Home > Huron Community Bank > Income and Expense
Huron Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,310,000 | 2,554 |
| Total interest expense | $2,812,000 | 2,699 |
| Net interest income | $9,498,000 | 2,449 |
| Provision for loan and lease losses | $-250,000 | 4,412 |
| Total noninterest income | $932,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $126,000 | 3,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 2,493 |
| Total noninterest expense | $8,572,000 | 2,229 |
| Salaries and employee benefits | $4,569,000 | 2,329 |
| Premises and equipment expense | $1,034,000 | 1,991 |
| Additional noninterest expense | $806,000 | 2,493 |
| Pre-tax net operating income | $2,108,000 | 2,904 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $225,000 | 2,385 |
| Income before extraordinary items | $1,883,000 | 2,848 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,883,000 | 2,876 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,883,000 | 2,850 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $2,523,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,883,000 | 2,886 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 2,614 |
| Total interest expense | $1,145,000 | 2,677 |
| Net interest income | $4,544,000 | 2,551 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $432,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $60,000 | 3,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 2,534 |
| Total noninterest expense | $4,293,000 | 2,214 |
| Salaries and employee benefits | $2,343,000 | 2,276 |
| Premises and equipment expense | $478,000 | 2,076 |
| Additional noninterest expense | $372,000 | 2,529 |
| Pre-tax net operating income | $683,000 | 3,449 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $47,000 | 2,917 |
| Income before extraordinary items | $636,000 | 3,375 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $636,000 | 3,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $636,000 | 3,374 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $822,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $636,000 | 3,392 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 2,648 |
| Total interest expense | $522,000 | 2,596 |
| Net interest income | $2,226,000 | 2,586 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $244,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $60,000 | 2,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,531 |
| Total noninterest expense | $2,198,000 | 2,218 |
| Salaries and employee benefits | $1,231,000 | 2,232 |
| Premises and equipment expense | $251,000 | 2,040 |
| Additional noninterest expense | $184,000 | 2,531 |
| Pre-tax net operating income | $272,000 | 3,700 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $4,000 | 3,280 |
| Income before extraordinary items | $268,000 | 3,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $268,000 | 3,595 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $268,000 | 3,596 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $532,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $268,000 | 3,615 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 2,607 |
| Total interest expense | $788,000 | 2,705 |
| Net interest income | $8,612,000 | 2,568 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,303,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $278,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,025,000 | 2,308 |
| Total noninterest expense | $7,604,000 | 2,374 |
| Salaries and employee benefits | $4,332,000 | 2,367 |
| Premises and equipment expense | $941,000 | 2,080 |
| Additional noninterest expense | $1,025,000 | 2,308 |
| Pre-tax net operating income | $2,311,000 | 2,958 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $209,000 | 2,613 |
| Income before extraordinary items | $2,102,000 | 2,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,102,000 | 2,887 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,102,000 | 2,889 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,102,000 | 2,920 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 2,641 |
| Total interest expense | $433,000 | 2,837 |
| Net interest income | $6,243,000 | 2,594 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $953,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $213,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 2,384 |
| Total noninterest expense | $5,708,000 | 2,368 |
| Salaries and employee benefits | $3,237,000 | 2,382 |
| Premises and equipment expense | $711,000 | 2,085 |
| Additional noninterest expense | $740,000 | 2,384 |
| Pre-tax net operating income | $1,488,000 | 3,108 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $90,000 | 2,930 |
| Income before extraordinary items | $1,398,000 | 3,000 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,398,000 | 2,998 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,398,000 | 2,999 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,398,000 | 3,029 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 2,656 |
| Total interest expense | $286,000 | 2,717 |
| Net interest income | $3,997,000 | 2,625 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $658,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $138,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,353 |
| Total noninterest expense | $3,809,000 | 2,357 |
| Salaries and employee benefits | $2,157,000 | 2,391 |
| Premises and equipment expense | $490,000 | 2,042 |
| Additional noninterest expense | $1,162,000 | 2,354 |
| Pre-tax net operating income | $846,000 | 3,190 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $83,000 | 2,665 |
| Income before extraordinary items | $763,000 | 3,119 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $763,000 | 3,118 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $763,000 | 3,119 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $763,000 | 3,146 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 2,616 |
| Total interest expense | $144,000 | 2,685 |
| Net interest income | $1,984,000 | 2,601 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $402,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $67,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 2,069 |
| Total noninterest expense | $1,904,000 | 2,358 |
| Salaries and employee benefits | $1,096,000 | 2,369 |
| Premises and equipment expense | $247,000 | 2,046 |
| Additional noninterest expense | $561,000 | 2,393 |
| Pre-tax net operating income | $482,000 | 2,951 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $88,000 | 2,146 |
| Income before extraordinary items | $394,000 | 2,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $394,000 | 2,994 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $394,000 | 2,995 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $394,000 | 3,018 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,842,000 | 2,654 |
| Total interest expense | $559,000 | 3,002 |
| Net interest income | $8,283,000 | 2,597 |
| Provision for loan and lease losses | $180,000 | 1,802 |
| Total noninterest income | $1,833,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $262,000 | 2,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,571,000 | 2,167 |
| Total noninterest expense | $7,265,000 | 2,418 |
| Salaries and employee benefits | $3,876,000 | 2,552 |
| Premises and equipment expense | $1,115,000 | 1,907 |
| Additional noninterest expense | $2,274,000 | 2,373 |
| Pre-tax net operating income | $2,671,000 | 2,823 |
| Securities gains (losses) | $39,000 | 1,240 |
| Applicable income taxes | $394,000 | 2,267 |
| Income before extraordinary items | $2,316,000 | 2,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,316,000 | 2,844 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,316,000 | 2,844 |
| Net charge-offs | $-42,000 | 4,071 |
| Cash dividends | $1,891,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,282,850 | 2,838 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 2,683 |
| Total interest expense | $415,000 | 3,129 |
| Net interest income | $6,286,000 | 2,619 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $1,457,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $195,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,262,000 | 2,136 |
| Total noninterest expense | $5,259,000 | 2,495 |
| Salaries and employee benefits | $2,842,000 | 2,596 |
| Premises and equipment expense | $736,000 | 2,083 |
| Additional noninterest expense | $1,681,000 | 2,396 |
| Pre-tax net operating income | $2,349,000 | 2,753 |
| Securities gains (losses) | $36,000 | 1,184 |
| Applicable income taxes | $368,000 | 2,185 |
| Income before extraordinary items | $2,017,000 | 2,797 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,017,000 | 2,796 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,017,000 | 2,797 |
| Net charge-offs | $-42,000 | 4,149 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,986,400 | 2,781 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 2,642 |
| Total interest expense | $276,000 | 3,210 |
| Net interest income | $4,328,000 | 2,577 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $1,069,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $126,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $943,000 | 1,971 |
| Total noninterest expense | $3,511,000 | 2,486 |
| Salaries and employee benefits | $1,906,000 | 2,587 |
| Premises and equipment expense | $491,000 | 2,079 |
| Additional noninterest expense | $1,114,000 | 2,396 |
| Pre-tax net operating income | $1,796,000 | 2,545 |
| Securities gains (losses) | $-1,000 | 4,500 |
| Applicable income taxes | $278,000 | 2,076 |
| Income before extraordinary items | $1,517,000 | 2,608 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,517,000 | 2,608 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,517,000 | 2,608 |
| Net charge-offs | $-42,000 | 4,315 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,517,850 | 2,579 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 2,504 |
| Total interest expense | $140,000 | 3,261 |
| Net interest income | $2,357,000 | 2,434 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $560,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $61,000 | 2,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 1,922 |
| Total noninterest expense | $1,780,000 | 2,446 |
| Salaries and employee benefits | $989,000 | 2,502 |
| Premises and equipment expense | $251,000 | 2,062 |
| Additional noninterest expense | $540,000 | 2,413 |
| Pre-tax net operating income | $1,092,000 | 2,256 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $222,000 | 1,741 |
| Income before extraordinary items | $870,000 | 2,398 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $870,000 | 2,397 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $870,000 | 2,398 |
| Net charge-offs | $-42,000 | 4,565 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $870,000 | 2,353 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,664 |
| Total interest expense | $881,000 | 3,118 |
| Net interest income | $8,195,000 | 2,584 |
| Provision for loan and lease losses | $563,000 | 2,123 |
| Total noninterest income | $1,974,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $274,000 | 2,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,700,000 | 1,959 |
| Total noninterest expense | $7,085,000 | 2,436 |
| Salaries and employee benefits | $4,130,000 | 2,436 |
| Premises and equipment expense | $925,000 | 2,135 |
| Additional noninterest expense | $2,030,000 | 2,512 |
| Pre-tax net operating income | $2,521,000 | 2,663 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $373,000 | 2,146 |
| Income before extraordinary items | $2,148,000 | 2,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,148,000 | 2,734 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,148,000 | 2,736 |
| Net charge-offs | $-26,000 | 4,440 |
| Cash dividends | $2,179,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,148,000 | 2,697 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 2,691 |
| Total interest expense | $713,000 | 3,110 |
| Net interest income | $6,081,000 | 2,601 |
| Provision for loan and lease losses | $293,000 | 2,452 |
| Total noninterest income | $1,383,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $209,000 | 2,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 2,005 |
| Total noninterest expense | $5,273,000 | 2,443 |
| Salaries and employee benefits | $3,085,000 | 2,420 |
| Premises and equipment expense | $692,000 | 2,128 |
| Additional noninterest expense | $1,496,000 | 2,511 |
| Pre-tax net operating income | $1,898,000 | 2,655 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $314,000 | 2,064 |
| Income before extraordinary items | $1,584,000 | 2,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,584,000 | 2,768 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,584,000 | 2,769 |
| Net charge-offs | $-25,000 | 4,482 |
| Cash dividends | $592,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,584,000 | 2,712 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 2,711 |
| Total interest expense | $512,000 | 3,101 |
| Net interest income | $4,048,000 | 2,614 |
| Provision for loan and lease losses | $203,000 | 2,379 |
| Total noninterest income | $768,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $138,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,130 |
| Total noninterest expense | $3,513,000 | 2,444 |
| Salaries and employee benefits | $2,062,000 | 2,422 |
| Premises and equipment expense | $451,000 | 2,154 |
| Additional noninterest expense | $1,000,000 | 2,510 |
| Pre-tax net operating income | $1,100,000 | 2,811 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $176,000 | 2,161 |
| Income before extraordinary items | $924,000 | 2,909 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $924,000 | 2,908 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $924,000 | 2,909 |
| Net charge-offs | $104,000 | 1,340 |
| Cash dividends | $265,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $924,000 | 2,864 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 2,763 |
| Total interest expense | $269,000 | 3,158 |
| Net interest income | $1,943,000 | 2,646 |
| Provision for loan and lease losses | $53,000 | 2,474 |
| Total noninterest income | $287,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $75,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,374 |
| Total noninterest expense | $1,749,000 | 2,461 |
| Salaries and employee benefits | $1,024,000 | 2,440 |
| Premises and equipment expense | $231,000 | 2,146 |
| Additional noninterest expense | $494,000 | 2,558 |
| Pre-tax net operating income | $428,000 | 2,975 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $63,000 | 2,251 |
| Income before extraordinary items | $365,000 | 3,046 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $365,000 | 3,046 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $365,000 | 3,047 |
| Net charge-offs | $104,000 | 862 |
| Cash dividends | $173,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $365,000 | 3,022 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,197,000 | 2,715 |
| Total interest expense | $1,020,000 | 3,281 |
| Net interest income | $8,177,000 | 2,584 |
| Provision for loan and lease losses | $620,000 | 1,309 |
| Total noninterest income | $1,077,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $330,000 | 2,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 2,576 |
| Total noninterest expense | $6,398,000 | 2,584 |
| Salaries and employee benefits | $3,741,000 | 2,567 |
| Premises and equipment expense | $861,000 | 2,242 |
| Additional noninterest expense | $1,796,000 | 2,745 |
| Pre-tax net operating income | $2,236,000 | 2,892 |
| Securities gains (losses) | $11,000 | 1,857 |
| Applicable income taxes | $356,000 | 2,238 |
| Income before extraordinary items | $1,891,000 | 2,977 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,891,000 | 2,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,891,000 | 2,978 |
| Net charge-offs | $566,000 | 958 |
| Cash dividends | $322,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,881,760 | 2,945 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 2,749 |
| Total interest expense | $753,000 | 3,329 |
| Net interest income | $6,128,000 | 2,609 |
| Provision for loan and lease losses | $58,000 | 3,022 |
| Total noninterest income | $791,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $254,000 | 2,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,646 |
| Total noninterest expense | $4,858,000 | 2,585 |
| Salaries and employee benefits | $2,805,000 | 2,582 |
| Premises and equipment expense | $642,000 | 2,259 |
| Additional noninterest expense | $1,411,000 | 2,675 |
| Pre-tax net operating income | $2,003,000 | 2,725 |
| Securities gains (losses) | $10,000 | 1,653 |
| Applicable income taxes | $334,000 | 2,147 |
| Income before extraordinary items | $1,679,000 | 2,790 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,679,000 | 2,791 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,679,000 | 2,791 |
| Net charge-offs | $40,000 | 2,369 |
| Cash dividends | $159,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,670,700 | 2,765 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 2,794 |
| Total interest expense | $481,000 | 3,376 |
| Net interest income | $4,035,000 | 2,643 |
| Provision for loan and lease losses | $35,000 | 2,987 |
| Total noninterest income | $500,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $167,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 2,710 |
| Total noninterest expense | $3,247,000 | 2,603 |
| Salaries and employee benefits | $1,875,000 | 2,586 |
| Premises and equipment expense | $425,000 | 2,283 |
| Additional noninterest expense | $947,000 | 2,695 |
| Pre-tax net operating income | $1,253,000 | 2,783 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $204,000 | 2,195 |
| Income before extraordinary items | $1,059,000 | 2,868 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,059,000 | 2,867 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,059,000 | 2,867 |
| Net charge-offs | $45,000 | 1,906 |
| Cash dividends | $159,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,050,600 | 2,849 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 2,837 |
| Total interest expense | $213,000 | 3,517 |
| Net interest income | $2,012,000 | 2,666 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $244,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $81,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,660 |
| Total noninterest expense | $1,629,000 | 2,620 |
| Salaries and employee benefits | $958,000 | 2,559 |
| Premises and equipment expense | $213,000 | 2,315 |
| Additional noninterest expense | $458,000 | 2,749 |
| Pre-tax net operating income | $612,000 | 2,786 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $113,000 | 2,059 |
| Income before extraordinary items | $509,000 | 2,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $509,000 | 2,878 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $509,000 | 2,878 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $159,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $500,800 | 2,876 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 2,836 |
| Total interest expense | $688,000 | 3,484 |
| Net interest income | $7,746,000 | 2,702 |
| Provision for loan and lease losses | $-147,000 | 5,205 |
| Total noninterest income | $1,021,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $373,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,743 |
| Total noninterest expense | $6,304,000 | 2,638 |
| Salaries and employee benefits | $3,690,000 | 2,588 |
| Premises and equipment expense | $770,000 | 2,420 |
| Additional noninterest expense | $1,844,000 | 2,734 |
| Pre-tax net operating income | $2,610,000 | 2,716 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $431,000 | 2,106 |
| Income before extraordinary items | $2,179,000 | 2,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,179,000 | 2,804 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,179,000 | 2,804 |
| Net charge-offs | $-102,000 | 5,046 |
| Cash dividends | $710,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,179,000 | 2,798 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 2,885 |
| Total interest expense | $490,000 | 3,503 |
| Net interest income | $5,695,000 | 2,755 |
| Provision for loan and lease losses | $-76,000 | 5,267 |
| Total noninterest income | $785,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $285,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,744 |
| Total noninterest expense | $4,754,000 | 2,636 |
| Salaries and employee benefits | $2,748,000 | 2,605 |
| Premises and equipment expense | $587,000 | 2,417 |
| Additional noninterest expense | $1,419,000 | 2,698 |
| Pre-tax net operating income | $1,802,000 | 2,900 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $290,000 | 2,257 |
| Income before extraordinary items | $1,512,000 | 2,980 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,512,000 | 2,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,512,000 | 2,979 |
| Net charge-offs | $-120,000 | 5,155 |
| Cash dividends | $581,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,512,000 | 2,968 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 2,918 |
| Total interest expense | $310,000 | 3,505 |
| Net interest income | $3,724,000 | 2,792 |
| Provision for loan and lease losses | $19,000 | 3,385 |
| Total noninterest income | $488,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $190,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 2,905 |
| Total noninterest expense | $3,154,000 | 2,664 |
| Salaries and employee benefits | $1,841,000 | 2,610 |
| Premises and equipment expense | $398,000 | 2,416 |
| Additional noninterest expense | $915,000 | 2,766 |
| Pre-tax net operating income | $1,039,000 | 3,102 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $161,000 | 2,381 |
| Income before extraordinary items | $878,000 | 3,161 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $878,000 | 3,159 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $878,000 | 3,160 |
| Net charge-offs | $-26,000 | 4,826 |
| Cash dividends | $510,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $878,000 | 3,150 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 2,972 |
| Total interest expense | $132,000 | 3,719 |
| Net interest income | $1,835,000 | 2,830 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $233,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,949 |
| Total noninterest expense | $1,583,000 | 2,683 |
| Salaries and employee benefits | $934,000 | 2,618 |
| Premises and equipment expense | $202,000 | 2,433 |
| Additional noninterest expense | $447,000 | 2,844 |
| Pre-tax net operating income | $462,000 | 3,229 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $69,000 | 2,464 |
| Income before extraordinary items | $393,000 | 3,277 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $393,000 | 3,277 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $393,000 | 3,277 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $252,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $393,000 | 3,276 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 2,989 |
| Total interest expense | $406,000 | 3,972 |
| Net interest income | $7,125,000 | 2,856 |
| Provision for loan and lease losses | $-52,000 | 5,341 |
| Total noninterest income | $1,071,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $370,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,718 |
| Total noninterest expense | $5,869,000 | 2,807 |
| Salaries and employee benefits | $3,359,000 | 2,785 |
| Premises and equipment expense | $827,000 | 2,402 |
| Additional noninterest expense | $1,683,000 | 2,982 |
| Pre-tax net operating income | $2,379,000 | 2,828 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $915,000 | 1,958 |
| Income before extraordinary items | $1,467,000 | 3,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,467,000 | 3,170 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,467,000 | 3,172 |
| Net charge-offs | $-41,000 | 5,093 |
| Cash dividends | $887,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,465,080 | 3,153 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 3,034 |
| Total interest expense | $298,000 | 4,021 |
| Net interest income | $5,265,000 | 2,904 |
| Provision for loan and lease losses | $85,000 | 2,864 |
| Total noninterest income | $870,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $282,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,605 |
| Total noninterest expense | $4,239,000 | 2,907 |
| Salaries and employee benefits | $2,406,000 | 2,888 |
| Premises and equipment expense | $623,000 | 2,402 |
| Additional noninterest expense | $1,210,000 | 3,075 |
| Pre-tax net operating income | $1,811,000 | 2,862 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $515,000 | 2,041 |
| Income before extraordinary items | $1,299,000 | 3,087 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,299,000 | 3,086 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,299,000 | 3,087 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $853,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,296,840 | 3,065 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 3,047 |
| Total interest expense | $200,000 | 3,995 |
| Net interest income | $3,457,000 | 2,923 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $556,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $168,000 | 2,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,619 |
| Total noninterest expense | $2,811,000 | 2,927 |
| Salaries and employee benefits | $1,632,000 | 2,869 |
| Premises and equipment expense | $423,000 | 2,375 |
| Additional noninterest expense | $756,000 | 3,226 |
| Pre-tax net operating income | $1,142,000 | 2,919 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $324,000 | 2,078 |
| Income before extraordinary items | $818,000 | 3,135 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $818,000 | 3,134 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $818,000 | 3,135 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $466,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $818,000 | 3,115 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 3,079 |
| Total interest expense | $101,000 | 3,991 |
| Net interest income | $1,704,000 | 2,957 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $293,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 2,513 |
| Total noninterest expense | $1,359,000 | 3,010 |
| Salaries and employee benefits | $764,000 | 3,026 |
| Premises and equipment expense | $214,000 | 2,398 |
| Additional noninterest expense | $381,000 | 3,208 |
| Pre-tax net operating income | $608,000 | 2,784 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $182,000 | 1,954 |
| Income before extraordinary items | $426,000 | 3,019 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $426,000 | 3,019 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $426,000 | 3,019 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $164,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $426,000 | 2,998 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 3,084 |
| Total interest expense | $393,000 | 4,053 |
| Net interest income | $6,768,000 | 2,953 |
| Provision for loan and lease losses | $96,000 | 3,189 |
| Total noninterest income | $1,046,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $343,000 | 2,735 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $703,000 | 2,822 |
| Total noninterest expense | $5,565,000 | 2,976 |
| Salaries and employee benefits | $3,222,000 | 2,900 |
| Premises and equipment expense | $851,000 | 2,390 |
| Additional noninterest expense | $1,492,000 | 3,357 |
| Pre-tax net operating income | $2,153,000 | 2,937 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $569,000 | 2,151 |
| Income before extraordinary items | $1,584,000 | 3,185 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,584,000 | 3,184 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,584,000 | 3,184 |
| Net charge-offs | $-123,000 | 5,565 |
| Cash dividends | $669,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,584,000 | 3,133 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 3,105 |
| Total interest expense | $291,000 | 4,106 |
| Net interest income | $5,047,000 | 2,976 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $793,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $262,000 | 2,708 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $531,000 | 2,823 |
| Total noninterest expense | $4,191,000 | 2,974 |
| Salaries and employee benefits | $2,409,000 | 2,908 |
| Premises and equipment expense | $639,000 | 2,398 |
| Additional noninterest expense | $1,143,000 | 3,330 |
| Pre-tax net operating income | $1,539,000 | 3,068 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $357,000 | 2,339 |
| Income before extraordinary items | $1,182,000 | 3,231 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,182,000 | 3,230 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,182,000 | 3,231 |
| Net charge-offs | $-120,000 | 5,621 |
| Cash dividends | $540,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,182,000 | 3,174 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 3,130 |
| Total interest expense | $192,000 | 4,153 |
| Net interest income | $3,335,000 | 3,012 |
| Provision for loan and lease losses | $83,000 | 2,489 |
| Total noninterest income | $439,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $169,000 | 2,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $270,000 | 3,169 |
| Total noninterest expense | $2,733,000 | 3,035 |
| Salaries and employee benefits | $1,544,000 | 2,988 |
| Premises and equipment expense | $434,000 | 2,368 |
| Additional noninterest expense | $755,000 | 3,368 |
| Pre-tax net operating income | $958,000 | 3,157 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $240,000 | 2,338 |
| Income before extraordinary items | $718,000 | 3,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $718,000 | 3,373 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $718,000 | 3,374 |
| Net charge-offs | $-145,000 | 5,787 |
| Cash dividends | $424,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $718,000 | 3,320 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,147 |
| Total interest expense | $96,000 | 4,173 |
| Net interest income | $1,654,000 | 3,029 |
| Provision for loan and lease losses | $55,000 | 2,084 |
| Total noninterest income | $243,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $163,000 | 2,882 |
| Total noninterest expense | $1,382,000 | 3,035 |
| Salaries and employee benefits | $783,000 | 2,989 |
| Premises and equipment expense | $214,000 | 2,428 |
| Additional noninterest expense | $385,000 | 3,310 |
| Pre-tax net operating income | $460,000 | 3,171 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $120,000 | 2,292 |
| Income before extraordinary items | $340,000 | 3,412 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $340,000 | 3,408 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $340,000 | 3,410 |
| Net charge-offs | $-54,000 | 5,750 |
| Cash dividends | $213,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $340,000 | 3,347 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 3,120 |
| Total interest expense | $384,000 | 4,228 |
| Net interest income | $6,588,000 | 2,998 |
| Provision for loan and lease losses | $427,000 | 1,526 |
| Total noninterest income | $1,043,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $369,000 | 2,674 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $674,000 | 2,891 |
| Total noninterest expense | $5,556,000 | 3,009 |
| Salaries and employee benefits | $3,086,000 | 2,978 |
| Premises and equipment expense | $824,000 | 2,499 |
| Additional noninterest expense | $1,646,000 | 3,206 |
| Pre-tax net operating income | $1,648,000 | 3,348 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $400,000 | 2,415 |
| Income before extraordinary items | $1,248,000 | 3,560 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,248,000 | 3,558 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,248,000 | 3,560 |
| Net charge-offs | $668,000 | 930 |
| Cash dividends | $842,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,248,000 | 3,512 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 3,152 |
| Total interest expense | $289,000 | 4,281 |
| Net interest income | $4,921,000 | 3,031 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $937,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $287,000 | 2,611 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $650,000 | 2,568 |
| Total noninterest expense | $4,200,000 | 3,031 |
| Salaries and employee benefits | $2,315,000 | 3,005 |
| Premises and equipment expense | $617,000 | 2,536 |
| Additional noninterest expense | $1,268,000 | 3,154 |
| Pre-tax net operating income | $1,258,000 | 3,372 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $960,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $960,000 | 3,571 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $960,000 | 3,572 |
| Net charge-offs | $662,000 | 711 |
| Cash dividends | $647,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $960,000 | 3,522 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 3,142 |
| Total interest expense | $202,000 | 4,214 |
| Net interest income | $3,285,000 | 3,027 |
| Provision for loan and lease losses | $317,000 | 1,059 |
| Total noninterest income | $577,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $188,000 | 2,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $389,000 | 2,711 |
| Total noninterest expense | $2,755,000 | 3,075 |
