Home > Independence Bank > Income and Expense
Independence Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,287,000 | 1,316 |
| Total interest expense | $1,443,000 | 1,955 |
| Net interest income | $17,844,000 | 1,252 |
| Provision for loan and lease losses | $231,000 | 2,324 |
| Total noninterest income | $3,556,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $469,000 | 2,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,087,000 | 1,086 |
| Total noninterest expense | $16,968,000 | 1,176 |
| Salaries and employee benefits | $8,995,000 | 1,202 |
| Premises and equipment expense | $1,604,000 | 1,475 |
| Additional noninterest expense | $6,369,000 | 1,032 |
| Pre-tax net operating income | $4,201,000 | 1,766 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $1,178,000 | 1,379 |
| Income before extraordinary items | $3,067,000 | 1,985 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,067,000 | 1,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,067,000 | 1,982 |
| Net charge-offs | $480,000 | 1,512 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 273 |
| Net operating income | $3,035,320 | 1,958 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,331,000 | 1,339 |
| Total interest expense | $1,073,000 | 1,995 |
| Net interest income | $13,258,000 | 1,271 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,916,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $328,000 | 2,545 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,588,000 | 1,007 |
| Total noninterest expense | $12,947,000 | 1,172 |
| Salaries and employee benefits | $6,613,000 | 1,222 |
| Premises and equipment expense | $1,227,000 | 1,460 |
| Additional noninterest expense | $5,107,000 | 950 |
| Pre-tax net operating income | $3,127,000 | 1,782 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $604,000 | 1,791 |
| Income before extraordinary items | $2,567,000 | 1,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,567,000 | 1,808 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,567,000 | 1,807 |
| Net charge-offs | $316,000 | 1,553 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 295 |
| Net operating income | $2,531,360 | 1,793 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,297,000 | 1,363 |
| Total interest expense | $715,000 | 2,012 |
| Net interest income | $8,582,000 | 1,296 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,598,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $205,000 | 2,652 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,393,000 | 756 |
| Total noninterest expense | $9,336,000 | 1,090 |
| Salaries and employee benefits | $4,536,000 | 1,191 |
| Premises and equipment expense | $804,000 | 1,486 |
| Additional noninterest expense | $3,996,000 | 811 |
| Pre-tax net operating income | $1,844,000 | 1,938 |
| Securities gains (losses) | $44,000 | 1,240 |
| Applicable income taxes | $129,000 | 2,807 |
| Income before extraordinary items | $1,759,000 | 1,710 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,759,000 | 1,713 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,759,000 | 1,712 |
| Net charge-offs | $185,000 | 1,656 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 398 |
| Net operating income | $1,718,080 | 1,718 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 1,490 |
| Total interest expense | $359,000 | 2,028 |
| Net interest income | $3,839,000 | 1,435 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,892,000 | 760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,798,000 | 550 |
| Total noninterest expense | $5,402,000 | 934 |
| Salaries and employee benefits | $2,179,000 | 1,256 |
| Premises and equipment expense | $386,000 | 1,566 |
| Additional noninterest expense | $2,837,000 | 587 |
| Pre-tax net operating income | $329,000 | 3,656 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $-445,000 | 6,698 |
| Income before extraordinary items | $777,000 | 1,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $777,000 | 1,859 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $777,000 | 1,858 |
| Net charge-offs | $-33,000 | 6,195 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 366 |
| Net operating income | $774,000 | 1,823 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,139,000 | 1,901 |
| Total interest expense | $1,282,000 | 2,441 |
| Net interest income | $11,857,000 | 1,812 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $879,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $250,000 | 3,707 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $629,000 | 3,042 |
| Total noninterest expense | $10,059,000 | 1,888 |
| Salaries and employee benefits | $6,058,000 | 1,692 |
| Premises and equipment expense | $823,000 | 2,642 |
| Additional noninterest expense | $3,178,000 | 1,981 |
| Pre-tax net operating income | $2,627,000 | 2,382 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $735,000 | 1,769 |
| Income before extraordinary items | $1,892,000 | 2,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,892,000 | 2,720 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,892,000 | 2,720 |
| Net charge-offs | $-75,000 | 6,481 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 521 |
| Net operating income | $1,892,000 | 2,653 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,568,000 | 1,959 |
| Total interest expense | $944,000 | 2,547 |
| Net interest income | $8,624,000 | 1,868 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $372,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $185,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,390 |
| Total noninterest expense | $7,238,000 | 1,958 |
| Salaries and employee benefits | $4,378,000 | 1,764 |
| Premises and equipment expense | $604,000 | 2,715 |
| Additional noninterest expense | $2,256,000 | 2,075 |
| Pre-tax net operating income | $1,708,000 | 2,699 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $434,000 | 2,054 |
| Income before extraordinary items | $1,274,000 | 2,956 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,274,000 | 2,960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,274,000 | 2,960 |
| Net charge-offs | $-45,000 | 6,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 482 |
| Net operating income | $1,274,000 | 2,884 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,339,000 | 1,969 |
| Total interest expense | $648,000 | 2,550 |
| Net interest income | $5,691,000 | 1,875 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $238,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $123,000 | 3,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,568 |
| Total noninterest expense | $4,866,000 | 1,947 |
| Salaries and employee benefits | $2,888,000 | 1,779 |
| Premises and equipment expense | $412,000 | 2,678 |
| Additional noninterest expense | $1,566,000 | 1,998 |
| Pre-tax net operating income | $1,013,000 | 2,873 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $199,000 | 2,437 |
| Income before extraordinary items | $814,000 | 3,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 3,034 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $814,000 | 3,035 |
| Net charge-offs | $-25,000 | 6,377 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 495 |
| Net operating income | $814,000 | 2,940 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 1,915 |
| Total interest expense | $366,000 | 2,378 |
| Net interest income | $2,916,000 | 1,835 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $116,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $2,412,000 | 1,983 |
| Salaries and employee benefits | $1,420,000 | 1,842 |
| Premises and equipment expense | $215,000 | 2,617 |
| Additional noninterest expense | $777,000 | 2,013 |
| Pre-tax net operating income | $570,000 | 2,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $78,000 | 2,624 |
| Income before extraordinary items | $492,000 | 2,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $492,000 | 2,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $492,000 | 2,620 |
| Net charge-offs | $-22,000 | 6,473 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $492,000 | 2,540 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,319,000 | 1,844 |
| Total interest expense | $2,204,000 | 1,967 |
| Net interest income | $12,115,000 | 1,809 |
| Provision for loan and lease losses | $135,000 | 4,382 |
| Total noninterest income | $-44,000 | 6,878 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $199,000 | 4,275 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-243,000 | 6,835 |
| Total noninterest expense | $9,792,000 | 1,956 |
| Salaries and employee benefits | $5,944,000 | 1,693 |
| Premises and equipment expense | $881,000 | 2,536 |
| Additional noninterest expense | $2,967,000 | 2,195 |
| Pre-tax net operating income | $2,144,000 | 2,683 |
| Securities gains (losses) | $78,000 | 2,452 |
| Applicable income taxes | $716,000 | 1,814 |
| Income before extraordinary items | $1,506,000 | 3,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,506,000 | 3,119 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,506,000 | 3,119 |
| Net charge-offs | $812,000 | 2,040 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 515 |
| Net operating income | $1,452,960 | 3,053 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,764,000 | 1,864 |
| Total interest expense | $1,775,000 | 1,921 |
| Net interest income | $8,989,000 | 1,847 |
| Provision for loan and lease losses | $435,000 | 2,475 |
| Total noninterest income | $614,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $142,000 | 4,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $472,000 | 3,032 |
| Total noninterest expense | $7,341,000 | 1,946 |
| Salaries and employee benefits | $4,420,000 | 1,699 |
| Premises and equipment expense | $686,000 | 2,473 |
| Additional noninterest expense | $2,235,000 | 2,172 |
| Pre-tax net operating income | $1,827,000 | 2,517 |
| Securities gains (losses) | $60,000 | 2,327 |
| Applicable income taxes | $633,000 | 1,690 |
| Income before extraordinary items | $1,254,000 | 2,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,254,000 | 2,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,254,000 | 2,977 |
| Net charge-offs | $650,000 | 1,898 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,214,400 | 2,900 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 1,848 |
| Total interest expense | $1,226,000 | 1,922 |
| Net interest income | $6,060,000 | 1,830 |
| Provision for loan and lease losses | $435,000 | 1,978 |
| Total noninterest income | $495,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $86,000 | 4,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $409,000 | 2,621 |
| Total noninterest expense | $4,965,000 | 1,939 |
| Salaries and employee benefits | $3,013,000 | 1,664 |
| Premises and equipment expense | $450,000 | 2,527 |
| Additional noninterest expense | $1,502,000 | 2,155 |
| Pre-tax net operating income | $1,155,000 | 2,588 |
| Securities gains (losses) | $23,000 | 2,438 |
| Applicable income taxes | $392,000 | 1,736 |
| Income before extraordinary items | $786,000 | 3,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $786,000 | 3,081 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $786,000 | 3,081 |
| Net charge-offs | $669,000 | 1,495 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $770,590 | 2,967 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 1,840 |
| Total interest expense | $635,000 | 1,934 |
| Net interest income | $3,057,000 | 1,825 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $160,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,398 |
| Total noninterest expense | $2,514,000 | 1,908 |
| Salaries and employee benefits | $1,566,000 | 1,617 |
| Premises and equipment expense | $215,000 | 2,636 |
| Additional noninterest expense | $733,000 | 2,198 |
| Pre-tax net operating income | $553,000 | 2,678 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $183,000 | 1,832 |
| Income before extraordinary items | $370,000 | 3,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $370,000 | 3,231 |
| Net charge-offs | $510,000 | 1,080 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,000 | 3,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,384,000 | 1,720 |
| Total interest expense | $3,582,000 | 1,666 |
| Net interest income | $12,802,000 | 1,753 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $-1,367,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $122,000 | 5,242 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,489,000 | 7,236 |
| Total noninterest expense | $10,136,000 | 1,887 |
| Salaries and employee benefits | $5,597,000 | 1,728 |
| Premises and equipment expense | $927,000 | 2,566 |
| Additional noninterest expense | $3,612,000 | 1,864 |
| Pre-tax net operating income | $899,000 | 3,913 |
| Securities gains (losses) | $186,000 | 1,516 |
| Applicable income taxes | $-342,000 | 6,999 |
| Income before extraordinary items | $1,427,000 | 2,875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,427,000 | 2,877 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,427,000 | 2,877 |
| Net charge-offs | $1,440,000 | 1,934 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 308 |
| Net operating income | $1,241,000 | 3,046 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,590,000 | 1,704 |
| Total interest expense | $2,799,000 | 1,675 |
| Net interest income | $9,791,000 | 1,716 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $368,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $81,000 | 5,444 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $287,000 | 3,525 |
| Total noninterest expense | $7,447,000 | 1,929 |
| Salaries and employee benefits | $3,918,000 | 1,877 |
| Premises and equipment expense | $695,000 | 2,583 |
| Additional noninterest expense | $2,834,000 | 1,794 |
| Pre-tax net operating income | $2,387,000 | 1,812 |
| Securities gains (losses) | $131,000 | 1,544 |
| Applicable income taxes | $929,000 | 1,145 |
| Income before extraordinary items | $1,589,000 | 2,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,589,000 | 2,207 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,589,000 | 2,208 |
| Net charge-offs | $1,047,000 | 1,841 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $855,000 | 287 |
| Net operating income | $1,505,160 | 2,208 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 1,718 |
| Total interest expense | $1,929,000 | 1,688 |
| Net interest income | $6,484,000 | 1,732 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $278,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 3,270 |
| Total noninterest expense | $4,966,000 | 1,944 |
| Salaries and employee benefits | $2,609,000 | 1,881 |
| Premises and equipment expense | $461,000 | 2,609 |
| Additional noninterest expense | $1,896,000 | 1,806 |
| Pre-tax net operating income | $1,696,000 | 1,675 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $625,000 | 1,113 |
| Income before extraordinary items | $1,071,000 | 2,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,071,000 | 2,152 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,071,000 | 2,152 |
| Net charge-offs | $133,000 | 3,551 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,071,000 | 2,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 1,735 |
| Total interest expense | $1,005,000 | 1,678 |
| Net interest income | $3,193,000 | 1,751 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $2,406,000 | 2,010 |
| Salaries and employee benefits | $1,300,000 | 1,906 |
| Premises and equipment expense | $233,000 | 2,634 |
| Additional noninterest expense | $873,000 | 1,943 |
| Pre-tax net operating income | $792,000 | 1,789 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $312,000 | 1,093 |
| Income before extraordinary items | $480,000 | 2,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $480,000 | 2,327 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $480,000 | 2,328 |
| Net charge-offs | $119,000 | 2,569 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $480,000 | 2,275 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,442,000 | 1,645 |
| Total interest expense | $5,618,000 | 1,477 |
| Net interest income | $12,824,000 | 1,729 |
| Provision for loan and lease losses | $845,000 | 3,334 |
