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IncredibleBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$96,483,000561
Total interest expense$38,055,000482
Net interest income$58,428,000587
Provision for loan and lease losses$5,815,000295
Total noninterest income$13,805,000599
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,538,000714
Trading account gains and fees$0123
Additional Noninterest Income$12,267,000463
Total noninterest expense$52,171,000549
Salaries and employee benefits$32,279,000494
Premises and equipment expense$4,481,000615
Additional noninterest expense$12,267,000463
Pre-tax net operating income$14,247,000892
Securities gains (losses)$-125,0003,838
Applicable income taxes$3,311,000705
Income before extraordinary items$10,811,000947
Extraordinary gains, net$054
Net income$10,811,000961
Minority interest net income$088
Net income of bank and minority interests.$10,811,000950
Net charge-offs$3,269,000299
Cash dividends$13,600,000398
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,909,750956
2023-09-30 (YTD Data)Rank
Total interest income$70,882,000558
Total interest expense$27,328,000468
Net interest income$43,554,000597
Provision for loan and lease losses$950,000676
Total noninterest income$10,370,000602
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,137,000726
Trading account gains and fees$0125
Additional Noninterest Income$9,233,000467
Total noninterest expense$39,472,000545
Salaries and employee benefits$25,003,000477
Premises and equipment expense$3,349,000621
Additional noninterest expense$9,233,000467
Pre-tax net operating income$13,502,000769
Securities gains (losses)$-81,0003,950
Applicable income taxes$3,442,000591
Income before extraordinary items$9,979,000836
Extraordinary gains, net$052
Net income$9,979,000840
Minority interest net income$081
Net income of bank and minority interests.$9,979,000836
Net charge-offs$1,199,000373
Cash dividends$10,000,000373
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,042,990848
2023-06-30 (YTD Data)Rank
Total interest income$46,025,000546
Total interest expense$17,370,000444
Net interest income$28,655,000612
Provision for loan and lease losses$405,000877
Total noninterest income$6,921,000589
Gross Fiduciary activities income$0931
Service charges on deposit accounts$743,000731
Trading account gains and fees$0112
Additional Noninterest Income$6,178,000458
Total noninterest expense$24,000,000582
Salaries and employee benefits$14,414,000539
Premises and equipment expense$3,262,000434
Additional noninterest expense$6,178,000458
Pre-tax net operating income$11,171,000643
Securities gains (losses)$-39,0004,026
Applicable income taxes$2,139,000636
Income before extraordinary items$8,993,000650
Extraordinary gains, net$051
Net income$8,993,000661
Minority interest net income$081
Net income of bank and minority interests.$8,993,000650
Net charge-offs$603,000391
Cash dividends$6,400,000374
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,024,590654
2023-03-31 (YTD Data)Rank
Total interest income$22,483,000551
Total interest expense$7,918,000430
Net interest income$14,565,000613
Provision for loan and lease losses$205,000873
Total noninterest income$3,237,000612
Gross Fiduciary activities income$0913
Service charges on deposit accounts$365,000750
Trading account gains and fees$097
Additional Noninterest Income$2,872,000480
Total noninterest expense$11,411,000614
Salaries and employee benefits$6,516,000608
Premises and equipment expense$1,703,000432
Additional noninterest expense$2,872,000480
Pre-tax net operating income$6,186,000612
Securities gains (losses)$-39,0004,217
Applicable income taxes$1,013,000673
Income before extraordinary items$5,134,000604
Extraordinary gains, net$04
Net income$5,134,000603
Minority interest net income$048
Net income of bank and minority interests.$5,134,000603
Net charge-offs$409,000315
Cash dividends$3,400,000348
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,166,760611
2022-12-31 (YTD Data)Rank
Total interest income$74,982,000532
Total interest expense$8,615,000511
Net interest income$66,367,000534
Provision for loan and lease losses$715,0001,011
Total noninterest income$14,430,000597
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,633,000684
Trading account gains and fees$0116
Additional Noninterest Income$12,797,000469
Total noninterest expense$51,553,000534
Salaries and employee benefits$32,849,000469
Premises and equipment expense$6,362,000446
Additional noninterest expense$12,797,000469
Pre-tax net operating income$28,529,000587
Securities gains (losses)$18,000350
Applicable income taxes$2,968,000834
Income before extraordinary items$25,579,000541
Extraordinary gains, net$05
Net income$25,579,000542
Minority interest net income$063
Net income of bank and minority interests.$25,579,000542
Net charge-offs$-121,0004,330
Cash dividends$12,100,000406
Sale, conversion, retirement of capital stock, net$0568
Net operating income$25,562,800553
2022-09-30 (YTD Data)Rank
Total interest income$54,139,000520
Total interest expense$4,157,000544
Net interest income$49,982,000522
Provision for loan and lease losses$675,000802
Total noninterest income$11,279,000589
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,274,000673
Trading account gains and fees$0111
Additional Noninterest Income$10,005,000469
Total noninterest expense$38,708,000529
Salaries and employee benefits$24,643,000464
Premises and equipment expense$4,679,000456
Additional noninterest expense$10,005,000469
Pre-tax net operating income$21,878,000576
Securities gains (losses)$10,000434
Applicable income taxes$1,433,0001,105
Income before extraordinary items$20,455,000501
Extraordinary gains, net$04
Net income$20,455,000500
Minority interest net income$057
Net income of bank and minority interests.$20,455,000501
Net charge-offs$-214,0004,487
Cash dividends$8,800,000403
Sale, conversion, retirement of capital stock, net$0519
Net operating income$20,445,700510
2022-06-30 (YTD Data)Rank
Total interest income$34,657,000516
Total interest expense$2,035,000577
Net interest income$32,622,000514
Provision for loan and lease losses$645,000580
Total noninterest income$7,873,000563
Gross Fiduciary activities income$0925
Service charges on deposit accounts$910,000621
Trading account gains and fees$0108
Additional Noninterest Income$6,963,000474
Total noninterest expense$25,772,000524
Salaries and employee benefits$16,492,000455
Premises and equipment expense$3,020,000461
Additional noninterest expense$6,260,000635
Pre-tax net operating income$14,078,000561
Securities gains (losses)$14,000354
Applicable income taxes$-393,0004,718
Income before extraordinary items$14,485,000457
Extraordinary gains, net$04
Net income$14,485,000457
Minority interest net income$060
Net income of bank and minority interests.$14,485,000457
Net charge-offs$-434,0004,669
Cash dividends$5,700,000395
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,471,000464
2022-03-31 (YTD Data)Rank
Total interest income$17,070,000512
Total interest expense$953,000587
Net interest income$16,117,000504
Provision for loan and lease losses$615,000287
Total noninterest income$3,962,000577
Gross Fiduciary activities income$0892
Service charges on deposit accounts$502,000565
Trading account gains and fees$0103
Additional Noninterest Income$3,460,000491
Total noninterest expense$13,089,000517
Salaries and employee benefits$8,192,000461
Premises and equipment expense$1,510,000466
Additional noninterest expense$3,387,000588
Pre-tax net operating income$6,375,000577
Securities gains (losses)$1,000563
Applicable income taxes$-2,170,0004,784
Income before extraordinary items$8,546,000401
Extraordinary gains, net$04
Net income$8,546,000401
Minority interest net income$050
Net income of bank and minority interests.$8,546,000401
Net charge-offs$-256,0004,693
Cash dividends$2,800,000380
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,545,000405
2021-12-31 (YTD Data)Rank
Total interest income$69,014,000509
Total interest expense$4,904,000557
Net interest income$64,110,000503
Provision for loan and lease losses$1,257,000471
Total noninterest income$22,611,000481
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,779,000590
Trading account gains and fees$0132
Additional Noninterest Income$20,832,000409
Total noninterest expense$51,537,000522
Salaries and employee benefits$33,516,000450
Premises and equipment expense$5,869,000471
Additional noninterest expense$12,152,000652
Pre-tax net operating income$33,927,000501
Securities gains (losses)$474,000377
Applicable income taxes$03,710
Income before extraordinary items$34,401,000439
Extraordinary gains, net$010
Net income$34,401,000440
Minority interest net income$074
Net income of bank and minority interests.$34,401,000440
Net charge-offs$802,000483
Cash dividends$22,200,000276
Sale, conversion, retirement of capital stock, net$0582
Net operating income$33,927,000435
2021-09-30 (YTD Data)Rank
Total interest income$51,785,000513
Total interest expense$3,928,000546
Net interest income$47,857,000513
Provision for loan and lease losses$1,237,000353
Total noninterest income$17,349,000479
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,395,000569
Trading account gains and fees$0132
Additional Noninterest Income$15,954,000416
Total noninterest expense$39,351,000511
Salaries and employee benefits$25,927,000439
Premises and equipment expense$4,247,000486
Additional noninterest expense$9,177,000644
Pre-tax net operating income$24,618,000530
Securities gains (losses)$467,000348
Applicable income taxes$03,719
Income before extraordinary items$25,085,000450
Extraordinary gains, net$08
Net income$25,085,000449
Minority interest net income$069
Net income of bank and minority interests.$25,085,000450
Net charge-offs$519,000489
Cash dividends$15,200,000271
Sale, conversion, retirement of capital stock, net$0543
Net operating income$24,618,000447
2021-06-30 (YTD Data)Rank
Total interest income$34,188,000511
Total interest expense$2,884,000520
Net interest income$31,304,000507
Provision for loan and lease losses$1,226,000248
Total noninterest income$11,413,000485
Gross Fiduciary activities income$0951
Service charges on deposit accounts$881,000578
Trading account gains and fees$0133
Additional Noninterest Income$10,532,000421
Total noninterest expense$25,551,000517
Salaries and employee benefits$16,953,000445
Premises and equipment expense$2,757,000497
Additional noninterest expense$5,841,000662
Pre-tax net operating income$15,940,000533
Securities gains (losses)$41,000956
Applicable income taxes$03,702
Income before extraordinary items$15,981,000472
Extraordinary gains, net$06
Net income$15,981,000468
Minority interest net income$067
Net income of bank and minority interests.$15,981,000472
Net charge-offs$265,000558
Cash dividends$10,600,000257
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,940,000463
2021-03-31 (YTD Data)Rank
Total interest income$17,252,000503
Total interest expense$1,548,000517
Net interest income$15,704,000505
Provision for loan and lease losses$615,000302
Total noninterest income$7,131,000420
Gross Fiduciary activities income$0922
Service charges on deposit accounts$450,000562
Trading account gains and fees$0127
Additional Noninterest Income$6,681,000366
Total noninterest expense$13,381,000489
Salaries and employee benefits$8,936,000428
Premises and equipment expense$1,374,000496
Additional noninterest expense$3,071,000623
Pre-tax net operating income$8,839,000493
Securities gains (losses)$20,000880
Applicable income taxes$03,613
Income before extraordinary items$8,859,000440
Extraordinary gains, net$03
Net income$8,859,000438
Minority interest net income$055
Net income of bank and minority interests.$8,859,000440
Net charge-offs$342,000319
Cash dividends$6,000,000217
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,839,000429
2020-12-31 (YTD Data)Rank
Total interest income$68,401,000510
Total interest expense$8,682,000566
Net interest income$59,719,000498
Provision for loan and lease losses$5,292,000546
Total noninterest income$24,233,000434
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,949,000537
Trading account gains and fees$0133
Additional Noninterest Income$22,284,000378
Total noninterest expense$51,631,000499
Salaries and employee benefits$34,459,000424
Premises and equipment expense$5,438,000489
Additional noninterest expense$11,734,000649
Pre-tax net operating income$27,029,000462
Securities gains (losses)$80,0001,496
Applicable income taxes$03,697
Income before extraordinary items$27,109,000417
Extraordinary gains, net$04
Net income$27,109,000417
Minority interest net income$072
Net income of bank and minority interests.$27,109,000417
Net charge-offs$1,816,000443
Cash dividends$19,200,000291
Sale, conversion, retirement of capital stock, net$0566
Net operating income$27,029,000406
2020-09-30 (YTD Data)Rank
Total interest income$49,334,000521
Total interest expense$6,980,000564
Net interest income$42,354,000511
Provision for loan and lease losses$3,830,000606
Total noninterest income$16,474,000451
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,456,000531
Trading account gains and fees$0125
Additional Noninterest Income$15,018,000384
Total noninterest expense$37,473,000501
Salaries and employee benefits$24,599,000429
Premises and equipment expense$4,091,000479
Additional noninterest expense$8,783,000627
Pre-tax net operating income$17,525,000495
Securities gains (losses)$46,0001,573
Applicable income taxes$03,696
Income before extraordinary items$17,571,000440
Extraordinary gains, net$04
Net income$17,571,000440
Minority interest net income$065
Net income of bank and minority interests.$17,571,000440
Net charge-offs$1,133,000473
Cash dividends$15,000,000271
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,525,000431
2020-06-30 (YTD Data)Rank
Total interest income$32,348,000536
Total interest expense$5,106,000569
Net interest income$27,242,000527
Provision for loan and lease losses$2,390,000651
Total noninterest income$9,160,000477
Gross Fiduciary activities income$0970
Service charges on deposit accounts$977,000530
Trading account gains and fees$0123
Additional Noninterest Income$8,183,000407
Total noninterest expense$24,086,000513
Salaries and employee benefits$15,709,000438
Premises and equipment expense$2,713,000484
Additional noninterest expense$5,664,000636
Pre-tax net operating income$9,926,000516
Securities gains (losses)$35,0001,459
Applicable income taxes$03,655
Income before extraordinary items$9,961,000451
Extraordinary gains, net$04
Net income$9,961,000450
Minority interest net income$065
Net income of bank and minority interests.$9,961,000451
Net charge-offs$538,000565
Cash dividends$11,000,000260
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,926,000438
2020-03-31 (YTD Data)Rank
Total interest income$15,825,000551
Total interest expense$2,893,000568
Net interest income$12,932,000548
Provision for loan and lease losses$698,000744
Total noninterest income$4,464,000460
Gross Fiduciary activities income$0941
Service charges on deposit accounts$575,000534
Trading account gains and fees$0106
Additional Noninterest Income$3,889,000381
Total noninterest expense$11,729,000522
Salaries and employee benefits$7,442,000458
Premises and equipment expense$1,323,000502
Additional noninterest expense$2,964,000616
Pre-tax net operating income$4,969,000478
Securities gains (losses)$29,0001,025
Applicable income taxes$03,513
Income before extraordinary items$4,998,000402
Extraordinary gains, net$04
Net income$4,998,000401
Minority interest net income$056
Net income of bank and minority interests.$4,998,000402
Net charge-offs$246,000560
Cash dividends$7,000,000248
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,969,000398
2019-12-31 (YTD Data)Rank
Total interest income$63,669,000556
Total interest expense$13,091,000541
Net interest income$50,578,000553
Provision for loan and lease losses$2,607,000423
Total noninterest income$20,989,000414
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,428,000519
Trading account gains and fees$0135
Additional Noninterest Income$18,561,000339
Total noninterest expense$47,331,000488
Salaries and employee benefits$29,543,000439
Premises and equipment expense$5,266,000500
Additional noninterest expense$12,522,000571
Pre-tax net operating income$21,629,000574
Securities gains (losses)$2,0002,225
Applicable income taxes$03,859
Income before extraordinary items$21,631,000510
Extraordinary gains, net$011
Net income$21,631,000510
Minority interest net income$076
Net income of bank and minority interests.$21,631,000511
Net charge-offs$1,203,000580
Cash dividends$15,750,000347
Sale, conversion, retirement of capital stock, net$0626
Net operating income$21,629,000499
2019-09-30 (YTD Data)Rank
Total interest income$47,501,000561
Total interest expense$10,101,000531
Net interest income$37,400,000566
Provision for loan and lease losses$2,189,000378
Total noninterest income$14,754,000430
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,826,000514
Trading account gains and fees$0129
Additional Noninterest Income$12,928,000357
Total noninterest expense$34,293,000508
Salaries and employee benefits$21,337,000452
Premises and equipment expense$3,917,000509
Additional noninterest expense$9,039,000589
Pre-tax net operating income$15,672,000591
Securities gains (losses)$21,0001,403
Applicable income taxes$03,902
Income before extraordinary items$15,693,000532
Extraordinary gains, net$011
Net income$15,693,000531
Minority interest net income$072
Net income of bank and minority interests.$15,693,000532
Net charge-offs$744,000591
Cash dividends$11,250,000340
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,672,000520
2019-06-30 (YTD Data)Rank
Total interest income$31,366,000564
Total interest expense$6,726,000527
Net interest income$24,640,000576
Provision for loan and lease losses$1,555,000352
Total noninterest income$9,052,000454
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,177,000532
Trading account gains and fees$0131
Additional Noninterest Income$7,875,000373
Total noninterest expense$22,359,000516
Salaries and employee benefits$13,799,000466
Premises and equipment expense$2,599,000515
Additional noninterest expense$5,961,000599
Pre-tax net operating income$9,778,000610
Securities gains (losses)$-11,0004,963
Applicable income taxes$03,901
Income before extraordinary items$9,767,000547
Extraordinary gains, net$011
Net income$9,767,000546
Minority interest net income$069
Net income of bank and minority interests.$9,767,000547
Net charge-offs$603,000503
Cash dividends$7,500,000325
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,778,000532
2019-03-31 (YTD Data)Rank
Total interest income$15,621,000563
Total interest expense$3,236,000534
Net interest income$12,385,000564
Provision for loan and lease losses$928,000302
Total noninterest income$4,377,000441
Gross Fiduciary activities income$0972
Service charges on deposit accounts$567,000540
Trading account gains and fees$0126
Additional Noninterest Income$3,810,000361
Total noninterest expense$11,066,000520
Salaries and employee benefits$6,858,000467
Premises and equipment expense$1,286,000517
Additional noninterest expense$2,922,000599
Pre-tax net operating income$4,768,000613
Securities gains (losses)$5,000841
Applicable income taxes$03,800
Income before extraordinary items$4,773,000542
Extraordinary gains, net$05
Net income$4,773,000541
Minority interest net income$052
Net income of bank and minority interests.$4,773,000541
Net charge-offs$432,000370
Cash dividends$3,750,000328
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,768,000530
2018-12-31 (YTD Data)Rank
Total interest income$57,806,000558
Total interest expense$9,927,000524
Net interest income$47,879,000566
Provision for loan and lease losses$2,267,000450
Total noninterest income$14,269,000529
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,424,000527
Trading account gains and fees$0126
Additional Noninterest Income$11,845,000447
Total noninterest expense$39,709,000562
Salaries and employee benefits$23,910,000517
Premises and equipment expense$4,806,000531
Additional noninterest expense$10,993,000642
Pre-tax net operating income$20,172,000590
Securities gains (losses)$10,000714
Applicable income taxes$03,978
Income before extraordinary items$20,182,000514
Extraordinary gains, net$06
Net income$20,182,000513
Minority interest net income$072
Net income of bank and minority interests.$20,182,000513
Net charge-offs$3,009,000277
Cash dividends$13,000,000337
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,172,000511
2018-09-30 (YTD Data)Rank
Total interest income$42,791,000553
Total interest expense$6,964,000518
Net interest income$35,827,000559
Provision for loan and lease losses$1,574,000462
Total noninterest income$8,840,000609
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,815,000529
Trading account gains and fees$0138
Additional Noninterest Income$7,025,000529
Total noninterest expense$28,214,000600
Salaries and employee benefits$16,928,000553
Premises and equipment expense$3,530,000542
Additional noninterest expense$7,756,000669
Pre-tax net operating income$14,879,000592
Securities gains (losses)$10,000710
Applicable income taxes$04,032
Income before extraordinary items$14,889,000518
Extraordinary gains, net$05
Net income$14,889,000517
Minority interest net income$066
Net income of bank and minority interests.$14,889,000517
Net charge-offs$1,822,000292
Cash dividends$9,750,000326
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,879,000517
2018-06-30 (YTD Data)Rank
Total interest income$27,973,000557
Total interest expense$4,228,000524
Net interest income$23,745,000562
Provision for loan and lease losses$929,000497
Total noninterest income$5,626,000631
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,202,000527
Trading account gains and fees$0130
Additional Noninterest Income$4,424,000554
Total noninterest expense$18,610,000611
Salaries and employee benefits$11,110,000565
Premises and equipment expense$2,302,000554
Additional noninterest expense$5,198,000660
Pre-tax net operating income$9,832,000597
Securities gains (losses)$-4,0004,827
Applicable income taxes$04,018
Income before extraordinary items$9,828,000518
Extraordinary gains, net$06
Net income$9,828,000516
Minority interest net income$065
Net income of bank and minority interests.$9,828,000517
Net charge-offs$-116,0005,238
Cash dividends$6,500,000310
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,832,000519
2018-03-31 (YTD Data)Rank
Total interest income$13,659,000562
Total interest expense$1,910,000550
Net interest income$11,749,000562
Provision for loan and lease losses$459,000502
Total noninterest income$2,703,000637
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$574,000552
Trading account gains and fees$0123
Additional Noninterest Income$2,129,000556
Total noninterest expense$9,355,000603
Salaries and employee benefits$5,499,000581
Premises and equipment expense$1,214,000533
Additional noninterest expense$2,642,000639
Pre-tax net operating income$4,638,000616
Securities gains (losses)$-4,0005,105
Applicable income taxes$03,948
Income before extraordinary items$4,634,000529
Extraordinary gains, net$07
Net income$4,634,000529
Minority interest net income$052
Net income of bank and minority interests.$4,634,000529
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,638,000529
2017-12-31 (YTD Data)Rank
Total interest income$52,213,000550
Total interest expense$5,613,000613
Net interest income$46,600,000539
Provision for loan and lease losses$2,904,000375
Total noninterest income$11,143,000636
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,378,000542
Trading account gains and fees$0151
Additional Noninterest Income$8,765,000563
Total noninterest expense$37,290,000580
Salaries and employee benefits$21,299,000566
Premises and equipment expense$5,394,000477
Additional noninterest expense$10,597,000639
Pre-tax net operating income$17,549,000606
Securities gains (losses)$162,000459
Applicable income taxes$04,135
Income before extraordinary items$17,711,000449
Extraordinary gains, net$09
Net income$17,711,000446
Minority interest net income$076
Net income of bank and minority interests.$17,711,000449
Net charge-offs$3,649,000260
Cash dividends$21,490,000229
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,549,000447
2017-09-30 (YTD Data)Rank
Total interest income$38,575,000556
Total interest expense$4,028,000629
Net interest income$34,547,000545
Provision for loan and lease losses$1,799,000445
Total noninterest income$8,740,000617
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,782,000541
Trading account gains and fees$0145
Additional Noninterest Income$6,958,000549
Total noninterest expense$27,995,000582
Salaries and employee benefits$16,048,000565
Premises and equipment expense$3,926,000491
Additional noninterest expense$8,021,000634
Pre-tax net operating income$13,493,000606
Securities gains (losses)$11,0001,579
Applicable income taxes$04,172
Income before extraordinary items$13,504,000480
Extraordinary gains, net$09
Net income$13,504,000477
Minority interest net income$071
Net income of bank and minority interests.$13,504,000480
Net charge-offs$1,615,000354
Cash dividends$18,415,000191
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,493,000475
2017-06-30 (YTD Data)Rank
Total interest income$25,129,000561
Total interest expense$2,552,000637
Net interest income$22,577,000550
Provision for loan and lease losses$1,411,000380
Total noninterest income$5,603,000641
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,185,000535
Trading account gains and fees$0139
Additional Noninterest Income$4,418,000570
Total noninterest expense$18,388,000593
Salaries and employee benefits$10,658,000570
Premises and equipment expense$2,329,000534
Additional noninterest expense$5,401,000631
Pre-tax net operating income$8,381,000626
Securities gains (losses)$6,0001,397
Applicable income taxes$04,189
Income before extraordinary items$8,387,000501
Extraordinary gains, net$011
Net income$8,387,000498
Minority interest net income$071
Net income of bank and minority interests.$8,387,000501
Net charge-offs$1,575,000263
Cash dividends$15,340,000159
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,381,000498
2017-03-31 (YTD Data)Rank
Total interest income$11,710,000591
Total interest expense$1,185,000661
Net interest income$10,525,000585
Provision for loan and lease losses$480,000470
Total noninterest income$2,582,000664
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$572,000551
Trading account gains and fees$0142
Additional Noninterest Income$2,010,000583
Total noninterest expense$8,910,000624
Salaries and employee benefits$5,408,000574
Premises and equipment expense$1,110,000576
Additional noninterest expense$2,392,000702
Pre-tax net operating income$3,717,000673
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$3,720,000556
Extraordinary gains, net$08
Net income$3,720,000555
Minority interest net income$055
Net income of bank and minority interests.$3,720,000556
Net charge-offs$562,000314
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,717,000542
2016-12-31 (YTD Data)Rank
Total interest income$46,194,000580
Total interest expense$4,811,000624
Net interest income$41,383,000582
Provision for loan and lease losses$1,029,000872
Total noninterest income$12,544,000588
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,432,000538
Trading account gains and fees$0170
Additional Noninterest Income$10,112,000508
Total noninterest expense$36,410,000597
Salaries and employee benefits$21,897,000541
Premises and equipment expense$4,830,000513
Additional noninterest expense$9,683,000701
Pre-tax net operating income$16,488,000604
Securities gains (losses)$24,0002,274
Applicable income taxes$04,278
Income before extraordinary items$16,512,000478
Extraordinary gains, net$05
Net income$16,512,000474
Minority interest net income$082
Net income of bank and minority interests.$16,512,000477
Net charge-offs$1,772,000422
Cash dividends$16,000,000251
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,488,000472
2016-09-30 (YTD Data)Rank
Total interest income$34,273,000583
Total interest expense$3,504,000638
Net interest income$30,769,000585
Provision for loan and lease losses$798,000828
Total noninterest income$9,621,000583
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,825,000540
Trading account gains and fees$0169
Additional Noninterest Income$7,796,000502
Total noninterest expense$26,761,000608
Salaries and employee benefits$16,235,000547
Premises and equipment expense$3,513,000539
Additional noninterest expense$7,013,000713
Pre-tax net operating income$12,831,000586
Securities gains (losses)$24,0002,223
Applicable income taxes$04,325
Income before extraordinary items$12,855,000476
Extraordinary gains, net$05
Net income$12,855,000474
Minority interest net income$071
Net income of bank and minority interests.$12,855,000476
Net charge-offs$1,126,000438
Cash dividends$9,400,000308
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,831,000460
2016-06-30 (YTD Data)Rank
Total interest income$22,608,000588
Total interest expense$2,251,000656
Net interest income$20,357,000585
Provision for loan and lease losses$346,0001,140
Total noninterest income$5,810,000614
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,189,000541
Trading account gains and fees$0157
Additional Noninterest Income$4,621,000531
Total noninterest expense$17,591,000615
Salaries and employee benefits$10,689,000551
Premises and equipment expense$2,324,000547
Additional noninterest expense$4,578,000731
Pre-tax net operating income$8,230,000595
Securities gains (losses)$2,0002,664
Applicable income taxes$04,338
Income before extraordinary items$8,232,000475
Extraordinary gains, net$016
Net income$8,232,000471
Minority interest net income$071
Net income of bank and minority interests.$8,232,000474
Net charge-offs$104,0001,579
Cash dividends$6,350,000301
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,230,000464
2016-03-31 (YTD Data)Rank
Total interest income$11,138,000600
Total interest expense$1,095,000671
Net interest income$10,043,000595
Provision for loan and lease losses$114,0001,417
Total noninterest income$2,328,000708
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$535,000595
Trading account gains and fees$0142
Additional Noninterest Income$1,793,000621
Total noninterest expense$8,594,000626
Salaries and employee benefits$5,300,000553
Premises and equipment expense$1,133,000561
Additional noninterest expense$2,161,000754
Pre-tax net operating income$3,663,000642
Securities gains (losses)$2,0001,894
Applicable income taxes$04,259
Income before extraordinary items$3,665,000514
Extraordinary gains, net$012
Net income$3,665,000512
Minority interest net income$062
Net income of bank and minority interests.$3,665,000514
Net charge-offs$-246,0006,021
Cash dividends$3,300,000289
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,663,000501
2015-12-31 (YTD Data)Rank
Total interest income$44,574,000568
Total interest expense$4,426,000639
Net interest income$40,148,000566
Provision for loan and lease losses$1,677,000526
Total noninterest income$10,513,000649
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,520,000529
Trading account gains and fees$0159
Additional Noninterest Income$7,993,000587
Total noninterest expense$33,526,000623
Salaries and employee benefits$19,660,000572
Premises and equipment expense$5,083,000493
Additional noninterest expense$8,783,000750
Pre-tax net operating income$15,458,000606
Securities gains (losses)$53,0001,607
Applicable income taxes$6,0004,177
Income before extraordinary items$15,505,000479
Extraordinary gains, net$023
Net income$15,505,000478
Minority interest net income$081
Net income of bank and minority interests.$15,505,000480
Net charge-offs$1,730,000427
Cash dividends$14,800,000286
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,452,000472
2015-09-30 (YTD Data)Rank
Total interest income$33,320,000577
Total interest expense$3,378,000625
Net interest income$29,942,000571
Provision for loan and lease losses$1,415,000437
Total noninterest income$8,411,000633
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,912,000524
Trading account gains and fees$0153
Additional Noninterest Income$6,499,000561
Total noninterest expense$25,107,000635
Salaries and employee benefits$14,669,000585
Premises and equipment expense$4,000,000485
Additional noninterest expense$6,438,000769
Pre-tax net operating income$11,831,000609
Securities gains (losses)$35,0001,699
Applicable income taxes$6,0004,240
Income before extraordinary items$11,860,000478
Extraordinary gains, net$021
Net income$11,860,000476
Minority interest net income$078
Net income of bank and minority interests.$11,860,000478
Net charge-offs$1,496,000345
Cash dividends$10,200,000281
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,825,000468
2015-06-30 (YTD Data)Rank
Total interest income$21,945,000583
Total interest expense$2,328,000599
Net interest income$19,617,000582
Provision for loan and lease losses$1,099,000399
Total noninterest income$5,579,000642
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,279,000513
Trading account gains and fees$0157
Additional Noninterest Income$4,300,000570
Total noninterest expense$16,718,000641
Salaries and employee benefits$9,663,000585
Premises and equipment expense$2,683,000492
Additional noninterest expense$4,372,000763
Pre-tax net operating income$7,379,000648
Securities gains (losses)$32,0001,463
Applicable income taxes$6,0004,204
Income before extraordinary items$7,405,000510
Extraordinary gains, net$022
Net income$7,405,000507
Minority interest net income$075
Net income of bank and minority interests.$7,405,000510
Net charge-offs$1,031,000345
Cash dividends$7,600,000251
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,373,000502
2015-03-31 (YTD Data)Rank
Total interest income$10,677,000594
Total interest expense$1,184,000589
Net interest income$9,493,000597
Provision for loan and lease losses$527,000395
Total noninterest income$2,645,000642
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$608,000532
Trading account gains and fees$0152
Additional Noninterest Income$2,037,000558
Total noninterest expense$8,246,000645
Salaries and employee benefits$4,766,000601
Premises and equipment expense$1,344,000493
Additional noninterest expense$2,136,000773
Pre-tax net operating income$3,365,000676
Securities gains (losses)$32,0001,035
Applicable income taxes$15,0003,667
Income before extraordinary items$3,382,000544
Extraordinary gains, net$013
Net income$3,382,000542
Minority interest net income$064
Net income of bank and minority interests.$3,382,000544
Net charge-offs$231,000651
Cash dividends$5,100,000195
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,350,000532
2014-12-31 (YTD Data)Rank
Total interest income$43,668,000570
Total interest expense$4,884,000581
Net interest income$38,784,000572
Provision for loan and lease losses$3,622,000274
Total noninterest income$8,831,000704
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,668,000515
Trading account gains and fees$0180
Additional Noninterest Income$6,163,000650
Total noninterest expense$31,472,000654
Salaries and employee benefits$17,839,000611
Premises and equipment expense$5,435,000473
Additional noninterest expense$8,198,000793
Pre-tax net operating income$12,521,000676
Securities gains (losses)$-19,0006,124
Applicable income taxes$60,0003,639
Income before extraordinary items$12,442,000551
Extraordinary gains, net$017
Net income$12,442,000548
Minority interest net income$084
Net income of bank and minority interests.$12,442,000551
Net charge-offs$5,077,000233
Cash dividends$10,980,000311
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,461,000540
2014-09-30 (YTD Data)Rank
Total interest income$32,813,000567
Total interest expense$3,707,000586
Net interest income$29,106,000571
Provision for loan and lease losses$3,605,000218
Total noninterest income$8,105,000606
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,958,000524
Trading account gains and fees$0174
Additional Noninterest Income$6,147,000525
Total noninterest expense$23,860,000650
Salaries and employee benefits$13,504,000602
Premises and equipment expense$4,067,000472
Additional noninterest expense$6,289,000784
Pre-tax net operating income$9,746,000645
Securities gains (losses)$-1,0005,909
Applicable income taxes$45,0003,699
Income before extraordinary items$9,700,000524
Extraordinary gains, net$015
Net income$9,700,000521
Minority interest net income$081
Net income of bank and minority interests.$9,700,000524
Net charge-offs$4,061,000212
Cash dividends$8,705,000281
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,701,000514
2014-06-30 (YTD Data)Rank
Total interest income$21,816,000566
Total interest expense$2,515,000583
Net interest income$19,301,000569
Provision for loan and lease losses$2,694,000199
Total noninterest income$5,053,000629
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,281,000528
Trading account gains and fees$0172
Additional Noninterest Income$3,772,000551
Total noninterest expense$15,912,000651
Salaries and employee benefits$8,931,000601
Premises and equipment expense$2,758,000473
Additional noninterest expense$4,223,000777
Pre-tax net operating income$5,748,000717
Securities gains (losses)$-1,0006,043
Applicable income taxes$30,0003,690
Income before extraordinary items$5,717,000581
Extraordinary gains, net$020
Net income$5,717,000581
Minority interest net income$080
Net income of bank and minority interests.$5,717,000581
Net charge-offs$3,607,000174
Cash dividends$5,450,000288
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,717,990577
2014-03-31 (YTD Data)Rank
Total interest income$10,779,000573
Total interest expense$1,266,000588
Net interest income$9,513,000579
Provision for loan and lease losses$1,508,000178
Total noninterest income$2,679,000591
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$621,000535
Trading account gains and fees$0147
Additional Noninterest Income$2,058,000498
Total noninterest expense$8,117,000635
Salaries and employee benefits$4,614,000593
Premises and equipment expense$1,415,000470
Additional noninterest expense$2,088,000778
Pre-tax net operating income$2,567,000776
Securities gains (losses)$-58,0006,601
Applicable income taxes$15,0003,648
Income before extraordinary items$2,494,000633
Extraordinary gains, net$016
Net income$2,494,000633
Minority interest net income$066
Net income of bank and minority interests.$2,494,000634
Net charge-offs$2,179,000162
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,551,420611
2013-12-31 (YTD Data)Rank
Total interest income$43,904,000563
Total interest expense$5,714,000562
Net interest income$38,190,000566
Provision for loan and lease losses$7,606,000198
Total noninterest income$12,866,000559
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,599,000531
Trading account gains and fees$0184
Additional Noninterest Income$10,267,000473
Total noninterest expense$32,820,000635
Salaries and employee benefits$18,245,000586
Premises and equipment expense$5,621,000451
Additional noninterest expense$8,954,000770
Pre-tax net operating income$10,630,000742
Securities gains (losses)$-579,0006,720
Applicable income taxes$49,0003,766
Income before extraordinary items$10,002,000645
Extraordinary gains, net$029
Net income$10,002,000647
Minority interest net income$090
Net income of bank and minority interests.$10,002,000646
Net charge-offs$7,675,000233
Cash dividends$10,750,000312
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,581,000596
2013-09-30 (YTD Data)Rank
Total interest income$33,132,000563
Total interest expense$4,390,000557
Net interest income$28,742,000560
Provision for loan and lease losses$5,725,000196
Total noninterest income$10,548,000534
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,933,000535
Trading account gains and fees$0180
Additional Noninterest Income$8,615,000448
Total noninterest expense$24,551,000637
Salaries and employee benefits$13,616,000599
Premises and equipment expense$4,257,000447
Additional noninterest expense$6,678,000769
Pre-tax net operating income$9,014,000668
Securities gains (losses)$-579,0006,836
Applicable income taxes$34,0003,888
Income before extraordinary items$8,401,000595
Extraordinary gains, net$025
Net income$8,401,000595
Minority interest net income$084
Net income of bank and minority interests.$8,401,000597
Net charge-offs$4,215,000309
Cash dividends$9,250,000255
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,980,000557
2013-06-30 (YTD Data)Rank
Total interest income$22,125,000561
Total interest expense$2,993,000559
Net interest income$19,132,000556
Provision for loan and lease losses$3,856,000205
Total noninterest income$7,539,000517
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,268,000529
Trading account gains and fees$0157
Additional Noninterest Income$6,271,000438
Total noninterest expense$16,805,000617
Salaries and employee benefits$9,292,000583
Premises and equipment expense$2,795,000450
Additional noninterest expense$4,718,000725
Pre-tax net operating income$6,010,000647
Securities gains (losses)$-599,0006,912
Applicable income taxes$21,0003,928
Income before extraordinary items$5,390,000619
Extraordinary gains, net$022
Net income$5,390,000619
Minority interest net income$082
Net income of bank and minority interests.$5,390,000621
Net charge-offs$3,544,000279
Cash dividends$7,500,000211
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,989,000544
2013-03-31 (YTD Data)Rank
Total interest income$10,979,000575
Total interest expense$1,538,000562
Net interest income$9,441,000567
Provision for loan and lease losses$2,430,000178
Total noninterest income$3,700,000516
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$606,000547
Trading account gains and fees$0148
Additional Noninterest Income$3,094,000441
Total noninterest expense$8,596,000611
Salaries and employee benefits$4,778,000575
Premises and equipment expense$1,412,000452
Additional noninterest expense$2,406,000715
Pre-tax net operating income$2,115,000884
Securities gains (losses)$01,966
Applicable income taxes$13,0003,816
Income before extraordinary items$2,102,000742
Extraordinary gains, net$010
Net income$2,102,000743
Minority interest net income$076
Net income of bank and minority interests.$2,102,000744
Net charge-offs$1,484,000332
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,102,000711
2012-12-31 (YTD Data)Rank
Total interest income$45,818,000575
Total interest expense$7,300,000576
Net interest income$38,518,000563
Provision for loan and lease losses$10,338,000264
Total noninterest income$13,866,000539
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,836,000509
Trading account gains and fees$0166
Additional Noninterest Income$11,030,000458
Total noninterest expense$35,467,000592
Salaries and employee benefits$18,213,000582
Premises and equipment expense$5,849,000423
Additional noninterest expense$11,405,000624
Pre-tax net operating income$6,579,0001,086
Securities gains (losses)$110,0002,198
Applicable income taxes$13,0004,327
Income before extraordinary items$6,676,000902
Extraordinary gains, net$029
Net income$6,676,000902
Minority interest net income$093
Net income of bank and minority interests.$6,676,000902
Net charge-offs$10,263,000311
Cash dividends$4,800,000594
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,566,000847
2012-09-30 (YTD Data)Rank
Total interest income$34,350,000579
Total interest expense$5,672,000581
Net interest income$28,678,000576
Provision for loan and lease losses$7,655,000283
Total noninterest income$10,010,000548
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,132,000516
Trading account gains and fees$0157
Additional Noninterest Income$7,878,000470
Total noninterest expense$26,143,000599
Salaries and employee benefits$13,502,000584
Premises and equipment expense$4,507,000418
Additional noninterest expense$8,134,000651
Pre-tax net operating income$4,890,0001,100
Securities gains (losses)$14,0003,018
Applicable income taxes$10,0004,386
Income before extraordinary items$4,894,000939
Extraordinary gains, net$020
Net income$4,894,000939
Minority interest net income$086
Net income of bank and minority interests.$4,894,000939
Net charge-offs$6,627,000362
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,880,000881
2012-06-30 (YTD Data)Rank