| Salaries and employee benefits | $1,525,000 | 3,048 |
| Premises and equipment expense | $419,000 | 2,505 |
| Additional noninterest expense | $811,000 | 3,280 |
| Pre-tax net operating income | $790,000 | 3,448 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $182,000 | 2,562 |
| Income before extraordinary items | $608,000 | 3,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $608,000 | 3,650 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $608,000 | 3,651 |
| Net charge-offs | $662,000 | 509 |
| Cash dividends | $646,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $608,000 | 3,594 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,169 |
| Total interest expense | $107,000 | 4,170 |
| Net interest income | $1,626,000 | 3,059 |
| Provision for loan and lease losses | $102,000 | 1,419 |
| Total noninterest income | $283,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $1,418,000 | 3,021 |
| Salaries and employee benefits | $776,000 | 3,031 |
| Premises and equipment expense | $213,000 | 2,522 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $389,000 | 3,415 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $98,000 | 2,465 |
| Income before extraordinary items | $291,000 | 3,705 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $257,000 | 602 |
| Cash dividends | $20,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $291,000 | 3,613 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 3,202 |
| Total interest expense | $483,000 | 4,082 |
| Net interest income | $6,447,000 | 3,078 |
| Provision for loan and lease losses | $497,000 | 1,479 |
| Total noninterest income | $1,409,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $434,000 | 2,531 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $975,000 | 2,356 |
| Total noninterest expense | $5,455,000 | 3,129 |
| Salaries and employee benefits | $3,096,000 | 3,008 |
| Premises and equipment expense | $818,000 | 2,620 |
| Additional noninterest expense | $1,541,000 | 3,488 |
| Pre-tax net operating income | $1,904,000 | 3,056 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $474,000 | 2,253 |
| Income before extraordinary items | $1,430,000 | 3,322 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,430,000 | 3,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,430,000 | 3,323 |
| Net charge-offs | $621,000 | 1,266 |
| Cash dividends | $1,071,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,430,000 | 3,274 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 3,243 |
| Total interest expense | $367,000 | 4,122 |
| Net interest income | $4,807,000 | 3,112 |
| Provision for loan and lease losses | $332,000 | 1,532 |
| Total noninterest income | $1,193,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $323,000 | 2,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $870,000 | 2,125 |
| Total noninterest expense | $4,023,000 | 3,176 |
| Salaries and employee benefits | $2,256,000 | 3,093 |
| Premises and equipment expense | $630,000 | 2,591 |
| Additional noninterest expense | $1,137,000 | 3,544 |
| Pre-tax net operating income | $1,645,000 | 2,874 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $393,000 | 2,213 |
| Income before extraordinary items | $1,252,000 | 3,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,252,000 | 3,057 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,252,000 | 3,058 |
| Net charge-offs | $595,000 | 1,014 |
| Cash dividends | $706,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,252,000 | 3,012 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 3,283 |
| Total interest expense | $249,000 | 4,122 |
| Net interest income | $3,150,000 | 3,152 |
| Provision for loan and lease losses | $242,000 | 1,481 |
| Total noninterest income | $681,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $209,000 | 2,603 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $472,000 | 2,386 |
| Total noninterest expense | $2,609,000 | 3,249 |
| Salaries and employee benefits | $1,476,000 | 3,155 |
| Premises and equipment expense | $430,000 | 2,569 |
| Additional noninterest expense | $703,000 | 3,727 |
| Pre-tax net operating income | $980,000 | 3,006 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $260,000 | 2,164 |
| Income before extraordinary items | $720,000 | 3,286 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $720,000 | 3,291 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $720,000 | 3,291 |
| Net charge-offs | $380,000 | 1,080 |
| Cash dividends | $530,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $720,000 | 3,244 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 3,361 |
| Total interest expense | $129,000 | 4,103 |
| Net interest income | $1,521,000 | 3,235 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $302,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $215,000 | 2,448 |
| Total noninterest expense | $1,322,000 | 3,242 |
| Salaries and employee benefits | $729,000 | 3,204 |
| Premises and equipment expense | $223,000 | 2,549 |
| Additional noninterest expense | $370,000 | 3,588 |
| Pre-tax net operating income | $411,000 | 3,245 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $113,000 | 2,252 |
| Income before extraordinary items | $298,000 | 3,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 3,559 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $298,000 | 3,559 |
| Net charge-offs | $40,000 | 2,022 |
| Cash dividends | $331,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $298,000 | 3,509 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 3,256 |
| Total interest expense | $580,000 | 4,142 |
| Net interest income | $6,395,000 | 3,108 |
| Provision for loan and lease losses | $820,000 | 1,297 |
| Total noninterest income | $908,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $369,000 | 2,995 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $539,000 | 3,259 |
| Total noninterest expense | $5,482,000 | 3,184 |
| Salaries and employee benefits | $3,068,000 | 3,056 |
| Premises and equipment expense | $885,000 | 2,507 |
| Additional noninterest expense | $1,529,000 | 3,610 |
| Pre-tax net operating income | $1,001,000 | 4,088 |
| Securities gains (losses) | $17,000 | 2,417 |
| Applicable income taxes | $318,000 | 2,573 |
| Income before extraordinary items | $700,000 | 4,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 4,467 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $700,000 | 4,467 |
| Net charge-offs | $874,000 | 1,401 |
| Cash dividends | $2,014,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $688,270 | 4,414 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,252 |
| Total interest expense | $442,000 | 4,195 |
| Net interest income | $4,853,000 | 3,110 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $970,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $274,000 | 3,029 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $696,000 | 2,518 |
| Total noninterest expense | $4,076,000 | 3,215 |
| Salaries and employee benefits | $2,309,000 | 3,080 |
| Premises and equipment expense | $686,000 | 2,451 |
| Additional noninterest expense | $1,081,000 | 3,746 |
| Pre-tax net operating income | $1,397,000 | 3,049 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $378,000 | 2,196 |
| Income before extraordinary items | $1,036,000 | 3,361 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,036,000 | 3,364 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,036,000 | 3,365 |
| Net charge-offs | $324,000 | 2,042 |
| Cash dividends | $1,080,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,023,590 | 3,308 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 3,213 |
| Total interest expense | $299,000 | 4,236 |
| Net interest income | $3,306,000 | 3,059 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $720,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $545,000 | 2,365 |
| Total noninterest expense | $2,764,000 | 3,183 |
| Salaries and employee benefits | $1,543,000 | 3,085 |
| Premises and equipment expense | $477,000 | 2,369 |
| Additional noninterest expense | $744,000 | 3,675 |
| Pre-tax net operating income | $1,012,000 | 2,875 |
| Securities gains (losses) | $17,000 | 2,091 |
| Applicable income taxes | $277,000 | 2,098 |
| Income before extraordinary items | $752,000 | 3,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $752,000 | 3,183 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $752,000 | 3,184 |
| Net charge-offs | $320,000 | 1,632 |
| Cash dividends | $857,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $739,590 | 3,122 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 3,241 |
| Total interest expense | $154,000 | 4,261 |
| Net interest income | $1,645,000 | 3,083 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $380,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $84,000 | 3,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $296,000 | 2,238 |
| Total noninterest expense | $1,381,000 | 3,200 |
| Salaries and employee benefits | $757,000 | 3,159 |
| Premises and equipment expense | $243,000 | 2,362 |
| Additional noninterest expense | $381,000 | 3,628 |
| Pre-tax net operating income | $494,000 | 2,890 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $127,000 | 2,169 |
| Income before extraordinary items | $367,000 | 3,180 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $367,000 | 3,180 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $367,000 | 3,182 |
| Net charge-offs | $310,000 | 1,032 |
| Cash dividends | $459,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $367,000 | 3,087 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 3,083 |
| Total interest expense | $790,000 | 4,147 |
| Net interest income | $7,284,000 | 2,892 |
| Provision for loan and lease losses | $690,000 | 2,285 |
| Total noninterest income | $1,548,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,157,000 | 2,187 |
| Total noninterest expense | $6,027,000 | 3,026 |
| Salaries and employee benefits | $3,103,000 | 3,048 |
| Premises and equipment expense | $846,000 | 2,620 |
| Additional noninterest expense | $2,078,000 | 3,010 |
| Pre-tax net operating income | $2,115,000 | 2,710 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $532,000 | 2,125 |
| Income before extraordinary items | $1,585,000 | 3,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,585,000 | 3,015 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,585,000 | 3,016 |
| Net charge-offs | $476,000 | 2,716 |
| Cash dividends | $275,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,583,500 | 2,886 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 3,142 |
| Total interest expense | $615,000 | 4,187 |
| Net interest income | $5,447,000 | 2,936 |
| Provision for loan and lease losses | $385,000 | 2,642 |
| Total noninterest income | $1,147,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $299,000 | 2,974 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $848,000 | 2,217 |
| Total noninterest expense | $4,514,000 | 3,040 |
| Salaries and employee benefits | $2,290,000 | 3,105 |
| Premises and equipment expense | $652,000 | 2,578 |
| Additional noninterest expense | $1,572,000 | 2,991 |
| Pre-tax net operating income | $1,695,000 | 2,662 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $470,000 | 2,011 |
| Income before extraordinary items | $1,225,000 | 3,023 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,225,000 | 3,023 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,225,000 | 3,022 |
| Net charge-offs | $94,000 | 4,032 |
| Cash dividends | $125,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,225,000 | 2,883 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 3,167 |
| Total interest expense | $429,000 | 4,179 |
| Net interest income | $3,606,000 | 2,969 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $827,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $196,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $631,000 | 2,046 |
| Total noninterest expense | $2,937,000 | 3,112 |
| Salaries and employee benefits | $1,508,000 | 3,150 |
| Premises and equipment expense | $431,000 | 2,607 |
| Additional noninterest expense | $998,000 | 3,123 |
| Pre-tax net operating income | $1,166,000 | 2,572 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $324,000 | 1,971 |
| Income before extraordinary items | $842,000 | 2,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $842,000 | 2,930 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $842,000 | 2,930 |
| Net charge-offs | $83,000 | 3,591 |
| Cash dividends | $125,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $842,000 | 2,790 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 3,195 |
| Total interest expense | $222,000 | 4,213 |
| Net interest income | $1,789,000 | 3,007 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $424,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $327,000 | 2,000 |
| Total noninterest expense | $1,495,000 | 3,062 |
| Salaries and employee benefits | $759,000 | 3,147 |
| Premises and equipment expense | $220,000 | 2,591 |
| Additional noninterest expense | $516,000 | 3,022 |
| Pre-tax net operating income | $553,000 | 2,678 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $151,000 | 2,018 |
| Income before extraordinary items | $402,000 | 3,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 3,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $402,000 | 3,058 |
| Net charge-offs | $61,000 | 2,868 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $402,000 | 2,897 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 3,178 |
| Total interest expense | $1,115,000 | 4,141 |
| Net interest income | $7,327,000 | 2,953 |
| Provision for loan and lease losses | $881,000 | 2,608 |
| Total noninterest income | $1,578,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $460,000 | 2,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,118,000 | 1,993 |
| Total noninterest expense | $5,727,000 | 3,173 |
| Salaries and employee benefits | $2,876,000 | 3,220 |
| Premises and equipment expense | $825,000 | 2,840 |
| Additional noninterest expense | $2,026,000 | 3,107 |
| Pre-tax net operating income | $2,297,000 | 2,254 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $586,000 | 1,873 |
| Income before extraordinary items | $1,711,000 | 2,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,711,000 | 2,530 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,711,000 | 2,531 |
| Net charge-offs | $1,314,000 | 2,045 |
| Cash dividends | $1,280,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,711,000 | 2,455 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 3,221 |
| Total interest expense | $878,000 | 4,148 |
| Net interest income | $5,449,000 | 2,985 |
| Provision for loan and lease losses | $706,000 | 2,430 |
| Total noninterest income | $1,198,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $346,000 | 2,748 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $852,000 | 1,949 |
| Total noninterest expense | $4,292,000 | 3,185 |
| Salaries and employee benefits | $2,149,000 | 3,235 |
| Premises and equipment expense | $627,000 | 2,839 |
| Additional noninterest expense | $1,516,000 | 3,124 |
| Pre-tax net operating income | $1,649,000 | 2,402 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $416,000 | 1,906 |
| Income before extraordinary items | $1,233,000 | 2,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,233,000 | 2,672 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,233,000 | 2,672 |
| Net charge-offs | $1,244,000 | 1,689 |
| Cash dividends | $1,030,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,233,000 | 2,575 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,253 |
| Total interest expense | $625,000 | 4,104 |
| Net interest income | $3,584,000 | 3,021 |
| Provision for loan and lease losses | $337,000 | 2,815 |
| Total noninterest income | $775,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $226,000 | 2,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 1,967 |
| Total noninterest expense | $2,836,000 | 3,236 |
| Salaries and employee benefits | $1,447,000 | 3,231 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $974,000 | 3,269 |
| Pre-tax net operating income | $1,186,000 | 2,256 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $306,000 | 1,771 |
| Income before extraordinary items | $880,000 | 2,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $880,000 | 2,507 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $880,000 | 2,507 |
| Net charge-offs | $1,128,000 | 1,370 |
| Cash dividends | $780,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $880,000 | 2,429 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,242 |
| Total interest expense | $327,000 | 4,088 |
| Net interest income | $1,807,000 | 2,987 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $438,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $1,521,000 | 3,072 |
| Salaries and employee benefits | $723,000 | 3,240 |
| Premises and equipment expense | $225,000 | 2,710 |
| Additional noninterest expense | $573,000 | 2,819 |
| Pre-tax net operating income | $574,000 | 2,308 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $147,000 | 1,812 |
| Income before extraordinary items | $427,000 | 2,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $427,000 | 2,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $427,000 | 2,533 |
| Net charge-offs | $168,000 | 2,255 |
| Cash dividends | $580,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $427,000 | 2,481 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,144,000 | 3,178 |
| Total interest expense | $1,928,000 | 3,667 |
| Net interest income | $7,216,000 | 2,995 |
| Provision for loan and lease losses | $774,000 | 3,442 |
| Total noninterest income | $1,268,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $467,000 | 2,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $801,000 | 2,495 |
| Total noninterest expense | $5,875,000 | 3,165 |
| Salaries and employee benefits | $3,006,000 | 3,115 |
| Premises and equipment expense | $840,000 | 2,875 |
| Additional noninterest expense | $2,029,000 | 3,216 |
| Pre-tax net operating income | $1,835,000 | 2,398 |
| Securities gains (losses) | $540,000 | 832 |
| Applicable income taxes | $625,000 | 1,688 |
| Income before extraordinary items | $1,750,000 | 2,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,750,000 | 2,243 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,750,000 | 2,245 |
| Net charge-offs | $400,000 | 3,933 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,350,400 | 2,583 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 3,241 |
| Total interest expense | $1,560,000 | 3,592 |
| Net interest income | $5,301,000 | 3,084 |
| Provision for loan and lease losses | $647,000 | 3,145 |
| Total noninterest income | $981,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $312,000 | 3,079 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $669,000 | 2,338 |
| Total noninterest expense | $4,466,000 | 3,133 |
| Salaries and employee benefits | $2,290,000 | 3,086 |
| Premises and equipment expense | $654,000 | 2,832 |
| Additional noninterest expense | $1,522,000 | 3,181 |
| Pre-tax net operating income | $1,169,000 | 2,835 |
| Securities gains (losses) | $540,000 | 685 |
| Applicable income taxes | $435,000 | 1,801 |
| Income before extraordinary items | $1,274,000 | 2,447 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,274,000 | 2,444 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,274,000 | 2,448 |
| Net charge-offs | $244,000 | 3,986 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $869,000 | 3,016 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,278 |
| Total interest expense | $1,131,000 | 3,459 |
| Net interest income | $3,441,000 | 3,148 |
| Provision for loan and lease losses | $522,000 | 2,797 |
| Total noninterest income | $645,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $205,000 | 3,113 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $440,000 | 2,278 |
| Total noninterest expense | $2,992,000 | 3,123 |
| Salaries and employee benefits | $1,577,000 | 3,007 |
| Premises and equipment expense | $427,000 | 2,898 |
| Additional noninterest expense | $988,000 | 3,236 |
| Pre-tax net operating income | $572,000 | 3,397 |
| Securities gains (losses) | $540,000 | 444 |
| Applicable income taxes | $289,000 | 1,778 |
| Income before extraordinary items | $823,000 | 2,455 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $823,000 | 2,451 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $823,000 | 2,454 |
| Net charge-offs | $220,000 | 3,426 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,400 | 3,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 3,347 |
| Total interest expense | $619,000 | 3,352 |
| Net interest income | $1,660,000 | 3,262 |
| Provision for loan and lease losses | $412,000 | 2,038 |
| Total noninterest income | $366,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $106,000 | 3,042 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 2,014 |
| Total noninterest expense | $1,515,000 | 3,120 |
| Salaries and employee benefits | $804,000 | 3,007 |
| Premises and equipment expense | $218,000 | 2,918 |
| Additional noninterest expense | $493,000 | 3,227 |
| Pre-tax net operating income | $99,000 | 5,062 |
| Securities gains (losses) | $540,000 | 234 |
| Applicable income taxes | $174,000 | 1,574 |
| Income before extraordinary items | $465,000 | 2,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $465,000 | 2,269 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $465,000 | 2,270 |
| Net charge-offs | $117,000 | 2,969 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $70,800 | 5,290 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 3,239 |
| Total interest expense | $2,907,000 | 3,496 |
| Net interest income | $7,071,000 | 3,040 |
| Provision for loan and lease losses | $608,000 | 4,231 |
| Total noninterest income | $1,472,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $441,000 | 3,137 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,031,000 | 2,110 |
| Total noninterest expense | $5,927,000 | 3,210 |
| Salaries and employee benefits | $2,954,000 | 3,221 |
| Premises and equipment expense | $865,000 | 2,918 |
| Additional noninterest expense | $2,108,000 | 3,183 |
| Pre-tax net operating income | $2,008,000 | 1,901 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $468,000 | 1,607 |
| Income before extraordinary items | $1,540,000 | 2,069 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,540,000 | 2,066 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,540,000 | 2,068 |
| Net charge-offs | $838,000 | 3,107 |
| Cash dividends | $1,195,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,540,000 | 2,042 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 3,281 |
| Total interest expense | $2,211,000 | 3,589 |
| Net interest income | $5,320,000 | 3,030 |
| Provision for loan and lease losses | $422,000 | 4,101 |
| Total noninterest income | $1,269,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $332,000 | 3,135 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $937,000 | 1,912 |
| Total noninterest expense | $4,501,000 | 3,177 |
| Salaries and employee benefits | $2,195,000 | 3,277 |
| Premises and equipment expense | $653,000 | 2,934 |
| Additional noninterest expense | $1,653,000 | 3,043 |
| Pre-tax net operating income | $1,666,000 | 1,872 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $410,000 | 1,602 |
| Income before extraordinary items | $1,256,000 | 2,099 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,256,000 | 2,097 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,256,000 | 2,099 |
| Net charge-offs | $587,000 | 2,827 |
| Cash dividends | $745,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,256,000 | 2,052 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 3,276 |
| Total interest expense | $1,482,000 | 3,707 |
| Net interest income | $3,595,000 | 2,975 |
| Provision for loan and lease losses | $248,000 | 4,032 |
| Total noninterest income | $844,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $220,000 | 3,131 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $624,000 | 1,945 |
| Total noninterest expense | $2,951,000 | 3,263 |
| Salaries and employee benefits | $1,442,000 | 3,347 |
| Premises and equipment expense | $433,000 | 2,989 |
| Additional noninterest expense | $1,076,000 | 3,105 |
| Pre-tax net operating income | $1,240,000 | 1,779 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $319,000 | 1,470 |
| Income before extraordinary items | $921,000 | 1,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $921,000 | 1,980 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $921,000 | 1,981 |
| Net charge-offs | $153,000 | 3,753 |
| Cash dividends | $505,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $921,000 | 1,914 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 3,311 |
| Total interest expense | $748,000 | 3,780 |
| Net interest income | $1,786,000 | 2,997 |
| Provision for loan and lease losses | $94,000 | 4,003 |
| Total noninterest income | $402,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $102,000 | 3,223 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $300,000 | 1,955 |
| Total noninterest expense | $1,448,000 | 3,230 |
| Salaries and employee benefits | $725,000 | 3,363 |
| Premises and equipment expense | $217,000 | 3,037 |
| Additional noninterest expense | $506,000 | 2,980 |
| Pre-tax net operating income | $646,000 | 1,935 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $173,000 | 1,589 |
| Income before extraordinary items | $473,000 | 2,241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 2,241 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $473,000 | 2,243 |
| Net charge-offs | $130,000 | 2,571 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $473,000 | 2,107 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,870,000 | 3,318 |
| Total interest expense | $3,917,000 | 3,559 |
| Net interest income | $6,953,000 | 3,073 |
| Provision for loan and lease losses | $408,000 | 4,112 |
| Total noninterest income | $1,349,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $488,000 | 3,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $861,000 | 2,352 |
| Total noninterest expense | $5,537,000 | 3,298 |
| Salaries and employee benefits | $2,953,000 | 3,301 |
| Premises and equipment expense | $848,000 | 3,031 |
| Additional noninterest expense | $1,736,000 | 3,228 |
| Pre-tax net operating income | $2,357,000 | 2,190 |
| Securities gains (losses) | $-863,000 | 7,689 |
| Applicable income taxes | $348,000 | 2,234 |
| Income before extraordinary items | $1,146,000 | 3,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,146,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 2,812 |
| Cash dividends | $2,718,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,810,510 | 2,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 3,334 |
| Total interest expense | $3,065,000 | 3,572 |
| Net interest income | $5,203,000 | 3,095 |
| Provision for loan and lease losses | $348,000 | 3,310 |
| Total noninterest income | $1,036,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $374,000 | 3,051 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $662,000 | 2,397 |
| Total noninterest expense | $4,194,000 | 3,264 |
| Salaries and employee benefits | $2,252,000 | 3,279 |
| Premises and equipment expense | $648,000 | 2,999 |
| Additional noninterest expense | $1,294,000 | 3,168 |
| Pre-tax net operating income | $1,697,000 | 2,589 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $463,000 | 1,998 |
| Income before extraordinary items | $1,240,000 | 2,694 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,240,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 2,100 |
| Cash dividends | $1,163,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,235,620 | 2,844 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 3,344 |
| Total interest expense | $2,128,000 | 3,586 |
| Net interest income | $3,471,000 | 3,082 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $714,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $464,000 | 2,363 |
| Total noninterest expense | $2,778,000 | 3,291 |
| Salaries and employee benefits | $1,512,000 | 3,311 |
| Premises and equipment expense | $435,000 | 2,981 |
| Additional noninterest expense | $831,000 | 3,254 |
| Pre-tax net operating income | $1,347,000 | 2,398 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $382,000 | 1,920 |
| Income before extraordinary items | $971,000 | 2,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,916 |
| Cash dividends | $903,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $966,680 | 2,590 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 3,321 |
| Total interest expense | $1,133,000 | 3,597 |
| Net interest income | $1,765,000 | 3,043 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $355,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,342 |
| Total noninterest expense | $1,350,000 | 3,368 |
| Salaries and employee benefits | $739,000 | 3,401 |
| Premises and equipment expense | $219,000 | 2,978 |
| Additional noninterest expense | $392,000 | 3,375 |
| Pre-tax net operating income | $740,000 | 2,316 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $219,000 | 1,852 |
| Income before extraordinary items | $527,000 | 2,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $527,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,385 |
| Cash dividends | $625,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $522,740 | 2,520 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,565,000 | 3,162 |
| Total interest expense | $5,018,000 | 3,471 |
| Net interest income | $7,547,000 | 2,898 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,218,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $521,000 | 2,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $697,000 | 2,766 |
| Total noninterest expense | $5,415,000 | 3,234 |
| Salaries and employee benefits | $3,049,000 | 3,186 |
| Premises and equipment expense | $802,000 | 3,072 |
| Additional noninterest expense | $1,564,000 | 3,300 |
| Pre-tax net operating income | $3,200,000 | 2,346 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $853,000 | 2,060 |
| Income before extraordinary items | $2,347,000 | 2,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,347,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,283 |
| Cash dividends | $1,555,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,347,000 | 2,502 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,459,000 | 3,147 |
| Total interest expense | $3,774,000 | 3,450 |
| Net interest income | $5,685,000 | 2,878 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $911,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $392,000 | 2,943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $519,000 | 2,790 |
| Total noninterest expense | $4,050,000 | 3,215 |
| Salaries and employee benefits | $2,202,000 | 3,265 |
| Premises and equipment expense | $653,000 | 2,857 |
| Additional noninterest expense | $1,195,000 | 3,207 |
| Pre-tax net operating income | $2,501,000 | 2,426 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $663,000 | 2,160 |
| Income before extraordinary items | $1,838,000 | 2,555 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,838,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,403 |
| Cash dividends | $1,555,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,838,000 | 2,528 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 3,156 |
| Total interest expense | $2,517,000 | 3,435 |
| Net interest income | $3,784,000 | 2,896 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $612,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $266,000 | 2,898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $346,000 | 2,794 |
| Total noninterest expense | $2,721,000 | 3,220 |
| Salaries and employee benefits | $1,506,000 | 3,230 |
| Premises and equipment expense | $442,000 | 2,856 |
| Additional noninterest expense | $773,000 | 3,283 |
| Pre-tax net operating income | $1,645,000 | 2,515 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $432,000 | 2,272 |
| Income before extraordinary items | $1,213,000 | 2,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,201 |
| Cash dividends | $875,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,213,000 | 2,596 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 3,143 |
| Total interest expense | $1,253,000 | 3,428 |
| Net interest income | $1,896,000 | 2,890 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $315,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $132,000 | 2,876 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $183,000 | 2,683 |
| Total noninterest expense | $1,333,000 | 3,284 |
| Salaries and employee benefits | $734,000 | 3,322 |
| Premises and equipment expense | $223,000 | 2,858 |
| Additional noninterest expense | $376,000 | 3,338 |
| Pre-tax net operating income | $863,000 | 2,423 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $240,000 | 2,145 |
| Income before extraordinary items | $623,000 | 2,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $623,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,351 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $623,000 | 2,531 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,917 |
| Total interest expense | $4,514,000 | 3,283 |
| Net interest income | $8,353,000 | 2,669 |
| Provision for loan and lease losses | $264,000 | 3,004 |
| Total noninterest income | $1,210,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $530,000 | 2,936 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $680,000 | 2,806 |
| Total noninterest expense | $5,567,000 | 3,055 |
| Salaries and employee benefits | $3,059,000 | 3,080 |
| Premises and equipment expense | $829,000 | 2,911 |
| Additional noninterest expense | $1,679,000 | 2,996 |
| Pre-tax net operating income | $3,732,000 | 2,363 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,148,000 | 2,007 |
| Income before extraordinary items | $2,584,000 | 2,542 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,584,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $520,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,584,000 | 2,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,627,000 | 2,902 |
| Total interest expense | $3,236,000 | 3,302 |
| Net interest income | $6,391,000 | 2,658 |
| Provision for loan and lease losses | $192,000 | 2,947 |
| Total noninterest income | $960,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $402,000 | 2,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $558,000 | 2,692 |
| Total noninterest expense | $4,274,000 | 2,993 |
| Salaries and employee benefits | $2,289,000 | 3,068 |
| Premises and equipment expense | $694,000 | 2,661 |
| Additional noninterest expense | $1,291,000 | 2,925 |
| Pre-tax net operating income | $2,885,000 | 2,398 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $891,000 | 2,039 |
| Income before extraordinary items | $1,994,000 | 2,569 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,994,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $345,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,994,000 | 2,556 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 2,871 |
| Total interest expense | $2,034,000 | 3,331 |
| Net interest income | $4,349,000 | 2,623 |
| Provision for loan and lease losses | $172,000 | 2,383 |
| Total noninterest income | $647,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $273,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $374,000 | 2,662 |
| Total noninterest expense | $2,852,000 | 3,008 |
| Salaries and employee benefits | $1,540,000 | 3,055 |
| Premises and equipment expense | $457,000 | 2,686 |
| Additional noninterest expense | $855,000 | 2,949 |
| Pre-tax net operating income | $1,972,000 | 2,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $612,000 | 2,029 |
| Income before extraordinary items | $1,360,000 | 2,530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,360,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,360,000 | 2,510 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 3,084 |
| Total interest expense | $970,000 | 3,335 |
| Net interest income | $1,900,000 | 2,908 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $322,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $1,361,000 | 3,142 |
| Salaries and employee benefits | $730,000 | 3,220 |
| Premises and equipment expense | $223,000 | 2,750 |
| Additional noninterest expense | $408,000 | 3,066 |
| Pre-tax net operating income | $833,000 | 2,624 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $581,000 | 2,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $581,000 | 2,796 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 3,083 |
| Total interest expense | $3,011,000 | 3,321 |
| Net interest income | $7,266,000 | 2,954 |
| Provision for loan and lease losses | $136,000 | 4,286 |
| Total noninterest income | $1,270,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $535,000 | 2,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $735,000 | 2,684 |
| Total noninterest expense | $5,262,000 | 3,100 |
| Salaries and employee benefits | $2,745,000 | 3,209 |
| Premises and equipment expense | $830,000 | 2,800 |
| Additional noninterest expense | $1,687,000 | 2,937 |
| Pre-tax net operating income | $3,138,000 | 2,657 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $925,000 | 2,365 |
| Income before extraordinary items | $2,213,000 | 2,832 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,213,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,213,000 | 2,800 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 3,115 |
| Total interest expense | $2,125,000 | 3,335 |
| Net interest income | $5,348,000 | 2,982 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $963,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $392,000 | 2,968 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $571,000 | 2,629 |
| Total noninterest expense | $3,959,000 | 3,057 |
| Salaries and employee benefits | $2,063,000 | 3,191 |
| Premises and equipment expense | $633,000 | 2,732 |
| Additional noninterest expense | $1,263,000 | 2,911 |
| Pre-tax net operating income | $2,266,000 | 2,777 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $663,000 | 2,473 |
| Income before extraordinary items | $1,603,000 | 2,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,603,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,603,000 | 2,937 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 3,150 |
| Total interest expense | $1,332,000 | 3,355 |
| Net interest income | $3,470,000 | 3,021 |
| Provision for loan and lease losses | $57,000 | 4,394 |
| Total noninterest income | $621,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $258,000 | 2,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $2,639,000 | 3,043 |
| Salaries and employee benefits | $1,364,000 | 3,194 |
| Premises and equipment expense | $434,000 | 2,640 |
| Additional noninterest expense | $841,000 | 2,883 |
| Pre-tax net operating income | $1,395,000 | 2,913 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $400,000 | 2,616 |
| Income before extraordinary items | $995,000 | 3,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $995,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $995,000 | 3,066 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 3,197 |
| Total interest expense | $630,000 | 3,384 |
| Net interest income | $1,693,000 | 3,070 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $311,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $121,000 | 3,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,562 |
| Total noninterest expense | $1,314,000 | 3,066 |
| Salaries and employee benefits | $690,000 | 3,161 |
| Premises and equipment expense | $208,000 | 2,776 |
| Additional noninterest expense | $416,000 | 2,918 |
| Pre-tax net operating income | $662,000 | 2,998 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $183,000 | 2,750 |
| Income before extraordinary items | $479,000 | 3,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $479,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $479,000 | 3,106 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,605,000 | 3,220 |
| Total interest expense | $2,223,000 | 3,344 |
| Net interest income | $6,382,000 | 3,125 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,335,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $560,000 | 2,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $775,000 | 2,548 |
| Total noninterest expense | $4,955,000 | 3,145 |
| Salaries and employee benefits | $2,557,000 | 3,286 |
| Premises and equipment expense | $782,000 | 2,845 |
| Additional noninterest expense | $1,616,000 | 2,950 |
| Pre-tax net operating income | $2,672,000 | 2,837 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $746,000 | 2,636 |
| Income before extraordinary items | $1,931,000 | 3,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,931,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $670,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,927,400 | 2,955 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 3,250 |
| Total interest expense | $1,632,000 | 3,358 |
| Net interest income | $4,706,000 | 3,154 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $1,011,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $418,000 | 2,899 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $593,000 | 2,518 |
| Total noninterest expense | $3,646,000 | 3,177 |
| Salaries and employee benefits | $1,914,000 | 3,266 |
| Premises and equipment expense | $583,000 | 2,857 |
| Additional noninterest expense | $1,149,000 | 3,061 |
| Pre-tax net operating income | $2,003,000 | 2,879 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $1,458,000 | 3,021 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,458,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $670,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,454,350 | 2,956 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 3,271 |
| Total interest expense | $1,075,000 | 3,380 |
| Net interest income | $3,109,000 | 3,183 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $648,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $273,000 | 2,924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $375,000 | 2,615 |
| Total noninterest expense | $2,410,000 | 3,203 |
| Salaries and employee benefits | $1,284,000 | 3,256 |
| Premises and equipment expense | $392,000 | 2,834 |
| Additional noninterest expense | $734,000 | 3,174 |
| Pre-tax net operating income | $1,302,000 | 2,919 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $346,000 | 2,822 |
| Income before extraordinary items | $956,000 | 3,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $956,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,480 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $956,000 | 2,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 3,362 |
| Total interest expense | $539,000 | 3,411 |
| Net interest income | $1,489,000 | 3,286 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $309,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $186,000 | 2,600 |
| Total noninterest expense | $1,212,000 | 3,203 |
| Salaries and employee benefits | $644,000 | 3,253 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $369,000 | 3,133 |
| Pre-tax net operating income | $563,000 | 3,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $153,000 | 3,057 |
| Income before extraordinary items | $410,000 | 3,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,405 |
| Cash dividends | $155,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $410,000 | 3,326 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 3,097 |
| Total interest expense | $2,279,000 | 3,601 |
| Net interest income | $6,757,000 | 2,839 |
| Provision for loan and lease losses | $146,000 | 4,640 |
| Total noninterest income | $1,341,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $474,000 | 3,234 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $867,000 | 2,599 |
| Total noninterest expense | $5,247,000 | 2,941 |
| Salaries and employee benefits | $2,717,000 | 3,031 |
| Premises and equipment expense | $768,000 | 2,856 |
| Additional noninterest expense | $1,762,000 | 2,681 |
| Pre-tax net operating income | $2,705,000 | 2,720 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $800,000 | 2,532 |
| Income before extraordinary items | $1,905,000 | 2,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,905,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $1,145,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,905,000 | 2,847 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 3,129 |
| Total interest expense | $1,742,000 | 3,654 |
| Net interest income | $5,071,000 | 2,855 |
| Provision for loan and lease losses | $76,000 | 5,192 |
| Total noninterest income | $1,041,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $350,000 | 3,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $691,000 | 2,583 |
| Total noninterest expense | $3,982,000 | 2,919 |
| Salaries and employee benefits | $1,995,000 | 3,099 |
| Premises and equipment expense | $596,000 | 2,792 |
| Additional noninterest expense | $1,391,000 | 2,560 |
| Pre-tax net operating income | $2,054,000 | 2,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $619,000 | 2,612 |
| Income before extraordinary items | $1,435,000 | 3,062 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,435,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $1,060,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,435,000 | 2,916 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 3,147 |
| Total interest expense | $1,191,000 | 3,686 |
| Net interest income | $3,343,000 | 2,889 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $684,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $224,000 | 3,346 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $460,000 | 2,569 |
| Total noninterest expense | $2,602,000 | 2,954 |
| Salaries and employee benefits | $1,308,000 | 3,130 |
| Premises and equipment expense | $392,000 | 2,823 |
| Additional noninterest expense | $902,000 | 2,610 |
| Pre-tax net operating income | $1,374,000 | 2,792 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $415,000 | 2,622 |
| Income before extraordinary items | $959,000 | 3,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $959,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $935,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $959,000 | 2,903 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 3,145 |
| Total interest expense | $602,000 | 3,743 |
| Net interest income | $1,677,000 | 2,869 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $338,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 2,483 |
| Total noninterest expense | $1,282,000 | 2,975 |
| Salaries and employee benefits | $649,000 | 3,143 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $443,000 | 2,603 |
| Pre-tax net operating income | $708,000 | 2,713 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $213,000 | 2,586 |
| Income before extraordinary items | $495,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $385,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $495,000 | 2,830 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 3,124 |
| Total interest expense | $2,919,000 | 3,604 |
| Net interest income | $6,697,000 | 2,846 |
| Provision for loan and lease losses | $127,000 | 5,244 |
| Total noninterest income | $1,070,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $412,000 | 3,465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $658,000 | 2,811 |
| Total noninterest expense | $5,012,000 | 2,924 |
| Salaries and employee benefits | $2,504,000 | 3,123 |
| Premises and equipment expense | $771,000 | 2,757 |
| Additional noninterest expense | $1,737,000 | 2,620 |
| Pre-tax net operating income | $2,628,000 | 2,783 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $769,000 | 2,665 |
| Income before extraordinary items | $1,859,000 | 2,960 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,859,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $1,830,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,859,000 | 2,871 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 3,049 |
| Total interest expense | $4,203,000 | 3,653 |
| Net interest income | $6,833,000 | 2,623 |
| Provision for loan and lease losses | $213,000 | 3,992 |
| Total noninterest income | $909,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $514,000 | 3,081 |
| Total noninterest expense | $5,052,000 | 2,803 |
| Salaries and employee benefits | $2,506,000 | 2,945 |
| Premises and equipment expense | $729,000 | 2,854 |
| Additional noninterest expense | $1,817,000 | 2,449 |
| Pre-tax net operating income | $2,477,000 | 2,686 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $728,000 | 2,597 |
| Income before extraordinary items | $1,750,000 | 2,863 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,750,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $755,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,749,290 | 2,779 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,216,000 | 3,076 |
| Total interest expense | $4,510,000 | 3,619 |
| Net interest income | $6,706,000 | 2,652 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $637,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $251,000 | 4,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $386,000 | 3,435 |
| Total noninterest expense | $4,793,000 | 2,828 |
| Salaries and employee benefits | $2,230,000 | 3,145 |
| Premises and equipment expense | $851,000 | 2,429 |
| Additional noninterest expense | $1,712,000 | 2,504 |
| Pre-tax net operating income | $2,295,000 | 2,986 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $692,000 | 2,810 |
| Income before extraordinary items | $1,601,000 | 3,088 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,601,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $1,041,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,602,400 | 3,083 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 3,313 |
| Total interest expense | $3,481,000 | 4,067 |
| Net interest income | $6,202,000 | 2,836 |
| Provision for loan and lease losses | $211,000 | 3,432 |
| Total noninterest income | $684,000 | 4,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,124 |
| Total noninterest expense | $4,744,000 | 2,844 |
| Salaries and employee benefits | $2,215,000 | 3,127 |
| Premises and equipment expense | $740,000 | 2,738 |
| Additional noninterest expense | $1,789,000 | 2,431 |
| Pre-tax net operating income | $1,931,000 | 3,426 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $545,000 | 3,446 |
| Income before extraordinary items | $1,385,000 | 3,450 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,385,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $647,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,385,720 | 3,417 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 3,753 |
| Total interest expense | $3,311,000 | 4,357 |
| Net interest income | $5,105,000 | 3,322 |
| Provision for loan and lease losses | $241,000 | 3,060 |
| Total noninterest income | $755,000 | 3,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,733 |
| Total noninterest expense | $3,830,000 | 3,349 |
| Salaries and employee benefits | $1,960,000 | 3,409 |
| Premises and equipment expense | $572,000 | 3,311 |
| Additional noninterest expense | $1,298,000 | 3,142 |
| Pre-tax net operating income | $1,789,000 | 3,653 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $518,000 | 3,747 |
| Income before extraordinary items | $1,266,000 | 3,758 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,266,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $531,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,269,550 | 3,668 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 4,442 |
| Total interest expense | $2,806,000 | 4,977 |
| Net interest income | $4,301,000 | 3,969 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $446,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,297 |
| Total noninterest expense | $3,099,000 | 3,996 |
| Salaries and employee benefits | $1,742,000 | 3,749 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $928,000 | 4,189 |
| Pre-tax net operating income | $1,572,000 | 4,308 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $467,000 | 4,423 |
| Income before extraordinary items | $1,105,000 | 4,349 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,105,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $462,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,105,000 | 4,276 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,961 |
| Total interest expense | $2,476,000 | 5,552 |
| Net interest income | $3,875,000 | 4,448 |
| Provision for loan and lease losses | $153,000 | 4,019 |
| Total noninterest income | $420,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $2,631,000 | 4,813 |
| Salaries and employee benefits | $1,384,000 | 4,624 |
| Premises and equipment expense | $387,000 | 4,662 |
| Additional noninterest expense | $860,000 | 4,916 |
| Pre-tax net operating income | $1,511,000 | 4,316 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $459,000 | 4,437 |
| Income before extraordinary items | $1,052,000 | 4,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,052,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $502,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,052,000 | 4,247 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,389 |
| Total interest expense | $2,162,000 | 6,155 |
| Net interest income | $3,592,000 | 4,741 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $2,444,000 | 5,093 |
| Salaries and employee benefits | $1,223,000 | 5,126 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $849,000 | 4,999 |
| Pre-tax net operating income | $1,368,000 | 4,781 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $459,000 | 4,468 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $515,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $906,960 | 4,949 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 5,716 |
| Total interest expense | $1,593,000 | 6,616 |
| Net interest income | $3,356,000 | 5,134 |
| Provision for loan and lease losses | $104,000 | 4,473 |
| Total noninterest income | $328,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,346,000 | 5,457 |
| Salaries and employee benefits | $1,149,000 | 5,457 |
| Premises and equipment expense | $356,000 | 5,034 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $1,234,000 | 5,133 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $351,000 | 5,266 |
| Income before extraordinary items | $838,000 | 5,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $838,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $448,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $869,500 | 5,093 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 6,347 |
| Total interest expense | $1,694,000 | 6,641 |
| Net interest income | $2,769,000 | 6,035 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $2,019,000 | 6,281 |
| Salaries and employee benefits | $999,000 | 6,143 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $768,000 | 6,120 |
| Pre-tax net operating income | $975,000 | 5,993 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $710,000 | 6,055 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $434,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,800 | 5,869 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 6,544 |
| Total interest expense | $2,180,000 | 6,665 |
| Net interest income | $2,662,000 | 6,299 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $272,000 | 8,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,903,000 | 6,646 |
| Salaries and employee benefits | $929,000 | 6,460 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $743,000 | 6,463 |
| Pre-tax net operating income | $949,000 | 5,860 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $677,280 | 5,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.