Home > Illinois Community Bank > Income and Expense
Illinois Community Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,589 |
| Total interest expense | $91,000 | 8,496 |
| Net interest income | $257,000 | 8,583 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $23,000 | 8,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $259,000 | 8,536 |
| Salaries and employee benefits | $112,000 | 8,662 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $93,000 | 8,287 |
| Pre-tax net operating income | $20,000 | 8,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $20,000 | 8,284 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $20,000 | 8,254 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 7,958 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $279,000 | 7,913 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $382,000 | 6,887 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $68,000 | 7,665 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,000 | 7,443 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 7,571 |
| Total interest expense | $536,000 | 7,173 |
| Net interest income | $1,273,000 | 7,648 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $533,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $94,000 | 6,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $439,000 | 3,547 |
| Total noninterest expense | $1,873,000 | 6,242 |
| Salaries and employee benefits | $799,000 | 6,938 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $814,000 | 5,033 |
| Pre-tax net operating income | $-99,000 | 8,490 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-96,000 | 8,528 |
| Extraordinary gains, net | $-95,000 | 8,953 |
| Net income | $-191,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-99,000 | 8,498 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,575 |
| Total interest expense | $424,000 | 7,080 |
| Net interest income | $958,000 | 7,666 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $493,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 3,122 |
| Total noninterest expense | $1,454,000 | 6,073 |
| Salaries and employee benefits | $596,000 | 6,919 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $653,000 | 4,763 |
| Pre-tax net operating income | $-30,000 | 8,526 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-31,000 | 8,554 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-31,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-30,000 | 8,526 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,533 |
| Total interest expense | $302,000 | 6,966 |
| Net interest income | $654,000 | 7,646 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $107,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $906,000 | 6,338 |
| Salaries and employee benefits | $380,000 | 7,077 |
| Premises and equipment expense | $148,000 | 5,701 |
| Additional noninterest expense | $378,000 | 5,262 |
| Pre-tax net operating income | $-163,000 | 8,741 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-164,000 | 8,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-164,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-163,000 | 8,741 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,544 |
| Total interest expense | $160,000 | 6,900 |
| Net interest income | $327,000 | 7,676 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $460,000 | 6,325 |
| Salaries and employee benefits | $188,000 | 7,149 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $-91,000 | 8,788 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-83,000 | 8,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-83,000 | 8,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-91,000 | 8,788 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 7,462 |
| Total interest expense | $952,000 | 6,255 |
| Net interest income | $1,132,000 | 7,905 |
| Provision for loan and lease losses | $26,000 | 6,885 |
| Total noninterest income | $317,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $128,000 | 6,168 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $1,904,000 | 6,149 |
| Salaries and employee benefits | $854,000 | 6,735 |
| Premises and equipment expense | $363,000 | 5,052 |
| Additional noninterest expense | $687,000 | 5,564 |
| Pre-tax net operating income | $-481,000 | 8,814 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $-74,000 | 8,908 |
| Income before extraordinary items | $-394,000 | 8,863 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-394,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,789 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-404,920 | 8,799 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 7,508 |
| Total interest expense | $756,000 | 6,241 |
| Net interest income | $845,000 | 7,993 |
| Provision for loan and lease losses | $17,000 | 6,906 |
| Total noninterest income | $277,000 | 6,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,961 |
| Total noninterest expense | $1,406,000 | 6,161 |
| Salaries and employee benefits | $625,000 | 6,806 |
| Premises and equipment expense | $276,000 | 5,002 |
| Additional noninterest expense | $505,000 | 5,611 |
| Pre-tax net operating income | $-301,000 | 8,870 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $-74,000 | 9,043 |
| Income before extraordinary items | $-214,000 | 8,907 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-214,000 | 8,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,403 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-223,620 | 8,849 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 7,488 |
| Total interest expense | $537,000 | 6,175 |
| Net interest income | $565,000 | 8,016 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $221,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $926,000 | 6,233 |
| Salaries and employee benefits | $401,000 | 6,929 |
| Premises and equipment expense | $186,000 | 4,936 |
| Additional noninterest expense | $339,000 | 5,578 |
| Pre-tax net operating income | $-149,000 | 8,880 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $-74,000 | 9,111 |
| Income before extraordinary items | $-66,000 | 8,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-66,000 | 8,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,837 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-71,760 | 8,799 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,388 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $293,000 | 7,972 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $452,000 | 6,326 |
| Salaries and employee benefits | $202,000 | 6,954 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $165,000 | 5,630 |
| Pre-tax net operating income | $-3,000 | 8,729 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-23,000 | 9,120 |
| Income before extraordinary items | $20,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,125 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,000 | 8,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 6,853 |
| Total interest expense | $1,912,000 | 4,953 |
| Net interest income | $1,098,000 | 8,121 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $293,000 | 6,506 |
| Gross Fiduciary activities income | $23,000 | 1,252 |
| Service charges on deposit accounts | $145,000 | 5,892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 5,983 |
| Total noninterest expense | $2,430,000 | 5,171 |
| Salaries and employee benefits | $780,000 | 6,953 |
| Premises and equipment expense | $454,000 | 4,241 |
| Additional noninterest expense | $1,196,000 | 3,615 |
| Pre-tax net operating income | $-1,039,000 | 9,129 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-991,000 | 9,177 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-991,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,999 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,039,000 | 9,152 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 5,978 |
| Total interest expense | $2,725,000 | 5,084 |
| Net interest income | $1,756,000 | 6,876 |
| Provision for loan and lease losses | $748,000 | 1,584 |
| Total noninterest income | $507,000 | 5,031 |
| Gross Fiduciary activities income | $35,000 | 1,201 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $301,000 | 4,116 |
| Total noninterest expense | $2,844,000 | 4,519 |
| Salaries and employee benefits | $1,245,000 | 5,176 |
| Premises and equipment expense | $533,000 | 3,692 |
| Additional noninterest expense | $1,066,000 | 3,859 |
| Pre-tax net operating income | $-1,329,000 | 9,433 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $204,000 | 4,990 |
| Income before extraordinary items | $-1,533,000 | 9,488 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,533,000 | 9,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,202 |
| Cash dividends | $41,000 | 6,236 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 605 |
| Net operating income | $-1,533,000 | 9,458 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,665 |
| Total interest expense | $3,182,000 | 4,703 |
| Net interest income | $1,917,000 | 6,702 |
| Provision for loan and lease losses | $593,000 | 1,645 |
| Total noninterest income | $474,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,625,000 | 4,694 |
| Salaries and employee benefits | $1,462,000 | 4,449 |
| Premises and equipment expense | $606,000 | 3,246 |
| Additional noninterest expense | $557,000 | 6,027 |
| Pre-tax net operating income | $-827,000 | 9,676 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-835,000 | 9,694 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-835,000 | 9,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,303 |
| Cash dividends | $195,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 768 |
| Net operating income | $-827,000 | 9,689 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 5,623 |
| Total interest expense | $2,810,000 | 4,841 |
| Net interest income | $2,129,000 | 6,411 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $414,000 | 5,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $2,685,000 | 4,618 |
| Salaries and employee benefits | $1,300,000 | 4,872 |
| Premises and equipment expense | $489,000 | 3,835 |
| Additional noninterest expense | $896,000 | 4,397 |
| Pre-tax net operating income | $-292,000 | 9,708 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $-92,000 | 9,909 |
| Income before extraordinary items | $-214,000 | 9,694 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-214,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $314,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 812 |
| Net operating income | $-204,200 | 9,660 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,752 |
| Total interest expense | $2,760,000 | 5,016 |
| Net interest income | $2,151,000 | 6,387 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $274,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,810 |
| Total noninterest expense | $2,326,000 | 5,016 |
| Salaries and employee benefits | $1,013,000 | 5,737 |
| Premises and equipment expense | $367,000 | 4,727 |
| Additional noninterest expense | $946,000 | 4,140 |
| Pre-tax net operating income | $23,000 | 9,706 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $-74,000 | 10,178 |
| Income before extraordinary items | $99,000 | 9,354 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $99,000 | 9,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $476,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 772 |
| Net operating income | $97,000 | 9,298 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 6,448 |
| Total interest expense | $2,475,000 | 5,455 |
| Net interest income | $1,753,000 | 7,423 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,984,000 | 5,687 |
| Salaries and employee benefits | $901,000 | 6,282 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $737,000 | 5,022 |
| Pre-tax net operating income | $-122,000 | 10,507 |
| Securities gains (losses) | $423,000 | 467 |
| Applicable income taxes | $94,000 | 8,505 |
| Income before extraordinary items | $207,000 | 9,094 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $207,000 | 9,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $319,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 845 |
| Net operating income | $-84,870 | 10,473 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,474 |
| Total interest expense | $1,915,000 | 6,595 |
| Net interest income | $1,513,000 | 8,243 |
| Provision for loan and lease losses | $178,000 | 3,741 |
| Total noninterest income | $133,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $133,000 | 6,311 |
| Total noninterest expense | $1,548,000 | 6,978 |
| Salaries and employee benefits | $628,000 | 7,959 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $563,000 | 6,593 |
| Pre-tax net operating income | $-80,000 | 10,933 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $-4,000 | 10,909 |
| Income before extraordinary items | $-74,000 | 10,961 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-74,000 | 10,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $772,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-75,900 | 10,916 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,771 |
| Total interest expense | $1,569,000 | 7,506 |
| Net interest income | $1,052,000 | 9,774 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $97,000 | 10,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,045,000 | 8,776 |
| Salaries and employee benefits | $653,000 | 8,041 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $144,000 | 11,121 |
| Pre-tax net operating income | $54,000 | 11,286 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-4,000 | 11,494 |
| Income before extraordinary items | $58,000 | 11,240 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $58,000 | 11,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $58,000 | 11,215 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 9,508 |
| Total interest expense | $1,273,000 | 7,645 |
| Net interest income | $883,000 | 10,775 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $86,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $557,000 | 11,325 |
| Salaries and employee benefits | $246,000 | 11,699 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $143,000 | 11,879 |
| Pre-tax net operating income | $412,000 | 9,273 |
| Securities gains (losses) | $81,000 | 873 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $324,000 | 8,890 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $324,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $270,540 | 9,532 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 9,621 |
| Total interest expense | $1,370,000 | 7,641 |
| Net interest income | $906,000 | 11,142 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $542,000 | 11,957 |
| Salaries and employee benefits | $249,000 | 12,204 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $138,000 | 12,563 |
| Pre-tax net operating income | $419,000 | 9,264 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $292,000 | 9,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $292,000 | 9,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $292,000 | 9,315 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 9,615 |
| Total interest expense | $1,860,000 | 7,450 |
| Net interest income | $795,000 | 11,923 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $585,000 | 12,154 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $138,000 | 13,118 |
| Pre-tax net operating income | $302,000 | 10,119 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $220,000 | 10,323 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $220,000 | 10,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $220,000 | 9,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.