Total interest income$23,053,000581
Total interest expense$3,825,000602
Net interest income$19,228,000574
Provision for loan and lease losses$5,108,000289
Total noninterest income$5,689,000616
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,393,000524
Trading account gains and fees$0153
Additional Noninterest Income$4,296,000532
Total noninterest expense$17,374,000597
Salaries and employee benefits$8,824,000590
Premises and equipment expense$3,155,000400
Additional noninterest expense$5,395,000652
Pre-tax net operating income$2,435,0001,425
Securities gains (losses)$14,0002,626
Applicable income taxes$3,0004,521
Income before extraordinary items$2,446,0001,225
Extraordinary gains, net$019
Net income$2,446,0001,226
Minority interest net income$084
Net income of bank and minority interests.$2,446,0001,225
Net charge-offs$3,206,000490
Cash dividends$750,0001,216
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,432,0001,156
2012-03-31 (YTD Data)Rank
Total interest income$11,493,000589
Total interest expense$1,953,000610
Net interest income$9,540,000580
Provision for loan and lease losses$2,554,000286
Total noninterest income$2,407,000685
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$662,000545
Trading account gains and fees$0148
Additional Noninterest Income$1,745,000615
Total noninterest expense$8,568,000595
Salaries and employee benefits$4,325,000599
Premises and equipment expense$1,635,000391
Additional noninterest expense$2,608,000658
Pre-tax net operating income$825,0001,979
Securities gains (losses)$21,0001,579
Applicable income taxes$1,0004,577
Income before extraordinary items$845,0001,719
Extraordinary gains, net$019
Net income$845,0001,720
Minority interest net income$078
Net income of bank and minority interests.$845,0001,720
Net charge-offs$197,0001,865
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$824,0001,653
2011-12-31 (YTD Data)Rank
Total interest income$47,349,000582
Total interest expense$8,820,000658
Net interest income$38,529,000566
Provision for loan and lease losses$11,339,000378
Total noninterest income$10,472,000590
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,084,000493
Trading account gains and fees$0146
Additional Noninterest Income$7,388,000528
Total noninterest expense$33,957,000589
Salaries and employee benefits$17,804,000547
Premises and equipment expense$6,552,000396
Additional noninterest expense$9,601,000748
Pre-tax net operating income$3,705,0001,521
Securities gains (losses)$257,0001,254
Applicable income taxes$-46,0006,725
Income before extraordinary items$4,008,0001,256
Extraordinary gains, net$029
Net income$4,008,0001,256
Minority interest net income$096
Net income of bank and minority interests.$4,008,0001,256
Net charge-offs$15,572,000308
Cash dividends$3,250,000620
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,751,0001,247
2011-09-30 (YTD Data)Rank
Total interest income$35,594,000589
Total interest expense$6,690,000677
Net interest income$28,904,000564
Provision for loan and lease losses$8,684,000358
Total noninterest income$8,733,000555
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,328,000492
Trading account gains and fees$0145
Additional Noninterest Income$6,405,000483
Total noninterest expense$25,292,000595
Salaries and employee benefits$13,461,000543
Premises and equipment expense$4,947,000397
Additional noninterest expense$6,884,000763
Pre-tax net operating income$3,661,0001,254
Securities gains (losses)$258,0001,020
Applicable income taxes$-21,0006,845
Income before extraordinary items$3,940,000979
Extraordinary gains, net$021
Net income$3,940,000976
Minority interest net income$087
Net income of bank and minority interests.$3,940,000979
Net charge-offs$11,979,000305
Cash dividends$2,500,000533
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,682,000996
2011-06-30 (YTD Data)Rank
Total interest income$23,871,000595
Total interest expense$4,431,000718
Net interest income$19,440,000566
Provision for loan and lease losses$6,010,000355
Total noninterest income$5,402,000588
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,544,000495
Trading account gains and fees$0153
Additional Noninterest Income$3,858,000528
Total noninterest expense$17,223,000588
Salaries and employee benefits$9,338,000520
Premises and equipment expense$3,321,000405
Additional noninterest expense$4,564,000785
Pre-tax net operating income$1,609,0001,770
Securities gains (losses)$547,000334
Applicable income taxes$-21,0006,931
Income before extraordinary items$2,177,0001,137
Extraordinary gains, net$015
Net income$2,177,0001,137
Minority interest net income$089
Net income of bank and minority interests.$2,177,0001,137
Net charge-offs$7,161,000347
Cash dividends$1,750,000485
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,630,0001,438
2011-03-31 (YTD Data)Rank
Total interest income$11,848,000603
Total interest expense$2,210,000747
Net interest income$9,638,000567
Provision for loan and lease losses$2,130,000488
Total noninterest income$3,079,000537
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$753,000497
Trading account gains and fees$0158
Additional Noninterest Income$2,326,000465
Total noninterest expense$8,602,000589
Salaries and employee benefits$4,744,000520
Premises and equipment expense$1,639,000414
Additional noninterest expense$2,219,000804
Pre-tax net operating income$1,985,000780
Securities gains (losses)$131,000451
Applicable income taxes$-21,0007,083
Income before extraordinary items$2,137,000614
Extraordinary gains, net$09
Net income$2,137,000611
Minority interest net income$086
Net income of bank and minority interests.$2,137,000614
Net charge-offs$3,707,000340
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,006,000639
2010-12-31 (YTD Data)Rank
Total interest income$50,929,000584
Total interest expense$9,663,000852
Net interest income$41,266,000523
Provision for loan and lease losses$10,646,000626
Total noninterest income$13,107,000528
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,438,000447
Trading account gains and fees$0175
Additional Noninterest Income$9,669,000467
Total noninterest expense$35,007,000587
Salaries and employee benefits$18,600,000528
Premises and equipment expense$6,411,000408
Additional noninterest expense$9,996,000752
Pre-tax net operating income$8,720,000618
Securities gains (losses)$-987,0007,506
Applicable income taxes$35,0003,790
Income before extraordinary items$7,698,000582
Extraordinary gains, net$029
Net income$7,698,000581
Minority interest net income$0111
Net income of bank and minority interests.$7,698,000582
Net charge-offs$8,216,000700
Cash dividends$3,600,000460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,685,000492
2010-09-30 (YTD Data)Rank
Total interest income$37,981,000592
Total interest expense$7,291,000879
Net interest income$30,690,000519
Provision for loan and lease losses$7,376,000649
Total noninterest income$9,594,000532
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,646,000432
Trading account gains and fees$0165
Additional Noninterest Income$6,948,000458
Total noninterest expense$25,403,000590
Salaries and employee benefits$13,536,000529
Premises and equipment expense$4,901,000395
Additional noninterest expense$6,966,000781
Pre-tax net operating income$7,505,000571
Securities gains (losses)$-783,0007,628
Applicable income taxes$35,0003,755
Income before extraordinary items$6,687,000508
Extraordinary gains, net$023
Net income$6,687,000510
Minority interest net income$0110
Net income of bank and minority interests.$6,687,000511
Net charge-offs$6,165,000675
Cash dividends$600,0001,540
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,462,170445
2010-06-30 (YTD Data)Rank
Total interest income$25,408,000594
Total interest expense$4,803,000931
Net interest income$20,605,000511
Provision for loan and lease losses$5,231,000616
Total noninterest income$6,025,000544
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,796,000424
Trading account gains and fees$0152
Additional Noninterest Income$4,229,000473
Total noninterest expense$16,406,000613
Salaries and employee benefits$8,959,000533
Premises and equipment expense$3,257,000401
Additional noninterest expense$4,190,000857
Pre-tax net operating income$4,993,000557
Securities gains (losses)$-783,0007,724
Applicable income taxes$35,0003,503
Income before extraordinary items$4,175,000523
Extraordinary gains, net$019
Net income$4,175,000524
Minority interest net income$0105
Net income of bank and minority interests.$4,175,000525
Net charge-offs$3,908,000677
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,950,170429
2010-03-31 (YTD Data)Rank
Total interest income$12,561,000611
Total interest expense$2,407,000978
Net interest income$10,154,000534
Provision for loan and lease losses$3,075,000538
Total noninterest income$2,946,000534
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$900,000422
Trading account gains and fees$0175
Additional Noninterest Income$2,046,000475
Total noninterest expense$8,039,000629
Salaries and employee benefits$4,437,000549
Premises and equipment expense$1,645,000413
Additional noninterest expense$1,957,000904
Pre-tax net operating income$1,986,000683
Securities gains (losses)$-240,0007,780
Applicable income taxes$25,0003,295
Income before extraordinary items$1,721,000647
Extraordinary gains, net$016
Net income$1,721,000650
Minority interest net income$091
Net income of bank and minority interests.$1,721,000651
Net charge-offs$2,164,000618
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,958,600549
2009-12-31 (YTD Data)Rank
Total interest income$53,287,000608
Total interest expense$13,185,000897
Net interest income$40,102,000538
Provision for loan and lease losses$10,483,000836
Total noninterest income$13,884,000504
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,930,000423
Trading account gains and fees$0211
Additional Noninterest Income$9,954,000445
Total noninterest expense$33,772,000617
Salaries and employee benefits$18,940,000511
Premises and equipment expense$6,051,000446
Additional noninterest expense$8,781,000901
Pre-tax net operating income$9,731,000446
Securities gains (losses)$-960,0007,701
Applicable income taxes$53,0003,234
Income before extraordinary items$8,718,000375
Extraordinary gains, net$034
Net income$8,718,000374
Minority interest net income$0115
Net income of bank and minority interests.$8,718,000375
Net charge-offs$8,401,000783
Cash dividends$8,000,000223
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,668,400334
2009-09-30 (YTD Data)Rank
Total interest income$39,936,000626
Total interest expense$10,395,000900
Net interest income$29,541,000555
Provision for loan and lease losses$4,847,0001,074
Total noninterest income$9,805,000539
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,910,000428
Trading account gains and fees$0212
Additional Noninterest Income$6,895,000474
Total noninterest expense$25,397,000618
Salaries and employee benefits$14,049,000528
Premises and equipment expense$4,717,000446
Additional noninterest expense$6,631,000849
Pre-tax net operating income$9,102,000366
Securities gains (losses)$-359,0007,691
Applicable income taxes$72,0003,102
Income before extraordinary items$8,671,000298
Extraordinary gains, net$027
Net income$8,671,000297
Minority interest net income$0118
Net income of bank and minority interests.$8,671,000298
Net charge-offs$2,346,0001,378
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,026,410277
2009-06-30 (YTD Data)Rank
Total interest income$26,713,000642
Total interest expense$7,385,000881
Net interest income$19,328,000573
Provision for loan and lease losses$3,581,000963
Total noninterest income$6,392,000550
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,879,000438
Trading account gains and fees$0193
Additional Noninterest Income$4,513,000482
Total noninterest expense$16,004,000671
Salaries and employee benefits$8,747,000567
Premises and equipment expense$3,061,000461
Additional noninterest expense$4,196,000909
Pre-tax net operating income$6,135,000363
Securities gains (losses)$57,0001,831
Applicable income taxes$51,0003,143
Income before extraordinary items$6,141,000292
Extraordinary gains, net$021
Net income$6,141,000290
Minority interest net income$0112
Net income of bank and minority interests.$6,141,000291
Net charge-offs$994,0001,631
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,084,570278
2009-03-31 (YTD Data)Rank
Total interest income$13,354,000646
Total interest expense$3,991,000841
Net interest income$9,363,000583
Provision for loan and lease losses$2,434,000650
Total noninterest income$2,612,000608
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$853,000473
Trading account gains and fees$0171
Additional Noninterest Income$1,759,000552
Total noninterest expense$7,400,000687
Salaries and employee benefits$4,074,000604
Premises and equipment expense$1,432,000486
Additional noninterest expense$1,894,000870
Pre-tax net operating income$2,141,000567
Securities gains (losses)$02,434
Applicable income taxes$30,0003,285
Income before extraordinary items$2,111,000463
Extraordinary gains, net$015
Net income$2,111,000464
Minority interest net income$0102
Net income of bank and minority interests.$2,111,000465
Net charge-offs$376,0001,595
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,111,000434
2008-12-31 (YTD Data)Rank
Total interest income$56,486,000658
Total interest expense$22,049,000723
Net interest income$34,437,000621
Provision for loan and lease losses$7,883,000721
Total noninterest income$8,455,000683
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,756,000453
Trading account gains and fees$0154
Additional Noninterest Income$4,699,000687
Total noninterest expense$28,784,000693
Salaries and employee benefits$16,810,000579
Premises and equipment expense$5,701,000478
Additional noninterest expense$6,273,0001,021
Pre-tax net operating income$6,225,000902
Securities gains (losses)$03,220
Applicable income taxes$96,0003,412
Income before extraordinary items$6,129,000662
Extraordinary gains, net$039
Net income$6,129,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,112,000582
Cash dividends$5,700,000504
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,129,000711
2008-09-30 (YTD Data)Rank
Total interest income$42,833,000671
Total interest expense$17,220,000725
Net interest income$25,613,000645
Provision for loan and lease losses$3,131,000879
Total noninterest income$6,679,000684
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,790,000468
Trading account gains and fees$0148
Additional Noninterest Income$3,889,000678
Total noninterest expense$21,648,000685
Salaries and employee benefits$12,668,000593
Premises and equipment expense$4,224,000493
Additional noninterest expense$4,756,000962
Pre-tax net operating income$7,513,000664
Securities gains (losses)$03,106
Applicable income taxes$72,0003,863
Income before extraordinary items$7,441,000489
Extraordinary gains, net$031
Net income$7,441,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,857,000659
Cash dividends$4,700,000487
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,441,000512
2008-06-30 (YTD Data)Rank
Total interest income$28,785,000676
Total interest expense$11,928,000722
Net interest income$16,857,000653
Provision for loan and lease losses$1,206,0001,091
Total noninterest income$4,224,000731
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,797,000472
Trading account gains and fees$0149
Additional Noninterest Income$2,427,000737
Total noninterest expense$14,553,000666
Salaries and employee benefits$8,626,000581
Premises and equipment expense$3,172,000441
Additional noninterest expense$2,755,0001,091
Pre-tax net operating income$5,322,000663
Securities gains (losses)$03,233
Applicable income taxes$48,0004,100
Income before extraordinary items$5,274,000527
Extraordinary gains, net$021
Net income$5,274,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,200
Cash dividends$3,100,000532
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,274,000516
2008-03-31 (YTD Data)Rank
Total interest income$14,520,000687
Total interest expense$6,332,000724
Net interest income$8,188,000675
Provision for loan and lease losses$578,000929
Total noninterest income$2,091,000717
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$884,000471
Trading account gains and fees$0158
Additional Noninterest Income$1,207,000739
Total noninterest expense$7,162,000664
Salaries and employee benefits$4,237,000594
Premises and equipment expense$1,579,000444
Additional noninterest expense$1,346,0001,082
Pre-tax net operating income$2,539,000741
Securities gains (losses)$02,688
Applicable income taxes$24,0004,234
Income before extraordinary items$2,515,000601
Extraordinary gains, net$015
Net income$2,515,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,000679
Cash dividends$1,700,000493
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,515,000575
2007-12-31 (YTD Data)Rank
Total interest income$57,674,000718
Total interest expense$25,839,000758
Net interest income$31,835,000696
Provision for loan and lease losses$1,778,000927
Total noninterest income$7,636,000774
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,018,000580
Trading account gains and fees$0178
Additional Noninterest Income$4,618,000729
Total noninterest expense$26,467,000714
Salaries and employee benefits$15,645,000618
Premises and equipment expense$5,732,000465
Additional noninterest expense$5,090,0001,106
Pre-tax net operating income$11,226,000755
Securities gains (losses)$02,146
Applicable income taxes$120,0004,330
Income before extraordinary items$11,106,000591
Extraordinary gains, net$039
Net income$11,106,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,217,000874
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,106,000582
2007-09-30 (YTD Data)Rank
Total interest income$42,859,000721
Total interest expense$19,144,000771
Net interest income$23,715,000697
Provision for loan and lease losses$1,607,000617
Total noninterest income$5,544,000791
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,160,000595
Trading account gains and fees$0184
Additional Noninterest Income$3,384,000758
Total noninterest expense$19,120,000721
Salaries and employee benefits$11,451,000633
Premises and equipment expense$4,158,000481
Additional noninterest expense$3,511,0001,176
Pre-tax net operating income$8,532,000810
Securities gains (losses)$01,655
Applicable income taxes$60,0004,828
Income before extraordinary items$8,472,000625
Extraordinary gains, net$033
Net income$8,472,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,000842
Cash dividends$5,000,000572
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,472,000616
2007-06-30 (YTD Data)Rank
Total interest income$27,847,000746
Total interest expense$12,269,000806
Net interest income$15,578,000726
Provision for loan and lease losses$966,000603
Total noninterest income$3,793,000811
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,396,000620
Trading account gains and fees$0168
Additional Noninterest Income$2,397,000736
Total noninterest expense$12,754,000742
Salaries and employee benefits$7,536,000662
Premises and equipment expense$2,508,000546
Additional noninterest expense$2,710,0001,033
Pre-tax net operating income$5,651,000854
Securities gains (losses)$01,444
Applicable income taxes$48,0004,796
Income before extraordinary items$5,603,000659
Extraordinary gains, net$029
Net income$5,603,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,162
Cash dividends$3,200,000611
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,603,000646
2007-03-31 (YTD Data)Rank
Total interest income$13,448,000764
Total interest expense$6,016,000808
Net interest income$7,432,000751
Provision for loan and lease losses$262,000925
Total noninterest income$1,633,000884
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$660,000639
Trading account gains and fees$0195
Additional Noninterest Income$973,000861
Total noninterest expense$6,263,000750
Salaries and employee benefits$3,716,000675
Premises and equipment expense$1,264,000536
Additional noninterest expense$1,283,0001,062
Pre-tax net operating income$2,540,000927
Securities gains (losses)$01,187
Applicable income taxes$36,0004,461
Income before extraordinary items$2,504,000719
Extraordinary gains, net$022
Net income$2,504,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,364
Cash dividends$1,600,000552
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,504,000709
2006-12-31 (YTD Data)Rank
Total interest income$48,988,000783
Total interest expense$20,123,000836
Net interest income$28,865,000768
Provision for loan and lease losses$600,0001,606
Total noninterest income$6,250,000911
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,744,000632
Trading account gains and fees$0130
Additional Noninterest Income$3,506,000893
Total noninterest expense$22,901,000774
Salaries and employee benefits$13,019,000721
Premises and equipment expense$4,754,000534
Additional noninterest expense$5,128,0001,036
Pre-tax net operating income$11,614,000855
Securities gains (losses)$-184,0008,367
Applicable income taxes$119,0004,827
Income before extraordinary items$11,311,000668
Extraordinary gains, net$051
Net income$11,311,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,552
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,493,160650
2006-09-30 (YTD Data)Rank
Total interest income$35,739,000807
Total interest expense$14,263,000863
Net interest income$21,476,000793
Provision for loan and lease losses$300,0002,139
Total noninterest income$4,555,000945
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,061,000629
Trading account gains and fees$0126
Additional Noninterest Income$2,494,000945
Total noninterest expense$16,913,000793
Salaries and employee benefits$9,809,000731
Premises and equipment expense$3,371,000573
Additional noninterest expense$3,733,0001,087
Pre-tax net operating income$8,818,000882
Securities gains (losses)$-184,0008,529
Applicable income taxes$83,0005,101
Income before extraordinary items$8,551,000692
Extraordinary gains, net$045
Net income$8,551,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,255
Cash dividends$6,000,000444
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,733,160669
2006-06-30 (YTD Data)Rank
