Home > Imperial Capital Bank > Income and Expense
Imperial Capital Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $172,924,000 | 180 |
| Total interest expense | $111,563,000 | 105 |
| Net interest income | $61,361,000 | 288 |
| Provision for loan and lease losses | $83,679,000 | 145 |
| Total noninterest income | $-10,107,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $122,000 | 5,049 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-10,229,000 | 8,101 |
| Total noninterest expense | $55,218,000 | 314 |
| Salaries and employee benefits | $12,956,000 | 567 |
| Premises and equipment expense | $4,941,000 | 424 |
| Additional noninterest expense | $37,321,000 | 221 |
| Pre-tax net operating income | $-87,643,000 | 8,025 |
| Securities gains (losses) | $-250,000 | 7,629 |
| Applicable income taxes | $12,190,000 | 127 |
| Income before extraordinary items | $-100,083,000 | 8,030 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-100,083,000 | 8,029 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-100,083,000 | 8,029 |
| Net charge-offs | $61,068,000 | 142 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-99,833,000 | 8,031 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $118,917,000 | 181 |
| Total interest expense | $78,163,000 | 110 |
| Net interest income | $40,754,000 | 292 |
| Provision for loan and lease losses | $58,804,000 | 143 |
| Total noninterest income | $-5,679,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-5,776,000 | 8,187 |
| Total noninterest expense | $35,527,000 | 323 |
| Salaries and employee benefits | $9,673,000 | 522 |
| Premises and equipment expense | $3,385,000 | 422 |
| Additional noninterest expense | $22,469,000 | 242 |
| Pre-tax net operating income | $-59,256,000 | 8,112 |
| Securities gains (losses) | $622,000 | 419 |
| Applicable income taxes | $12,190,000 | 91 |
| Income before extraordinary items | $-70,824,000 | 8,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-70,824,000 | 8,123 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-70,824,000 | 8,123 |
| Net charge-offs | $34,542,000 | 164 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-71,446,000 | 8,128 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $61,934,000 | 181 |
| Total interest expense | $41,226,000 | 110 |
| Net interest income | $20,708,000 | 287 |
| Provision for loan and lease losses | $19,175,000 | 163 |
| Total noninterest income | $-2,457,000 | 8,232 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-2,526,000 | 8,239 |
| Total noninterest expense | $16,005,000 | 342 |
| Salaries and employee benefits | $5,810,000 | 430 |
| Premises and equipment expense | $1,720,000 | 411 |
| Additional noninterest expense | $8,475,000 | 258 |
| Pre-tax net operating income | $-16,929,000 | 8,141 |
| Securities gains (losses) | $1,393,000 | 148 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-15,536,000 | 8,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-15,536,000 | 8,143 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-15,536,000 | 8,143 |
| Net charge-offs | $6,811,000 | 258 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,929,000 | 8,145 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $254,720,000 | 183 |
| Total interest expense | $152,920,000 | 131 |
| Net interest income | $101,800,000 | 244 |
| Provision for loan and lease losses | $77,970,000 | 134 |
| Total noninterest income | $-5,730,000 | 8,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $146,000 | 5,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-5,876,000 | 8,297 |
| Total noninterest expense | $50,368,000 | 432 |
| Salaries and employee benefits | $20,398,000 | 470 |
| Premises and equipment expense | $7,319,000 | 377 |
| Additional noninterest expense | $22,651,000 | 356 |
| Pre-tax net operating income | $-32,268,000 | 8,157 |
| Securities gains (losses) | $-9,290,000 | 8,164 |
| Applicable income taxes | $-17,427,000 | 8,219 |
| Income before extraordinary items | $-24,131,000 | 8,123 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-24,131,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,175,000 | 99 |
| Cash dividends | $10,850,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-18,185,400 | 8,103 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $192,225,000 | 194 |
| Total interest expense | $112,556,000 | 140 |
| Net interest income | $79,669,000 | 246 |
| Provision for loan and lease losses | $20,630,000 | 239 |
| Total noninterest income | $-799,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $122,000 | 5,209 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-921,000 | 8,356 |
| Total noninterest expense | $38,749,000 | 416 |
| Salaries and employee benefits | $17,471,000 | 425 |
| Premises and equipment expense | $5,554,000 | 384 |
| Additional noninterest expense | $15,724,000 | 351 |
| Pre-tax net operating income | $19,491,000 | 283 |
| Securities gains (losses) | $-4,590,000 | 8,204 |
| Applicable income taxes | $5,886,000 | 276 |
| Income before extraordinary items | $9,015,000 | 411 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,015,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,591,000 | 195 |
| Cash dividends | $7,550,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $11,952,600 | 329 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $122,679,000 | 201 |
| Total interest expense | $73,797,000 | 150 |
| Net interest income | $48,882,000 | 267 |
| Provision for loan and lease losses | $10,503,000 | 260 |
| Total noninterest income | $-1,121,000 | 8,432 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-1,219,000 | 8,443 |
| Total noninterest expense | $26,221,000 | 404 |
| Salaries and employee benefits | $11,776,000 | 433 |
| Premises and equipment expense | $3,738,000 | 381 |
| Additional noninterest expense | $10,707,000 | 346 |
| Pre-tax net operating income | $11,037,000 | 336 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,359,000 | 288 |
| Income before extraordinary items | $6,678,000 | 414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,678,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,124,000 | 236 |
| Cash dividends | $5,750,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,678,000 | 407 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $59,206,000 | 211 |
| Total interest expense | $37,002,000 | 164 |
| Net interest income | $22,204,000 | 285 |
| Provision for loan and lease losses | $4,252,000 | 238 |
| Total noninterest income | $-389,000 | 8,465 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-459,000 | 8,478 |
| Total noninterest expense | $13,120,000 | 402 |
| Salaries and employee benefits | $6,441,000 | 395 |
| Premises and equipment expense | $1,875,000 | 383 |
| Additional noninterest expense | $4,804,000 | 353 |
| Pre-tax net operating income | $4,443,000 | 453 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,754,000 | 382 |
| Income before extraordinary items | $2,689,000 | 565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,689,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,762,000 | 197 |
| Cash dividends | $3,650,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,689,000 | 539 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $251,385,000 | 209 |
| Total interest expense | $156,245,000 | 178 |
| Net interest income | $95,140,000 | 272 |
| Provision for loan and lease losses | $11,872,000 | 220 |
| Total noninterest income | $1,408,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $150,000 | 5,423 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,258,000 | 1,901 |
| Total noninterest expense | $48,884,000 | 417 |
| Salaries and employee benefits | $22,463,000 | 430 |
| Premises and equipment expense | $7,594,000 | 362 |
| Additional noninterest expense | $18,827,000 | 362 |
| Pre-tax net operating income | $35,792,000 | 299 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,525,000 | 251 |
| Income before extraordinary items | $21,267,000 | 343 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,267,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,329,000 | 184 |
| Cash dividends | $18,400,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $21,267,000 | 339 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $188,961,000 | 205 |
| Total interest expense | $116,261,000 | 177 |
| Net interest income | $72,700,000 | 263 |
| Provision for loan and lease losses | $7,310,000 | 192 |
| Total noninterest income | $1,350,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 5,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,228,000 | 1,571 |
| Total noninterest expense | $35,790,000 | 419 |
| Salaries and employee benefits | $16,178,000 | 456 |
| Premises and equipment expense | $5,732,000 | 362 |
| Additional noninterest expense | $13,880,000 | 351 |
| Pre-tax net operating income | $30,950,000 | 291 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,539,000 | 249 |
| Income before extraordinary items | $18,411,000 | 332 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $18,411,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,898,000 | 139 |
| Cash dividends | $15,600,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $18,411,000 | 328 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $126,058,000 | 218 |
| Total interest expense | $76,343,000 | 191 |
| Net interest income | $49,715,000 | 262 |
| Provision for loan and lease losses | $2,043,000 | 321 |
| Total noninterest income | $819,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $722,000 | 1,733 |
| Total noninterest expense | $23,155,000 | 440 |
| Salaries and employee benefits | $10,602,000 | 478 |
| Premises and equipment expense | $3,819,000 | 372 |
| Additional noninterest expense | $8,734,000 | 380 |
| Pre-tax net operating income | $25,336,000 | 266 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,237,000 | 225 |
| Income before extraordinary items | $15,099,000 | 300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,099,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,298,000 | 159 |
| Cash dividends | $12,600,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $15,099,000 | 298 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $63,327,000 | 215 |
| Total interest expense | $37,264,000 | 190 |
| Net interest income | $26,063,000 | 254 |
| Provision for loan and lease losses | $1,542,000 | 215 |
| Total noninterest income | $330,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $261,000 | 2,157 |
| Total noninterest expense | $11,925,000 | 428 |
| Salaries and employee benefits | $5,907,000 | 432 |
| Premises and equipment expense | $1,877,000 | 378 |
| Additional noninterest expense | $4,141,000 | 384 |
| Pre-tax net operating income | $12,926,000 | 270 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,268,000 | 221 |
| Income before extraordinary items | $7,658,000 | 308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,658,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-381,000 | 8,614 |
| Cash dividends | $5,150,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,658,000 | 304 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $226,158,000 | 219 |
| Total interest expense | $123,878,000 | 189 |
| Net interest income | $102,280,000 | 251 |
| Provision for loan and lease losses | $5,167,000 | 238 |
| Total noninterest income | $1,789,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $152,000 | 5,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,637,000 | 1,560 |
| Total noninterest expense | $43,663,000 | 447 |
| Salaries and employee benefits | $19,731,000 | 478 |
| Premises and equipment expense | $7,316,000 | 361 |
| Additional noninterest expense | $16,616,000 | 374 |
| Pre-tax net operating income | $55,239,000 | 258 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $22,513,000 | 215 |
| Income before extraordinary items | $32,726,000 | 289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $32,726,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,767,000 | 294 |
| Cash dividends | $8,500,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $32,726,000 | 287 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $166,278,000 | 229 |
| Total interest expense | $89,046,000 | 200 |
| Net interest income | $77,232,000 | 263 |
| Provision for loan and lease losses | $3,891,000 | 226 |
| Total noninterest income | $1,399,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,271,000 | 1,527 |
| Total noninterest expense | $33,220,000 | 448 |
| Salaries and employee benefits | $15,407,000 | 482 |
| Premises and equipment expense | $5,495,000 | 365 |
| Additional noninterest expense | $12,318,000 | 386 |
| Pre-tax net operating income | $41,520,000 | 273 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,024,000 | 229 |
| Income before extraordinary items | $24,496,000 | 308 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $24,496,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 913 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $24,496,000 | 305 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $107,283,000 | 233 |
| Total interest expense | $56,309,000 | 203 |
| Net interest income | $50,974,000 | 267 |
| Provision for loan and lease losses | $2,390,000 | 243 |
| Total noninterest income | $1,098,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 4,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $996,000 | 1,360 |
| Total noninterest expense | $22,193,000 | 451 |
| Salaries and employee benefits | $10,330,000 | 485 |
| Premises and equipment expense | $3,662,000 | 370 |
| Additional noninterest expense | $8,201,000 | 396 |
| Pre-tax net operating income | $27,489,000 | 278 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,271,000 | 237 |
| Income before extraordinary items | $16,218,000 | 310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,218,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-588,000 | 8,741 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $16,218,000 | 307 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $51,424,000 | 237 |
| Total interest expense | $26,559,000 | 203 |
| Net interest income | $24,865,000 | 271 |
| Provision for loan and lease losses | $740,000 | 349 |
| Total noninterest income | $521,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $445,000 | 1,460 |
| Total noninterest expense | $11,527,000 | 434 |
| Salaries and employee benefits | $4,338,000 | 569 |
| Premises and equipment expense | $1,642,000 | 402 |
| Additional noninterest expense | $5,547,000 | 306 |
| Pre-tax net operating income | $13,119,000 | 280 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,379,000 | 238 |
| Income before extraordinary items | $7,740,000 | 311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,740,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-885,000 | 8,770 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,740,000 | 305 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $174,785,000 | 236 |
| Total interest expense | $79,315,000 | 202 |
| Net interest income | $95,470,000 | 273 |
| Provision for loan and lease losses | $10,915,000 | 131 |
| Total noninterest income | $6,611,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $178,000 | 5,286 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,433,000 | 577 |
| Total noninterest expense | $43,272,000 | 443 |
| Salaries and employee benefits | $15,148,000 | 600 |
| Premises and equipment expense | $6,411,000 | 394 |
| Additional noninterest expense | $21,713,000 | 312 |
| Pre-tax net operating income | $47,894,000 | 290 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $20,113,000 | 238 |
| Income before extraordinary items | $27,781,000 | 321 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $27,781,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,982,000 | 400 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $27,781,000 | 317 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $124,373,000 | 241 |
| Total interest expense | $54,288,000 | 207 |
| Net interest income | $70,085,000 | 275 |
| Provision for loan and lease losses | $4,337,000 | 217 |
| Total noninterest income | $1,242,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $152,000 | 5,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,090,000 | 1,711 |
| Total noninterest expense | $31,827,000 | 444 |
| Salaries and employee benefits | $11,475,000 | 592 |
| Premises and equipment expense | $4,797,000 | 393 |
| Additional noninterest expense | $15,555,000 | 319 |
| Pre-tax net operating income | $35,163,000 | 294 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,766,000 | 253 |
| Income before extraordinary items | $20,397,000 | 330 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,397,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 692 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $20,397,000 | 323 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $76,307,000 | 256 |
| Total interest expense | $31,127,000 | 217 |
| Net interest income | $45,180,000 | 275 |
| Provision for loan and lease losses | $2,801,000 | 205 |
| Total noninterest income | $877,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $752,000 | 1,654 |
| Total noninterest expense | $20,537,000 | 451 |
| Salaries and employee benefits | $8,025,000 | 568 |
| Premises and equipment expense | $3,007,000 | 409 |
| Additional noninterest expense | $9,505,000 | 344 |
| Pre-tax net operating income | $22,719,000 | 299 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,538,000 | 248 |
| Income before extraordinary items | $13,181,000 | 333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,181,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 728 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $13,181,000 | 326 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $35,365,000 | 263 |
| Total interest expense | $13,330,000 | 233 |
| Net interest income | $22,035,000 | 277 |
| Provision for loan and lease losses | $1,228,000 | 216 |
| Total noninterest income | $485,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $405,000 | 1,540 |
| Total noninterest expense | $10,179,000 | 447 |
| Salaries and employee benefits | $4,153,000 | 540 |
| Premises and equipment expense | $1,438,000 | 421 |
| Additional noninterest expense | $4,588,000 | 350 |
| Pre-tax net operating income | $11,113,000 | 294 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,664,000 | 253 |
| Income before extraordinary items | $6,449,000 | 333 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,449,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,449,000 | 325 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $122,617,000 | 280 |
| Total interest expense | $35,016,000 | 269 |
| Net interest income | $87,601,000 | 281 |
| Provision for loan and lease losses | $5,068,000 | 247 |
| Total noninterest income | $14,885,000 | 467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $131,000 | 6,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,754,000 | 328 |
| Total noninterest expense | $39,328,000 | 458 |
| Salaries and employee benefits | $15,008,000 | 571 |
| Premises and equipment expense | $5,285,000 | 438 |
| Additional noninterest expense | $19,035,000 | 338 |
| Pre-tax net operating income | $58,090,000 | 238 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $22,836,000 | 211 |
| Income before extraordinary items | $35,254,000 | 255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $35,254,000 | 256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,572,000 | 384 |
| Cash dividends | $53,000,000 | 121 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $35,254,000 | 250 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $89,280,000 | 284 |
| Total interest expense | $23,705,000 | 291 |
| Net interest income | $65,575,000 | 286 |
| Provision for loan and lease losses | $3,789,000 | 260 |
| Total noninterest income | $14,476,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $107,000 | 5,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,369,000 | 303 |
| Total noninterest expense | $29,704,000 | 455 |
| Salaries and employee benefits | $11,437,000 | 565 |
| Premises and equipment expense | $3,862,000 | 458 |
| Additional noninterest expense | $14,405,000 | 333 |
| Pre-tax net operating income | $46,558,000 | 228 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $18,157,000 | 199 |
| Income before extraordinary items | $28,401,000 | 251 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $28,401,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,168,000 | 334 |
| Cash dividends | $41,500,000 | 119 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,401,000 | 241 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $58,821,000 | 280 |
| Total interest expense | $14,730,000 | 302 |
| Net interest income | $44,091,000 | 277 |
| Provision for loan and lease losses | $1,288,000 | 439 |
| Total noninterest income | $14,095,000 | 310 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,003,000 | 243 |
| Total noninterest expense | $21,006,000 | 434 |
| Salaries and employee benefits | $7,832,000 | 554 |
| Premises and equipment expense | $2,529,000 | 465 |
| Additional noninterest expense | $10,645,000 | 312 |
| Pre-tax net operating income | $35,892,000 | 207 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,998,000 | 182 |
| Income before extraordinary items | $21,894,000 | 222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,894,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,922 |
| Cash dividends | $28,500,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $21,894,000 | 218 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $31,367,000 | 275 |
| Total interest expense | $7,414,000 | 304 |
| Net interest income | $23,953,000 | 262 |
| Provision for loan and lease losses | $1,400,000 | 246 |
| Total noninterest income | $12,574,000 | 221 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,496,000 | 174 |
| Total noninterest expense | $10,163,000 | 446 |
| Salaries and employee benefits | $4,023,000 | 554 |
| Premises and equipment expense | $1,182,000 | 507 |
| Additional noninterest expense | $4,958,000 | 318 |
| Pre-tax net operating income | $24,964,000 | 160 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,690,000 | 156 |
| Income before extraordinary items | $15,274,000 | 177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,274,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,943 |
| Cash dividends | $27,000,000 | 58 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,274,000 | 165 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $109,412,000 | 304 |
| Total interest expense | $29,613,000 | 327 |
| Net interest income | $79,799,000 | 289 |
| Provision for loan and lease losses | $7,710,000 | 238 |
| Total noninterest income | $14,635,000 | 501 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $121,000 | 6,263 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,514,000 | 350 |
| Total noninterest expense | $33,753,000 | 525 |
| Salaries and employee benefits | $13,011,000 | 652 |
| Premises and equipment expense | $3,969,000 | 575 |
| Additional noninterest expense | $16,773,000 | 376 |
| Pre-tax net operating income | $52,971,000 | 237 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $20,628,000 | 224 |
| Income before extraordinary items | $32,343,000 | 271 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $32,343,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,315,000 | 217 |
| Cash dividends | $37,500,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,343,000 | 252 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $83,228,000 | 314 |
| Total interest expense | $22,369,000 | 343 |
| Net interest income | $60,859,000 | 293 |
| Provision for loan and lease losses | $7,100,000 | 213 |
| Total noninterest income | $14,951,000 | 417 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $105,000 | 6,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,846,000 | 312 |
| Total noninterest expense | $25,639,000 | 531 |
| Salaries and employee benefits | $9,585,000 | 683 |
| Premises and equipment expense | $2,846,000 | 609 |
| Additional noninterest expense | $13,208,000 | 375 |
| Pre-tax net operating income | $43,071,000 | 227 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $16,790,000 | 223 |
| Income before extraordinary items | $26,281,000 | 264 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $26,281,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,937,000 | 191 |
| Cash dividends | $36,500,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $26,281,000 | 237 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $57,768,000 | 307 |
| Total interest expense | $15,435,000 | 340 |
| Net interest income | $42,333,000 | 285 |
| Provision for loan and lease losses | $6,350,000 | 183 |
| Total noninterest income | $14,337,000 | 332 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $87,000 | 5,574 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,250,000 | 256 |
| Total noninterest expense | $17,049,000 | 533 |
| Salaries and employee benefits | $6,451,000 | 672 |
| Premises and equipment expense | $1,710,000 | 684 |
| Additional noninterest expense | $8,888,000 | 374 |
| Pre-tax net operating income | $33,271,000 | 206 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,968,000 | 202 |
| Income before extraordinary items | $20,303,000 | 239 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,303,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,841,000 | 171 |
| Cash dividends | $36,500,000 | 86 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,303,000 | 220 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $31,511,000 | 286 |
| Total interest expense | $7,965,000 | 347 |
| Net interest income | $23,546,000 | 261 |
| Provision for loan and lease losses | $4,500,000 | 149 |
| Total noninterest income | $13,040,000 | 232 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,968,000 | 182 |
| Total noninterest expense | $9,101,000 | 500 |
| Salaries and employee benefits | $3,346,000 | 650 |
| Premises and equipment expense | $831,000 | 701 |
| Additional noninterest expense | $4,924,000 | 343 |
| Pre-tax net operating income | $22,985,000 | 165 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,955,000 | 168 |
| Income before extraordinary items | $14,030,000 | 188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,030,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,031,000 | 129 |
| Cash dividends | $35,000,000 | 56 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,030,000 | 169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $100,402,000 | 358 |
| Total interest expense | $35,015,000 | 365 |
| Net interest income | $65,387,000 | 347 |
| Provision for loan and lease losses | $9,025,000 | 261 |
| Total noninterest income | $1,142,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $45,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,097,000 | 2,056 |
| Total noninterest expense | $25,578,000 | 640 |
| Salaries and employee benefits | $8,520,000 | 950 |
| Premises and equipment expense | $2,357,000 | 926 |
| Additional noninterest expense | $14,701,000 | 435 |
| Pre-tax net operating income | $31,926,000 | 334 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,409,000 | 316 |
| Income before extraordinary items | $19,517,000 | 381 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $19,517,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,719,000 | 336 |
| Cash dividends | $9,000,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $19,517,000 | 355 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $109,365,000 | 370 |
| Total interest expense | $57,635,000 | 339 |
| Net interest income | $51,730,000 | 395 |
| Provision for loan and lease losses | $8,425,000 | 261 |
| Total noninterest income | $910,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $29,000 | 7,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $881,000 | 2,239 |
| Total noninterest expense | $20,417,000 | 747 |
| Salaries and employee benefits | $5,244,000 | 1,448 |
| Premises and equipment expense | $2,172,000 | 964 |
| Additional noninterest expense | $13,001,000 | 477 |
| Pre-tax net operating income | $23,798,000 | 374 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,172,000 | 351 |
| Income before extraordinary items | $14,626,000 | 410 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $14,626,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,111,000 | 307 |
| Cash dividends | $15,600,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $14,626,000 | 392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $108,081,000 | 389 |
| Total interest expense | $57,597,000 | 375 |
| Net interest income | $50,484,000 | 398 |
| Provision for loan and lease losses | $4,775,000 | 329 |
| Total noninterest income | $696,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $9,000 | 8,434 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,390 |
| Total noninterest expense | $19,860,000 | 756 |
| Salaries and employee benefits | $6,478,000 | 1,088 |
| Premises and equipment expense | $1,943,000 | 1,026 |
| Additional noninterest expense | $11,439,000 | 522 |
| Pre-tax net operating income | $26,545,000 | 359 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $10,492,000 | 324 |
| Income before extraordinary items | $16,053,000 | 394 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $16,053,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,062,000 | 468 |
| Cash dividends | $17,300,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,053,000 | 390 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $99,011,000 | 411 |
| Total interest expense | $48,265,000 | 395 |
| Net interest income | $50,746,000 | 416 |
| Provision for loan and lease losses | $4,950,000 | 306 |
| Total noninterest income | $737,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 8,273 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $706,000 | 2,367 |
| Total noninterest expense | $18,141,000 | 813 |
| Salaries and employee benefits | $6,913,000 | 998 |
| Premises and equipment expense | $2,181,000 | 919 |
| Additional noninterest expense | $9,047,000 | 649 |
| Pre-tax net operating income | $28,392,000 | 379 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,643,000 | 332 |
| Income before extraordinary items | $16,749,000 | 413 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,749,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,866,000 | 476 |
| Cash dividends | $6,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,749,000 | 404 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $99,603,000 | 398 |
| Total interest expense | $51,174,000 | 383 |
| Net interest income | $48,429,000 | 415 |
| Provision for loan and lease losses | $3,350,000 | 426 |
| Total noninterest income | $533,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $35,000 | 8,408 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $498,000 | 2,992 |
| Total noninterest expense | $16,515,000 | 862 |
| Salaries and employee benefits | $5,922,000 | 1,101 |
| Premises and equipment expense | $1,961,000 | 988 |
| Additional noninterest expense | $8,632,000 | 652 |
| Pre-tax net operating income | $29,097,000 | 333 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $11,927,000 | 310 |
| Income before extraordinary items | $17,170,000 | 371 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,170,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 10,206 |
| Cash dividends | $27,000,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,170,000 | 354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $86,197,000 | 451 |
| Total interest expense | $43,101,000 | 442 |
| Net interest income | $43,096,000 | 458 |
| Provision for loan and lease losses | $3,300,000 | 411 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $32,000 | 8,879 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $15,332,000 | 918 |
| Salaries and employee benefits | $5,231,000 | 1,260 |
| Premises and equipment expense | $2,106,000 | 948 |
| Additional noninterest expense | $7,995,000 | 692 |
| Pre-tax net operating income | $24,609,000 | 387 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $9,853,000 | 364 |
| Income before extraordinary items | $14,756,000 | 435 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,756,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,213,000 | 704 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,756,000 | 418 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $70,461,000 | 564 |
| Total interest expense | $34,253,000 | 551 |
| Net interest income | $36,208,000 | 559 |
| Provision for loan and lease losses | $4,871,000 | 338 |
| Total noninterest income | $322,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $29,000 | 9,402 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $293,000 | 4,131 |
| Total noninterest expense | $15,246,000 | 995 |
| Salaries and employee benefits | $6,221,000 | 1,077 |
| Premises and equipment expense | $2,063,000 | 1,024 |
| Additional noninterest expense | $6,962,000 | 901 |
| Pre-tax net operating income | $16,413,000 | 529 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,384,000 | 490 |
| Income before extraordinary items | $10,029,000 | 578 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,029,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,870,000 | 599 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $19,565,000 | 35 |
| Net operating income | $10,029,000 | 565 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $62,930,000 | 644 |
| Total interest expense | $29,133,000 | 659 |
| Net interest income | $33,797,000 | 605 |
| Provision for loan and lease losses | $9,200,000 | 197 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $29,328,000 | 588 |
| Salaries and employee benefits | $7,887,000 | 875 |
| Premises and equipment expense | $2,343,000 | 923 |
| Additional noninterest expense | $19,098,000 | 441 |
| Pre-tax net operating income | $-4,363,000 | 11,960 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-1,960,000 | 11,931 |
| Income before extraordinary items | $-2,403,000 | 11,915 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,403,000 | 11,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,186,000 | 152 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $15,392,000 | 31 |
| Net operating income | $-2,403,000 | 11,918 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $55,458,000 | 646 |
| Total interest expense | $21,599,000 | 673 |
| Net interest income | $33,859,000 | 609 |
| Provision for loan and lease losses | $6,731,000 | 237 |
| Total noninterest income | $403,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $350,000 | 3,719 |
| Total noninterest expense | $20,608,000 | 786 |
| Salaries and employee benefits | $7,617,000 | 899 |
| Premises and equipment expense | $2,704,000 | 817 |
| Additional noninterest expense | $10,287,000 | 687 |
| Pre-tax net operating income | $6,923,000 | 1,093 |
| Securities gains (losses) | $-190,000 | 11,922 |
| Applicable income taxes | $2,729,000 | 941 |
| Income before extraordinary items | $4,004,000 | 1,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,004,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,455,000 | 320 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,125,600 | 1,233 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $52,141,000 | 668 |
| Total interest expense | $20,028,000 | 713 |
| Net interest income | $32,113,000 | 629 |
| Provision for loan and lease losses | $5,905,000 | 391 |
| Total noninterest income | $1,292,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,262,000 | 1,757 |
| Total noninterest expense | $19,278,000 | 871 |
| Salaries and employee benefits | $7,377,000 | 916 |
| Premises and equipment expense | $2,048,000 | 1,061 |
| Additional noninterest expense | $9,853,000 | 773 |
| Pre-tax net operating income | $8,222,000 | 894 |
| Securities gains (losses) | $-150,000 | 13,205 |
| Applicable income taxes | $3,223,000 | 800 |
| Income before extraordinary items | $4,849,000 | 1,074 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,849,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,726,000 | 432 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,945,000 | 974 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $53,424,000 | 736 |
| Total interest expense | $22,147,000 | 841 |
| Net interest income | $31,277,000 | 653 |
| Provision for loan and lease losses | $9,544,000 | 379 |
| Total noninterest income | $347,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $347,000 | 4,061 |
| Total noninterest expense | $18,019,000 | 926 |
| Salaries and employee benefits | $7,796,000 | 867 |
| Premises and equipment expense | $2,219,000 | 1,021 |
| Additional noninterest expense | $8,004,000 | 911 |
| Pre-tax net operating income | $4,061,000 | 1,546 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,678,000 | 1,326 |
| Income before extraordinary items | $2,383,000 | 1,908 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,383,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,318,000 | 512 |
| Cash dividends | $828,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,383,000 | 1,754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.