Home > Idaho Banking Company > Net charge- offs to loans
Idaho Banking Company, Net charge- offs to loans
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0727% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3635% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0370% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8216% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2042% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3517% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3650% | 5,905 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1127% | 5,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1138% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6256% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0603% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1397% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7588% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1339% | 4,705 |
| All other 1-4 family - Percent of loans charged-off, net | 12.6131% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5686% | 6,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2238% | 5,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2259% | 5,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0053% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3254% | 300 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 5,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5753% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1601% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2891% | 4,913 |
| All other 1-4 family - Percent of loans charged-off, net | 10.0375% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9040% | 6,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3368% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7206% | 202 |
| Percentage Net Loans Charged-off:Construction & development | -0.1014% | 5,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7954% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2226% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3169% | 4,955 |
| All other 1-4 family - Percent of loans charged-off, net | 12.7505% | 7 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9699% | 6,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4263% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4339% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6219% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9016% | 594 |
| Percentage Net Loans Charged-off:Construction & development | -0.1456% | 5,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4444% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6417% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1990% | 4,928 |
| All other 1-4 family - Percent of loans charged-off, net | 6.6741% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2185% | 6,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6829% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6975% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1667% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4509% | 322 |
| Percentage Net Loans Charged-off:Construction & development | -0.3051% | 5,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8157% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8505% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2781% | 4,956 |
| All other 1-4 family - Percent of loans charged-off, net | 9.9854% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5071% | 6,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6163% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9646% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 6.4394% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2526% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5328% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9700% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7439% | 6,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7755% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 15.6250% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4318% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7052% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0099% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 8.2432% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2115% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4965% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1721% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2780% | 6,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5040% | 6,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0453% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 22.4632% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5165% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5657% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7307% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 9.0417% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7034% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5780% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4375% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4153% | 7,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1412% | 6,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6782% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 27.6298% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0425% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5759% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5737% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 6.8607% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3658% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2419% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9132% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6930% | 7,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2690% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 45.7143% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.2080% | 74 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1460% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3654% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 13.0896% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5329% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4976% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2481% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7396% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2758% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9243% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9304% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5076% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7263% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 15.9653% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1353% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7428% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6479% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8319% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8295% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5274% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5170% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5173% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8545% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 13.4303% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3764% | 1,689 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.2588% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6721% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 8.8964% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4252% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0246% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0035% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8180% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1917% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 21.2813% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7319% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.4479% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 9.1841% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8796% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6269% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7634% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6795% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5890% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1981% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 22.5243% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3460% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9804% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6351% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1166% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8876% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2914% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9069% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3404% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 16.2072% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9387% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1357% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 5,512 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9439% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6429% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8094% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1364% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1665% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 16.8522% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3762% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1646% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,522 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8340% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1896% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8568% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2820% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5469% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 8.3491% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3397% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0806% | 7,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 5,579 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1263% | 7,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4482% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7461% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7160% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3844% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 9.6991% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7143% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4256% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3521% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5019% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7599% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1597% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5583% | 137 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0472% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9664% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 5.3425% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1438% | 2,156 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2440% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0200% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4960% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2132% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0311% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0044% | 115 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8739% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0416% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 4.9136% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2190% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8455% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5686% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1344% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2524% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0262% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3620% | 77 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2528% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9525% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 5.9031% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0832% | 7,863 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2568% | 5,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7498% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1056% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1611% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.7661% | 43 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4093% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7693% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 1.4525% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 2,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2183% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9032% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6306% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5713% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2529% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.7540% | 25 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.4410% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0746% | 8,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1606% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 6,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6319% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.3223% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 7,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 7,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0657% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 6,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1659% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2362% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.6548% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 7,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2783% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 4,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 2,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.1818% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5891% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0976% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 5,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7960% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0909% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 7,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4890% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0012% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 6,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2182% | 7,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 7,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 7,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 7,507 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1651% | 7,924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 7,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 7,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 7,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1052% | 7,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2215% | 7,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 7,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 7,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 8,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 8,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1113% | 7,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1132% | 7,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0335% | 7,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 7,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 8,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 8,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0711% | 8,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1061% | 7,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2291% | 7,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0847% | 8,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1048% | 8,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2313% | 8,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0921% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1110% | 8,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1683% | 8,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1415% | 8,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3080% | 8,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0630% | 8,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1202% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 7,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3594% | 7,952 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1139% | 7,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2222% | 8,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1838% | 8,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4254% | 8,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 8,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5263% | 8,040 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0924% | 7,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0464% | 7,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 7,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 8,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2649% | 7,845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1032% | 7,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 8,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 8,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 8,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 8,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6738% | 8,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2370% | 8,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1053% | 8,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 8,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 8,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5946% | 8,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3015% | 8,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1026% | 8,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 8,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 8,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7753% | 8,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1411% | 8,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 8,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 8,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0889% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0675% | 8,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0644% | 7,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 8,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 8,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1397% | 8,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3813% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3385% | 8,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1414% | 8,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3415% | 5,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0700% | 8,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2040% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 8,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2362% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4763% | 8,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0901% | 8,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2049% | 8,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0848% | 8,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2147% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3845% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 8,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5596% | 8,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5661% | 3,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4672% | 9,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0581% | 8,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0894% | 8,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0670% | 8,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 5,896 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0873% | 8,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0289% | 8,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1894% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9211% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6291% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9190% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7245% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0483% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2823% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9703% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2496% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9455% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6408% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6312% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8866% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2499% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6505% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7077% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6362% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 5,985 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |