InBank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 3,712 |
| Total interest expense | $1,955,000 | 3,019 |
| Net interest income | $2,342,000 | 4,098 |
| Provision for loan and lease losses | $20,615,000 | 286 |
| Total noninterest income | $624,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $242,000 | 2,924 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $382,000 | 2,620 |
| Total noninterest expense | $4,025,000 | 2,488 |
| Salaries and employee benefits | $1,785,000 | 2,791 |
| Premises and equipment expense | $642,000 | 2,126 |
| Additional noninterest expense | $1,598,000 | 2,207 |
| Pre-tax net operating income | $-21,674,000 | 8,029 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $-9,000 | 6,795 |
| Income before extraordinary items | $-21,656,000 | 8,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,656,000 | 8,042 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-21,656,000 | 8,042 |
| Net charge-offs | $12,949,000 | 313 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-21,665,000 | 8,038 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 5,064 |
| Total interest expense | $1,028,000 | 2,984 |
| Net interest income | $312,000 | 7,310 |
| Provision for loan and lease losses | $20,615,000 | 158 |
| Total noninterest income | $310,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $124,000 | 2,823 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $186,000 | 2,614 |
| Total noninterest expense | $1,813,000 | 2,657 |
| Salaries and employee benefits | $862,000 | 2,906 |
| Premises and equipment expense | $342,000 | 2,043 |
| Additional noninterest expense | $609,000 | 2,529 |
| Pre-tax net operating income | $-21,806,000 | 8,155 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $-8,000 | 7,177 |
| Income before extraordinary items | $-21,792,000 | 8,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,792,000 | 8,163 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-21,792,000 | 8,163 |
| Net charge-offs | $12,949,000 | 172 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-21,798,000 | 8,163 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,556,000 | 2,539 |
| Total interest expense | $4,706,000 | 3,128 |
| Net interest income | $9,850,000 | 2,259 |
| Provision for loan and lease losses | $2,249,000 | 1,677 |
| Total noninterest income | $1,541,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $571,000 | 2,745 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $970,000 | 2,163 |
| Total noninterest expense | $8,010,000 | 2,372 |
| Salaries and employee benefits | $4,155,000 | 2,422 |
| Premises and equipment expense | $1,266,000 | 2,136 |
| Additional noninterest expense | $2,589,000 | 2,276 |
| Pre-tax net operating income | $1,132,000 | 3,531 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,137,000 | 3,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,137,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,817,000 | 1,378 |
| Cash dividends | $2,050,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,132,000 | 3,192 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,395,000 | 2,486 |
| Total interest expense | $3,593,000 | 3,183 |
| Net interest income | $7,802,000 | 2,151 |
| Provision for loan and lease losses | $776,000 | 2,133 |
| Total noninterest income | $1,190,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $431,000 | 2,751 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $759,000 | 2,187 |
| Total noninterest expense | $6,061,000 | 2,350 |
| Salaries and employee benefits | $3,074,000 | 2,485 |
| Premises and equipment expense | $940,000 | 2,167 |
| Additional noninterest expense | $2,047,000 | 2,122 |
| Pre-tax net operating income | $2,155,000 | 2,189 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $2,140,000 | 1,671 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,140,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $2,050,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,137,030 | 1,771 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 2,443 |
| Total interest expense | $2,514,000 | 3,171 |
| Net interest income | $5,390,000 | 2,064 |
| Provision for loan and lease losses | $364,000 | 2,270 |
| Total noninterest income | $709,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $287,000 | 2,736 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $422,000 | 2,501 |
| Total noninterest expense | $4,179,000 | 2,284 |
| Salaries and employee benefits | $2,035,000 | 2,535 |
| Premises and equipment expense | $633,000 | 2,137 |
| Additional noninterest expense | $1,511,000 | 1,911 |
| Pre-tax net operating income | $1,556,000 | 2,123 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $1,551,000 | 1,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,551,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $1,540,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,548,030 | 1,716 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 2,545 |
| Total interest expense | $1,326,000 | 3,197 |
| Net interest income | $2,534,000 | 2,183 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $339,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $198,000 | 2,588 |
| Total noninterest expense | $2,082,000 | 2,289 |
| Salaries and employee benefits | $1,020,000 | 2,543 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $740,000 | 1,904 |
| Pre-tax net operating income | $761,000 | 2,264 |
| Securities gains (losses) | $50,000 | 1,087 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $803,000 | 1,805 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $803,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $950,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $753,500 | 1,842 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,554,000 | 2,464 |
| Total interest expense | $5,596,000 | 3,182 |
| Net interest income | $10,958,000 | 2,062 |
| Provision for loan and lease losses | $839,000 | 1,628 |
| Total noninterest income | $1,770,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $643,000 | 2,540 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,127,000 | 2,064 |
| Total noninterest expense | $7,912,000 | 2,312 |
| Salaries and employee benefits | $4,501,000 | 2,237 |
| Premises and equipment expense | $1,173,000 | 2,212 |
| Additional noninterest expense | $2,238,000 | 2,409 |
| Pre-tax net operating income | $3,977,000 | 1,994 |
| Securities gains (losses) | $86,000 | 647 |
| Applicable income taxes | $-192,000 | 8,122 |
| Income before extraordinary items | $4,255,000 | 1,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,255,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 1,058 |
| Cash dividends | $4,600,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,169,000 | 1,512 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,641,000 | 2,442 |
| Total interest expense | $4,191,000 | 3,190 |
| Net interest income | $8,450,000 | 2,029 |
| Provision for loan and lease losses | $350,000 | 2,081 |
| Total noninterest income | $1,319,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $487,000 | 2,487 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $832,000 | 2,077 |
| Total noninterest expense | $5,522,000 | 2,447 |
| Salaries and employee benefits | $2,966,000 | 2,511 |
| Premises and equipment expense | $858,000 | 2,254 |
| Additional noninterest expense | $1,698,000 | 2,335 |
| Pre-tax net operating income | $3,897,000 | 1,712 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $3,857,000 | 1,324 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,857,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,237 |
| Cash dividends | $3,550,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,854,030 | 1,318 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,452,000 | 2,454 |
| Total interest expense | $2,741,000 | 3,219 |
| Net interest income | $5,711,000 | 2,034 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $1,080,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $312,000 | 2,574 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $768,000 | 1,654 |
| Total noninterest expense | $3,655,000 | 2,495 |
| Salaries and employee benefits | $2,006,000 | 2,521 |
| Premises and equipment expense | $564,000 | 2,297 |
| Additional noninterest expense | $1,085,000 | 2,438 |
| Pre-tax net operating income | $2,936,000 | 1,574 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $2,906,000 | 1,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,906,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $2,500,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,903,030 | 1,214 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 2,467 |
| Total interest expense | $1,283,000 | 3,360 |
| Net interest income | $2,893,000 | 2,011 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $550,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $160,000 | 2,478 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $390,000 | 1,617 |
| Total noninterest expense | $1,866,000 | 2,448 |
| Salaries and employee benefits | $1,024,000 | 2,497 |
| Premises and equipment expense | $274,000 | 2,382 |
| Additional noninterest expense | $568,000 | 2,308 |
| Pre-tax net operating income | $1,527,000 | 1,518 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $1,513,000 | 1,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,513,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $950,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,510,030 | 1,147 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,357,000 | 2,503 |
| Total interest expense | $4,195,000 | 3,481 |
| Net interest income | $11,162,000 | 2,082 |
| Provision for loan and lease losses | $1,989,000 | 566 |
| Total noninterest income | $2,690,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $706,000 | 2,357 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,984,000 | 1,371 |
| Total noninterest expense | $7,466,000 | 2,375 |
| Salaries and employee benefits | $4,144,000 | 2,370 |
| Premises and equipment expense | $1,092,000 | 2,271 |
| Additional noninterest expense | $2,230,000 | 2,327 |
| Pre-tax net operating income | $4,397,000 | 2,084 |
| Securities gains (losses) | $-135,000 | 8,291 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $4,226,000 | 1,706 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,226,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,912,000 | 402 |
| Cash dividends | $3,250,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,359,650 | 1,643 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,128,000 | 2,564 |
| Total interest expense | $2,960,000 | 3,541 |
| Net interest income | $8,168,000 | 2,144 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $2,122,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $539,000 | 2,329 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,583,000 | 1,318 |
| Total noninterest expense | $5,224,000 | 2,515 |
| Salaries and employee benefits | $2,650,000 | 2,718 |
| Premises and equipment expense | $795,000 | 2,345 |
| Additional noninterest expense | $1,779,000 | 2,195 |
| Pre-tax net operating income | $4,766,000 | 1,565 |
| Securities gains (losses) | $-71,000 | 8,300 |
| Applicable income taxes | $49,000 | 5,450 |
| Income before extraordinary items | $4,646,000 | 1,220 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,646,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,234 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,716,290 | 1,196 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,078,000 | 2,632 |
| Total interest expense | $1,794,000 | 3,663 |
| Net interest income | $5,284,000 | 2,212 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,615,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $345,000 | 2,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,270,000 | 1,137 |
| Total noninterest expense | $3,504,000 | 2,520 |
| Salaries and employee benefits | $1,762,000 | 2,730 |
| Premises and equipment expense | $532,000 | 2,332 |
| Additional noninterest expense | $1,210,000 | 2,149 |
| Pre-tax net operating income | $3,395,000 | 1,489 |
| Securities gains (losses) | $-71,000 | 8,454 |
| Applicable income taxes | $32,000 | 5,529 |
| Income before extraordinary items | $3,292,000 | 1,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,292,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,362,290 | 1,132 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 2,649 |
| Total interest expense | $834,000 | 3,710 |
| Net interest income | $2,599,000 | 2,238 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $523,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $354,000 | 1,713 |
| Total noninterest expense | $1,751,000 | 2,531 |
| Salaries and employee benefits | $930,000 | 2,612 |
| Premises and equipment expense | $256,000 | 2,427 |
| Additional noninterest expense | $565,000 | 2,276 |
| Pre-tax net operating income | $1,371,000 | 1,764 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $1,355,000 | 1,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,355,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,355,000 | 1,337 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 2,693 |
| Total interest expense | $2,495,000 | 3,828 |
| Net interest income | $9,620,000 | 2,296 |
| Provision for loan and lease losses | $345,000 | 2,552 |
| Total noninterest income | $1,876,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $693,000 | 2,368 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,183,000 | 1,987 |
| Total noninterest expense | $6,610,000 | 2,521 |
| Salaries and employee benefits | $3,703,000 | 2,466 |
| Premises and equipment expense | $973,000 | 2,430 |
| Additional noninterest expense | $1,934,000 | 2,569 |
| Pre-tax net operating income | $4,541,000 | 2,009 |
| Securities gains (losses) | $-289,000 | 8,645 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $4,204,000 | 1,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,204,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,813 |
| Cash dividends | $4,005,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,490,110 | 1,540 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 2,757 |
| Total interest expense | $1,704,000 | 3,941 |
| Net interest income | $6,914,000 | 2,374 |
| Provision for loan and lease losses | $115,000 | 3,957 |
| Total noninterest income | $1,378,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $515,000 | 2,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $863,000 | 2,014 |
| Total noninterest expense | $4,531,000 | 2,702 |
| Salaries and employee benefits | $2,318,000 | 2,860 |
| Premises and equipment expense | $714,000 | 2,464 |
| Additional noninterest expense | $1,499,000 | 2,455 |
| Pre-tax net operating income | $3,646,000 | 1,920 |
| Securities gains (losses) | $-47,000 | 8,458 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $3,557,000 | 1,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,557,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,724 |
| Cash dividends | $3,255,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,603,530 | 1,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 2,815 |
| Total interest expense | $1,018,000 | 4,074 |
| Net interest income | $4,441,000 | 2,430 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $810,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $324,000 | 2,463 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $486,000 | 2,231 |
| Total noninterest expense | $2,932,000 | 2,762 |
| Salaries and employee benefits | $1,469,000 | 2,981 |
| Premises and equipment expense | $466,000 | 2,486 |
| Additional noninterest expense | $997,000 | 2,438 |
| Pre-tax net operating income | $2,294,000 | 1,966 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $2,268,000 | 1,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,268,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $2,505,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,268,000 | 1,496 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 2,871 |
| Total interest expense | $477,000 | 4,154 |
| Net interest income | $2,148,000 | 2,488 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $150,000 | 2,558 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,724 |
| Total noninterest expense | $1,466,000 | 2,778 |
| Salaries and employee benefits | $723,000 | 3,038 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $519,000 | 2,346 |
| Pre-tax net operating income | $1,005,000 | 2,164 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $994,000 | 1,683 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $994,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $510,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $994,000 | 1,653 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 2,896 |
| Total interest expense | $1,668,000 | 4,202 |
| Net interest income | $8,087,000 | 2,521 |
| Provision for loan and lease losses | $155,000 | 4,178 |
| Total noninterest income | $1,491,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $666,000 | 2,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $825,000 | 2,449 |
| Total noninterest expense | $5,504,000 | 2,856 |
| Salaries and employee benefits | $3,119,000 | 2,743 |
| Premises and equipment expense | $772,000 | 2,876 |
| Additional noninterest expense | $1,613,000 | 2,954 |
| Pre-tax net operating income | $3,919,000 | 2,095 |
| Securities gains (losses) | $-273,000 | 8,834 |
| Applicable income taxes | $39,000 | 6,193 |
| Income before extraordinary items | $3,607,000 | 1,763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,607,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $2,160,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,877,270 | 1,615 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 2,941 |
| Total interest expense | $1,244,000 | 4,166 |
| Net interest income | $5,867,000 | 2,568 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $1,078,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $492,000 | 2,533 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $586,000 | 2,533 |
| Total noninterest expense | $3,851,000 | 3,001 |
| Salaries and employee benefits | $1,972,000 | 3,174 |
| Premises and equipment expense | $629,000 | 2,668 |
| Additional noninterest expense | $1,250,000 | 2,820 |
| Pre-tax net operating income | $3,014,000 | 2,062 |
| Securities gains (losses) | $43,000 | 1,778 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $3,023,000 | 1,604 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,023,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,355 |
| Cash dividends | $1,620,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,980,430 | 1,580 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,939 |
| Total interest expense | $833,000 | 4,158 |
| Net interest income | $3,889,000 | 2,553 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $671,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $302,000 | 2,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $369,000 | 2,644 |
| Total noninterest expense | $2,515,000 | 3,073 |
| Salaries and employee benefits | $1,282,000 | 3,262 |
| Premises and equipment expense | $405,000 | 2,758 |
| Additional noninterest expense | $828,000 | 2,849 |
| Pre-tax net operating income | $1,965,000 | 2,071 |
| Securities gains (losses) | $43,000 | 1,554 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $1,986,000 | 1,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,986,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,080,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,943,430 | 1,586 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,922 |
| Total interest expense | $440,000 | 4,043 |
| Net interest income | $1,948,000 | 2,544 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $333,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 2,692 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $184,000 | 2,617 |
| Total noninterest expense | $1,235,000 | 3,138 |
| Salaries and employee benefits | $628,000 | 3,334 |
| Premises and equipment expense | $189,000 | 2,959 |
| Additional noninterest expense | $418,000 | 2,788 |
| Pre-tax net operating income | $966,000 | 2,071 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $998,000 | 1,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $998,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $540,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $955,430 | 1,567 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,991,000 | 3,114 |
| Total interest expense | $1,757,000 | 4,420 |
| Net interest income | $7,234,000 | 2,675 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $1,808,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $636,000 | 2,584 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,172,000 | 2,153 |
| Total noninterest expense | $5,233,000 | 2,945 |
| Salaries and employee benefits | $2,904,000 | 2,837 |
| Premises and equipment expense | $727,000 | 2,988 |
| Additional noninterest expense | $1,602,000 | 2,900 |
| Pre-tax net operating income | $3,749,000 | 2,076 |
| Securities gains (losses) | $-33,000 | 8,923 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $3,675,000 | 1,691 |
| Extraordinary gains, net | $14,000 | 41 |
| Net income | $3,689,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $2,460,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,707,670 | 1,592 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 3,213 |
| Total interest expense | $1,335,000 | 4,506 |
| Net interest income | $5,275,000 | 2,764 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $1,446,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $480,000 | 2,569 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $966,000 | 2,103 |
| Total noninterest expense | $3,701,000 | 3,076 |
| Salaries and employee benefits | $1,914,000 | 3,219 |
| Premises and equipment expense | $531,000 | 3,052 |
| Additional noninterest expense | $1,256,000 | 2,768 |
| Pre-tax net operating income | $2,980,000 | 2,061 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $2,946,000 | 1,633 |
| Extraordinary gains, net | $14,000 | 30 |
| Net income | $2,960,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,922 |
| Cash dividends | $1,920,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,945,010 | 1,563 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 3,284 |
| Total interest expense | $894,000 | 4,599 |
| Net interest income | $3,422,000 | 2,823 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $983,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $323,000 | 2,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $660,000 | 2,054 |
| Total noninterest expense | $2,475,000 | 3,075 |
| Salaries and employee benefits | $1,258,000 | 3,260 |
| Premises and equipment expense | $349,000 | 3,081 |
| Additional noninterest expense | $868,000 | 2,689 |
| Pre-tax net operating income | $1,900,000 | 2,135 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $1,879,000 | 1,726 |
| Extraordinary gains, net | $-8,000 | 9,249 |
| Net income | $1,871,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $1,380,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,878,010 | 1,619 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,266 |
| Total interest expense | $436,000 | 4,767 |
| Net interest income | $1,744,000 | 2,781 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $437,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $279,000 | 2,215 |
| Total noninterest expense | $1,216,000 | 3,096 |
| Salaries and employee benefits | $613,000 | 3,298 |
| Premises and equipment expense | $170,000 | 3,154 |
| Additional noninterest expense | $433,000 | 2,662 |
| Pre-tax net operating income | $935,000 | 2,164 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $925,000 | 1,720 |
| Extraordinary gains, net | $-2,000 | 9,295 |
| Net income | $923,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $540,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $924,010 | 1,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 3,331 |
| Total interest expense | $2,094,000 | 4,649 |
| Net interest income | $6,816,000 | 2,800 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $1,748,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $602,000 | 2,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,146,000 | 1,996 |
| Total noninterest expense | $4,781,000 | 3,041 |
| Salaries and employee benefits | $2,685,000 | 2,938 |
| Premises and equipment expense | $647,000 | 3,198 |
| Additional noninterest expense | $1,449,000 | 3,030 |
| Pre-tax net operating income | $3,433,000 | 2,245 |
| Securities gains (losses) | $73,000 | 2,058 |
| Applicable income taxes | $37,000 | 6,721 |
| Income before extraordinary items | $3,469,000 | 1,730 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,469,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,838 |
| Cash dividends | $2,392,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,396,730 | 1,710 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 3,023 |
| Total interest expense | $3,862,000 | 3,912 |
| Net interest income | $7,313,000 | 2,446 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $1,083,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $613,000 | 2,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $470,000 | 3,236 |
| Total noninterest expense | $4,722,000 | 2,962 |
| Salaries and employee benefits | $2,843,000 | 2,641 |
| Premises and equipment expense | $484,000 | 3,997 |
| Additional noninterest expense | $1,395,000 | 3,067 |
| Pre-tax net operating income | $3,294,000 | 2,080 |
| Securities gains (losses) | $192,000 | 1,220 |
| Applicable income taxes | $-63,000 | 9,189 |
| Income before extraordinary items | $3,549,000 | 1,511 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,549,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,232 |
| Cash dividends | $3,920,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,357,000 | 1,509 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,386,000 | 2,817 |
| Total interest expense | $4,231,000 | 3,809 |
| Net interest income | $8,155,000 | 2,179 |
| Provision for loan and lease losses | $390,000 | 2,319 |
| Total noninterest income | $985,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $610,000 | 2,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,494 |
| Total noninterest expense | $4,787,000 | 2,833 |
| Salaries and employee benefits | $2,614,000 | 2,723 |
| Premises and equipment expense | $665,000 | 3,006 |
| Additional noninterest expense | $1,508,000 | 2,803 |
| Pre-tax net operating income | $3,963,000 | 1,845 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $59,000 | 7,094 |
| Income before extraordinary items | $3,904,000 | 1,355 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,904,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,413 |
| Cash dividends | $3,100,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,904,000 | 1,342 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,756,000 | 2,999 |
| Total interest expense | $3,707,000 | 3,833 |
| Net interest income | $7,049,000 | 2,502 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $958,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $549,000 | 2,426 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $409,000 | 3,368 |
| Total noninterest expense | $4,455,000 | 3,008 |
| Salaries and employee benefits | $2,399,000 | 2,919 |
| Premises and equipment expense | $722,000 | 2,796 |
| Additional noninterest expense | $1,334,000 | 3,153 |
| Pre-tax net operating income | $3,342,000 | 2,189 |
| Securities gains (losses) | $-182,000 | 10,028 |
| Applicable income taxes | $-51,000 | 9,831 |
| Income before extraordinary items | $3,211,000 | 1,660 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,211,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,405 |
| Cash dividends | $1,410,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,393,000 | 1,544 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,350,000 | 3,434 |
| Total interest expense | $3,546,000 | 4,082 |
| Net interest income | $5,804,000 | 2,970 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $853,000 | 3,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,880 |
| Total noninterest expense | $3,927,000 | 3,258 |
| Salaries and employee benefits | $1,921,000 | 3,463 |
| Premises and equipment expense | $679,000 | 2,837 |
| Additional noninterest expense | $1,327,000 | 3,078 |
| Pre-tax net operating income | $2,510,000 | 2,776 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $2,484,000 | 2,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,484,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,454 |
| Cash dividends | $2,695,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,473,110 | 2,035 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,893 |
| Total interest expense | $2,864,000 | 4,908 |
| Net interest income | $5,327,000 | 3,281 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $982,000 | 3,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $581,000 | 2,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,273 |
| Total noninterest expense | $3,183,000 | 3,907 |
| Salaries and employee benefits | $1,707,000 | 3,824 |
| Premises and equipment expense | $469,000 | 3,917 |
| Additional noninterest expense | $1,007,000 | 3,878 |
| Pre-tax net operating income | $3,006,000 | 2,494 |
| Securities gains (losses) | $123,000 | 896 |
| Applicable income taxes | $1,116,000 | 2,215 |
| Income before extraordinary items | $2,013,000 | 2,568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,013,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $2,040,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,934,280 | 2,617 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 4,698 |
| Total interest expense | $2,400,000 | 5,673 |
| Net interest income | $4,392,000 | 3,967 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $845,000 | 3,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $627,000 | 2,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,938 |
| Total noninterest expense | $3,053,000 | 4,253 |
| Salaries and employee benefits | $1,472,000 | 4,385 |
| Premises and equipment expense | $429,000 | 4,292 |
| Additional noninterest expense | $1,152,000 | 3,912 |
| Pre-tax net operating income | $2,079,000 | 3,310 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $630,000 | 3,441 |
| Income before extraordinary items | $1,475,000 | 3,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,475,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,893 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,456,800 | 3,251 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 4,794 |
| Total interest expense | $2,276,000 | 5,931 |
| Net interest income | $4,319,000 | 4,053 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $824,000 | 3,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,205 |
| Total noninterest expense | $3,098,000 | 4,168 |
| Salaries and employee benefits | $1,389,000 | 4,593 |
| Premises and equipment expense | $403,000 | 4,504 |
| Additional noninterest expense | $1,306,000 | 3,477 |
| Pre-tax net operating income | $1,895,000 | 3,666 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $454,000 | 4,503 |
| Income before extraordinary items | $1,443,000 | 3,361 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,443,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,382 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,441,480 | 3,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,050 |
| Total interest expense | $1,798,000 | 6,081 |
| Net interest income | $3,954,000 | 4,432 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $2,960,000 | 4,470 |
| Salaries and employee benefits | $1,339,000 | 4,757 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $1,228,000 | 3,976 |
| Pre-tax net operating income | $1,748,000 | 3,849 |
| Securities gains (losses) | $-579,000 | 12,284 |
| Applicable income taxes | $159,000 | 8,133 |
| Income before extraordinary items | $1,010,000 | 4,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,010,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $880,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,507,940 | 3,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 5,246 |
| Total interest expense | $1,853,000 | 6,203 |
| Net interest income | $3,750,000 | 4,664 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $829,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $635,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,762 |
| Total noninterest expense | $3,021,000 | 4,478 |
| Salaries and employee benefits | $1,364,000 | 4,667 |
| Premises and equipment expense | $374,000 | 4,976 |
| Additional noninterest expense | $1,283,000 | 3,969 |
| Pre-tax net operating income | $1,258,000 | 5,003 |
| Securities gains (losses) | $417,000 | 1,016 |
| Applicable income taxes | $371,000 | 5,280 |
| Income before extraordinary items | $1,304,000 | 3,695 |
| Extraordinary gains, net | $346,000 | 627 |
| Net income | $1,650,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,845 |
| Cash dividends | $880,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $978,740 | 4,531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 5,525 |
| Total interest expense | $2,248,000 | 6,508 |
| Net interest income | $3,713,000 | 4,769 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $905,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $662,000 | 2,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 5,059 |
| Total noninterest expense | $3,107,000 | 4,381 |
| Salaries and employee benefits | $1,216,000 | 5,100 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $1,546,000 | 3,506 |
| Pre-tax net operating income | $1,251,000 | 4,753 |
| Securities gains (losses) | $524,000 | 1,049 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $1,368,000 | 3,354 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,368,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 4,162 |
| Cash dividends | $1,660,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $964,520 | 4,336 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.