Total interest income$22,970,000817
Total interest expense$8,903,000865
Net interest income$14,067,000808
Provision for loan and lease losses$600,000813
Total noninterest income$2,918,000967
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,346,000640
Trading account gains and fees$0126
Additional Noninterest Income$1,572,000984
Total noninterest expense$11,123,000805
Salaries and employee benefits$6,429,000748
Premises and equipment expense$2,213,000586
Additional noninterest expense$2,481,0001,098
Pre-tax net operating income$5,262,000979
Securities gains (losses)$-184,0008,626
Applicable income taxes$50,0005,228
Income before extraordinary items$5,028,000775
Extraordinary gains, net$039
Net income$5,028,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,000947
Cash dividends$4,800,000394
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,210,160735
2006-03-31 (YTD Data)Rank
Total interest income$10,932,000836
Total interest expense$4,119,000887
Net interest income$6,813,000827
Provision for loan and lease losses$450,000528
Total noninterest income$1,372,0001,006
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$641,000646
Trading account gains and fees$0115
Additional Noninterest Income$731,0001,013
Total noninterest expense$5,567,000801
Salaries and employee benefits$3,111,000778
Premises and equipment expense$1,182,000536
Additional noninterest expense$1,274,0001,053
Pre-tax net operating income$2,168,0001,140
Securities gains (losses)$0955
Applicable income taxes$22,0005,279
Income before extraordinary items$2,146,000886
Extraordinary gains, net$021
Net income$2,146,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,117
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,146,000867
2005-12-31 (YTD Data)Rank
Total interest income$38,139,000854
Total interest expense$12,467,000899
Net interest income$25,672,000836
Provision for loan and lease losses$2,152,000505
Total noninterest income$5,825,000968
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,737,000625
Trading account gains and fees$0138
Additional Noninterest Income$3,088,000999
Total noninterest expense$19,584,000864
Salaries and employee benefits$11,005,000831
Premises and equipment expense$3,184,000759
Additional noninterest expense$5,395,000964
Pre-tax net operating income$9,761,0001,003
Securities gains (losses)$70,000822
Applicable income taxes$90,0005,449
Income before extraordinary items$9,741,000743
Extraordinary gains, net$046
Net income$9,741,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,401
Cash dividends$3,700,000868
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,671,700736
2005-09-30 (YTD Data)Rank
Total interest income$27,505,000864
Total interest expense$8,695,000905
Net interest income$18,810,000841
Provision for loan and lease losses$2,604,000299
Total noninterest income$4,292,000986
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,079,000610
Trading account gains and fees$0126
Additional Noninterest Income$2,213,0001,042
Total noninterest expense$14,251,000884
Salaries and employee benefits$8,197,000824
Premises and equipment expense$2,343,000768
Additional noninterest expense$3,711,0001,031
Pre-tax net operating income$6,247,0001,147
Securities gains (losses)$70,000777
Applicable income taxes$69,0005,565
Income before extraordinary items$6,248,000860
Extraordinary gains, net$035
Net income$6,248,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$3,700,000612
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,178,700852
2005-06-30 (YTD Data)Rank
Total interest income$17,240,000907
Total interest expense$5,101,000958
Net interest income$12,139,000859
Provision for loan and lease losses$1,756,000291
Total noninterest income$2,736,0001,008
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,334,000621
Trading account gains and fees$0116
Additional Noninterest Income$1,402,0001,054
Total noninterest expense$9,338,000891
Salaries and employee benefits$5,394,000828
Premises and equipment expense$1,553,000767
Additional noninterest expense$2,391,0001,052
Pre-tax net operating income$3,781,0001,233
Securities gains (losses)$70,000686
Applicable income taxes$48,0005,551
Income before extraordinary items$3,803,000919
Extraordinary gains, net$030
Net income$3,803,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,863
Cash dividends$2,450,000605
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,733,700916
2005-03-31 (YTD Data)Rank
Total interest income$8,120,000941
Total interest expense$2,253,0001,043
Net interest income$5,867,000888
Provision for loan and lease losses$498,000481
Total noninterest income$1,268,0001,040
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$632,000636
Trading account gains and fees$0115
Additional Noninterest Income$636,0001,127
Total noninterest expense$4,524,000920
Salaries and employee benefits$2,581,000861
Premises and equipment expense$805,000748
Additional noninterest expense$1,138,0001,087
Pre-tax net operating income$2,113,0001,092
Securities gains (losses)$01,685
Applicable income taxes$27,0005,406
Income before extraordinary items$2,086,000838
Extraordinary gains, net$024
Net income$2,086,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,407
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,086,000817
2004-12-31 (YTD Data)Rank
Total interest income$23,703,0001,193
Total interest expense$6,028,0001,361
Net interest income$17,675,0001,138
Provision for loan and lease losses$1,530,000709
Total noninterest income$3,922,0001,301
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,789,000986
Trading account gains and fees$0138
Additional Noninterest Income$2,133,0001,263
Total noninterest expense$12,953,0001,271
Salaries and employee benefits$7,344,0001,182
Premises and equipment expense$2,359,000970
Additional noninterest expense$3,250,0001,519
Pre-tax net operating income$7,114,0001,215
Securities gains (losses)$03,819
Applicable income taxes$60,0005,928
Income before extraordinary items$7,054,000935
Extraordinary gains, net$034
Net income$7,054,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,290
Cash dividends$3,350,000893
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,054,000890
2004-09-30 (YTD Data)Rank
Total interest income$16,219,0001,289
Total interest expense$3,960,0001,525
Net interest income$12,259,0001,216
Provision for loan and lease losses$900,000852
Total noninterest income$2,623,0001,433
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,090,0001,236
Trading account gains and fees$0134
Additional Noninterest Income$1,533,0001,304
Total noninterest expense$8,498,0001,431
Salaries and employee benefits$4,955,0001,326
Premises and equipment expense$1,427,0001,207
Additional noninterest expense$2,116,0001,702
Pre-tax net operating income$5,484,0001,197
Securities gains (losses)$03,710
Applicable income taxes$55,0005,897
Income before extraordinary items$5,429,000918
Extraordinary gains, net$026
Net income$5,429,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,172
Cash dividends$3,350,000642
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,429,000874
2004-06-30 (YTD Data)Rank
Total interest income$10,528,0001,318
Total interest expense$2,603,0001,525
Net interest income$7,925,0001,248
Provision for loan and lease losses$600,000825
Total noninterest income$1,717,0001,448
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$672,0001,315
Trading account gains and fees$0130
Additional Noninterest Income$1,045,0001,280
Total noninterest expense$5,294,0001,529
Salaries and employee benefits$3,192,0001,372
Premises and equipment expense$922,0001,250
Additional noninterest expense$1,180,0002,038
Pre-tax net operating income$3,748,0001,153
Securities gains (losses)$03,413
Applicable income taxes$30,0006,027
Income before extraordinary items$3,718,000878
Extraordinary gains, net$021
Net income$3,718,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,669
Cash dividends$2,550,000571
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,718,000840
2004-03-31 (YTD Data)Rank
Total interest income$5,194,0001,341
Total interest expense$1,319,0001,512
Net interest income$3,875,0001,284
Provision for loan and lease losses$300,000782
Total noninterest income$693,0001,680
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$286,0001,500
Trading account gains and fees$0121
Additional Noninterest Income$407,0001,524
Total noninterest expense$2,525,0001,612
Salaries and employee benefits$1,540,0001,441
Premises and equipment expense$463,0001,255
Additional noninterest expense$522,0002,269
Pre-tax net operating income$1,743,0001,210
Securities gains (losses)$02,934
Applicable income taxes$15,0006,000
Income before extraordinary items$1,728,000939
Extraordinary gains, net$016
Net income$1,728,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,016
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,728,000896
2003-12-31 (YTD Data)Rank
Total interest income$20,074,0001,428
Total interest expense$5,623,0001,601
Net interest income$14,451,0001,355
Provision for loan and lease losses$1,090,0001,094
Total noninterest income$3,265,0001,568
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$935,0001,855
Trading account gains and fees$0160
Additional Noninterest Income$2,330,0001,303
Total noninterest expense$9,682,0001,659
Salaries and employee benefits$5,768,0001,485
Premises and equipment expense$1,865,0001,204
Additional noninterest expense$2,049,0002,351
Pre-tax net operating income$6,944,0001,208
Securities gains (losses)$04,500
Applicable income taxes$50,0006,270
Income before extraordinary items$6,894,000932
Extraordinary gains, net$054
Net income$6,894,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,0001,188
Cash dividends$2,950,0001,013
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,894,000876
2003-09-30 (YTD Data)Rank
Total interest income$15,005,0001,459
Total interest expense$4,279,0001,646
Net interest income$10,726,0001,377
Provision for loan and lease losses$730,0001,172
Total noninterest income$2,549,0001,562
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$715,0001,814
Trading account gains and fees$0153
Additional Noninterest Income$1,834,0001,320
Total noninterest expense$7,124,0001,701
Salaries and employee benefits$4,306,0001,502
Premises and equipment expense$1,331,0001,285
Additional noninterest expense$1,487,0002,419
Pre-tax net operating income$5,421,0001,196
Securities gains (losses)$04,204
Applicable income taxes$45,0006,297
Income before extraordinary items$5,376,000943
Extraordinary gains, net$040
Net income$5,376,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,699
Cash dividends$2,050,000984
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,376,000876
2003-06-30 (YTD Data)Rank
Total interest income$9,922,0001,485
Total interest expense$2,892,0001,687
Net interest income$7,030,0001,396
Provision for loan and lease losses$420,0001,332
Total noninterest income$1,462,0001,751
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$474,0001,785
Trading account gains and fees$0150
Additional Noninterest Income$988,0001,528
Total noninterest expense$4,504,0001,764
Salaries and employee benefits$2,682,0001,601
Premises and equipment expense$866,0001,324
Additional noninterest expense$956,0002,467
Pre-tax net operating income$3,568,0001,201
Securities gains (losses)$03,782
Applicable income taxes$30,0006,338
Income before extraordinary items$3,538,000950
Extraordinary gains, net$030
Net income$3,538,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,553
Cash dividends$1,250,0001,080
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,538,000878
2003-03-31 (YTD Data)Rank
Total interest income$4,896,0001,521
Total interest expense$1,434,0001,742
Net interest income$3,462,0001,417
Provision for loan and lease losses$210,0001,306
Total noninterest income$673,0001,838
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$238,0001,711
Trading account gains and fees$0134
Additional Noninterest Income$435,0001,634
Total noninterest expense$2,123,0001,845
Salaries and employee benefits$1,279,0001,669
Premises and equipment expense$418,0001,388
Additional noninterest expense$426,0002,705
Pre-tax net operating income$1,802,0001,195
Securities gains (losses)$02,891
Applicable income taxes$15,0006,300
Income before extraordinary items$1,787,000943
Extraordinary gains, net$021
Net income$1,787,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$850,000791
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,787,000871
2002-12-31 (YTD Data)Rank
Total interest income$20,601,0001,493
Total interest expense$6,412,0001,781
Net interest income$14,189,0001,365
Provision for loan and lease losses$1,340,0001,031
Total noninterest income$1,690,0002,415
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,022,0001,579
Trading account gains and fees$0153
Additional Noninterest Income$668,0002,779
Total noninterest expense$8,541,0001,777
Salaries and employee benefits$5,076,0001,595
Premises and equipment expense$1,532,0001,440
Additional noninterest expense$1,933,0002,380
Pre-tax net operating income$5,998,0001,402
Securities gains (losses)$04,537
Applicable income taxes$-4,0008,814
Income before extraordinary items$6,002,0001,047
Extraordinary gains, net$070
Net income$6,002,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,695
Cash dividends$2,300,0001,166
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,002,0001,005
2001-12-31 (YTD Data)Rank
Total interest income$20,328,0001,674
Total interest expense$9,856,0001,644
Net interest income$10,472,0001,709
Provision for loan and lease losses$660,0001,754
Total noninterest income$1,310,0002,759
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$815,0001,870
Trading account gains and fees$0177
Additional Noninterest Income$495,0003,149
Total noninterest expense$7,054,0002,034
Salaries and employee benefits$4,013,0001,873
Premises and equipment expense$1,472,0001,469
Additional noninterest expense$1,569,0002,766
Pre-tax net operating income$4,068,0001,756
Securities gains (losses)$24,0003,012
Applicable income taxes$44,0006,821
Income before extraordinary items$4,048,0001,352
Extraordinary gains, net$0105
Net income$4,048,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,734
Cash dividends$2,384,0001,137
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,024,2401,298
2000-12-31 (YTD Data)Rank
Total interest income$18,735,0001,868
Total interest expense$9,793,0001,755
Net interest income$8,942,0001,979
Provision for loan and lease losses$600,0001,605
Total noninterest income$1,119,0002,910
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$691,0002,005
Trading account gains and fees$0180
Additional Noninterest Income$428,0003,207
Total noninterest expense$5,928,0002,303
Salaries and employee benefits$3,459,0002,061
Premises and equipment expense$1,168,0001,796
Additional noninterest expense$1,301,0003,173
Pre-tax net operating income$3,533,0002,064
Securities gains (losses)$01,956
Applicable income taxes$33,0007,548
Income before extraordinary items$3,500,0001,506
Extraordinary gains, net$038
Net income$3,500,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,607
Cash dividends$2,410,0001,158
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,500,0001,499
1999-12-31 (YTD Data)Rank
Total interest income$15,882,0002,047
Total interest expense$7,796,0001,924
Net interest income$8,086,0002,169
Provision for loan and lease losses$545,0001,647
Total noninterest income$858,0003,450
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$477,0002,737
Trading account gains and fees$0173
Additional Noninterest Income$381,0003,537
Total noninterest expense$5,365,0002,522
Salaries and employee benefits$3,173,0002,214
Premises and equipment expense$1,014,0002,030
Additional noninterest expense$1,178,0003,490
Pre-tax net operating income$3,034,0002,396
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$3,034,0001,751
Extraordinary gains, net$035
Net income$3,034,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,278
Cash dividends$725,0002,842
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,034,0001,722
1998-12-31 (YTD Data)Rank
Total interest income$13,568,0002,396
Total interest expense$6,716,0002,257
Net interest income$6,852,0002,475
Provision for loan and lease losses$400,0002,051
Total noninterest income$750,0003,785
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$403,0003,118
Trading account gains and fees$0224
Additional Noninterest Income$347,0003,722
Total noninterest expense$4,432,0002,925
Salaries and employee benefits$2,621,0002,579
Premises and equipment expense$666,0002,892
Additional noninterest expense$1,145,0003,501
Pre-tax net operating income$2,770,0002,558
Securities gains (losses)$04,449
Applicable income taxes$57,0008,208
Income before extraordinary items$2,713,0001,920
Extraordinary gains, net$032
Net income$2,713,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,090
Cash dividends$1,499,0001,682
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,713,0001,847
1997-12-31 (YTD Data)Rank
Total interest income$11,978,0002,735
Total interest expense$5,810,0002,566
Net interest income$6,168,0002,830
Provision for loan and lease losses$320,0002,457
Total noninterest income$638,0004,258
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$356,0003,559
Trading account gains and fees$0239
Additional Noninterest Income$282,0004,072
Total noninterest expense$3,742,0003,376
Salaries and employee benefits$2,174,0003,048
Premises and equipment expense$494,0003,751
Additional noninterest expense$1,074,0003,660
Pre-tax net operating income$2,744,0002,701
Securities gains (losses)$03,944
Applicable income taxes$460,0004,462
Income before extraordinary items$2,284,0002,306
Extraordinary gains, net$044
Net income$2,284,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,372
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,284,0002,245
1996-12-31 (YTD Data)Rank
Total interest income$10,410,0003,159
Total interest expense$4,891,0003,066
Net interest income$5,519,0003,205
Provision for loan and lease losses$240,0003,003
Total noninterest income$596,0004,591
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$343,0003,824
Trading account gains and fees$0262
Additional Noninterest Income$253,0004,500
Total noninterest expense$3,005,0004,307
Salaries and employee benefits$1,775,0003,720
Premises and equipment expense$377,0004,754
Additional noninterest expense$853,0004,944
Pre-tax net operating income$2,870,0002,463
Securities gains (losses)$5,0002,986
Applicable income taxes$1,058,0002,229
Income before extraordinary items$1,817,0002,679
Extraordinary gains, net$053
Net income$1,817,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,813,8002,638
1995-12-31 (YTD Data)Rank
Total interest income$9,239,0003,536
Total interest expense$4,189,0003,545
Net interest income$5,050,0003,497
Provision for loan and lease losses$320,0002,185
Total noninterest income$549,0004,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$323,0004,031
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,773
Total noninterest expense$2,954,0004,344
Salaries and employee benefits$1,597,0004,055
Premises and equipment expense$359,0004,937
Additional noninterest expense$998,0004,356
Pre-tax net operating income$2,325,0003,050
Securities gains (losses)$-31,00010,864
Applicable income taxes$850,0002,742
Income before extraordinary items$1,444,0003,358
Extraordinary gains, net$065
Net income$1,444,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,914
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,463,8403,291
1994-12-31 (YTD Data)Rank
Total interest income$7,361,0004,037
Total interest expense$2,966,0004,002
Net interest income$4,395,0003,999
Provision for loan and lease losses$240,0002,662
Total noninterest income$414,0006,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$304,0004,313
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,224
Total noninterest expense$2,596,0004,991
Salaries and employee benefits$1,184,0005,305
Premises and equipment expense$333,0005,261
Additional noninterest expense$1,079,0004,416
Pre-tax net operating income$1,973,0003,468
Securities gains (losses)$10,0002,219
Applicable income taxes$658,0003,241
Income before extraordinary items$1,325,0003,534
Extraordinary gains, net$0249
Net income$1,325,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,456
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,318,3003,588
1993-12-31 (YTD Data)Rank
Total interest income$7,107,0004,257
Total interest expense$2,835,0004,325
Net interest income$4,272,0004,144
Provision for loan and lease losses$270,0003,226
Total noninterest income$457,0005,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$343,0003,962
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,477
Total noninterest expense$2,563,0005,165
Salaries and employee benefits$1,177,0005,316
Premises and equipment expense$292,0005,990
Additional noninterest expense$1,094,0004,554
Pre-tax net operating income$1,896,0003,496
Securities gains (losses)$-1,00012,247
Applicable income taxes$606,0003,567
Income before extraordinary items$1,289,0003,743
Extraordinary gains, net$03,149
Net income$1,289,0003,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,061
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,289,6803,552
1992-12-31 (YTD Data)Rank
Total interest income$7,146,0004,754
Total interest expense$3,299,0004,782
Net interest income$3,847,0004,614
Provision for loan and lease losses$350,0003,771
Total noninterest income$428,0006,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,872
Trading account gains and feesNANA
Additional Noninterest Income$75,0009,058
Total noninterest expense$2,357,0005,572
Salaries and employee benefits$1,007,0005,989
Premises and equipment expense$272,0006,405
Additional noninterest expense$1,078,0004,762
Pre-tax net operating income$1,568,0003,881
Securities gains (losses)$08,369
Applicable income taxes$472,0004,192
Income before extraordinary items$1,096,0004,144
Extraordinary gains, net$01,422
Net income$1,096,0004,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0004,039
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,096,0003,832

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.