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Huntington Federal Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$14,932,0001,875
Total interest expense$3,453,000798
Net interest income$11,479,0002,097
Provision for loan and lease losses$100,0002,175
Total noninterest income$353,0003,932
Gross Fiduciary activities income$0994
Service charges on deposit accounts$167,0002,900
Trading account gains and feesNANA
Additional Noninterest Income$186,0004,037
Total noninterest expense$10,423,0001,931
Salaries and employee benefits$6,092,0001,906
Premises and equipment expense$1,045,0001,975
Additional noninterest expense$3,286,0001,855
Pre-tax net operating income$1,309,0003,605
Securities gains (losses)$02,062
Applicable income taxes$354,0002,343
Income before extraordinary items$955,0003,797
Extraordinary gains, net$010
Net income$955,0003,797
Minority interest net income$074
Net income of bank and minority interests.$955,0003,797
Net charge-offs$40,0001,767
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$955,0003,776
2021-09-30 (YTD Data)Rank
Total interest income$11,325,0001,890
Total interest expense$2,683,000818
Net interest income$8,642,0002,120
Provision for loan and lease losses$02,963
Total noninterest income$287,0003,908
Gross Fiduciary activities income$0957
Service charges on deposit accounts$127,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,984
Total noninterest expense$7,458,0001,990
Salaries and employee benefits$4,386,0001,969
Premises and equipment expense$803,0001,981
Additional noninterest expense$2,269,0001,974
Pre-tax net operating income$1,471,0003,282
Securities gains (losses)$02,015
Applicable income taxes$343,0002,233
Income before extraordinary items$1,128,0003,469
Extraordinary gains, net$08
Net income$1,128,0003,469
Minority interest net income$069
Net income of bank and minority interests.$1,128,0003,469
Net charge-offs$41,0001,444
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,128,0003,442
2021-06-30 (YTD Data)Rank
Total interest income$7,622,0001,869
Total interest expense$1,857,000825
Net interest income$5,765,0002,102
Provision for loan and lease losses$02,862
Total noninterest income$228,0003,781
Gross Fiduciary activities income$0951
Service charges on deposit accounts$84,0002,871
Trading account gains and feesNANA
Additional Noninterest Income$144,0003,794
Total noninterest expense$4,776,0002,047
Salaries and employee benefits$2,855,0001,986
Premises and equipment expense$494,0002,073
Additional noninterest expense$1,427,0002,045
Pre-tax net operating income$1,217,0003,034
Securities gains (losses)$01,818
Applicable income taxes$336,0001,945
Income before extraordinary items$881,0003,281
Extraordinary gains, net$06
Net income$881,0003,280
Minority interest net income$067
Net income of bank and minority interests.$881,0003,281
Net charge-offs$42,0001,213
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$881,0003,253
2021-03-31 (YTD Data)Rank
Total interest income$3,814,0001,861
Total interest expense$981,000825
Net interest income$2,833,0002,110
Provision for loan and lease losses$02,741
Total noninterest income$177,0003,351
Gross Fiduciary activities income$0922
Service charges on deposit accounts$37,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$140,0003,184
Total noninterest expense$2,358,0002,039
Salaries and employee benefits$1,441,0001,970
Premises and equipment expense$216,0002,254
Additional noninterest expense$701,0002,037
Pre-tax net operating income$652,0002,932
Securities gains (losses)$01,392
Applicable income taxes$133,0002,087
Income before extraordinary items$519,0003,065
Extraordinary gains, net$03
Net income$519,0003,065
Minority interest net income$055
Net income of bank and minority interests.$519,0003,066
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$519,0003,041
2020-12-31 (YTD Data)Rank
Total interest income$16,654,0001,737
Total interest expense$5,901,000813
Net interest income$10,753,0002,139
Provision for loan and lease losses$-100,0004,952
Total noninterest income$212,0004,296
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$151,0003,097
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,561
Total noninterest expense$9,770,0001,991
Salaries and employee benefits$5,792,0001,951
Premises and equipment expense$964,0002,078
Additional noninterest expense$3,014,0001,904
Pre-tax net operating income$1,295,0003,436
Securities gains (losses)$02,675
Applicable income taxes$315,0002,269
Income before extraordinary items$980,0003,675
Extraordinary gains, net$04
Net income$980,0003,675
Minority interest net income$072
Net income of bank and minority interests.$980,0003,675
Net charge-offs$-378,0004,934
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$980,0003,611
2020-09-30 (YTD Data)Rank
Total interest income$12,697,0001,724
Total interest expense$4,713,000818
Net interest income$7,984,0002,146
Provision for loan and lease losses$-100,0004,999
Total noninterest income$173,0004,235
Gross Fiduciary activities income$0981
Service charges on deposit accounts$113,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$60,0004,471
Total noninterest expense$7,036,0002,023
Salaries and employee benefits$4,307,0001,939
Premises and equipment expense$706,0002,106
Additional noninterest expense$2,023,0002,064
Pre-tax net operating income$1,221,0003,220
Securities gains (losses)$02,494
Applicable income taxes$297,0002,106
Income before extraordinary items$924,0003,447
Extraordinary gains, net$04
Net income$924,0003,446
Minority interest net income$065
Net income of bank and minority interests.$924,0003,447
Net charge-offs$-386,0004,978
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$924,0003,402
2020-06-30 (YTD Data)Rank
Total interest income$8,593,0001,720
Total interest expense$3,267,000847
Net interest income$5,326,0002,154
Provision for loan and lease losses$-100,0005,037
Total noninterest income$92,0004,404
Gross Fiduciary activities income$0970
Service charges on deposit accounts$71,0003,206
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,681
Total noninterest expense$4,557,0002,059
Salaries and employee benefits$2,797,0001,976
Premises and equipment expense$466,0002,120
Additional noninterest expense$1,294,0002,116
Pre-tax net operating income$961,0002,983
Securities gains (losses)$02,249
Applicable income taxes$217,0001,997
Income before extraordinary items$744,0003,200
Extraordinary gains, net$04
Net income$744,0003,199
Minority interest net income$065
Net income of bank and minority interests.$744,0003,200
Net charge-offs$-394,0005,029
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$744,0003,145
2020-03-31 (YTD Data)Rank
Total interest income$4,353,0001,696
Total interest expense$1,688,000910
Net interest income$2,665,0002,108
Provision for loan and lease losses$03,711
Total noninterest income$63,0004,185
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,367
Total noninterest expense$2,281,0002,077
Salaries and employee benefits$1,421,0001,966
Premises and equipment expense$214,0002,246
Additional noninterest expense$646,0002,134
Pre-tax net operating income$447,0002,927
Securities gains (losses)$01,705
Applicable income taxes$27,0002,749
Income before extraordinary items$420,0002,861
Extraordinary gains, net$04
Net income$420,0002,861
Minority interest net income$056
Net income of bank and minority interests.$420,0002,862
Net charge-offs$-409,0005,083
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$420,0002,845
2019-12-31 (YTD Data)Rank
Total interest income$17,235,0001,720
Total interest expense$6,335,0001,012
Net interest income$10,900,0002,083
Provision for loan and lease losses$03,973
Total noninterest income$159,0004,594
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$163,0003,408
Trading account gains and feesNANA
Additional Noninterest Income$-4,0005,108
Total noninterest expense$9,840,0001,952
Salaries and employee benefits$5,652,0001,937
Premises and equipment expense$994,0002,048
Additional noninterest expense$3,194,0001,815
Pre-tax net operating income$1,219,0003,653
Securities gains (losses)$02,379
Applicable income taxes$290,0002,381
Income before extraordinary items$929,0003,862
Extraordinary gains, net$011
Net income$929,0003,862
Minority interest net income$076
Net income of bank and minority interests.$929,0003,863
Net charge-offs$76,0002,382
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$929,0003,834
2019-09-30 (YTD Data)Rank
Total interest income$12,886,0001,739
Total interest expense$4,624,0001,038
Net interest income$8,262,0002,095
Provision for loan and lease losses$03,836
Total noninterest income$85,0004,804
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$101,0003,670
Trading account gains and feesNANA
Additional Noninterest Income$-16,0005,200
Total noninterest expense$7,005,0002,021
Salaries and employee benefits$4,094,0001,984
Premises and equipment expense$709,0002,125
Additional noninterest expense$2,202,0001,962
Pre-tax net operating income$1,342,0003,244
Securities gains (losses)$02,167
Applicable income taxes$323,0002,179
Income before extraordinary items$1,019,0003,466
Extraordinary gains, net$011
Net income$1,019,0003,466
Minority interest net income$072
Net income of bank and minority interests.$1,019,0003,466
Net charge-offs$13,0002,869
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,019,0003,439
2019-06-30 (YTD Data)Rank
Total interest income$8,600,0001,740
Total interest expense$2,980,0001,056
Net interest income$5,620,0002,062
Provision for loan and lease losses$03,685
Total noninterest income$35,0005,031
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$68,0003,663
Trading account gains and feesNANA
Additional Noninterest Income$-33,0005,265
Total noninterest expense$4,665,0002,034
Salaries and employee benefits$2,661,0002,016
Premises and equipment expense$418,0002,305
Additional noninterest expense$1,586,0001,843
Pre-tax net operating income$990,0003,113
Securities gains (losses)$01,702
Applicable income taxes$261,0001,980
Income before extraordinary items$729,0003,383
Extraordinary gains, net$011
Net income$729,0003,381
Minority interest net income$069
Net income of bank and minority interests.$729,0003,382
Net charge-offs$11,0002,558
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$729,0003,357
2019-03-31 (YTD Data)Rank
Total interest income$4,287,0001,747
Total interest expense$1,433,0001,061
Net interest income$2,854,0002,036
Provision for loan and lease losses$03,406
Total noninterest income$-12,0005,330
Gross Fiduciary activities income$0972
Service charges on deposit accounts$29,0003,870
Trading account gains and feesNANA
Additional Noninterest Income$-41,0005,327
Total noninterest expense$2,185,0002,140
Salaries and employee benefits$1,337,0002,029
Premises and equipment expense$200,0002,398
Additional noninterest expense$648,0002,159
Pre-tax net operating income$657,0002,673
Securities gains (losses)$01,087
Applicable income taxes$162,0001,769
Income before extraordinary items$495,0002,905
Extraordinary gains, net$05
Net income$495,0002,903
Minority interest net income$052
Net income of bank and minority interests.$495,0002,904
Net charge-offs$29,0001,522
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$495,0002,893
2018-12-31 (YTD Data)Rank
Total interest income$16,869,0001,682
Total interest expense$4,786,000965
Net interest income$12,083,0001,937
Provision for loan and lease losses$100,0003,044
Total noninterest income$106,0004,995
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$148,0003,687
Trading account gains and feesNANA
Additional Noninterest Income$-42,0005,348
Total noninterest expense$9,097,0002,046
Salaries and employee benefits$5,905,0001,844
Premises and equipment expense$834,0002,299
Additional noninterest expense$2,358,0002,317
Pre-tax net operating income$2,992,0002,505
Securities gains (losses)$01,125
Applicable income taxes$724,0001,662
Income before extraordinary items$2,268,0002,746
Extraordinary gains, net$06
Net income$2,268,0002,745
Minority interest net income$072
Net income of bank and minority interests.$2,268,0002,746
Net charge-offs$161,0001,814
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,268,0002,734
2018-09-30 (YTD Data)Rank
Total interest income$12,629,0001,668
Total interest expense$3,432,000937
Net interest income$9,197,0001,915
Provision for loan and lease losses$100,0002,576
Total noninterest income$162,0004,633
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$114,0003,692
Trading account gains and feesNANA
Additional Noninterest Income$48,0004,876
Total noninterest expense$6,459,0002,132
Salaries and employee benefits$4,076,0001,959
Premises and equipment expense$634,0002,292
Additional noninterest expense$1,749,0002,334
Pre-tax net operating income$2,800,0002,217
Securities gains (losses)$01,118
Applicable income taxes$717,0001,476
Income before extraordinary items$2,083,0002,447
Extraordinary gains, net$05
Net income$2,083,0002,446
Minority interest net income$066
Net income of bank and minority interests.$2,083,0002,446
Net charge-offs$161,0001,386
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,083,0002,445
2018-06-30 (YTD Data)Rank
Total interest income$8,435,0001,647
Total interest expense$2,168,000925
Net interest income$6,267,0001,876
Provision for loan and lease losses$100,0002,173
Total noninterest income$104,0004,719
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$67,0003,851
Trading account gains and feesNANA
Additional Noninterest Income$37,0004,846
Total noninterest expense$4,229,0002,167
Salaries and employee benefits$2,616,0002,036
Premises and equipment expense$428,0002,306
Additional noninterest expense$1,185,0002,315
Pre-tax net operating income$2,042,0002,078
Securities gains (losses)$0961
Applicable income taxes$539,0001,349
Income before extraordinary items$1,503,0002,306
Extraordinary gains, net$06
Net income$1,503,0002,304
Minority interest net income$065
Net income of bank and minority interests.$1,503,0002,305
Net charge-offs$125,0001,181
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,503,0002,308
2018-03-31 (YTD Data)Rank
Total interest income$4,269,0001,616
Total interest expense$1,023,000939
Net interest income$3,246,0001,801
Provision for loan and lease losses$03,508
Total noninterest income$69,0004,496
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$35,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,490
Total noninterest expense$2,110,0002,184
Salaries and employee benefits$1,321,0002,031
Premises and equipment expense$217,0002,317
Additional noninterest expense$572,0002,378
Pre-tax net operating income$1,205,0001,775
Securities gains (losses)$0735
Applicable income taxes$296,0001,233
Income before extraordinary items$909,0001,973
Extraordinary gains, net$07
Net income$909,0001,972
Minority interest net income$052
Net income of bank and minority interests.$909,0001,973
Net charge-offs$43,0001,272
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$909,0001,961
2017-12-31 (YTD Data)Rank
Total interest income$16,889,0001,583
Total interest expense$3,916,000852
Net interest income$12,973,0001,785
Provision for loan and lease losses$04,227
Total noninterest income$211,0004,822
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$146,0003,874
Trading account gains and fees$0151
Additional Noninterest Income$65,0005,029
Total noninterest expense$8,908,0002,096
Salaries and employee benefits$5,664,0001,899
Premises and equipment expense$833,0002,384
Additional noninterest expense$2,411,0002,313
Pre-tax net operating income$4,276,0001,941
Securities gains (losses)$02,243
Applicable income taxes$2,239,0001,196
Income before extraordinary items$2,037,0002,667
Extraordinary gains, net$09
Net income$2,037,0002,666
Minority interest net income$076
Net income of bank and minority interests.$2,037,0002,667
Net charge-offs$14,0003,567
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,037,0002,653
2017-09-30 (YTD Data)Rank
Total interest income$12,727,0001,577
Total interest expense$2,995,000831
Net interest income$9,732,0001,785
Provision for loan and lease losses$04,088
Total noninterest income$105,0005,155
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$105,0003,958
Trading account gains and fees$0145
Additional Noninterest Income$05,632
Total noninterest expense$6,289,0002,196
Salaries and employee benefits$3,930,0002,030
Premises and equipment expense$633,0002,377
Additional noninterest expense$1,726,0002,402
Pre-tax net operating income$3,548,0001,814
Securities gains (losses)$02,274
Applicable income taxes$1,336,0001,215
Income before extraordinary items$2,212,0002,220
Extraordinary gains, net$09
Net income$2,212,0002,220
Minority interest net income$071
Net income of bank and minority interests.$2,212,0002,220
Net charge-offs$-15,0004,847
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,212,0002,196
2017-06-30 (YTD Data)Rank
Total interest income$8,468,0001,554
Total interest expense$1,904,000825
Net interest income$6,564,0001,759
Provision for loan and lease losses$03,871
Total noninterest income$65,0005,223
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$67,0004,018
Trading account gains and fees$0139
Additional Noninterest Income$-2,0005,712
Total noninterest expense$4,098,0002,248
Salaries and employee benefits$2,550,0002,076
Premises and equipment expense$409,0002,439
Additional noninterest expense$1,139,0002,440
Pre-tax net operating income$2,531,0001,684
Securities gains (losses)$01,906
Applicable income taxes$934,0001,155
Income before extraordinary items$1,597,0002,054
Extraordinary gains, net$011
Net income$1,597,0002,054
Minority interest net income$071
Net income of bank and minority interests.$1,597,0002,054
Net charge-offs$-3,0004,411
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,597,0002,023
2017-03-31 (YTD Data)Rank
Total interest income$4,231,0001,545
Total interest expense$938,000820
Net interest income$3,293,0001,747
Provision for loan and lease losses$03,537
Total noninterest income$44,0005,070
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$31,0004,167
Trading account gains and fees$0142
Additional Noninterest Income$13,0005,246
Total noninterest expense$2,050,0002,261
Salaries and employee benefits$1,288,0002,083
Premises and equipment expense$205,0002,471
Additional noninterest expense$557,0002,462
Pre-tax net operating income$1,287,0001,624
Securities gains (losses)$01,153
Applicable income taxes$461,0001,142
Income before extraordinary items$826,0001,931
Extraordinary gains, net$08
Net income$826,0001,931
Minority interest net income$055
Net income of bank and minority interests.$826,0001,931
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$826,0001,909
2016-12-31 (YTD Data)Rank
Total interest income$17,282,0001,471
Total interest expense$3,734,000787
Net interest income$13,548,0001,650
Provision for loan and lease losses$04,332
Total noninterest income$135,0005,329
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$126,0004,240
Trading account gains and fees$0170
Additional Noninterest Income$9,0005,696
Total noninterest expense$8,673,0002,151
Salaries and employee benefits$5,380,0001,971
Premises and equipment expense$821,0002,449
Additional noninterest expense$2,472,0002,329
Pre-tax net operating income$5,010,0001,625
Securities gains (losses)$422,000512
Applicable income taxes$1,981,0001,056
Income before extraordinary items$3,451,0001,873
Extraordinary gains, net$05
Net income$3,451,0001,872
Minority interest net income$082
Net income of bank and minority interests.$3,451,0001,872
Net charge-offs$-21,0005,121
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,180,9201,953
2016-09-30 (YTD Data)Rank
Total interest income$13,002,0001,471
Total interest expense$2,796,000783
Net interest income$10,206,0001,651
Provision for loan and lease losses$04,186
Total noninterest income$99,0005,401
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$96,0004,251
Trading account gains and fees$0169
Additional Noninterest Income$3,0005,827
Total noninterest expense$6,177,0002,235
Salaries and employee benefits$3,718,0002,089
Premises and equipment expense$606,0002,490
Additional noninterest expense$1,853,0002,331
Pre-tax net operating income$4,128,0001,526
Securities gains (losses)$03,160
Applicable income taxes$1,515,0001,065
Income before extraordinary items$2,613,0001,880
Extraordinary gains, net$05
Net income$2,613,0001,880
Minority interest net income$071
Net income of bank and minority interests.$2,613,0001,880
Net charge-offs$16,0003,263
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,613,0001,827
2016-06-30 (YTD Data)Rank
Total interest income$8,631,0001,478
Total interest expense$1,854,000789
Net interest income$6,777,0001,657
Provision for loan and lease losses$04,017
Total noninterest income$73,0005,370
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$64,0004,260
Trading account gains and fees$0157
Additional Noninterest Income$9,0005,740
Total noninterest expense$4,005,0002,297
Salaries and employee benefits$2,379,0002,180
Premises and equipment expense$391,0002,552
Additional noninterest expense$1,235,0002,344
Pre-tax net operating income$2,845,0001,464
Securities gains (losses)$02,835
Applicable income taxes$1,033,0001,057
Income before extraordinary items$1,812,0001,805
Extraordinary gains, net$016
Net income$1,812,0001,805
Minority interest net income$071
Net income of bank and minority interests.$1,812,0001,805
Net charge-offs$32,0002,473
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,812,0001,754
2016-03-31 (YTD Data)Rank
Total interest income$4,334,0001,467
Total interest expense$920,000787
Net interest income$3,414,0001,653
Provision for loan and lease losses$03,656
Total noninterest income$39,0005,347
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$7,0005,681
Total noninterest expense$2,047,0002,265
Salaries and employee benefits$1,193,0002,189
Premises and equipment expense$221,0002,359
Additional noninterest expense$633,0002,284
Pre-tax net operating income$1,406,0001,462
Securities gains (losses)$02,077
Applicable income taxes$528,0001,018
Income before extraordinary items$878,0001,824
Extraordinary gains, net$012
Net income$878,0001,825
Minority interest net income$062
Net income of bank and minority interests.$878,0001,825
Net charge-offs$6,0002,526
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$878,0001,774
2015-12-31 (YTD Data)Rank
Total interest income$17,695,0001,403
Total interest expense$3,532,000793
Net interest income$14,163,0001,546
Provision for loan and lease losses$100,0003,023
Total noninterest income$155,0005,409
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$128,0004,371
Trading account gains and fees$0159
Additional Noninterest Income$27,0005,730
Total noninterest expense$8,658,0002,156
Salaries and employee benefits$5,233,0001,985
Premises and equipment expense$868,0002,405
Additional noninterest expense$2,557,0002,295
Pre-tax net operating income$5,560,0001,443
Securities gains (losses)$03,216
Applicable income taxes$1,993,0001,016
Income before extraordinary items$3,567,0001,762
Extraordinary gains, net$023
Net income$3,567,0001,762
Minority interest net income$081
Net income of bank and minority interests.$3,567,0001,763
Net charge-offs$172,0002,130
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,567,0001,726
2015-09-30 (YTD Data)Rank
Total interest income$13,334,0001,411
Total interest expense$2,634,000801
Net interest income$10,700,0001,553
Provision for loan and lease losses$111,0002,565
Total noninterest income$70,0005,819
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$97,0004,393
Trading account gains and fees$0153
Additional Noninterest Income$-27,0006,179
Total noninterest expense$6,217,0002,225
Salaries and employee benefits$3,661,0002,103
Premises and equipment expense$642,0002,455
Additional noninterest expense$1,914,0002,294
Pre-tax net operating income$4,442,0001,405
Securities gains (losses)$03,031
Applicable income taxes$1,659,000960
Income before extraordinary items$2,783,0001,738
Extraordinary gains, net$021
Net income$2,783,0001,740
Minority interest net income$078
Net income of bank and minority interests.$2,783,0001,741
Net charge-offs$156,0001,753
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,783,0001,696
2015-06-30 (YTD Data)Rank
Total interest income$8,977,0001,406
Total interest expense$1,737,000816
Net interest income$7,240,0001,540
Provision for loan and lease losses$111,0002,121
Total noninterest income$91,0005,377
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$64,0004,407
Trading account gains and fees$0157
Additional Noninterest Income$27,0005,572
Total noninterest expense$4,026,0002,285
Salaries and employee benefits$2,364,0002,178
Premises and equipment expense$431,0002,451
Additional noninterest expense$1,231,0002,381
Pre-tax net operating income$3,194,0001,303
Securities gains (losses)$02,636
Applicable income taxes$1,193,000911
Income before extraordinary items$2,001,0001,616
Extraordinary gains, net$022
Net income$2,001,0001,619
Minority interest net income$075
Net income of bank and minority interests.$2,001,0001,619
Net charge-offs$153,0001,367
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,001,0001,571
2015-03-31 (YTD Data)Rank
Total interest income$4,542,0001,388
Total interest expense$862,000825
Net interest income$3,680,0001,510
Provision for loan and lease losses$11,0003,207
Total noninterest income$69,0004,958
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$38,0004,805
Total noninterest expense$1,977,0002,332
Salaries and employee benefits$1,170,0002,207
Premises and equipment expense$220,0002,457
Additional noninterest expense$587,0002,460
Pre-tax net operating income$1,761,0001,166
Securities gains (losses)$02,027
Applicable income taxes$699,000799
Income before extraordinary items$1,062,0001,504
Extraordinary gains, net$013
Net income$1,062,0001,505
Minority interest net income$064
Net income of bank and minority interests.$1,062,0001,506
Net charge-offs$136,000923
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,062,0001,457
2014-12-31 (YTD Data)Rank
Total interest income$18,945,0001,344
Total interest expense$3,858,000763
Net interest income$15,087,0001,465
Provision for loan and lease losses$273,0002,107
Total noninterest income$-7,0006,404
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$128,0004,633
Trading account gains and fees$0180
Additional Noninterest Income$-135,0006,402
Total noninterest expense$8,859,0002,131
Salaries and employee benefits$5,126,0001,995
Premises and equipment expense$884,0002,475
Additional noninterest expense$2,849,0002,127
Pre-tax net operating income$5,948,0001,323
Securities gains (losses)$03,259
Applicable income taxes$2,069,000961
Income before extraordinary items$3,879,0001,629
Extraordinary gains, net$017
Net income$3,879,0001,629
Minority interest net income$084
Net income of bank and minority interests.$3,879,0001,628
Net charge-offs$283,0002,083
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,879,0001,599
2014-09-30 (YTD Data)Rank
Total interest income$14,514,0001,311
Total interest expense$2,900,000768
Net interest income$11,614,0001,441
Provision for loan and lease losses$273,0001,730
Total noninterest income$27,0006,372
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$96,0004,695
Trading account gains and fees$0174
Additional Noninterest Income$-69,0006,482
Total noninterest expense$6,460,0002,191
Salaries and employee benefits$3,704,0002,083
Premises and equipment expense$662,0002,509
Additional noninterest expense$2,094,0002,159
Pre-tax net operating income$4,908,0001,240
Securities gains (losses)$02,980
Applicable income taxes$1,948,000821
Income before extraordinary items$2,960,0001,600
Extraordinary gains, net$015
Net income$2,960,0001,600
Minority interest net income$081
Net income of bank and minority interests.$2,960,0001,600
Net charge-offs$244,0001,787
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,960,0001,577
2014-06-30 (YTD Data)Rank
Total interest income$9,829,0001,283
Total interest expense$2,005,000737
Net interest income$7,824,0001,417
Provision for loan and lease losses$273,0001,382
Total noninterest income$40,0006,230
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$66,0004,637
Trading account gains and fees$0172
Additional Noninterest Income$-26,0006,510
Total noninterest expense$4,169,0002,256
Salaries and employee benefits$2,389,0002,149
Premises and equipment expense$444,0002,510
Additional noninterest expense$1,336,0002,228
Pre-tax net operating income$3,422,0001,162
Securities gains (losses)$02,580
Applicable income taxes$1,361,000761
Income before extraordinary items$2,061,0001,493
Extraordinary gains, net$020
Net income$2,061,0001,496
Minority interest net income$080
Net income of bank and minority interests.$2,061,0001,495
Net charge-offs$157,0001,798
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,061,0001,462
2014-03-31 (YTD Data)Rank
Total interest income$5,036,0001,263
Total interest expense$1,019,000736
Net interest income$4,017,0001,378
Provision for loan and lease losses$03,817
Total noninterest income$1,0006,584
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$32,0004,672
Trading account gains and fees$0147
Additional Noninterest Income$-31,0006,615
Total noninterest expense$2,150,0002,196
Salaries and employee benefits$1,211,0002,132
Premises and equipment expense$236,0002,425
Additional noninterest expense$703,0002,137
Pre-tax net operating income$1,868,0001,040
Securities gains (losses)$01,715
Applicable income taxes$904,000608
Income before extraordinary items$964,0001,545
Extraordinary gains, net$016
Net income$964,0001,548
Minority interest net income$066
Net income of bank and minority interests.$964,0001,548
Net charge-offs$181,0001,010
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$964,0001,520
2013-12-31 (YTD Data)Rank
Total interest income$19,932,0001,271
Total interest expense$4,647,000720
Net interest income$15,285,0001,415
Provision for loan and lease losses$05,091
Total noninterest income$-49,0006,694
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$127,0004,853
Trading account gains and fees$0184
Additional Noninterest Income$-176,0006,663
Total noninterest expense$9,018,0002,097
Salaries and employee benefits$5,146,0001,983
Premises and equipment expense$1,209,0001,896
Additional noninterest expense$2,663,0002,319
Pre-tax net operating income$6,218,0001,188
Securities gains (losses)$03,182
Applicable income taxes$2,205,000840
Income before extraordinary items$4,013,0001,500
Extraordinary gains, net$029
Net income$4,013,0001,502
Minority interest net income$090
Net income of bank and minority interests.$4,013,0001,504
Net charge-offs$369,0002,342
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,013,0001,468
2013-09-30 (YTD Data)Rank
Total interest income$14,910,0001,281
Total interest expense$3,575,000722
Net interest income$11,335,0001,433
Provision for loan and lease losses$04,941
Total noninterest income$06,739
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$96,0004,890
Trading account gains and fees$0180
Additional Noninterest Income$-96,0006,734
Total noninterest expense$6,644,0002,123
Salaries and employee benefits$3,782,0002,034
Premises and equipment expense$903,0001,922
Additional noninterest expense$1,959,0002,347
Pre-tax net operating income$4,691,0001,214
Securities gains (losses)$03,040
Applicable income taxes$1,704,000849
Income before extraordinary items$2,987,0001,510
Extraordinary gains, net$025
Net income$2,987,0001,512
Minority interest net income$084
Net income of bank and minority interests.$2,987,0001,513
Net charge-offs$370,0001,908
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,987,0001,468
2013-06-30 (YTD Data)Rank
Total interest income$10,027,0001,262
Total interest expense$2,436,000732
Net interest income$7,591,0001,411
Provision for loan and lease losses$04,788
Total noninterest income$-78,0006,851
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$64,0004,876
Trading account gains and fees$0157
Additional Noninterest Income$-142,0006,829
Total noninterest expense$4,049,0002,326
Salaries and employee benefits$2,351,0002,170
Premises and equipment expense$418,0002,651
Additional noninterest expense$1,280,0002,388
Pre-tax net operating income$3,464,0001,083
Securities gains (losses)$02,791
Applicable income taxes$1,426,000704
Income before extraordinary items$2,038,0001,473
Extraordinary gains, net$022
Net income$2,038,0001,476
Minority interest net income$082
Net income of bank and minority interests.$2,038,0001,478
Net charge-offs$332,0001,594
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,038,0001,422
2013-03-31 (YTD Data)Rank
Total interest income$5,060,0001,263
Total interest expense$1,290,000715
Net interest income$3,770,0001,427
Provision for loan and lease losses$04,409
Total noninterest income$52,0005,695
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$31,0004,905
Trading account gains and fees$0148
Additional Noninterest Income$21,0005,637
Total noninterest expense$2,018,0002,350
Salaries and employee benefits$1,170,0002,211
Premises and equipment expense$201,0002,763
Additional noninterest expense$647,0002,379
Pre-tax net operating income$1,804,0001,019
Securities gains (losses)$01,966
Applicable income taxes$742,000672
Income before extraordinary items$1,062,0001,390
Extraordinary gains, net$010
Net income$1,062,0001,392
Minority interest net income$076
Net income of bank and minority interests.$1,062,0001,392
Net charge-offs$28,0002,842
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,062,0001,337
2012-12-31 (YTD Data)Rank
Total interest income$21,224,0001,252
Total interest expense$6,097,000712
Net interest income$15,127,0001,451
Provision for loan and lease losses$310,0003,317
Total noninterest income$-466,0006,989
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$131,0004,997
Trading account gains and fees$0166
Additional Noninterest Income$-597,0006,953
Total noninterest expense$8,701,0002,183
Salaries and employee benefits$4,883,0002,043
Premises and equipment expense$880,0002,540
Additional noninterest expense$2,938,0002,214
Pre-tax net operating income$5,650,0001,231
Securities gains (losses)$03,810
Applicable income taxes$2,001,000879
Income before extraordinary items$3,649,0001,567
Extraordinary gains, net$029
Net income$3,649,0001,568
Minority interest net income$093
Net income of bank and minority interests.$3,649,0001,568
Net charge-offs$1,153,0001,673
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,649,0001,481
2012-09-30 (YTD Data)Rank
Total interest income$16,110,0001,268
Total interest expense$4,711,000722
Net interest income$11,399,0001,459
Provision for loan and lease losses$310,0002,930
Total noninterest income$-580,0007,114
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$99,0005,055
Trading account gains and fees$0157
Additional Noninterest Income$-679,0007,103
Total noninterest expense$6,218,0002,295
Salaries and employee benefits$3,445,0002,165
Premises and equipment expense$638,0002,642
Additional noninterest expense$2,135,0002,272
Pre-tax net operating income$4,291,0001,250
Securities gains (losses)$03,575
Applicable income taxes$1,947,000725
Income before extraordinary items$2,344,0001,839
Extraordinary gains, net$020
Net income$2,344,0001,838
Minority interest net income$086
Net income of bank and minority interests.$2,344,0001,840
Net charge-offs$1,019,0001,447
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,344,0001,736
2012-06-30 (YTD Data)Rank
Total interest income$10,881,0001,264
Total interest expense$3,204,000738
Net interest income$7,677,0001,440
Provision for loan and lease losses$310,0002,350
Total noninterest income$-192,0007,136
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$65,0005,098
Trading account gains and fees$0153
Additional Noninterest Income$-257,0007,102
Total noninterest expense$4,005,0002,361
Salaries and employee benefits$2,194,0002,263
Premises and equipment expense$429,0002,621
Additional noninterest expense$1,382,0002,347
Pre-tax net operating income$3,170,0001,126
Securities gains (losses)$03,178
Applicable income taxes$1,408,000677
Income before extraordinary items$1,762,0001,655
Extraordinary gains, net$019
Net income$1,762,0001,653
Minority interest net income$084
Net income of bank and minority interests.$1,762,0001,655
Net charge-offs$1,001,0001,138
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,762,0001,572
2012-03-31 (YTD Data)Rank
Total interest income$5,521,0001,250
Total interest expense$1,645,000740
Net interest income$3,876,0001,431
Provision for loan and lease losses$310,0001,472
Total noninterest income$-307,0007,260
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$21,0005,749
Trading account gains and fees$0148
Additional Noninterest Income$-328,0007,251
Total noninterest expense$2,002,0002,364
Salaries and employee benefits$1,095,0002,270
Premises and equipment expense$210,0002,707
Additional noninterest expense$697,0002,298
Pre-tax net operating income$1,257,0001,389
Securities gains (losses)$02,210
Applicable income taxes$397,0001,079
Income before extraordinary items$860,0001,690
Extraordinary gains, net$019
Net income$860,0001,690
Minority interest net income$078
Net income of bank and minority interests.$860,0001,691
Net charge-offs$857,000742
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$860,0001,586
2011-12-31 (YTD Data)Rank
Total interest income$21,937,0001,306
Total interest expense$7,601,000778
Net interest income$14,336,0001,556
Provision for loan and lease losses$3,050,0001,179
Total noninterest income$-955,0007,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0004,568
Trading account gains and fees$0146
Additional Noninterest Income$-1,135,0007,213
Total noninterest expense$8,116,0002,339
Salaries and employee benefits$4,740,0002,046
Premises and equipment expense$1,175,0002,100
Additional noninterest expense$2,201,0002,859
Pre-tax net operating income$2,215,0002,326
Securities gains (losses)$03,838
Applicable income taxes$981,0001,360
Income before extraordinary items$1,234,0003,154
Extraordinary gains, net$029
Net income$1,234,0003,157
Minority interest net income$096
Net income of bank and minority interests.$1,234,0003,157
Net charge-offs$1,524,0001,847
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,234,0003,054
2011-09-30 (YTD Data)Rank
Total interest income$16,484,0001,316
Total interest expense$5,751,000808
Net interest income$10,733,0001,570
Provision for loan and lease losses$3,350,000853
Total noninterest income$-684,0007,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0004,594
Trading account gains and fees$0145
Additional Noninterest Income$-818,0007,298
Total noninterest expense$5,745,0002,471
Salaries and employee benefits$3,306,0002,196
Premises and equipment expense$848,0002,181
Additional noninterest expense$1,591,0002,982
Pre-tax net operating income$954,0003,407
Securities gains (losses)$03,555
Applicable income taxes$357,0002,067
Income before extraordinary items$597,0004,038
Extraordinary gains, net$021
Net income$597,0004,040
Minority interest net income$087
Net income of bank and minority interests.$597,0004,040
Net charge-offs$1,136,0001,775
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$597,0003,923
2011-06-30 (YTD Data)Rank
Total interest income$10,981,0001,326
Total interest expense$3,871,000838
Net interest income$7,110,0001,584
Provision for loan and lease losses$3,350,000622
Total noninterest income$-474,0007,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0004,617
Trading account gains and fees$0153
Additional Noninterest Income$-562,0007,398
Total noninterest expense$3,785,0002,507
Salaries and employee benefits$2,155,0002,257
Premises and equipment expense$567,0002,206
Additional noninterest expense$1,063,0003,049
Pre-tax net operating income$-499,0006,790
Securities gains (losses)$02,914
Applicable income taxes$-165,0007,191
Income before extraordinary items$-334,0006,738
Extraordinary gains, net$015
Net income$-334,0006,738
Minority interest net income$089
Net income of bank and minority interests.$-334,0006,739
Net charge-offs$943,0001,522
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-334,0006,712
2011-03-31 (YTD Data)Rank
Total interest income$5,436,0001,352
Total interest expense$1,984,000848
Net interest income$3,452,0001,623
Provision for loan and lease losses$1,420,000674
Total noninterest income$-189,0007,465
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0004,666
Trading account gains and fees$0158
Additional Noninterest Income$-231,0007,448
Total noninterest expense$1,855,0002,570
Salaries and employee benefits$1,087,0002,251
Premises and equipment expense$275,0002,292
Additional noninterest expense$493,0003,224
Pre-tax net operating income$-12,0006,404
Securities gains (losses)$01,772
Applicable income taxes$-6,0006,967
Income before extraordinary items$-6,0006,412
Extraordinary gains, net$09
Net income$-6,0006,412
Minority interest net income$086
Net income of bank and minority interests.$-6,0006,412
Net charge-offs$100,0002,729
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-6,0006,391
2010-12-31 (YTD Data)Rank
Total interest income$21,904,0001,394
Total interest expense$8,673,000963
Net interest income$13,231,0001,671
Provision for loan and lease losses$1,637,0002,345
Total noninterest income$-60,0007,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-60,0007,135
Total noninterest expense$8,133,0002,380
Salaries and employee benefits$4,692,0002,063
Premises and equipment expense$1,154,0002,188
Additional noninterest expense$2,287,0002,895
Pre-tax net operating income$3,401,0001,458
Securities gains (losses)$03,793
Applicable income taxes$1,256,0001,025
Income before extraordinary items$2,145,0001,903
Extraordinary gains, net$029
Net income$2,145,0001,904
Minority interest net income$0111
Net income of bank and minority interests.$2,145,0001,905
Net charge-offs$815,0002,975
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,145,0001,832
2010-09-30 (YTD Data)Rank
Total interest income$16,551,0001,414
Total interest expense$6,616,000982
Net interest income$9,935,0001,696
Provision for loan and lease losses$1,003,0002,497
Total noninterest income$178,0005,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$178,0004,370
Total noninterest expense$5,750,0002,521
Salaries and employee benefits$3,278,0002,216
Premises and equipment expense$807,0002,375
Additional noninterest expense$1,665,0002,921
Pre-tax net operating income$3,360,0001,181
Securities gains (losses)$03,651
Applicable income taxes$1,476,000749
Income before extraordinary items$1,884,0001,750
Extraordinary gains, net$023
Net income$1,884,0001,753
Minority interest net income$0110
Net income of bank and minority interests.$1,884,0001,753
Net charge-offs$565,0002,909
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,884,0001,661
2010-06-30 (YTD Data)Rank
Total interest income$11,046,0001,430
Total interest expense$4,465,0001,003
Net interest income$6,581,0001,710
Provision for loan and lease losses$848,0002,132
Total noninterest income$154,0005,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$154,0003,933
Total noninterest expense$3,716,0002,604
Salaries and employee benefits$2,138,0002,271
Premises and equipment expense$534,0002,401
Additional noninterest expense$1,044,0003,081
Pre-tax net operating income$2,171,0001,200
Securities gains (losses)$03,184
Applicable income taxes$863,000814
Income before extraordinary items$1,308,0001,676
Extraordinary gains, net$019
Net income$1,308,0001,675
Minority interest net income$0105
Net income of bank and minority interests.$1,308,0001,676
Net charge-offs$477,0002,507
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,308,0001,602
2010-03-31 (YTD Data)Rank
Total interest income$5,487,0001,481
Total interest expense$2,294,0001,024
Net interest income$3,193,0001,775
Provision for loan and lease losses$823,0001,332
Total noninterest income$66,0005,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$66,0004,229
Total noninterest expense$1,843,0002,643
Salaries and employee benefits$1,043,0002,366
Premises and equipment expense$268,0002,436
Additional noninterest expense$532,0003,005
Pre-tax net operating income$593,0002,120
Securities gains (losses)$02,284
Applicable income taxes$534,000673
Income before extraordinary items$59,0005,560
Extraordinary gains, net$016
Net income$59,0005,562
Minority interest net income$091
Net income of bank and minority interests.$59,0005,561
Net charge-offs$374,0001,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$59,0005,460
2009-12-31 (YTD Data)Rank
Total interest income$22,563,0001,522
Total interest expense$11,624,0001,017
Net interest income$10,939,0002,006
Provision for loan and lease losses$859,0003,746
Total noninterest income$318,0005,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$318,0003,904
Total noninterest expense$7,721,0002,556
Salaries and employee benefits$4,272,0002,301
Premises and equipment expense$1,116,0002,352
Additional noninterest expense$2,333,0002,912
Pre-tax net operating income$2,677,0001,497
Securities gains (losses)$03,754
Applicable income taxes$914,0001,040
Income before extraordinary items$1,763,0001,865
Extraordinary gains, net$034
Net income$1,763,0001,862
Minority interest net income$0115
Net income of bank and minority interests.$1,763,0001,864
Net charge-offs$346,0004,307
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,763,0001,827
2009-09-30 (YTD Data)Rank
Total interest income$16,979,0001,541
Total interest expense$9,103,0001,030
Net interest income$7,876,0002,086
Provision for loan and lease losses$450,0003,968
Total noninterest income$174,0006,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$174,0004,513
Total noninterest expense$5,613,0002,637
Salaries and employee benefits$3,051,0002,441
Premises and equipment expense$815,0002,435
Additional noninterest expense$1,747,0002,888
Pre-tax net operating income$1,987,0001,640
Securities gains (losses)$03,497
Applicable income taxes$720,0001,072
Income before extraordinary items$1,267,0002,085
Extraordinary gains, net$027
Net income$1,267,0002,083
Minority interest net income$0118
Net income of bank and minority interests.$1,267,0002,085
Net charge-offs$179,0004,372
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,267,0002,040
2009-06-30 (YTD Data)Rank
Total interest income$11,313,0001,571
Total interest expense$6,285,0001,056
Net interest income$5,028,0002,178
Provision for loan and lease losses$400,0003,257
Total noninterest income$117,0006,148
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$117,0004,530
Total noninterest expense$3,706,0002,692
Salaries and employee benefits$1,938,0002,572
Premises and equipment expense$546,0002,462
Additional noninterest expense$1,222,0002,770
Pre-tax net operating income$1,039,0002,048
Securities gains (losses)$03,136
Applicable income taxes$533,0001,032
Income before extraordinary items$506,0003,066
Extraordinary gains, net$021
Net income$506,0003,063
Minority interest net income$0112
Net income of bank and minority interests.$506,0003,065
Net charge-offs$179,0003,568
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$506,0002,967
2009-03-31 (YTD Data)Rank
Total interest income$5,648,0001,600
Total interest expense$3,224,0001,072
Net interest income$2,424,0002,256
Provision for loan and lease losses$06,744
Total noninterest income$65,0005,965
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$65,0004,382
Total noninterest expense$1,699,0002,815
Salaries and employee benefits$976,0002,594
Premises and equipment expense$269,0002,529
Additional noninterest expense$454,0003,253
Pre-tax net operating income$790,0001,626
Securities gains (losses)$02,434
Applicable income taxes$270,0001,159
Income before extraordinary items$520,0002,058
Extraordinary gains, net$015
Net income$520,0002,059
Minority interest net income$0102
Net income of bank and minority interests.$520,0002,059
Net charge-offs$175,0002,261
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$520,0001,935
2008-12-31 (YTD Data)Rank
Total interest income$22,252,0001,739
Total interest expense$13,226,0001,229
Net interest income$9,026,0002,418
Provision for loan and lease losses$07,334
Total noninterest income$305,0005,790
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$305,0004,065
Total noninterest expense$6,768,0002,763
Salaries and employee benefits$4,138,0002,432
Premises and equipment expense$1,081,0002,450
Additional noninterest expense$1,549,0003,541
Pre-tax net operating income$2,563,0002,046
Securities gains (losses)$03,220
Applicable income taxes$919,0001,274
Income before extraordinary items$1,644,0002,357
Extraordinary gains, net$039
Net income$1,644,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,011
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,644,0002,494
2008-09-30 (YTD Data)Rank
Total interest income$16,570,0001,787
Total interest expense$9,866,0001,288
Net interest income$6,704,0002,461
Provision for loan and lease losses$06,991
Total noninterest income$181,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$181,0004,627
Total noninterest expense$4,861,0002,836
Salaries and employee benefits$2,915,0002,604
Premises and equipment expense$805,0002,474
Additional noninterest expense$1,141,0003,513
Pre-tax net operating income$2,024,0002,296
Securities gains (losses)$03,106
Applicable income taxes$668,0001,581
Income before extraordinary items$1,356,0002,520
Extraordinary gains, net$031
Net income$1,356,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,143
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,356,0002,640
2008-06-30 (YTD Data)Rank
Total interest income$10,874,0001,836
Total interest expense$6,563,0001,346
Net interest income$4,311,0002,541
Provision for loan and lease losses$06,671
Total noninterest income$117,0006,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$117,0004,777
Total noninterest expense$3,096,0002,969
Salaries and employee benefits$1,894,0002,692
Premises and equipment expense$521,0002,548
Additional noninterest expense$681,0003,793
Pre-tax net operating income$1,332,0002,422
Securities gains (losses)$03,233
Applicable income taxes$438,0001,757
Income before extraordinary items$894,0002,816
Extraordinary gains, net$021
Net income$894,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,294
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$894,0002,760
2008-03-31 (YTD Data)Rank
Total interest income$5,352,0001,910
Total interest expense$3,253,0001,443
Net interest income$2,099,0002,600
Provision for loan and lease losses$06,080
Total noninterest income$64,0006,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$64,0004,577
Total noninterest expense$1,578,0002,921
Salaries and employee benefits$945,0002,715
Premises and equipment expense$264,0002,549
Additional noninterest expense$369,0003,522
Pre-tax net operating income$585,0002,763
Securities gains (losses)$02,688
Applicable income taxes$188,0002,052
Income before extraordinary items$397,0003,204
Extraordinary gains, net$015
Net income$397,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$397,0003,126
2007-12-31 (YTD Data)Rank
Total interest income$20,538,0002,042
Total interest expense$12,098,0001,651
Net interest income$8,440,0002,595
Provision for loan and lease losses$06,851
Total noninterest income$307,0005,992
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$307,0004,198
Total noninterest expense$6,672,0002,704
Salaries and employee benefits$4,134,0002,422
Premises and equipment expense$1,095,0002,371
Additional noninterest expense$1,443,0003,536
Pre-tax net operating income$2,075,0003,243
Securities gains (losses)$02,146
Applicable income taxes$569,0002,585
Income before extraordinary items$1,506,0003,445
Extraordinary gains, net$039
Net income$1,506,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,954
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,506,0003,427
2007-09-30 (YTD Data)Rank
Total interest income$15,356,0002,054
Total interest expense$8,951,0001,673
Net interest income$6,405,0002,586
Provision for loan and lease losses$06,528
Total noninterest income$180,0006,508
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$180,0004,706
Total noninterest expense$4,842,0002,741
Salaries and employee benefits$2,963,0002,512
Premises and equipment expense$815,0002,372
Additional noninterest expense$1,064,0003,530
Pre-tax net operating income$1,743,0003,141
Securities gains (losses)$01,655
Applicable income taxes$632,0002,213
Income before extraordinary items$1,111,0003,650
Extraordinary gains, net$033
Net income$1,111,0003,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,814
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,111,0003,636
2007-06-30 (YTD Data)Rank
Total interest income$10,231,0002,066
Total interest expense$5,885,0001,707
Net interest income$4,346,0002,569
Provision for loan and lease losses$06,209
Total noninterest income$118,0006,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$118,0004,783
Total noninterest expense$3,113,0002,876
Salaries and employee benefits$1,929,0002,598
Premises and equipment expense$545,0002,368
Additional noninterest expense$639,0003,827
Pre-tax net operating income$1,351,0002,876
Securities gains (losses)$01,444
Applicable income taxes$461,0002,183
Income before extraordinary items$890,0003,277
Extraordinary gains, net$029
Net income$890,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,723
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$890,0003,259
2007-03-31 (YTD Data)Rank
Total interest income$5,109,0002,077
Total interest expense$2,894,0001,717
Net interest income$2,215,0002,536
Provision for loan and lease losses$05,779
Total noninterest income$57,0006,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$57,0004,859
Total noninterest expense$1,557,0002,887
Salaries and employee benefits$973,0002,602
Premises and equipment expense$268,0002,433
Additional noninterest expense$316,0003,819
Pre-tax net operating income$715,0002,757
Securities gains (losses)$01,187
Applicable income taxes$275,0001,972
Income before extraordinary items$440,0003,286
Extraordinary gains, net$022
Net income$440,0003,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$440,0003,261
2006-12-31 (YTD Data)Rank
Total interest income$20,090,0001,971
Total interest expense$10,627,0001,588
Net interest income$9,463,0002,407
Provision for loan and lease losses$06,850
Total noninterest income$266,0006,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$266,0004,531
Total noninterest expense$6,804,0002,579
Salaries and employee benefits$4,219,0002,333
Premises and equipment expense$1,128,0002,202
Additional noninterest expense$1,457,0003,361
Pre-tax net operating income$2,925,0002,820
Securities gains (losses)$01,687
Applicable income taxes$1,031,0002,151
Income before extraordinary items$1,894,0003,217
Extraordinary gains, net$051
Net income$1,894,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,239
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,894,0003,202
2006-09-30 (YTD Data)Rank
Total interest income$15,051,0001,967
Total interest expense$7,760,0001,586
Net interest income$7,291,0002,373
Provision for loan and lease losses$06,685
Total noninterest income$153,0006,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$153,0005,083
Total noninterest expense$4,865,0002,696
Salaries and employee benefits$3,010,0002,439
Premises and equipment expense$813,0002,289
Additional noninterest expense$1,042,0003,497
Pre-tax net operating income$2,579,0002,588
Securities gains (losses)$01,388
Applicable income taxes$926,0001,986
Income before extraordinary items$1,653,0002,980
Extraordinary gains, net$045
Net income$1,653,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,653,0002,970
2006-06-30 (YTD Data)Rank
Total interest income$9,999,0001,945
Total interest expense$5,000,0001,552
Net interest income$4,999,0002,330
Provision for loan and lease losses$06,419
Total noninterest income$106,0006,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,005
Total noninterest expense$3,165,0002,768
Salaries and employee benefits$1,979,0002,460
Premises and equipment expense$548,0002,268
Additional noninterest expense$638,0003,736
Pre-tax net operating income$1,940,0002,367
Securities gains (losses)$01,185
Applicable income taxes$732,0001,791
Income before extraordinary items$1,208,0002,782
Extraordinary gains, net$039
Net income$1,208,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,208,0002,770
2006-03-31 (YTD Data)Rank
Total interest income$5,002,0001,913
Total interest expense$2,422,0001,520
Net interest income$2,580,0002,254
Provision for loan and lease losses$06,013
Total noninterest income$58,0006,685
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,825
Total noninterest expense$1,559,0002,794
Salaries and employee benefits$980,0002,488
Premises and equipment expense$273,0002,285
Additional noninterest expense$306,0003,834
Pre-tax net operating income$1,079,0002,150
Securities gains (losses)$0955
Applicable income taxes$407,0001,635
Income before extraordinary items$672,0002,522
Extraordinary gains, net$021
Net income$672,0002,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$672,0002,506
2005-12-31 (YTD Data)Rank
Total interest income$19,915,0001,692
Total interest expense$9,052,0001,250
Net interest income$10,863,0002,042
Provision for loan and lease losses$07,120
Total noninterest income$244,0006,717
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$244,0004,786
Total noninterest expense$6,804,0002,453
Salaries and employee benefits$4,090,0002,240
Premises and equipment expense$1,150,0002,086
Additional noninterest expense$1,564,0003,124
Pre-tax net operating income$4,303,0002,110
Securities gains (losses)$02,296
Applicable income taxes$1,568,0001,658
Income before extraordinary items$2,735,0002,426
Extraordinary gains, net$046
Net income$2,735,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,735,0002,393
2005-09-30 (YTD Data)Rank
Total interest income$14,989,0001,653
Total interest expense$6,650,0001,194
Net interest income$8,339,0001,984
Provision for loan and lease losses$06,899
Total noninterest income$172,0006,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$172,0004,931
Total noninterest expense$4,786,0002,572
Salaries and employee benefits$2,873,0002,352
Premises and equipment expense$818,0002,187
Additional noninterest expense$1,095,0003,278
Pre-tax net operating income$3,725,0001,876
Securities gains (losses)$02,317
Applicable income taxes$1,358,0001,492
Income before extraordinary items$2,367,0002,168
Extraordinary gains, net$035
Net income$2,367,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,367,0002,135
2005-06-30 (YTD Data)Rank
Total interest income$10,003,0001,605
Total interest expense$4,300,0001,153
Net interest income$5,703,0001,903
Provision for loan and lease losses$06,626
Total noninterest income$102,0007,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$102,0005,146
Total noninterest expense$3,104,0002,615
Salaries and employee benefits$1,875,0002,380
Premises and equipment expense$544,0002,185
Additional noninterest expense$685,0003,420
Pre-tax net operating income$2,701,0001,716
Securities gains (losses)$02,146
Applicable income taxes$1,022,0001,357
Income before extraordinary items$1,679,0002,019
Extraordinary gains, net$030
Net income$1,679,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,679,0001,982
2005-03-31 (YTD Data)Rank
Total interest income$4,994,0001,565
Total interest expense$2,082,0001,129
Net interest income$2,912,0001,835
Provision for loan and lease losses$06,226
Total noninterest income$47,0007,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$47,0005,321
Total noninterest expense$1,529,0002,664
Salaries and employee benefits$928,0002,431
Premises and equipment expense$275,0002,169
Additional noninterest expense$326,0003,557
Pre-tax net operating income$1,430,0001,585
Securities gains (losses)$01,685
Applicable income taxes$536,0001,271
Income before extraordinary items$894,0001,898
Extraordinary gains, net$024
Net income$894,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$894,0001,859
2004-12-31 (YTD Data)Rank
Total interest income$19,873,0001,447
Total interest expense$8,488,000963
Net interest income$11,385,0001,777
Provision for loan and lease losses$07,314
Total noninterest income$220,0006,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$220,0004,913
Total noninterest expense$6,573,0002,435
Salaries and employee benefits$4,031,0002,150
Premises and equipment expense$1,127,0002,040
Additional noninterest expense$1,415,0003,269
Pre-tax net operating income$5,032,0001,690
Securities gains (losses)$03,819
Applicable income taxes$1,757,0001,422
Income before extraordinary items$3,275,0001,921
Extraordinary gains, net$034
Net income$3,275,0001,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,599
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,275,0001,877
2004-09-30 (YTD Data)Rank
Total interest income$14,980,0001,422
Total interest expense$6,371,000939
Net interest income$8,609,0001,748
Provision for loan and lease losses$07,100
Total noninterest income$160,0007,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$160,0004,974
Total noninterest expense$4,563,0002,570
Salaries and employee benefits$2,740,0002,362
Premises and equipment expense$836,0002,071
Additional noninterest expense$987,0003,468
Pre-tax net operating income$4,206,0001,530
Securities gains (losses)$03,710
Applicable income taxes$1,454,0001,311
Income before extraordinary items$2,752,0001,754
Extraordinary gains, net$026
Net income$2,752,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,578
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,752,0001,703
2004-06-30 (YTD Data)Rank
Total interest income$9,955,0001,405
Total interest expense$4,257,000926
Net interest income$5,698,0001,751
Provision for loan and lease losses$06,885
Total noninterest income$122,0006,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$122,0004,745
Total noninterest expense$2,978,0002,630
Salaries and employee benefits$1,800,0002,394
Premises and equipment expense$563,0002,043
Additional noninterest expense$615,0003,677
Pre-tax net operating income$2,842,0001,496
Securities gains (losses)$03,413
Applicable income taxes$944,0001,344
Income before extraordinary items$1,898,0001,691
Extraordinary gains, net$021
Net income$1,898,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,898,0001,631
2004-03-31 (YTD Data)Rank
Total interest income$4,967,0001,410
Total interest expense$2,137,000940
Net interest income$2,830,0001,758
Provision for loan and lease losses$06,501
Total noninterest income$62,0006,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$62,0004,679
Total noninterest expense$1,496,0002,630
Salaries and employee benefits$891,0002,433
Premises and equipment expense$304,0001,906
Additional noninterest expense$301,0003,739
Pre-tax net operating income$1,396,0001,490
Securities gains (losses)$02,934
Applicable income taxes$450,0001,410
Income before extraordinary items$946,0001,672
Extraordinary gains, net$016
Net income$946,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$946,0001,584
2003-12-31 (YTD Data)Rank
Total interest income$20,529,0001,396
Total interest expense$9,573,000931
Net interest income$10,956,0001,783
Provision for loan and lease losses$07,651
Total noninterest income$354,0006,237
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$354,0004,195
Total noninterest expense$6,451,0002,433
Salaries and employee benefits$3,907,0002,173
Premises and equipment expense$1,217,0001,878
Additional noninterest expense$1,327,0003,434
Pre-tax net operating income$4,859,0001,677
Securities gains (losses)$04,500
Applicable income taxes$1,761,0001,408
Income before extraordinary items$3,098,0001,981
Extraordinary gains, net$054
Net income$3,098,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,475
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,098,0001,897
2003-09-30 (YTD Data)Rank
Total interest income$15,437,0001,418
Total interest expense$7,315,000956
Net interest income$8,122,0001,812
Provision for loan and lease losses$07,481
Total noninterest income$266,0006,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$266,0004,268
Total noninterest expense$4,436,0002,641
Salaries and employee benefits$2,649,0002,396
Premises and equipment expense$840,0002,049
Additional noninterest expense$947,0003,556
Pre-tax net operating income$3,952,0001,597
Securities gains (losses)$04,204
Applicable income taxes$1,424,0001,410
Income before extraordinary items$2,528,0001,897
Extraordinary gains, net$040
Net income$2,528,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,528,0001,796
2003-06-30 (YTD Data)Rank
Total interest income$10,406,0001,406
Total interest expense$4,881,000985
Net interest income$5,525,0001,764
Provision for loan and lease losses$07,324
Total noninterest income$193,0006,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$193,0004,098
Total noninterest expense$2,934,0002,655
Salaries and employee benefits$1,729,0002,433
Premises and equipment expense$558,0002,054
Additional noninterest expense$647,0003,468
Pre-tax net operating income$2,784,0001,505
Securities gains (losses)$03,782
Applicable income taxes$1,025,0001,343
Income before extraordinary items$1,759,0001,829
Extraordinary gains, net$030
Net income$1,759,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,822
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,759,0001,708
2003-03-31 (YTD Data)Rank
Total interest income$5,207,0001,416
Total interest expense$2,471,000995
Net interest income$2,736,0001,778
Provision for loan and lease losses$06,934
Total noninterest income$106,0005,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$106,0003,823
Total noninterest expense$1,446,0002,671
Salaries and employee benefits$865,0002,440
Premises and equipment expense$265,0002,144
Additional noninterest expense$316,0003,497
Pre-tax net operating income$1,396,0001,511
Securities gains (losses)$02,891
Applicable income taxes$551,0001,261
Income before extraordinary items$845,0001,874
Extraordinary gains, net$021
Net income$845,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$845,0001,769
2002-12-31 (YTD Data)Rank
Total interest income$21,554,0001,424
Total interest expense$11,339,000990
Net interest income$10,215,0001,902
Provision for loan and lease losses$08,089
Total noninterest income$368,0005,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$368,0003,840
Total noninterest expense$6,183,0002,395
Salaries and employee benefits$3,628,0002,209
Premises and equipment expense$1,216,0001,829
Additional noninterest expense$1,339,0003,277
Pre-tax net operating income$4,400,0001,836
Securities gains (losses)$04,537
Applicable income taxes$1,594,0001,571
Income before extraordinary items$2,806,0002,131
Extraordinary gains, net$070
Net income$2,806,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0009,162
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,806,0002,058
2001-12-31 (YTD Data)Rank
Total interest income$22,198,0001,526
Total interest expense$14,212,0001,127
Net interest income$7,986,0002,247
Provision for loan and lease losses$08,228
Total noninterest income$533,0004,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$533,0003,017
Total noninterest expense$6,022,0002,371
Salaries and employee benefits$3,546,0002,124
Premises and equipment expense$1,213,0001,785
Additional noninterest expense$1,263,0003,342
Pre-tax net operating income$2,497,0002,671
Securities gains (losses)$04,612
Applicable income taxes$929,0002,183
Income before extraordinary items$1,568,0003,117
Extraordinary gains, net$0105
Net income$1,568,0003,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,568,0003,024
2000-12-31 (YTD Data)Rank
Total interest income$20,926,0001,648
Total interest expense$12,506,0001,391
Net interest income$8,420,0002,107
Provision for loan and lease losses$08,337
Total noninterest income$367,0005,774
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$367,0003,544
Total noninterest expense$5,935,0002,299
Salaries and employee benefits$3,416,0002,091
Premises and equipment expense$1,189,0001,755
Additional noninterest expense$1,330,0003,113
Pre-tax net operating income$2,852,0002,491
Securities gains (losses)$01,956
Applicable income taxes$1,056,0002,025
Income before extraordinary items$1,796,0002,802
Extraordinary gains, net$038
Net income$1,796,0002,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-338,0009,862
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,796,0002,801
1999-12-31 (YTD Data)Rank
Total interest income$20,375,0001,596
Total interest expense$11,963,0001,263
Net interest income$8,412,0002,092
Provision for loan and lease losses$08,503
Total noninterest income$584,0004,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$584,0002,677
Total noninterest expense$5,672,0002,393
Salaries and employee benefits$3,289,0002,139
Premises and equipment expense$1,187,0001,727
Additional noninterest expense$1,196,0003,434
Pre-tax net operating income$3,324,0002,205
Securities gains (losses)$03,155
Applicable income taxes$1,265,0001,828
Income before extraordinary items$2,059,0002,524
Extraordinary gains, net$035
Net income$2,059,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0009,886
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,059,0002,479
1998-12-31 (YTD Data)Rank
Total interest income$21,120,0001,526
Total interest expense$12,662,0001,231
Net interest income$8,458,0002,031
Provision for loan and lease losses$08,652
Total noninterest income$478,0005,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$478,0003,065
Total noninterest expense$5,630,0002,325
Salaries and employee benefits$3,217,0002,107
Premises and equipment expense$1,180,0001,664
Additional noninterest expense$1,233,0003,296
Pre-tax net operating income$3,306,0002,179
Securities gains (losses)$04,449
Applicable income taxes$1,296,0001,856
Income before extraordinary items$2,010,0002,538
Extraordinary gains, net$032
Net income$2,010,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,742
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,010,0002,454
1997-12-31 (YTD Data)Rank
Total interest income$20,792,0001,588
Total interest expense$12,282,0001,292
Net interest income$8,510,0002,048
Provision for loan and lease losses$08,829
Total noninterest income$360,0006,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$360,0003,520
Total noninterest expense$5,676,0002,270
Salaries and employee benefits$3,077,0002,150
Premises and equipment expense$1,048,0001,894
Additional noninterest expense$1,551,0002,646
Pre-tax net operating income$3,194,0002,351
Securities gains (losses)$03,944
Applicable income taxes$1,273,0001,968
Income before extraordinary items$1,921,0002,675
Extraordinary gains, net$044
Net income$1,921,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00010,573
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,921,0002,631
1996-12-31 (YTD Data)Rank
Total interest income$20,518,0001,633
Total interest expense$11,934,0001,352
Net interest income$8,584,0002,086
Provision for loan and lease losses$09,041
Total noninterest income$414,0005,837
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$414,0003,341
Total noninterest expense$7,312,0001,930
Salaries and employee benefits$2,922,0002,268
Premises and equipment expense$1,201,0001,694
Additional noninterest expense$3,189,0001,633
Pre-tax net operating income$1,686,0003,960
Securities gains (losses)$04,148
Applicable income taxes$838,0002,728
Income before extraordinary items$848,0005,086
Extraordinary gains, net$053
Net income$848,0005,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$848,0005,039
1995-12-31 (YTD Data)Rank
Total interest income$19,795,0001,717
Total interest expense$11,233,0001,446
Net interest income$8,562,0002,103
Provision for loan and lease losses$08,958
Total noninterest income$411,0005,888
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$411,0003,260
Total noninterest expense$5,563,0002,442
Salaries and employee benefits$2,840,0002,333
Premises and equipment expense$1,199,0001,679
Additional noninterest expense$1,524,0003,056
Pre-tax net operating income$3,410,0002,158
Securities gains (losses)$03,831
Applicable income taxes$1,169,0002,073
Income before extraordinary items$2,241,0002,246
Extraordinary gains, net$065
Net income$2,241,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,875
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,241,0002,220
1994-12-31 (YTD Data)Rank
Total interest income$18,649,0001,656
Total interest expense$9,532,0001,365
Net interest income$9,117,0001,987
Provision for loan and lease losses$09,146
Total noninterest income$448,0005,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$448,0003,175
Total noninterest expense$5,792,0002,424
Salaries and employee benefits$2,782,0002,409
Premises and equipment expense$1,227,0001,687
Additional noninterest expense$1,783,0002,858
Pre-tax net operating income$3,773,0001,883
Securities gains (losses)$03,600
Applicable income taxes$1,351,0001,705
Income before extraordinary items$2,422,0002,015
Extraordinary gains, net$0249
Net income$2,422,0002,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00011,034
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,422,0002,032
1993-12-31 (YTD Data)Rank
Total interest income$19,070,0001,645
Total interest expense$10,118,0001,327
Net interest income$8,952,0002,020
Provision for loan and lease losses$010,371
Total noninterest income$517,0005,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$517,0003,197
Total noninterest expense$5,307,0002,699
Salaries and employee benefits$2,717,0002,452
Premises and equipment expense$1,229,0001,703
Additional noninterest expense$1,361,0003,796
Pre-tax net operating income$4,162,0001,661
Securities gains (losses)$07,477
Applicable income taxes$1,724,0001,378
Income before extraordinary items$2,438,0002,049
Extraordinary gains, net$217,000957
Net income$2,655,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,933
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,438,0001,920
1992-12-31 (YTD Data)Rank
Total interest income$20,407,0001,738
Total interest expense$12,017,0001,472
Net interest income$8,390,0002,168
Provision for loan and lease losses$-12,00013,485
Total noninterest income$431,0006,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$431,0003,530
Total noninterest expense$5,473,0002,639
Salaries and employee benefits$2,601,0002,485
Premises and equipment expense$1,091,0001,936
Additional noninterest expense$1,781,0003,085
Pre-tax net operating income$3,360,0001,843
Securities gains (losses)$08,369
Applicable income taxes$1,228,0001,716
Income before extraordinary items$2,132,0002,150
Extraordinary gains, net$01,422
Net income$2,132,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,132,0001,980

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.