| 2009-06-30 | Rank |
| # of Employees: | 61 | 2,712 |
| Assets and Liabilities |
| Total Assets: | $209,848,000 | 3,128 |
| Cash and due from depository institutions | $16,799,000 | 2,712 |
| Interest-bearing balances | $105,000 | 6,267 |
| Securities | $30,416,000 | 3,421 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,015 |
| Net loans & leases | $144,881,000 | 3,041 |
| Loan loss allowance | $9,670,000 | 842 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,954,000 | 2,568 |
| Other real estate owned | $843,000 | 2,712 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,955,000 | 5,143 |
| Life insurance assets | $500,000 | 3,358 |
| Total liabilities and capital | $209,848,000 | 3,128 |
| Total liabilities | $211,022,000 | 2,830 |
| Total deposits | $209,211,000 | 2,583 |
| Interest-bearing deposits | $203,786,000 | 2,326 |
| Deposits held in domestic offices | $209,211,000 | 2,580 |
| % insured | 56.50% | 7,470 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,811,000 | 2,551 |
| Total equity capital | $-1,174,000 | 8,192 |
| Total bank equity capital | $-1,174,000 | 8,192 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $400,000 | 4,310 |
| Surplus | $12,500,000 | 2,272 |
| Undivided profits | $-14,074,000 | 7,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $38,681,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,058,000 | 3,261 |
| Earning assets | $185,402,000 | 3,221 |
| Long-term assets (5+ years) | $30,658,000 | 3,259 |
| Average Assets, year-to-date | $206,497,000 | 3,147 |
| Average Assets, quarterly | $202,579,500 | 3,214 |
| Volatile liabilities | $81,644,000 | 1,854 |
| Insider loans | $80,000 | 6,860 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,373,000 | 2,200 |
| Tier 1 (core) risk-based capital | $-1,464,000 | 8,191 |
| Tier 2 risk-based capital | $-1,464,000 | 8,204 |
| Total risk weighted assets | $165,637,000 | 2,852 |
| Total unused commitments | $30,373,000 | 2,203 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank |
| # of Employees: | 62 | 2,680 |
| Assets and Liabilities |
| Total Assets: | $195,311,000 | 3,319 |
| Cash and due from depository institutions | $2,373,000 | 2,680 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $32,922,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 2,546 |
| Net loans & leases | $147,394,000 | 3,017 |
| Loan loss allowance | $9,670,000 | 786 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,068,000 | 2,532 |
| Other real estate owned | $463,000 | 2,680 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,751,000 | 4,428 |
| Life insurance assets | $500,000 | 3,386 |
| Total liabilities and capital | $195,311,000 | 3,319 |
| Total liabilities | $196,573,000 | 3,041 |
| Total deposits | $194,868,000 | 2,769 |
| Interest-bearing deposits | $188,377,000 | 2,504 |
| Deposits held in domestic offices | $194,868,000 | 2,767 |
| % insured | 59.12% | 7,330 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,705,000 | 2,600 |
| Total equity capital | $-1,262,000 | 8,251 |
| Total bank equity capital | $-1,262,000 | 8,251 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 4,334 |
| Surplus | $12,500,000 | 2,262 |
| Undivided profits | $-14,162,000 | 8,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $20,233,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,834,000 | 1,913 |
| Earning assets | $184,656,000 | 3,256 |
| Long-term assets (5+ years) | $31,182,000 | 3,182 |
| Average Assets, year-to-date | $204,821,500 | 3,186 |
| Average Assets, quarterly | $204,821,500 | 3,186 |
| Volatile liabilities | $70,475,000 | 2,111 |
| Insider loans | $80,000 | 6,878 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,734,000 | 2,299 |
| Tier 1 (core) risk-based capital | $-1,589,000 | 8,251 |
| Tier 2 risk-based capital | $-1,589,000 | 8,256 |
| Total risk weighted assets | $164,606,000 | 2,878 |
| Total unused commitments | $29,734,000 | 2,301 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities |
| Total Assets: | $214,332,000 | 3,058 |
| Cash and due from depository institutions | $3,208,000 | 2,661 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $32,733,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $170,190,000 | 2,700 |
| Loan loss allowance | $2,004,000 | 2,906 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,162,000 | 2,511 |
| Other real estate owned | $463,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,576,000 | 4,643 |
| Life insurance assets | $500,000 | 3,393 |
| Total liabilities and capital | $214,332,000 | 3,058 |
| Total liabilities | $195,514,000 | 3,007 |
| Total deposits | $190,950,000 | 2,764 |
| Interest-bearing deposits | $183,882,000 | 2,505 |
| Deposits held in domestic offices | $190,950,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,930,000 | 2,068 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,634,000 | 2,667 |
| Total equity capital | $18,818,000 | 3,429 |
| Total bank equity capital | $18,818,000 | 3,429 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,362 |
| Surplus | $10,500,000 | 2,547 |
| Undivided profits | $7,918,000 | 3,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $13,999,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,715,000 | 2,209 |
| Earning assets | $202,923,000 | 2,973 |
| Long-term assets (5+ years) | $30,385,000 | 3,215 |
| Average Assets, year-to-date | $206,970,600 | 3,044 |
| Average Assets, quarterly | $213,644,000 | 3,038 |
| Volatile liabilities | $75,873,000 | 1,959 |
| Insider loans | $2,855,000 | 2,522 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $35,012,000 | 2,116 |
| Tier 1 (core) risk-based capital | $18,192,000 | 3,417 |
| Tier 2 risk-based capital | $2,004,000 | 2,600 |
| Total risk weighted assets | $182,667,000 | 2,642 |
| Total unused commitments | $35,012,000 | 2,117 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities |
| Total Assets: | $212,956,000 | 3,051 |
| Cash and due from depository institutions | $3,614,000 | 2,535 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $34,727,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $166,391,000 | 2,734 |
| Loan loss allowance | $2,250,000 | 2,488 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,127,000 | 2,519 |
| Other real estate owned | $463,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,634,000 | 4,617 |
| Life insurance assets | $442,000 | 3,474 |
| Total liabilities and capital | $212,956,000 | 3,051 |
| Total liabilities | $193,486,000 | 3,018 |
| Total deposits | $180,559,000 | 2,898 |
| Interest-bearing deposits | $173,447,000 | 2,602 |
| Deposits held in domestic offices | $180,559,000 | 2,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,220,000 | 1,204 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,707,000 | 2,649 |
| Total equity capital | $19,470,000 | 3,342 |
| Total bank equity capital | $19,470,000 | 3,342 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $10,500,000 | 2,533 |
| Undivided profits | $8,570,000 | 3,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,878,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,830,000 | 2,179 |
| Earning assets | $201,118,000 | 2,966 |
| Long-term assets (5+ years) | $32,052,000 | 3,069 |
| Average Assets, year-to-date | $205,130,250 | 3,071 |
| Average Assets, quarterly | $210,058,500 | 3,068 |
| Volatile liabilities | $70,648,000 | 2,000 |
| Insider loans | $2,856,000 | 2,537 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $42,356,000 | 1,925 |
| Tier 1 (core) risk-based capital | $19,195,000 | 3,299 |
| Tier 2 risk-based capital | $2,250,000 | 2,293 |
| Total risk weighted assets | $180,901,000 | 2,663 |
| Total unused commitments | $42,356,000 | 1,925 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities |
| Total Assets: | $207,161,000 | 3,105 |
| Cash and due from depository institutions | $3,895,000 | 2,539 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $33,913,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $161,569,000 | 2,782 |
| Loan loss allowance | $1,935,000 | 2,722 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,092,000 | 2,529 |
| Other real estate owned | $203,000 | 2,539 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,489,000 | 4,716 |
| Life insurance assets | $442,000 | 3,496 |
| Total liabilities and capital | $207,161,000 | 3,105 |
| Total liabilities | $188,349,000 | 3,079 |
| Total deposits | $180,997,000 | 2,878 |
| Interest-bearing deposits | $173,374,000 | 2,614 |
| Deposits held in domestic offices | $180,997,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,727 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,852,000 | 2,445 |
| Total equity capital | $18,812,000 | 3,471 |
| Total bank equity capital | $18,812,000 | 3,471 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $10,500,000 | 2,529 |
| Undivided profits | $7,912,000 | 3,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,563,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,541,000 | 2,517 |
| Earning assets | $195,482,000 | 3,025 |
| Long-term assets (5+ years) | $35,012,000 | 2,892 |
| Average Assets, year-to-date | $202,521,670 | 3,115 |
| Average Assets, quarterly | $206,112,500 | 3,095 |
| Volatile liabilities | $70,342,000 | 2,002 |
| Insider loans | $2,857,000 | 2,502 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $60,440,000 | 1,472 |
| Tier 1 (core) risk-based capital | $19,116,000 | 3,327 |
| Tier 2 risk-based capital | $1,935,000 | 2,542 |
| Total risk weighted assets | $176,945,000 | 2,702 |
| Total unused commitments | $60,440,000 | 1,473 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities |
| Total Assets: | $205,064,000 | 3,122 |
| Cash and due from depository institutions | $3,004,000 | 2,493 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $32,283,000 | 3,271 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,307 |
| Net loans & leases | $157,105,000 | 2,815 |
| Loan loss allowance | $1,600,000 | 3,084 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,936,000 | 2,582 |
| Other real estate owned | $759,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,177,000 | 4,935 |
| Life insurance assets | $442,000 | 3,516 |
| Total liabilities and capital | $205,064,000 | 3,122 |
| Total liabilities | $185,467,000 | 3,084 |
| Total deposits | $183,495,000 | 2,837 |
| Interest-bearing deposits | $176,896,000 | 2,569 |
| Deposits held in domestic offices | $183,495,000 | 2,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,972,000 | 2,486 |
| Total equity capital | $19,597,000 | 3,420 |
| Total bank equity capital | $19,597,000 | 3,420 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $10,500,000 | 2,507 |
| Undivided profits | $8,697,000 | 3,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,078,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,393,000 | 2,799 |
| Earning assets | $194,188,000 | 3,021 |
| Long-term assets (5+ years) | $28,364,000 | 3,201 |
| Average Assets, year-to-date | $200,202,000 | 3,156 |
| Average Assets, quarterly | $200,202,000 | 3,156 |
| Volatile liabilities | $63,202,000 | 2,153 |
| Insider loans | $2,859,000 | 2,453 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $45,490,000 | 1,908 |
| Tier 1 (core) risk-based capital | $18,958,000 | 3,343 |
| Tier 2 risk-based capital | $1,600,000 | 2,938 |
| Total risk weighted assets | $173,119,000 | 2,715 |
| Total unused commitments | $45,490,000 | 1,909 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 71 | 2,450 |
| Assets and Liabilities |
| Total Assets: | $195,340,000 | 3,199 |
| Cash and due from depository institutions | $1,552,000 | 2,450 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $31,217,000 | 3,357 |
| Federal funds sold & reverse repurchase agreements | $445,000 | 5,504 |
| Net loans & leases | $154,679,000 | 2,826 |
| Loan loss allowance | $1,537,000 | 3,133 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,865,000 | 2,597 |
| Other real estate owned | $759,000 | 2,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,823,000 | 5,411 |
| Life insurance assets | $442,000 | 3,512 |
| Total liabilities and capital | $195,340,000 | 3,199 |
| Total liabilities | $175,887,000 | 3,178 |
| Total deposits | $172,422,000 | 2,959 |
| Interest-bearing deposits | $166,676,000 | 2,664 |
| Deposits held in domestic offices | $172,422,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,312,000 | 4,752 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,153,000 | 2,311 |
| Total equity capital | $19,453,000 | 3,378 |
| Total bank equity capital | $19,453,000 | 3,378 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $10,500,000 | 2,483 |
| Undivided profits | $8,553,000 | 3,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,804,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,081,000 | 3,754 |
| Earning assets | $186,341,000 | 3,083 |
| Long-term assets (5+ years) | $20,983,000 | 3,555 |
| Average Assets, year-to-date | $195,779,600 | 3,073 |
| Average Assets, quarterly | $196,565,500 | 3,159 |
| Volatile liabilities | $53,581,000 | 2,471 |
| Insider loans | $2,820,000 | 2,461 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $40,032,000 | 2,110 |
| Tier 1 (core) risk-based capital | $19,105,000 | 3,292 |
| Tier 2 risk-based capital | $1,572,000 | 2,951 |
| Total risk weighted assets | $169,726,000 | 2,732 |
| Total unused commitments | $40,032,000 | 2,112 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities |
| Total Assets: | $197,791,000 | 3,121 |
| Cash and due from depository institutions | $4,040,000 | 2,403 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $30,626,000 | 3,408 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 5,608 |
| Net loans & leases | $155,643,000 | 2,764 |
| Loan loss allowance | $2,001,000 | 2,499 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,818,000 | 2,548 |
| Other real estate owned | $203,000 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,036,000 | 5,230 |
| Life insurance assets | $442,000 | 3,483 |
| Total liabilities and capital | $197,791,000 | 3,121 |
| Total liabilities | $177,837,000 | 3,099 |
| Total deposits | $172,419,000 | 2,923 |
| Interest-bearing deposits | $164,604,000 | 2,669 |
| Deposits held in domestic offices | $172,419,000 | 2,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,882,000 | 4,141 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,536,000 | 2,059 |
| Total equity capital | $19,954,000 | 3,281 |
| Total bank equity capital | $19,954,000 | 3,281 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $10,500,000 | 2,422 |
| Undivided profits | $9,054,000 | 3,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,451,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,400,000 | 3,158 |
| Earning assets | $186,694,000 | 3,045 |
| Long-term assets (5+ years) | $20,915,000 | 3,466 |
| Average Assets, year-to-date | $195,889,500 | 3,072 |
| Average Assets, quarterly | $195,595,000 | 3,126 |
| Volatile liabilities | $51,487,000 | 2,501 |
| Insider loans | $2,820,000 | 2,425 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,111,000 | 1,812 |
| Tier 1 (core) risk-based capital | $19,758,000 | 3,175 |
| Tier 2 risk-based capital | $2,094,000 | 2,293 |
| Total risk weighted assets | $173,061,000 | 2,637 |
| Total unused commitments | $49,111,000 | 1,812 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities |
| Total Assets: | $193,399,000 | 3,178 |
| Cash and due from depository institutions | $4,984,000 | 2,439 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $28,016,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 5,431 |
| Net loans & leases | $152,219,000 | 2,800 |
| Loan loss allowance | $1,821,000 | 2,711 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,865,000 | 2,528 |
| Other real estate owned | $809,000 | 2,439 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,846,000 | 5,418 |
| Life insurance assets | $442,000 | 3,496 |
| Total liabilities and capital | $193,399,000 | 3,178 |
| Total liabilities | $173,764,000 | 3,172 |
| Total deposits | $164,054,000 | 3,074 |
| Interest-bearing deposits | $158,126,000 | 2,783 |
| Deposits held in domestic offices | $164,054,000 | 3,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,162,000 | 2,948 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,548,000 | 1,957 |
| Total equity capital | $19,635,000 | 3,276 |
| Total bank equity capital | $19,635,000 | 3,276 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $10,500,000 | 2,424 |
| Undivided profits | $8,735,000 | 3,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,477,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,264,000 | 3,268 |
| Earning assets | $180,895,000 | 3,134 |
| Long-term assets (5+ years) | $15,232,000 | 4,003 |
| Average Assets, year-to-date | $195,255,670 | 3,107 |
| Average Assets, quarterly | $193,436,000 | 3,161 |
| Volatile liabilities | $47,749,000 | 2,620 |
| Insider loans | $2,820,000 | 2,399 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $52,659,000 | 1,751 |
| Tier 1 (core) risk-based capital | $19,856,000 | 3,163 |
| Tier 2 risk-based capital | $1,907,000 | 2,481 |
| Total risk weighted assets | $172,832,000 | 2,628 |
| Total unused commitments | $52,659,000 | 1,752 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 70 | 2,490 |
| Assets and Liabilities |
| Total Assets: | $193,473,000 | 3,175 |
| Cash and due from depository institutions | $4,587,000 | 2,490 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $30,804,000 | 3,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $150,706,000 | 2,799 |
| Loan loss allowance | $1,685,000 | 2,872 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,774,000 | 2,534 |
| Other real estate owned | $809,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,793,000 | 5,383 |
| Life insurance assets | $442,000 | 3,499 |
| Total liabilities and capital | $193,473,000 | 3,175 |
| Total liabilities | $173,379,000 | 3,164 |
| Total deposits | $165,087,000 | 3,066 |
| Interest-bearing deposits | $162,057,000 | 2,716 |
| Deposits held in domestic offices | $165,087,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,098,000 | 3,053 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,194,000 | 2,250 |
| Total equity capital | $20,094,000 | 3,224 |
| Total bank equity capital | $20,094,000 | 3,224 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $10,500,000 | 2,396 |
| Undivided profits | $9,194,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $539,000 | 3,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,198,000 | 3,284 |
| Earning assets | $181,510,000 | 3,114 |
| Long-term assets (5+ years) | $12,430,000 | 4,326 |
| Average Assets, year-to-date | $196,184,000 | 3,111 |
| Average Assets, quarterly | $196,184,000 | 3,111 |
| Volatile liabilities | $49,958,000 | 2,486 |
| Insider loans | $2,820,000 | 2,377 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $40,022,000 | 2,147 |
| Tier 1 (core) risk-based capital | $20,013,000 | 3,129 |
| Tier 2 risk-based capital | $1,757,000 | 2,669 |
| Total risk weighted assets | $165,551,000 | 2,700 |
| Total unused commitments | $40,022,000 | 2,148 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities |
| Total Assets: | $198,895,000 | 3,089 |
| Cash and due from depository institutions | $6,949,000 | 2,464 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $37,165,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $147,630,000 | 2,829 |
| Loan loss allowance | $1,615,000 | 2,956 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,761,000 | 2,493 |
| Other real estate owned | $502,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,888,000 | 5,324 |
| Life insurance assets | $442,000 | 3,474 |
| Total liabilities and capital | $198,895,000 | 3,089 |
| Total liabilities | $179,461,000 | 3,062 |
| Total deposits | $161,548,000 | 3,090 |
| Interest-bearing deposits | $154,355,000 | 2,795 |
| Deposits held in domestic offices | $161,548,000 | 3,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,045,000 | 1,261 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,844,000 | 3,050 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,024,000 | 2,366 |
| Total equity capital | $19,434,000 | 3,269 |
| Total bank equity capital | $19,434,000 | 3,269 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $10,500,000 | 2,350 |
| Undivided profits | $8,534,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,310,000 | 3,167 |
| Earning assets | $184,795,000 | 3,042 |
| Long-term assets (5+ years) | $8,250,000 | 5,012 |
| Average Assets, year-to-date | $187,920,800 | 3,100 |
| Average Assets, quarterly | $197,752,500 | 3,063 |
| Volatile liabilities | $55,173,000 | 2,464 |
| Insider loans | $2,620,000 | 2,469 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $40,959,000 | 2,089 |
| Tier 1 (core) risk-based capital | $19,450,000 | 3,156 |
| Tier 2 risk-based capital | $1,698,000 | 2,710 |
| Total risk weighted assets | $164,854,000 | 2,690 |
| Total unused commitments | $40,959,000 | 2,089 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 68 | 2,594 |
| Assets and Liabilities |
| Total Assets: | $196,610,000 | 3,073 |
| Cash and due from depository institutions | $5,579,000 | 2,594 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $36,433,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $147,689,000 | 2,811 |
| Loan loss allowance | $1,554,000 | 3,052 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,705,000 | 2,495 |
| Other real estate owned | $502,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,702,000 | 5,633 |
| Life insurance assets | $403,000 | 3,492 |
| Total liabilities and capital | $196,610,000 | 3,073 |
| Total liabilities | $176,102,000 | 3,079 |
| Total deposits | $163,193,000 | 3,009 |
| Interest-bearing deposits | $156,786,000 | 2,716 |
| Deposits held in domestic offices | $163,193,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,095,000 | 1,690 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,912,000 | 3,399 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,902,000 | 2,437 |
| Total equity capital | $20,508,000 | 3,095 |
| Total bank equity capital | $20,508,000 | 3,095 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $10,500,000 | 2,311 |
| Undivided profits | $9,608,000 | 3,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,000 | 7,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,158,000 | 3,503 |
| Earning assets | $184,122,000 | 3,026 |
| Long-term assets (5+ years) | $7,901,000 | 5,063 |
| Average Assets, year-to-date | $185,177,250 | 3,154 |
| Average Assets, quarterly | $190,692,500 | 3,133 |
| Volatile liabilities | $47,335,000 | 2,736 |
| Insider loans | $2,775,000 | 2,339 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $43,951,000 | 2,029 |
| Tier 1 (core) risk-based capital | $20,620,000 | 2,951 |
| Tier 2 risk-based capital | $1,645,000 | 2,782 |
| Total risk weighted assets | $165,232,000 | 2,661 |
| Total unused commitments | $43,951,000 | 2,031 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities |
| Total Assets: | $184,775,000 | 3,215 |
| Cash and due from depository institutions | $5,112,000 | 2,645 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $34,298,000 | 3,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $138,594,000 | 2,933 |
| Loan loss allowance | $1,522,000 | 3,078 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,729,000 | 2,459 |
| Other real estate owned | $502,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,540,000 | 5,767 |
| Life insurance assets | $403,000 | 3,465 |
| Total liabilities and capital | $184,775,000 | 3,215 |
| Total liabilities | $169,932,000 | 3,145 |
| Total deposits | $154,673,000 | 3,139 |
| Interest-bearing deposits | $148,926,000 | 2,817 |
| Deposits held in domestic offices | $154,673,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,510,000 | 1,515 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,217,000 | 3,154 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,532,000 | 2,644 |
| Total equity capital | $14,843,000 | 3,919 |
| Total bank equity capital | $14,843,000 | 3,919 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $5,500,000 | 3,597 |
| Undivided profits | $8,943,000 | 3,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $12,000 | 7,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $906,000 | 3,920 |
| Earning assets | $172,892,000 | 3,154 |
| Long-term assets (5+ years) | $8,018,000 | 4,995 |
| Average Assets, year-to-date | $181,366,330 | 3,215 |
| Average Assets, quarterly | $181,353,000 | 3,238 |
| Volatile liabilities | $50,510,000 | 2,565 |
| Insider loans | $2,765,000 | 2,298 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $46,679,000 | 1,952 |
| Tier 1 (core) risk-based capital | $15,266,000 | 3,814 |
| Tier 2 risk-based capital | $1,616,000 | 2,797 |
| Total risk weighted assets | $156,295,000 | 2,767 |
| Total unused commitments | $46,679,000 | 1,952 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities |
| Total Assets: | $177,931,000 | 3,287 |
| Cash and due from depository institutions | $4,019,000 | 2,689 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $34,664,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $132,583,000 | 2,994 |
| Loan loss allowance | $1,532,000 | 3,020 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,770,000 | 2,372 |
| Other real estate owned | $211,000 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,684,000 | 5,478 |
| Life insurance assets | $403,000 | 3,432 |
| Total liabilities and capital | $177,931,000 | 3,287 |
| Total liabilities | $164,185,000 | 3,217 |
| Total deposits | $154,122,000 | 3,127 |
| Interest-bearing deposits | $148,245,000 | 2,810 |
| Deposits held in domestic offices | $154,122,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $770,000 | 2,762 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,370,000 | 3,019 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,923,000 | 2,240 |
| Total equity capital | $13,746,000 | 4,125 |
| Total bank equity capital | $13,746,000 | 4,125 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $5,500,000 | 3,538 |
| Undivided profits | $7,846,000 | 3,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $715,000 | 2,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $896,000 | 3,785 |
| Earning assets | $167,247,000 | 3,219 |
| Long-term assets (5+ years) | $5,896,000 | 5,505 |
| Average Assets, year-to-date | $179,662,000 | 3,235 |
| Average Assets, quarterly | $179,662,000 | 3,235 |
| Volatile liabilities | $41,245,000 | 2,857 |
| Insider loans | $2,740,000 | 2,313 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $43,756,000 | 2,006 |
| Tier 1 (core) risk-based capital | $14,079,000 | 4,002 |
| Tier 2 risk-based capital | $1,619,000 | 2,753 |
| Total risk weighted assets | $149,355,000 | 2,842 |
| Total unused commitments | $43,756,000 | 2,007 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities |
| Total Assets: | $181,393,000 | 3,217 |
| Cash and due from depository institutions | $6,356,000 | 2,738 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $34,858,000 | 3,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $133,886,000 | 2,953 |
| Loan loss allowance | $1,537,000 | 2,963 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,708,000 | 2,374 |
| Other real estate owned | $211,000 | 2,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,374,000 | 5,969 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $181,393,000 | 3,217 |
| Total liabilities | $168,264,000 | 3,128 |
| Total deposits | $153,378,000 | 3,110 |
| Interest-bearing deposits | $146,087,000 | 2,804 |
| Deposits held in domestic offices | $153,378,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,015,000 | 1,633 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,045,000 | 2,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,826,000 | 2,288 |
| Total equity capital | $13,129,000 | 4,243 |
| Total bank equity capital | $13,129,000 | 4,243 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $5,500,000 | 3,495 |
| Undivided profits | $7,229,000 | 3,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $347,000 | 4,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $823,000 | 4,082 |
| Earning assets | $168,744,000 | 3,161 |
| Long-term assets (5+ years) | $6,604,000 | 5,346 |
| Average Assets, year-to-date | $174,480,600 | 3,183 |
| Average Assets, quarterly | $181,420,500 | 3,185 |
| Volatile liabilities | $49,439,000 | 2,473 |
| Insider loans | $2,340,000 | 2,543 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,286,000 | 2,006 |
| Tier 1 (core) risk-based capital | $13,474,000 | 4,118 |
| Tier 2 risk-based capital | $1,620,000 | 2,708 |
| Total risk weighted assets | $149,918,000 | 2,801 |
| Total unused commitments | $42,286,000 | 2,007 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities |
| Total Assets: | $181,448,000 | 3,164 |
| Cash and due from depository institutions | $3,879,000 | 2,751 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $36,306,000 | 3,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $135,419,000 | 2,886 |
| Loan loss allowance | $1,333,000 | 3,318 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,402,000 | 2,471 |
| Other real estate owned | $211,000 | 2,751 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,231,000 | 6,210 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $181,449,000 | 3,164 |
| Total liabilities | $168,331,000 | 3,074 |
| Total deposits | $154,139,000 | 3,045 |
| Interest-bearing deposits | $147,012,000 | 2,740 |
| Deposits held in domestic offices | $154,139,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,265,000 | 1,956 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,552,000 | 2,931 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,375,000 | 1,821 |
| Total equity capital | $13,118,000 | 4,210 |
| Total bank equity capital | $13,118,000 | 4,210 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $5,500,000 | 3,439 |
| Undivided profits | $7,218,000 | 3,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $622,000 | 3,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $741,000 | 4,394 |
| Earning assets | $171,725,000 | 3,080 |
| Long-term assets (5+ years) | $5,133,000 | 5,810 |
| Average Assets, year-to-date | $172,752,500 | 3,199 |
| Average Assets, quarterly | $177,880,000 | 3,187 |
| Volatile liabilities | $44,167,000 | 2,611 |
| Insider loans | $2,340,000 | 2,528 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,511,000 | 2,117 |
| Tier 1 (core) risk-based capital | $13,577,000 | 4,029 |
| Tier 2 risk-based capital | $1,420,000 | 2,965 |
| Total risk weighted assets | $146,732,000 | 2,792 |
| Total unused commitments | $38,511,000 | 2,119 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 64 | 2,700 |
| Assets and Liabilities |
| Total Assets: | $174,312,000 | 3,209 |
| Cash and due from depository institutions | $4,501,000 | 2,700 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $38,438,000 | 2,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $125,661,000 | 2,995 |
| Loan loss allowance | $1,306,000 | 3,314 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,298,000 | 2,465 |
| Other real estate owned | $211,000 | 2,700 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,203,000 | 6,118 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $174,312,000 | 3,209 |
| Total liabilities | $161,741,000 | 3,126 |
| Total deposits | $146,888,000 | 3,119 |
| Interest-bearing deposits | $140,912,000 | 2,795 |
| Deposits held in domestic offices | $146,888,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,480,000 | 1,931 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,315,000 | 2,772 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,058,000 | 1,915 |
| Total equity capital | $12,571,000 | 4,295 |
| Total bank equity capital | $12,571,000 | 4,295 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $5,500,000 | 3,398 |
| Undivided profits | $6,671,000 | 3,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $803,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $669,000 | 4,410 |
| Earning assets | $164,099,000 | 3,143 |
| Long-term assets (5+ years) | $5,973,000 | 5,621 |
| Average Assets, year-to-date | $169,854,000 | 3,229 |
| Average Assets, quarterly | $171,731,000 | 3,216 |
| Volatile liabilities | $36,239,000 | 2,872 |
| Insider loans | $2,350,000 | 2,484 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,574,000 | 2,023 |
| Tier 1 (core) risk-based capital | $13,038,000 | 4,085 |
| Tier 2 risk-based capital | $1,379,000 | 3,002 |
| Total risk weighted assets | $138,546,000 | 2,872 |
| Total unused commitments | $39,574,000 | 2,023 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 63 | 2,711 |
| Assets and Liabilities |
| Total Assets: | $169,150,000 | 3,275 |
| Cash and due from depository institutions | $3,592,000 | 2,711 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,525,000 | 2,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $119,272,000 | 3,071 |
| Loan loss allowance | $1,274,000 | 3,388 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,320,000 | 2,422 |
| Other real estate owned | $211,000 | 2,711 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,230,000 | 6,071 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $169,150,000 | 3,275 |
| Total liabilities | $155,959,000 | 3,208 |
| Total deposits | $145,332,000 | 3,141 |
| Interest-bearing deposits | $141,070,000 | 2,797 |
| Deposits held in domestic offices | $145,332,000 | 3,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,767,000 | 2,799 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,860,000 | 2,066 |
| Total equity capital | $13,191,000 | 4,060 |
| Total bank equity capital | $13,191,000 | 4,060 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $5,500,000 | 3,365 |
| Undivided profits | $7,291,000 | 3,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,085,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $688,000 | 4,218 |
| Earning assets | $159,797,000 | 3,197 |
| Long-term assets (5+ years) | $6,053,000 | 5,675 |
| Average Assets, year-to-date | $167,625,000 | 3,279 |
| Average Assets, quarterly | $167,625,000 | 3,279 |
| Volatile liabilities | $37,317,000 | 2,723 |
| Insider loans | $2,088,000 | 2,660 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,938,000 | 2,195 |
| Tier 1 (core) risk-based capital | $13,759,000 | 3,849 |
| Tier 2 risk-based capital | $1,347,000 | 3,039 |
| Total risk weighted assets | $131,377,000 | 2,965 |
| Total unused commitments | $33,938,000 | 2,200 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities |
| Total Assets: | $166,100,000 | 3,322 |
| Cash and due from depository institutions | $2,210,000 | 2,973 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $38,722,000 | 2,985 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 4,060 |
| Net loans & leases | $117,505,000 | 3,097 |
| Loan loss allowance | $1,255,000 | 3,383 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,384,000 | 2,367 |
| Other real estate owned | $211,000 | 2,973 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,193,000 | 6,122 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $166,100,000 | 3,322 |
| Total liabilities | $153,044,000 | 3,254 |
| Total deposits | $142,975,000 | 3,171 |
| Interest-bearing deposits | $138,772,000 | 2,822 |
| Deposits held in domestic offices | $142,975,000 | 3,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,563,000 | 2,992 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,506,000 | 1,585 |
| Total equity capital | $13,056,000 | 4,084 |
| Total bank equity capital | $13,056,000 | 4,084 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $5,500,000 | 3,316 |
| Undivided profits | $7,156,000 | 3,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $994,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $623,000 | 4,572 |
| Earning assets | $158,102,000 | 3,217 |
| Long-term assets (5+ years) | $4,324,000 | 6,258 |
| Average Assets, year-to-date | $164,649,200 | 3,219 |
| Average Assets, quarterly | $166,142,000 | 3,285 |
| Volatile liabilities | $34,762,000 | 2,845 |
| Insider loans | $3,584,000 | 1,702 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $41,474,000 | 1,844 |
| Tier 1 (core) risk-based capital | $13,275,000 | 3,918 |
| Tier 2 risk-based capital | $1,346,000 | 3,026 |
| Total risk weighted assets | $128,362,000 | 3,000 |
| Total unused commitments | $41,474,000 | 1,845 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 59 | 2,880 |
| Assets and Liabilities |
| Total Assets: | $166,184,000 | 3,264 |
| Cash and due from depository institutions | $3,499,000 | 2,880 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $41,277,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $115,770,000 | 3,097 |
| Loan loss allowance | $1,163,000 | 3,596 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,373,000 | 2,334 |
| Other real estate owned | $211,000 | 2,880 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,054,000 | 6,457 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $166,184,000 | 3,264 |
| Total liabilities | $153,159,000 | 3,193 |
| Total deposits | $139,685,000 | 3,188 |
| Interest-bearing deposits | $134,114,000 | 2,870 |
| Deposits held in domestic offices | $139,685,000 | 3,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,885,000 | 1,655 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,472,000 | 3,208 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,117,000 | 1,832 |
| Total equity capital | $13,025,000 | 4,078 |
| Total bank equity capital | $13,025,000 | 4,078 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $5,500,000 | 3,264 |
| Undivided profits | $7,125,000 | 3,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,564,000 | 1,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $633,000 | 4,655 |
| Earning assets | $157,047,000 | 3,186 |
| Long-term assets (5+ years) | $3,201,000 | 6,735 |
| Average Assets, year-to-date | $164,286,500 | 3,221 |
| Average Assets, quarterly | $163,919,500 | 3,272 |
| Volatile liabilities | $40,653,000 | 2,452 |
| Insider loans | $3,592,000 | 1,631 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $47,057,000 | 1,639 |
| Tier 1 (core) risk-based capital | $13,231,000 | 3,891 |
| Tier 2 risk-based capital | $1,262,000 | 3,152 |
| Total risk weighted assets | $126,326,000 | 2,985 |
| Total unused commitments | $47,057,000 | 1,640 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities |
| Total Assets: | $161,655,000 | 3,331 |
| Cash and due from depository institutions | $5,269,000 | 2,858 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $40,788,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $109,974,000 | 3,176 |
| Loan loss allowance | $1,160,000 | 3,605 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,196,000 | 2,388 |
| Other real estate owned | $222,000 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,206,000 | 6,091 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $161,655,000 | 3,331 |
| Total liabilities | $149,695,000 | 3,249 |
| Total deposits | $136,394,000 | 3,237 |
| Interest-bearing deposits | $131,719,000 | 2,906 |
| Deposits held in domestic offices | $136,394,000 | 3,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,470,000 | 1,561 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,787,000 | 3,345 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,044,000 | 1,742 |
| Total equity capital | $11,960,000 | 4,241 |
| Total bank equity capital | $11,960,000 | 4,241 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $5,500,000 | 3,224 |
| Undivided profits | $6,060,000 | 4,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,839,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $763,000 | 3,768 |
| Earning assets | $150,762,000 | 3,274 |
| Long-term assets (5+ years) | $4,654,000 | 6,334 |
| Average Assets, year-to-date | $163,654,000 | 3,238 |
| Average Assets, quarterly | $164,886,500 | 3,244 |
| Volatile liabilities | $39,303,000 | 2,469 |
| Insider loans | $2,189,000 | 2,516 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $44,062,000 | 1,720 |
| Tier 1 (core) risk-based capital | $12,734,000 | 3,975 |
| Tier 2 risk-based capital | $1,245,000 | 3,144 |
| Total risk weighted assets | $123,245,000 | 3,014 |
| Total unused commitments | $44,062,000 | 1,724 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities |
| Total Assets: | $168,118,000 | 3,188 |
| Cash and due from depository institutions | $3,732,000 | 3,036 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $40,006,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $6,995,000 | 2,120 |
| Net loans & leases | $112,232,000 | 3,058 |
| Loan loss allowance | $1,204,000 | 3,451 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,922,000 | 2,525 |
| Other real estate owned | $222,000 | 3,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,009,000 | 6,392 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $168,118,000 | 3,188 |
| Total liabilities | $155,691,000 | 3,115 |
| Total deposits | $146,161,000 | 3,034 |
| Interest-bearing deposits | $132,635,000 | 2,887 |
| Deposits held in domestic offices | $146,161,000 | 3,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,892,000 | 2,799 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,638,000 | 2,266 |
| Total equity capital | $12,427,000 | 4,211 |
| Total bank equity capital | $12,427,000 | 4,211 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $5,500,000 | 3,188 |
| Undivided profits | $6,527,000 | 4,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $457,000 | 4,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $509,000 | 5,122 |
| Earning assets | $159,233,000 | 3,110 |
| Long-term assets (5+ years) | $3,484,000 | 6,677 |
| Average Assets, year-to-date | $164,653,500 | 3,221 |
| Average Assets, quarterly | $164,653,500 | 3,221 |
| Volatile liabilities | $39,369,000 | 2,379 |
| Insider loans | $2,900,000 | 1,950 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,067,000 | 2,379 |
| Tier 1 (core) risk-based capital | $12,286,000 | 4,059 |
| Tier 2 risk-based capital | $1,244,000 | 3,104 |
| Total risk weighted assets | $125,496,000 | 2,905 |
| Total unused commitments | $27,067,000 | 2,386 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities |
| Total Assets: | $161,189,000 | 3,292 |
| Cash and due from depository institutions | $3,261,000 | 3,010 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $39,183,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $113,430,000 | 3,020 |
| Loan loss allowance | $1,114,000 | 3,653 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,773,000 | 2,597 |
| Other real estate owned | $332,000 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,210,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,189,000 | 3,292 |
| Total liabilities | $149,410,000 | 3,203 |
| Total deposits | $134,820,000 | 3,240 |
| Interest-bearing deposits | $120,070,000 | 3,096 |
| Deposits held in domestic offices | $134,820,000 | 3,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,800,000 | 1,642 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,054,000 | 2,728 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,736,000 | 2,060 |
| Total equity capital | $11,779,000 | 4,310 |
| Total bank equity capital | $11,779,000 | 4,310 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $5,500,000 | 3,154 |
| Undivided profits | $5,879,000 | 4,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $368,000 | 4,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $761,000 | 3,836 |
| Earning assets | $152,613,000 | 3,198 |
| Long-term assets (5+ years) | $3,238,000 | 6,793 |
| Average Assets, year-to-date | $150,883,800 | 3,378 |
| Average Assets, quarterly | $158,760,500 | 3,314 |
| Volatile liabilities | $44,350,000 | 2,171 |
| Insider loans | $2,905,000 | 1,921 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $31,432,000 | 2,084 |
| Tier 1 (core) risk-based capital | $11,828,000 | 4,143 |
| Tier 2 risk-based capital | $1,164,000 | 3,282 |
| Total risk weighted assets | $126,114,000 | 2,902 |
| Total unused commitments | $31,432,000 | 2,087 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities |
| Total Assets: | $156,332,000 | 3,368 |
| Cash and due from depository institutions | $4,310,000 | 3,026 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $40,555,000 | 2,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $106,621,000 | 3,164 |
| Loan loss allowance | $1,221,000 | 3,392 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,642,000 | 2,659 |
| Other real estate owned | $222,000 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $982,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,332,000 | 3,368 |
| Total liabilities | $144,669,000 | 3,286 |
| Total deposits | $130,164,000 | 3,328 |
| Interest-bearing deposits | $115,123,000 | 3,209 |
| Deposits held in domestic offices | $130,164,000 | 3,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,975,000 | 1,692 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,757,000 | 2,600 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,773,000 | 2,115 |
| Total equity capital | $11,663,000 | 4,336 |
| Total bank equity capital | $11,663,000 | 4,336 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $5,500,000 | 3,098 |
| Undivided profits | $5,763,000 | 4,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,441,000 | 2,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $609,000 | 4,809 |
| Earning assets | $147,176,000 | 3,293 |
| Long-term assets (5+ years) | $32,841,000 | 2,611 |
| Average Assets, year-to-date | $148,307,500 | 3,441 |
| Average Assets, quarterly | $152,853,500 | 3,411 |
| Volatile liabilities | $41,943,000 | 2,216 |
| Insider loans | $2,912,000 | 1,892 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,586,000 | 2,006 |
| Tier 1 (core) risk-based capital | $11,639,000 | 4,186 |
| Tier 2 risk-based capital | $1,287,000 | 3,017 |
| Total risk weighted assets | $120,308,000 | 2,997 |
| Total unused commitments | $33,586,000 | 2,007 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities |
| Total Assets: | $149,375,000 | 3,487 |
| Cash and due from depository institutions | $4,467,000 | 3,017 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $35,276,000 | 3,171 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,611 |
| Net loans & leases | $100,662,000 | 3,281 |
| Loan loss allowance | $1,205,000 | 3,388 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,363,000 | 2,788 |
| Other real estate owned | $1,056,000 | 3,017 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $901,000 | 6,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,375,000 | 3,487 |
| Total liabilities | $138,596,000 | 3,376 |
| Total deposits | $128,526,000 | 3,336 |
| Interest-bearing deposits | $114,144,000 | 3,226 |
| Deposits held in domestic offices | $128,526,000 | 3,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,296,000 | 2,622 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,774,000 | 2,197 |
| Total equity capital | $10,779,000 | 4,580 |
| Total bank equity capital | $10,779,000 | 4,580 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $5,379,000 | 4,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,143,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $514,000 | 5,289 |
| Earning assets | $139,588,000 | 3,410 |
| Long-term assets (5+ years) | $2,103,000 | 7,236 |
| Average Assets, year-to-date | $145,632,670 | 3,490 |
| Average Assets, quarterly | $147,358,000 | 3,484 |
| Volatile liabilities | $35,733,000 | 2,473 |
| Insider loans | $3,258,000 | 1,688 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $38,865,000 | 1,746 |
| Tier 1 (core) risk-based capital | $10,590,000 | 4,435 |
| Tier 2 risk-based capital | $1,205,000 | 3,122 |
| Total risk weighted assets | $113,805,000 | 3,089 |
| Total unused commitments | $38,865,000 | 1,755 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities |
| Total Assets: | $145,341,000 | 3,503 |
| Cash and due from depository institutions | $3,388,000 | 3,006 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $33,246,000 | 3,260 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,248 |
| Net loans & leases | $98,638,000 | 3,283 |
| Loan loss allowance | $1,205,000 | 3,337 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,164,000 | 2,904 |
| Other real estate owned | $1,069,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $936,000 | 6,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,341,000 | 3,503 |
| Total liabilities | $134,724,000 | 3,403 |
| Total deposits | $125,920,000 | 3,381 |
| Interest-bearing deposits | $113,036,000 | 3,233 |
| Deposits held in domestic offices | $125,920,000 | 3,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,103,000 | 2,692 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,701,000 | 2,316 |
| Total equity capital | $10,617,000 | 4,550 |
| Total bank equity capital | $10,617,000 | 4,550 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $5,217,000 | 4,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $988,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $551,000 | 4,999 |
| Earning assets | $136,884,000 | 3,422 |
| Long-term assets (5+ years) | $2,904,000 | 6,855 |
| Average Assets, year-to-date | $143,761,500 | 3,513 |
| Average Assets, quarterly | $143,761,500 | 3,513 |
| Volatile liabilities | $34,263,000 | 2,538 |
| Insider loans | $3,425,000 | 1,589 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,156,000 | 1,804 |
| Tier 1 (core) risk-based capital | $10,482,000 | 4,397 |
| Tier 2 risk-based capital | $1,205,000 | 3,069 |
| Total risk weighted assets | $111,198,000 | 3,112 |
| Total unused commitments | $35,156,000 | 1,813 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities |
| Total Assets: | $142,182,000 | 3,534 |
| Cash and due from depository institutions | $3,487,000 | 3,068 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $33,742,000 | 3,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $99,447,000 | 3,227 |
| Loan loss allowance | $1,203,000 | 3,263 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,966,000 | 3,073 |
| Other real estate owned | $1,271,000 | 3,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,269,000 | 5,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,182,000 | 3,534 |
| Total liabilities | $131,822,000 | 3,433 |
| Total deposits | $115,138,000 | 3,595 |
| Interest-bearing deposits | $102,086,000 | 3,479 |
| Deposits held in domestic offices | $115,138,000 | 3,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,520,000 | 1,201 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,142,000 | 2,729 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,022,000 | 2,008 |
| Total equity capital | $10,360,000 | 4,602 |
| Total bank equity capital | $10,360,000 | 4,602 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $4,960,000 | 4,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $711,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $790,000 | 3,934 |
| Earning assets | $133,289,000 | 3,467 |
| Long-term assets (5+ years) | $4,202,000 | 6,334 |
| Average Assets, year-to-date | $138,675,000 | 3,466 |
| Average Assets, quarterly | $140,919,000 | 3,526 |
| Volatile liabilities | $37,173,000 | 2,360 |
| Insider loans | $4,190,000 | 1,259 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,890,000 | 1,916 |
| Tier 1 (core) risk-based capital | $10,099,000 | 4,468 |
| Tier 2 risk-based capital | $1,203,000 | 3,036 |
| Total risk weighted assets | $112,194,000 | 3,045 |
| Total unused commitments | $30,890,000 | 1,921 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities |
| Total Assets: | $133,102,000 | 3,607 |
| Cash and due from depository institutions | $2,831,000 | 3,073 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $32,442,000 | 3,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $93,537,000 | 3,309 |
| Loan loss allowance | $976,000 | 3,664 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,158,000 | 2,829 |
| Other real estate owned | $11,000 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,123,000 | 6,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,102,000 | 3,607 |
| Total liabilities | $123,493,000 | 3,514 |
| Total deposits | $112,277,000 | 3,555 |
| Interest-bearing deposits | $99,304,000 | 3,444 |
