Home > Illinois One Bank > Income and Expense
Illinois One Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $9,454,000 | 3,393 |
Total interest expense | $3,887,000 | 3,677 |
Net interest income | $5,567,000 | 3,114 |
Provision for loan and lease losses | $554,000 | 1,621 |
Total noninterest income | $862,000 | 3,444 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $616,000 | 2,157 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $246,000 | 4,476 |
Total noninterest expense | $3,039,000 | 4,163 |
Salaries and employee benefits | $1,139,000 | 5,370 |
Premises and equipment expense | $424,000 | 4,330 |
Additional noninterest expense | $1,476,000 | 2,905 |
Pre-tax net operating income | $2,836,000 | 2,526 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $833,000 | 2,558 |
Income before extraordinary items | $2,003,000 | 2,592 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,003,000 | 2,592 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $231,000 | 2,186 |
Cash dividends | $1,350,000 | 1,816 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,003,000 | 2,559 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,484,000 | 3,083 |
Total interest expense | $4,721,000 | 3,165 |
Net interest income | $5,763,000 | 2,993 |
Provision for loan and lease losses | $273,000 | 2,834 |
Total noninterest income | $751,000 | 3,780 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $586,000 | 2,196 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $165,000 | 5,440 |
Total noninterest expense | $4,009,000 | 3,192 |
Salaries and employee benefits | $2,018,000 | 3,298 |
Premises and equipment expense | $537,000 | 3,496 |
Additional noninterest expense | $1,454,000 | 2,858 |
Pre-tax net operating income | $2,232,000 | 3,059 |
Securities gains (losses) | $11,000 | 2,878 |
Applicable income taxes | $718,000 | 2,969 |
Income before extraordinary items | $1,525,000 | 3,213 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,525,000 | 3,214 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $250,000 | 2,108 |
Cash dividends | $6,296,000 | 539 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,517,520 | 3,136 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,052,000 | 5,030 |
Total interest expense | $2,503,000 | 5,408 |
Net interest income | $3,549,000 | 4,681 |
Provision for loan and lease losses | $180,000 | 3,648 |
Total noninterest income | $438,000 | 5,418 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $309,000 | 3,978 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $129,000 | 6,088 |
Total noninterest expense | $2,211,000 | 5,274 |
Salaries and employee benefits | $1,085,000 | 5,538 |
Premises and equipment expense | $358,000 | 4,814 |
Additional noninterest expense | $768,000 | 4,874 |
Pre-tax net operating income | $1,596,000 | 4,248 |
Securities gains (losses) | $-1,000 | 9,009 |
Applicable income taxes | $471,000 | 4,396 |
Income before extraordinary items | $1,124,000 | 4,285 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,124,000 | 4,286 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,367 |
Cash dividends | $719,000 | 2,747 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,124,700 | 4,223 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,741,000 | 5,345 |
Total interest expense | $2,342,000 | 5,771 |
Net interest income | $3,399,000 | 4,948 |
Provision for loan and lease losses | $148,000 | 4,128 |
Total noninterest income | $393,000 | 5,997 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $292,000 | 4,304 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 7,088 |
Total noninterest expense | $2,069,000 | 5,805 |
Salaries and employee benefits | $1,034,000 | 5,858 |
Premises and equipment expense | $361,000 | 4,917 |
Additional noninterest expense | $674,000 | 5,891 |
Pre-tax net operating income | $1,575,000 | 4,165 |
Securities gains (losses) | $15,000 | 2,201 |
Applicable income taxes | $451,000 | 4,493 |
Income before extraordinary items | $1,139,000 | 4,043 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,139,000 | 4,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $79,000 | 4,398 |
Cash dividends | $601,000 | 3,010 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,128,200 | 4,021 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,377,000 | 5,676 |
Total interest expense | $2,199,000 | 6,082 |
Net interest income | $3,178,000 | 5,242 |
Provision for loan and lease losses | $-130,000 | 11,760 |
Total noninterest income | $416,000 | 5,838 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $300,000 | 4,299 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,743 |
Total noninterest expense | $2,147,000 | 5,683 |
Salaries and employee benefits | $1,029,000 | 5,915 |
Premises and equipment expense | $381,000 | 4,729 |
Additional noninterest expense | $737,000 | 5,616 |
Pre-tax net operating income | $1,577,000 | 4,275 |
Securities gains (losses) | $-2,000 | 9,253 |
Applicable income taxes | $442,000 | 4,582 |
Income before extraordinary items | $1,133,000 | 4,140 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,133,000 | 4,137 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $575,000 | 3,039 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,134,440 | 4,116 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,133,000 | 5,554 |
Total interest expense | $1,986,000 | 5,646 |
Net interest income | $3,147,000 | 5,405 |
Provision for loan and lease losses | $86,000 | 4,893 |
Total noninterest income | $303,000 | 7,201 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $142,000 | 7,083 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 5,988 |
Total noninterest expense | $2,223,000 | 5,689 |
Salaries and employee benefits | $879,000 | 6,753 |
Premises and equipment expense | $394,000 | 4,638 |
Additional noninterest expense | $950,000 | 4,922 |
Pre-tax net operating income | $1,141,000 | 5,424 |
Securities gains (losses) | $-14,000 | 10,078 |
Applicable income taxes | $222,000 | 6,981 |
Income before extraordinary items | $905,000 | 4,889 |
Extraordinary gains, net | $0 | 249 |
Net income | $905,000 | 4,896 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $148,000 | 2,996 |
Cash dividends | $559,000 | 2,950 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $916,200 | 4,899 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,223,000 | 9,733 |
Total interest expense | $841,000 | 9,831 |
Net interest income | $1,382,000 | 9,472 |
Provision for loan and lease losses | $153,000 | 4,591 |
Total noninterest income | $96,000 | 11,420 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 10,477 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 9,638 |
Total noninterest expense | $942,000 | 10,006 |
Salaries and employee benefits | $398,000 | 10,651 |
Premises and equipment expense | $156,000 | 8,751 |
Additional noninterest expense | $388,000 | 9,393 |
Pre-tax net operating income | $383,000 | 9,547 |
Securities gains (losses) | $8,000 | 5,699 |
Applicable income taxes | $67,000 | 10,544 |
Income before extraordinary items | $324,000 | 9,192 |
Extraordinary gains, net | $29,000 | 2,505 |
Net income | $353,000 | 9,080 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 7,224 |
Cash dividends | $208,000 | 5,309 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $317,360 | 9,015 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,560,000 | 9,795 |
Total interest expense | $1,038,000 | 10,235 |
Net interest income | $1,522,000 | 9,208 |
Provision for loan and lease losses | $404,000 | 3,437 |
Total noninterest income | $106,000 | 11,552 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 10,777 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $68,000 | 9,388 |
Total noninterest expense | $973,000 | 10,099 |
Salaries and employee benefits | $415,000 | 10,682 |
Premises and equipment expense | $150,000 | 9,105 |
Additional noninterest expense | $408,000 | 9,464 |
Pre-tax net operating income | $251,000 | 10,593 |
Securities gains (losses) | $86,000 | 3,258 |
Applicable income taxes | $60,000 | 10,985 |
Income before extraordinary items | $277,000 | 9,589 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $277,000 | 9,726 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $405,000 | 2,803 |
Cash dividends | $138,000 | 5,954 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $206,480 | 10,168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.