Home > Independence Bank > Income and Expense
Independence Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 2,657 |
| Total interest expense | $1,199,000 | 2,104 |
| Net interest income | $5,653,000 | 2,760 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $681,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $121,000 | 4,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $560,000 | 2,849 |
| Total noninterest expense | $5,214,000 | 2,645 |
| Salaries and employee benefits | $3,359,000 | 2,270 |
| Premises and equipment expense | $506,000 | 3,076 |
| Additional noninterest expense | $1,349,000 | 3,218 |
| Pre-tax net operating income | $1,120,000 | 3,479 |
| Securities gains (losses) | $106,000 | 1,177 |
| Applicable income taxes | $373,000 | 2,205 |
| Income before extraordinary items | $853,000 | 3,699 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $853,000 | 3,702 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $853,000 | 3,703 |
| Net charge-offs | $-22,000 | 6,291 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 416 |
| Net operating income | $778,800 | 3,803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 2,703 |
| Total interest expense | $794,000 | 2,151 |
| Net interest income | $3,682,000 | 2,802 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $633,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $556,000 | 2,329 |
| Total noninterest expense | $3,483,000 | 2,655 |
| Salaries and employee benefits | $2,275,000 | 2,237 |
| Premises and equipment expense | $341,000 | 3,046 |
| Additional noninterest expense | $867,000 | 3,303 |
| Pre-tax net operating income | $832,000 | 3,262 |
| Securities gains (losses) | $106,000 | 1,076 |
| Applicable income taxes | $290,000 | 2,052 |
| Income before extraordinary items | $648,000 | 3,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $648,000 | 3,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $648,000 | 3,469 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 514 |
| Net operating income | $574,860 | 3,587 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 2,763 |
| Total interest expense | $396,000 | 2,220 |
| Net interest income | $1,792,000 | 2,872 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $408,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $372,000 | 1,945 |
| Total noninterest expense | $1,739,000 | 2,689 |
| Salaries and employee benefits | $1,144,000 | 2,251 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $414,000 | 3,424 |
| Pre-tax net operating income | $461,000 | 3,019 |
| Securities gains (losses) | $67,000 | 804 |
| Applicable income taxes | $167,000 | 1,896 |
| Income before extraordinary items | $361,000 | 3,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $361,000 | 3,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $361,000 | 3,212 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 467 |
| Net operating income | $315,440 | 3,390 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,269,000 | 2,758 |
| Total interest expense | $1,741,000 | 2,410 |
| Net interest income | $7,528,000 | 2,800 |
| Provision for loan and lease losses | $260,000 | 3,577 |
| Total noninterest income | $486,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $359,000 | 3,791 |
| Total noninterest expense | $6,559,000 | 2,824 |
| Salaries and employee benefits | $4,000,000 | 2,448 |
| Premises and equipment expense | $674,000 | 3,104 |
| Additional noninterest expense | $1,885,000 | 3,228 |
| Pre-tax net operating income | $1,195,000 | 3,716 |
| Securities gains (losses) | $528,000 | 900 |
| Applicable income taxes | $619,000 | 1,969 |
| Income before extraordinary items | $1,104,000 | 3,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,104,000 | 3,713 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,104,000 | 3,715 |
| Net charge-offs | $201,000 | 3,759 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 404 |
| Net operating income | $766,080 | 4,160 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 2,795 |
| Total interest expense | $1,341,000 | 2,454 |
| Net interest income | $5,665,000 | 2,832 |
| Provision for loan and lease losses | $70,000 | 4,710 |
| Total noninterest income | $391,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,729 |
| Total noninterest expense | $4,911,000 | 2,837 |
| Salaries and employee benefits | $2,976,000 | 2,476 |
| Premises and equipment expense | $495,000 | 3,187 |
| Additional noninterest expense | $1,440,000 | 3,216 |
| Pre-tax net operating income | $1,075,000 | 3,507 |
| Securities gains (losses) | $459,000 | 795 |
| Applicable income taxes | $519,000 | 1,899 |
| Income before extraordinary items | $1,015,000 | 3,405 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,015,000 | 3,406 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,015,000 | 3,407 |
| Net charge-offs | $113,000 | 3,854 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 293 |
| Net operating income | $712,060 | 3,902 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 2,852 |
| Total interest expense | $918,000 | 2,474 |
| Net interest income | $3,697,000 | 2,897 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $534,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 2,420 |
| Total noninterest expense | $3,420,000 | 2,736 |
| Salaries and employee benefits | $1,966,000 | 2,501 |
| Premises and equipment expense | $336,000 | 3,154 |
| Additional noninterest expense | $1,118,000 | 2,853 |
| Pre-tax net operating income | $751,000 | 3,407 |
| Securities gains (losses) | $288,000 | 882 |
| Applicable income taxes | $353,000 | 1,869 |
| Income before extraordinary items | $686,000 | 3,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $686,000 | 3,369 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $686,000 | 3,370 |
| Net charge-offs | $93,000 | 3,485 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 234 |
| Net operating income | $495,920 | 3,819 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 2,918 |
| Total interest expense | $476,000 | 2,478 |
| Net interest income | $1,799,000 | 2,983 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $273,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $241,000 | 2,395 |
| Total noninterest expense | $1,676,000 | 2,780 |
| Salaries and employee benefits | $984,000 | 2,513 |
| Premises and equipment expense | $170,000 | 3,153 |
| Additional noninterest expense | $522,000 | 2,990 |
| Pre-tax net operating income | $366,000 | 3,471 |
| Securities gains (losses) | $101,000 | 906 |
| Applicable income taxes | $155,000 | 1,992 |
| Income before extraordinary items | $312,000 | 3,570 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $312,000 | 3,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $312,000 | 3,573 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 157 |
| Net operating income | $244,330 | 3,871 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 3,313 |
| Total interest expense | $1,676,000 | 3,157 |
| Net interest income | $6,398,000 | 3,300 |
| Provision for loan and lease losses | $530,000 | 3,373 |
| Total noninterest income | $1,406,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $137,000 | 5,039 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,269,000 | 1,832 |
| Total noninterest expense | $6,056,000 | 3,039 |
| Salaries and employee benefits | $3,324,000 | 2,876 |
| Premises and equipment expense | $677,000 | 3,277 |
| Additional noninterest expense | $2,055,000 | 3,061 |
| Pre-tax net operating income | $1,218,000 | 3,383 |
| Securities gains (losses) | $127,000 | 1,858 |
| Applicable income taxes | $622,000 | 1,807 |
| Income before extraordinary items | $723,000 | 4,109 |
| Extraordinary gains, net | $116,000 | 18 |
| Net income | $839,000 | 3,877 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $839,000 | 3,876 |
| Net charge-offs | $98,000 | 4,990 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 870 |
| Net operating income | $641,720 | 4,167 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 3,436 |
| Total interest expense | $1,208,000 | 3,397 |
| Net interest income | $4,633,000 | 3,402 |
| Provision for loan and lease losses | $242,000 | 3,900 |
| Total noninterest income | $1,232,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $105,000 | 5,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,127,000 | 1,615 |
| Total noninterest expense | $4,519,000 | 3,048 |
| Salaries and employee benefits | $2,396,000 | 2,964 |
| Premises and equipment expense | $519,000 | 3,270 |
| Additional noninterest expense | $1,604,000 | 2,957 |
| Pre-tax net operating income | $1,104,000 | 3,140 |
| Securities gains (losses) | $52,000 | 2,307 |
| Applicable income taxes | $362,000 | 2,052 |
| Income before extraordinary items | $794,000 | 3,534 |
| Extraordinary gains, net | $-55,000 | 7,428 |
| Net income | $739,000 | 3,647 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $739,000 | 3,647 |
| Net charge-offs | $40,000 | 5,124 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 7,367 |
| Net operating income | $758,120 | 3,501 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 3,513 |
| Total interest expense | $810,000 | 3,481 |
| Net interest income | $3,015,000 | 3,463 |
| Provision for loan and lease losses | $99,000 | 4,429 |
| Total noninterest income | $884,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $814,000 | 1,545 |
| Total noninterest expense | $3,033,000 | 3,072 |
| Salaries and employee benefits | $1,545,000 | 3,078 |
