Home > Imperial Savings and Loan Association > Income and Expense
Imperial Savings and Loan Association, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $201,000 | 7,763 |
| Total interest expense | $68,000 | 7,650 |
| Net interest income | $133,000 | 7,769 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $23,000 | 7,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $397,000 | 7,429 |
| Salaries and employee benefits | $182,000 | 7,519 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $97,000 | 7,584 |
| Pre-tax net operating income | $-271,000 | 6,530 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-271,000 | 6,656 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-271,000 | 6,658 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-271,000 | 6,657 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-271,000 | 6,604 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 7,872 |
| Total interest expense | $36,000 | 7,746 |
| Net interest income | $56,000 | 7,880 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $200,000 | 7,515 |
| Salaries and employee benefits | $90,000 | 7,625 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $49,000 | 7,678 |
| Pre-tax net operating income | $-159,000 | 6,778 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-159,000 | 6,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-159,000 | 6,872 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-159,000 | 6,871 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-159,000 | 6,829 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,898 |
| Total interest expense | $155,000 | 7,837 |
| Net interest income | $370,000 | 7,889 |
| Provision for loan and lease losses | $9,000 | 7,331 |
| Total noninterest income | $47,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $808,000 | 7,600 |
| Salaries and employee benefits | $354,000 | 7,714 |
| Premises and equipment expense | $273,000 | 5,855 |
| Additional noninterest expense | $181,000 | 7,802 |
| Pre-tax net operating income | $-400,000 | 5,905 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-400,000 | 6,014 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-400,000 | 6,013 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-400,000 | 6,013 |
| Net charge-offs | $17,000 | 6,721 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-400,000 | 6,010 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $399,000 | 7,985 |
| Total interest expense | $115,000 | 7,936 |
| Net interest income | $284,000 | 7,977 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $36,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $610,000 | 7,643 |
| Salaries and employee benefits | $265,000 | 7,779 |
| Premises and equipment expense | $219,000 | 5,760 |
| Additional noninterest expense | $126,000 | 7,897 |
| Pre-tax net operating income | $-299,000 | 6,133 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-299,000 | 6,237 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-299,000 | 6,238 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-299,000 | 6,237 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-299,000 | 6,225 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,073 |
| Total interest expense | $76,000 | 8,034 |
| Net interest income | $193,000 | 8,055 |
| Provision for loan and lease losses | $5,000 | 7,051 |
| Total noninterest income | $26,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $360,000 | 7,831 |
| Salaries and employee benefits | $177,000 | 7,859 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $77,000 | 8,009 |
| Pre-tax net operating income | $-146,000 | 6,178 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-146,000 | 6,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-146,000 | 6,272 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-146,000 | 6,272 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-146,000 | 6,244 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 8,134 |
| Total interest expense | $38,000 | 8,091 |
| Net interest income | $98,000 | 8,106 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $178,000 | 7,867 |
| Salaries and employee benefits | $89,000 | 7,905 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $-71,000 | 6,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-71,000 | 6,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-71,000 | 6,733 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-71,000 | 6,733 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-71,000 | 6,629 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,156 |
| Total interest expense | $225,000 | 8,077 |
| Net interest income | $375,000 | 8,159 |
| Provision for loan and lease losses | $-4,000 | 8,196 |
| Total noninterest income | $64,000 | 7,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $64,000 | 6,497 |
| Total noninterest expense | $718,000 | 7,902 |
| Salaries and employee benefits | $354,000 | 7,983 |
| Premises and equipment expense | $206,000 | 6,633 |
| Additional noninterest expense | $158,000 | 8,047 |
| Pre-tax net operating income | $-275,000 | 6,615 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-275,000 | 6,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-275,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-275,000 | 6,695 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,247 |
| Total interest expense | $177,000 | 8,152 |
| Net interest income | $275,000 | 8,256 |
| Provision for loan and lease losses | $-4,000 | 8,261 |
| Total noninterest income | $49,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $534,000 | 7,943 |
| Salaries and employee benefits | $262,000 | 8,033 |
| Premises and equipment expense | $155,000 | 6,651 |
| Additional noninterest expense | $117,000 | 8,100 |
| Pre-tax net operating income | $-206,000 | 7,031 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-206,000 | 6,911 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-206,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-206,000 | 7,083 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,328 |
| Total interest expense | $126,000 | 8,206 |
| Net interest income | $170,000 | 8,336 |
| Provision for loan and lease losses | $-4,000 | 8,316 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $354,000 | 8,005 |
| Salaries and employee benefits | $168,000 | 8,117 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $80,000 | 8,135 |
| Pre-tax net operating income | $-149,000 | 7,259 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-149,000 | 7,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-149,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-149,000 | 7,303 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 8,388 |
| Total interest expense | $68,000 | 8,249 |
| Net interest income | $76,000 | 8,414 |
| Provision for loan and lease losses | $-4,000 | 8,363 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $174,000 | 8,062 |
| Salaries and employee benefits | $81,000 | 8,179 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $-79,000 | 7,494 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-79,000 | 7,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-79,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-79,000 | 7,544 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,373 |
| Total interest expense | $291,000 | 8,217 |
| Net interest income | $271,000 | 8,427 |
| Provision for loan and lease losses | $53,000 | 5,627 |
| Total noninterest income | $36,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $824,000 | 7,901 |
| Salaries and employee benefits | $246,000 | 8,369 |
| Premises and equipment expense | $190,000 | 6,837 |
| Additional noninterest expense | $388,000 | 7,099 |
| Pre-tax net operating income | $-570,000 | 7,849 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-570,000 | 7,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-570,000 | 7,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-570,000 | 7,914 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,425 |
| Total interest expense | $209,000 | 8,274 |
| Net interest income | $208,000 | 8,466 |
| Provision for loan and lease losses | $38,000 | 5,373 |
| Total noninterest income | $58,000 | 7,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $557,000 | 8,004 |
| Salaries and employee benefits | $175,000 | 8,378 |
| Premises and equipment expense | $141,000 | 6,841 |
| Additional noninterest expense | $241,000 | 7,427 |
| Pre-tax net operating income | $-329,000 | 7,975 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-329,000 | 8,023 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-329,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-329,000 | 8,009 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,500 |
| Total interest expense | $131,000 | 8,354 |
| Net interest income | $135,000 | 8,538 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $433,000 | 7,875 |
| Salaries and employee benefits | $120,000 | 8,424 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $215,000 | 6,928 |
| Pre-tax net operating income | $-301,000 | 8,159 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-301,000 | 8,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-301,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-301,000 | 8,191 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 8,558 |
| Total interest expense | $61,000 | 8,413 |
| Net interest income | $65,000 | 8,589 |
| Provision for loan and lease losses | $28,000 | 4,050 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $215,000 | 7,922 |
| Salaries and employee benefits | $59,000 | 8,477 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $-158,000 | 8,241 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-158,000 | 8,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-158,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-158,000 | 8,266 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 8,541 |
| Total interest expense | $195,000 | 8,421 |
| Net interest income | $306,000 | 8,558 |
| Provision for loan and lease losses | $3,000 | 6,791 |
| Total noninterest income | $56,000 | 8,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 7,129 |
| Total noninterest expense | $390,000 | 8,546 |
| Salaries and employee benefits | $197,000 | 8,552 |
| Premises and equipment expense | $80,000 | 8,031 |
| Additional noninterest expense | $113,000 | 8,513 |
| Pre-tax net operating income | $-31,000 | 7,997 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-31,000 | 8,017 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-31,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-31,000 | 8,006 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $384,000 | 8,592 |
| Total interest expense | $141,000 | 8,491 |
| Net interest income | $243,000 | 8,612 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $53,000 | 8,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $295,000 | 8,589 |
| Salaries and employee benefits | $150,000 | 8,602 |
| Premises and equipment expense | $61,000 | 8,055 |
| Additional noninterest expense | $84,000 | 8,565 |
| Pre-tax net operating income | $-2,000 | 8,119 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,000 | 8,132 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-2,000 | 8,118 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,647 |
| Total interest expense | $91,000 | 8,528 |
| Net interest income | $164,000 | 8,667 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $200,000 | 8,624 |
| Salaries and employee benefits | $101,000 | 8,643 |
| Premises and equipment expense | $43,000 | 8,003 |
| Additional noninterest expense | $56,000 | 8,599 |
| Pre-tax net operating income | $9,000 | 8,131 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $9,000 | 8,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $9,000 | 8,134 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,670 |
| Total interest expense | $44,000 | 8,556 |
| Net interest income | $87,000 | 8,673 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $100,000 | 8,642 |
| Salaries and employee benefits | $49,000 | 8,663 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $26,000 | 8,641 |
| Pre-tax net operating income | $15,000 | 8,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $15,000 | 8,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $15,000 | 8,046 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 8,628 |
| Total interest expense | $150,000 | 8,539 |
| Net interest income | $370,000 | 8,623 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $95,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $383,000 | 8,682 |
| Salaries and employee benefits | $195,000 | 8,691 |
| Premises and equipment expense | $84,000 | 8,044 |
| Additional noninterest expense | $104,000 | 8,689 |
| Pre-tax net operating income | $37,000 | 8,156 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $47,000 | 8,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $47,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $37,000 | 8,154 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $368,000 | 8,693 |
| Total interest expense | $108,000 | 8,580 |
| Net interest income | $260,000 | 8,698 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $295,000 | 8,683 |
| Salaries and employee benefits | $148,000 | 8,701 |
| Premises and equipment expense | $65,000 | 8,029 |
| Additional noninterest expense | $82,000 | 8,671 |
| Pre-tax net operating income | $30,000 | 8,251 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $30,000 | 8,267 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $30,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $30,000 | 8,231 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,699 |
| Total interest expense | $69,000 | 8,593 |
| Net interest income | $175,000 | 8,712 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $50,000 | 7,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $50,000 | 6,409 |
| Total noninterest expense | $200,000 | 8,681 |
| Salaries and employee benefits | $102,000 | 8,705 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $55,000 | 8,685 |
| Pre-tax net operating income | $21,000 | 8,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $21,000 | 8,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $21,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $21,000 | 8,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,775 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $90,000 | 8,780 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $101,000 | 8,743 |
| Salaries and employee benefits | $50,000 | 8,779 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $30,000 | 8,697 |
| Pre-tax net operating income | $15,000 | 8,306 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 8,773 |
| Total interest expense | $115,000 | 8,701 |
| Net interest income | $357,000 | 8,771 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,612 |
| Total noninterest expense | $385,000 | 8,808 |
| Salaries and employee benefits | $187,000 | 8,826 |
| Premises and equipment expense | $82,000 | 8,185 |
| Additional noninterest expense | $116,000 | 8,753 |
| Pre-tax net operating income | $-19,000 | 8,415 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-19,000 | 8,465 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-19,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-19,000 | 8,429 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,826 |
| Total interest expense | $83,000 | 8,767 |
| Net interest income | $273,000 | 8,814 |
| Provision for loan and lease losses | $77,000 | 4,765 |
| Total noninterest income | $66,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 6,636 |
| Total noninterest expense | $285,000 | 8,840 |
| Salaries and employee benefits | $138,000 | 8,877 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $84,000 | 8,804 |
| Pre-tax net operating income | $-23,000 | 8,513 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-23,000 | 8,541 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-23,000 | 8,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-23,000 | 8,511 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $241,000 | 8,882 |
| Total interest expense | $55,000 | 8,838 |
| Net interest income | $186,000 | 8,870 |
| Provision for loan and lease losses | $73,000 | 4,061 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $189,000 | 8,901 |
| Salaries and employee benefits | $91,000 | 8,935 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $54,000 | 8,876 |
| Pre-tax net operating income | $-34,000 | 8,609 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-34,000 | 8,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,801 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-34,000 | 8,607 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 8,933 |
| Total interest expense | $27,000 | 8,886 |
| Net interest income | $94,000 | 8,909 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $93,000 | 8,942 |
| Salaries and employee benefits | $46,000 | 8,978 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $26,000 | 8,925 |
| Pre-tax net operating income | $17,000 | 8,350 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $12,000 | 8,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $12,000 | 8,374 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,936 |
| Total interest expense | $133,000 | 8,889 |
| Net interest income | $380,000 | 8,921 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $98,000 | 8,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $98,000 | 6,567 |
| Total noninterest expense | $401,000 | 8,982 |
| Salaries and employee benefits | $214,000 | 8,977 |
| Premises and equipment expense | $77,000 | 8,384 |
| Additional noninterest expense | $110,000 | 8,953 |
| Pre-tax net operating income | $57,000 | 8,358 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $42,000 | 8,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $42,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 8,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 9,023 |
| Total interest expense | $105,000 | 8,974 |
| Net interest income | $278,000 | 9,015 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $76,000 | 8,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $296,000 | 9,023 |
| Salaries and employee benefits | $159,000 | 9,021 |
| Premises and equipment expense | $59,000 | 8,402 |
| Additional noninterest expense | $78,000 | 9,031 |
| Pre-tax net operating income | $47,000 | 8,466 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $32,000 | 8,611 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $32,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $32,000 | 8,503 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $259,000 | 9,065 |
| Total interest expense | $72,000 | 9,017 |
| Net interest income | $187,000 | 9,048 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $202,000 | 9,036 |
| Salaries and employee benefits | $111,000 | 9,030 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $52,000 | 9,058 |
| Pre-tax net operating income | $30,000 | 8,498 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $17,000 | 8,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,000 | 8,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $133,000 | 9,112 |
| Total interest expense | $38,000 | 9,066 |
| Net interest income | $95,000 | 9,084 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $97,000 | 9,103 |
| Salaries and employee benefits | $47,000 | 9,153 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $24,000 | 8,401 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $13,000 | 8,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,000 | 8,481 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 9,142 |
| Total interest expense | $190,000 | 9,086 |
| Net interest income | $360,000 | 9,128 |
| Provision for loan and lease losses | $38,000 | 6,985 |
| Total noninterest income | $129,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,921 |
| Total noninterest expense | $352,000 | 9,192 |
| Salaries and employee benefits | $164,000 | 9,210 |
| Premises and equipment expense | $74,000 | 8,536 |
| Additional noninterest expense | $114,000 | 9,104 |
| Pre-tax net operating income | $99,000 | 8,316 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $36,000 | 6,735 |
| Income before extraordinary items | $63,000 | 8,494 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $63,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $63,000 | 8,405 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 9,350 |
| Total interest expense | $287,000 | 9,305 |
| Net interest income | $366,000 | 9,341 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $119,000 | 8,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $379,000 | 9,392 |
| Salaries and employee benefits | $170,000 | 9,461 |
| Premises and equipment expense | $75,000 | 8,708 |
| Additional noninterest expense | $134,000 | 9,168 |
| Pre-tax net operating income | $65,000 | 8,482 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $56,000 | 8,578 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $56,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $56,000 | 8,484 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 9,642 |
| Total interest expense | $309,000 | 9,531 |
| Net interest income | $296,000 | 9,702 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $353,000 | 9,679 |
| Salaries and employee benefits | $177,000 | 9,683 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $96,000 | 9,660 |
| Pre-tax net operating income | $12,000 | 9,076 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $12,000 | 9,100 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $12,000 | 9,088 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 9,918 |
| Total interest expense | $280,000 | 9,828 |
| Net interest income | $317,000 | 9,936 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $82,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $348,000 | 9,987 |
| Salaries and employee benefits | $171,000 | 10,001 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $101,000 | 9,915 |
| Pre-tax net operating income | $40,000 | 9,270 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $31,000 | 9,326 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $31,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $31,000 | 9,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 10,167 |
| Total interest expense | $288,000 | 10,084 |
| Net interest income | $298,000 | 10,203 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $110,000 | 8,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $313,000 | 10,235 |
| Salaries and employee benefits | $166,000 | 10,227 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $86,000 | 10,225 |
| Pre-tax net operating income | $95,000 | 9,431 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $21,000 | 8,862 |
| Income before extraordinary items | $74,000 | 9,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $74,000 | 9,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $74,000 | 9,433 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 10,636 |
| Total interest expense | $293,000 | 10,523 |
| Net interest income | $314,000 | 10,667 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $295,000 | 10,712 |
| Salaries and employee benefits | $155,000 | 10,711 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $69,000 | 10,756 |
| Pre-tax net operating income | $69,000 | 10,184 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,000 | 9,963 |
| Income before extraordinary items | $64,000 | 10,163 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $64,000 | 10,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $64,000 | 10,132 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 11,206 |
| Total interest expense | $302,000 | 11,072 |
| Net interest income | $280,000 | 11,255 |
| Provision for loan and lease losses | $-4,000 | 11,056 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $355,000 | 11,097 |
| Salaries and employee benefits | $154,000 | 11,218 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $139,000 | 10,687 |
| Pre-tax net operating income | $-11,000 | 10,824 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-11,000 | 10,847 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-11,000 | 10,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-11,000 | 10,802 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 11,727 |
| Total interest expense | $308,000 | 11,555 |
| Net interest income | $279,000 | 11,782 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $60,000 | 11,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $322,000 | 11,660 |
| Salaries and employee benefits | $161,000 | 11,693 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $99,000 | 11,621 |
| Pre-tax net operating income | $17,000 | 11,424 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,000 | 11,058 |
| Income before extraordinary items | $14,000 | 11,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,000 | 11,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $14,000 | 11,421 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 12,296 |
| Total interest expense | $260,000 | 12,179 |
| Net interest income | $353,000 | 12,323 |
| Provision for loan and lease losses | $69,000 | 5,368 |
| Total noninterest income | $34,000 | 12,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $275,000 | 12,401 |
| Salaries and employee benefits | $148,000 | 12,365 |
| Premises and equipment expense | $50,000 | 11,639 |
| Additional noninterest expense | $77,000 | 12,450 |
| Pre-tax net operating income | $44,000 | 11,935 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $18,000 | 11,192 |
| Income before extraordinary items | $26,000 | 11,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $26,000 | 11,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $26,000 | 11,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 12,922 |
| Total interest expense | $315,000 | 12,611 |
| Net interest income | $302,000 | 13,008 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $25,000 | 13,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $281,000 | 13,031 |
| Salaries and employee benefits | $154,000 | 12,964 |
| Premises and equipment expense | $31,000 | 12,825 |
| Additional noninterest expense | $96,000 | 12,965 |
| Pre-tax net operating income | $-45,000 | 12,528 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $-49,000 | 12,612 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-49,000 | 12,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-49,000 | 12,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 13,511 |
| Total interest expense | $428,000 | 13,076 |
| Net interest income | $254,000 | 13,700 |
| Provision for loan and lease losses | $92,000 | 7,505 |
| Total noninterest income | $30,000 | 13,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $217,000 | 13,772 |
| Salaries and employee benefits | $132,000 | 13,665 |
| Premises and equipment expense | $16,000 | 13,750 |
| Additional noninterest expense | $69,000 | 13,751 |
| Pre-tax net operating income | $-25,000 | 12,805 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-25,000 | 12,949 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-25,000 | 12,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-25,000 | 12,750 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.