| Total noninterest income | $797,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 5,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $679,000 | 2,734 |
| Total noninterest expense | $11,092,000 | 1,776 |
| Salaries and employee benefits | $5,052,000 | 1,923 |
| Premises and equipment expense | $817,000 | 2,940 |
| Additional noninterest expense | $5,223,000 | 1,394 |
| Pre-tax net operating income | $1,684,000 | 2,545 |
| Securities gains (losses) | $512,000 | 877 |
| Applicable income taxes | $971,000 | 1,249 |
| Income before extraordinary items | $1,225,000 | 2,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 2,867 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,225,000 | 2,871 |
| Net charge-offs | $1,462,000 | 2,207 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $823,000 | 391 |
| Net operating income | $897,320 | 3,306 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,134,000 | 1,651 |
| Total interest expense | $4,455,000 | 1,452 |
| Net interest income | $9,679,000 | 1,737 |
| Provision for loan and lease losses | $975,000 | 2,544 |
| Total noninterest income | $615,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $520,000 | 2,702 |
| Total noninterest expense | $7,616,000 | 1,917 |
| Salaries and employee benefits | $3,675,000 | 1,976 |
| Premises and equipment expense | $578,000 | 3,118 |
| Additional noninterest expense | $3,363,000 | 1,580 |
| Pre-tax net operating income | $1,703,000 | 2,157 |
| Securities gains (losses) | $368,000 | 935 |
| Applicable income taxes | $871,000 | 1,122 |
| Income before extraordinary items | $1,200,000 | 2,544 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,200,000 | 2,540 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,200,000 | 2,545 |
| Net charge-offs | $1,451,000 | 1,813 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $703,000 | 329 |
| Net operating income | $964,480 | 2,818 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,541,000 | 1,659 |
| Total interest expense | $3,133,000 | 1,440 |
| Net interest income | $6,408,000 | 1,743 |
| Provision for loan and lease losses | $525,000 | 2,779 |
| Total noninterest income | $391,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $66,000 | 5,208 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $325,000 | 2,732 |
| Total noninterest expense | $5,280,000 | 1,860 |
| Salaries and employee benefits | $2,386,000 | 2,032 |
| Premises and equipment expense | $382,000 | 3,160 |
| Additional noninterest expense | $2,512,000 | 1,415 |
| Pre-tax net operating income | $994,000 | 2,381 |
| Securities gains (losses) | $83,000 | 1,548 |
| Applicable income taxes | $455,000 | 1,309 |
| Income before extraordinary items | $622,000 | 2,996 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $622,000 | 2,992 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $622,000 | 2,995 |
| Net charge-offs | $367,000 | 2,814 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $745,000 | 230 |
| Net operating income | $568,880 | 3,067 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 1,668 |
| Total interest expense | $1,675,000 | 1,409 |
| Net interest income | $3,156,000 | 1,793 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $96,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 4,409 |
| Total noninterest expense | $2,816,000 | 1,772 |
| Salaries and employee benefits | $1,178,000 | 2,095 |
| Premises and equipment expense | $179,000 | 3,404 |
| Additional noninterest expense | $1,459,000 | 1,206 |
| Pre-tax net operating income | $361,000 | 3,013 |
| Securities gains (losses) | $83,000 | 867 |
| Applicable income taxes | $188,000 | 1,483 |
| Income before extraordinary items | $256,000 | 3,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 3,437 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $256,000 | 3,439 |
| Net charge-offs | $72,000 | 3,409 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $202,880 | 3,749 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,928,000 | 1,630 |
| Total interest expense | $8,693,000 | 1,382 |
| Net interest income | $12,235,000 | 1,812 |
| Provision for loan and lease losses | $7,216,000 | 1,104 |
| Total noninterest income | $903,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $110,000 | 5,624 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $793,000 | 2,464 |
| Total noninterest expense | $9,428,000 | 2,118 |
| Salaries and employee benefits | $4,281,000 | 2,295 |
| Premises and equipment expense | $765,000 | 3,247 |
| Additional noninterest expense | $4,382,000 | 1,698 |
| Pre-tax net operating income | $-3,506,000 | 6,981 |
| Securities gains (losses) | $-1,705,000 | 7,783 |
| Applicable income taxes | $-1,639,000 | 7,456 |
| Income before extraordinary items | $-3,572,000 | 7,091 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,572,000 | 7,089 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,572,000 | 7,089 |
| Net charge-offs | $6,153,000 | 986 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $716,000 | 479 |
| Net operating income | $-2,395,550 | 6,866 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,005,000 | 1,635 |
| Total interest expense | $6,794,000 | 1,393 |
| Net interest income | $9,211,000 | 1,812 |
| Provision for loan and lease losses | $4,764,000 | 1,086 |
| Total noninterest income | $209,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $75,000 | 5,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $134,000 | 4,957 |
