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Icon Business Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 3,392 |
| Total interest expense | $825,000 | 2,935 |
| Net interest income | $975,000 | 3,639 |
| Provision for loan and lease losses | $176,000 | 1,102 |
| Total noninterest income | $39,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $26,000 | 3,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,049 |
| Total noninterest expense | $2,136,000 | 2,334 |
| Salaries and employee benefits | $1,344,000 | 2,172 |
| Premises and equipment expense | $180,000 | 2,497 |
| Additional noninterest expense | $13,000 | 4,050 |
| Pre-tax net operating income | $-1,298,000 | 4,447 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $-1,298,000 | 4,423 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-1,298,000 | 4,422 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,298,000 | 4,423 |
| Net charge-offs | $68,000 | 918 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $995,000 | 127 |
| Net operating income | $-1,298,000 | 4,430 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 4,044 |
| Total interest expense | $933,000 | 3,843 |
| Net interest income | $1,608,000 | 4,098 |
| Provision for loan and lease losses | $552,000 | 1,025 |
| Total noninterest income | $108,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $27,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,900 |
| Total noninterest expense | $5,521,000 | 2,499 |
| Salaries and employee benefits | $3,848,000 | 2,191 |
| Premises and equipment expense | $580,000 | 2,344 |
| Additional noninterest expense | $81,000 | 3,900 |
| Pre-tax net operating income | $-4,357,000 | 4,514 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $2,000 | 3,243 |
| Income before extraordinary items | $-4,359,000 | 4,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,359,000 | 4,494 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,359,000 | 4,494 |
| Net charge-offs | $108,000 | 1,344 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 385 |
| Net operating income | $-4,359,000 | 4,500 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,149 |
| Total interest expense | $469,000 | 3,994 |
| Net interest income | $989,000 | 4,164 |
| Provision for loan and lease losses | $328,000 | 1,039 |
| Total noninterest income | $2,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $2,000 | 4,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,414 |
| Total noninterest expense | $3,431,000 | 2,609 |
| Salaries and employee benefits | $2,417,000 | 2,277 |
| Premises and equipment expense | $367,000 | 2,422 |
| Additional noninterest expense | $0 | 4,458 |
| Pre-tax net operating income | $-2,768,000 | 4,531 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $2,000 | 3,239 |
| Income before extraordinary items | $-2,770,000 | 4,516 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-2,770,000 | 4,517 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,770,000 | 4,518 |
| Net charge-offs | $73,000 | 1,235 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 401 |
| Net operating income | $-2,770,000 | 4,521 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 4,261 |
| Total interest expense | $158,000 | 4,170 |
| Net interest income | $439,000 | 4,242 |
| Provision for loan and lease losses | $157,000 | 945 |
| Total noninterest income | $1,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $1,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,439 |
| Total noninterest expense | $1,632,000 | 2,683 |
| Salaries and employee benefits | $1,135,000 | 2,377 |
| Premises and equipment expense | $334,000 | 1,689 |
| Additional noninterest expense | $0 | 4,475 |
| Pre-tax net operating income | $-1,349,000 | 4,554 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-1,349,000 | 4,536 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,349,000 | 4,536 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,349,000 | 4,536 |
| Net charge-offs | $14,000 | 1,421 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 362 |
| Net operating income | $-1,349,000 | 4,544 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 4,513 |
| Total interest expense | $86,000 | 4,439 |
| Net interest income | $539,000 | 4,537 |
| Provision for loan and lease losses | $164,000 | 2,152 |
| Total noninterest income | $-1,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $0 | 4,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,000 | 4,576 |
| Total noninterest expense | $2,348,000 | 3,932 |
| Salaries and employee benefits | $1,674,000 | 3,651 |
| Premises and equipment expense | $486,000 | 2,999 |
| Additional noninterest expense | $-1,000 | 4,576 |
| Pre-tax net operating income | $-1,974,000 | 4,531 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-1,974,000 | 4,511 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,974,000 | 4,510 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-1,974,000 | 4,511 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $23,063,000 | 22 |
| Net operating income | $-1,974,000 | 4,523 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $151,000 | 4,575 |
| Total interest expense | $6,000 | 4,553 |
| Net interest income | $145,000 | 4,593 |
| Provision for loan and lease losses | $30,000 | 2,691 |
| Total noninterest income | $0 | 4,597 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $0 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | $536,000 | 4,505 |
| Salaries and employee benefits | $477,000 | 4,343 |
| Premises and equipment expense | $36,000 | 4,484 |
| Additional noninterest expense | $0 | 4,533 |
| Pre-tax net operating income | $-421,000 | 4,478 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-421,000 | 4,489 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-421,000 | 4,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-421,000 | 4,489 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $23,063,000 | 19 |
| Net operating income | $-421,000 | 4,501 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.