Home > IncredibleBank > Net charge- offs to loans
IncredibleBank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2321% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1530% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2599% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 4,302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0498% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 4,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2671% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6891% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6891% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1408% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0595% | 4,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0448% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1389% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2700% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2110% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0944% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2615% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4220% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 4,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0856% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0856% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0968% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0734% | 4,550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 4,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4785% | 4,690 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1486% | 4,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0930% | 4,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1063% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1230% | 4,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.1041% | 4,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6245% | 4,733 |
| Percentage Net Loans Charged-off: Home equity loans | -4.2128% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0795% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1152% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0673% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1861% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | -0.1664% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9760% | 4,654 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3865% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1252% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1036% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1036% | 1,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0797% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1588% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.3034% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8922% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3634% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0502% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0502% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0474% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0698% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0286% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0839% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2763% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0649% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 4,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 4,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1673% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0473% | 3,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0473% | 3,885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1804% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1604% | 4,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1604% | 4,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1029% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0827% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0949% | 3,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0949% | 3,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0651% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3309% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1227% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1887% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3682% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4400% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0572% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0572% | 2,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1302% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6040% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7185% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1039% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1039% | 2,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5442% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0577% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6565% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1168% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1194% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1267% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1054% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3285% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3285% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4413% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4413% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1334% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0946% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5629% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5629% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1541% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1163% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1163% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3001% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4288% | 147 |
| Percentage Net Loans Charged-off:Construction & development | -0.1134% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6947% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2302% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1563% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1563% | 2,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2444% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3441% | 166 |
| Percentage Net Loans Charged-off:Construction & development | -0.1510% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5653% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3133% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1806% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 5,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.2252% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1055% | 5,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4191% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2098% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2098% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.4414% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2552% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9235% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4546% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4546% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3902% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4002% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.2110% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4310% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4490% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3371% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4724% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3689% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4355% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4355% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.2469% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1226% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4669% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5204% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2492% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5518% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5518% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3462% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3477% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.2667% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2065% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7738% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3384% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8666% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3052% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7265% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3410% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4630% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1797% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 3,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2252% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2043% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.2184% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2694% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1146% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1146% | 3,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.3184% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2108% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1524% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0740% | 5,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0740% | 5,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.1966% | 5,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 5,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 5,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1876% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4393% | 5,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4393% | 5,567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1221% | 5,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1404% | 5,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.4036% | 5,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1423% | 5,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0974% | 5,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1104% | 5,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 4,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8518% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8518% | 5,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2399% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1916% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4333% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3708% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2331% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4002% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1828% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1828% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2363% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5459% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4040% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3311% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0837% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6060% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2544% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2783% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2377% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7282% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3612% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2713% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3804% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1409% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7507% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7507% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4886% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2405% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4885% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5379% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5379% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6551% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2703% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.9981% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1503% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5922% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3326% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3871% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7798% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7798% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0659% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6998% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.3460% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1812% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7910% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0372% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2131% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1757% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6768% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6769% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9318% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.5024% | 5,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0524% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1864% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2187% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 4,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2840% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8056% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2511% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2511% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1359% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1280% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3575% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.5909% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3474% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3948% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4800% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8065% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5455% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5455% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2836% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0107% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3012% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 3.6318% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7314% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1997% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5603% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3566% | 4,929 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0188% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3949% | 6,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0105% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0105% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1670% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7429% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8866% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 2.4918% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6877% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6854% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9246% | 5,018 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3099% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8995% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8996% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2518% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9361% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1282% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 2.8874% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2135% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1475% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1490% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5807% | 5,036 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0325% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6732% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6732% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4466% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7843% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8023% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 3.8961% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2106% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0614% | 5,072 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2418% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5808% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9343% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9343% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7359% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3480% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3049% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 2.0796% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7227% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6543% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0231% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6992% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1051% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4660% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1712% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1712% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1641% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0038% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 2.2342% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6024% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1807% | 623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2869% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2665% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2921% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8061% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7641% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7641% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8443% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9355% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 3.9409% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3248% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9123% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1407% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2996% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8867% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8867% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.1632% | 6,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2349% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1782% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2492% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5903% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5903% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0553% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0779% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 3.4697% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9279% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3913% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8290% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8851% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8135% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9312% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4217% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0851% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1061% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1560% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 4.1741% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9776% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8163% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6632% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2280% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7873% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8720% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5925% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1947% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8885% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9914% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 4.5432% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5839% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7529% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5770% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6428% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8516% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4092% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1056% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5882% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9514% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1123% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 1.8051% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5903% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7237% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6004% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0601% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2902% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4412% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9029% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0662% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1501% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 2.1641% | 2,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5902% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5096% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4623% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8392% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6469% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1152% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0648% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1380% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 1.3497% | 2,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6671% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7736% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6189% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1406% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6900% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1361% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0147% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1535% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 1.6676% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6798% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6313% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2010% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0953% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3899% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3644% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1277% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3938% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 1.9603% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6426% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2549% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3549% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8823% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2144% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4672% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1062% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1051% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 2.1699% | 2,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1518% | 2,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0642% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6065% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2506% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7195% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0062% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6734% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4137% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4011% | 2,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.1550% | 2,866 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 7,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1453% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8474% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1825% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7421% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 3,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2383% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 3,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.2181% | 2,377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1418% | 7,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6630% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9089% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5866% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3296% | 2,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8051% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.4338% | 1,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2913% | 7,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7363% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5200% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8016% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0665% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8340% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4248% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.6629% | 1,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4307% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9041% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2280% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4298% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1720% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1007% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8279% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5235% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4884% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.7005% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5143% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2133% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2641% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4184% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4518% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1607% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0918% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2628% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2204% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3001% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3566% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.2491% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5339% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2223% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2280% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2208% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1352% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0477% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4721% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2781% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8788% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0296% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3228% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1254% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2502% | 2,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5907% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3836% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4925% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1444% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1040% | 6,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0836% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3645% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4661% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 3,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0953% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 6,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3244% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3157% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1444% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 6,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1315% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7484% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0523% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2993% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9380% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5355% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1151% | 3,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9124% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7889% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0858% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 8,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 3,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5527% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9341% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5132% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 7,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 8,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1963% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7027% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0631% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1920% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0988% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4390% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2331% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7177% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4561% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1228% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3087% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3640% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 6,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 3,550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2869% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1923% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6101% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7054% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8839% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6612% | 2,480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.1486% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 2,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8053% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 3,907 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0174% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.1860% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4390% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2252% | 5,282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9481% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.3136% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4483% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1147% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3850% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3093% | 8,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 2,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4912% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3443% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2849% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8585% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2677% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0853% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9813% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2381% | 1,612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 7,196 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 5,498 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 6,814 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3634% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |