Home > Imperial Bank > Net charge- offs to loans
Imperial Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7389% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6984% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6741% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2312% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3962% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 206.7183% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3800% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5335% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4671% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4671% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7391% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1076% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3670% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6861% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0656% | 1,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2363% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3109% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8790% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9609% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1822% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3646% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3647% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4319% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7600% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | -29.4118% | 1,308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2161% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4445% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4700% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.5134% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4011% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3321% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0409% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0417% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3565% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2290% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2881% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0657% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2126% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5181% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 2.5034% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7069% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8957% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3457% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3609% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6271% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7671% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3327% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9795% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.2758% | 5 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0659% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3491% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 4.8572% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3227% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5656% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8567% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4003% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6259% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6988% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.4052% | 17 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3720% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9994% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 4.3476% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0614% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0726% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8267% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8319% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9195% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5657% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 15.9850% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6853% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0171% | 56 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0034% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8350% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.6637% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5976% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0273% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1290% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1410% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3462% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1469% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1469% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3986% | 121 |