| Deposits held in domestic offices | $112,277,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $480,000 | 2,998 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,662,000 | 2,372 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,074,000 | 1,954 |
| Total equity capital | $9,609,000 | 4,653 |
| Total bank equity capital | $9,609,000 | 4,653 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $4,209,000 | 4,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,119,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $782,000 | 4,304 |
| Earning assets | $125,979,000 | 3,504 |
| Long-term assets (5+ years) | $4,283,000 | 6,389 |
| Average Assets, year-to-date | $131,379,600 | 3,495 |
| Average Assets, quarterly | $133,649,000 | 3,562 |
| Volatile liabilities | $30,919,000 | 2,670 |
| Insider loans | $3,883,000 | 1,271 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,387,000 | 2,108 |
| Tier 1 (core) risk-based capital | $9,022,000 | 4,731 |
| Tier 2 risk-based capital | $976,000 | 3,428 |
| Total risk weighted assets | $104,347,000 | 3,106 |
| Total unused commitments | $25,387,000 | 2,112 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities |
| Total Assets: | $127,752,000 | 3,605 |
| Cash and due from depository institutions | $4,264,000 | 3,075 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $29,581,000 | 3,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $89,185,000 | 3,346 |
| Loan loss allowance | $760,000 | 4,313 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,231,000 | 2,715 |
| Other real estate owned | $397,000 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,094,000 | 5,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,752,000 | 3,605 |
| Total liabilities | $118,191,000 | 3,526 |
| Total deposits | $110,989,000 | 3,447 |
| Interest-bearing deposits | $95,853,000 | 3,444 |
| Deposits held in domestic offices | $110,989,000 | 3,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,225,000 | 2,624 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,515,000 | 3,327 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,462,000 | 1,739 |
| Total equity capital | $9,561,000 | 4,561 |
| Total bank equity capital | $9,561,000 | 4,561 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $4,161,000 | 4,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,282,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $534,000 | 4,883 |
| Earning assets | $118,866,000 | 3,565 |
| Long-term assets (5+ years) | $3,616,000 | 6,588 |
| Average Assets, year-to-date | $127,563,000 | 3,479 |
| Average Assets, quarterly | $127,687,500 | 3,570 |
| Volatile liabilities | $24,235,000 | 3,175 |
| Insider loans | $1,825,000 | 2,502 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,238,000 | 1,528 |
| Tier 1 (core) risk-based capital | $9,393,000 | 4,514 |
| Tier 2 risk-based capital | $760,000 | 4,065 |
| Total risk weighted assets | $95,098,700 | 3,224 |
| Total unused commitments | $35,238,000 | 1,529 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities |
| Total Assets: | $124,395,000 | 3,650 |
| Cash and due from depository institutions | $5,241,000 | 3,178 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $27,747,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $87,008,000 | 3,319 |
| Loan loss allowance | $791,000 | 4,136 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,347,000 | 2,587 |
| Other real estate owned | $113,000 | 3,178 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $939,000 | 6,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,395,000 | 3,650 |
| Total liabilities | $115,848,000 | 3,542 |
| Total deposits | $107,826,000 | 3,487 |
| Interest-bearing deposits | $94,810,000 | 3,424 |
| Deposits held in domestic offices | $107,826,000 | 3,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,510,000 | 1,797 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,100,000 | 4,447 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,412,000 | 1,621 |
| Total equity capital | $8,547,000 | 4,828 |
| Total bank equity capital | $8,547,000 | 4,828 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $3,147,000 | 5,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,057,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $446,000 | 4,992 |
| Earning assets | $114,855,000 | 3,622 |
| Long-term assets (5+ years) | $3,402,000 | 6,964 |
| Average Assets, year-to-date | $121,303,400 | 3,608 |
| Average Assets, quarterly | $126,643,000 | 3,571 |
| Volatile liabilities | $25,868,000 | 2,849 |
| Insider loans | $1,690,000 | 2,567 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,013,000 | 1,818 |
| Tier 1 (core) risk-based capital | $8,589,000 | 4,821 |
| Tier 2 risk-based capital | $792,000 | 3,833 |
| Total risk weighted assets | $91,443,600 | 3,225 |
| Total unused commitments | $28,013,000 | 1,823 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities |
| Total Assets: | $116,230,000 | 3,819 |
| Cash and due from depository institutions | $2,438,000 | 3,309 |
| Interest-bearing balances | $199,000 | 4,326 |
| Securities | $33,771,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $5,405,000 | 3,163 |
| Net loans & leases | $69,968,000 | 3,778 |
| Loan loss allowance | $1,000,000 | 3,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,416,000 | 2,374 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,232,000 | 5,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,230,000 | 3,819 |
| Total liabilities | $109,008,000 | 3,668 |
| Total deposits | $102,007,000 | 3,641 |
| Interest-bearing deposits | $89,641,000 | 3,561 |
| Deposits held in domestic offices | $102,007,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,509,000 | 2,421 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,492,000 | 1,644 |
| Total equity capital | $7,222,000 | 5,639 |
| Total bank equity capital | $7,222,000 | 5,639 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $1,822,000 | 7,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $240,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $350,000 | 6,009 |
| Earning assets | $109,343,000 | 3,757 |
| Long-term assets (5+ years) | $2,513,000 | 7,414 |
| Average Assets, year-to-date | $108,097,000 | 3,863 |
| Average Assets, quarterly | $111,363,500 | 3,888 |
| Volatile liabilities | $20,151,000 | 2,988 |
| Insider loans | $2,167,000 | 1,972 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,648,000 | 1,908 |
| Tier 1 (core) risk-based capital | $6,788,000 | 5,721 |
| Tier 2 risk-based capital | $1,000,000 | 3,022 |
| Total risk weighted assets | $80,420,600 | 3,423 |
| Total unused commitments | $24,648,000 | 1,915 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities |
| Total Assets: | $95,351,000 | 4,500 |
| Cash and due from depository institutions | $2,590,000 | 3,486 |
| Interest-bearing balances | $194,000 | 4,065 |
| Securities | $24,453,000 | 4,275 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 2,083 |
| Net loans & leases | $57,818,000 | 4,451 |
| Loan loss allowance | $979,000 | 3,416 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,731,000 | 2,894 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,109,000 | 5,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,351,000 | 4,500 |
| Total liabilities | $88,090,000 | 4,366 |
| Total deposits | $85,092,000 | 4,275 |
| Interest-bearing deposits | $71,131,000 | 4,383 |
| Deposits held in domestic offices | $85,092,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $695,000 | 3,827 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,303,000 | 1,811 |
| Total equity capital | $7,261,000 | 5,595 |
| Total bank equity capital | $7,261,000 | 5,595 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $1,861,000 | 7,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $312,000 | 5,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $370,000 | 5,984 |
| Earning assets | $89,115,000 | 4,449 |
| Long-term assets (5+ years) | $1,196,000 | 8,327 |
| Average Assets, year-to-date | $94,590,600 | 4,370 |
| Average Assets, quarterly | $95,245,000 | 4,465 |
| Volatile liabilities | $10,807,000 | 4,743 |
| Insider loans | $1,929,000 | 2,136 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,153,000 | 2,373 |
| Tier 1 (core) risk-based capital | $6,999,000 | 5,601 |
| Tier 2 risk-based capital | $784,740 | 3,629 |
| Total risk weighted assets | $62,584,640 | 4,198 |
| Total unused commitments | $17,153,000 | 2,378 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities |
| Total Assets: | $93,781,000 | 4,677 |
| Cash and due from depository institutions | $3,109,000 | 4,676 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,186,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $51,592,000 | 4,908 |
| Loan loss allowance | $869,000 | 3,961 |
| Trading account assets | $194,000 | 206 |
| Bank premises and fixed assets | $1,805,000 | 4,085 |
| Other real estate owned | $0 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,895,000 | 3,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,781,000 | 4,677 |
| Total liabilities | $86,389,000 | 4,567 |
| Total deposits | $79,641,000 | 4,658 |
| Interest-bearing deposits | $66,925,000 | 4,737 |
| Deposits held in domestic offices | $79,641,000 | 4,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,095,000 | 1,939 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,085,000 | 3,254 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,568,000 | 1,650 |
| Total equity capital | $7,392,000 | 5,585 |
| Total bank equity capital | $7,392,000 | 5,585 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $1,992,000 | 7,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,184,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $266,000 | 7,405 |
| Earning assets | $86,972,000 | 4,646 |
| Long-term assets (5+ years) | $4,815,000 | 5,965 |
| Average Assets, year-to-date | $87,622,400 | 4,792 |
| Average Assets, quarterly | $90,285,500 | 4,787 |
| Volatile liabilities | $15,155,000 | 3,587 |
| Insider loans | $1,692,000 | 2,453 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,659,000 | 2,249 |
| Tier 1 (core) risk-based capital | $7,025,000 | 5,673 |
| Tier 2 risk-based capital | $696,500 | 4,083 |
| Total risk weighted assets | $55,547,500 | 4,696 |
| Total unused commitments | $17,659,000 | 2,265 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities |
| Total Assets: | $87,225,000 | 5,000 |
| Cash and due from depository institutions | $5,458,000 | 4,605 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,617,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 6,977 |
| Net loans & leases | $39,894,000 | 5,848 |
| Loan loss allowance | $730,000 | 4,580 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,747,000 | 4,160 |
| Other real estate owned | $0 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,334,000 | 5,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,225,000 | 5,000 |
| Total liabilities | $79,826,000 | 4,919 |
| Total deposits | $75,635,000 | 4,922 |
| Interest-bearing deposits | $60,949,000 | 5,224 |
| Deposits held in domestic offices | $75,635,000 | 4,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,841,000 | 2,475 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,350,000 | 1,843 |
| Total equity capital | $7,399,000 | 5,619 |
| Total bank equity capital | $7,399,000 | 5,619 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $1,999,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $274,000 | 5,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $258,000 | 7,779 |
| Earning assets | $78,686,000 | 5,068 |
| Long-term assets (5+ years) | $4,179,000 | 6,261 |
| Average Assets, year-to-date | $84,113,200 | 4,941 |
| Average Assets, quarterly | $85,471,000 | 5,029 |
| Volatile liabilities | $6,380,000 | 6,097 |
| Insider loans | $791,000 | 4,341 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $31,000 | 1,570 |
| Unused loan commitments | $16,546,000 | 2,270 |
| Tier 1 (core) risk-based capital | $7,050,000 | 5,699 |
| Tier 2 risk-based capital | $540,100 | 4,967 |
| Total risk weighted assets | $43,017,900 | 5,650 |
| Total unused commitments | $16,546,000 | 2,282 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities |
| Total Assets: | $83,504,000 | 5,119 |
| Cash and due from depository institutions | $4,976,000 | 4,778 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,654,000 | 3,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,146,000 | 6,345 |
| Loan loss allowance | $700,000 | 4,827 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,866,000 | 3,891 |
| Other real estate owned | $0 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,862,000 | 4,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,504,000 | 5,119 |
| Total liabilities | $77,086,000 | 5,021 |
| Total deposits | $69,790,000 | 5,235 |
| Interest-bearing deposits | $56,465,000 | 5,520 |
| Deposits held in domestic offices | $69,790,000 | 5,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,747,000 | 1,669 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,549,000 | 2,177 |
| Total equity capital | $6,418,000 | 5,945 |
| Total bank equity capital | $6,418,000 | 5,945 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $1,018,000 | 9,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,261,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $235,000 | 7,748 |
| Earning assets | $74,800,000 | 5,222 |
| Long-term assets (5+ years) | $5,656,000 | 5,664 |
| Average Assets, year-to-date | $81,092,800 | 5,140 |
| Average Assets, quarterly | $81,592,500 | 5,182 |
| Volatile liabilities | $8,929,000 | 4,699 |
| Insider loans | $844,000 | 4,161 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,855,000 | 2,631 |
| Tier 1 (core) risk-based capital | $6,607,000 | 5,920 |
| Tier 2 risk-based capital | $499,780 | 5,294 |
| Total risk weighted assets | $39,782,380 | 5,926 |
| Total unused commitments | $12,855,000 | 2,641 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities |
| Total Assets: | $82,793,000 | 5,249 |
| Cash and due from depository institutions | $4,598,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,667,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $39,151,000 | 5,821 |
| Loan loss allowance | $679,000 | 5,091 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,953,000 | 3,713 |
| Other real estate owned | $43,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,381,000 | 4,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,793,000 | 5,249 |
| Total liabilities | $76,284,000 | 5,179 |
| Total deposits | $73,231,000 | 5,171 |
| Interest-bearing deposits | $59,566,000 | 5,485 |
| Deposits held in domestic offices | $73,231,000 | 5,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,498 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,603,000 | 2,180 |
| Total equity capital | $6,509,000 | 5,975 |
| Total bank equity capital | $6,509,000 | 5,975 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $1,109,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,232,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $198,000 | 8,187 |
| Earning assets | $74,818,000 | 5,339 |
| Long-term assets (5+ years) | $6,976,000 | 5,430 |
| Average Assets, year-to-date | $79,923,400 | 5,288 |
| Average Assets, quarterly | $81,851,000 | 5,257 |
| Volatile liabilities | $5,511,000 | 6,180 |
| Insider loans | $561,000 | 5,367 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,278,000 | 754 |
| Unused loan commitments | $9,158,000 | 3,290 |
| Tier 1 (core) risk-based capital | $6,476,000 | 5,931 |
| Tier 2 risk-based capital | $537,750 | 4,956 |
| Total risk weighted assets | $42,878,950 | 5,583 |
| Total unused commitments | $9,158,000 | 3,308 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities |
| Total Assets: | $77,777,000 | 5,621 |
| Cash and due from depository institutions | $2,940,000 | 4,959 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $27,783,000 | 4,772 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 8,306 |
| Net loans & leases | $42,994,000 | 5,440 |
| Loan loss allowance | $614,000 | 5,545 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,785,000 | 4,000 |
| Other real estate owned | $43,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,082,000 | 5,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,777,000 | 5,621 |
| Total liabilities | $72,071,000 | 5,546 |
| Total deposits | $70,499,000 | 5,467 |
| Interest-bearing deposits | $56,177,000 | 5,883 |
| Deposits held in domestic offices | $70,499,000 | 5,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,572,000 | 2,270 |
| Total equity capital | $5,706,000 | 6,414 |
| Total bank equity capital | $5,706,000 | 6,414 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $1,106,000 | 9,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $384,000 | 6,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $308,000 | 6,382 |
| Earning assets | $71,927,000 | 5,551 |
| Long-term assets (5+ years) | $12,072,000 | 3,819 |
| Average Assets, year-to-date | $74,942,000 | 5,656 |
| Average Assets, quarterly | $77,118,000 | 5,599 |
| Volatile liabilities | $3,946,000 | 7,477 |
| Insider loans | $488,000 | 1,884 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,447,000 | 512 |
| Unused loan commitments | $8,157,000 | 3,368 |
| Tier 1 (core) risk-based capital | $5,706,000 | 6,337 |
| Tier 2 risk-based capital | $572,220 | 4,664 |
| Total risk weighted assets | $45,736,020 | 5,319 |
| Total unused commitments | $8,157,000 | 3,389 |
| Derivatives | $0 | 651 |
