Home > IBJ Whitehall Bank & Trust Company > Income and Expense

IBJ Whitehall Bank & Trust Company, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$196,196,000	243
Total interest expense	$113,863,000	204
Net interest income	$82,333,000	287
Provision for loan and lease losses	$448,413,000	21
Total noninterest income	$33,837,000	281
Gross Fiduciary activities income	$3,123,000	222
Service charges on deposit accounts	$84,000	6,897
Trading account gains and fees	$517,000	82
Additional Noninterest Income	$30,113,000	246
Total noninterest expense	$137,452,000	183
Salaries and employee benefits	$48,142,000	187
Premises and equipment expense	$11,537,000	227
Additional noninterest expense	$77,773,000	162
Pre-tax net operating income	$-469,695,000	9,630
Securities gains (losses)	$3,829,000	163
Applicable income taxes	$3,980,000	651
Income before extraordinary items	$-469,846,000	9,614
Extraordinary gains, net	$54,000	77
Net income	$-469,792,000	9,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$514,323,000	19
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-473,675,000	9,614
2000-12-31 (YTD Data)		Rank
Total interest income	$254,703,000	213
Total interest expense	$158,180,000	191
Net interest income	$96,523,000	237
Provision for loan and lease losses	$88,800,000	62
Total noninterest income	$37,288,000	251
Gross Fiduciary activities income	$16,435,000	84
Service charges on deposit accounts	$74,000	7,127
Trading account gains and fees	$433,000	93
Additional Noninterest Income	$20,346,000	286
Total noninterest expense	$96,616,000	221
Salaries and employee benefits	$51,126,000	174
Premises and equipment expense	$9,508,000	270
Additional noninterest expense	$35,982,000	237
Pre-tax net operating income	$-51,605,000	9,910
Securities gains (losses)	$2,033,000	92
Applicable income taxes	$-29,827,000	9,897
Income before extraordinary items	$-19,745,000	9,888
Extraordinary gains, net	$0	38
Net income	$-19,745,000	9,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,278,000	76
Cash dividends	$27,291,000	202
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-21,046,120	9,889
1999-12-31 (YTD Data)		Rank
Total interest income	$190,919,000	241
Total interest expense	$104,020,000	222
Net interest income	$86,899,000	259
Provision for loan and lease losses	$23,000,000	131
Total noninterest income	$113,065,000	151
Gross Fiduciary activities income	$39,823,000	62
Service charges on deposit accounts	$90,000	6,921
Trading account gains and fees	$386,000	97
Additional Noninterest Income	$72,766,000	153
Total noninterest expense	$147,808,000	167
Salaries and employee benefits	$75,969,000	138
Premises and equipment expense	$14,004,000	195
Additional noninterest expense	$57,835,000	190
Pre-tax net operating income	$29,156,000	370
Securities gains (losses)	$-1,120,000	10,148
Applicable income taxes	$-11,098,000	10,220
Income before extraordinary items	$39,134,000	224
Extraordinary gains, net	$0	35
Net income	$39,134,000	225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,829,000	157
Cash dividends	$3,600,000	832
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$40,254,000	214
1998-12-31 (YTD Data)		Rank
Total interest income	$176,029,000	247
Total interest expense	$94,793,000	224
Net interest income	$81,236,000	265
Provision for loan and lease losses	$15,000,000	167
Total noninterest income	$58,137,000	213
Gross Fiduciary activities income	$38,828,000	64
Service charges on deposit accounts	$131,000	6,250
Trading account gains and fees	$167,000	137
Additional Noninterest Income	$19,011,000	299
Total noninterest expense	$102,538,000	224
Salaries and employee benefits	$67,162,000	148
Premises and equipment expense	$10,208,000	239
Additional noninterest expense	$25,168,000	310
Pre-tax net operating income	$21,835,000	418
Securities gains (losses)	$4,282,000	139
Applicable income taxes	$7,332,000	423
Income before extraordinary items	$18,785,000	355
Extraordinary gains, net	$0	32
Net income	$18,785,000	355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,109,000	149
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$-7,380,000	10,455
Net operating income	$15,701,960	381
1997-12-31 (YTD Data)		Rank
Total interest income	$186,504,000	248
Total interest expense	$106,679,000	222
Net interest income	$79,825,000	275
Provision for loan and lease losses	$14,500,000	161
Total noninterest income	$56,543,000	209
Gross Fiduciary activities income	$35,319,000	66
Service charges on deposit accounts	$181,000	5,643
Trading account gains and fees	$290,000	128
Additional Noninterest Income	$20,753,000	256
Total noninterest expense	$93,999,000	226
Salaries and employee benefits	$60,763,000	152
Premises and equipment expense	$10,869,000	228
Additional noninterest expense	$22,367,000	315
Pre-tax net operating income	$27,869,000	353
Securities gains (losses)	$2,293,000	164
Applicable income taxes	$11,789,000	314
Income before extraordinary items	$18,373,000	356
Extraordinary gains, net	$0	44
Net income	$18,373,000	357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,799,000	189
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$16,905,480	379
1996-12-31 (YTD Data)		Rank
Total interest income	$160,982,000	302
Total interest expense	$88,877,000	274
Net interest income	$72,105,000	329
Provision for loan and lease losses	$12,250,000	179
Total noninterest income	$53,223,000	223
Gross Fiduciary activities income	$29,070,000	72
Service charges on deposit accounts	$123,000	7,008
Trading account gains and fees	$-377,000	4,702
Additional Noninterest Income	$24,407,000	255
Total noninterest expense	$89,885,000	263
Salaries and employee benefits	$52,764,000	184
Premises and equipment expense	$10,581,000	271
Additional noninterest expense	$26,540,000	353
Pre-tax net operating income	$23,193,000	419
Securities gains (losses)	$1,935,000	156
Applicable income taxes	$10,539,000	349
Income before extraordinary items	$14,589,000	436
Extraordinary gains, net	$0	53
Net income	$14,589,000	437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,521,000	251
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$13,350,600	455
1995-12-31 (YTD Data)		Rank
Total interest income	$195,625,000	280
Total interest expense	$126,145,000	226
Net interest income	$69,480,000	343
Provision for loan and lease losses	$17,500,000	125
Total noninterest income	$43,407,000	246
Gross Fiduciary activities income	$25,198,000	83
Service charges on deposit accounts	$105,000	7,660
Trading account gains and fees	$423,000	190
Additional Noninterest Income	$17,681,000	312
Total noninterest expense	$88,003,000	271
Salaries and employee benefits	$46,404,000	206
Premises and equipment expense	$10,282,000	285
Additional noninterest expense	$31,317,000	316
Pre-tax net operating income	$7,384,000	1,057
Securities gains (losses)	$-185,000	11,658
Applicable income taxes	$2,335,000	1,096
Income before extraordinary items	$4,864,000	1,089
Extraordinary gains, net	$-10,383,000	11,968
Net income	$-5,519,000	11,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,224,000	151
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$4,989,800	1,056
1994-12-31 (YTD Data)		Rank
Total interest income	$262,518,000	202
Total interest expense	$194,685,000	116
Net interest income	$67,833,000	343
Provision for loan and lease losses	$19,581,000	113
Total noninterest income	$78,268,000	172
Gross Fiduciary activities income	$24,450,000	83
Service charges on deposit accounts	$139,000	7,144
Trading account gains and fees	$10,600,000	30
Additional Noninterest Income	$43,079,000	170
Total noninterest expense	$118,801,000	215
Salaries and employee benefits	$59,962,000	166
Premises and equipment expense	$14,247,000	216
Additional noninterest expense	$44,592,000	255
Pre-tax net operating income	$7,719,000	998
Securities gains (losses)	$1,524,000	118
Applicable income taxes	$16,790,000	238
Income before extraordinary items	$-7,547,000	12,560
Extraordinary gains, net	$0	249
Net income	$-7,547,000	12,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,402,000	102
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-8,522,360	12,568
1993-12-31 (YTD Data)		Rank
Total interest income	$201,350,000	233
Total interest expense	$131,001,000	155
Net interest income	$70,349,000	332
Provision for loan and lease losses	$66,800,000	52
Total noninterest income	$140,899,000	93
Gross Fiduciary activities income	$28,465,000	75
Service charges on deposit accounts	$161,000	6,809
Trading account gains and fees	$47,806,000	15
Additional Noninterest Income	$64,467,000	111
Total noninterest expense	$169,632,000	152
Salaries and employee benefits	$80,611,000	117
Premises and equipment expense	$18,605,000	176
Additional noninterest expense	$70,416,000	178
Pre-tax net operating income	$-25,184,000	13,279
Securities gains (losses)	$-1,269,000	13,262
Applicable income taxes	$-11,917,000	13,268
Income before extraordinary items	$-14,536,000	13,233
Extraordinary gains, net	$0	3,149
Net income	$-14,536,000	13,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,282,000	59
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$50,000,000	33
Net operating income	$-13,723,840	13,219
1992-12-31 (YTD Data)		Rank
Total interest income	$209,653,000	243
Total interest expense	$137,857,000	174
Net interest income	$71,796,000	330
Provision for loan and lease losses	$26,050,000	187
Total noninterest income	$126,882,000	95
Gross Fiduciary activities income	$25,876,000	80
Service charges on deposit accounts	$130,000	7,688
Trading account gains and fees	$47,746,000	13
Additional Noninterest Income	$53,130,000	118
Total noninterest expense	$142,017,000	175
Salaries and employee benefits	$73,253,000	126
Premises and equipment expense	$19,302,000	171
Additional noninterest expense	$49,462,000	247
Pre-tax net operating income	$30,611,000	244
Securities gains (losses)	$-600,000	13,904
Applicable income taxes	$21,121,000	138
Income before extraordinary items	$8,890,000	542
Extraordinary gains, net	$0	1,422
Net income	$8,890,000	544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,400,000	205
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$9,274,000	472

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.