 8,767 |
| Pre-tax net operating income | $20,000 | 8,271 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $17,000 | 8,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $17,000 | 8,272 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 8,278 |
| Total interest expense | $309,000 | 7,133 |
| Net interest income | $262,000 | 8,574 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $243,000 | 8,580 |
| Salaries and employee benefits | $154,000 | 8,472 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $38,000 | 8,771 |
| Pre-tax net operating income | $19,000 | 8,285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $17,000 | 8,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $17,000 | 8,264 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,342 |
| Total interest expense | $153,000 | 7,122 |
| Net interest income | $130,000 | 8,652 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $124,000 | 8,628 |
| Salaries and employee benefits | $76,000 | 8,546 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $19,000 | 8,837 |
| Pre-tax net operating income | $6,000 | 8,377 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $5,000 | 8,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,000 | 8,382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 8,271 |
| Total interest expense | $629,000 | 6,850 |
| Net interest income | $514,000 | 8,632 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $467,000 | 8,712 |
| Salaries and employee benefits | $271,000 | 8,669 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $82,000 | 8,872 |
| Pre-tax net operating income | $47,000 | 8,260 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $44,000 | 8,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $44,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $38,330 | 8,288 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $864,000 | 8,303 |
| Total interest expense | $474,000 | 6,832 |
| Net interest income | $390,000 | 8,685 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $348,000 | 8,743 |
| Salaries and employee benefits | $200,000 | 8,705 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $63,000 | 8,901 |
| Pre-tax net operating income | $42,000 | 8,331 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $39,000 | 8,356 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $39,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $33,400 | 8,338 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,333 |
| Total interest expense | $319,000 | 6,843 |
| Net interest income | $266,000 | 8,726 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $234,000 | 8,796 |
| Salaries and employee benefits | $131,000 | 8,777 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $44,000 | 8,937 |
| Pre-tax net operating income | $32,000 | 8,344 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $24,000 | 8,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $24,000 | 8,362 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,368 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $132,000 | 8,769 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $120,000 | 8,818 |
| Salaries and employee benefits | $65,000 | 8,824 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $25,000 | 8,937 |
| Pre-tax net operating income | $12,000 | 8,407 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $9,000 | 8,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,000 | 8,423 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 8,389 |
| Total interest expense | $716,000 | 6,984 |
| Net interest income | $492,000 | 8,816 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $-2,000 | 9,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-2,000 | 9,114 |
| Total noninterest expense | $449,000 | 8,905 |
| Salaries and employee benefits | $261,000 | 8,869 |
| Premises and equipment expense | $115,000 | 7,867 |
| Additional noninterest expense | $73,000 | 9,082 |
| Pre-tax net operating income | $41,000 | 8,415 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $56,000 | 8,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $56,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $34,160 | 8,426 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 8,465 |
| Total interest expense | $543,000 | 7,111 |
| Net interest income | $372,000 | 8,891 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $-3,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 9,191 |
| Total noninterest expense | $339,000 | 8,939 |
| Salaries and employee benefits | $193,000 | 8,913 |
| Premises and equipment expense | $90,000 | 7,812 |
| Additional noninterest expense | $56,000 | 9,122 |
| Pre-tax net operating income | $30,000 | 8,535 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $28,000 | 8,627 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $28,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $28,000 | 8,521 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,496 |
| Total interest expense | $365,000 | 7,227 |
| Net interest income | $254,000 | 8,915 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $-4,000 | 9,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-4,000 | 9,210 |
| Total noninterest expense | $221,000 | 8,977 |
| Salaries and employee benefits | $125,000 | 8,968 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $36,000 | 9,164 |
| Pre-tax net operating income | $29,000 | 8,504 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $25,000 | 8,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $25,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $25,000 | 8,495 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,552 |
| Total interest expense | $183,000 | 7,307 |
| Net interest income | $130,000 | 8,955 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $-7,000 | 9,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-7,000 | 9,275 |
| Total noninterest expense | $114,000 | 9,002 |
| Salaries and employee benefits | $62,000 | 9,004 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $17,000 | 9,217 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $8,000 | 8,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,000 | 8,552 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 8,523 |
| Total interest expense | $771,000 | 7,604 |
| Net interest income | $595,000 | 8,900 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $6,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $439,000 | 9,084 |
| Salaries and employee benefits | $252,000 | 9,049 |
| Premises and equipment expense | $121,000 | 7,869 |
| Additional noninterest expense | $66,000 | 9,257 |
| Pre-tax net operating income | $162,000 | 8,076 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $46,000 | 6,595 |
| Income before extraordinary items | $116,000 | 8,255 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $116,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $116,000 | 8,155 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 8,649 |
| Total interest expense | $1,102,000 | 7,809 |
| Net interest income | $484,000 | 9,214 |
| Provision for loan and lease losses | $-19,000 | 9,459 |
| Total noninterest income | $12,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $398,000 | 9,371 |
| Salaries and employee benefits | $240,000 | 9,285 |
| Premises and equipment expense | $108,000 | 8,182 |
| Additional noninterest expense | $50,000 | 9,551 |
| Pre-tax net operating income | $117,000 | 8,255 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $94,000 | 8,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $94,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $94,810 | 8,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 8,894 |
| Total interest expense | $1,037,000 | 8,152 |
| Net interest income | $515,000 | 9,435 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $12,000 | 9,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $403,000 | 9,595 |
| Salaries and employee benefits | $234,000 | 9,516 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $63,000 | 9,800 |
| Pre-tax net operating income | $105,000 | 8,782 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $75,000 | 8,858 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $75,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $74,290 | 8,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 9,125 |
| Total interest expense | $1,014,000 | 8,146 |
| Net interest income | $444,000 | 9,767 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $13,000 | 10,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $424,000 | 9,819 |
| Salaries and employee benefits | $221,000 | 9,833 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $91,000 | 9,985 |
| Pre-tax net operating income | $33,000 | 9,296 |
| Securities gains (losses) | $-8,000 | 9,241 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $33,000 | 9,316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $33,000 | 9,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $41,000 | 9,249 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 8,998 |
| Total interest expense | $1,160,000 | 8,002 |
| Net interest income | $583,000 | 9,774 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $17,000 | 10,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $453,000 | 9,920 |
| Salaries and employee benefits | $221,000 | 10,007 |
| Premises and equipment expense | $118,000 | 8,318 |
| Additional noninterest expense | $114,000 | 10,010 |
| Pre-tax net operating income | $147,000 | 9,183 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $104,000 | 9,311 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $104,000 | 9,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $100,600 | 9,278 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 9,239 |
| Total interest expense | $1,288,000 | 7,880 |
| Net interest income | $535,000 | 10,312 |
| Provision for loan and lease losses | $-5,000 | 10,593 |
| Total noninterest income | $25,000 | 10,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $394,000 | 10,493 |
| Salaries and employee benefits | $200,000 | 10,546 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $87,000 | 10,640 |
| Pre-tax net operating income | $171,000 | 9,733 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $37,000 | 9,450 |
| Income before extraordinary items | $136,000 | 9,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $136,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $134,420 | 9,690 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 9,650 |
| Total interest expense | $1,255,000 | 8,225 |
| Net interest income | $548,000 | 10,777 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $41,000 | 10,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $545,000 | 10,410 |
| Salaries and employee benefits | $184,000 | 11,092 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $305,000 | 8,827 |
| Pre-tax net operating income | $27,000 | 10,689 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $11,000 | 10,773 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,000 | 10,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $19,760 | 10,686 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 10,181 |
| Total interest expense | $1,168,000 | 8,692 |
| Net interest income | $531,000 | 11,320 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $16,000 | 11,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $394,000 | 11,445 |
| Salaries and employee benefits | $174,000 | 11,628 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $143,000 | 10,816 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $102,000 | 10,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $102,000 | 10,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $104,920 | 10,866 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 10,818 |
| Total interest expense | $960,000 | 8,864 |
| Net interest income | $500,000 | 12,009 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $16,000 | 12,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $394,000 | 12,066 |
| Salaries and employee benefits | $175,000 | 12,222 |
| Premises and equipment expense | $57,000 | 11,399 |
| Additional noninterest expense | $162,000 | 11,632 |
| Pre-tax net operating income | $122,000 | 11,476 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $33,000 | 10,861 |
| Income before extraordinary items | $82,000 | 11,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $82,000 | 11,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,970 | 11,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 11,147 |
| Total interest expense | $1,031,000 | 8,962 |
| Net interest income | $510,000 | 12,526 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $15,000 | 13,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $369,000 | 12,763 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $136,000 | 12,583 |
| Pre-tax net operating income | $155,000 | 11,436 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $120,000 | 11,568 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $149,000 | 11,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $120,000 | 11,365 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 11,549 |
| Total interest expense | $1,230,000 | 9,498 |
| Net interest income | $454,000 | 13,227 |
| Provision for loan and lease losses | $-8,000 | 13,465 |
| Total noninterest income | $1,000 | 13,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,000 | 13,843 |
| Total noninterest expense | $311,000 | 13,532 |
| Salaries and employee benefits | $163,000 | 13,467 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $117,000 | 13,361 |
| Pre-tax net operating income | $152,000 | 11,513 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $128,000 | 11,574 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $128,000 | 11,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $128,000 | 11,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.