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Icon Business Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 28 | 3,107 |
| Assets and Liabilities | ||
| Total Assets: | $121,127,000 | 3,651 |
| Cash and due from depository institutions | $23,270,000 | 3,107 |
| Interest-bearing balances | $21,694,000 | 1,992 |
| Securities | $4,420,000 | 4,125 |
| Federal funds sold & reverse repurchase agreements | $13,175,000 | 390 |
| Net loans & leases | $75,040,000 | 3,495 |
| Loan loss allowance | $908,000 | 3,502 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,862,000 | 2,413 |
| Other real estate owned | $0 | 3,107 |
| Goodwill and other intangibles | $45,000 | 2,143 |
| All other assets | $1,315,000 | 4,023 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $121,127,000 | 3,621 |
| Total liabilities | $105,880,000 | 3,611 |
| Total deposits | $101,731,000 | 3,637 |
| Interest-bearing deposits | $85,908,000 | 3,468 |
| Deposits held in domestic offices | $101,731,000 | 3,637 |
| % insured | 42.20% | 4,310 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $4,149,000 | 1,712 |
| Total equity capital | $15,247,000 | 3,371 |
| Total bank equity capital | $15,247,000 | 3,408 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $26,162,000 | 191 |
| Surplus | $27,000 | 4,107 |
| Undivided profits | $-10,942,000 | 4,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 3,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $461,000 | 3,858 |
| Earning assets | $114,329,000 | 3,604 |
| Long-term assets (5+ years) | $8,083,000 | 4,014 |
| Average Assets, year-to-date | $108,989,000 | 3,709 |
| Average Assets, quarterly | $108,989,000 | 3,709 |
| Volatile liabilities | $1,137,000 | 4,248 |
| Insider loans | $0 | 3,851 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $18,019,000 | 2,864 |
| Tier 1 (core) risk-based capital | $15,222,000 | 3,564 |
| Tier 2 risk-based capital | $0 | 2,663 |
| Total risk weighted assets | $0 | 2,740 |
| Total unused commitments | $18,019,000 | 2,864 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 26 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $79,192,000 | 4,028 |
| Cash and due from depository institutions | $3,289,000 | 3,222 |
| Interest-bearing balances | $1,795,000 | 3,887 |
| Securities | $3,715,000 | 4,220 |
| Federal funds sold & reverse repurchase agreements | $18,575,000 | 224 |
| Net loans & leases | $48,101,000 | 3,857 |
| Loan loss allowance | $589,000 | 3,845 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,365,000 | 2,255 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $19,000 | 2,219 |
| All other assets | $1,128,000 | 4,147 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $79,192,000 | 3,985 |
| Total liabilities | $62,296,000 | 4,046 |
| Total deposits | $57,912,000 | 4,075 |
| Interest-bearing deposits | $44,241,000 | 4,002 |
| Deposits held in domestic offices | $57,912,000 | 4,075 |
| % insured | 36.83% | 4,409 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $4,384,000 | 1,729 |
| Total equity capital | $16,896,000 | 3,271 |
| Total bank equity capital | $16,896,000 | 3,306 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $24,943,000 | 191 |
| Surplus | $144,000 | 4,128 |
| Undivided profits | $-8,191,000 | 4,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $245,000 | 4,224 |
| Earning assets | $72,186,000 | 4,002 |
| Long-term assets (5+ years) | $9,844,000 | 4,001 |
| Average Assets, year-to-date | $54,434,250 | 4,215 |
| Average Assets, quarterly | $68,482,500 | 4,083 |
| Volatile liabilities | $765,000 | 4,338 |
| Insider loans | $698,000 | 2,732 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $14,879,000 | 3,028 |
| Tier 1 (core) risk-based capital | $16,865,000 | 3,434 |
| Tier 2 risk-based capital | $0 | 2,756 |
| Total risk weighted assets | $0 | 2,831 |
| Total unused commitments | $14,879,000 | 3,029 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 28 | 3,130 |
| Assets and Liabilities | ||
| Total Assets: | $57,773,000 | 4,243 |
| Cash and due from depository institutions | $2,405,000 | 3,130 |
| Interest-bearing balances | $1,773,000 | 3,869 |
| Securities | $2,852,000 | 4,270 |
| Federal funds sold & reverse repurchase agreements | $12,995,000 | 301 |
| Net loans & leases | $33,977,000 | 4,068 |
| Loan loss allowance | $401,000 | 4,053 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $4,471,000 | 2,247 |
| Other real estate owned | $0 | 3,130 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $1,073,000 | 4,177 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $57,773,000 | 4,199 |
| Total liabilities | $39,406,000 | 4,289 |
| Total deposits | $35,284,000 | 4,338 |
| Interest-bearing deposits | $32,490,000 | 4,191 |
| Deposits held in domestic offices | $35,284,000 | 4,338 |
| % insured | 42.12% | 4,397 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $4,122,000 | 1,719 |
| Total equity capital | $18,367,000 | 3,074 |
| Total bank equity capital | $18,367,000 | 3,110 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $24,943,000 | 190 |
| Surplus | $56,000 | 4,176 |
| Undivided profits | $-6,632,000 | 4,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $192,000 | 4,308 |
| Earning assets | $51,597,000 | 4,224 |
| Long-term assets (5+ years) | $4,234,000 | 4,237 |
| Average Assets, year-to-date | $46,181,667 | 4,303 |
| Average Assets, quarterly | $51,245,500 | 4,269 |
| Volatile liabilities | $762,000 | 4,354 |
| Insider loans | $0 | 3,923 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $10,958,000 | 3,327 |
| Tier 1 (core) risk-based capital | $18,366,000 | 3,326 |
| Tier 2 risk-based capital | $0 | 2,777 |
| Total risk weighted assets | $0 | 2,854 |
| Total unused commitments | $10,958,000 | 3,327 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 22 | 3,448 |
| Assets and Liabilities | ||
| Total Assets: | $44,718,000 | 4,386 |
| Cash and due from depository institutions | $2,201,000 | 3,448 |
| Interest-bearing balances | $1,581,000 | 3,977 |
| Securities | $2,769,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $9,585,000 | 448 |
| Net loans & leases | $25,129,000 | 4,213 |
| Loan loss allowance | $298,000 | 4,199 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,515,000 | 2,229 |
| Other real estate owned | $0 | 3,448 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $519,000 | 4,424 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $44,718,000 | 4,341 |
| Total liabilities | $24,971,000 | 4,414 |
| Total deposits | $20,745,000 | 4,462 |
| Interest-bearing deposits | $18,009,000 | 4,381 |
| Deposits held in domestic offices | $20,745,000 | 4,462 |
| % insured | 53.58% | 4,185 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $3,861,000 | 2,492 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $365,000 | 3,963 |
| Total equity capital | $19,747,000 | 3,015 |
| Total bank equity capital | $19,747,000 | 3,008 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $24,943,000 | 148 |
| Surplus | $17,000 | 4,210 |
| Undivided profits | $-5,213,000 | 4,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $139,000 | 4,392 |
| Earning assets | $39,064,000 | 4,338 |
| Long-term assets (5+ years) | $2,467,000 | 4,337 |
| Average Assets, year-to-date | $40,386,000 | 4,368 |
| Average Assets, quarterly | $40,386,000 | 4,367 |
| Volatile liabilities | $504,000 | 4,353 |
| Insider loans | $508,000 | 2,964 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $5,634,000 | 3,787 |
| Tier 1 (core) risk-based capital | $19,748,000 | 3,226 |
| Tier 2 risk-based capital | $0 | 2,800 |
| Total risk weighted assets | $0 | 2,879 |
| Total unused commitments | $5,634,000 | 3,787 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 22 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $36,054,000 | 4,464 |
| Cash and due from depository institutions | $5,889,000 | 3,467 |
| Interest-bearing balances | $5,312,000 | 3,098 |
| Securities | $2,986,000 | 4,305 |
| Federal funds sold & reverse repurchase agreements | $8,660,000 | 415 |
| Net loans & leases | $13,488,000 | 4,374 |
| Loan loss allowance | $160,000 | 4,372 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $4,554,000 | 2,210 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $477,000 | 4,460 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $36,054,000 | 4,419 |
| Total liabilities | $14,946,000 | 4,482 |
| Total deposits | $10,527,000 | 4,516 |
| Interest-bearing deposits | $9,131,000 | 4,448 |
| Deposits held in domestic offices | $10,527,000 | 4,516 |
| % insured | 59.55% | 3,987 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $4,419,000 | 1,627 |
| Total equity capital | $21,108,000 | 2,924 |
| Total bank equity capital | $21,108,000 | 2,917 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $23,063,000 | 154 |
| Surplus | $0 | 4,267 |
| Undivided profits | $-1,955,000 | 4,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $102,000 | 4,435 |
| Earning assets | $30,446,000 | 4,411 |
| Long-term assets (5+ years) | $2,527,000 | 4,362 |
| Average Assets, year-to-date | $33,015,500 | 4,447 |
| Average Assets, quarterly | $33,015,500 | 4,440 |
| Volatile liabilities | $0 | 4,458 |
| Insider loans | $305,000 | 3,287 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $1,770,000 | 4,217 |
| Tier 1 (core) risk-based capital | $21,081,000 | 3,149 |
| Tier 2 risk-based capital | $0 | 2,824 |
| Total risk weighted assets | $0 | 2,900 |
| Total unused commitments | $1,770,000 | 4,218 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 21 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $29,977,000 | 4,527 |
| Cash and due from depository institutions | $5,838,000 | 3,543 |
| Interest-bearing balances | $5,197,000 | 3,127 |
| Securities | $999,000 | 4,410 |
| Federal funds sold & reverse repurchase agreements | $18,860,000 | 206 |
| Net loans & leases | $1,159,000 | 4,498 |
| Loan loss allowance | $30,000 | 4,474 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,972,000 | 2,676 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $149,000 | 4,585 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $29,977,000 | 4,482 |
| Total liabilities | $7,342,000 | 4,539 |
| Total deposits | $4,205,000 | 4,556 |
| Interest-bearing deposits | $2,888,000 | 4,492 |
| Deposits held in domestic offices | $4,205,000 | 4,556 |
| % insured | 42.93% | 4,425 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $3,137,000 | 1,974 |
| Total equity capital | $22,635,000 | 2,675 |
| Total bank equity capital | $22,635,000 | 2,668 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $23,063,000 | 158 |
| Surplus | $0 | 4,290 |
| Undivided profits | $-428,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $17,000 | 4,556 |
| Earning assets | $26,215,000 | 4,466 |
| Long-term assets (5+ years) | $500,000 | 4,478 |
| Average Assets, year-to-date | $29,977,000 | 4,486 |
| Average Assets, quarterly | $29,977,000 | 4,480 |
| Volatile liabilities | $0 | 4,435 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $0 | 4,457 |
| Tier 1 (core) risk-based capital | $22,639,000 | 3,051 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $0 | 4,456 |
| Derivatives | $0 | 1,168 |