Home > Humboldt Bank > Income and Expense

Humboldt Bank, Income and Expense

2004-06-30 (YTD Data)		Rank
Total interest income	$38,940,000	383
Total interest expense	$5,648,000	702
Net interest income	$33,292,000	336
Provision for loan and lease losses	$2,318,000	288
Total noninterest income	$6,571,000	505
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$3,056,000	281
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,515,000	534
Total noninterest expense	$25,486,000	362
Salaries and employee benefits	$13,580,000	337
Premises and equipment expense	$3,903,000	309
Additional noninterest expense	$8,003,000	371
Pre-tax net operating income	$12,059,000	426
Securities gains (losses)	$0	3,413
Applicable income taxes	$4,220,000	409
Income before extraordinary items	$7,839,000	456
Extraordinary gains, net	$0	21
Net income	$7,839,000	456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$554,000	642
Cash dividends	$4,500,000	360
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$7,839,000	441
2004-03-31 (YTD Data)		Rank
Total interest income	$19,109,000	395
Total interest expense	$2,892,000	698
Net interest income	$16,217,000	347
Provision for loan and lease losses	$185,000	1,231
Total noninterest income	$3,102,000	528
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,416,000	300
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,686,000	545
Total noninterest expense	$12,997,000	355
Salaries and employee benefits	$7,007,000	336
Premises and equipment expense	$1,903,000	320
Additional noninterest expense	$4,087,000	365
Pre-tax net operating income	$6,137,000	412
Securities gains (losses)	$0	2,934
Applicable income taxes	$2,135,000	418
Income before extraordinary items	$4,002,000	463
Extraordinary gains, net	$0	16
Net income	$4,002,000	462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	1,045
Cash dividends	$3,500,000	230
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$4,002,000	429
2003-12-31 (YTD Data)		Rank
Total interest income	$61,303,000	469
Total interest expense	$11,547,000	762
Net interest income	$49,756,000	416
Provision for loan and lease losses	$1,523,000	815
Total noninterest income	$44,141,000	247
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$3,477,000	494
Trading account gains and fees	$0	160
Additional Noninterest Income	$40,664,000	208
Total noninterest expense	$40,242,000	453
Salaries and employee benefits	$21,866,000	413
Premises and equipment expense	$6,166,000	394
Additional noninterest expense	$12,210,000	475
Pre-tax net operating income	$52,132,000	241
Securities gains (losses)	$0	4,500
Applicable income taxes	$19,730,000	231
Income before extraordinary items	$32,402,000	270
Extraordinary gains, net	$0	54
Net income	$32,402,000	271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$930,000	979
Cash dividends	$13,000,000	316
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$32,402,000	250
2003-09-30 (YTD Data)		Rank
Total interest income	$46,281,000	477
Total interest expense	$9,035,000	761
Net interest income	$37,246,000	426
Provision for loan and lease losses	$1,198,000	774
Total noninterest income	$41,769,000	224
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,421,000	541
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,348,000	185
Total noninterest expense	$30,233,000	463
Salaries and employee benefits	$16,849,000	410
Premises and equipment expense	$4,454,000	411
Additional noninterest expense	$8,930,000	489
Pre-tax net operating income	$47,584,000	214
Securities gains (losses)	$0	4,204
Applicable income taxes	$17,888,000	212
Income before extraordinary items	$29,696,000	242
Extraordinary gains, net	$0	40
Net income	$29,696,000	243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$765,000	828
Cash dividends	$13,000,000	262
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$29,696,000	224
2003-06-30 (YTD Data)		Rank
Total interest income	$30,963,000	492
Total interest expense	$6,285,000	765
Net interest income	$24,678,000	430
Provision for loan and lease losses	$903,000	689
Total noninterest income	$38,729,000	180
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,131,000	404
Trading account gains and fees	$0	150
Additional Noninterest Income	$36,598,000	143
Total noninterest expense	$20,708,000	453
Salaries and employee benefits	$11,864,000	394
Premises and equipment expense	$2,784,000	437
Additional noninterest expense	$6,060,000	491
Pre-tax net operating income	$41,796,000	174
Securities gains (losses)	$0	3,782
Applicable income taxes	$15,756,000	175
Income before extraordinary items	$26,040,000	198
Extraordinary gains, net	$0	30
Net income	$26,040,000	198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$382,000	1,028
Cash dividends	$13,000,000	176
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$26,040,000	182
2003-03-31 (YTD Data)		Rank
Total interest income	$15,525,000	496
Total interest expense	$3,239,000	751
Net interest income	$12,286,000	434
Provision for loan and lease losses	$589,000	566
Total noninterest income	$36,100,000	132
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$755,000	557
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,345,000	97
Total noninterest expense	$11,500,000	408
Salaries and employee benefits	$6,082,000	382
Premises and equipment expense	$1,357,000	450
Additional noninterest expense	$4,061,000	399
Pre-tax net operating income	$36,297,000	126
Securities gains (losses)	$0	2,891
Applicable income taxes	$13,591,000	127
Income before extraordinary items	$22,706,000	141
Extraordinary gains, net	$0	21
Net income	$22,706,000	141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	887
Cash dividends	$13,000,000	108
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$22,706,000	132
2002-12-31 (YTD Data)		Rank
Total interest income	$64,339,000	503
Total interest expense	$15,506,000	730
Net interest income	$48,833,000	435
Provision for loan and lease losses	$3,321,000	506
Total noninterest income	$25,287,000	346
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,627,000	455
Trading account gains and fees	$0	153
Additional Noninterest Income	$21,660,000	283
Total noninterest expense	$48,645,000	380
Salaries and employee benefits	$20,804,000	415
Premises and equipment expense	$5,198,000	454
Additional noninterest expense	$22,643,000	318
Pre-tax net operating income	$22,154,000	435
Securities gains (losses)	$887,000	459
Applicable income taxes	$6,151,000	498
Income before extraordinary items	$16,890,000	423
Extraordinary gains, net	$0	70
Net income	$16,890,000	424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,472,000	683
Cash dividends	$4,000,000	738
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$16,242,490	415
2001-12-31 (YTD Data)		Rank
Total interest income	$31,768,000	1,072
Total interest expense	$11,963,000	1,362
Net interest income	$19,805,000	896
Provision for loan and lease losses	$1,124,000	1,145
Total noninterest income	$23,388,000	346
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,917,000	514
Trading account gains and fees	$0	177
Additional Noninterest Income	$20,471,000	287
Total noninterest expense	$25,910,000	625
Salaries and employee benefits	$9,326,000	788
Premises and equipment expense	$2,090,000	1,003
Additional noninterest expense	$14,494,000	445
Pre-tax net operating income	$16,159,000	511
Securities gains (losses)	$245,000	1,040
Applicable income taxes	$5,571,000	507
Income before extraordinary items	$10,833,000	545
Extraordinary gains, net	$0	105
Net income	$10,833,000	545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	1,374
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$10,671,300	525
2000-12-31 (YTD Data)		Rank
Total interest income	$30,001,000	1,177
Total interest expense	$10,950,000	1,571
Net interest income	$19,051,000	911
Provision for loan and lease losses	$1,218,000	899
Total noninterest income	$26,848,000	312
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$3,083,000	435
Trading account gains and fees	$0	180
Additional Noninterest Income	$23,765,000	266
Total noninterest expense	$33,612,000	482
Salaries and employee benefits	$9,853,000	714
Premises and equipment expense	$2,398,000	832
Additional noninterest expense	$21,361,000	330
Pre-tax net operating income	$11,069,000	715
Securities gains (losses)	$-117,000	9,462
Applicable income taxes	$3,718,000	686
Income before extraordinary items	$7,234,000	748
Extraordinary gains, net	$0	38
Net income	$7,234,000	748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$989,000	753
Cash dividends	$6,499,000	521
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$7,311,220	741
1999-12-31 (YTD Data)		Rank
Total interest income	$24,676,000	1,315
Total interest expense	$8,014,000	1,864
Net interest income	$16,662,000	1,049
Provision for loan and lease losses	$965,000	1,010
Total noninterest income	$19,287,000	402
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,397,000	560
Trading account gains and fees	$0	173
Additional Noninterest Income	$16,890,000	336
Total noninterest expense	$25,800,000	623
Salaries and employee benefits	$8,815,000	786
Premises and equipment expense	$2,517,000	803
Additional noninterest expense	$14,468,000	457
Pre-tax net operating income	$9,184,000	895
Securities gains (losses)	$-235,000	10,054
Applicable income taxes	$3,192,000	843
Income before extraordinary items	$5,757,000	967
Extraordinary gains, net	$0	35
Net income	$5,757,000	967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$746,000	885
Cash dividends	$2,500,000	1,126
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,907,400	931
1998-12-31 (YTD Data)		Rank
Total interest income	$23,504,000	1,374
Total interest expense	$7,742,000	1,974
Net interest income	$15,762,000	1,071
Provision for loan and lease losses	$2,124,000	552
Total noninterest income	$12,274,000	527
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$2,097,000	587
Trading account gains and fees	$0	224
Additional Noninterest Income	$10,177,000	436
Total noninterest expense	$19,491,000	758
Salaries and employee benefits	$9,131,000	738
Premises and equipment expense	$2,711,000	744
Additional noninterest expense	$7,649,000	714
Pre-tax net operating income	$6,421,000	1,165
Securities gains (losses)	$0	4,449
Applicable income taxes	$2,466,000	1,033
Income before extraordinary items	$3,955,000	1,344
Extraordinary gains, net	$0	32
Net income	$3,955,000	1,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,439,000	578
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,955,000	1,287
1997-12-31 (YTD Data)		Rank
Total interest income	$20,053,000	1,639
Total interest expense	$7,024,000	2,142
Net interest income	$13,029,000	1,333
Provision for loan and lease losses	$773,000	1,221
Total noninterest income	$8,005,000	663
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,300,000	973
Trading account gains and fees	$0	239
Additional Noninterest Income	$6,705,000	522
Total noninterest expense	$15,472,000	912
Salaries and employee benefits	$6,806,000	972
Premises and equipment expense	$2,466,000	822
Additional noninterest expense	$6,200,000	826
Pre-tax net operating income	$4,789,000	1,617
Securities gains (losses)	$102,000	973
Applicable income taxes	$1,717,000	1,512
Income before extraordinary items	$3,174,000	1,687
Extraordinary gains, net	$0	44
Net income	$3,174,000	1,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$548,000	1,256
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,107,700	1,674
1996-12-31 (YTD Data)		Rank
Total interest income	$16,562,000	2,040
Total interest expense	$5,549,000	2,737
Net interest income	$11,013,000	1,609
Provision for loan and lease losses	$533,000	1,658
Total noninterest income	$5,068,000	944
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$709,000	1,913
Trading account gains and fees	$0	262
Additional Noninterest Income	$4,359,000	701
Total noninterest expense	$11,305,000	1,268
Salaries and employee benefits	$5,592,000	1,191
Premises and equipment expense	$1,792,000	1,169
Additional noninterest expense	$3,921,000	1,375
Pre-tax net operating income	$4,243,000	1,698
Securities gains (losses)	$678,000	344
Applicable income taxes	$1,923,000	1,283
Income before extraordinary items	$2,998,000	1,664
Extraordinary gains, net	$0	53
Net income	$2,998,000	1,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	2,321
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,564,080	1,891
1995-12-31 (YTD Data)		Rank
Total interest income	$15,241,000	2,212
Total interest expense	$5,244,000	2,908
Net interest income	$9,997,000	1,785
Provision for loan and lease losses	$792,000	1,131
Total noninterest income	$3,400,000	1,250
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$577,000	2,341
Trading account gains and fees	$0	522
Additional Noninterest Income	$2,823,000	924
Total noninterest expense	$9,149,000	1,556
Salaries and employee benefits	$4,612,000	1,441
Premises and equipment expense	$1,298,000	1,568
Additional noninterest expense	$3,239,000	1,586
Pre-tax net operating income	$3,456,000	2,124
Securities gains (losses)	$109,000	917
Applicable income taxes	$1,363,000	1,791
Income before extraordinary items	$2,202,000	2,292
Extraordinary gains, net	$0	65
Net income	$2,202,000	2,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	2,161
Cash dividends	$3,000	8,676
Sale, conversion, retirement of capital stock, net	$36,000	672
Net operating income	$2,132,240	2,336
1994-12-31 (YTD Data)		Rank
Total interest income	$11,162,000	2,725
Total interest expense	$3,539,000	3,418
Net interest income	$7,623,000	2,368
Provision for loan and lease losses	$783,000	1,117
Total noninterest income	$1,711,000	2,072
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$387,000	3,486
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,324,000	1,517
Total noninterest expense	$6,241,000	2,264
Salaries and employee benefits	$3,368,000	1,979
Premises and equipment expense	$871,000	2,315
Additional noninterest expense	$2,002,000	2,573
Pre-tax net operating income	$2,310,000	3,038
Securities gains (losses)	$-247,000	12,033
Applicable income taxes	$762,000	2,893
Income before extraordinary items	$1,301,000	3,587
Extraordinary gains, net	$0	249
Net income	$1,301,000	3,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$310,000	1,862
Cash dividends	$2,000	8,908
Sale, conversion, retirement of capital stock, net	$2,572,000	262
Net operating income	$1,459,080	3,283
1993-12-31 (YTD Data)		Rank
Total interest income	$8,390,000	3,650
Total interest expense	$3,199,000	3,896
Net interest income	$5,191,000	3,447
Provision for loan and lease losses	$594,000	1,880
Total noninterest income	$1,249,000	2,815
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$290,000	4,551
Trading account gains and fees	$0	532
Additional Noninterest Income	$959,000	2,089
Total noninterest expense	$4,468,000	3,137
Salaries and employee benefits	$2,177,000	3,005
Premises and equipment expense	$644,000	3,110
Additional noninterest expense	$1,647,000	3,233
Pre-tax net operating income	$1,378,000	4,649
Securities gains (losses)	$-23,000	12,945
Applicable income taxes	$453,000	4,565
Income before extraordinary items	$902,000	5,084
Extraordinary gains, net	$0	3,149
Net income	$902,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	2,327
Cash dividends	$1,000	9,069
Sale, conversion, retirement of capital stock, net	$2,403,000	323
Net operating income	$917,410	4,795
1992-12-31 (YTD Data)		Rank
Total interest income	$4,395,000	7,020
Total interest expense	$1,436,000	8,721
Net interest income	$2,959,000	5,782
Provision for loan and lease losses	$289,000	4,241
Total noninterest income	$569,000	5,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$104,000	8,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$465,000	3,344
Total noninterest expense	$2,094,000	6,152
Salaries and employee benefits	$1,114,000	5,528
Premises and equipment expense	$311,000	5,817
Additional noninterest expense	$669,000	6,965
Pre-tax net operating income	$1,145,000	5,113
Securities gains (losses)	$55,000	3,959
Applicable income taxes	$485,000	4,094
Income before extraordinary items	$715,000	5,826
Extraordinary gains, net	$0	1,422
Net income	$715,000	5,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	12,698
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$679,800	5,705

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.