Home > IBERIABANK fsb > Income and Expense
IBERIABANK fsb, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $65,564,000 | 454 |
| Total interest expense | $19,729,000 | 398 |
| Net interest income | $45,835,000 | 470 |
| Provision for loan and lease losses | $12,373,000 | 559 |
| Total noninterest income | $59,620,000 | 171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,620,000 | 133 |
| Total noninterest expense | $80,716,000 | 269 |
| Salaries and employee benefits | $46,747,000 | 202 |
| Premises and equipment expense | $10,319,000 | 262 |
| Additional noninterest expense | $23,650,000 | 356 |
| Pre-tax net operating income | $12,366,000 | 454 |
| Securities gains (losses) | $96,000 | 2,203 |
| Applicable income taxes | $4,188,000 | 421 |
| Income before extraordinary items | $8,274,000 | 546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,274,000 | 545 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $8,274,000 | 547 |
| Net charge-offs | $13,263,000 | 481 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $8,210,640 | 533 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $48,885,000 | 455 |
| Total interest expense | $15,626,000 | 390 |
| Net interest income | $33,259,000 | 485 |
| Provision for loan and lease losses | $5,585,000 | 802 |
| Total noninterest income | $39,995,000 | 184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,995,000 | 143 |
| Total noninterest expense | $59,397,000 | 273 |
| Salaries and employee benefits | $33,197,000 | 209 |
| Premises and equipment expense | $7,514,000 | 268 |
| Additional noninterest expense | $18,686,000 | 324 |
| Pre-tax net operating income | $8,272,000 | 517 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $2,559,000 | 489 |
| Income before extraordinary items | $5,719,000 | 607 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,719,000 | 605 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,719,000 | 607 |
| Net charge-offs | $5,546,000 | 723 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,714,860 | 574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $31,886,000 | 469 |
| Total interest expense | $10,501,000 | 400 |
| Net interest income | $21,385,000 | 495 |
| Provision for loan and lease losses | $3,327,000 | 881 |
| Total noninterest income | $23,412,000 | 199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,412,000 | 154 |
| Total noninterest expense | $37,440,000 | 283 |
| Salaries and employee benefits | $20,879,000 | 224 |
| Premises and equipment expense | $4,827,000 | 283 |
| Additional noninterest expense | $11,734,000 | 338 |
| Pre-tax net operating income | $4,030,000 | 691 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $1,106,000 | 663 |
| Income before extraordinary items | $2,928,000 | 768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,928,000 | 763 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,928,000 | 768 |
| Net charge-offs | $4,324,000 | 634 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,925,080 | 744 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $15,747,000 | 487 |
| Total interest expense | $5,163,000 | 431 |
| Net interest income | $10,584,000 | 512 |
| Provision for loan and lease losses | $2,339,000 | 659 |
| Total noninterest income | $10,559,000 | 228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,559,000 | 172 |
| Total noninterest expense | $18,134,000 | 291 |
| Salaries and employee benefits | $9,657,000 | 247 |
| Premises and equipment expense | $2,728,000 | 253 |
| Additional noninterest expense | $5,749,000 | 338 |
| Pre-tax net operating income | $670,000 | 1,899 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $661,000 | 1,650 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $661,000 | 1,651 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $661,000 | 1,652 |
| Net charge-offs | $3,564,000 | 424 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $657,080 | 1,596 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $61,406,000 | 537 |
| Total interest expense | $23,470,000 | 476 |
| Net interest income | $37,936,000 | 570 |
| Provision for loan and lease losses | $26,793,000 | 399 |
| Total noninterest income | $33,791,000 | 273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,791,000 | 198 |
| Total noninterest expense | $71,222,000 | 318 |
| Salaries and employee benefits | $36,544,000 | 260 |
| Premises and equipment expense | $10,368,000 | 269 |
| Additional noninterest expense | $24,310,000 | 380 |
| Pre-tax net operating income | $-26,288,000 | 7,777 |
| Securities gains (losses) | $11,662,000 | 65 |
| Applicable income taxes | $-5,478,000 | 7,777 |
| Income before extraordinary items | $-9,148,000 | 7,522 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,148,000 | 7,521 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,148,000 | 7,521 |
| Net charge-offs | $19,657,000 | 418 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-16,611,680 | 7,694 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $45,996,000 | 555 |
| Total interest expense | $18,226,000 | 493 |
| Net interest income | $27,770,000 | 593 |
| Provision for loan and lease losses | $20,749,000 | 378 |
| Total noninterest income | $21,561,000 | 310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,561,000 | 229 |
| Total noninterest expense | $54,222,000 | 319 |
| Salaries and employee benefits | $26,762,000 | 275 |
| Premises and equipment expense | $7,793,000 | 274 |
| Additional noninterest expense | $19,667,000 | 355 |
| Pre-tax net operating income | $-25,640,000 | 7,907 |
| Securities gains (losses) | $11,662,000 | 62 |
| Applicable income taxes | $-2,936,000 | 7,807 |
| Income before extraordinary items | $-11,042,000 | 7,799 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,042,000 | 7,798 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,042,000 | 7,798 |
| Net charge-offs | $17,792,000 | 336 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-20,254,980 | 7,898 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $31,385,000 | 562 |
| Total interest expense | $12,558,000 | 508 |
| Net interest income | $18,827,000 | 585 |
| Provision for loan and lease losses | $5,782,000 | 672 |
| Total noninterest income | $15,028,000 | 296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,028,000 | 223 |
| Total noninterest expense | $36,479,000 | 314 |
| Salaries and employee benefits | $17,546,000 | 285 |
| Premises and equipment expense | $5,154,000 | 283 |
| Additional noninterest expense | $13,779,000 | 349 |
| Pre-tax net operating income | $-8,406,000 | 7,881 |
| Securities gains (losses) | $11,675,000 | 50 |
| Applicable income taxes | $1,712,000 | 385 |
| Income before extraordinary items | $1,557,000 | 1,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,557,000 | 1,206 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,557,000 | 1,207 |
| Net charge-offs | $3,752,000 | 716 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,915,000 | 7,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $15,942,000 | 558 |
| Total interest expense | $6,613,000 | 500 |
| Net interest income | $9,329,000 | 584 |
| Provision for loan and lease losses | $785,000 | 1,356 |
| Total noninterest income | $2,476,000 | 639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,476,000 | 431 |
| Total noninterest expense | $16,924,000 | 320 |
| Salaries and employee benefits | $7,868,000 | 322 |
| Premises and equipment expense | $2,542,000 | 294 |
| Additional noninterest expense | $6,514,000 | 315 |
| Pre-tax net operating income | $-5,904,000 | 8,055 |
| Securities gains (losses) | $8,536,000 | 37 |
| Applicable income taxes | $1,085,000 | 331 |
| Income before extraordinary items | $1,547,000 | 663 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,547,000 | 661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,547,000 | 665 |
| Net charge-offs | $1,190,000 | 865 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,916,040 | 8,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,994,000 | 537 |
| Total interest expense | $37,261,000 | 436 |
| Net interest income | $32,733,000 | 666 |
| Provision for loan and lease losses | $8,369,000 | 679 |
| Total noninterest income | $15,333,000 | 427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,333,000 | 283 |
| Total noninterest expense | $63,214,000 | 344 |
| Salaries and employee benefits | $26,655,000 | 360 |
| Premises and equipment expense | $10,876,000 | 264 |
| Additional noninterest expense | $25,683,000 | 331 |
| Pre-tax net operating income | $-23,517,000 | 8,123 |
| Securities gains (losses) | $26,180,000 | 26 |
| Applicable income taxes | $223,000 | 2,706 |
| Income before extraordinary items | $2,440,000 | 1,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,440,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,036,000 | 480 |
| Cash dividends | $2,300,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-21,645,600 | 8,129 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $53,239,000 | 549 |
| Total interest expense | $29,074,000 | 442 |
| Net interest income | $24,165,000 | 699 |
| Provision for loan and lease losses | $4,106,000 | 746 |
| Total noninterest income | $11,548,000 | 457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,548,000 | 301 |
| Total noninterest expense | $47,888,000 | 331 |
| Salaries and employee benefits | $20,172,000 | 375 |
| Premises and equipment expense | $8,260,000 | 266 |
| Additional noninterest expense | $19,456,000 | 307 |
| Pre-tax net operating income | $-16,281,000 | 8,263 |
| Securities gains (losses) | $21,687,000 | 27 |
| Applicable income taxes | $1,493,000 | 841 |
| Income before extraordinary items | $3,913,000 | 929 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,913,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,952,000 | 532 |
| Cash dividends | $2,300,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,701,640 | 8,260 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,116,000 | 560 |
| Total interest expense | $19,586,000 | 454 |
| Net interest income | $15,530,000 | 716 |
| Provision for loan and lease losses | $2,725,000 | 642 |
| Total noninterest income | $7,256,000 | 490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,256,000 | 331 |
| Total noninterest expense | $30,375,000 | 350 |
| Salaries and employee benefits | $12,621,000 | 402 |
| Premises and equipment expense | $4,952,000 | 300 |
| Additional noninterest expense | $12,802,000 | 303 |
| Pre-tax net operating income | $-10,314,000 | 8,359 |
| Securities gains (losses) | $16,746,000 | 28 |
| Applicable income taxes | $2,092,000 | 499 |
| Income before extraordinary items | $4,340,000 | 640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,340,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,801,000 | 595 |
| Cash dividends | $2,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-6,879,820 | 8,342 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,433,000 | 581 |
| Total interest expense | $9,658,000 | 491 |
| Net interest income | $7,775,000 | 707 |
| Provision for loan and lease losses | $2,000,000 | 406 |
| Total noninterest income | $3,308,000 | 529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,308,000 | 364 |
| Total noninterest expense | $14,538,000 | 364 |
| Salaries and employee benefits | $5,981,000 | 427 |
| Premises and equipment expense | $2,211,000 | 331 |
| Additional noninterest expense | $6,346,000 | 288 |
| Pre-tax net operating income | $-5,455,000 | 8,432 |
| Securities gains (losses) | $11,678,000 | 29 |
| Applicable income taxes | $2,207,000 | 313 |
| Income before extraordinary items | $4,016,000 | 382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,016,000 | 383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 436 |
| Cash dividends | $2,300,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,574,700 | 8,419 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $62,751,000 | 667 |
| Total interest expense | $35,884,000 | 564 |
| Net interest income | $26,867,000 | 815 |
| Provision for loan and lease losses | $5,800,000 | 364 |
| Total noninterest income | $11,202,000 | 568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,202,000 | 386 |
| Total noninterest expense | $38,204,000 | 504 |
| Salaries and employee benefits | $19,468,000 | 502 |
| Premises and equipment expense | $8,013,000 | 350 |
| Additional noninterest expense | $10,723,000 | 548 |
| Pre-tax net operating income | $-5,935,000 | 8,448 |
| Securities gains (losses) | $12,015,000 | 31 |
| Applicable income taxes | $1,727,000 | 1,273 |
| Income before extraordinary items | $4,353,000 | 1,473 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,353,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,294,000 | 834 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-4,297,800 | 8,433 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $44,245,000 | 696 |
| Total interest expense | $25,666,000 | 584 |
| Net interest income | $18,579,000 | 886 |
| Provision for loan and lease losses | $3,696,000 | 325 |
| Total noninterest income | $7,524,000 | 613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,524,000 | 412 |
| Total noninterest expense | $26,555,000 | 530 |
| Salaries and employee benefits | $13,684,000 | 540 |
| Premises and equipment expense | $5,086,000 | 395 |
| Additional noninterest expense | $7,785,000 | 545 |
| Pre-tax net operating income | $-4,148,000 | 8,511 |
| Securities gains (losses) | $7,958,000 | 36 |
| Applicable income taxes | $1,210,000 | 1,437 |
| Income before extraordinary items | $2,600,000 | 1,942 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,600,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 650 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,811,440 | 8,486 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,257,000 | 837 |
| Total interest expense | $14,732,000 | 676 |
| Net interest income | $10,525,000 | 1,063 |
| Provision for loan and lease losses | $1,290,000 | 482 |
| Total noninterest income | $3,965,000 | 780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,965,000 | 505 |
| Total noninterest expense | $14,833,000 | 631 |
| Salaries and employee benefits | $7,683,000 | 642 |
| Premises and equipment expense | $2,634,000 | 515 |
| Additional noninterest expense | $4,516,000 | 624 |
| Pre-tax net operating income | $-1,633,000 | 8,536 |
| Securities gains (losses) | $4,866,000 | 41 |
| Applicable income taxes | $837,000 | 1,446 |
| Income before extraordinary items | $2,396,000 | 1,464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,396,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 508 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,204,840 | 8,504 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 1,599 |
| Total interest expense | $4,071,000 | 1,213 |
| Net interest income | $2,748,000 | 2,110 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $684,000 | 1,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $684,000 | 1,094 |
| Total noninterest expense | $2,239,000 | 2,061 |
| Salaries and employee benefits | $1,262,000 | 2,039 |
| Premises and equipment expense | $447,000 | 1,498 |
| Additional noninterest expense | $530,000 | 2,479 |
