Home > Humble National Bank > Income and Expense
Humble National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 7,256 |
| Total interest expense | $1,045,000 | 8,572 |
| Net interest income | $2,374,000 | 6,253 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $1,180,000 | 2,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,039,000 | 1,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $2,935,000 | 4,172 |
| Salaries and employee benefits | $1,022,000 | 5,772 |
| Premises and equipment expense | $466,000 | 3,932 |
| Additional noninterest expense | $1,447,000 | 2,823 |
| Pre-tax net operating income | $523,000 | 7,794 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $263,000 | 8,648 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $263,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $263,000 | 8,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 8,336 |
| Total interest expense | $849,000 | 9,486 |
| Net interest income | $1,907,000 | 7,338 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $1,085,000 | 2,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $948,000 | 1,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $2,645,000 | 4,799 |
| Salaries and employee benefits | $1,057,000 | 5,755 |
| Premises and equipment expense | $503,000 | 3,761 |
| Additional noninterest expense | $1,085,000 | 4,112 |
| Pre-tax net operating income | $329,000 | 8,931 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $314,000 | 8,307 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $314,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $322,820 | 8,173 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 9,342 |
| Total interest expense | $709,000 | 10,277 |
| Net interest income | $1,537,000 | 8,435 |
| Provision for loan and lease losses | $-27,000 | 11,513 |
| Total noninterest income | $770,000 | 3,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $657,000 | 2,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $2,311,000 | 5,331 |
| Salaries and employee benefits | $999,000 | 6,073 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $911,000 | 4,719 |
| Pre-tax net operating income | $23,000 | 11,410 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $61,000 | 11,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $61,000 | 11,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 374 |
| Net operating income | $23,000 | 11,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 9,809 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $1,447,000 | 9,020 |
| Provision for loan and lease losses | $-91,000 | 12,124 |
| Total noninterest income | $753,000 | 3,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $650,000 | 2,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $2,254,000 | 5,625 |
| Salaries and employee benefits | $834,000 | 7,020 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $1,127,000 | 4,280 |
| Pre-tax net operating income | $37,000 | 11,964 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $30,000 | 11,918 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $30,000 | 11,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $37,000 | 11,917 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 10,472 |
| Total interest expense | $549,000 | 11,428 |
| Net interest income | $1,311,000 | 9,696 |
| Provision for loan and lease losses | $-74,000 | 12,834 |
| Total noninterest income | $906,000 | 3,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $746,000 | 1,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,977,000 | 6,399 |
| Salaries and employee benefits | $815,000 | 7,233 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $887,000 | 5,437 |
| Pre-tax net operating income | $314,000 | 10,128 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $355,000 | 8,884 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $355,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 12,404 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $314,000 | 9,062 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 11,800 |
| Total interest expense | $564,000 | 12,464 |
| Net interest income | $1,008,000 | 11,074 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $760,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $625,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,583,000 | 7,631 |
| Salaries and employee benefits | $602,000 | 8,788 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $742,000 | 6,470 |
| Pre-tax net operating income | $139,000 | 11,634 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $31,000 | 1,121 |
| Net income | $212,000 | 10,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,633,000 | 338 |
| Net operating income | $139,000 | 11,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.