| Premises and equipment expense | $354,000 | 3,227 |
| Additional noninterest expense | $1,134,000 | 2,867 |
| Pre-tax net operating income | $767,000 | 3,016 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $240,000 | 2,027 |
| Income before extraordinary items | $525,000 | 3,479 |
| Extraordinary gains, net | $-55,000 | 7,506 |
| Net income | $470,000 | 3,704 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $470,000 | 3,705 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-66,000 | 7,468 |
| Net operating income | $526,380 | 3,370 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,589 |
| Total interest expense | $408,000 | 3,552 |
| Net interest income | $1,467,000 | 3,527 |
| Provision for loan and lease losses | $61,000 | 3,928 |
| Total noninterest income | $599,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $563,000 | 1,251 |
| Total noninterest expense | $1,539,000 | 3,040 |
| Salaries and employee benefits | $739,000 | 3,192 |
| Premises and equipment expense | $190,000 | 3,117 |
| Additional noninterest expense | $610,000 | 2,686 |
| Pre-tax net operating income | $466,000 | 2,686 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $169,000 | 1,671 |
| Income before extraordinary items | $299,000 | 3,249 |
| Extraordinary gains, net | $-55,000 | 7,567 |
| Net income | $244,000 | 3,639 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $244,000 | 3,638 |
| Net charge-offs | $70,000 | 3,072 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 268 |
| Net operating income | $297,720 | 3,201 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 3,730 |
| Total interest expense | $1,832,000 | 3,783 |
| Net interest income | $5,648,000 | 3,643 |
| Provision for loan and lease losses | $570,000 | 3,947 |
| Total noninterest income | $858,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 4,345 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $651,000 | 2,803 |
| Total noninterest expense | $5,558,000 | 3,305 |
| Salaries and employee benefits | $3,004,000 | 3,118 |
| Premises and equipment expense | $771,000 | 3,059 |
| Additional noninterest expense | $1,783,000 | 3,558 |
| Pre-tax net operating income | $378,000 | 4,681 |
| Securities gains (losses) | $227,000 | 1,486 |
| Applicable income taxes | $87,000 | 3,325 |
| Income before extraordinary items | $518,000 | 4,267 |
| Extraordinary gains, net | $55,000 | 22 |
| Net income | $573,000 | 4,124 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $573,000 | 4,125 |
| Net charge-offs | $537,000 | 3,561 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,934,000 | 143 |
| Net operating income | $322,780 | 4,718 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 3,852 |
| Total interest expense | $1,392,000 | 3,893 |
| Net interest income | $4,123,000 | 3,754 |
| Provision for loan and lease losses | $340,000 | 4,146 |
| Total noninterest income | $451,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $163,000 | 4,333 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $288,000 | 3,606 |
| Total noninterest expense | $4,134,000 | 3,323 |
| Salaries and employee benefits | $2,252,000 | 3,135 |
| Premises and equipment expense | $569,000 | 3,151 |
| Additional noninterest expense | $1,313,000 | 3,583 |
| Pre-tax net operating income | $100,000 | 5,617 |
| Securities gains (losses) | $174,000 | 1,485 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $274,000 | 4,982 |
| Extraordinary gains, net | $10,000 | 21 |
| Net income | $284,000 | 4,945 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $284,000 | 4,946 |
| Net charge-offs | $259,000 | 3,917 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 398 |
| Net operating income | $100,000 | 5,574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,917 |
| Total interest expense | $896,000 | 4,077 |
| Net interest income | $2,729,000 | 3,780 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $281,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 3,868 |
| Total noninterest expense | $2,704,000 | 3,380 |
| Salaries and employee benefits | $1,498,000 | 3,145 |
| Premises and equipment expense | $377,000 | 3,187 |
| Additional noninterest expense | $829,000 | 3,708 |
| Pre-tax net operating income | $56,000 | 5,774 |
| Securities gains (losses) | $82,000 | 1,559 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $138,000 | 5,292 |
| Extraordinary gains, net | $40,000 | 15 |
| Net income | $178,000 | 5,047 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $178,000 | 5,046 |
| Net charge-offs | $259,000 | 3,228 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $405,000 | 291 |
| Net operating income | $56,000 | 5,743 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 4,077 |
| Total interest expense | $441,000 | 4,243 |
| Net interest income | $1,307,000 | 3,918 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $62,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $1,348,000 | 3,438 |
| Salaries and employee benefits | $752,000 | 3,180 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $408,000 | 3,751 |
| Pre-tax net operating income | $-89,000 | 6,622 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-55,000 | 6,637 |
| Extraordinary gains, net | $70,000 | 12 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $207,000 | 2,393 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $378,000 | 172 |
| Net operating income | $-89,000 | 6,658 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,140 |
| Total interest expense | $2,317,000 | 4,081 |
| Net interest income | $4,771,000 | 4,062 |
| Provision for loan and lease losses | $1,392,000 | 3,003 |
| Total noninterest income | $436,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $260,000 | 4,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $176,000 | 4,847 |
| Total noninterest expense | $5,188,000 | 3,566 |
| Salaries and employee benefits | $2,682,000 | 3,504 |
| Premises and equipment expense | $769,000 | 3,233 |
| Additional noninterest expense | $1,737,000 | 3,699 |
| Pre-tax net operating income | $-1,373,000 | 6,403 |
| Securities gains (losses) | $1,406,000 | 371 |
| Applicable income taxes | $24,000 | 3,590 |
| Income before extraordinary items | $9,000 | 5,502 |
| Extraordinary gains, net | $-78,000 | 7,992 |
| Net income | $-69,000 | 5,651 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-69,000 | 5,651 |
| Net charge-offs | $1,477,000 | 2,391 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 861 |
| Net operating income | $-890,840 | 6,314 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 4,184 |
| Total interest expense | $1,809,000 | 4,118 |
| Net interest income | $3,528,000 | 4,102 |
| Provision for loan and lease losses | $989,000 | 2,799 |
| Total noninterest income | $385,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $210,000 | 4,035 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $175,000 | 4,505 |
| Total noninterest expense | $3,801,000 | 3,644 |
| Salaries and employee benefits | $1,957,000 | 3,607 |
| Premises and equipment expense | $577,000 | 3,269 |
| Additional noninterest expense | $1,267,000 | 3,728 |
| Pre-tax net operating income | $-877,000 | 6,590 |
| Securities gains (losses) | $1,367,000 | 283 |
| Applicable income taxes | $21,000 | 3,776 |
| Income before extraordinary items | $469,000 | 3,799 |
| Extraordinary gains, net | $-178,000 | 8,092 |
| Net income | $291,000 | 4,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $291,000 | 4,465 |
| Net charge-offs | $1,034,000 | 2,169 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 810 |
| Net operating income | $-843,320 | 6,653 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 4,272 |
| Total interest expense | $1,257,000 | 4,128 |
| Net interest income | $2,236,000 | 4,248 |
| Provision for loan and lease losses | $889,000 | 2,221 |
| Total noninterest income | $310,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $179,000 | 3,830 |
| Total noninterest expense | $2,496,000 | 3,727 |
| Salaries and employee benefits | $1,279,000 | 3,706 |
| Premises and equipment expense | $390,000 | 3,251 |
| Additional noninterest expense | $827,000 | 3,784 |
| Pre-tax net operating income | $-839,000 | 6,925 |
| Securities gains (losses) | $1,102,000 | 265 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $245,000 | 4,277 |
| Extraordinary gains, net | $-161,000 | 8,189 |
| Net income | $84,000 | 5,321 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $84,000 | 5,321 |
| Net charge-offs | $984,000 | 1,644 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 782 |
| Net operating income | $-779,860 | 6,995 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 4,228 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $1,146,000 | 4,150 |
| Provision for loan and lease losses | $465,000 | 1,845 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $1,181,000 | 3,811 |
| Salaries and employee benefits | $631,000 | 3,770 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $-419,000 | 7,229 |
| Securities gains (losses) | $833,000 | 215 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $404,000 | 2,548 |
| Extraordinary gains, net | $-132,000 | 8,245 |
| Net income | $272,000 | 3,298 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $272,000 | 3,298 |
| Net charge-offs | $610,000 | 1,241 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $-412,340 | 7,320 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 4,154 |
| Total interest expense | $3,089,000 | 4,176 |
