Home > IAB Financial Bank > Income and Expense
IAB Financial Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $18,388,000 | 771 |
| Total interest expense | $1,837,000 | 860 |
| Net interest income | $16,551,000 | 761 |
| Provision for loan and lease losses | $450,000 | 912 |
| Total noninterest income | $4,414,000 | 765 |
| Gross Fiduciary activities income | $1,065,000 | 329 |
| Service charges on deposit accounts | $909,000 | 693 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,440,000 | 849 |
| Total noninterest expense | $13,801,000 | 791 |
| Salaries and employee benefits | $8,463,000 | 729 |
| Premises and equipment expense | $1,502,000 | 832 |
| Additional noninterest expense | $3,836,000 | 855 |
| Pre-tax net operating income | $6,714,000 | 739 |
| Securities gains (losses) | $58,000 | 604 |
| Applicable income taxes | $1,663,000 | 762 |
| Income before extraordinary items | $5,109,000 | 785 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,109,000 | 785 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,109,000 | 785 |
| Net charge-offs | $193,000 | 1,074 |
| Cash dividends | $1,976,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 373 |
| Net operating income | $5,065,500 | 775 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $9,083,000 | 773 |
| Total interest expense | $898,000 | 846 |
| Net interest income | $8,185,000 | 765 |
| Provision for loan and lease losses | $225,000 | 857 |
| Total noninterest income | $2,110,000 | 772 |
| Gross Fiduciary activities income | $494,000 | 339 |
| Service charges on deposit accounts | $444,000 | 711 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,172,000 | 854 |
| Total noninterest expense | $7,045,000 | 781 |
| Salaries and employee benefits | $4,243,000 | 733 |
| Premises and equipment expense | $759,000 | 834 |
| Additional noninterest expense | $2,043,000 | 794 |
| Pre-tax net operating income | $3,025,000 | 804 |
| Securities gains (losses) | $33,000 | 423 |
| Applicable income taxes | $692,000 | 857 |
| Income before extraordinary items | $2,366,000 | 813 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,366,000 | 813 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,366,000 | 813 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $986,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 345 |
| Net operating income | $2,340,590 | 806 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $36,338,000 | 739 |
| Total interest expense | $3,779,000 | 780 |
| Net interest income | $32,559,000 | 738 |
| Provision for loan and lease losses | $799,000 | 1,108 |
| Total noninterest income | $9,514,000 | 719 |
| Gross Fiduciary activities income | $1,621,000 | 372 |
| Service charges on deposit accounts | $1,822,000 | 713 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,071,000 | 727 |
| Total noninterest expense | $28,945,000 | 740 |
| Salaries and employee benefits | $17,363,000 | 681 |
| Premises and equipment expense | $2,962,000 | 833 |
| Additional noninterest expense | $8,620,000 | 771 |
| Pre-tax net operating income | $12,329,000 | 768 |
| Securities gains (losses) | $206,000 | 855 |
| Applicable income taxes | $2,872,000 | 812 |
| Income before extraordinary items | $9,663,000 | 787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,663,000 | 787 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,663,000 | 786 |
| Net charge-offs | $406,000 | 1,243 |
| Cash dividends | $3,875,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 414 |
| Net operating income | $9,504,380 | 775 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $27,164,000 | 739 |
| Total interest expense | $2,792,000 | 786 |
| Net interest income | $24,372,000 | 729 |
| Provision for loan and lease losses | $666,000 | 944 |
| Total noninterest income | $6,937,000 | 735 |
| Gross Fiduciary activities income | $1,171,000 | 380 |
| Service charges on deposit accounts | $1,353,000 | 715 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,413,000 | 747 |
| Total noninterest expense | $21,417,000 | 746 |
| Salaries and employee benefits | $12,721,000 | 701 |
| Premises and equipment expense | $2,216,000 | 839 |
| Additional noninterest expense | $6,480,000 | 769 |
| Pre-tax net operating income | $9,226,000 | 769 |
| Securities gains (losses) | $117,000 | 1,154 |
| Applicable income taxes | $2,124,000 | 840 |
| Income before extraordinary items | $7,219,000 | 785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,219,000 | 786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,219,000 | 785 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $2,894,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 480 |
| Net operating income | $7,128,910 | 775 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $18,134,000 | 739 |
| Total interest expense | $1,892,000 | 768 |
| Net interest income | $16,242,000 | 722 |
| Provision for loan and lease losses | $400,000 | 1,011 |
| Total noninterest income | $4,345,000 | 766 |
| Gross Fiduciary activities income | $745,000 | 388 |
| Service charges on deposit accounts | $883,000 | 721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,717,000 | 782 |
| Total noninterest expense | $14,086,000 | 757 |
| Salaries and employee benefits | $8,290,000 | 719 |
| Premises and equipment expense | $1,480,000 | 844 |
| Additional noninterest expense | $4,316,000 | 772 |
| Pre-tax net operating income | $6,101,000 | 763 |
| Securities gains (losses) | $117,000 | 868 |
| Applicable income taxes | $1,396,000 | 842 |
| Income before extraordinary items | $4,822,000 | 780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,822,000 | 779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,822,000 | 779 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $1,914,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 461 |
| Net operating income | $4,730,740 | 769 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 740 |
| Total interest expense | $971,000 | 753 |
| Net interest income | $8,086,000 | 731 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $2,044,000 | 783 |
| Gross Fiduciary activities income | $352,000 | 395 |
| Service charges on deposit accounts | $428,000 | 735 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,264,000 | 796 |
| Total noninterest expense | $6,864,000 | 769 |
| Salaries and employee benefits | $3,993,000 | 744 |
| Premises and equipment expense | $750,000 | 841 |
| Additional noninterest expense | $2,121,000 | 768 |
| Pre-tax net operating income | $3,066,000 | 748 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $689,000 | 824 |
| Income before extraordinary items | $2,377,000 | 778 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,377,000 | 777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,377,000 | 778 |
| Net charge-offs | $-15,000 | 5,360 |
| Cash dividends | $935,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $2,377,000 | 752 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $35,374,000 | 718 |
| Total interest expense | $4,028,000 | 691 |
| Net interest income | $31,346,000 | 717 |
| Provision for loan and lease losses | $390,000 | 1,618 |
| Total noninterest income | $7,333,000 | 858 |
| Gross Fiduciary activities income | $1,410,000 | 402 |
| Service charges on deposit accounts | $1,702,000 | 771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,221,000 | 910 |
| Total noninterest expense | $27,153,000 | 763 |
| Salaries and employee benefits | $15,794,000 | 724 |
| Premises and equipment expense | $3,196,000 | 769 |
| Additional noninterest expense | $8,163,000 | 807 |
| Pre-tax net operating income | $11,136,000 | 799 |
| Securities gains (losses) | $108,000 | 1,130 |
| Applicable income taxes | $2,364,000 | 889 |
| Income before extraordinary items | $8,880,000 | 814 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,880,000 | 814 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,880,000 | 814 |
| Net charge-offs | $450,000 | 1,266 |
| Cash dividends | $21,738,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 559 |
| Net operating income | $8,794,680 | 806 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $26,433,000 | 722 |
| Total interest expense | $3,044,000 | 692 |
| Net interest income | $23,389,000 | 726 |
| Provision for loan and lease losses | $390,000 | 1,273 |
| Total noninterest income | $5,349,000 | 885 |
| Gross Fiduciary activities income | $1,045,000 | 406 |
| Service charges on deposit accounts | $1,244,000 | 792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,060,000 | 949 |
| Total noninterest expense | $20,364,000 | 768 |
| Salaries and employee benefits | $11,724,000 | 746 |
| Premises and equipment expense | $2,424,000 | 774 |
| Additional noninterest expense | $6,216,000 | 790 |
| Pre-tax net operating income | $7,984,000 | 839 |
| Securities gains (losses) | $108,000 | 995 |
| Applicable income taxes | $1,643,000 | 968 |
| Income before extraordinary items | $6,449,000 | 840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,449,000 | 841 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,449,000 | 840 |
| Net charge-offs | $186,000 | 1,620 |
| Cash dividends | $20,806,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,362,600 | 827 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $17,520,000 | 732 |
| Total interest expense | $2,038,000 | 687 |
| Net interest income | $15,482,000 | 731 |
| Provision for loan and lease losses | $540,000 | 712 |
| Total noninterest income | $3,497,000 | 899 |
| Gross Fiduciary activities income | $696,000 | 407 |
| Service charges on deposit accounts | $809,000 | 797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,992,000 | 972 |
| Total noninterest expense | $13,757,000 | 757 |
| Salaries and employee benefits | $7,836,000 | 747 |
| Premises and equipment expense | $1,665,000 | 756 |
| Additional noninterest expense | $4,256,000 | 776 |
| Pre-tax net operating income | $4,682,000 | 958 |
| Securities gains (losses) | $108,000 | 814 |
| Applicable income taxes | $871,000 | 1,125 |
| Income before extraordinary items | $3,919,000 | 912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,919,000 | 911 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,919,000 | 912 |
| Net charge-offs | $89,000 | 1,830 |
| Cash dividends | $19,875,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,830,440 | 898 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 735 |
| Total interest expense | $1,011,000 | 694 |
| Net interest income | $7,741,000 | 731 |
| Provision for loan and lease losses | $216,000 | 852 |
| Total noninterest income | $1,681,000 | 897 |
| Gross Fiduciary activities income | $335,000 | 418 |
| Service charges on deposit accounts | $380,000 | 818 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $966,000 | 950 |
| Total noninterest expense | $6,861,000 | 755 |
| Salaries and employee benefits | $3,953,000 | 747 |
| Premises and equipment expense | $813,000 | 786 |
| Additional noninterest expense | $2,095,000 | 782 |
| Pre-tax net operating income | $2,345,000 | 915 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $431,000 | 1,128 |
| Income before extraordinary items | $1,914,000 | 901 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,914,000 | 901 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,914,000 | 901 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $18,943,000 | 90 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,914,000 | 870 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,441,000 | 708 |
| Total interest expense | $5,012,000 | 565 |
| Net interest income | $30,429,000 | 724 |
| Provision for loan and lease losses | $1,200,000 | 731 |
| Total noninterest income | $7,412,000 | 821 |
| Gross Fiduciary activities income | $1,396,000 | 406 |
| Service charges on deposit accounts | $1,704,000 | 794 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,312,000 | 854 |
| Total noninterest expense | $25,587,000 | 792 |
| Salaries and employee benefits | $14,831,000 | 748 |
| Premises and equipment expense | $3,046,000 | 810 |
| Additional noninterest expense | $7,710,000 | 846 |
| Pre-tax net operating income | $11,054,000 | 756 |
| Securities gains (losses) | $133,000 | 1,057 |
| Applicable income taxes | $2,376,000 | 864 |
| Income before extraordinary items | $8,811,000 | 770 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,811,000 | 769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,811,000 | 769 |
| Net charge-offs | $1,082,000 | 831 |
| Cash dividends | $3,711,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,705,930 | 760 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $26,560,000 | 708 |
| Total interest expense | $3,958,000 | 546 |
| Net interest income | $22,602,000 | 733 |
| Provision for loan and lease losses | $1,350,000 | 499 |
| Total noninterest income | $5,548,000 | 826 |
| Gross Fiduciary activities income | $1,069,000 | 401 |
| Service charges on deposit accounts | $1,275,000 | 796 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,204,000 | 854 |
| Total noninterest expense | $19,316,000 | 785 |
| Salaries and employee benefits | $11,072,000 | 749 |
| Premises and equipment expense | $2,280,000 | 816 |
| Additional noninterest expense | $5,964,000 | 815 |
| Pre-tax net operating income | $7,484,000 | 841 |
| Securities gains (losses) | $133,000 | 826 |
| Applicable income taxes | $1,492,000 | 1,005 |
| Income before extraordinary items | $6,125,000 | 817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,125,000 | 816 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,125,000 | 816 |
| Net charge-offs | $938,000 | 712 |
| Cash dividends | $2,778,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,018,600 | 811 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $17,438,000 | 716 |
| Total interest expense | $2,813,000 | 502 |
| Net interest income | $14,625,000 | 743 |
| Provision for loan and lease losses | $900,000 | 485 |
| Total noninterest income | $3,626,000 | 819 |
| Gross Fiduciary activities income | $728,000 | 395 |
| Service charges on deposit accounts | $824,000 | 814 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,074,000 | 861 |
| Total noninterest expense | $13,134,000 | 773 |
| Salaries and employee benefits | $7,321,000 | 747 |
| Premises and equipment expense | $1,547,000 | 809 |
| Additional noninterest expense | $4,266,000 | 765 |
| Pre-tax net operating income | $4,217,000 | 970 |
| Securities gains (losses) | $52,000 | 1,141 |
| Applicable income taxes | $683,000 | 1,276 |
| Income before extraordinary items | $3,586,000 | 901 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,586,000 | 901 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,586,000 | 901 |
| Net charge-offs | $931,000 | 536 |
| Cash dividends | $1,844,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,542,320 | 894 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 730 |
| Total interest expense | $1,422,000 | 495 |
| Net interest income | $7,184,000 | 762 |
| Provision for loan and lease losses | $450,000 | 484 |
| Total noninterest income | $1,730,000 | 819 |
| Gross Fiduciary activities income | $351,000 | 404 |
| Service charges on deposit accounts | $392,000 | 829 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $987,000 | 855 |
| Total noninterest expense | $6,665,000 | 765 |
| Salaries and employee benefits | $3,685,000 | 754 |
| Premises and equipment expense | $787,000 | 815 |
| Additional noninterest expense | $2,193,000 | 742 |
| Pre-tax net operating income | $1,799,000 | 1,067 |
| Securities gains (losses) | $50,000 | 647 |
| Applicable income taxes | $231,000 | 1,579 |
| Income before extraordinary items | $1,618,000 | 962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,618,000 | 962 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,618,000 | 963 |
| Net charge-offs | $373,000 | 623 |
| Cash dividends | $924,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,574,000 | 974 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $35,711,000 | 698 |
| Total interest expense | $6,443,000 | 487 |
| Net interest income | $29,268,000 | 732 |
| Provision for loan and lease losses | $2,560,000 | 512 |
| Total noninterest income | $7,779,000 | 816 |
| Gross Fiduciary activities income | $1,095,000 | 442 |
| Service charges on deposit accounts | $1,778,000 | 781 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,906,000 | 819 |
| Total noninterest expense | $25,386,000 | 799 |
| Salaries and employee benefits | $14,219,000 | 761 |
| Premises and equipment expense | $2,690,000 | 894 |
| Additional noninterest expense | $8,477,000 | 806 |
| Pre-tax net operating income | $9,101,000 | 842 |
| Securities gains (losses) | $50,000 | 1,795 |
| Applicable income taxes | $1,648,000 | 1,051 |
| Income before extraordinary items | $7,503,000 | 834 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,503,000 | 836 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,503,000 | 836 |
| Net charge-offs | $3,910,000 | 426 |
| Cash dividends | $5,095,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,462,000 | 827 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $26,943,000 | 696 |
| Total interest expense | $4,897,000 | 494 |
| Net interest income | $22,046,000 | 724 |
| Provision for loan and lease losses | $2,160,000 | 457 |
| Total noninterest income | $5,527,000 | 862 |
| Gross Fiduciary activities income | $804,000 | 446 |
| Service charges on deposit accounts | $1,305,000 | 806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,418,000 | 891 |
| Total noninterest expense | $18,873,000 | 807 |
| Salaries and employee benefits | $10,622,000 | 766 |
| Premises and equipment expense | $1,967,000 | 920 |
| Additional noninterest expense | $6,284,000 | 818 |
| Pre-tax net operating income | $6,540,000 | 904 |
| Securities gains (losses) | $45,000 | 1,740 |
| Applicable income taxes | $1,107,000 | 1,165 |
| Income before extraordinary items | $5,478,000 | 872 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,478,000 | 874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,478,000 | 874 |
| Net charge-offs | $1,504,000 | 737 |
| Cash dividends | $3,419,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,440,650 | 856 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,039,000 | 684 |
| Total interest expense | $3,289,000 | 506 |
| Net interest income | $14,750,000 | 723 |
| Provision for loan and lease losses | $1,860,000 | 391 |
| Total noninterest income | $3,627,000 | 880 |
| Gross Fiduciary activities income | $530,000 | 449 |
| Service charges on deposit accounts | $834,000 | 826 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,263,000 | 896 |
| Total noninterest expense | $12,548,000 | 812 |
| Salaries and employee benefits | $7,105,000 | 766 |
| Premises and equipment expense | $1,278,000 | 947 |
| Additional noninterest expense | $4,165,000 | 812 |
| Pre-tax net operating income | $3,969,000 | 953 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $593,000 | 1,366 |
| Income before extraordinary items | $3,421,000 | 901 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,421,000 | 901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,421,000 | 903 |
| Net charge-offs | $1,527,000 | 563 |
| Cash dividends | $1,986,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,382,750 | 874 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,144,000 | 685 |
| Total interest expense | $1,673,000 | 518 |
| Net interest income | $7,471,000 | 714 |
| Provision for loan and lease losses | $475,000 | 722 |
| Total noninterest income | $1,799,000 | 895 |
| Gross Fiduciary activities income | $250,000 | 467 |
| Service charges on deposit accounts | $410,000 | 825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,139,000 | 902 |
| Total noninterest expense | $6,198,000 | 828 |
| Salaries and employee benefits | $3,627,000 | 763 |
| Premises and equipment expense | $642,000 | 956 |
| Additional noninterest expense | $1,929,000 | 875 |
| Pre-tax net operating income | $2,597,000 | 741 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $540,000 | 852 |
| Income before extraordinary items | $2,102,000 | 742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,102,000 | 743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,102,000 | 744 |
| Net charge-offs | $313,000 | 1,025 |
| Cash dividends | $1,048,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,066,000 | 719 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $39,112,000 | 670 |
| Total interest expense | $8,554,000 | 486 |
| Net interest income | $30,558,000 | 710 |
| Provision for loan and lease losses | $2,030,000 | 1,051 |
| Total noninterest income | $8,575,000 | 762 |
| Gross Fiduciary activities income | $1,030,000 | 447 |
| Service charges on deposit accounts | $1,793,000 | 790 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,752,000 | 746 |
| Total noninterest expense | $24,127,000 | 828 |
| Salaries and employee benefits | $10,803,000 | 965 |
| Premises and equipment expense | $1,639,000 | 1,452 |
| Additional noninterest expense | $11,685,000 | 611 |
| Pre-tax net operating income | $12,976,000 | 586 |
| Securities gains (losses) | $197,000 | 1,714 |
| Applicable income taxes | $3,231,000 | 572 |
| Income before extraordinary items | $9,942,000 | 621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,942,000 | 620 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $9,942,000 | 621 |
| Net charge-offs | $1,841,000 | 1,234 |
| Cash dividends | $3,842,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $9,794,250 | 603 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,602,000 | 1,099 |
| Total interest expense | $4,637,000 | 740 |
| Net interest income | $13,965,000 | 1,198 |
| Provision for loan and lease losses | $1,080,000 | 1,357 |
| Total noninterest income | $4,094,000 | 1,074 |
| Gross Fiduciary activities income | $761,000 | 450 |
| Service charges on deposit accounts | $811,000 | 1,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,522,000 | 1,069 |
| Total noninterest expense | $10,180,000 | 1,446 |
| Salaries and employee benefits | $4,000,000 | 1,880 |
| Premises and equipment expense | $628,000 | 2,672 |
| Additional noninterest expense | $5,552,000 | 942 |
| Pre-tax net operating income | $6,799,000 | 829 |
| Securities gains (losses) | $26,000 | 2,770 |
| Applicable income taxes | $1,738,000 | 798 |
| Income before extraordinary items | $5,087,000 | 899 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,087,000 | 897 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,087,000 | 899 |
| Net charge-offs | $1,196,000 | 1,292 |
| Cash dividends | $1,966,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,067,500 | 841 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,526,000 | 1,095 |
| Total interest expense | $3,254,000 | 728 |
| Net interest income | $9,272,000 | 1,203 |
| Provision for loan and lease losses | $720,000 | 1,393 |
| Total noninterest income | $2,737,000 | 1,061 |
| Gross Fiduciary activities income | $507,000 | 447 |
| Service charges on deposit accounts | $538,000 | 1,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,692,000 | 1,046 |
| Total noninterest expense | $6,713,000 | 1,458 |
| Salaries and employee benefits | $2,576,000 | 1,951 |
| Premises and equipment expense | $391,000 | 2,824 |
| Additional noninterest expense | $3,746,000 | 924 |
| Pre-tax net operating income | $4,576,000 | 807 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,171,000 | 781 |
| Income before extraordinary items | $3,405,000 | 893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,405,000 | 892 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,405,000 | 893 |
| Net charge-offs | $1,026,000 | 1,117 |
| Cash dividends | $1,364,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,405,000 | 830 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 1,091 |
| Total interest expense | $1,749,000 | 683 |
| Net interest income | $4,538,000 | 1,224 |
| Provision for loan and lease losses | $360,000 | 1,338 |
| Total noninterest income | $1,386,000 | 1,031 |
| Gross Fiduciary activities income | $262,000 | 434 |
| Service charges on deposit accounts | $266,000 | 1,329 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $858,000 | 1,021 |
| Total noninterest expense | $3,294,000 | 1,488 |
| Salaries and employee benefits | $1,249,000 | 2,011 |
| Premises and equipment expense | $208,000 | 2,721 |
| Additional noninterest expense | $1,837,000 | 927 |
| Pre-tax net operating income | $2,270,000 | 803 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $583,000 | 774 |
| Income before extraordinary items | $1,687,000 | 886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,687,000 | 887 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,687,000 | 887 |
| Net charge-offs | $621,000 | 948 |
| Cash dividends | $661,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,687,000 | 835 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,001,000 | 1,089 |
| Total interest expense | $8,536,000 | 678 |
| Net interest income | $17,465,000 | 1,271 |
| Provision for loan and lease losses | $3,160,000 | 1,148 |
| Total noninterest income | $4,767,000 | 1,079 |
| Gross Fiduciary activities income | $774,000 | 457 |
| Service charges on deposit accounts | $1,122,000 | 1,317 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,871,000 | 1,071 |
| Total noninterest expense | $12,808,000 | 1,525 |
| Salaries and employee benefits | $4,936,000 | 1,956 |
| Premises and equipment expense | $765,000 | 3,009 |
| Additional noninterest expense | $7,107,000 | 993 |
| Pre-tax net operating income | $6,264,000 | 950 |
| Securities gains (losses) | $128,000 | 1,846 |
| Applicable income taxes | $1,215,000 | 1,170 |
| Income before extraordinary items | $5,177,000 | 971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,177,000 | 970 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,177,000 | 971 |
| Net charge-offs | $2,166,000 | 1,484 |
| Cash dividends | $2,474,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,073,320 | 950 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,562,000 | 1,100 |
| Total interest expense | $6,525,000 | 691 |
| Net interest income | $13,037,000 | 1,282 |
| Provision for loan and lease losses | $1,560,000 | 1,470 |
| Total noninterest income | $3,263,000 | 1,167 |
| Gross Fiduciary activities income | $565,000 | 463 |
| Service charges on deposit accounts | $841,000 | 1,327 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,857,000 | 1,176 |
| Total noninterest expense | $9,747,000 | 1,500 |
| Salaries and employee benefits | $3,856,000 | 1,900 |
| Premises and equipment expense | $584,000 | 3,000 |
| Additional noninterest expense | $5,307,000 | 998 |
| Pre-tax net operating income | $4,993,000 | 931 |
| Securities gains (losses) | $128,000 | 1,564 |
| Applicable income taxes | $1,043,000 | 1,052 |
| Income before extraordinary items | $4,078,000 | 940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,078,000 | 937 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,078,000 | 940 |
| Net charge-offs | $1,367,000 | 1,593 |
| Cash dividends | $1,782,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,975,600 | 922 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,081,000 | 1,107 |
| Total interest expense | $4,458,000 | 711 |
| Net interest income | $8,623,000 | 1,297 |
| Provision for loan and lease losses | $960,000 | 1,524 |
| Total noninterest income | $2,239,000 | 1,137 |
| Gross Fiduciary activities income | $386,000 | 461 |
| Service charges on deposit accounts | $554,000 | 1,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,299,000 | 1,125 |
| Total noninterest expense | $6,599,000 | 1,489 |
| Salaries and employee benefits | $2,592,000 | 1,890 |
| Premises and equipment expense | $372,000 | 3,113 |
| Additional noninterest expense | $3,635,000 | 1,000 |
| Pre-tax net operating income | $3,303,000 | 913 |
| Securities gains (losses) | $128,000 | 968 |
| Applicable income taxes | $709,000 | 1,013 |
| Income before extraordinary items | $2,722,000 | 908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,722,000 | 907 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,722,000 | 908 |
| Net charge-offs | $307,000 | 2,661 |
| Cash dividends | $1,121,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,620,880 | 915 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 1,099 |
| Total interest expense | $2,277,000 | 729 |
| Net interest income | $4,330,000 | 1,292 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $1,129,000 | 1,112 |
| Gross Fiduciary activities income | $192,000 | 466 |
| Service charges on deposit accounts | $276,000 | 1,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $661,000 | 1,103 |
| Total noninterest expense | $3,297,000 | 1,502 |
| Salaries and employee benefits | $1,334,000 | 1,860 |
| Premises and equipment expense | $185,000 | 3,179 |
| Additional noninterest expense | $1,778,000 | 998 |
| Pre-tax net operating income | $1,712,000 | 879 |
| Securities gains (losses) | $44,000 | 800 |
| Applicable income taxes | $388,000 | 909 |
| Income before extraordinary items | $1,368,000 | 890 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,368,000 | 889 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,368,000 | 890 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $561,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,333,680 | 886 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,784,000 | 1,073 |
| Total interest expense | $9,603,000 | 861 |
| Net interest income | $19,181,000 | 1,170 |
| Provision for loan and lease losses | $2,108,000 | 2,003 |
| Total noninterest income | $5,644,000 | 975 |
| Gross Fiduciary activities income | $620,000 | 508 |
| Service charges on deposit accounts | $1,406,000 | 1,081 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,618,000 | 926 |
| Total noninterest expense | $12,828,000 | 1,544 |
| Salaries and employee benefits | $5,485,000 | 1,773 |
| Premises and equipment expense | $818,000 | 2,934 |
| Additional noninterest expense | $6,525,000 | 1,139 |
| Pre-tax net operating income | $9,889,000 | 563 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $2,840,000 | 561 |
| Income before extraordinary items | $7,147,000 | 632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,147,000 | 629 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,147,000 | 633 |
| Net charge-offs | $884,000 | 2,862 |
| Cash dividends | $2,773,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,076,440 | 607 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,728,000 | 1,081 |
| Total interest expense | $7,247,000 | 892 |
| Net interest income | $14,481,000 | 1,169 |
| Provision for loan and lease losses | $1,492,000 | 1,986 |
| Total noninterest income | $3,930,000 | 1,018 |
| Gross Fiduciary activities income | $440,000 | 524 |
| Service charges on deposit accounts | $1,094,000 | 1,063 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,396,000 | 974 |
| Total noninterest expense | $9,427,000 | 1,570 |
| Salaries and employee benefits | $3,904,000 | 1,865 |
| Premises and equipment expense | $600,000 | 3,030 |
| Additional noninterest expense | $4,923,000 | 1,093 |
| Pre-tax net operating income | $7,492,000 | 573 |
| Securities gains (losses) | $98,000 | 1,957 |
| Applicable income taxes | $2,172,000 | 557 |
| Income before extraordinary items | $5,418,000 | 641 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,418,000 | 639 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,418,000 | 641 |
| Net charge-offs | $518,000 | 3,033 |
| Cash dividends | $2,203,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,348,420 | 621 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,580,000 | 1,087 |
| Total interest expense | $4,815,000 | 927 |
| Net interest income | $9,765,000 | 1,153 |
| Provision for loan and lease losses | $883,000 | 2,084 |
| Total noninterest income | $2,293,000 | 1,111 |
| Gross Fiduciary activities income | $279,000 | 538 |
| Service charges on deposit accounts | $734,000 | 1,069 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,280,000 | 1,096 |
| Total noninterest expense | $6,130,000 | 1,606 |
| Salaries and employee benefits | $2,480,000 | 1,961 |
| Premises and equipment expense | $391,000 | 3,115 |
| Additional noninterest expense | $3,259,000 | 1,091 |
| Pre-tax net operating income | $5,045,000 | 553 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $1,494,000 | 498 |
| Income before extraordinary items | $3,591,000 | 631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,591,000 | 632 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,591,000 | 632 |
| Net charge-offs | $461,000 | 2,539 |
| Cash dividends | $1,637,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,562,600 | 609 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,311,000 | 1,104 |
| Total interest expense | $2,425,000 | 967 |
| Net interest income | $4,886,000 | 1,158 |
| Provision for loan and lease losses | $533,000 | 1,759 |
| Total noninterest income | $1,114,000 | 1,121 |
| Gross Fiduciary activities income | $124,000 | 564 |
| Service charges on deposit accounts | $360,000 | 1,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $630,000 | 1,089 |
| Total noninterest expense | $3,066,000 | 1,634 |
| Salaries and employee benefits | $1,251,000 | 1,975 |
| Premises and equipment expense | $229,000 | 2,783 |
| Additional noninterest expense | $1,586,000 | 1,105 |
| Pre-tax net operating income | $2,401,000 | 565 |
| Securities gains (losses) | $40,000 | 1,236 |
| Applicable income taxes | $682,000 | 531 |
| Income before extraordinary items | $1,759,000 | 632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,759,000 | 635 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,759,000 | 636 |
| Net charge-offs | $327,000 | 1,949 |
| Cash dividends | $567,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,730,200 | 629 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,033,000 | 1,144 |
| Total interest expense | $11,139,000 | 1,062 |
| Net interest income | $18,894,000 | 1,180 |
| Provision for loan and lease losses | $2,105,000 | 2,416 |
| Total noninterest income | $5,006,000 | 1,103 |
| Gross Fiduciary activities income | $361,000 | 621 |
| Service charges on deposit accounts | $1,531,000 | 1,124 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,114,000 | 1,016 |
| Total noninterest expense | $12,324,000 | 1,659 |
| Salaries and employee benefits | $5,104,000 | 1,932 |
| Premises and equipment expense | $901,000 | 2,822 |
| Additional noninterest expense | $6,319,000 | 1,218 |
| Pre-tax net operating income | $9,471,000 | 453 |
| Securities gains (losses) | $166,000 | 1,703 |
| Applicable income taxes | $2,877,000 | 411 |
| Income before extraordinary items | $6,760,000 | 503 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,760,000 | 503 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,760,000 | 505 |
| Net charge-offs | $1,130,000 | 2,722 |
| Cash dividends | $2,705,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,643,800 | 507 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,233,000 | 1,183 |
| Total interest expense | $8,503,000 | 1,099 |
| Net interest income | $13,730,000 | 1,223 |
| Provision for loan and lease losses | $1,405,000 | 2,303 |
| Total noninterest income | $3,593,000 | 1,149 |
| Gross Fiduciary activities income | $260,000 | 626 |
| Service charges on deposit accounts | $1,107,000 | 1,165 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,226,000 | 1,069 |
| Total noninterest expense | $9,407,000 | 1,621 |
| Salaries and employee benefits | $4,011,000 | 1,867 |
| Premises and equipment expense | $629,000 | 3,039 |
| Additional noninterest expense | $4,767,000 | 1,180 |
| Pre-tax net operating income | $6,511,000 | 522 |
| Securities gains (losses) | $130,000 | 1,631 |
| Applicable income taxes | $1,928,000 | 485 |
| Income before extraordinary items | $4,713,000 | 571 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,713,000 | 572 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,713,000 | 573 |
| Net charge-offs | $436,000 | 3,227 |
| Cash dividends | $2,036,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,620,700 | 583 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,851,000 | 1,200 |
| Total interest expense | $5,780,000 | 1,137 |
| Net interest income | $9,071,000 | 1,230 |
| Provision for loan and lease losses | $1,105,000 | 1,949 |
| Total noninterest income | $2,381,000 | 1,161 |
| Gross Fiduciary activities income | $161,000 | 651 |
| Service charges on deposit accounts | $694,000 | 1,226 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,526,000 | 1,075 |
| Total noninterest expense | $6,434,000 | 1,611 |
| Salaries and employee benefits | $2,705,000 | 1,869 |
| Premises and equipment expense | $405,000 | 3,148 |
| Additional noninterest expense | $3,324,000 | 1,154 |
| Pre-tax net operating income | $3,913,000 | 576 |
| Securities gains (losses) | $130,000 | 1,294 |
| Applicable income taxes | $1,140,000 | 542 |
| Income before extraordinary items | $2,903,000 | 629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,903,000 | 628 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,903,000 | 630 |
| Net charge-offs | $330,000 | 2,818 |
| Cash dividends | $1,357,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,809,400 | 638 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,474,000 | 1,208 |
| Total interest expense | $2,955,000 | 1,161 |
| Net interest income | $4,519,000 | 1,223 |
| Provision for loan and lease losses | $445,000 | 1,914 |
| Total noninterest income | $1,063,000 | 1,219 |
| Gross Fiduciary activities income | $76,000 | 673 |
| Service charges on deposit accounts | $322,000 | 1,276 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $665,000 | 1,158 |
| Total noninterest expense | $3,112,000 | 1,621 |
| Salaries and employee benefits | $1,377,000 | 1,880 |
| Premises and equipment expense | $220,000 | 3,005 |
| Additional noninterest expense | $1,515,000 | 1,108 |
| Pre-tax net operating income | $2,025,000 | 601 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $565,000 | 598 |
| Income before extraordinary items | $1,460,000 | 707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,460,000 | 706 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,460,000 | 709 |
| Net charge-offs | $75,000 | 3,171 |
| Cash dividends | $626,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,460,000 | 657 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,087,000 | 1,190 |
| Total interest expense | $14,010,000 | 1,154 |
| Net interest income | $18,077,000 | 1,227 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $3,353,000 | 1,451 |
| Gross Fiduciary activities income | $355,000 | 640 |
| Service charges on deposit accounts | $1,164,000 | 1,536 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,834,000 | 1,383 |
| Total noninterest expense | $11,852,000 | 1,650 |
| Salaries and employee benefits | $5,563,000 | 1,832 |
| Premises and equipment expense | $959,000 | 2,727 |
| Additional noninterest expense | $5,330,000 | 1,202 |
| Pre-tax net operating income | $9,078,000 | 608 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,599,000 | 531 |
| Income before extraordinary items | $6,479,000 | 615 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,479,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,646 |
| Cash dividends | $3,224,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,479,000 | 661 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,364,000 | 1,201 |
| Total interest expense | $10,731,000 | 1,178 |
| Net interest income | $13,633,000 | 1,241 |
| Provision for loan and lease losses | $340,000 | 3,340 |
| Total noninterest income | $2,305,000 | 1,592 |
| Gross Fiduciary activities income | $285,000 | 633 |
| Service charges on deposit accounts | $834,000 | 1,611 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,186,000 | 1,616 |
| Total noninterest expense | $8,902,000 | 1,637 |
| Salaries and employee benefits | $4,239,000 | 1,831 |
| Premises and equipment expense | $738,000 | 2,676 |
| Additional noninterest expense | $3,925,000 | 1,170 |
| Pre-tax net operating income | $6,696,000 | 747 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,927,000 | 675 |
| Income before extraordinary items | $4,769,000 | 762 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,769,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,596 |
| Cash dividends | $2,525,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,769,000 | 805 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,305,000 | 1,212 |
| Total interest expense | $7,365,000 | 1,190 |
| Net interest income | $8,940,000 | 1,249 |
| Provision for loan and lease losses | $245,000 | 2,833 |
| Total noninterest income | $1,834,000 | 1,416 |
| Gross Fiduciary activities income | $166,000 | 671 |
| Service charges on deposit accounts | $540,000 | 1,635 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,128,000 | 1,288 |
| Total noninterest expense | $5,962,000 | 1,627 |
| Salaries and employee benefits | $2,867,000 | 1,821 |
| Premises and equipment expense | $513,000 | 2,586 |
| Additional noninterest expense | $2,582,000 | 1,153 |
| Pre-tax net operating income | $4,567,000 | 771 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,295,000 | 747 |
| Income before extraordinary items | $3,272,000 | 830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,272,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,653 |
| Cash dividends | $2,102,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,272,000 | 817 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 1,206 |
| Total interest expense | $3,986,000 | 1,169 |
| Net interest income | $4,452,000 | 1,244 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $925,000 | 1,415 |
| Gross Fiduciary activities income | $90,000 | 672 |
| Service charges on deposit accounts | $260,000 | 1,667 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $575,000 | 1,273 |
| Total noninterest expense | $2,950,000 | 1,647 |
| Salaries and employee benefits | $1,446,000 | 1,816 |
| Premises and equipment expense | $254,000 | 2,636 |
| Additional noninterest expense | $1,250,000 | 1,153 |
| Pre-tax net operating income | $2,312,000 | 832 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $653,000 | 825 |
| Income before extraordinary items | $1,659,000 | 910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,659,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $806,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,659,000 | 864 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,854,000 | 1,175 |
| Total interest expense | $18,311,000 | 1,068 |
| Net interest income | $17,543,000 | 1,273 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $3,515,000 | 1,453 |
| Gross Fiduciary activities income | $276,000 | 729 |
| Service charges on deposit accounts | $1,406,000 | 1,268 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,833,000 | 1,443 |
| Total noninterest expense | $11,741,000 | 1,567 |
| Salaries and employee benefits | $5,932,000 | 1,700 |
| Premises and equipment expense | $1,166,000 | 2,222 |
| Additional noninterest expense | $4,643,000 | 1,212 |
| Pre-tax net operating income | $9,167,000 | 924 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $2,548,000 | 915 |
| Income before extraordinary items | $6,634,000 | 986 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,634,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,649 |
| Cash dividends | $9,551,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,623,200 | 972 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,023,000 | 1,173 |
| Total interest expense | $13,915,000 | 1,054 |
| Net interest income | $13,108,000 | 1,281 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $2,707,000 | 1,418 |
| Gross Fiduciary activities income | $213,000 | 716 |
| Service charges on deposit accounts | $1,031,000 | 1,276 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,463,000 | 1,400 |
| Total noninterest expense | $8,860,000 | 1,541 |
| Salaries and employee benefits | $4,646,000 | 1,620 |
| Premises and equipment expense | $890,000 | 2,166 |
| Additional noninterest expense | $3,324,000 | 1,236 |
| Pre-tax net operating income | $6,835,000 | 1,010 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,935,000 | 989 |
| Income before extraordinary items | $4,900,000 | 1,074 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,900,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,063 |
| Cash dividends | $8,753,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,900,000 | 1,054 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,143,000 | 1,183 |
| Total interest expense | $9,307,000 | 1,056 |
| Net interest income | $8,836,000 | 1,289 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $1,796,000 | 1,438 |
| Gross Fiduciary activities income | $124,000 | 756 |
| Service charges on deposit accounts | $676,000 | 1,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $996,000 | 1,406 |
| Total noninterest expense | $6,032,000 | 1,523 |
| Salaries and employee benefits | $3,197,000 | 1,608 |
| Premises and equipment expense | $584,000 | 2,209 |
| Additional noninterest expense | $2,251,000 | 1,230 |
| Pre-tax net operating income | $4,530,000 | 1,059 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,282,000 | 1,046 |
| Income before extraordinary items | $3,248,000 | 1,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,248,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $7,145,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,248,000 | 1,087 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 1,170 |
| Total interest expense | $4,664,000 | 1,053 |
| Net interest income | $4,496,000 | 1,271 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $849,000 | 1,479 |
| Gross Fiduciary activities income | $53,000 | 805 |
| Service charges on deposit accounts | $328,000 | 1,313 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $468,000 | 1,431 |
| Total noninterest expense | $2,989,000 | 1,538 |
| Salaries and employee benefits | $1,658,000 | 1,570 |
| Premises and equipment expense | $303,000 | 2,157 |
| Additional noninterest expense | $1,028,000 | 1,305 |
| Pre-tax net operating income | $2,286,000 | 1,028 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $645,000 | 1,045 |
| Income before extraordinary items | $1,641,000 | 1,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,641,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $3,585,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,641,000 | 1,058 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,346,000 | 1,152 |
| Total interest expense | $16,418,000 | 1,009 |
| Net interest income | $17,928,000 | 1,263 |
| Provision for loan and lease losses | $220,000 | 3,350 |
| Total noninterest income | $3,674,000 | 1,375 |
| Gross Fiduciary activities income | $174,000 | 832 |
| Service charges on deposit accounts | $1,338,000 | 1,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,162,000 | 1,284 |
| Total noninterest expense | $11,216,000 | 1,577 |
| Salaries and employee benefits | $6,522,000 | 1,517 |
| Premises and equipment expense | $1,283,000 | 1,963 |
| Additional noninterest expense | $3,411,000 | 1,549 |
| Pre-tax net operating income | $10,166,000 | 959 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $3,175,000 | 896 |
| Income before extraordinary items | $6,978,000 | 1,067 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,978,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,393 |
| Cash dividends | $3,176,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,986,970 | 1,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,363,000 | 1,170 |
| Total interest expense | $11,872,000 | 1,023 |
| Net interest income | $13,491,000 | 1,278 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $2,766,000 | 1,392 |
| Gross Fiduciary activities income | $116,000 | 850 |
| Service charges on deposit accounts | $989,000 | 1,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,661,000 | 1,277 |
| Total noninterest expense | $8,298,000 | 1,617 |
| Salaries and employee benefits | $5,120,000 | 1,448 |
| Premises and equipment expense | $948,000 | 1,991 |
| Additional noninterest expense | $2,230,000 | 1,750 |
| Pre-tax net operating income | $7,789,000 | 994 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,451,000 | 921 |
| Income before extraordinary items | $5,338,000 | 1,085 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,338,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $2,254,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,338,000 | 1,074 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,627,000 | 1,170 |
| Total interest expense | $7,490,000 | 1,019 |
| Net interest income | $9,137,000 | 1,246 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,583,000 | 1,554 |
| Gross Fiduciary activities income | $62,000 | 903 |
| Service charges on deposit accounts | $658,000 | 1,344 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $863,000 | 1,509 |
| Total noninterest expense | $5,425,000 | 1,652 |
| Salaries and employee benefits | $3,376,000 | 1,467 |
| Premises and equipment expense | $621,000 | 2,027 |
| Additional noninterest expense | $1,428,000 | 1,833 |
| Pre-tax net operating income | $5,245,000 | 981 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,746,000 | 881 |
| Income before extraordinary items | $3,499,000 | 1,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,499,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,354 |
| Cash dividends | $1,318,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,499,000 | 1,085 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 1,166 |
| Total interest expense | $3,607,000 | 1,001 |
| Net interest income | $4,554,000 | 1,253 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $778,000 | 1,553 |
| Gross Fiduciary activities income | $35,000 | 893 |
| Service charges on deposit accounts | $320,000 | 1,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $423,000 | 1,512 |
| Total noninterest expense | $2,762,000 | 1,632 |
| Salaries and employee benefits | $1,775,000 | 1,403 |
| Premises and equipment expense | $300,000 | 2,103 |
| Additional noninterest expense | $687,000 | 1,903 |
| Pre-tax net operating income | $2,570,000 | 976 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $855,000 | 884 |
| Income before extraordinary items | $1,715,000 | 1,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,715,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,303 |
| Cash dividends | $654,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,715,000 | 1,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,977,000 | 1,101 |
| Total interest expense | $12,125,000 | 922 |
| Net interest income | $17,852,000 | 1,213 |
| Provision for loan and lease losses | $430,000 | 2,146 |
| Total noninterest income | $3,459,000 | 1,435 |
| Gross Fiduciary activities income | $164,000 | 850 |
| Service charges on deposit accounts | $1,153,000 | 1,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,142,000 | 1,296 |
| Total noninterest expense | $10,499,000 | 1,628 |
| Salaries and employee benefits | $7,042,000 | 1,322 |
| Premises and equipment expense | $1,330,000 | 1,809 |
| Additional noninterest expense | $2,127,000 | 2,352 |
| Pre-tax net operating income | $10,382,000 | 952 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,500,000 | 856 |
| Income before extraordinary items | $6,882,000 | 1,050 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,882,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,630 |
| Cash dividends | $9,593,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,882,000 | 1,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,838,000 | 1,094 |
| Total interest expense | $8,698,000 | 904 |
| Net interest income | $13,140,000 | 1,227 |
| Provision for loan and lease losses | $430,000 | 1,617 |
| Total noninterest income | $2,749,000 | 1,379 |
| Gross Fiduciary activities income | $123,000 | 831 |
| Service charges on deposit accounts | $745,000 | 1,729 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,881,000 | 1,173 |
| Total noninterest expense | $7,701,000 | 1,646 |
| Salaries and employee benefits | $5,144,000 | 1,343 |
| Premises and equipment expense | $991,000 | 1,816 |
| Additional noninterest expense | $1,566,000 | 2,348 |
| Pre-tax net operating income | $7,758,000 | 950 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,622,000 | 861 |
| Income before extraordinary items | $5,136,000 | 1,049 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,136,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $8,399,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,136,000 | 1,030 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,141,000 | 1,094 |
| Total interest expense | $5,533,000 | 891 |
| Net interest income | $8,608,000 | 1,232 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $1,834,000 | 1,361 |
| Gross Fiduciary activities income | $84,000 | 833 |
| Service charges on deposit accounts | $496,000 | 1,697 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,254,000 | 1,138 |
| Total noninterest expense | $5,102,000 | 1,649 |
| Salaries and employee benefits | $3,381,000 | 1,350 |
| Premises and equipment expense | $681,000 | 1,757 |
| Additional noninterest expense | $1,040,000 | 2,343 |
| Pre-tax net operating income | $5,090,000 | 932 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,721,000 | 859 |
| Income before extraordinary items | $3,369,000 | 1,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,369,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $5,636,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,369,000 | 1,016 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 1,119 |
| Total interest expense | $2,535,000 | 925 |
| Net interest income | $4,271,000 | 1,243 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $831,000 | 1,446 |
| Gross Fiduciary activities income | $40,000 | 850 |
| Service charges on deposit accounts | $242,000 | 1,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $549,000 | 1,240 |
| Total noninterest expense | $2,550,000 | 1,653 |
| Salaries and employee benefits | $1,685,000 | 1,375 |
| Premises and equipment expense | $350,000 | 1,711 |
| Additional noninterest expense | $515,000 | 2,364 |
| Pre-tax net operating income | $2,427,000 | 965 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $808,000 | 899 |
| Income before extraordinary items | $1,619,000 | 1,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,619,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $479,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,619,000 | 1,042 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,428,000 | 1,119 |
| Total interest expense | $9,176,000 | 873 |
| Net interest income | $16,252,000 | 1,239 |
| Provision for loan and lease losses | $660,000 | 1,522 |
| Total noninterest income | $3,710,000 | 1,360 |
| Gross Fiduciary activities income | $96,000 | 945 |
| Service charges on deposit accounts | $1,029,000 | 1,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,585,000 | 1,103 |
| Total noninterest expense | $10,307,000 | 1,583 |
| Salaries and employee benefits | $6,673,000 | 1,314 |
| Premises and equipment expense | $1,469,000 | 1,587 |
| Additional noninterest expense | $2,165,000 | 2,248 |
| Pre-tax net operating income | $8,995,000 | 968 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $3,164,000 | 863 |
| Income before extraordinary items | $5,840,000 | 1,110 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,840,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $2,050,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,834,150 | 1,088 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,657,000 | 1,117 |
| Total interest expense | $6,700,000 | 884 |
| Net interest income | $11,957,000 | 1,256 |
| Provision for loan and lease losses | $610,000 | 1,220 |
| Total noninterest income | $2,863,000 | 1,350 |
| Gross Fiduciary activities income | $71,000 | 951 |
| Service charges on deposit accounts | $765,000 | 1,737 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,027,000 | 1,073 |
| Total noninterest expense | $7,689,000 | 1,580 |
| Salaries and employee benefits | $5,071,000 | 1,300 |
| Premises and equipment expense | $1,072,000 | 1,631 |
| Additional noninterest expense | $1,546,000 | 2,333 |
| Pre-tax net operating income | $6,521,000 | 1,013 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $2,294,000 | 909 |
| Income before extraordinary items | $4,236,000 | 1,170 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,236,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,661 |
| Cash dividends | $1,041,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,230,150 | 1,129 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,196,000 | 1,131 |
| Total interest expense | $4,372,000 | 892 |
| Net interest income | $7,824,000 | 1,269 |
| Provision for loan and lease losses | $410,000 | 1,199 |
| Total noninterest income | $1,906,000 | 1,334 |
| Gross Fiduciary activities income | $45,000 | 972 |
| Service charges on deposit accounts | $659,000 | 1,346 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,202,000 | 1,173 |
| Total noninterest expense | $5,175,000 | 1,567 |
| Salaries and employee benefits | $3,414,000 | 1,282 |
| Premises and equipment expense | $643,000 | 1,793 |
| Additional noninterest expense | $1,118,000 | 2,157 |
| Pre-tax net operating income | $4,145,000 | 1,046 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $1,448,000 | 940 |
| Income before extraordinary items | $2,706,000 | 1,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,706,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,694 |
| Cash dividends | $791,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,700,150 | 1,170 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 1,148 |
| Total interest expense | $2,195,000 | 906 |
| Net interest income | $3,883,000 | 1,279 |
| Provision for loan and lease losses | $160,000 | 1,360 |
| Total noninterest income | $937,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 1,326 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $614,000 | 1,120 |
| Total noninterest expense | $2,644,000 | 1,536 |
| Salaries and employee benefits | $1,798,000 | 1,226 |
| Premises and equipment expense | $336,000 | 1,732 |
| Additional noninterest expense | $510,000 | 2,317 |
| Pre-tax net operating income | $2,016,000 | 1,069 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $690,000 | 992 |
| Income before extraordinary items | $1,335,000 | 1,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,335,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,329,060 | 1,157 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,451,000 | 1,218 |
| Total interest expense | $9,185,000 | 974 |
| Net interest income | $14,266,000 | 1,374 |
| Provision for loan and lease losses | $1,235,000 | 956 |
| Total noninterest income | $5,000,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,124,000 | 1,529 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,876,000 | 922 |
| Total noninterest expense | $10,456,000 | 1,528 |
| Salaries and employee benefits | $6,760,000 | 1,267 |
| Premises and equipment expense | $1,327,000 | 1,705 |
| Additional noninterest expense | $2,369,000 | 2,032 |
| Pre-tax net operating income | $7,575,000 | 1,109 |
| Securities gains (losses) | $53,000 | 2,465 |
| Applicable income taxes | $2,555,000 | 1,052 |
| Income before extraordinary items | $5,073,000 | 1,266 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,073,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,344,000 | 730 |
| Cash dividends | $1,354,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,037,490 | 1,203 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,250,000 | 1,266 |
| Total interest expense | $7,012,000 | 1,002 |
| Net interest income | $10,238,000 | 1,439 |
| Provision for loan and lease losses | $1,150,000 | 792 |
| Total noninterest income | $4,158,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $857,000 | 1,520 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,301,000 | 864 |
| Total noninterest expense | $7,852,000 | 1,539 |
| Salaries and employee benefits | $5,176,000 | 1,256 |
| Premises and equipment expense | $999,000 | 1,716 |
| Additional noninterest expense | $1,677,000 | 2,142 |
| Pre-tax net operating income | $5,394,000 | 1,200 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $1,795,000 | 1,145 |
| Income before extraordinary items | $3,652,000 | 1,365 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,652,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,473,000 | 543 |
| Cash dividends | $10,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,616,490 | 1,298 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,375,000 | 1,288 |
| Total interest expense | $4,680,000 | 1,025 |
| Net interest income | $6,695,000 | 1,461 |
| Provision for loan and lease losses | $435,000 | 1,299 |
| Total noninterest income | $2,852,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $553,000 | 1,542 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,299,000 | 835 |
| Total noninterest expense | $5,154,000 | 1,562 |
| Salaries and employee benefits | $3,446,000 | 1,250 |
| Premises and equipment expense | $646,000 | 1,759 |
| Additional noninterest expense | $1,062,000 | 2,243 |
| Pre-tax net operating income | $3,958,000 | 1,090 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,312,000 | 1,101 |
| Income before extraordinary items | $2,646,000 | 1,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,646,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 780 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,646,000 | 1,166 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 1,304 |
| Total interest expense | $2,348,000 | 1,049 |
| Net interest income | $3,258,000 | 1,487 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $1,389,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $266,000 | 1,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,123,000 | 824 |
| Total noninterest expense | $2,526,000 | 1,581 |
| Salaries and employee benefits | $1,709,000 | 1,259 |
| Premises and equipment expense | $321,000 | 1,784 |
| Additional noninterest expense | $496,000 | 2,349 |
| Pre-tax net operating income | $2,046,000 | 1,061 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $631,000 | 1,149 |
| Income before extraordinary items | $1,415,000 | 1,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,415,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,415,000 | 1,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,045,000 | 1,331 |
| Total interest expense | $9,471,000 | 1,185 |
| Net interest income | $13,574,000 | 1,443 |
| Provision for loan and lease losses | $950,000 | 1,410 |
| Total noninterest income | $4,191,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,038,000 | 1,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,153,000 | 967 |
| Total noninterest expense | $9,354,000 | 1,637 |
| Salaries and employee benefits | $5,974,000 | 1,366 |
| Premises and equipment expense | $1,162,000 | 1,902 |
| Additional noninterest expense | $2,218,000 | 2,087 |
| Pre-tax net operating income | $7,461,000 | 1,130 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $2,573,000 | 1,060 |
| Income before extraordinary items | $4,896,000 | 1,289 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,896,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $1,354,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,890,720 | 1,237 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,967,000 | 1,421 |
| Total interest expense | $12,319,000 | 1,322 |
| Net interest income | $11,648,000 | 1,526 |
| Provision for loan and lease losses | $625,000 | 1,838 |
| Total noninterest income | $3,396,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $496,000 | 2,855 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,900,000 | 967 |
| Total noninterest expense | $8,099,000 | 1,791 |
| Salaries and employee benefits | $5,166,000 | 1,470 |
| Premises and equipment expense | $1,036,000 | 2,056 |
| Additional noninterest expense | $1,897,000 | 2,356 |
| Pre-tax net operating income | $6,320,000 | 1,182 |
| Securities gains (losses) | $-11,000 | 9,304 |
| Applicable income taxes | $2,097,000 | 1,132 |
| Income before extraordinary items | $4,212,000 | 1,294 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,212,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $1,327,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,219,370 | 1,241 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,793,000 | 1,582 |
| Total interest expense | $11,342,000 | 1,514 |
| Net interest income | $10,451,000 | 1,684 |
| Provision for loan and lease losses | $440,000 | 2,094 |
| Total noninterest income | $2,249,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $648,000 | 2,130 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,601,000 | 1,317 |
| Total noninterest expense | $7,003,000 | 1,985 |
| Salaries and employee benefits | $4,355,000 | 1,636 |
| Premises and equipment expense | $982,000 | 2,100 |
| Additional noninterest expense | $1,666,000 | 2,557 |
| Pre-tax net operating income | $5,257,000 | 1,409 |
| Securities gains (losses) | $-36,000 | 9,047 |
| Applicable income taxes | $1,624,000 | 1,407 |
| Income before extraordinary items | $3,597,000 | 1,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,597,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $1,434,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,621,840 | 1,461 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,350,000 | 1,872 |
| Total interest expense | $8,297,000 | 1,790 |
| Net interest income | $9,053,000 | 1,955 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $2,130,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $563,000 | 2,371 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,567,000 | 1,361 |
| Total noninterest expense | $6,314,000 | 2,152 |
| Salaries and employee benefits | $3,969,000 | 1,740 |
| Premises and equipment expense | $793,000 | 2,559 |
| Additional noninterest expense | $1,552,000 | 2,785 |
| Pre-tax net operating income | $4,539,000 | 1,663 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $1,440,000 | 1,652 |
| Income before extraordinary items | $3,114,000 | 1,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,114,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $1,360,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,103,800 | 1,686 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,047,000 | 2,167 |
| Total interest expense | $7,400,000 | 2,058 |
| Net interest income | $7,647,000 | 2,238 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $2,034,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $502,000 | 2,558 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,532,000 | 1,383 |
| Total noninterest expense | $5,015,000 | 2,607 |
| Salaries and employee benefits | $3,285,000 | 2,057 |
| Premises and equipment expense | $588,000 | 3,230 |
| Additional noninterest expense | $1,142,000 | 3,511 |
| Pre-tax net operating income | $4,381,000 | 1,681 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $1,431,000 | 1,701 |
| Income before extraordinary items | $3,021,000 | 1,738 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,021,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $1,170,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,972,720 | 1,696 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,037,000 | 2,329 |
| Total interest expense | $6,762,000 | 2,232 |
| Net interest income | $7,275,000 | 2,392 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $836,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $453,000 | 2,877 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $383,000 | 3,375 |
| Total noninterest expense | $4,148,000 | 3,080 |
| Salaries and employee benefits | $2,517,000 | 2,620 |
| Premises and equipment expense | $531,000 | 3,511 |
| Additional noninterest expense | $1,100,000 | 3,596 |
| Pre-tax net operating income | $3,853,000 | 1,946 |
| Securities gains (losses) | $101,000 | 979 |
| Applicable income taxes | $1,312,000 | 1,923 |
| Income before extraordinary items | $2,642,000 | 1,999 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,642,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,574,330 | 2,004 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,964,000 | 2,578 |
| Total interest expense | $6,316,000 | 2,446 |
| Net interest income | $6,648,000 | 2,659 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $805,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $461,000 | 2,920 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $344,000 | 3,737 |
| Total noninterest expense | $3,978,000 | 3,363 |
| Salaries and employee benefits | $2,460,000 | 2,743 |
| Premises and equipment expense | $540,000 | 3,537 |
| Additional noninterest expense | $978,000 | 4,490 |
| Pre-tax net operating income | $3,315,000 | 2,161 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $1,072,000 | 2,200 |
| Income before extraordinary items | $2,253,000 | 2,192 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,253,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,246,200 | 2,147 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,924,000 | 2,806 |
| Total interest expense | $5,934,000 | 2,587 |
| Net interest income | $5,990,000 | 2,977 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $656,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $440,000 | 3,064 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $3,505,000 | 3,745 |
| Salaries and employee benefits | $2,058,000 | 3,229 |
| Premises and equipment expense | $486,000 | 3,850 |
| Additional noninterest expense | $961,000 | 4,507 |
| Pre-tax net operating income | $3,006,000 | 2,429 |
| Securities gains (losses) | $28,000 | 1,681 |
| Applicable income taxes | $997,000 | 2,389 |
| Income before extraordinary items | $2,037,000 | 2,471 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,037,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $423,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,018,240 | 2,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 2,974 |
| Total interest expense | $4,706,000 | 2,606 |
| Net interest income | $5,544,000 | 3,226 |
| Provision for loan and lease losses | $535,000 | 1,459 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $417,000 | 3,261 |
| Trading account gains and fees | $-1,000 | 4,794 |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $3,367,000 | 3,973 |
| Salaries and employee benefits | $1,864,000 | 3,503 |
| Premises and equipment expense | $498,000 | 3,824 |
| Additional noninterest expense | $1,005,000 | 4,690 |
| Pre-tax net operating income | $2,241,000 | 3,123 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $718,000 | 3,036 |
| Income before extraordinary items | $1,551,000 | 3,086 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,551,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,590 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,531,960 | 3,139 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,200,000 | 3,027 |
| Total interest expense | $4,749,000 | 2,711 |
| Net interest income | $5,451,000 | 3,299 |
| Provision for loan and lease losses | $495,000 | 2,118 |
| Total noninterest income | $619,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $427,000 | 3,252 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $3,420,000 | 3,997 |
| Salaries and employee benefits | $1,988,000 | 3,304 |
| Premises and equipment expense | $474,000 | 4,061 |
| Additional noninterest expense | $958,000 | 5,113 |
| Pre-tax net operating income | $2,155,000 | 3,071 |
| Securities gains (losses) | $-468,000 | 13,245 |
| Applicable income taxes | $392,000 | 5,083 |
| Income before extraordinary items | $1,295,000 | 3,723 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,295,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,889 |
| Cash dividends | $324,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,655,360 | 2,802 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 3,389 |
| Total interest expense | $5,502,000 | 3,021 |
| Net interest income | $4,814,000 | 3,779 |
| Provision for loan and lease losses | $338,000 | 3,864 |
| Total noninterest income | $602,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $381,000 | 3,647 |
| Trading account gains and fees | $23,000 | 360 |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $2,654,000 | 5,026 |
| Salaries and employee benefits | $1,521,000 | 4,183 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $783,000 | 6,181 |
| Pre-tax net operating income | $2,424,000 | 2,573 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $870,000 | 2,393 |
| Income before extraordinary items | $1,643,000 | 2,799 |
| Extraordinary gains, net | $-45,000 | 13,577 |
| Net income | $1,598,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,585,150 | 2,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.