Home > INATrust, fsb > Income and Expense
INATrust, fsb, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 8,508 |
| Total interest expense | $35,000 | 8,439 |
| Net interest income | $111,000 | 8,508 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $270,000 | 6,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $270,000 | 4,431 |
| Total noninterest expense | $720,000 | 8,055 |
| Salaries and employee benefits | $6,000 | 8,508 |
| Premises and equipment expense | $35,000 | 8,360 |
| Additional noninterest expense | $679,000 | 5,810 |
| Pre-tax net operating income | $-339,000 | 7,729 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $-342,000 | 7,808 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-342,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-342,000 | 7,790 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $122,000 | 8,533 |
| Total interest expense | $35,000 | 8,467 |
| Net interest income | $87,000 | 8,534 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $167,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $167,000 | 4,863 |
| Total noninterest expense | $596,000 | 7,914 |
| Salaries and employee benefits | $6,000 | 8,535 |
| Premises and equipment expense | $25,000 | 8,378 |
| Additional noninterest expense | $565,000 | 5,487 |
| Pre-tax net operating income | $-342,000 | 7,981 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $-345,000 | 8,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-345,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-345,000 | 8,023 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $80,000 | 8,590 |
| Total interest expense | $23,000 | 8,520 |
| Net interest income | $57,000 | 8,588 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $153,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $153,000 | 4,275 |
| Total noninterest expense | $327,000 | 8,183 |
| Salaries and employee benefits | $6,000 | 8,586 |
| Premises and equipment expense | $13,000 | 8,471 |
| Additional noninterest expense | $308,000 | 6,048 |
| Pre-tax net operating income | $-117,000 | 8,001 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $-120,000 | 8,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-120,000 | 8,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-120,000 | 8,023 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $41,000 | 8,631 |
| Total interest expense | $11,000 | 8,567 |
| Net interest income | $30,000 | 8,629 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $231,000 | 7,825 |
| Salaries and employee benefits | $6,000 | 8,623 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $-139,000 | 8,215 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-10,000 | 8,245 |
| Income before extraordinary items | $-129,000 | 8,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-129,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-129,000 | 8,220 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,612 |
| Total interest expense | $42,000 | 8,580 |
| Net interest income | $204,000 | 8,603 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,619,000 | 2,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,619,000 | 1,576 |
| Total noninterest expense | $4,549,000 | 3,611 |
| Salaries and employee benefits | $627,000 | 7,510 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $3,854,000 | 1,372 |
| Pre-tax net operating income | $-2,726,000 | 8,621 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-15,000 | 8,198 |
| Income before extraordinary items | $-2,711,000 | 8,634 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,711,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,711,000 | 8,625 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,691 |
| Total interest expense | $30,000 | 8,651 |
| Net interest income | $138,000 | 8,682 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,442,000 | 2,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,442,000 | 1,394 |
| Total noninterest expense | $2,694,000 | 4,295 |
| Salaries and employee benefits | $627,000 | 6,842 |
| Premises and equipment expense | $66,000 | 7,975 |
| Additional noninterest expense | $2,001,000 | 1,949 |
| Pre-tax net operating income | $-1,114,000 | 8,612 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,126,000 | 8,624 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,126,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,115,000 | 8,615 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $89,000 | 8,745 |
| Total interest expense | $19,000 | 8,690 |
| Net interest income | $70,000 | 8,739 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,036,000 | 2,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,036,000 | 1,317 |
| Total noninterest expense | $2,399,000 | 3,459 |
| Salaries and employee benefits | $520,000 | 6,328 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $1,841,000 | 1,440 |
| Pre-tax net operating income | $-1,293,000 | 8,726 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-1,303,000 | 8,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,303,000 | 8,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,294,000 | 8,722 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 8,777 |
| Total interest expense | $3,000 | 8,758 |
| Net interest income | $28,000 | 8,766 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $665,000 | 1,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $665,000 | 1,085 |
| Total noninterest expense | $638,000 | 5,417 |
| Salaries and employee benefits | $207,000 | 6,903 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $413,000 | 3,028 |
| Pre-tax net operating income | $55,000 | 7,632 |
| Securities gains (losses) | $-8,000 | 8,193 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $46,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,840 | 7,491 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $72,000 | 8,811 |
| Total interest expense | $16,000 | 8,753 |
| Net interest income | $56,000 | 8,807 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,491,000 | 2,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,491,000 | 1,666 |
| Total noninterest expense | $1,634,000 | 6,665 |
| Salaries and employee benefits | $587,000 | 7,663 |
| Premises and equipment expense | $115,000 | 7,689 |
| Additional noninterest expense | $932,000 | 4,653 |
| Pre-tax net operating income | $-87,000 | 8,330 |
| Securities gains (losses) | $-33,000 | 8,031 |
| Applicable income taxes | $-41,000 | 8,544 |
| Income before extraordinary items | $-79,000 | 8,348 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-79,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-57,220 | 8,313 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $51,000 | 8,841 |
| Total interest expense | $11,000 | 8,785 |
| Net interest income | $40,000 | 8,842 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $868,000 | 3,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $868,000 | 2,004 |
| Total noninterest expense | $1,048,000 | 7,058 |
| Salaries and employee benefits | $410,000 | 7,739 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $547,000 | 5,434 |
| Pre-tax net operating income | $-140,000 | 8,453 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-48,000 | 8,678 |
| Income before extraordinary items | $-92,000 | 8,446 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-92,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-92,000 | 8,417 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $34,000 | 8,852 |
| Total interest expense | $7,000 | 8,805 |
| Net interest income | $27,000 | 8,851 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $305,000 | 4,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $305,000 | 3,025 |
| Total noninterest expense | $485,000 | 7,789 |
| Salaries and employee benefits | $251,000 | 7,887 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $-153,000 | 8,525 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-53,000 | 8,714 |
| Income before extraordinary items | $-100,000 | 8,513 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-100,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-100,000 | 8,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $16,000 | 8,921 |
| Total interest expense | $3,000 | 8,881 |
| Net interest income | $13,000 | 8,916 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $127,000 | 3,295 |
| Total noninterest expense | $249,000 | 7,806 |
| Salaries and employee benefits | $124,000 | 7,963 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $-109,000 | 8,654 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-38,000 | 8,784 |
| Income before extraordinary items | $-71,000 | 8,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-71,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-71,000 | 8,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 8,936 |
| Total interest expense | $8,000 | 8,913 |
| Net interest income | $58,000 | 8,934 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $225,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,850 |
| Total noninterest expense | $720,000 | 8,286 |
| Salaries and employee benefits | $460,000 | 8,111 |
| Premises and equipment expense | $83,000 | 8,168 |
| Additional noninterest expense | $177,000 | 8,445 |
| Pre-tax net operating income | $-437,000 | 8,629 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-153,000 | 8,789 |
| Income before extraordinary items | $-284,000 | 8,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-284,000 | 8,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-284,000 | 8,592 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $49,000 | 8,986 |
| Total interest expense | $6,000 | 8,958 |
| Net interest income | $43,000 | 8,980 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $134,000 | 7,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 5,364 |
| Total noninterest expense | $566,000 | 8,236 |
| Salaries and employee benefits | $366,000 | 7,996 |
| Premises and equipment expense | $64,000 | 8,149 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $-389,000 | 8,731 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-136,000 | 8,883 |
| Income before extraordinary items | $-253,000 | 8,715 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-253,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-253,000 | 8,687 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $32,000 | 9,047 |
| Total interest expense | $4,000 | 9,016 |
| Net interest income | $28,000 | 9,037 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $74,000 | 7,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $345,000 | 8,402 |
| Salaries and employee benefits | $209,000 | 8,283 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $-243,000 | 8,789 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-85,000 | 8,926 |
| Income before extraordinary items | $-158,000 | 8,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-158,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-158,000 | 8,737 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,091 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $13,000 | 9,080 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $173,000 | 8,440 |
| Salaries and employee benefits | $83,000 | 8,617 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $-126,000 | 8,830 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-44,000 | 8,957 |
| Income before extraordinary items | $-82,000 | 8,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-82,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-82,000 | 8,778 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $54,000 | 9,138 |
| Total interest expense | $7,000 | 9,124 |
| Net interest income | $47,000 | 9,129 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $98,000 | 8,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $98,000 | 6,567 |
| Total noninterest expense | $612,000 | 8,631 |
| Salaries and employee benefits | $394,000 | 8,433 |
| Premises and equipment expense | $65,000 | 8,554 |
| Additional noninterest expense | $153,000 | 8,743 |
| Pre-tax net operating income | $-467,000 | 8,808 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-163,000 | 8,992 |
| Income before extraordinary items | $-304,000 | 8,820 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-304,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-304,000 | 8,757 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $40,000 | 9,202 |
| Total interest expense | $5,000 | 9,188 |
| Net interest income | $35,000 | 9,196 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $67,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $460,000 | 8,632 |
| Salaries and employee benefits | $300,000 | 8,420 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $119,000 | 8,727 |
| Pre-tax net operating income | $-358,000 | 8,901 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-125,000 | 9,083 |
| Income before extraordinary items | $-233,000 | 8,919 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-233,000 | 8,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-233,000 | 8,855 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,000 | 9,243 |
| Total interest expense | $3,000 | 9,230 |
| Net interest income | $25,000 | 9,231 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $280,000 | 8,768 |
| Salaries and employee benefits | $199,000 | 8,468 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $62,000 | 8,943 |
| Pre-tax net operating income | $-218,000 | 8,936 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-76,000 | 9,113 |
| Income before extraordinary items | $-142,000 | 8,957 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-142,000 | 8,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-142,000 | 8,877 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $16,000 | 9,286 |
| Total interest expense | $1,000 | 9,281 |
| Net interest income | $15,000 | 9,275 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $143,000 | 8,789 |
| Salaries and employee benefits | $98,000 | 8,525 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $-110,000 | 8,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-38,000 | 9,158 |
| Income before extraordinary items | $-72,000 | 8,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-72,000 | 8,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-72,000 | 8,912 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $109,000 | 9,305 |
| Total interest expense | $11,000 | 9,307 |
| Net interest income | $98,000 | 9,295 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $62,000 | 8,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 7,289 |
| Total noninterest expense | $550,000 | 8,889 |
| Salaries and employee benefits | $406,000 | 8,493 |
| Premises and equipment expense | $36,000 | 9,103 |
| Additional noninterest expense | $108,000 | 9,131 |
| Pre-tax net operating income | $-390,000 | 8,933 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-137,000 | 9,091 |
| Income before extraordinary items | $-253,000 | 8,935 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-253,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-253,000 | 8,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 9,555 |
| Total interest expense | $21,000 | 9,548 |
| Net interest income | $126,000 | 9,539 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $24,000 | 9,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $585,000 | 8,974 |
| Salaries and employee benefits | $406,000 | 8,595 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $118,000 | 9,264 |
| Pre-tax net operating income | $-435,000 | 9,132 |
| Securities gains (losses) | $184,000 | 1,268 |
| Applicable income taxes | $-88,000 | 9,240 |
| Income before extraordinary items | $-163,000 | 9,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-163,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-282,600 | 9,049 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $173,000 | 9,836 |
| Total interest expense | $28,000 | 9,804 |
| Net interest income | $145,000 | 9,816 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $528,000 | 9,322 |
| Salaries and employee benefits | $332,000 | 9,095 |
| Premises and equipment expense | $35,000 | 9,610 |
| Additional noninterest expense | $161,000 | 9,151 |
| Pre-tax net operating income | $-383,000 | 9,473 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-134,000 | 9,624 |
| Income before extraordinary items | $-249,000 | 9,414 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-249,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 327 |
| Net operating income | $-249,000 | 9,414 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.