Home > Independence Bank of Georgia > Income and Expense
Independence Bank of Georgia, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 2,857 |
| Total interest expense | $629,000 | 2,739 |
| Net interest income | $5,362,000 | 2,844 |
| Provision for loan and lease losses | $108,000 | 2,656 |
| Total noninterest income | $163,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $74,000 | 4,554 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $89,000 | 4,898 |
| Total noninterest expense | $3,626,000 | 3,247 |
| Salaries and employee benefits | $2,127,000 | 3,137 |
| Premises and equipment expense | $295,000 | 3,825 |
| Additional noninterest expense | $1,204,000 | 3,212 |
| Pre-tax net operating income | $1,791,000 | 2,801 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $603,000 | 1,890 |
| Income before extraordinary items | $1,202,000 | 3,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,202,000 | 3,208 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,202,000 | 3,208 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 585 |
| Net operating income | $1,192,620 | 3,161 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 2,910 |
| Total interest expense | $421,000 | 2,741 |
| Net interest income | $3,488,000 | 2,900 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $106,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 4,954 |
| Total noninterest expense | $2,313,000 | 3,375 |
| Salaries and employee benefits | $1,434,000 | 3,131 |
| Premises and equipment expense | $196,000 | 3,849 |
| Additional noninterest expense | $683,000 | 3,569 |
| Pre-tax net operating income | $1,221,000 | 2,736 |
| Securities gains (losses) | $14,000 | 2,123 |
| Applicable income taxes | $389,000 | 1,903 |
| Income before extraordinary items | $846,000 | 3,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $846,000 | 3,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $846,000 | 3,079 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 526 |
| Net operating income | $836,340 | 3,040 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 2,931 |
| Total interest expense | $210,000 | 2,754 |
| Net interest income | $1,726,000 | 2,932 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $24,000 | 5,115 |
| Total noninterest expense | $1,163,000 | 3,371 |
| Salaries and employee benefits | $718,000 | 3,151 |
| Premises and equipment expense | $115,000 | 3,591 |
| Additional noninterest expense | $330,000 | 3,667 |
| Pre-tax net operating income | $614,000 | 2,702 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $196,000 | 1,860 |
| Income before extraordinary items | $418,000 | 3,046 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $418,000 | 3,044 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $418,000 | 3,045 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $418,000 | 2,985 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 3,026 |
| Total interest expense | $848,000 | 2,710 |
| Net interest income | $6,428,000 | 3,054 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $214,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $110,000 | 5,031 |
| Total noninterest expense | $4,264,000 | 3,566 |
| Salaries and employee benefits | $2,564,000 | 3,355 |
| Premises and equipment expense | $461,000 | 3,630 |
| Additional noninterest expense | $1,239,000 | 3,860 |
| Pre-tax net operating income | $2,378,000 | 2,724 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $755,000 | 1,861 |
| Income before extraordinary items | $1,623,000 | 3,093 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,623,000 | 3,094 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,623,000 | 3,095 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $416,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 779 |
| Net operating income | $1,623,000 | 3,048 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 3,071 |
| Total interest expense | $636,000 | 2,744 |
| Net interest income | $4,765,000 | 3,092 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $159,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $75,000 | 4,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 5,055 |
| Total noninterest expense | $3,177,000 | 3,604 |
| Salaries and employee benefits | $1,875,000 | 3,421 |
| Premises and equipment expense | $356,000 | 3,625 |
| Additional noninterest expense | $946,000 | 3,818 |
| Pre-tax net operating income | $1,747,000 | 2,816 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $576,000 | 1,886 |
| Income before extraordinary items | $1,171,000 | 3,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,171,000 | 3,234 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,171,000 | 3,235 |
| Net charge-offs | $5,000 | 3,836 |
| Cash dividends | $416,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 747 |
| Net operating income | $1,171,000 | 3,181 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 3,108 |
| Total interest expense | $424,000 | 2,765 |
| Net interest income | $3,122,000 | 3,128 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $104,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,112 |
| Total noninterest expense | $2,106,000 | 3,648 |
| Salaries and employee benefits | $1,235,000 | 3,475 |
| Premises and equipment expense | $236,000 | 3,677 |
| Additional noninterest expense | $635,000 | 3,834 |
| Pre-tax net operating income | $1,120,000 | 2,870 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $367,000 | 1,934 |
| Income before extraordinary items | $753,000 | 3,274 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $753,000 | 3,274 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $753,000 | 3,275 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $416,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $753,000 | 3,209 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,159 |
