Home > Independence Bank of Kentucky > Net charge- offs to loans
Independence Bank of Kentucky, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0350% | 4,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0350% | 4,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0466% | 4,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0466% | 4,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0697% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0697% | 4,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1373% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1373% | 4,306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0140% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0874% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1703% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1127% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2337% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2008% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2229% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3297% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3297% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1720% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0317% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4188% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0692% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4932% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4932% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.3192% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0438% | 3,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0438% | 3,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.3999% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0936% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0811% | 2,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1539% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1539% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1796% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1014% | 2,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0731% | 2,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1823% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0751% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0752% | 2,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1138% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1138% | 2,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2265% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2265% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0170% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0170% | 4,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0750% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0232% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0232% | 3,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0994% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1567% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1567% | 5,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.2064% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0579% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2461% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3066% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1130% | 3,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1130% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 4,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4121% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0507% | 3,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0508% | 3,042 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 5,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6215% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 2,558 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 5,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1541% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4947% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 2,176 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4976% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0622% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1164% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1164% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 5,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2903% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0837% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0083% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1163% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1163% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0088% | 5,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1377% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1377% | 2,387 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0068% | 5,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4388% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 4,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0341% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0341% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 5,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 2,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1532% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7634% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 2,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 2,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1150% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1150% | 3,167 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 5,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1419% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1420% | 2,766 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 5,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0490% | 5,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0490% | 5,260 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 5,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 6,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 5,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 2,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5810% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1426% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1426% | 3,299 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 1,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 3,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 3,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8889% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1962% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1962% | 2,765 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 5,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 1,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 2,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3707% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1446% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 2,742 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0078% | 5,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5811% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 5,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 4,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 4,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 2,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 1,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 3,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 3,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1068% | 3,745 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 5,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 1,453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0266% | 3,933 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 5,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 4,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 2,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1119% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 3,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0529% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 3,430 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 2,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0270% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0270% | 2,821 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 5,944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 5,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 2,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 6,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 3,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1966% | 1,628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2717% | 2,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 3,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2939% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2679% | 3,411 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 5,904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 2,625 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 6,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 3,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1246% | 1,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 3,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3505% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0114% | 5,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 2,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 6,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 2,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 1,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0548% | 6,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3658% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3125% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0088% | 5,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 6,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 6,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2329% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 2,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0903% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8116% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6427% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0172% | 5,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 5,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 3,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1539% | 1,691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4742% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4049% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 5,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 4,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 3,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 1,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 3,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4297% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4792% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5580% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 4,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 3,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3236% | 1,099 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 3,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6329% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4972% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8421% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5062% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8459% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 4,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0175% | 3,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 3,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 3,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 1,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1419% | 3,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 4,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0840% | 1,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 5,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 5,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0234% | 3,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 2,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2787% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5630% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1189% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 4,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0562% | 2,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 3,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 3,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6641% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 3,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6742% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1565% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0651% | 2,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3709% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 2,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 1,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3353% | 3,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6734% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 3,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0868% | 1,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2034% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1301% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0686% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3537% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0640% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1203% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.2452% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5682% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5236% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 2,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0595% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6306% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8399% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5571% | 968 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0588% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9335% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5715% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6283% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0871% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8324% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1356% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8377% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1088% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2060% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0329% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2265% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1152% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1509% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7028% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1718% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7776% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6937% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2426% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5582% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 3,610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2265% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0822% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8254% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7266% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5163% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0923% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1354% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6468% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5312% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7066% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2347% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5069% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5535% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6509% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5466% | 1,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3904% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4466% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 4,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7820% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5562% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1483% | 4,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7533% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 2,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1226% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2108% | 3,913 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2430% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9075% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8606% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6778% | 1,643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2865% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1903% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6822% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1222% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5594% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7537% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3626% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1979% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7258% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2394% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0282% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 9,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2576% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8818% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2351% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5488% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |