Home > Illinois Bank & Trust > Net charge- offs to loans
Illinois Bank & Trust, Net charge- offs to loans
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4720% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1756% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2098% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4903% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0491% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3056% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0678% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7470% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0355% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8688% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2917% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 4,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0629% | 4,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2989% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4037% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2291% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3564% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6474% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8921% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2645% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6836% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3601% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5036% | 122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9253% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1689% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2842% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2593% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0133% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4720% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6612% | 77 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2282% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1838% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9094% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0172% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3579% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2806% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1172% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0251% | 2,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4965% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0526% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.1681% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0518% | 4,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8917% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2598% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0529% | 4,847 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1526% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1896% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4554% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8431% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2392% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0518% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1206% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2275% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3006% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0050% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3430% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1211% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0110% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2391% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5595% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6697% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1048% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.4206% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 4,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7107% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8281% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2422% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.5665% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2730% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 32.2914% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3606% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3107% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4026% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0133% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 44.4444% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2064% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 4,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8558% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 84.1121% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4232% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.1402% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2122% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2043% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 3,825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2649% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1913% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6562% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2022% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0562% | 5,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.1759% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2767% | 5,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 3,871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1851% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1899% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9620% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2034% | 2,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1222% | 5,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.2616% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3997% | 5,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 2,046 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4388% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3095% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0924% | 5,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.5060% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4702% | 5,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0761% | 4,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1866% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5623% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5687% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0996% | 5,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.6481% | 5,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2828% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1711% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3158% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1628% | 2,788 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1034% | 5,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1830% | 5,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.8642% | 5,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1293% | 5,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3847% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2152% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0863% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2038% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1395% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2282% | 5,814 |
| Percentage Net Loans Charged-off:Construction & development | -1.3211% | 5,431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 5,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0378% | 4,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3055% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 5,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0627% | 5,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 4,080 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0716% | 5,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0604% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6037% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0596% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0849% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3716% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 4,922 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0207% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0207% | 5,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5099% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 4,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0742% | 4,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0285% | 5,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0285% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8629% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 4,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1684% | 5,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1814% | 5,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1814% | 5,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0462% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2821% | 592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0127% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3097% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8583% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7323% | 5,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3522% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0731% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8398% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5294% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 1.8476% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4034% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1541% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2350% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9545% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6660% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0686% | 5,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0686% | 5,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1309% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5503% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2614% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.9285% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2887% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 5,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0672% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1173% | 5,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 5,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7139% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 1.5373% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 5,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 6,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0612% | 4,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0468% | 6,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9637% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1427% | 5,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1427% | 5,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0767% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2338% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3736% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 3.2065% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0512% | 6,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0823% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 6,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2175% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0766% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4350% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3703% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.5476% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0013% | 5,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1695% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7260% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3567% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6609% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 3,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 3,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1725% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5283% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4015% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7129% | 5,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5960% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0501% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8371% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9111% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1159% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1161% | 3,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1878% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5487% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 5,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3819% | 5,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7812% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1448% | 4,886 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2118% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4181% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 3,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1622% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3143% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4615% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1400% | 5,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1817% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1817% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9019% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2105% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 3.8004% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2023% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6593% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0125% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3594% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3282% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 2,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0496% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0496% | 4,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9681% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9844% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2844% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 2.8647% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2703% | 1,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3409% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4730% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6808% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8643% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6108% | 6,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6108% | 6,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.5331% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6217% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7557% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 1.8121% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1986% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5607% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9967% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8398% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3708% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9683% | 6,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9683% | 6,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2857% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3581% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 1.7147% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1358% | 6,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8215% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3355% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5727% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1287% | 6,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6114% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6114% | 1,478 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2787% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7070% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7439% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 18.0013% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4816% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1896% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2527% | 1,553 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6341% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3708% | 3,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5981% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4407% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.0081% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8675% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5730% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 8.5132% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9179% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5054% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3353% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0622% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0948% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9604% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4987% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7751% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8029% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 13.3261% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9388% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0487% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5038% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7792% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3245% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3891% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1665% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.1148% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3920% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1440% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 2.0219% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8224% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9957% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4132% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9538% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2112% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1638% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 35.8209% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1096% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0507% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 3.6062% | 1,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2476% | 2,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1248% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 1,877 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6206% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2839% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3288% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7071% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6894% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8416% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 3.4824% | 1,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 2,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6832% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 1,632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9699% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1987% | 7,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6681% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6571% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2478% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 3,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.2413% | 2,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8214% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0979% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1569% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2976% | 7,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1899% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0717% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 7,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3061% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4479% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6841% | 7,339 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0830% | 6,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5991% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3460% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 6.3029% | 1,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 3,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8096% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1347% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6110% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0254% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.6354% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0221% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5182% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 7.2205% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7973% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1079% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8596% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3433% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5085% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3869% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8218% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 8.9548% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7617% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0496% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6565% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7286% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8404% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6644% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5385% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.9271% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1027% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0359% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4338% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1092% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8147% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.0943% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5289% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4278% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3391% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7159% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4050% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8276% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8908% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7914% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5000% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3615% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5492% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2952% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2072% | 7,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8725% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.0276% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 3,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3085% | 7,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6886% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9649% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1955% | 7,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9723% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4295% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3657% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4839% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6691% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8978% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5582% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 30.7263% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4129% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2417% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0841% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1150% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.6752% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6053% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4256% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5767% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2737% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 106.1224% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0506% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4043% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 96.5517% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9483% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2635% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0686% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0888% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2083% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4065% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9940% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6493% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4004% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7617% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4584% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4169% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2816% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3744% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5336% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | -2.4427% | 1,967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2989% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0451% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9050% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0294% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7038% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6669% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2031% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3731% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0212% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3037% | 3,184 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3988% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.6216% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1710% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4924% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1800% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9216% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1356% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9607% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6169% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3683% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9595% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3652% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2249% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2806% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8021% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2992% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 6,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 8,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 8,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 8,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2938% | 5,358 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6189% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.9590% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 8,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 8,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 4,568 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3116% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0827% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 8,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 8,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0534% | 8,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4933% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0535% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0412% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8358% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6752% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8219% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 6,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2646% | 5,609 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1547% | 1,601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6924% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 6,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2039% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2672% | 5,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 7,017 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 5,537 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |