Home > Idaho Banking Company > Income and Expense
Idaho Banking Company, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,985 |
| Total interest expense | $182,000 | 4,749 |
| Net interest income | $1,449,000 | 4,949 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $461,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $77,000 | 4,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $384,000 | 2,688 |
| Total noninterest expense | $2,085,000 | 3,768 |
| Salaries and employee benefits | $970,000 | 4,072 |
| Premises and equipment expense | $169,000 | 4,534 |
| Additional noninterest expense | $946,000 | 3,022 |
| Pre-tax net operating income | $-175,000 | 6,388 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-175,000 | 6,395 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-175,000 | 6,396 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-175,000 | 6,397 |
| Net charge-offs | $317,000 | 1,218 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-175,000 | 6,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 5,031 |
| Total interest expense | $92,000 | 4,795 |
| Net interest income | $723,000 | 4,992 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $222,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $1,070,000 | 3,734 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $486,000 | 2,950 |
| Pre-tax net operating income | $-125,000 | 6,470 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-125,000 | 6,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-125,000 | 6,477 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-125,000 | 6,478 |
| Net charge-offs | $249,000 | 811 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-125,000 | 6,474 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 4,906 |
| Total interest expense | $455,000 | 4,661 |
| Net interest income | $3,096,000 | 4,863 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,201,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,020,000 | 2,357 |
| Total noninterest expense | $4,230,000 | 3,787 |
| Salaries and employee benefits | $1,814,000 | 4,291 |
| Premises and equipment expense | $364,000 | 4,438 |
| Additional noninterest expense | $2,052,000 | 2,912 |
| Pre-tax net operating income | $67,000 | 6,042 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $67,000 | 6,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $67,000 | 6,087 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $67,000 | 6,090 |
| Net charge-offs | $685,000 | 1,670 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 6,733 |
| Net operating income | $67,000 | 6,044 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 4,899 |
| Total interest expense | $355,000 | 4,674 |
| Net interest income | $2,365,000 | 4,863 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $817,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $135,000 | 4,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $682,000 | 2,546 |
| Total noninterest expense | $3,251,000 | 3,756 |
| Salaries and employee benefits | $1,357,000 | 4,316 |
| Premises and equipment expense | $290,000 | 4,321 |
| Additional noninterest expense | $1,604,000 | 2,830 |
| Pre-tax net operating income | $-69,000 | 6,377 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-69,000 | 6,431 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-69,000 | 6,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-69,000 | 6,432 |
| Net charge-offs | $698,000 | 1,292 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-78,000 | 6,835 |
| Net operating income | $-69,000 | 6,394 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 4,870 |
| Total interest expense | $248,000 | 4,633 |
| Net interest income | $1,610,000 | 4,833 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $456,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $89,000 | 4,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $367,000 | 2,917 |
| Total noninterest expense | $2,227,000 | 3,712 |
| Salaries and employee benefits | $892,000 | 4,388 |
| Premises and equipment expense | $191,000 | 4,373 |
| Additional noninterest expense | $1,144,000 | 2,650 |
| Pre-tax net operating income | $-161,000 | 6,522 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-161,000 | 6,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-161,000 | 6,578 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-161,000 | 6,578 |
| Net charge-offs | $222,000 | 1,994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 6,897 |
| Net operating income | $-161,000 | 6,538 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 4,832 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $825,000 | 4,806 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $244,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,775 |
| Total noninterest expense | $1,138,000 | 3,688 |
| Salaries and employee benefits | $491,000 | 4,205 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $549,000 | 2,753 |
| Pre-tax net operating income | $-69,000 | 6,569 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-69,000 | 6,622 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-69,000 | 6,623 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-69,000 | 6,623 |
| Net charge-offs | $213,000 | 1,307 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-69,000 | 6,585 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 4,525 |
| Total interest expense | $756,000 | 4,235 |
| Net interest income | $3,820,000 | 4,526 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $361,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $159,000 | 4,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $202,000 | 4,582 |
| Total noninterest expense | $4,694,000 | 3,645 |
| Salaries and employee benefits | $1,930,000 | 4,222 |
| Premises and equipment expense | $385,000 | 4,391 |
| Additional noninterest expense | $2,379,000 | 2,671 |
| Pre-tax net operating income | $-513,000 | 6,511 |
| Securities gains (losses) | $120,000 | 2,125 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-393,000 | 6,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-393,000 | 6,544 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-393,000 | 6,546 |
| Net charge-offs | $1,366,000 | 1,483 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-114,000 | 7,020 |
| Net operating income | $-513,000 | 6,533 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 4,534 |
| Total interest expense | $614,000 | 4,191 |
| Net interest income | $2,905,000 | 4,557 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $754,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $635,000 | 2,593 |
| Total noninterest expense | $4,091,000 | 3,281 |
| Salaries and employee benefits | $1,595,000 | 3,991 |
| Premises and equipment expense | $296,000 | 4,386 |
| Additional noninterest expense | $2,200,000 | 2,197 |
| Pre-tax net operating income | $-432,000 | 6,652 |
| Securities gains (losses) | $120,000 | 1,842 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-312,000 | 6,682 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-312,000 | 6,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-312,000 | 6,680 |
| Net charge-offs | $1,113,000 | 1,357 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 851 |
| Net operating income | $-432,000 | 6,670 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 4,460 |
| Total interest expense | $436,000 | 4,145 |
| Net interest income | $2,016,000 | 4,469 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $448,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $81,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 2,771 |
| Total noninterest expense | $2,945,000 | 3,104 |
| Salaries and employee benefits | $1,145,000 | 3,824 |
| Premises and equipment expense | $199,000 | 4,380 |
| Additional noninterest expense | $1,601,000 | 2,037 |
| Pre-tax net operating income | $-481,000 | 6,809 |
| Securities gains (losses) | $120,000 | 1,467 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-361,000 | 6,807 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-361,000 | 6,807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-361,000 | 6,807 |
| Net charge-offs | $701,000 | 1,449 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $-481,000 | 6,824 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,367 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $1,053,000 | 4,371 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $276,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $231,000 | 2,444 |
| Total noninterest expense | $1,272,000 | 3,488 |
| Salaries and employee benefits | $580,000 | 3,817 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $591,000 | 2,693 |
| Pre-tax net operating income | $57,000 | 5,856 |
| Securities gains (losses) | $120,000 | 830 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $177,000 | 4,577 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 4,580 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $177,000 | 4,580 |
| Net charge-offs | $361,000 | 1,324 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $57,000 | 5,760 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 3,809 |
| Total interest expense | $2,241,000 | 2,527 |
| Net interest income | $4,413,000 | 4,263 |
| Provision for loan and lease losses | $205,000 | 4,603 |
| Total noninterest income | $-3,062,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $200,000 | 4,372 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,262,000 | 7,308 |
| Total noninterest expense | $6,747,000 | 2,746 |
| Salaries and employee benefits | $3,029,000 | 3,097 |
| Premises and equipment expense | $687,000 | 3,249 |
| Additional noninterest expense | $3,031,000 | 2,190 |
| Pre-tax net operating income | $-5,601,000 | 7,088 |
| Securities gains (losses) | $525,000 | 770 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,076,000 | 7,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,076,000 | 7,065 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,076,000 | 7,066 |
| Net charge-offs | $3,509,000 | 1,076 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 7,275 |
| Net operating income | $-5,601,000 | 7,083 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 3,716 |
| Total interest expense | $1,906,000 | 2,373 |
| Net interest income | $3,347,000 | 4,252 |
| Provision for loan and lease losses | $205,000 | 4,120 |
| Total noninterest income | $-2,218,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $151,000 | 4,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,369,000 | 7,388 |
| Total noninterest expense | $6,106,000 | 2,345 |
| Salaries and employee benefits | $2,505,000 | 2,852 |
| Premises and equipment expense | $543,000 | 3,155 |
| Additional noninterest expense | $3,058,000 | 1,669 |
| Pre-tax net operating income | $-5,182,000 | 7,241 |
| Securities gains (losses) | $457,000 | 688 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,725,000 | 7,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,725,000 | 7,235 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,725,000 | 7,236 |
| Net charge-offs | $3,056,000 | 943 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 864 |
| Net operating income | $-5,182,000 | 7,248 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,603 |
| Total interest expense | $1,141,000 | 2,670 |
| Net interest income | $2,571,000 | 3,871 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $-2,135,000 | 7,483 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,235,000 | 7,477 |
| Total noninterest expense | $3,910,000 | 2,448 |
| Salaries and employee benefits | $1,708,000 | 2,826 |
| Premises and equipment expense | $378,000 | 3,075 |
| Additional noninterest expense | $1,824,000 | 1,870 |
| Pre-tax net operating income | $-3,679,000 | 7,310 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,571,000 | 7,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,571,000 | 7,321 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,571,000 | 7,321 |
| Net charge-offs | $2,141,000 | 878 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 810 |
| Net operating income | $-3,679,000 | 7,323 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 3,574 |
| Total interest expense | $591,000 | 2,671 |
| Net interest income | $1,296,000 | 3,854 |
| Provision for loan and lease losses | $555,000 | 1,345 |
| Total noninterest income | $-906,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-957,000 | 7,545 |
| Total noninterest expense | $1,904,000 | 2,511 |
| Salaries and employee benefits | $862,000 | 2,805 |
| Premises and equipment expense | $199,000 | 3,013 |
| Additional noninterest expense | $843,000 | 2,009 |
| Pre-tax net operating income | $-2,069,000 | 7,394 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,065,000 | 7,404 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,065,000 | 7,404 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,065,000 | 7,404 |
| Net charge-offs | $1,214,000 | 750 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $-2,069,000 | 7,403 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 2,988 |
| Total interest expense | $3,383,000 | 2,331 |
| Net interest income | $6,482,000 | 3,270 |
| Provision for loan and lease losses | $8,200,000 | 791 |
| Total noninterest income | $331,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $204,000 | 4,366 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $127,000 | 5,160 |
| Total noninterest expense | $8,359,000 | 2,312 |
| Salaries and employee benefits | $4,139,000 | 2,326 |
| Premises and equipment expense | $894,000 | 2,716 |
| Additional noninterest expense | $3,326,000 | 2,096 |
| Pre-tax net operating income | $-9,746,000 | 7,347 |
| Securities gains (losses) | $996,000 | 494 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,750,000 | 7,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,750,000 | 7,346 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,750,000 | 7,346 |
| Net charge-offs | $7,252,000 | 774 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,572 |
| Net operating income | $-9,746,000 | 7,364 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,664,000 | 2,969 |
| Total interest expense | $2,682,000 | 2,304 |
| Net interest income | $4,982,000 | 3,256 |
| Provision for loan and lease losses | $6,350,000 | 722 |
| Total noninterest income | $382,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $144,000 | 4,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $238,000 | 3,909 |
| Total noninterest expense | $6,371,000 | 2,279 |
| Salaries and employee benefits | $3,321,000 | 2,192 |
| Premises and equipment expense | $676,000 | 2,742 |
| Additional noninterest expense | $2,374,000 | 2,161 |
| Pre-tax net operating income | $-7,357,000 | 7,482 |
| Securities gains (losses) | $822,000 | 487 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,535,000 | 7,497 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,535,000 | 7,496 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,535,000 | 7,497 |
| Net charge-offs | $4,821,000 | 805 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 799 |
| Net operating income | $-7,357,000 | 7,504 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 2,917 |
| Total interest expense | $1,873,000 | 2,286 |
| Net interest income | $3,385,000 | 3,182 |
| Provision for loan and lease losses | $5,850,000 | 566 |
| Total noninterest income | $-34,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-124,000 | 7,549 |
| Total noninterest expense | $4,196,000 | 2,304 |
| Salaries and employee benefits | $2,165,000 | 2,242 |
| Premises and equipment expense | $471,000 | 2,639 |
| Additional noninterest expense | $1,560,000 | 2,184 |
| Pre-tax net operating income | $-6,695,000 | 7,614 |
| Securities gains (losses) | $641,000 | 380 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,054,000 | 7,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,054,000 | 7,621 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,054,000 | 7,622 |
| Net charge-offs | $4,368,000 | 631 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 733 |
| Net operating income | $-6,695,000 | 7,637 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 2,872 |
| Total interest expense | $970,000 | 2,319 |
| Net interest income | $1,766,000 | 3,107 |
| Provision for loan and lease losses | $2,650,000 | 602 |
| Total noninterest income | $-91,000 | 7,799 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-134,000 | 7,768 |
| Total noninterest expense | $2,041,000 | 2,402 |
| Salaries and employee benefits | $1,069,000 | 2,301 |
| Premises and equipment expense | $234,000 | 2,730 |
| Additional noninterest expense | $738,000 | 2,289 |
| Pre-tax net operating income | $-3,016,000 | 7,692 |
| Securities gains (losses) | $347,000 | 339 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,669,000 | 7,696 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,669,000 | 7,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,669,000 | 7,697 |
| Net charge-offs | $1,448,000 | 809 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 674 |
| Net operating income | $-3,016,000 | 7,709 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,728,000 | 2,589 |
| Total interest expense | $4,521,000 | 2,469 |
| Net interest income | $8,207,000 | 2,659 |
| Provision for loan and lease losses | $11,258,000 | 785 |
| Total noninterest income | $1,180,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $202,000 | 4,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $978,000 | 2,169 |
| Total noninterest expense | $7,909,000 | 2,490 |
| Salaries and employee benefits | $4,812,000 | 2,041 |
| Premises and equipment expense | $1,009,000 | 2,551 |
| Additional noninterest expense | $2,088,000 | 3,198 |
| Pre-tax net operating income | $-9,780,000 | 7,483 |
| Securities gains (losses) | $-337,000 | 7,520 |
| Applicable income taxes | $1,064,000 | 921 |
| Income before extraordinary items | $-11,181,000 | 7,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,181,000 | 7,588 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,181,000 | 7,588 |
| Net charge-offs | $7,285,000 | 866 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 995 |
| Net operating income | $-10,844,000 | 7,585 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 2,580 |
| Total interest expense | $3,458,000 | 2,530 |
| Net interest income | $6,337,000 | 2,576 |
| Provision for loan and lease losses | $8,500,000 | 709 |
| Total noninterest income | $1,019,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $154,000 | 4,631 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $865,000 | 2,018 |
| Total noninterest expense | $6,330,000 | 2,335 |
| Salaries and employee benefits | $3,813,000 | 1,947 |
| Premises and equipment expense | $754,000 | 2,594 |
| Additional noninterest expense | $1,763,000 | 2,858 |
| Pre-tax net operating income | $-7,474,000 | 7,647 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $-348,000 | 7,237 |
| Income before extraordinary items | $-7,119,000 | 7,694 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,119,000 | 7,693 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,119,000 | 7,693 |
| Net charge-offs | $4,548,000 | 881 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 880 |
| Net operating income | $-7,125,650 | 7,701 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,650,000 | 2,571 |
| Total interest expense | $2,347,000 | 2,588 |
| Net interest income | $4,303,000 | 2,506 |
| Provision for loan and lease losses | $6,900,000 | 599 |
| Total noninterest income | $679,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $115,000 | 4,375 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $564,000 | 2,073 |
| Total noninterest expense | $4,224,000 | 2,365 |
| Salaries and employee benefits | $2,648,000 | 1,913 |
| Premises and equipment expense | $515,000 | 2,573 |
| Additional noninterest expense | $1,061,000 | 3,150 |
| Pre-tax net operating income | $-6,142,000 | 7,798 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-348,000 | 7,469 |
| Income before extraordinary items | $-5,794,000 | 7,840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,794,000 | 7,839 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,794,000 | 7,839 |
| Net charge-offs | $3,870,000 | 699 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 856 |
| Net operating income | $-5,794,000 | 7,848 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 2,502 |
| Total interest expense | $1,228,000 | 2,575 |
| Net interest income | $2,240,000 | 2,414 |
| Provision for loan and lease losses | $700,000 | 1,458 |
| Total noninterest income | $473,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $411,000 | 1,590 |
| Total noninterest expense | $2,142,000 | 2,276 |
| Salaries and employee benefits | $1,350,000 | 1,905 |
| Premises and equipment expense | $275,000 | 2,481 |
| Additional noninterest expense | $517,000 | 2,927 |
| Pre-tax net operating income | $-129,000 | 6,729 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-69,000 | 7,489 |
| Income before extraordinary items | $-60,000 | 6,691 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-60,000 | 6,692 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-60,000 | 6,692 |
| Net charge-offs | $1,135,000 | 888 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 719 |
| Net operating income | $-60,000 | 6,586 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,316,000 | 2,420 |
| Total interest expense | $6,265,000 | 2,425 |
| Net interest income | $9,051,000 | 2,411 |
| Provision for loan and lease losses | $4,709,000 | 1,045 |
| Total noninterest income | $1,137,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 4,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $890,000 | 2,306 |
| Total noninterest expense | $8,225,000 | 2,325 |
| Salaries and employee benefits | $5,317,000 | 1,898 |
| Premises and equipment expense | $1,007,000 | 2,611 |
| Additional noninterest expense | $1,901,000 | 2,989 |
| Pre-tax net operating income | $-2,746,000 | 7,534 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,119,000 | 7,744 |
| Income before extraordinary items | $-1,627,000 | 7,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,627,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,779,000 | 1,058 |
| Cash dividends | $10,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 1,015 |
| Net operating income | $-1,627,000 | 7,349 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,701,000 | 2,433 |
| Total interest expense | $4,855,000 | 2,444 |
| Net interest income | $6,846,000 | 2,415 |
| Provision for loan and lease losses | $605,000 | 2,464 |
| Total noninterest income | $924,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $736,000 | 2,237 |
| Total noninterest expense | $6,531,000 | 2,194 |
| Salaries and employee benefits | $4,360,000 | 1,777 |
| Premises and equipment expense | $745,000 | 2,656 |
| Additional noninterest expense | $1,426,000 | 2,901 |
| Pre-tax net operating income | $634,000 | 4,543 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $206,000 | 2,882 |
| Income before extraordinary items | $428,000 | 4,691 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $428,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,035 |
| Cash dividends | $10,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,047 |
| Net operating income | $428,000 | 4,844 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 2,471 |
| Total interest expense | $3,336,000 | 2,461 |
| Net interest income | $4,476,000 | 2,442 |
| Provision for loan and lease losses | $345,000 | 2,346 |
| Total noninterest income | $624,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $504,000 | 2,231 |
| Total noninterest expense | $4,516,000 | 2,126 |
| Salaries and employee benefits | $3,075,000 | 1,699 |
| Premises and equipment expense | $497,000 | 2,653 |
| Additional noninterest expense | $944,000 | 2,889 |
| Pre-tax net operating income | $239,000 | 5,566 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $70,000 | 3,792 |
| Income before extraordinary items | $169,000 | 5,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,358 |
| Net operating income | $169,000 | 5,775 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 2,484 |
| Total interest expense | $1,742,000 | 2,509 |
| Net interest income | $2,234,000 | 2,454 |
| Provision for loan and lease losses | $145,000 | 2,228 |
| Total noninterest income | $343,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $281,000 | 2,045 |
| Total noninterest expense | $2,101,000 | 2,269 |
| Salaries and employee benefits | $1,370,000 | 1,919 |
| Premises and equipment expense | $254,000 | 2,636 |
| Additional noninterest expense | $477,000 | 2,834 |
| Pre-tax net operating income | $331,000 | 3,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $220,000 | 4,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,760 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $220,000 | 4,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,294,000 | 2,382 |
| Total interest expense | $7,842,000 | 2,357 |
| Net interest income | $9,452,000 | 2,357 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $1,243,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $243,000 | 4,516 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000,000 | 2,218 |
| Total noninterest expense | $7,630,000 | 2,391 |
| Salaries and employee benefits | $4,894,000 | 2,064 |
| Premises and equipment expense | $964,000 | 2,653 |
| Additional noninterest expense | $1,772,000 | 2,974 |
| Pre-tax net operating income | $2,755,000 | 2,614 |
| Securities gains (losses) | $80,000 | 670 |
| Applicable income taxes | $1,038,000 | 1,815 |
| Income before extraordinary items | $1,797,000 | 3,051 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,797,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $290,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,745,800 | 3,100 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 2,414 |
| Total interest expense | $5,806,000 | 2,379 |
| Net interest income | $7,006,000 | 2,399 |
| Provision for loan and lease losses | $185,000 | 3,112 |
| Total noninterest income | $913,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 4,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $731,000 | 2,249 |
| Total noninterest expense | $5,729,000 | 2,372 |
| Salaries and employee benefits | $3,708,000 | 2,023 |
| Premises and equipment expense | $725,000 | 2,636 |
| Additional noninterest expense | $1,296,000 | 2,980 |
| Pre-tax net operating income | $2,005,000 | 2,822 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $692,000 | 2,100 |
| Income before extraordinary items | $1,313,000 | 3,250 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,313,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $190,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,313,000 | 3,238 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 2,472 |
| Total interest expense | $3,770,000 | 2,442 |
| Net interest income | $4,606,000 | 2,447 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $593,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $478,000 | 2,318 |
| Total noninterest expense | $3,807,000 | 2,397 |
| Salaries and employee benefits | $2,485,000 | 2,060 |
| Premises and equipment expense | $475,000 | 2,695 |
| Additional noninterest expense | $847,000 | 3,041 |
| Pre-tax net operating income | $1,352,000 | 2,872 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $467,000 | 2,164 |
| Income before extraordinary items | $885,000 | 3,296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $885,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $885,000 | 3,275 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 2,527 |
| Total interest expense | $1,799,000 | 2,546 |
| Net interest income | $2,263,000 | 2,490 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $328,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $270,000 | 2,111 |
| Total noninterest expense | $1,889,000 | 2,422 |
| Salaries and employee benefits | $1,251,000 | 2,058 |
| Premises and equipment expense | $235,000 | 2,728 |
| Additional noninterest expense | $403,000 | 3,152 |
| Pre-tax net operating income | $692,000 | 2,823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $238,000 | 2,161 |
| Income before extraordinary items | $454,000 | 3,216 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $454,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $55,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $454,000 | 3,191 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,167,000 | 2,530 |
| Total interest expense | $6,219,000 | 2,523 |
| Net interest income | $8,948,000 | 2,521 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $1,450,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $211,000 | 4,871 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,239,000 | 1,918 |
| Total noninterest expense | $7,508,000 | 2,359 |
| Salaries and employee benefits | $4,931,000 | 1,980 |
| Premises and equipment expense | $866,000 | 2,803 |
| Additional noninterest expense | $1,711,000 | 2,951 |
| Pre-tax net operating income | $2,530,000 | 3,108 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $864,000 | 2,371 |
| Income before extraordinary items | $1,665,000 | 3,534 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,665,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,337 |
| Cash dividends | $295,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,665,660 | 3,513 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,593 |
| Total interest expense | $4,404,000 | 2,572 |
| Net interest income | $6,586,000 | 2,594 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $1,089,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $153,000 | 5,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $936,000 | 1,909 |
| Total noninterest expense | $5,557,000 | 2,387 |
| Salaries and employee benefits | $3,609,000 | 2,028 |
| Premises and equipment expense | $649,000 | 2,816 |
| Additional noninterest expense | $1,299,000 | 2,905 |
| Pre-tax net operating income | $1,758,000 | 3,404 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $599,000 | 2,601 |
| Income before extraordinary items | $1,158,000 | 3,821 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,158,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,276 |
| Cash dividends | $210,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,158,660 | 3,805 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 2,663 |
| Total interest expense | $2,721,000 | 2,641 |
| Net interest income | $4,232,000 | 2,675 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $721,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $628,000 | 1,893 |
| Total noninterest expense | $3,651,000 | 2,426 |
| Salaries and employee benefits | $2,361,000 | 2,073 |
| Premises and equipment expense | $403,000 | 2,986 |
| Additional noninterest expense | $887,000 | 2,857 |
| Pre-tax net operating income | $1,082,000 | 3,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $368,000 | 2,746 |
| Income before extraordinary items | $714,000 | 4,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $714,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,142 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $714,000 | 4,004 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 2,807 |
| Total interest expense | $1,223,000 | 2,756 |
| Net interest income | $1,982,000 | 2,797 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $379,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,779 |
| Total noninterest expense | $1,810,000 | 2,449 |
| Salaries and employee benefits | $1,146,000 | 2,156 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $466,000 | 2,717 |
| Pre-tax net operating income | $491,000 | 3,778 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $164,000 | 2,899 |
| Income before extraordinary items | $327,000 | 4,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $327,000 | 4,178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,850,000 | 2,939 |
| Total interest expense | $3,788,000 | 2,765 |
| Net interest income | $7,062,000 | 3,021 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $1,460,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $170,000 | 5,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,290,000 | 1,854 |
| Total noninterest expense | $6,587,000 | 2,526 |
| Salaries and employee benefits | $4,219,000 | 2,176 |
| Premises and equipment expense | $753,000 | 3,052 |
| Additional noninterest expense | $1,615,000 | 3,055 |
| Pre-tax net operating income | $1,785,000 | 3,974 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $531,000 | 3,271 |
| Income before extraordinary items | $1,254,000 | 4,239 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,254,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 8,638 |
| Cash dividends | $185,000 | 4,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,254,000 | 4,217 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 3,012 |
| Total interest expense | $2,688,000 | 2,767 |
| Net interest income | $5,061,000 | 3,119 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $1,116,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $986,000 | 1,834 |
| Total noninterest expense | $4,832,000 | 2,555 |
| Salaries and employee benefits | $3,072,000 | 2,216 |
| Premises and equipment expense | $572,000 | 3,002 |
| Additional noninterest expense | $1,188,000 | 3,067 |
| Pre-tax net operating income | $1,325,000 | 4,071 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $426,000 | 3,220 |
| Income before extraordinary items | $899,000 | 4,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $899,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 8,707 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $899,000 | 4,424 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 3,086 |
| Total interest expense | $1,663,000 | 2,798 |
| Net interest income | $3,245,000 | 3,195 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $634,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $547,000 | 2,058 |
| Total noninterest expense | $3,055,000 | 2,652 |
| Salaries and employee benefits | $1,896,000 | 2,361 |
| Premises and equipment expense | $377,000 | 3,002 |
| Additional noninterest expense | $782,000 | 3,074 |
| Pre-tax net operating income | $824,000 | 4,220 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $259,000 | 3,353 |
| Income before extraordinary items | $565,000 | 4,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $565,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,713 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $565,000 | 4,521 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 3,130 |
| Total interest expense | $796,000 | 2,800 |
| Net interest income | $1,574,000 | 3,279 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $279,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $239,000 | 2,225 |
| Total noninterest expense | $1,421,000 | 2,851 |
| Salaries and employee benefits | $881,000 | 2,544 |
| Premises and equipment expense | $197,000 | 2,917 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $392,000 | 4,330 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $122,000 | 3,441 |
| Income before extraordinary items | $270,000 | 4,663 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $270,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $270,000 | 4,622 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 3,432 |
| Total interest expense | $2,357,000 | 3,194 |
| Net interest income | $5,581,000 | 3,507 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $1,285,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $176,000 | 5,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,109,000 | 2,022 |
| Total noninterest expense | $5,469,000 | 2,872 |
| Salaries and employee benefits | $3,526,000 | 2,469 |
| Premises and equipment expense | $571,000 | 3,684 |
| Additional noninterest expense | $1,372,000 | 3,358 |
| Pre-tax net operating income | $1,297,000 | 4,594 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $405,000 | 3,706 |
| Income before extraordinary items | $908,000 | 4,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $908,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 8,811 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 569 |
| Net operating income | $896,960 | 4,911 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 3,548 |
| Total interest expense | $1,669,000 | 3,291 |
| Net interest income | $4,002,000 | 3,598 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $926,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $132,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $794,000 | 2,082 |
| Total noninterest expense | $4,032,000 | 2,891 |
| Salaries and employee benefits | $2,572,000 | 2,508 |
| Premises and equipment expense | $404,000 | 3,847 |
| Additional noninterest expense | $1,056,000 | 3,263 |
| Pre-tax net operating income | $796,000 | 5,192 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $260,000 | 4,011 |
| Income before extraordinary items | $552,000 | 5,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $552,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,765 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 485 |
| Net operating income | $541,120 | 5,554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 3,744 |
| Total interest expense | $1,047,000 | 3,467 |
| Net interest income | $2,498,000 | 3,783 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $590,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 2,180 |
| Total noninterest expense | $2,623,000 | 2,962 |
| Salaries and employee benefits | $1,687,000 | 2,551 |
| Premises and equipment expense | $258,000 | 3,980 |
| Additional noninterest expense | $678,000 | 3,385 |
| Pre-tax net operating income | $405,000 | 5,823 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $128,000 | 4,508 |
| Income before extraordinary items | $277,000 | 6,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,736 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 439 |
| Net operating income | $277,000 | 6,140 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,899 |
| Total interest expense | $504,000 | 3,615 |
| Net interest income | $1,175,000 | 3,960 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $212,000 | 2,379 |
| Total noninterest expense | $1,213,000 | 3,201 |
| Salaries and employee benefits | $790,000 | 2,719 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $300,000 | 3,750 |
| Pre-tax net operating income | $189,000 | 5,949 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 327 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 4,267 |
| Total interest expense | $2,056,000 | 3,941 |
| Net interest income | $4,048,000 | 4,330 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $1,438,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,285,000 | 2,024 |
| Total noninterest expense | $4,870,000 | 3,116 |
| Salaries and employee benefits | $3,246,000 | 2,585 |
| Premises and equipment expense | $530,000 | 3,883 |
| Additional noninterest expense | $1,094,000 | 3,990 |
| Pre-tax net operating income | $516,000 | 6,618 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $210,000 | 4,857 |
| Income before extraordinary items | $362,000 | 6,978 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $362,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,841 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 676 |
| Net operating income | $326,160 | 7,014 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,359 |
| Total interest expense | $1,583,000 | 3,973 |
| Net interest income | $2,929,000 | 4,459 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $1,197,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $114,000 | 5,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,083,000 | 1,933 |
| Total noninterest expense | $3,697,000 | 3,077 |
| Salaries and employee benefits | $2,492,000 | 2,527 |
| Premises and equipment expense | $396,000 | 3,892 |
| Additional noninterest expense | $809,000 | 4,032 |
| Pre-tax net operating income | $329,000 | 7,029 |
| Securities gains (losses) | $56,000 | 2,221 |
| Applicable income taxes | $131,000 | 5,277 |
| Income before extraordinary items | $254,000 | 7,231 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $254,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,895 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 715 |
| Net operating income | $217,040 | 7,324 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,423 |
| Total interest expense | $1,105,000 | 3,938 |
| Net interest income | $1,860,000 | 4,611 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $906,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $829,000 | 1,740 |
| Total noninterest expense | $2,481,000 | 3,069 |
| Salaries and employee benefits | $1,674,000 | 2,505 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $544,000 | 3,984 |
| Pre-tax net operating income | $185,000 | 7,334 |
| Securities gains (losses) | $56,000 | 1,935 |
| Applicable income taxes | $88,000 | 5,284 |
| Income before extraordinary items | $153,000 | 7,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $153,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,075 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $117,160 | 7,607 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,431 |
| Total interest expense | $560,000 | 3,983 |
| Net interest income | $935,000 | 4,601 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $451,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $411,000 | 1,705 |
| Total noninterest expense | $1,186,000 | 3,186 |
| Salaries and employee benefits | $807,000 | 2,598 |
| Premises and equipment expense | $130,000 | 3,924 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,182 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $70,000 | 7,334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 4,479 |
| Total interest expense | $2,350,000 | 4,298 |
| Net interest income | $3,807,000 | 4,505 |
| Provision for loan and lease losses | $800,000 | 1,629 |
| Total noninterest income | $1,607,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $187,000 | 5,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,420,000 | 1,717 |
| Total noninterest expense | $4,429,000 | 3,269 |
| Salaries and employee benefits | $2,916,000 | 2,697 |
| Premises and equipment expense | $521,000 | 3,817 |
| Additional noninterest expense | $992,000 | 4,205 |
| Pre-tax net operating income | $185,000 | 7,983 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $80,000 | 6,164 |
| Income before extraordinary items | $108,000 | 8,297 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $108,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,354 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $649,000 | 439 |
| Net operating income | $106,080 | 8,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,363,000 | 4,284 |
| Total interest expense | $3,488,000 | 4,217 |
| Net interest income | $3,875,000 | 4,222 |
| Provision for loan and lease losses | $1,045,000 | 1,202 |
| Total noninterest income | $1,595,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $201,000 | 5,155 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,394,000 | 1,627 |
| Total noninterest expense | $4,399,000 | 3,137 |
| Salaries and employee benefits | $2,840,000 | 2,645 |
| Premises and equipment expense | $525,000 | 3,730 |
| Additional noninterest expense | $1,034,000 | 3,951 |
| Pre-tax net operating income | $26,000 | 8,628 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-40,000 | 9,135 |
| Income before extraordinary items | $66,000 | 8,531 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $66,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 1,261 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 677 |
| Net operating income | $66,000 | 8,436 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 4,689 |
| Total interest expense | $3,252,000 | 4,639 |
| Net interest income | $3,545,000 | 4,570 |
| Provision for loan and lease losses | $685,000 | 1,445 |
| Total noninterest income | $1,007,000 | 3,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $783,000 | 2,179 |
| Total noninterest expense | $3,823,000 | 3,451 |
| Salaries and employee benefits | $2,292,000 | 3,069 |
| Premises and equipment expense | $500,000 | 3,789 |
| Additional noninterest expense | $1,031,000 | 3,896 |
| Pre-tax net operating income | $44,000 | 8,980 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-37,000 | 9,449 |
| Income before extraordinary items | $81,000 | 8,817 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $81,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,673 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 834 |
| Net operating income | $81,000 | 8,805 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 6,047 |
| Total interest expense | $1,947,000 | 6,089 |
| Net interest income | $2,414,000 | 5,934 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $622,000 | 4,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,944 |
| Total noninterest expense | $2,626,000 | 4,689 |
| Salaries and employee benefits | $1,559,000 | 4,198 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $763,000 | 4,962 |
| Pre-tax net operating income | $185,000 | 8,657 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-176,000 | 10,010 |
| Income before extraordinary items | $361,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $361,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $981,000 | 520 |
| Net operating income | $361,000 | 7,195 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 7,810 |
| Total interest expense | $1,301,000 | 7,670 |
| Net interest income | $1,454,000 | 7,789 |
| Provision for loan and lease losses | $173,000 | 3,879 |
| Total noninterest income | $396,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,782 |
| Total noninterest expense | $1,388,000 | 6,998 |
| Salaries and employee benefits | $856,000 | 6,438 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $387,000 | 7,327 |
| Pre-tax net operating income | $289,000 | 8,462 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $292,000 | 7,951 |
| Extraordinary gains, net | $-130,000 | 10,436 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,563,000 | 255 |
| Net operating income | $289,000 | 7,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 10,052 |
| Total interest expense | $545,000 | 9,985 |
| Net interest income | $664,000 | 10,028 |
| Provision for loan and lease losses | $172,000 | 3,837 |
| Total noninterest income | $53,000 | 10,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $1,043,000 | 8,198 |
| Salaries and employee benefits | $631,000 | 7,715 |
| Premises and equipment expense | $127,000 | 8,316 |
| Additional noninterest expense | $285,000 | 8,477 |
| Pre-tax net operating income | $-498,000 | 10,744 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-497,000 | 10,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-497,000 | 10,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-498,000 | 10,738 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 11,423 |
| Total interest expense | $35,000 | 11,380 |
| Net interest income | $47,000 | 11,428 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $90,000 | 10,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,444 |
| Total noninterest expense | $344,000 | 11,126 |
| Salaries and employee benefits | $196,000 | 11,031 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $119,000 | 10,907 |
| Pre-tax net operating income | $-217,000 | 11,084 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-217,000 | 11,119 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-217,000 | 11,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,539,000 | 167 |
| Net operating income | $-217,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.