| Net interest income | $4,848,000 | 4,035 |
| Provision for loan and lease losses | $396,000 | 4,153 |
| Total noninterest income | $559,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $254,000 | 4,323 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $305,000 | 4,065 |
| Total noninterest expense | $4,777,000 | 3,694 |
| Salaries and employee benefits | $2,675,000 | 3,578 |
| Premises and equipment expense | $795,000 | 3,195 |
| Additional noninterest expense | $1,307,000 | 4,006 |
| Pre-tax net operating income | $234,000 | 5,654 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $234,000 | 5,354 |
| Extraordinary gains, net | $-67,000 | 8,275 |
| Net income | $167,000 | 5,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 953 |
| Net operating income | $234,000 | 5,513 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 4,177 |
| Total interest expense | $2,411,000 | 4,181 |
| Net interest income | $3,630,000 | 4,056 |
| Provision for loan and lease losses | $75,000 | 5,494 |
| Total noninterest income | $243,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $3,528,000 | 3,729 |
| Salaries and employee benefits | $1,968,000 | 3,664 |
| Premises and equipment expense | $593,000 | 3,219 |
| Additional noninterest expense | $967,000 | 3,965 |
| Pre-tax net operating income | $270,000 | 5,756 |
| Securities gains (losses) | $162,000 | 707 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $432,000 | 4,677 |
| Extraordinary gains, net | $-137,000 | 8,362 |
| Net income | $295,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $270,000 | 5,517 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 4,152 |
| Total interest expense | $1,653,000 | 4,239 |
| Net interest income | $2,482,000 | 3,993 |
| Provision for loan and lease losses | $55,000 | 5,091 |
| Total noninterest income | $171,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $126,000 | 4,374 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $2,334,000 | 3,780 |
| Salaries and employee benefits | $1,295,000 | 3,741 |
| Premises and equipment expense | $399,000 | 3,222 |
| Additional noninterest expense | $640,000 | 3,979 |
| Pre-tax net operating income | $264,000 | 5,435 |
| Securities gains (losses) | $138,000 | 784 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $402,000 | 4,460 |
| Extraordinary gains, net | $-133,000 | 8,434 |
| Net income | $269,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $264,000 | 5,136 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 4,097 |
| Total interest expense | $879,000 | 4,247 |
| Net interest income | $1,300,000 | 3,872 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $1,143,000 | 3,846 |
| Salaries and employee benefits | $626,000 | 3,848 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $311,000 | 4,007 |
| Pre-tax net operating income | $174,000 | 5,205 |
| Securities gains (losses) | $109,000 | 674 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $283,000 | 3,933 |
| Extraordinary gains, net | $-96,000 | 8,485 |
| Net income | $187,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $174,000 | 4,850 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,169,000 | 3,989 |
| Total interest expense | $4,369,000 | 3,792 |
| Net interest income | $4,800,000 | 4,118 |
| Provision for loan and lease losses | $66,000 | 5,396 |
| Total noninterest income | $254,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $4,596,000 | 3,699 |
| Salaries and employee benefits | $2,455,000 | 3,776 |
| Premises and equipment expense | $760,000 | 3,219 |
| Additional noninterest expense | $1,381,000 | 3,657 |
| Pre-tax net operating income | $392,000 | 6,292 |
| Securities gains (losses) | $8,000 | 1,417 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $400,000 | 6,049 |
| Extraordinary gains, net | $319,000 | 16 |
| Net income | $719,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $392,000 | 6,064 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 4,012 |
| Total interest expense | $3,253,000 | 3,820 |
| Net interest income | $3,595,000 | 4,142 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $208,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $3,551,000 | 3,578 |
| Salaries and employee benefits | $1,857,000 | 3,749 |
| Premises and equipment expense | $566,000 | 3,222 |
| Additional noninterest expense | $1,128,000 | 3,351 |
| Pre-tax net operating income | $252,000 | 6,762 |
| Securities gains (losses) | $8,000 | 1,069 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $260,000 | 6,521 |
| Extraordinary gains, net | $300,000 | 12 |
| Net income | $560,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $252,000 | 6,547 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 4,117 |
| Total interest expense | $2,110,000 | 3,893 |
| Net interest income | $2,314,000 | 4,274 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $306,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $102,000 | 4,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $204,000 | 3,747 |
| Total noninterest expense | $2,305,000 | 3,689 |
| Salaries and employee benefits | $1,233,000 | 3,796 |
| Premises and equipment expense | $390,000 | 3,148 |
| Additional noninterest expense | $682,000 | 3,635 |
| Pre-tax net operating income | $315,000 | 5,935 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $317,000 | 5,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $317,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $315,000 | 5,538 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 4,167 |
| Total interest expense | $1,040,000 | 3,910 |
| Net interest income | $1,125,000 | 4,347 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $1,135,000 | 3,730 |
| Salaries and employee benefits | $608,000 | 3,858 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $332,000 | 3,665 |
| Pre-tax net operating income | $75,000 | 6,995 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $75,000 | 6,766 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 4,203 |
| Total interest expense | $3,384,000 | 4,005 |
| Net interest income | $4,616,000 | 4,271 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $478,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $252,000 | 4,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 4,886 |
| Total noninterest expense | $4,351,000 | 3,730 |
| Salaries and employee benefits | $2,236,000 | 3,933 |
| Premises and equipment expense | $722,000 | 3,258 |
| Additional noninterest expense | $1,393,000 | 3,498 |
| Pre-tax net operating income | $743,000 | 5,806 |
| Securities gains (losses) | $40,000 | 728 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $783,000 | 5,260 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $783,000 | 5,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,353 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $743,000 | 5,368 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 4,292 |
| Total interest expense | $2,356,000 | 4,118 |
| Net interest income | $3,395,000 | 4,355 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $412,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $191,000 | 4,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,323 |
| Total noninterest expense | $3,270,000 | 3,724 |
| Salaries and employee benefits | $1,685,000 | 3,906 |
| Premises and equipment expense | $543,000 | 3,249 |
| Additional noninterest expense | $1,042,000 | 3,497 |
| Pre-tax net operating income | $537,000 | 6,081 |
| Securities gains (losses) | $27,000 | 677 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $564,000 | 5,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $564,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,208 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $537,000 | 5,607 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 4,358 |
| Total interest expense | $1,445,000 | 4,215 |
| Net interest income | $2,230,000 | 4,402 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $299,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,029 |
| Total noninterest expense | $2,157,000 | 3,758 |
| Salaries and employee benefits | $1,132,000 | 3,912 |
| Premises and equipment expense | $347,000 | 3,351 |
| Additional noninterest expense | $678,000 | 3,580 |
| Pre-tax net operating income | $372,000 | 6,033 |
| Securities gains (losses) | $7,000 | 794 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $379,000 | 5,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $379,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,193 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $372,000 | 5,547 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 4,407 |
| Total interest expense | $683,000 | 4,233 |
| Net interest income | $1,099,000 | 4,431 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,050,000 | 3,860 |
| Salaries and employee benefits | $562,000 | 3,941 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $326,000 | 3,647 |
| Pre-tax net operating income | $203,000 | 5,817 |
| Securities gains (losses) | $7,000 | 642 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $210,000 | 5,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,248 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $203,000 | 5,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 4,572 |
| Total interest expense | $1,848,000 | 4,672 |
| Net interest income | $4,219,000 | 4,463 |
| Provision for loan and lease losses | $387,000 | 2,326 |