| Total interest expense | $210,000 | 2,797 |
| Net interest income | $1,531,000 | 3,174 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $54,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 5,186 |
| Total noninterest expense | $1,047,000 | 3,691 |
| Salaries and employee benefits | $615,000 | 3,515 |
| Premises and equipment expense | $119,000 | 3,675 |
| Additional noninterest expense | $313,000 | 3,865 |
| Pre-tax net operating income | $538,000 | 2,887 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $173,000 | 1,961 |
| Income before extraordinary items | $365,000 | 3,298 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $365,000 | 3,301 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $365,000 | 3,301 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $365,000 | 3,218 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,171 |
| Total interest expense | $880,000 | 2,841 |
| Net interest income | $6,152,000 | 3,188 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $203,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $108,000 | 4,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $95,000 | 5,283 |
| Total noninterest expense | $3,975,000 | 3,852 |
| Salaries and employee benefits | $2,410,000 | 3,557 |
| Premises and equipment expense | $444,000 | 3,889 |
| Additional noninterest expense | $1,121,000 | 4,193 |
| Pre-tax net operating income | $2,280,000 | 2,758 |
| Securities gains (losses) | $29,000 | 2,098 |
| Applicable income taxes | $807,000 | 1,752 |
| Income before extraordinary items | $1,502,000 | 3,248 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,502,000 | 3,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,502,000 | 3,249 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 535 |
| Net operating income | $1,483,150 | 3,208 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,212 |
| Total interest expense | $668,000 | 2,859 |
| Net interest income | $4,573,000 | 3,231 |
| Provision for loan and lease losses | $106,000 | 2,725 |
| Total noninterest income | $149,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $85,000 | 4,877 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $64,000 | 5,446 |
| Total noninterest expense | $2,997,000 | 3,854 |
| Salaries and employee benefits | $1,828,000 | 3,539 |
| Premises and equipment expense | $327,000 | 3,963 |
| Additional noninterest expense | $842,000 | 4,221 |
| Pre-tax net operating income | $1,619,000 | 2,895 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $572,000 | 1,850 |
| Income before extraordinary items | $1,047,000 | 3,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,047,000 | 3,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,047,000 | 3,409 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 477 |
| Net operating income | $1,047,000 | 3,364 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 3,236 |
| Total interest expense | $446,000 | 2,888 |
| Net interest income | $3,019,000 | 3,259 |
| Provision for loan and lease losses | $106,000 | 2,279 |
| Total noninterest income | $93,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $38,000 | 5,566 |
| Total noninterest expense | $1,962,000 | 3,918 |
| Salaries and employee benefits | $1,203,000 | 3,606 |
| Premises and equipment expense | $216,000 | 4,023 |
| Additional noninterest expense | $543,000 | 4,308 |
| Pre-tax net operating income | $1,044,000 | 2,892 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $365,000 | 1,866 |
| Income before extraordinary items | $679,000 | 3,388 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $679,000 | 3,394 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $679,000 | 3,394 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 458 |
| Net operating income | $679,000 | 3,350 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 3,249 |
| Total interest expense | $223,000 | 2,916 |
| Net interest income | $1,504,000 | 3,261 |
| Provision for loan and lease losses | $71,000 | 1,932 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $949,000 | 4,021 |
| Salaries and employee benefits | $573,000 | 3,756 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $328,000 | 3,911 |
| Pre-tax net operating income | $526,000 | 2,799 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $185,000 | 1,805 |
| Income before extraordinary items | $341,000 | 3,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 3,307 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $341,000 | 3,307 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 418 |
| Net operating income | $341,000 | 3,268 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 3,455 |
| Total interest expense | $827,000 | 3,372 |
| Net interest income | $5,616,000 | 3,419 |
| Provision for loan and lease losses | $243,000 | 2,727 |
| Total noninterest income | $148,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $71,000 | 5,658 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 5,581 |
| Total noninterest expense | $3,650,000 | 4,152 |
| Salaries and employee benefits | $2,162,000 | 3,906 |
| Premises and equipment expense | $438,000 | 4,020 |
| Additional noninterest expense | $1,050,000 | 4,478 |
| Pre-tax net operating income | $1,871,000 | 2,984 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $668,000 | 1,860 |
| Income before extraordinary items | $1,203,000 | 3,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,203,000 | 3,565 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,203,000 | 3,566 |
| Net charge-offs | $18,000 | 4,884 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 509 |
| Net operating income | $1,203,000 | 3,518 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 3,533 |
| Total interest expense | $585,000 | 3,587 |
| Net interest income | $4,150,000 | 3,477 |
| Provision for loan and lease losses | $168,000 | 2,821 |
| Total noninterest income | $109,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $49,000 | 5,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $60,000 | 5,642 |
| Total noninterest expense | $2,702,000 | 4,196 |
| Salaries and employee benefits | $1,598,000 | 3,945 |
| Premises and equipment expense | $326,000 | 4,083 |
| Additional noninterest expense | $778,000 | 4,543 |
| Pre-tax net operating income | $1,389,000 | 3,060 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $494,000 | 1,921 |
| Income before extraordinary items | $895,000 | 3,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $895,000 | 3,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $895,000 | 3,631 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 456 |
| Net operating income | $895,000 | 3,550 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,609 |
| Total interest expense | $358,000 | 3,831 |
| Net interest income | $2,701,000 | 3,531 |
| Provision for loan and lease losses | $96,000 | 2,987 |
| Total noninterest income | $72,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,632 |
| Total noninterest expense | $1,752,000 | 4,289 |
| Salaries and employee benefits | $1,049,000 | 4,006 |
| Premises and equipment expense | $194,000 | 4,332 |
| Additional noninterest expense | $509,000 | 4,592 |
| Pre-tax net operating income | $925,000 | 3,042 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $343,000 | 1,881 |
| Income before extraordinary items | $582,000 | 3,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $582,000 | 3,672 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $582,000 | 3,672 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 420 |
| Net operating income | $582,000 | 3,564 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 3,714 |
| Total interest expense | $177,000 | 3,962 |
| Net interest income | $1,311,000 | 3,625 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $873,000 | 4,331 |
| Salaries and employee benefits | $523,000 | 4,049 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $255,000 | 4,594 |
| Pre-tax net operating income | $425,000 | 3,198 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $154,000 | 1,963 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $271,000 | 3,753 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $271,000 | 3,755 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 372 |
| Net operating income | $271,000 | 3,651 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 4,045 |
| Total interest expense | $856,000 | 3,967 |
| Net interest income | $4,675,000 | 3,979 |
| Provision for loan and lease losses | $80,000 | 4,862 |
| Total noninterest income | $103,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $49,000 | 6,245 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $54,000 | 5,806 |
| Total noninterest expense | $3,349,000 | 4,479 |
| Salaries and employee benefits | $1,954,000 | 4,191 |
| Premises and equipment expense | $397,000 | 4,326 |
| Additional noninterest expense | $998,000 | 4,803 |
| Pre-tax net operating income | $1,349,000 | 3,508 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $502,000 | 2,176 |
| Income before extraordinary items | $860,000 | 4,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $860,000 | 4,162 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $860,000 | 4,164 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 443 |
| Net operating income | $851,680 | 4,013 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 4,158 |
| Total interest expense | $670,000 | 3,997 |
| Net interest income | $3,431,000 | 4,106 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $79,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $39,000 | 6,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,928 |
| Total noninterest expense | $2,558,000 | 4,456 |
| Salaries and employee benefits | $1,463,000 | 4,210 |
| Premises and equipment expense | $305,000 | 4,318 |
| Additional noninterest expense | $790,000 | 4,698 |
| Pre-tax net operating income | $952,000 | 3,724 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $371,000 | 2,252 |
| Income before extraordinary items | $593,000 | 4,392 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $593,000 | 4,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $593,000 | 4,390 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 374 |
| Net operating income | $585,320 | 4,235 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 4,199 |
| Total interest expense | $470,000 | 3,972 |
| Net interest income | $2,251,000 | 4,161 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $52,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $1,725,000 | 4,465 |
| Salaries and employee benefits | $971,000 | 4,250 |
| Premises and equipment expense | $211,000 | 4,258 |
| Additional noninterest expense | $543,000 | 4,631 |
| Pre-tax net operating income | $578,000 | 3,859 |
| Securities gains (losses) | $12,000 | 2,678 |
| Applicable income taxes | $228,000 | 2,325 |
| Income before extraordinary items | $362,000 | 4,518 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 4,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 4,522 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 334 |
| Net operating income | $354,320 | 4,373 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 4,218 |
| Total interest expense | $247,000 | 3,965 |
| Net interest income | $1,126,000 | 4,187 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $26,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $887,000 | 4,423 |
| Salaries and employee benefits | $489,000 | 4,262 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $280,000 | 4,552 |
| Pre-tax net operating income | $265,000 | 4,060 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $105,000 | 2,400 |
| Income before extraordinary items | $160,000 | 4,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $160,000 | 4,742 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $160,000 | 4,743 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 270 |
| Net operating income | $160,000 | 4,603 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 4,420 |
| Total interest expense | $1,118,000 | 4,136 |
| Net interest income | $4,162,000 | 4,437 |
| Provision for loan and lease losses | $358,000 | 3,897 |
| Total noninterest income | $98,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $39,000 | 6,079 |
| Total noninterest expense | $3,363,000 | 4,587 |
| Salaries and employee benefits | $1,924,000 | 4,266 |
| Premises and equipment expense | $448,000 | 4,307 |
| Additional noninterest expense | $991,000 | 4,918 |
| Pre-tax net operating income | $539,000 | 4,643 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-969,000 | 7,161 |
| Income before extraordinary items | $1,508,000 | 2,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,508,000 | 2,767 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,508,000 | 2,767 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 489 |
| Net operating income | $1,508,000 | 2,671 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 4,526 |
| Total interest expense | $843,000 | 4,234 |
| Net interest income | $3,040,000 | 4,530 |
| Provision for loan and lease losses | $213,000 | 4,072 |
| Total noninterest income | $70,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $2,541,000 | 4,566 |
| Salaries and employee benefits | $1,452,000 | 4,257 |
| Premises and equipment expense | $355,000 | 4,224 |
| Additional noninterest expense | $734,000 | 4,978 |
| Pre-tax net operating income | $356,000 | 4,906 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $350,000 | 4,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 4,848 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $350,000 | 4,848 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 446 |
| Net operating income | $350,000 | 4,724 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 4,632 |
| Total interest expense | $563,000 | 4,340 |
| Net interest income | $1,962,000 | 4,634 |
| Provision for loan and lease losses | $159,000 | 3,828 |
| Total noninterest income | $41,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $1,688,000 | 4,623 |
| Salaries and employee benefits | $973,000 | 4,277 |
| Premises and equipment expense | $237,000 | 4,251 |
| Additional noninterest expense | $478,000 | 5,106 |
| Pre-tax net operating income | $156,000 | 5,372 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $152,000 | 5,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 5,349 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $152,000 | 5,350 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 366 |
| Net operating income | $152,000 | 5,260 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 4,738 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $946,000 | 4,740 |
| Provision for loan and lease losses | $111,000 | 3,229 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $836,000 | 4,677 |
| Salaries and employee benefits | $489,000 | 4,298 |
| Premises and equipment expense | $123,000 | 4,213 |
| Additional noninterest expense | $224,000 | 5,259 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $16,000 | 6,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $16,000 | 6,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $16,000 | 6,170 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 313 |
| Net operating income | $16,000 | 6,132 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 5,479 |
| Total interest expense | $1,100,000 | 5,017 |
| Net interest income | $2,772,000 | 5,548 |
| Provision for loan and lease losses | $443,000 | 4,316 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 6,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $2,778,000 | 5,242 |
| Salaries and employee benefits | $1,608,000 | 4,873 |
| Premises and equipment expense | $364,000 | 4,972 |
| Additional noninterest expense | $806,000 | 5,614 |
| Pre-tax net operating income | $-393,000 | 6,186 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-393,000 | 6,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-393,000 | 6,310 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-393,000 | 6,310 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 594 |
| Net operating income | $-393,000 | 6,258 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 5,776 |
| Total interest expense | $796,000 | 5,238 |
| Net interest income | $1,880,000 | 5,840 |
| Provision for loan and lease losses | $322,000 | 4,221 |
| Total noninterest income | $39,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $21,000 | 6,634 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $2,038,000 | 5,314 |
| Salaries and employee benefits | $1,184,000 | 4,957 |
| Premises and equipment expense | $263,000 | 5,122 |
| Additional noninterest expense | $591,000 | 5,682 |
| Pre-tax net operating income | $-441,000 | 6,515 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-441,000 | 6,636 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-441,000 | 6,636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-441,000 | 6,636 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 527 |
| Net operating income | $-441,000 | 6,569 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,027 |
| Total interest expense | $500,000 | 5,477 |
| Net interest income | $1,129,000 | 6,117 |
| Provision for loan and lease losses | $190,000 | 4,296 |
| Total noninterest income | $22,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $11,000 | 6,744 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $1,325,000 | 5,404 |
| Salaries and employee benefits | $765,000 | 5,057 |
| Premises and equipment expense | $173,000 | 5,202 |
| Additional noninterest expense | $387,000 | 5,730 |
| Pre-tax net operating income | $-364,000 | 6,635 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-364,000 | 6,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-364,000 | 6,757 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-364,000 | 6,756 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 465 |
| Net operating income | $-364,000 | 6,706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,268 |
| Total interest expense | $226,000 | 5,838 |
| Net interest income | $523,000 | 6,342 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $7,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $620,000 | 5,651 |
| Salaries and employee benefits | $351,000 | 5,355 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $183,000 | 5,898 |
| Pre-tax net operating income | $-210,000 | 6,844 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-210,000 | 6,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-210,000 | 6,944 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-210,000 | 6,943 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 450 |
| Net operating income | $-210,000 | 6,905 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,146 |
| Total interest expense | $634,000 | 6,836 |
| Net interest income | $1,249,000 | 7,183 |
| Provision for loan and lease losses | $335,000 | 5,121 |
| Total noninterest income | $13,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,000 | 7,077 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $2,479,000 | 5,708 |
| Salaries and employee benefits | $1,427,000 | 5,345 |
| Premises and equipment expense | $335,000 | 5,412 |
| Additional noninterest expense | $717,000 | 6,076 |
| Pre-tax net operating income | $-1,552,000 | 6,462 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,552,000 | 6,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,552,000 | 6,587 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,552,000 | 6,587 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 687 |
| Net operating income | $-1,552,000 | 6,584 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,393 |
| Total interest expense | $404,000 | 7,163 |
| Net interest income | $842,000 | 7,381 |
| Provision for loan and lease losses | $287,000 | 4,651 |
| Total noninterest income | $9,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,000 | 7,142 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $1,867,000 | 5,709 |
| Salaries and employee benefits | $1,069,000 | 5,378 |
| Premises and equipment expense | $248,000 | 5,486 |
| Additional noninterest expense | $550,000 | 6,030 |
| Pre-tax net operating income | $-1,303,000 | 6,787 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,303,000 | 6,909 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,303,000 | 6,911 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,303,000 | 6,911 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 635 |
| Net operating income | $-1,303,000 | 6,892 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 7,634 |
| Total interest expense | $213,000 | 7,517 |
| Net interest income | $491,000 | 7,579 |
| Provision for loan and lease losses | $219,000 | 4,214 |
| Total noninterest income | $5,000 | 7,873 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $1,225,000 | 5,804 |
| Salaries and employee benefits | $699,000 | 5,496 |
| Premises and equipment expense | $164,000 | 5,555 |
| Additional noninterest expense | $362,000 | 6,073 |
| Pre-tax net operating income | $-948,000 | 6,994 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-952,000 | 7,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-952,000 | 7,131 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-952,000 | 7,132 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 597 |
| Net operating income | $-952,000 | 7,114 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 7,921 |
| Total interest expense | $85,000 | 7,784 |
| Net interest income | $174,000 | 7,897 |
| Provision for loan and lease losses | $143,000 | 3,399 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $607,000 | 5,780 |
| Salaries and employee benefits | $344,000 | 5,588 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $182,000 | 5,833 |
| Pre-tax net operating income | $-574,000 | 7,392 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $-578,000 | 7,508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-578,000 | 7,509 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-578,000 | 7,509 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 491 |
| Net operating income | $-578,000 | 7,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,265 |
| Total interest expense | $31,000 | 8,241 |
| Net interest income | $155,000 | 8,250 |
| Provision for loan and lease losses | $70,000 | 6,336 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $1,127,000 | 7,366 |
| Salaries and employee benefits | $732,000 | 7,074 |
| Premises and equipment expense | $109,000 | 7,525 |
| Additional noninterest expense | $286,000 | 7,515 |
| Pre-tax net operating income | $-1,042,000 | 7,035 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,042,000 | 7,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,042,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $18,494,000 | 95 |
| Net operating income | $-1,042,000 | 7,138 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.