Home > I Bank Texas, SSB > Income and Expense
I Bank Texas, SSB, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,356 |
| Total interest expense | $334,000 | 3,269 |
| Net interest income | $1,565,000 | 3,339 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $601,000 | 5,374 |
| Salaries and employee benefits | $287,000 | 5,588 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $260,000 | 4,767 |
| Pre-tax net operating income | $932,000 | 1,784 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-142,000 | 7,198 |
| Income before extraordinary items | $1,074,000 | 1,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,074,000 | 1,352 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,074,000 | 1,352 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,074,000 | 1,278 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 3,263 |
| Total interest expense | $1,544,000 | 3,377 |
| Net interest income | $6,641,000 | 3,204 |
| Provision for loan and lease losses | $535,000 | 3,362 |
| Total noninterest income | $48,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $35,000 | 6,553 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $2,533,000 | 5,306 |
| Salaries and employee benefits | $1,483,000 | 4,994 |
| Premises and equipment expense | $221,000 | 5,839 |
| Additional noninterest expense | $829,000 | 5,335 |
| Pre-tax net operating income | $3,621,000 | 1,553 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,240,000 | 1,149 |
| Income before extraordinary items | $2,381,000 | 1,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,381,000 | 1,951 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,381,000 | 1,951 |
| Net charge-offs | $177,000 | 4,447 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,381,000 | 1,859 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 3,294 |
| Total interest expense | $1,167,000 | 3,476 |
| Net interest income | $4,991,000 | 3,214 |
| Provision for loan and lease losses | $435,000 | 3,110 |
| Total noninterest income | $77,000 | 6,492 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $25,000 | 6,619 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $52,000 | 5,751 |
| Total noninterest expense | $1,879,000 | 5,356 |
| Salaries and employee benefits | $1,063,000 | 5,100 |
| Premises and equipment expense | $183,000 | 5,710 |
| Additional noninterest expense | $633,000 | 5,318 |
| Pre-tax net operating income | $2,754,000 | 1,600 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $944,000 | 1,135 |
| Income before extraordinary items | $1,810,000 | 1,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,810,000 | 1,995 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,810,000 | 1,995 |
| Net charge-offs | $114,000 | 4,305 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,810,000 | 1,891 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 3,318 |
| Total interest expense | $780,000 | 3,567 |
| Net interest income | $3,323,000 | 3,234 |
| Provision for loan and lease losses | $285,000 | 3,094 |
| Total noninterest income | $43,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 6,031 |
| Total noninterest expense | $1,260,000 | 5,396 |
| Salaries and employee benefits | $703,000 | 5,160 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $435,000 | 5,331 |
| Pre-tax net operating income | $1,821,000 | 1,584 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $631,000 | 1,102 |
| Income before extraordinary items | $1,190,000 | 1,969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,190,000 | 1,969 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,190,000 | 1,969 |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,190,000 | 1,904 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 3,331 |
| Total interest expense | $402,000 | 3,598 |
| Net interest income | $1,655,000 | 3,228 |
| Provision for loan and lease losses | $135,000 | 2,993 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $636,000 | 5,393 |
| Salaries and employee benefits | $349,000 | 5,234 |
| Premises and equipment expense | $61,000 | 5,802 |
| Additional noninterest expense | $226,000 | 5,241 |
| Pre-tax net operating income | $901,000 | 1,587 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $313,000 | 1,090 |
| Income before extraordinary items | $588,000 | 1,947 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $588,000 | 1,946 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $588,000 | 1,947 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $588,000 | 1,895 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 3,415 |
| Total interest expense | $2,488,000 | 3,005 |
| Net interest income | $5,933,000 | 3,489 |
| Provision for loan and lease losses | $782,000 | 3,425 |
| Total noninterest income | $-16,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-41,000 | 7,106 |
| Total noninterest expense | $2,974,000 | 5,044 |
| Salaries and employee benefits | $1,420,000 | 5,197 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $1,335,000 | 4,329 |
| Pre-tax net operating income | $2,161,000 | 2,108 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $732,000 | 1,512 |
| Income before extraordinary items | $1,429,000 | 2,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,429,000 | 2,589 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,429,000 | 2,595 |
| Net charge-offs | $570,000 | 3,479 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,130 |
| Net operating income | $1,429,000 | 2,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 3,497 |
| Total interest expense | $2,000,000 | 2,954 |
| Net interest income | $4,289,000 | 3,651 |
| Provision for loan and lease losses | $657,000 | 3,127 |
| Total noninterest income | $61,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $18,000 | 6,678 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $2,158,000 | 5,157 |
| Salaries and employee benefits | $1,066,000 | 5,244 |
| Premises and equipment expense | $183,000 | 5,911 |
| Additional noninterest expense | $909,000 | 4,568 |
| Pre-tax net operating income | $1,535,000 | 2,330 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $523,000 | 1,628 |
| Income before extraordinary items | $1,012,000 | 2,865 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,012,000 | 2,859 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,012,000 | 2,864 |
| Net charge-offs | $383,000 | 3,422 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,012,000 | 2,727 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 3,532 |
| Total interest expense | $1,387,000 | 2,964 |
| Net interest income | $2,798,000 | 3,710 |
| Provision for loan and lease losses | $432,000 | 3,083 |
| Total noninterest income | $27,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $1,410,000 | 5,236 |
| Salaries and employee benefits | $695,000 | 5,339 |
| Premises and equipment expense | $122,000 | 5,928 |
| Additional noninterest expense | $593,000 | 4,616 |
| Pre-tax net operating income | $983,000 | 2,410 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $336,000 | 1,619 |
| Income before extraordinary items | $647,000 | 2,913 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $647,000 | 2,906 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $647,000 | 2,911 |
| Net charge-offs | $303,000 | 3,034 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $647,000 | 2,807 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 3,615 |
| Total interest expense | $722,000 | 2,987 |
| Net interest income | $1,349,000 | 3,825 |
| Provision for loan and lease losses | $192,000 | 3,063 |
| Total noninterest income | $-10,000 | 7,711 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-16,000 | 7,591 |
| Total noninterest expense | $667,000 | 5,450 |
| Salaries and employee benefits | $339,000 | 5,465 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $266,000 | 4,942 |
| Pre-tax net operating income | $480,000 | 2,483 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $164,000 | 1,638 |
| Income before extraordinary items | $316,000 | 3,042 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 3,038 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $316,000 | 3,042 |
| Net charge-offs | $171,000 | 2,602 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $316,000 | 2,935 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,313,000 | 3,408 |
| Total interest expense | $3,585,000 | 2,991 |
| Net interest income | $5,728,000 | 3,590 |
| Provision for loan and lease losses | $880,000 | 3,702 |
| Total noninterest income | $44,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $22,000 | 6,870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $22,000 | 6,913 |
| Total noninterest expense | $2,749,000 | 5,422 |
| Salaries and employee benefits | $1,439,000 | 5,320 |
| Premises and equipment expense | $222,000 | 6,310 |
| Additional noninterest expense | $1,088,000 | 5,000 |
| Pre-tax net operating income | $2,143,000 | 1,814 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $727,000 | 1,207 |
| Income before extraordinary items | $1,416,000 | 2,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,416,000 | 2,207 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,416,000 | 2,208 |
| Net charge-offs | $693,000 | 3,363 |
| Cash dividends | $10,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,243 |
| Net operating income | $1,416,000 | 2,176 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 3,403 |
| Total interest expense | $2,735,000 | 3,068 |
| Net interest income | $4,393,000 | 3,536 |
| Provision for loan and lease losses | $657,000 | 3,383 |
| Total noninterest income | $118,000 | 6,643 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $16,000 | 6,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $1,985,000 | 5,538 |
| Salaries and employee benefits | $1,083,000 | 5,346 |
| Premises and equipment expense | $184,000 | 6,153 |
| Additional noninterest expense | $718,000 | 5,335 |
| Pre-tax net operating income | $1,869,000 | 1,730 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $640,000 | 1,164 |
| Income before extraordinary items | $1,229,000 | 2,137 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,229,000 | 2,134 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,229,000 | 2,137 |
| Net charge-offs | $534,000 | 2,943 |
| Cash dividends | $10,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,229,000 | 2,088 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 3,391 |
| Total interest expense | $1,857,000 | 3,148 |
| Net interest income | $2,977,000 | 3,478 |
| Provision for loan and lease losses | $315,000 | 3,619 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $11,000 | 6,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $1,331,000 | 5,568 |
| Salaries and employee benefits | $724,000 | 5,388 |
| Premises and equipment expense | $124,000 | 6,186 |
| Additional noninterest expense | $483,000 | 5,338 |
| Pre-tax net operating income | $1,397,000 | 1,617 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $476,000 | 1,125 |
| Income before extraordinary items | $921,000 | 1,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $921,000 | 1,980 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $921,000 | 1,981 |
| Net charge-offs | $233,000 | 3,252 |
| Cash dividends | $10,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $921,000 | 1,914 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 3,410 |
| Total interest expense | $934,000 | 3,238 |
| Net interest income | $1,502,000 | 3,449 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $37,000 | 5,310 |
| Total noninterest expense | $646,000 | 5,609 |
| Salaries and employee benefits | $366,000 | 5,415 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $733,000 | 1,736 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $250,000 | 1,230 |
| Income before extraordinary items | $483,000 | 2,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $483,000 | 2,198 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $483,000 | 2,199 |
| Net charge-offs | $117,000 | 2,696 |
| Cash dividends | $10,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $483,000 | 2,059 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,096,000 | 3,251 |
| Total interest expense | $4,784,000 | 3,081 |
| Net interest income | $6,312,000 | 3,341 |
| Provision for loan and lease losses | $659,000 | 3,342 |
| Total noninterest income | $187,000 | 6,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 7,038 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $167,000 | 5,139 |
| Total noninterest expense | $2,558,000 | 5,594 |
| Salaries and employee benefits | $1,463,000 | 5,408 |
| Premises and equipment expense | $238,000 | 6,346 |
| Additional noninterest expense | $857,000 | 5,286 |
| Pre-tax net operating income | $3,282,000 | 1,655 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $1,128,000 | 1,087 |
| Income before extraordinary items | $2,153,000 | 1,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,153,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 3,445 |
| Cash dividends | $505,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 881 |
| Net operating income | $2,153,660 | 1,981 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 3,250 |
| Total interest expense | $3,783,000 | 3,048 |
| Net interest income | $4,726,000 | 3,359 |
| Provision for loan and lease losses | $274,000 | 3,711 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 5,166 |
| Total noninterest expense | $1,912,000 | 5,597 |
| Salaries and employee benefits | $1,103,000 | 5,405 |
| Premises and equipment expense | $201,000 | 6,091 |
| Additional noninterest expense | $608,000 | 5,385 |
| Pre-tax net operating income | $2,687,000 | 1,815 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $924,000 | 1,231 |
| Income before extraordinary items | $1,763,000 | 2,001 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,763,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 772 |
| Net operating income | $1,763,000 | 2,099 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,258 |
| Total interest expense | $2,577,000 | 3,099 |
| Net interest income | $3,174,000 | 3,338 |
| Provision for loan and lease losses | $199,000 | 3,180 |
| Total noninterest income | $104,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $94,000 | 5,162 |
| Total noninterest expense | $1,278,000 | 5,619 |
| Salaries and employee benefits | $744,000 | 5,424 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $398,000 | 5,436 |
| Pre-tax net operating income | $1,801,000 | 1,850 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $620,000 | 1,361 |
| Income before extraordinary items | $1,181,000 | 2,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 583 |
| Net operating income | $1,181,000 | 2,188 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 3,242 |
| Total interest expense | $1,426,000 | 3,025 |
| Net interest income | $1,561,000 | 3,388 |
| Provision for loan and lease losses | $101,000 | 2,687 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $623,000 | 5,710 |
| Salaries and employee benefits | $372,000 | 5,460 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $891,000 | 1,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $304,000 | 1,461 |
| Income before extraordinary items | $587,000 | 2,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $587,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $587,000 | 2,283 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,571,000 | 3,376 |
| Total interest expense | $5,672,000 | 3,147 |
| Net interest income | $5,899,000 | 3,542 |
| Provision for loan and lease losses | $475,000 | 2,417 |
| Total noninterest income | $264,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $20,000 | 7,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $244,000 | 4,647 |
| Total noninterest expense | $2,335,000 | 5,798 |
| Salaries and employee benefits | $1,361,000 | 5,608 |
| Premises and equipment expense | $185,000 | 6,882 |
| Additional noninterest expense | $789,000 | 5,394 |
| Pre-tax net operating income | $3,353,000 | 2,265 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,143,000 | 1,698 |
| Income before extraordinary items | $2,210,000 | 2,623 |
| Extraordinary gains, net | $-6,000 | 8,509 |
| Net income | $2,204,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,073 |
| Net operating income | $2,210,000 | 2,615 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 3,494 |
| Total interest expense | $4,064,000 | 3,250 |
| Net interest income | $4,300,000 | 3,639 |
| Provision for loan and lease losses | $310,000 | 2,268 |
| Total noninterest income | $152,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $137,000 | 5,258 |
| Total noninterest expense | $1,641,000 | 5,946 |
| Salaries and employee benefits | $941,000 | 5,828 |
| Premises and equipment expense | $137,000 | 6,896 |
| Additional noninterest expense | $563,000 | 5,499 |
| Pre-tax net operating income | $2,501,000 | 2,426 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $854,000 | 1,814 |
| Income before extraordinary items | $1,647,000 | 2,787 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,647,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,647,000 | 2,768 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,687 |
| Total interest expense | $2,507,000 | 3,446 |
| Net interest income | $2,698,000 | 3,826 |
| Provision for loan and lease losses | $242,000 | 1,857 |
| Total noninterest income | $98,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $10,000 | 7,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $88,000 | 5,345 |
| Total noninterest expense | $1,037,000 | 6,140 |
| Salaries and employee benefits | $612,000 | 5,949 |
| Premises and equipment expense | $90,000 | 6,954 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $1,517,000 | 2,655 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $520,000 | 2,003 |
| Income before extraordinary items | $997,000 | 3,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $997,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $997,000 | 3,028 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 3,896 |
| Total interest expense | $1,120,000 | 3,716 |
| Net interest income | $1,273,000 | 3,976 |
| Provision for loan and lease losses | $133,000 | 1,644 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $490,000 | 6,339 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $706,000 | 2,784 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $246,000 | 2,112 |
| Income before extraordinary items | $460,000 | 3,195 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $460,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $460,000 | 3,168 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 4,463 |
| Total interest expense | $3,185,000 | 4,162 |
| Net interest income | $4,089,000 | 4,605 |
| Provision for loan and lease losses | $386,000 | 2,339 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $17,000 | 7,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $212,000 | 5,013 |
| Total noninterest expense | $1,762,000 | 6,498 |
| Salaries and employee benefits | $1,079,000 | 6,215 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $527,000 | 6,419 |
| Pre-tax net operating income | $2,170,000 | 3,464 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $729,000 | 2,612 |
| Income before extraordinary items | $1,441,000 | 3,863 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,441,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,034,000 | 361 |
| Net operating income | $1,441,000 | 3,843 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 4,637 |
| Total interest expense | $2,206,000 | 4,283 |
| Net interest income | $2,896,000 | 4,792 |
| Provision for loan and lease losses | $288,000 | 2,232 |
| Total noninterest income | $163,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $13,000 | 7,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $1,272,000 | 6,609 |
| Salaries and employee benefits | $777,000 | 6,310 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $374,000 | 6,547 |
| Pre-tax net operating income | $1,499,000 | 3,786 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $561,000 | 2,695 |
| Income before extraordinary items | $938,000 | 4,315 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $938,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $938,000 | 4,300 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 4,883 |
| Total interest expense | $1,298,000 | 4,484 |
| Net interest income | $1,765,000 | 5,088 |
| Provision for loan and lease losses | $276,000 | 1,621 |
| Total noninterest income | $84,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $798,000 | 6,780 |
| Salaries and employee benefits | $496,000 | 6,455 |
| Premises and equipment expense | $82,000 | 7,140 |
| Additional noninterest expense | $220,000 | 6,901 |
| Pre-tax net operating income | $775,000 | 4,395 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $289,000 | 3,094 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $486,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $486,000 | 4,943 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,304 |
| Total interest expense | $558,000 | 4,806 |
| Net interest income | $767,000 | 5,536 |
| Provision for loan and lease losses | $163,000 | 1,338 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $392,000 | 6,823 |
| Salaries and employee benefits | $253,000 | 6,424 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $253,000 | 5,345 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $166,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $166,000 | 5,732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 7,618 |
| Total interest expense | $626,000 | 7,258 |
| Net interest income | $1,192,000 | 7,695 |
| Provision for loan and lease losses | $453,000 | 2,053 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,000 | 7,677 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,243 |
| Total noninterest expense | $990,000 | 7,769 |
| Salaries and employee benefits | $532,000 | 7,797 |
| Premises and equipment expense | $84,000 | 8,044 |
| Additional noninterest expense | $374,000 | 7,234 |
| Pre-tax net operating income | $-191,000 | 8,378 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-67,000 | 8,571 |
| Income before extraordinary items | $-124,000 | 8,379 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-124,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 248 |
| Net operating income | $-124,000 | 8,354 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,294 |
| Total interest expense | $215,000 | 8,227 |
| Net interest income | $606,000 | 8,248 |
| Provision for loan and lease losses | $353,000 | 1,922 |
| Total noninterest income | $30,000 | 8,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $625,000 | 8,018 |
| Salaries and employee benefits | $305,000 | 8,174 |
| Premises and equipment expense | $51,000 | 8,253 |
| Additional noninterest expense | $269,000 | 7,326 |
| Pre-tax net operating income | $-342,000 | 8,544 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-342,000 | 8,578 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-342,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 173 |
| Net operating income | $-342,000 | 8,550 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,663 |
| Total interest expense | $12,000 | 8,785 |
| Net interest income | $264,000 | 8,569 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $302,000 | 8,391 |
| Salaries and employee benefits | $100,000 | 8,712 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $178,000 | 7,317 |
| Pre-tax net operating income | $-128,000 | 8,509 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-128,000 | 8,535 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-128,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 110 |
| Net operating income | $-128,000 | 8,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.