Home > Idaho Independent Bank > Net charge- offs to loans
Idaho Independent Bank, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0852% | 5,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.2557% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 4,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1215% | 5,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0969% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1293% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0734% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.2571% | 4,770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 4,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5610% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0827% | 5,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.3072% | 4,839 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0888% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2276% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1058% | 5,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.3958% | 4,903 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1402% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0660% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1631% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5786% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0656% | 5,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.2418% | 4,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 4,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2601% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2487% | 1,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1142% | 5,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1650% | 5,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.4997% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0663% | 1,054 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1431% | 2,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0698% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1164% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.2838% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0901% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1525% | 2,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0988% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1671% | 5,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.3957% | 5,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 5,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0871% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0687% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1401% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1651% | 5,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2060% | 5,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.7344% | 5,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 4,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1388% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2338% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 5,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.3037% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1202% | 5,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3097% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1807% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0952% | 5,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1408% | 5,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.2981% | 5,191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2431% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1376% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2811% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1188% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1787% | 5,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.3204% | 5,252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1872% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0682% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2322% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2242% | 5,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3401% | 5,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.5857% | 5,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3497% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3131% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5584% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2175% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1959% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 1.1602% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1511% | 5,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 5,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 5,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3868% | 5,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2861% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 1.4755% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2035% | 5,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 5,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 5,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2862% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0959% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3674% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.4511% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2123% | 5,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 5,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2879% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4030% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0668% | 5,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0938% | 5,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.2940% | 5,468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 5,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 5,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 5,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 4,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7477% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3223% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2083% | 6,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2144% | 6,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.8642% | 5,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 5,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 5,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3289% | 5,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2716% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3638% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3121% | 6,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3300% | 6,388 |
| Percentage Net Loans Charged-off:Construction & development | -1.1468% | 5,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 5,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 5,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4189% | 5,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4240% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3623% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4523% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2811% | 6,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2538% | 6,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.8826% | 5,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 5,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 5,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 5,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5997% | 6,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4707% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2210% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0505% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3887% | 6,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4882% | 6,547 |
| Percentage Net Loans Charged-off:Construction & development | -1.8240% | 5,926 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 5,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 5,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 5,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3015% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1037% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6342% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7829% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 3.1973% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 2,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2484% | 6,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1370% | 1,166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6076% | 6,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1029% | 5,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1147% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3282% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9153% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1251% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 4.4116% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 1,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1735% | 6,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1790% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5048% | 6,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1236% | 5,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2712% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2030% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3053% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3686% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6708% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 6.1387% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1116% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2379% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7135% | 6,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1413% | 5,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3902% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3052% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4342% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4669% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9709% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 9.9827% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2499% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0123% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5153% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3527% | 6,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 5,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7786% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6169% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8606% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6809% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1873% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 4.9086% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 2,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 6,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 4,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 6,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 3,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3637% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7406% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 3,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6642% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3447% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 6.3157% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 2,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4707% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 5,012 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0183% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5768% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 3,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2303% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8340% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 2.4700% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 6,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 5,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 3,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1660% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1797% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 2.2353% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 6,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1460% | 6,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0506% | 5,094 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2585% | 7,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1570% | 6,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0539% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0813% | 2,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4901% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5908% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 3.6810% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1074% | 3,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5054% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0621% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9753% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2540% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3565% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6335% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5590% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7719% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 3.9610% | 1,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1443% | 2,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6885% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4442% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5466% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2646% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0681% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7947% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0291% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 4.3247% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2148% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0331% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1735% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4327% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9800% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3202% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6128% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8424% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4619% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 8.5467% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 6,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 5,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1975% | 6,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2682% | 6,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7492% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6915% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 11.6654% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2039% | 2,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1457% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7622% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5190% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7435% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9325% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6926% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6537% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7808% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 13.6023% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1697% | 2,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4049% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9877% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8135% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9770% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8958% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1639% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8749% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8713% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 11.2790% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2133% | 1,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4837% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4809% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4864% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7888% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1236% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0616% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4747% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3917% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 10.0053% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0099% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0032% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0454% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8130% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1530% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5893% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4849% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 7.4084% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7620% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7767% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5606% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5903% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8460% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7225% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3853% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 5.4352% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0075% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0921% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2047% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2317% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2541% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3319% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6550% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0686% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 3.0666% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0136% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7952% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6024% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0390% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8886% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5996% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8551% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 1.5995% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4576% | 7,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8974% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8937% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8690% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3331% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 4.0170% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2286% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4442% | 3,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4794% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7642% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2321% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.3925% | 1,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9755% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4629% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3197% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8768% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4007% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4243% | 3,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4766% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.1551% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 7,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6581% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4713% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 5,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1457% | 1,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 6,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0641% | 4,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1985% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 5,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 6,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0487% | 4,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0341% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 7,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 6,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 7,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0784% | 5,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0823% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 7,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0936% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2762% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 7,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 4,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4996% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 6,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 8,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0701% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 6,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0276% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 8,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1487% | 7,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3148% | 1,406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 8,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2003% | 7,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2449% | 4,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2473% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0553% | 8,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2974% | 7,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2792% | 3,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2810% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3389% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3810% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1305% | 8,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 7,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7587% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5927% | 8,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0455% | 6,335 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3381% | 2,526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1837% | 8,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 7,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5177% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1455% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7595% | 8,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0725% | 7,981 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4570% | 2,513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3348% | 8,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 7,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3145% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1334% | 8,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1094% | 7,925 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6863% | 2,530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6545% | 8,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 7,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2890% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6441% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4047% | 8,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2247% | 7,947 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4159% | 2,535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3591% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 8,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0663% | 8,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7168% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2223% | 5,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5136% | 1,715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 6,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 8,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0905% | 8,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 3,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2797% | 4,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7581% | 1,550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 5,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 8,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 7,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0873% | 3,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2821% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5173% | 1,487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 7,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4579% | 3,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4127% | 1,219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.1511% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4029% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3464% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1455% | 1,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.1144% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2174% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1475% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 6,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9487% | 1,745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0988% | 8,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 4,732 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 6,489 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 4,818 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 8,540 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |