Home > IAB Financial Bank > Net charge- offs to loans
IAB Financial Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2313% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 5,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 4,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8351% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8351% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 5,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 5,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3425% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0185% | 3,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0185% | 3,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0382% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 5,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 4,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0245% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 3,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0864% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1100% | 5,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1581% | 5,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2184% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 4,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0468% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1260% | 5,186 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0725% | 4,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0725% | 4,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1839% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3913% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3913% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0673% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7083% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7081% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8059% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8059% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1481% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2214% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2214% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2136% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.5957% | 5,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4661% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 1,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1918% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 4,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7013% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7013% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2469% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4343% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2366% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 4,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7526% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7526% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3753% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6579% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2792% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3581% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6235% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3069% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6874% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 5,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 5,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1309% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2370% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2370% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5999% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5215% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.5973% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6412% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6886% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2283% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8179% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2481% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2017% | 6,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2017% | 6,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 3,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 6,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2640% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3046% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2526% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6339% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3066% | 6,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3066% | 6,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4723% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 6,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4630% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1781% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6308% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4537% | 6,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4537% | 6,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 6,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4272% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5810% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3832% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7113% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5835% | 6,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5835% | 6,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 4,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 6,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1818% | 1,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 3,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5998% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2265% | 6,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2265% | 6,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3939% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1261% | 2,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1411% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8012% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2481% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2481% | 2,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5052% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1484% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1952% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2335% | 1,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 2,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2080% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6076% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6104% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 6,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9368% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3027% | 6,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3027% | 6,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5338% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3706% | 3,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4650% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3836% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 1,873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5388% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3963% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1128% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1064% | 4,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1614% | 2,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2085% | 3,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 1,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9449% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0716% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0667% | 4,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1934% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1851% | 2,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3434% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4628% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 5,847 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1008% | 6,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0919% | 6,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 5,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1647% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 5,738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1838% | 6,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1612% | 6,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0799% | 3,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 2,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3075% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1676% | 1,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3705% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4250% | 3,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 5,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 2,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 2,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3489% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 1,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4652% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2003% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2123% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.1666% | 2,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 2,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5474% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1984% | 1,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7049% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2882% | 3,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1464% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3121% | 3,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2789% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.3374% | 1,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2345% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4318% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2717% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5039% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5316% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2150% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 4,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 7,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 3,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4633% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0097% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2123% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0363% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 4,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 1,950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1615% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 7,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 2,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5805% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2571% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3970% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 1,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1865% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 7,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8231% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8781% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3319% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 2,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3858% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5673% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,784 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1429% | 7,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0644% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 5,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 7,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 2,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 3,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 2,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1532% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1692% | 1,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 7,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 3,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1032% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 7,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1045% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 2,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1588% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 6,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.3654% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 3,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0443% | 1,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 4,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0194% | 1,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0283% | 6,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 6,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0554% | 7,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.8044% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 7,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0757% | 7,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2779% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 7,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 7,058 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1853% | 7,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1643% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 7,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 7,722 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 7,101 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6861% | 8,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1185% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0272% | 7,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 7,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 7,371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4418% | 7,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3241% | 4,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 5,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 3,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1749% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0559% | 7,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 6,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 7,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3280% | 8,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 7,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6377% | 8,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 8,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 6,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8916% | 8,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 4,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3773% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3941% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 2.3555% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 8,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9893% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5347% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5575% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6045% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 3.6263% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 3,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0054% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6142% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2899% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 1.6908% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5481% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9238% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 8,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 8,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 4,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 7,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 8,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 8,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0992% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2027% | 5,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 6,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 8,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 6,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 7,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0574% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 7,557 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 8,104 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 7,072 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 8,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4342% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2517% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 7,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |