Home > Independence Bank of Chicago > Assets and Liabilities
Independence Bank of Chicago, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $145,671,000 | 3,135 |
| Cash and due from depository institutions | $12,935,000 | 2,162 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,238,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,114,000 | 6,043 |
| Loan loss allowance | $1,800,000 | 2,126 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,062,000 | 1,249 |
| Other real estate owned | $360,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $40,962,000 | 364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,671,000 | 3,135 |
| Total liabilities | $126,464,000 | 3,224 |
| Total deposits | $123,330,000 | 3,106 |
| Interest-bearing deposits | $84,470,000 | 3,894 |
| Deposits held in domestic offices | $123,330,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,134,000 | 1,481 |
| Total equity capital | $19,207,000 | 2,324 |
| Total bank equity capital | $19,207,000 | 2,324 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,471,000 | 2,727 |
| Surplus | $17,624,000 | 1,019 |
| Undivided profits | $112,000 | 11,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,757,000 | 1,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 474 |
| Income earned, not collected on loans | $419,000 | 5,551 |
| Earning assets | $85,352,000 | 4,718 |
| Long-term assets (5+ years) | $21,708,000 | 2,355 |
| Average Assets, year-to-date | $136,227,400 | 3,196 |
| Average Assets, quarterly | $138,858,000 | 3,225 |
| Volatile liabilities | $27,842,000 | 1,992 |
| Insider loans | $116,000 | 8,946 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $34,498,000 | 1,336 |
| Tier 1 (core) risk-based capital | $19,204,000 | 2,222 |
| Tier 2 risk-based capital | $1,187,990 | 2,518 |
| Total risk weighted assets | $94,427,290 | 2,874 |
| Total unused commitments | $34,498,000 | 1,346 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 107 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $140,691,000 | 3,194 |
| Cash and due from depository institutions | $13,032,000 | 1,873 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $72,659,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,548 |
| Net loans & leases | $41,902,000 | 5,598 |
| Loan loss allowance | $800,000 | 4,340 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,811,000 | 1,543 |
| Other real estate owned | $400,000 | 1,873 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,487,000 | 1,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,691,000 | 3,194 |
| Total liabilities | $128,479,000 | 3,167 |
| Total deposits | $126,461,000 | 3,006 |
| Interest-bearing deposits | $85,138,000 | 3,803 |
| Deposits held in domestic offices | $126,461,000 | 2,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $92,000 | 4,830 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,926,000 | 1,850 |
| Total equity capital | $12,212,000 | 3,313 |
| Total bank equity capital | $12,212,000 | 3,313 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,471,000 | 2,822 |
| Surplus | $7,000,000 | 2,098 |
| Undivided profits | $3,741,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,402,000 | 2,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $460,000 | 4,551 |
| Earning assets | $117,961,000 | 3,447 |
| Long-term assets (5+ years) | $39,839,000 | 1,432 |
| Average Assets, year-to-date | $140,919,000 | 3,115 |
| Average Assets, quarterly | $137,053,500 | 3,238 |
| Volatile liabilities | $29,727,000 | 1,840 |
| Insider loans | $294,000 | 7,215 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,919,000 | 1,158 |
| Tier 1 (core) risk-based capital | $12,123,000 | 3,391 |
| Tier 2 risk-based capital | $800,000 | 3,568 |
| Total risk weighted assets | $65,445,400 | 3,916 |
| Total unused commitments | $39,919,000 | 1,165 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 115 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $158,610,000 | 2,891 |
| Cash and due from depository institutions | $18,350,000 | 1,811 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $68,255,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 549 |
| Net loans & leases | $38,437,000 | 5,893 |
| Loan loss allowance | $958,000 | 3,843 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,989,000 | 1,472 |
| Other real estate owned | $1,129,000 | 1,811 |
| Goodwill and other intangibles | $30,000 | 2,618 |
| All other assets | $2,420,000 | 2,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,610,000 | 2,891 |
| Total liabilities | $146,609,000 | 2,867 |
| Total deposits | $144,888,000 | 2,734 |
| Interest-bearing deposits | $91,364,000 | 3,683 |
| Deposits held in domestic offices | $144,888,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,721,000 | 2,051 |
| Total equity capital | $12,001,000 | 3,409 |
| Total bank equity capital | $12,001,000 | 3,409 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,471,000 | 2,892 |
| Surplus | $7,000,000 | 2,010 |
| Undivided profits | $3,530,000 | 5,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,820,000 | 2,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $365,000 | 372 |
| Income earned, not collected on loans | $393,000 | 4,737 |
| Earning assets | $131,692,000 | 3,196 |
| Long-term assets (5+ years) | $41,948,000 | 1,418 |
| Average Assets, year-to-date | $141,053,000 | 3,160 |
| Average Assets, quarterly | $145,167,500 | 3,123 |
| Volatile liabilities | $36,921,000 | 1,499 |
| Insider loans | $389,000 | 6,489 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,845,000 | 1,480 |
| Tier 1 (core) risk-based capital | $11,971,000 | 3,334 |
| Tier 2 risk-based capital | $836,160 | 3,394 |
| Total risk weighted assets | $66,770,560 | 3,797 |
| Total unused commitments | $28,845,000 | 1,505 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 119 | 1,818 |
| Assets and Liabilities | ||
| Total Assets: | $137,149,000 | 3,403 |
| Cash and due from depository institutions | $13,345,000 | 1,818 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $64,188,000 | 2,106 |
| Federal funds sold & reverse repurchase agreements | $8,920,000 | 1,865 |
| Net loans & leases | $41,360,000 | 5,592 |
| Loan loss allowance | $1,000,000 | 3,729 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,026,000 | 1,443 |
| Other real estate owned | $697,000 | 1,818 |
| Goodwill and other intangibles | $90,000 | 2,262 |
| All other assets | $3,523,000 | 2,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,149,000 | 3,403 |
| Total liabilities | $126,670,000 | 3,368 |
| Total deposits | $121,726,000 | 3,341 |
| Interest-bearing deposits | $80,628,000 | 4,322 |
| Deposits held in domestic offices | $121,726,000 | 3,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $880,000 | 2,668 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,064,000 | 1,092 |
| Total equity capital | $10,479,000 | 3,700 |
| Total bank equity capital | $10,479,000 | 3,700 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,471,000 | 3,004 |
| Surplus | $7,000,000 | 1,936 |
| Undivided profits | $2,008,000 | 7,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,209,000 | 1,592 |
| Earning assets | $114,468,000 | 3,693 |
| Long-term assets (5+ years) | $48,082,000 | 1,213 |
| Average Assets, year-to-date | $148,686,400 | 3,076 |
| Average Assets, quarterly | $132,805,000 | 3,467 |
| Volatile liabilities | $27,780,000 | 1,820 |
| Insider loans | $1,330,000 | 586 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $27,117,000 | 1,458 |
| Tier 1 (core) risk-based capital | $10,389,000 | 3,674 |
| Tier 2 risk-based capital | $821,250 | 3,446 |
| Total risk weighted assets | $65,521,550 | 3,925 |
| Total unused commitments | $27,117,000 | 1,473 |
| Derivatives | $0 | 651 |