| Total noninterest expense | $6,965,000 | 2,146 |
| Salaries and employee benefits | $3,107,000 | 2,395 |
| Premises and equipment expense | $575,000 | 3,283 |
| Additional noninterest expense | $3,283,000 | 1,652 |
| Pre-tax net operating income | $-2,309,000 | 7,137 |
| Securities gains (losses) | $-1,705,000 | 7,912 |
| Applicable income taxes | $-1,639,000 | 7,675 |
| Income before extraordinary items | $-2,375,000 | 7,269 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,375,000 | 7,268 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,375,000 | 7,269 |
| Net charge-offs | $4,820,000 | 841 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,283,800 | 6,884 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,845,000 | 1,641 |
| Total interest expense | $4,753,000 | 1,397 |
| Net interest income | $6,092,000 | 1,824 |
| Provision for loan and lease losses | $3,140,000 | 1,057 |
| Total noninterest income | $152,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $44,000 | 5,974 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $4,117,000 | 2,426 |
| Salaries and employee benefits | $2,043,000 | 2,470 |
| Premises and equipment expense | $378,000 | 3,332 |
| Additional noninterest expense | $1,696,000 | 2,084 |
| Pre-tax net operating income | $-1,013,000 | 7,036 |
| Securities gains (losses) | $-2,411,000 | 8,071 |
| Applicable income taxes | $-1,401,000 | 7,822 |
| Income before extraordinary items | $-2,023,000 | 7,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,023,000 | 7,488 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,023,000 | 7,487 |
| Net charge-offs | $3,435,000 | 760 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-479,960 | 6,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 1,639 |
| Total interest expense | $2,412,000 | 1,431 |
| Net interest income | $3,067,000 | 1,811 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $69,000 | 5,846 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $1,959,000 | 2,473 |
| Salaries and employee benefits | $1,052,000 | 2,430 |
| Premises and equipment expense | $186,000 | 3,425 |
| Additional noninterest expense | $721,000 | 2,171 |
| Pre-tax net operating income | $927,000 | 1,393 |
| Securities gains (losses) | $-2,411,000 | 8,181 |
| Applicable income taxes | $-600,000 | 7,914 |
| Income before extraordinary items | $-884,000 | 7,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-884,000 | 7,666 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-884,000 | 7,666 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $659,040 | 1,556 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,906,000 | 1,555 |
| Total interest expense | $12,743,000 | 1,283 |
| Net interest income | $12,163,000 | 1,835 |
| Provision for loan and lease losses | $5,305,000 | 967 |
| Total noninterest income | $462,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 6,693 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $416,000 | 3,513 |
| Total noninterest expense | $6,464,000 | 2,878 |
| Salaries and employee benefits | $3,661,000 | 2,714 |
| Premises and equipment expense | $732,000 | 3,399 |
| Additional noninterest expense | $2,071,000 | 2,776 |
| Pre-tax net operating income | $856,000 | 4,053 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $77,000 | 3,585 |
| Income before extraordinary items | $779,000 | 3,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $779,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,984,000 | 814 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
| Net operating income | $779,000 | 3,878 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,967,000 | 1,574 |
| Total interest expense | $10,059,000 | 1,256 |
| Net interest income | $8,908,000 | 1,903 |
| Provision for loan and lease losses | $2,959,000 | 912 |
| Total noninterest income | $386,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $357,000 | 3,373 |
| Total noninterest expense | $4,615,000 | 2,976 |
| Salaries and employee benefits | $2,641,000 | 2,834 |
| Premises and equipment expense | $550,000 | 3,419 |
| Additional noninterest expense | $1,424,000 | 2,906 |
| Pre-tax net operating income | $1,720,000 | 2,561 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $401,000 | 2,155 |
| Income before extraordinary items | $1,319,000 | 2,572 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,319,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,319,000 | 2,697 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,757,000 | 1,587 |
| Total interest expense | $7,092,000 | 1,237 |
| Net interest income | $5,665,000 | 1,975 |
| Provision for loan and lease losses | $612,000 | 1,673 |
| Total noninterest income | $255,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $238,000 | 3,443 |
| Total noninterest expense | $2,923,000 | 3,137 |
| Salaries and employee benefits | $1,686,000 | 2,980 |
| Premises and equipment expense | $361,000 | 3,477 |
| Additional noninterest expense | $876,000 | 3,087 |
| Pre-tax net operating income | $2,385,000 | 1,449 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $659,000 | 1,290 |
| Income before extraordinary items | $1,726,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,726,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,726,000 | 1,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 1,598 |