| Total noninterest income | $501,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $273,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,909 |
| Total noninterest expense | $3,825,000 | 4,004 |
| Salaries and employee benefits | $1,917,000 | 4,257 |
| Premises and equipment expense | $552,000 | 3,894 |
| Additional noninterest expense | $1,356,000 | 3,501 |
| Pre-tax net operating income | $508,000 | 6,725 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $508,000 | 6,333 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $508,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,267 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $508,000 | 6,308 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 4,631 |
| Total interest expense | $1,267,000 | 4,788 |
| Net interest income | $3,140,000 | 4,492 |
| Provision for loan and lease losses | $387,000 | 1,771 |
| Total noninterest income | $424,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 4,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,440 |
| Total noninterest expense | $2,840,000 | 3,999 |
| Salaries and employee benefits | $1,392,000 | 4,334 |
| Premises and equipment expense | $423,000 | 3,809 |
| Additional noninterest expense | $1,025,000 | 3,439 |
| Pre-tax net operating income | $337,000 | 7,037 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $337,000 | 6,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $337,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,041 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $337,000 | 6,684 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 4,738 |
| Total interest expense | $728,000 | 5,028 |
| Net interest income | $2,052,000 | 4,540 |
| Provision for loan and lease losses | $461,000 | 1,049 |
| Total noninterest income | $505,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $136,000 | 4,370 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $369,000 | 2,682 |
| Total noninterest expense | $1,836,000 | 4,072 |
| Salaries and employee benefits | $959,000 | 4,202 |
| Premises and equipment expense | $285,000 | 3,771 |
| Additional noninterest expense | $592,000 | 3,853 |
| Pre-tax net operating income | $260,000 | 6,839 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $260,000 | 6,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 543 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $260,000 | 6,376 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,021 |
| Total interest expense | $293,000 | 5,544 |
| Net interest income | $970,000 | 4,712 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $190,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,236 |
| Total noninterest expense | $923,000 | 4,081 |
| Salaries and employee benefits | $482,000 | 4,213 |
| Premises and equipment expense | $146,000 | 3,725 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $197,000 | 5,990 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $197,000 | 5,458 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $197,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $197,000 | 5,424 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 5,750 |
| Total interest expense | $684,000 | 6,653 |
| Net interest income | $3,084,000 | 5,325 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $609,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $224,000 | 4,977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $385,000 | 3,788 |
| Total noninterest expense | $3,492,000 | 4,184 |
| Salaries and employee benefits | $2,031,000 | 3,950 |
| Premises and equipment expense | $481,000 | 4,212 |
| Additional noninterest expense | $980,000 | 4,424 |
| Pre-tax net operating income | $-99,000 | 8,490 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-69,000 | 8,511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-69,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $-99,000 | 8,498 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 5,922 |
| Total interest expense | $463,000 | 6,892 |
| Net interest income | $2,201,000 | 5,471 |
| Provision for loan and lease losses | $178,000 | 3,258 |
| Total noninterest income | $472,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $167,000 | 5,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $305,000 | 3,699 |
| Total noninterest expense | $2,487,000 | 4,313 |
| Salaries and employee benefits | $1,490,000 | 3,970 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $665,000 | 4,711 |
| Pre-tax net operating income | $8,000 | 8,438 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $38,000 | 8,360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $38,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,856,000 | 169 |
| Net operating income | $8,000 | 8,433 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,091 |
| Total interest expense | $282,000 | 7,119 |
| Net interest income | $1,406,000 | 5,613 |
| Provision for loan and lease losses | $141,000 | 2,877 |
| Total noninterest income | $314,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $113,000 | 4,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,722 |
| Total noninterest expense | $1,580,000 | 4,492 |
| Salaries and employee benefits | $978,000 | 4,056 |
| Premises and equipment expense | $196,000 | 4,825 |
| Additional noninterest expense | $406,000 | 5,014 |
| Pre-tax net operating income | $-1,000 | 8,523 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,000 | 8,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,856,000 | 113 |
| Net operating income | $-1,000 | 8,522 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,233 |
| Total interest expense | $125,000 | 7,440 |
| Net interest income | $684,000 | 5,712 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $173,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $112,000 | 3,473 |
| Total noninterest expense | $729,000 | 4,786 |
| Salaries and employee benefits | $453,000 | 4,334 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $23,000 | 8,280 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,973 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 7,467 |
| Total interest expense | $413,000 | 8,068 |
| Net interest income | $1,666,000 | 7,116 |
| Provision for loan and lease losses | $399,000 | 2,607 |
| Total noninterest income | $281,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $111,000 | 6,356 |
| Total noninterest expense | $3,188,000 | 4,419 |
| Salaries and employee benefits | $1,941,000 | 4,025 |
| Premises and equipment expense | $325,000 | 5,414 |
| Additional noninterest expense | $922,000 | 4,545 |
| Pre-tax net operating income | $-1,640,000 | 9,054 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,641,000 | 9,100 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,641,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,640,000 | 9,060 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 7,825 |
| Total interest expense | $298,000 | 8,249 |
| Net interest income | $1,076,000 | 7,513 |
| Provision for loan and lease losses | $261,000 | 2,785 |
| Total noninterest income | $175,000 | 7,123 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $2,464,000 | 4,314 |
| Salaries and employee benefits | $1,472,000 | 3,978 |
| Premises and equipment expense | $256,000 | 5,253 |
| Additional noninterest expense | $736,000 | 4,325 |
| Pre-tax net operating income | $-1,474,000 | 9,128 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,475,000 | 9,169 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,475,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,474,000 | 9,133 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 8,061 |
| Total interest expense | $188,000 | 8,408 |
| Net interest income | $642,000 | 7,759 |
| Provision for loan and lease losses | $129,000 | 3,358 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $1,589,000 | 4,404 |
| Salaries and employee benefits | $945,000 | 4,096 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $480,000 | 4,376 |
| Pre-tax net operating income | $-987,000 | 9,157 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-987,000 | 9,206 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-987,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-987,000 | 9,163 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $309,000 | 7,874 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $764,000 | 4,509 |
| Salaries and employee benefits | $441,000 | 4,307 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $-475,000 | 9,194 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-475,000 | 9,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-475,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-475,000 | 9,192 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 9,139 |
| Total interest expense | $98,000 | 9,197 |
| Net interest income | $464,000 | 9,037 |
| Provision for loan and lease losses | $307,000 | 3,372 |
| Total noninterest income | $63,000 | 8,837 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $1,726,000 | 6,402 |
| Salaries and employee benefits | $993,000 | 6,165 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $532,000 | 6,329 |
| Pre-tax net operating income | $-1,506,000 | 9,211 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-324,000 | 9,195 |
| Income before extraordinary items | $-1,182,000 | 9,216 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,182,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $10,182,000 | 55 |
| Net operating income | $-1,182,000 | 9,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.