| Pre-tax net operating income | $1,143,000 | 1,944 |
| Securities gains (losses) | $78,000 | 349 |
| Applicable income taxes | $163,000 | 2,659 |
| Income before extraordinary items | $1,058,000 | 1,629 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,058,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 328 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $990,140 | 1,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,424,000 | 968 |
| Total interest expense | $22,682,000 | 742 |
| Net interest income | $17,742,000 | 1,277 |
| Provision for loan and lease losses | $3,461,000 | 338 |
| Total noninterest income | $4,071,000 | 1,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,071,000 | 804 |
| Total noninterest expense | $17,812,000 | 1,010 |
| Salaries and employee benefits | $9,421,000 | 1,023 |
| Premises and equipment expense | $3,740,000 | 686 |
| Additional noninterest expense | $4,651,000 | 1,157 |
| Pre-tax net operating income | $540,000 | 6,352 |
| Securities gains (losses) | $695,000 | 218 |
| Applicable income taxes | $492,000 | 3,176 |
| Income before extraordinary items | $743,000 | 5,373 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $743,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,523,000 | 482 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $298,200 | 6,927 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,108,000 | 968 |
| Total interest expense | $16,573,000 | 750 |
| Net interest income | $13,535,000 | 1,273 |
| Provision for loan and lease losses | $845,000 | 901 |
| Total noninterest income | $3,115,000 | 1,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,115,000 | 792 |
| Total noninterest expense | $13,497,000 | 1,002 |
| Salaries and employee benefits | $7,133,000 | 1,021 |
| Premises and equipment expense | $2,804,000 | 702 |
| Additional noninterest expense | $3,560,000 | 1,131 |
| Pre-tax net operating income | $2,308,000 | 2,824 |
| Securities gains (losses) | $520,000 | 211 |
| Applicable income taxes | $370,000 | 3,283 |
| Income before extraordinary items | $2,458,000 | 2,177 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,458,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 681 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,005,600 | 2,546 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,711,000 | 969 |
| Total interest expense | $10,729,000 | 737 |
| Net interest income | $8,982,000 | 1,276 |
| Provision for loan and lease losses | $310,000 | 1,428 |
| Total noninterest income | $2,267,000 | 1,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,267,000 | 735 |
| Total noninterest expense | $9,187,000 | 982 |
| Salaries and employee benefits | $4,792,000 | 1,023 |
| Premises and equipment expense | $1,868,000 | 711 |
| Additional noninterest expense | $2,527,000 | 1,083 |
| Pre-tax net operating income | $1,752,000 | 2,562 |
| Securities gains (losses) | $326,000 | 205 |
| Applicable income taxes | $249,000 | 3,314 |
| Income before extraordinary items | $1,829,000 | 1,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,829,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 525 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,542,120 | 2,275 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,802,000 | 952 |
| Total interest expense | $5,206,000 | 711 |
| Net interest income | $4,596,000 | 1,233 |
| Provision for loan and lease losses | $310,000 | 751 |
| Total noninterest income | $1,160,000 | 1,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,160,000 | 718 |
| Total noninterest expense | $4,725,000 | 945 |
| Salaries and employee benefits | $2,427,000 | 1,011 |
| Premises and equipment expense | $940,000 | 698 |
| Additional noninterest expense | $1,358,000 | 983 |
| Pre-tax net operating income | $721,000 | 2,916 |
| Securities gains (losses) | $143,000 | 216 |
| Applicable income taxes | $50,000 | 4,494 |
| Income before extraordinary items | $814,000 | 2,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 327 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $679,580 | 2,485 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,730,000 | 895 |
| Total interest expense | $17,384,000 | 659 |
| Net interest income | $19,346,000 | 1,121 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $4,466,000 | 1,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,466,000 | 729 |
| Total noninterest expense | $18,848,000 | 902 |
| Salaries and employee benefits | $9,771,000 | 932 |
| Premises and equipment expense | $3,585,000 | 693 |
| Additional noninterest expense | $5,492,000 | 947 |
| Pre-tax net operating income | $4,564,000 | 2,001 |
| Securities gains (losses) | $1,350,000 | 172 |
| Applicable income taxes | $1,643,000 | 1,593 |
| Income before extraordinary items | $4,271,000 | 1,643 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,271,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,297,000 | 558 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,299,000 | 2,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,148,000 | 885 |
| Total interest expense | $12,539,000 | 647 |
| Net interest income | $14,609,000 | 1,094 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $3,017,000 | 1,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,017,000 | 806 |
| Total noninterest expense | $14,209,000 | 886 |
| Salaries and employee benefits | $7,280,000 | 926 |
| Premises and equipment expense | $2,657,000 | 690 |
| Additional noninterest expense | $4,272,000 | 889 |
| Pre-tax net operating income | $3,017,000 | 2,228 |
| Securities gains (losses) | $1,350,000 | 160 |
| Applicable income taxes | $1,215,000 | 1,638 |
| Income before extraordinary items | $3,152,000 | 1,674 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,152,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $857,000 | 550 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,180,000 | 2,301 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,948,000 | 861 |
| Total interest expense | $8,149,000 | 618 |
| Net interest income | $9,799,000 | 1,076 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,971,000 | 1,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,971,000 | 814 |
| Total noninterest expense | $9,433,000 | 883 |
| Salaries and employee benefits | $5,016,000 | 889 |
| Premises and equipment expense | $1,745,000 | 688 |
| Additional noninterest expense | $2,672,000 | 947 |
| Pre-tax net operating income | $2,337,000 | 1,942 |
| Securities gains (losses) | $1,025,000 | 152 |
| Applicable income taxes | $1,148,000 | 1,216 |
| Income before extraordinary items | $2,214,000 | 1,554 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,214,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 681 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,537,500 | 2,153 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,765,000 | 865 |
| Total interest expense | $3,953,000 | 612 |
| Net interest income | $4,812,000 | 1,086 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,060,000 | 1,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,060,000 | 750 |
| Total noninterest expense | $4,526,000 | 918 |
| Salaries and employee benefits | $2,438,000 | 912 |
| Premises and equipment expense | $904,000 | 671 |
| Additional noninterest expense | $1,184,000 | 1,041 |
| Pre-tax net operating income | $1,346,000 | 1,702 |
| Securities gains (losses) | $202,000 | 248 |
| Applicable income taxes | $525,000 | 1,297 |
| Income before extraordinary items | $1,023,000 | 1,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,023,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 625 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $889,680 | 1,872 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $35,576,000 | 789 |
| Total interest expense | $14,137,000 | 588 |
| Net interest income | $21,439,000 | 920 |
| Provision for loan and lease losses | $3,875,000 | 311 |
| Total noninterest income | $3,966,000 | 1,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,966,000 | 788 |
| Total noninterest expense | $17,288,000 | 935 |
| Salaries and employee benefits | $9,608,000 | 893 |
| Premises and equipment expense | $3,279,000 | 702 |
| Additional noninterest expense | $4,401,000 | 1,115 |
| Pre-tax net operating income | $4,242,000 | 1,954 |
| Securities gains (losses) | $1,566,000 | 209 |
| Applicable income taxes | $1,782,000 | 1,407 |
| Income before extraordinary items | $4,026,000 | 1,607 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,026,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,073,000 | 270 |
| Cash dividends | $6,750,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,945,460 | 2,065 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,743,000 | 781 |
| Total interest expense | $10,380,000 | 581 |
| Net interest income | $16,363,000 | 899 |
| Provision for loan and lease losses | $3,750,000 | 263 |
| Total noninterest income | $3,021,000 | 1,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,021,000 | 792 |
| Total noninterest expense | $12,907,000 | 948 |
| Salaries and employee benefits | $7,188,000 | 896 |
| Premises and equipment expense | $2,471,000 | 704 |
| Additional noninterest expense | $3,248,000 | 1,130 |
| Pre-tax net operating income | $2,727,000 | 2,230 |
| Securities gains (losses) | $1,293,000 | 216 |
| Applicable income taxes | $1,174,000 | 1,563 |
| Income before extraordinary items | $2,846,000 | 1,706 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,846,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,848,000 | 226 |
| Cash dividends | $4,750,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,927,970 | 2,343 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,872,000 | 774 |
| Total interest expense | $6,847,000 | 581 |
| Net interest income | $11,025,000 | 880 |
| Provision for loan and lease losses | $1,000,000 | 523 |
| Total noninterest income | $2,062,000 | 1,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,062,000 | 779 |
| Total noninterest expense | $8,621,000 | 939 |
| Salaries and employee benefits | $4,773,000 | 896 |
| Premises and equipment expense | $1,692,000 | 691 |
| Additional noninterest expense | $2,156,000 | 1,135 |
| Pre-tax net operating income | $3,466,000 | 1,239 |
| Securities gains (losses) | $972,000 | 218 |
| Applicable income taxes | $1,515,000 | 915 |
| Income before extraordinary items | $2,923,000 | 1,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,923,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 465 |
| Cash dividends | $2,750,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,281,480 | 1,364 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 770 |
| Total interest expense | $3,476,000 | 589 |
| Net interest income | $5,602,000 | 884 |
| Provision for loan and lease losses | $350,000 | 704 |
| Total noninterest income | $1,192,000 | 1,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,192,000 | 696 |
| Total noninterest expense | $4,357,000 | 937 |
| Salaries and employee benefits | $2,383,000 | 911 |
| Premises and equipment expense | $885,000 | 658 |
| Additional noninterest expense | $1,089,000 | 1,121 |
| Pre-tax net operating income | $2,087,000 | 1,037 |
| Securities gains (losses) | $305,000 | 371 |
| Applicable income taxes | $819,000 | 879 |
| Income before extraordinary items | $1,573,000 | 1,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,573,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 695 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,371,700 | 1,127 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,549,000 | 757 |
| Total interest expense | $16,761,000 | 542 |
| Net interest income | $20,788,000 | 928 |
| Provision for loan and lease losses | $2,000,000 | 648 |
| Total noninterest income | $6,575,000 | 911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,575,000 | 610 |
| Total noninterest expense | $18,501,000 | 873 |
| Salaries and employee benefits | $9,952,000 | 858 |
| Premises and equipment expense | $3,433,000 | 667 |
| Additional noninterest expense | $5,116,000 | 999 |
| Pre-tax net operating income | $6,862,000 | 1,222 |
| Securities gains (losses) | $2,643,000 | 242 |
| Applicable income taxes | $3,081,000 | 898 |
| Income before extraordinary items | $6,424,000 | 1,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,424,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,418,000 | 486 |
| Cash dividends | $2,250,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,626,760 | 1,307 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,977,000 | 779 |
| Total interest expense | $12,834,000 | 555 |
| Net interest income | $15,143,000 | 964 |
| Provision for loan and lease losses | $1,850,000 | 551 |
| Total noninterest income | $5,615,000 | 849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,615,000 | 587 |
| Total noninterest expense | $14,081,000 | 865 |
| Salaries and employee benefits | $7,515,000 | 863 |
| Premises and equipment expense | $2,567,000 | 683 |
| Additional noninterest expense | $3,999,000 | 959 |
| Pre-tax net operating income | $4,827,000 | 1,334 |
| Securities gains (losses) | $2,306,000 | 255 |
| Applicable income taxes | $2,274,000 | 958 |
| Income before extraordinary items | $4,859,000 | 1,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,859,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,042,000 | 436 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,290,920 | 1,418 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,686,000 | 785 |
| Total interest expense | $8,647,000 | 571 |
| Net interest income | $10,039,000 | 967 |
| Provision for loan and lease losses | $750,000 | 809 |
| Total noninterest income | $2,351,000 | 1,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,351,000 | 819 |
| Total noninterest expense | $8,998,000 | 906 |
| Salaries and employee benefits | $4,722,000 | 908 |
| Premises and equipment expense | $1,646,000 | 712 |
| Additional noninterest expense | $2,630,000 | 962 |
| Pre-tax net operating income | $2,642,000 | 1,589 |
| Securities gains (losses) | $1,398,000 | 291 |
| Applicable income taxes | $1,380,000 | 1,065 |
| Income before extraordinary items | $2,660,000 | 1,243 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,660,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,370,000 | 426 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,737,320 | 1,733 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 806 |
| Total interest expense | $4,236,000 | 589 |
| Net interest income | $4,986,000 | 973 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $1,244,000 | 1,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,244,000 | 758 |
| Total noninterest expense | $4,351,000 | 935 |
| Salaries and employee benefits | $2,270,000 | 947 |
| Premises and equipment expense | $806,000 | 730 |
| Additional noninterest expense | $1,275,000 | 964 |
| Pre-tax net operating income | $1,779,000 | 1,207 |
| Securities gains (losses) | $351,000 | 459 |
| Applicable income taxes | $791,000 | 970 |
| Income before extraordinary items | $1,339,000 | 1,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,339,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 500 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,114,360 | 1,375 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,032,000 | 872 |
| Total interest expense | $14,875,000 | 752 |
| Net interest income | $20,157,000 | 961 |
| Provision for loan and lease losses | $1,545,000 | 918 |
| Total noninterest income | $4,855,000 | 1,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,855,000 | 709 |
| Total noninterest expense | $17,088,000 | 918 |
| Salaries and employee benefits | $8,853,000 | 906 |
| Premises and equipment expense | $3,095,000 | 716 |
| Additional noninterest expense | $5,140,000 | 971 |
| Pre-tax net operating income | $6,379,000 | 1,324 |
| Securities gains (losses) | $2,606,000 | 235 |
| Applicable income taxes | $3,192,000 | 876 |
| Income before extraordinary items | $5,793,000 | 1,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,793,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,634,000 | 635 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,125,160 | 1,445 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $30,708,000 | 1,110 |
| Total interest expense | $16,935,000 | 954 |
| Net interest income | $13,773,000 | 1,290 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $3,144,000 | 1,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,144,000 | 912 |
| Total noninterest expense | $11,421,000 | 1,263 |
| Salaries and employee benefits | $6,125,000 | 1,215 |
| Premises and equipment expense | $2,119,000 | 988 |
| Additional noninterest expense | $3,177,000 | 1,468 |
| Pre-tax net operating income | $5,196,000 | 1,391 |
| Securities gains (losses) | $836,000 | 449 |
| Applicable income taxes | $1,851,000 | 1,259 |
| Income before extraordinary items | $4,181,000 | 1,304 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,181,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $999,000 | 944 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,604,160 | 1,431 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,070,000 | 1,212 |
| Total interest expense | $19,357,000 | 924 |
| Net interest income | $9,713,000 | 1,809 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $2,539,000 | 1,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,539,000 | 959 |
| Total noninterest expense | $7,810,000 | 1,784 |
| Salaries and employee benefits | $4,355,000 | 1,636 |
| Premises and equipment expense | $1,397,000 | 1,488 |
| Additional noninterest expense | $2,058,000 | 2,101 |
| Pre-tax net operating income | $4,322,000 | 1,698 |
| Securities gains (losses) | $239,000 | 381 |
| Applicable income taxes | $1,617,000 | 1,412 |
| Income before extraordinary items | $2,944,000 | 1,772 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,944,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $13,000,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,788,650 | 1,867 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,911,000 | 1,131 |
| Total interest expense | $17,733,000 | 891 |
| Net interest income | $11,178,000 | 1,555 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,846,000 | 1,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,846,000 | 1,223 |
| Total noninterest expense | $8,125,000 | 1,694 |
| Salaries and employee benefits | $4,251,000 | 1,625 |
| Premises and equipment expense | $1,450,000 | 1,397 |
| Additional noninterest expense | $2,424,000 | 1,819 |
| Pre-tax net operating income | $4,899,000 | 1,537 |
| Securities gains (losses) | $425,000 | 378 |
| Applicable income taxes | $1,660,000 | 1,448 |
| Income before extraordinary items | $3,664,000 | 1,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,664,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,370,750 | 1,554 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,904,000 | 1,166 |
| Total interest expense | $17,617,000 | 902 |
| Net interest income | $10,287,000 | 1,658 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,415,000 | 2,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,415,000 | 1,459 |
| Total noninterest expense | $7,037,000 | 1,843 |
| Salaries and employee benefits | $4,213,000 | 1,575 |
| Premises and equipment expense | $1,054,000 | 1,876 |
| Additional noninterest expense | $1,770,000 | 2,358 |
| Pre-tax net operating income | $4,665,000 | 1,589 |
| Securities gains (losses) | $91,000 | 1,343 |
| Applicable income taxes | $1,485,000 | 1,650 |
| Income before extraordinary items | $3,271,000 | 1,605 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,271,000 | 1,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $173,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,208,210 | 1,578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,428,000 | 1,274 |
| Total interest expense | $18,597,000 | 881 |
| Net interest income | $7,831,000 | 2,245 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $1,269,000 | 2,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,269,000 | 1,489 |
| Total noninterest expense | $5,398,000 | 2,390 |
| Salaries and employee benefits | $3,146,000 | 2,092 |
| Premises and equipment expense | $738,000 | 2,612 |
| Additional noninterest expense | $1,514,000 | 2,716 |
| Pre-tax net operating income | $3,672,000 | 2,049 |
| Securities gains (losses) | $53,000 | 1,310 |
| Applicable income taxes | $1,355,000 | 1,868 |
| Income before extraordinary items | $2,370,000 | 2,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,370,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $1,079,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 856 |
| Net operating income | $2,336,080 | 2,193 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,649,000 | 1,328 |
| Total interest expense | $18,313,000 | 918 |
| Net interest income | $7,336,000 | 2,444 |
| Provision for loan and lease losses | $385,000 | 2,159 |
| Total noninterest income | $1,623,000 | 2,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,623,000 | 1,341 |
| Total noninterest expense | $5,949,000 | 2,309 |
| Salaries and employee benefits | $2,809,000 | 2,362 |
| Premises and equipment expense | $723,000 | 2,701 |
| Additional noninterest expense | $2,417,000 | 2,067 |
| Pre-tax net operating income | $2,625,000 | 2,660 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $352,000 | 5,310 |
| Income before extraordinary items | $2,257,000 | 2,189 |
| Extraordinary gains, net | $-118,000 | 11,437 |
| Net income | $2,139,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $617,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 709 |
| Net operating income | $2,270,920 | 2,126 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,290,000 | 1,413 |
| Total interest expense | $17,940,000 | 964 |
| Net interest income | $6,350,000 | 2,812 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $1,077,000 | 2,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,077,000 | 1,713 |
| Total noninterest expense | $4,342,000 | 3,090 |
| Salaries and employee benefits | $2,286,000 | 2,920 |
| Premises and equipment expense | $577,000 | 3,312 |
| Additional noninterest expense | $1,479,000 | 3,122 |
| Pre-tax net operating income | $3,028,000 | 2,411 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $1,028,000 | 2,319 |
| Income before extraordinary items | $1,961,000 | 2,556 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,961,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $605,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,986,740 | 2,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,159,000 | 1,798 |
| Total interest expense | $10,433,000 | 1,262 |
| Net interest income | $6,726,000 | 2,698 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $712,000 | 4,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $712,000 | 2,304 |
| Total noninterest expense | $4,456,000 | 3,080 |
| Salaries and employee benefits | $2,815,000 | 2,377 |
| Premises and equipment expense | $573,000 | 3,407 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $2,982,000 | 2,391 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $1,043,000 | 2,139 |
| Income before extraordinary items | $1,945,000 | 2,495 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,945,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $501,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $6,384,000 | 142 |
| Net operating income | $1,941,100 | 2,522 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,215,000 | 2,524 |
| Total interest expense | $6,029,000 | 2,160 |
| Net interest income | $6,186,000 | 2,944 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $456,000 | 5,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $456,000 | 3,456 |
| Total noninterest expense | $3,458,000 | 3,952 |
| Salaries and employee benefits | $2,028,000 | 3,244 |
| Premises and equipment expense | $499,000 | 3,867 |
| Additional noninterest expense | $931,000 | 5,232 |
| Pre-tax net operating income | $3,029,000 | 2,261 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,394,000 | 1,668 |
| Income before extraordinary items | $1,635,000 | 2,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,635,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,635,000 | 2,828 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 2,825 |
| Total interest expense | $6,269,000 | 2,673 |
| Net interest income | $6,114,000 | 2,986 |
| Provision for loan and lease losses | $251,000 | 4,571 |
| Total noninterest income | $429,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $429,000 | 3,537 |
| Total noninterest expense | $3,328,000 | 4,124 |
| Salaries and employee benefits | $1,862,000 | 3,426 |
| Premises and equipment expense | $494,000 | 4,018 |
| Additional noninterest expense | $972,000 | 5,170 |
| Pre-tax net operating income | $2,964,000 | 2,096 |
| Securities gains (losses) | $447,000 | 1,173 |
| Applicable income taxes | $1,356,000 | 1,578 |
| Income before extraordinary items | $2,055,000 | 2,227 |
| Extraordinary gains, net | $-355,000 | 13,801 |
| Net income | $1,700,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-355,000 | 13,857 |
| Net operating income | $1,768,920 | 2,406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.