| Total interest expense | $3,864,000 | 1,209 |
| Net interest income | $2,633,000 | 2,107 |
| Provision for loan and lease losses | $417,000 | 1,110 |
| Total noninterest income | $123,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $1,435,000 | 3,199 |
| Salaries and employee benefits | $876,000 | 2,908 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $904,000 | 1,960 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $857,000 | 1,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $857,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $857,000 | 1,655 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,059,000 | 1,916 |
| Total interest expense | $14,803,000 | 1,353 |
| Net interest income | $7,256,000 | 3,003 |
| Provision for loan and lease losses | $1,378,000 | 1,131 |
| Total noninterest income | $888,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $12,000 | 7,272 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $876,000 | 2,418 |
| Total noninterest expense | $5,106,000 | 3,387 |
| Salaries and employee benefits | $2,830,000 | 3,381 |
| Premises and equipment expense | $677,000 | 3,526 |
| Additional noninterest expense | $1,599,000 | 3,246 |
| Pre-tax net operating income | $1,660,000 | 3,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $1,652,000 | 3,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,652,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,197 |
| Net operating income | $1,652,000 | 3,212 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,679,000 | 2,020 |
| Total interest expense | $10,604,000 | 1,417 |
| Net interest income | $5,075,000 | 3,195 |
| Provision for loan and lease losses | $1,236,000 | 753 |
| Total noninterest income | $705,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,342 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $698,000 | 2,324 |
| Total noninterest expense | $3,789,000 | 3,393 |
| Salaries and employee benefits | $2,019,000 | 3,505 |
| Premises and equipment expense | $503,000 | 3,533 |
| Additional noninterest expense | $1,267,000 | 3,045 |
| Pre-tax net operating income | $755,000 | 4,969 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $747,000 | 4,489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $747,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $747,000 | 4,485 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 2,135 |
| Total interest expense | $6,694,000 | 1,498 |
| Net interest income | $3,159,000 | 3,408 |
| Provision for loan and lease losses | $305,000 | 1,513 |
| Total noninterest income | $580,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $577,000 | 2,040 |
| Total noninterest expense | $2,391,000 | 3,575 |
| Salaries and employee benefits | $1,304,000 | 3,629 |
| Premises and equipment expense | $336,000 | 3,549 |
| Additional noninterest expense | $751,000 | 3,362 |
| Pre-tax net operating income | $1,043,000 | 3,438 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $1,035,000 | 2,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,035,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,035,000 | 2,949 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 2,201 |
| Total interest expense | $3,227,000 | 1,537 |
| Net interest income | $1,508,000 | 3,523 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $250,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $248,000 | 2,229 |
| Total noninterest expense | $1,137,000 | 3,726 |
| Salaries and employee benefits | $618,000 | 3,810 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $350,000 | 3,536 |
| Pre-tax net operating income | $527,000 | 3,396 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $519,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $519,000 | 2,922 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,151,000 | 2,673 |
| Total interest expense | $9,100,000 | 1,834 |
| Net interest income | $5,051,000 | 3,973 |
| Provision for loan and lease losses | $1,365,000 | 764 |
| Total noninterest income | $531,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $11,000 | 7,402 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $520,000 | 3,266 |
| Total noninterest expense | $3,422,000 | 4,470 |
| Salaries and employee benefits | $1,799,000 | 4,614 |
| Premises and equipment expense | $492,000 | 4,322 |
| Additional noninterest expense | $1,131,000 | 4,121 |
| Pre-tax net operating income | $795,000 | 5,671 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $791,000 | 5,241 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $791,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $793,000 | 5,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,554,000 | 2,920 |
| Total interest expense | $6,050,000 | 1,971 |
| Net interest income | $3,504,000 | 4,250 |
| Provision for loan and lease losses | $1,165,000 | 658 |
| Total noninterest income | $334,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,591 |
| Total noninterest expense | $2,394,000 | 4,673 |
| Salaries and employee benefits | $1,264,000 | 4,805 |
| Premises and equipment expense | $326,000 | 4,676 |
| Additional noninterest expense | $804,000 | 4,248 |
| Pre-tax net operating income | $279,000 | 7,102 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $278,000 | 6,827 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $278,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $278,000 | 6,829 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,213 |
| Total interest expense | $3,514,000 | 2,124 |
| Net interest income | $2,096,000 | 4,570 |
| Provision for loan and lease losses | $894,000 | 587 |
| Total noninterest income | $207,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $1,546,000 | 4,785 |
| Salaries and employee benefits | $796,000 | 4,995 |
| Premises and equipment expense | $193,000 | 5,034 |
| Additional noninterest expense | $557,000 | 4,147 |
| Pre-tax net operating income | $-137,000 | 8,366 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-138,000 | 8,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-138,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-138,000 | 8,375 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 3,639 |
| Total interest expense | $1,445,000 | 2,402 |
| Net interest income | $882,000 | 5,098 |
| Provision for loan and lease losses | $693,000 | 358 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $629,000 | 5,465 |
| Salaries and employee benefits | $358,000 | 5,370 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $184,000 | 5,434 |
| Pre-tax net operating income | $-376,000 | 8,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-376,000 | 8,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-376,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-376,000 | 8,663 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 6,539 |
| Total interest expense | $1,703,000 | 4,906 |
| Net interest income | $1,361,000 | 7,478 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,000 | 7,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $2,048,000 | 6,029 |
| Salaries and employee benefits | $1,103,000 | 6,048 |
| Premises and equipment expense | $213,000 | 6,594 |
| Additional noninterest expense | $732,000 | 5,467 |
| Pre-tax net operating income | $-1,815,000 | 8,752 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,815,000 | 8,764 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,815,000 | 8,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,815,000 | 8,752 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 7,417 |
| Total interest expense | $766,000 | 6,127 |
| Net interest income | $775,000 | 7,937 |
| Provision for loan and lease losses | $771,000 | 970 |
| Total noninterest income | $3,000 | 8,768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $1,628,000 | 5,795 |
| Salaries and employee benefits | $1,028,000 | 5,330 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $-1,621,000 | 8,793 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-1,622,000 | 8,807 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,622,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,622,000 | 8,791 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $685,000 | 8,044 |
| Total interest expense | $292,000 | 7,240 |
| Net interest income | $393,000 | 8,308 |
| Provision for loan and lease losses | $343,000 | 1,365 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $1,022,000 | 5,999 |
| Salaries and employee benefits | $686,000 | 5,311 |
| Premises and equipment expense | $25,000 | 8,468 |
| Additional noninterest expense | $311,000 | 5,901 |
| Pre-tax net operating income | $-972,000 | 8,775 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-973,000 | 8,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-973,000 | 8,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-973,000 | 8,779 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 8,477 |
| Total interest expense | $86,000 | 8,021 |
| Net interest income | $154,000 | 8,573 |
| Provision for loan and lease losses | $133,000 | 1,618 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $479,000 | 6,258 |
| Salaries and employee benefits | $329,000 | 5,494 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $-458,000 | 8,841 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-458,000 | 8,855 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-458,000 | 8,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-458,000 | 8,841 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 8,921 |
| Total interest expense | $28,000 | 8,868 |
| Net interest income | $76,000 | 8,920 |
| Provision for loan and lease losses | $28,000 | 6,505 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $424,000 | 8,765 |
| Salaries and employee benefits | $285,000 | 8,633 |
| Premises and equipment expense | $13,000 | 8,906 |
| Additional noninterest expense | $126,000 | 8,703 |
| Pre-tax net operating income | $-376,000 | 8,603 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-376,000 | 8,661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-376,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,500,000 | 137 |
| Net operating income | $-376,000 | 8,634 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,000 | 9,020 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $6,000 | 9,016 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $30,000 | 9,012 |
| Salaries and employee benefits | $25,000 | 8,995 |
| Premises and equipment expense | $0 | 8,990 |
| Additional noninterest expense | $5,000 | 9,015 |
| Pre-tax net operating income | $-24,000 | 8,516 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-24,000 | 8,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-24,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $8,500,000 | 103 |
| Net operating income | $-24,000 | 8,514 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.